The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE S&P 500 ETF ETF 464287200   144,805,544 245,983 SH   SOLE   245,983 0 0
VANGUARD GROWTH ETF ETF 922908736   85,708,973 208,822 SH   SOLE   208,822 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771   53,380,949 2,254,263 SH   SOLE   2,254,263 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   51,329,294 823,773 SH   SOLE   823,773 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   50,353,151 2,721,792 SH   SOLE   2,721,792 0 0
COLUMBIA RESEARCH ENHANCED CORE ETF ETF 19761L706   41,437,677 1,196,929 SH   SOLE   1,196,929 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   38,234,637 531,701 SH   SOLE   531,701 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   38,050,514 991,674 SH   SOLE   991,674 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   35,293,718 1,535,845 SH   SOLE   1,535,845 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771   27,905,035 615,462 SH   SOLE   615,462 0 0
JPMORGAN MUNICIPAL ETF ETF 46641Q647   19,471,484 388,265 SH   SOLE   388,265 0 0
PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857   17,229,346 391,487 SH   SOLE   391,487 0 0
ISHARES INVESTMENT GRADE SYSTEMATIC BOND ETF ETF 46435G219   13,182,763 297,177 SH   SOLE   297,177 0 0
SPDR PORTFOLIO HIGH YIELD BOND ETF ETF 78468R606   12,570,954 535,618 SH   SOLE   535,618 0 0
VANGUARD VALUE ETF ETF 922908744   10,236,535 60,464 SH   SOLE   60,464 0 0
JPMORGAN LIMITED DURATION BOND ETF ETF 46654Q773   8,357,084 162,210 SH   SOLE   162,210 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   6,926,127 71,477 SH   SOLE   71,477 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   6,419,938 66,315 SH   SOLE   66,315 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   6,376,163 27,422 SH   SOLE   27,422 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   6,307,714 80,241 SH   SOLE   80,241 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   6,190,238 46,981 SH   SOLE   46,981 0 0
AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877   4,561,395 47,254 SH   SOLE   47,254 0 0
APPLE INC COM Stock 037833100   4,485,512 17,912 SH   SOLE   17,912 0 0
COLUMBIA MULTI-SECTOR MUNICIPAL INCOME ETF ETF 19761L607   4,433,817 218,307 SH   SOLE   218,307 0 0
ISHARES CORE GROWTH ALLOCATION ETF ETF 464289867   4,405,896 76,865 SH   SOLE   76,865 0 0
AMERIPRISE FINL INC COM Stock 03076C106   3,070,205 5,766 SH   SOLE   5,766 0 0
PGIM ULTRA SHORT BOND ETF ETF 69344A107   3,040,391 61,360 SH   SOLE   61,360 0 0
ISHARES MSCI ITALY ETF ETF 46434G830   2,859,443 79,495 SH   SOLE   79,495 0 0
ISHARES MSCI GERMANY ETF ETF 464286806   2,818,966 88,591 SH   SOLE   88,591 0 0
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334   2,814,209 83,015 SH   SOLE   83,015 0 0
ISHARES CONVERTIBLE BOND ETF ETF 46435G102   2,777,760 32,691 SH   SOLE   32,691 0 0
ISHARES MSCI CANADA ETF ETF 464286509   2,776,955 68,907 SH   SOLE   68,907 0 0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF ETF 921946885   2,709,255 42,902 SH   SOLE   42,902 0 0
TESLA INC COM Stock 88160R101   1,878,260 4,651 SH   SOLE   4,651 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,851,594 67,774 SH   SOLE   67,774 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   1,848,968 14,353 SH   SOLE   14,353 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   1,802,370 3,563 SH   SOLE   3,563 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   1,712,300 13,313 SH   SOLE   13,313 0 0
AMAZON COM INC COM Stock 023135106   1,583,996 7,220 SH   SOLE   7,220 0 0
ISHARES CORE MODERATE ALLOCATION ETF ETF 464289875   1,521,663 35,029 SH   SOLE   35,029 0 0
NVIDIA CORPORATION COM Stock 67066G104   1,508,974 11,237 SH   SOLE   11,237 0 0
BOSTON SCIENTIFIC CORP COM Stock 101137107   1,486,642 16,644 SH   SOLE   16,644 0 0
ISHARES CORE CONSERVATIVE ALLOCATION ETF ETF 464289883   1,436,169 38,503 SH   SOLE   38,503 0 0
ISHARES CORE AGGRESSIVE ALLOCATION ETF ETF 464289859   1,065,505 13,908 SH   SOLE   13,908 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   1,047,467 46,144 SH   SOLE   46,144 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   954,284 5,041 SH   SOLE   5,041 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   943,320 4,817 SH   SOLE   4,817 0 0
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201   879,816 10,249 SH   SOLE   10,249 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   757,851 7,336 SH   SOLE   7,336 0 0
MICROSOFT CORP COM Stock 594918104   756,842 1,796 SH   SOLE   1,796 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   718,576 2,479 SH   SOLE   2,479 0 0
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300   703,203 17,861 SH   SOLE   17,861 0 0
TARGET CORP COM Stock 87612E106   672,558 4,975 SH   SOLE   4,975 0 0
3M CO COM Stock 88579Y101   633,022 4,904 SH   SOLE   4,904 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   599,363 5,202 SH   SOLE   5,202 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   598,406 7,859 SH   SOLE   7,859 0 0
WELLS FARGO CO NEW COM Stock 949746101   595,131 8,473 SH   SOLE   8,473 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   542,544 5,092 SH   SOLE   5,092 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   530,311 1,016 SH   SOLE   1,016 0 0
BLUE OWL CAPITAL CORPORATION COM CEF 69121K104   483,189 31,957 SH   SOLE   31,957 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   471,237 922 SH   SOLE   922 0 0
CATERPILLAR INC COM Stock 149123101   462,988 1,276 SH   SOLE   1,276 0 0
KKR & CO INC COM Stock 48251W104   436,436 2,951 SH   SOLE   2,951 0 0
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863   431,141 12,912 SH   SOLE   12,912 0 0
PRUDENTIAL FINL INC COM Stock 744320102   426,371 3,597 SH   SOLE   3,597 0 0
PGIM AAA CLO ETF ETF 69344A834   377,988 7,383 SH   SOLE   7,383 0 0
CHENIERE ENERGY INC COM NEW Stock 16411R208   362,755 1,688 SH   SOLE   1,688 0 0
FAIR ISAAC CORP COM Stock 303250104   362,349 182 SH   SOLE   182 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   345,728 590 SH   SOLE   590 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   344,345 1,437 SH   SOLE   1,437 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549   341,989 7,364 SH   SOLE   7,364 0 0
MEDTRONIC PLC SHS Stock G5960L103   341,327 4,273 SH   SOLE   4,273 0 0
PACER METAURUS US LARGE CAP DIVIDEND MULTIPLIER 400 ETF ETF 69374H436   340,991 8,882 SH   SOLE   8,882 0 0
ANALOG DEVICES INC COM Stock 032654105   334,082 1,572 SH   SOLE   1,572 0 0
FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192   314,358 2,639 SH   SOLE   2,639 0 0
WORKDAY INC CL A Stock 98138H101   309,894 1,201 SH   SOLE   1,201 0 0
LENNAR CORP CL A Stock 526057104   306,831 2,250 SH   SOLE   2,250 0 0
MORGAN STANLEY COM NEW Stock 617446448   295,013 2,347 SH   SOLE   2,347 0 0
SALESFORCE INC COM Stock 79466L302   293,715 879 SH   SOLE   879 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   292,569 6,118 SH   SOLE   6,118 0 0
ORACLE CORP COM Stock 68389X105   291,659 1,750 SH   SOLE   1,750 0 0
HAWKINS INC COM Stock 420261109   289,443 2,360 SH   SOLE   2,360 0 0
GE AEROSPACE COM NEW Stock 369604301   286,037 1,715 SH   SOLE   1,715 0 0
XCEL ENERGY INC COM Stock 98389B100   264,449 3,917 SH   SOLE   3,917 0 0
GRACO INC COM Stock 384109104   261,347 3,101 SH   SOLE   3,101 0 0
GROUP 1 AUTOMOTIVE INC COM Stock 398905109   259,886 617 SH   SOLE   617 0 0
FIRST HAWAIIAN INC COM Stock 32051X108   250,324 9,646 SH   SOLE   9,646 0 0
NUVEEN ESG SMALL-CAP ETF ETF 67092P607   249,620 5,960 SH   SOLE   5,960 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   248,334 1,304 SH   SOLE   1,304 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   245,826 840 SH   SOLE   840 0 0
WP CAREY INC COM REIT 92936U109   236,658 4,344 SH   SOLE   4,344 0 0
LIBERTY MEDIA CORP DEL COM LBTY ONE S C Stock 531229755   236,561 2,553 SH   SOLE   2,553 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   233,620 921 SH   SOLE   921 0 0
HOME DEPOT INC COM Stock 437076102   231,669 596 SH   SOLE   596 0 0
GENERAL MLS INC COM Stock 370334104   230,390 3,613 SH   SOLE   3,613 0 0
HONEYWELL INTL INC COM Stock 438516106   223,474 989 SH   SOLE   989 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   219,190 2,461 SH   SOLE   2,461 0 0
AMERICAN EXPRESS CO COM Stock 025816109   210,336 709 SH   SOLE   709 0 0
UNITED RENTALS INC COM Stock 911363109   204,570 290 SH   SOLE   290 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   200,992 323 SH   SOLE   323 0 0
ENVOY MEDICAL INC CL A Stock 29415V109   14,949 10,454 SH   SOLE   10,454 0 0