Zhang Financial LLC Portfolio Holdings

Zhang Financial LLC

$2.42 Billion
Q3 2025

Zhang Financial LLC has filed its 13F form on November 10, 2025 for Q3 2025 where it was disclosed a total value porftolio of $2.42 Billion distributed in 316 stocks.

Among their holdings, we can observe that their the top five positions include companies like: Vanguard Index Fds S&P 500 ETF with a value of $186M, Vanguard Total Stock Market Et with a value of $180M, Dimensional ETF Tr U S Equity with a value of $174M, Ishares Core S&P Total U.S. St with a value of $141M, and Vanguard Star Fd Vanguard Tota with a value of $128M.

Examining the 13F form we can see an increase of $289M in the current position value, from $2.13B to 2.42B.

Below you can find more details about Zhang Financial LLC portfolio as well as his latest detailed transactions.

Portfolio value $2.42 Billion

ETFs: $2.01 Billion

Technology: $158 Million

Healthcare: $72.6 Million

Financial Services: $51.6 Million

Consumer Cyclical: $34.8 Million

Communication Services: $32 Million

Industrials: $24.3 Million

Consumer Defensive: $22.7 Million

Other: $12 Million

Stock Holdings Table ETFs Only

Stock	Market Cap.	Holding Value (Reported)	# of Shares.	Last Trade
VOO Vanguard Index Fds S&P 500 ETF ETFs	$0	$186 Million 7.66% of portfolio	303,156	Q3 2025 Added 3.24%
VTI Vanguard Total Stock Market Et ETFs	$0	$180 Million 7.45% of portfolio	549,958	Q3 2025 Added 0.72%
DFUS Dimensional ETF Tr U S Equity ETFs	$0	$174 Million 7.19% of portfolio	2,403,369	Q3 2025 Added 0.27%
ITOT Ishares Core S&P Total U.S. St ETFs	$0	$141 Million 5.83% of portfolio	969,900	Q3 2025 Added 10.39%
VXUS Vanguard Star Fd Vanguard Tota ETFs	$0	$128 Million 5.28% of portfolio	1,740,574	Q3 2025 Added 11.39%
DFAC Dimensional ETF Tr U S Core Eq ETFs	$0	$127 Million 5.24% of portfolio	3,290,591	Q3 2025 Added 2.55%
VT Vanguard Total World Stk Index ETFs	$0	$98.2 Million 4.05% of portfolio	712,620	Q3 2025 Added 2.6%
BIV Vanguard Bd Index Fd Inc Inter ETFs	$0	$88.7 Million 3.66% of portfolio	1,136,494	Q3 2025 Added 41.26%
DFAI Dimensional ETF Tr ETFs	$0	$64.9 Million 2.68% of portfolio	1,785,546	Q3 2025 Added 2.8%

VBR Vanguard Small Cap Value ETF ETFs	$0	$49.3 Million 2.03% of portfolio	236,207	Q3 2025 Reduced 0.24%
BND Vanguard Bd Index Fd Inc Total ETFs	$0	$47 Million 1.94% of portfolio	631,836	Q3 2025 Added 7.3%
VYM Vanguard Whitehall Fds (Vangua ETFs	$0	$44.7 Million 1.84% of portfolio	316,988	Q3 2025 Added 7.3%
BKLC Bny Mellon ETF Tr Us Large Cap ETFs	$0	$39.6 Million 1.63% of portfolio	308,448	Q3 2025 Added 1.09%
IAU Ishares Gold Trust ETFs	$65.3B	$34.6 Million 1.43% of portfolio	475,595	Q3 2025 Added 0.39%
DFAU Dimensional ETF Tr ETFs	$0	$30 Million 1.24% of portfolio	655,912	Q3 2025 Added 4.61%
AGG Ishares Core U.S. Aggregate Bo ETFs	$0	$29 Million 1.2% of portfolio	289,103	Q3 2025 Added 31.73%
VCSH Vanguard Sht Term Corp Bd ETF ETFs	$0	$28.1 Million 1.16% of portfolio	351,027	Q3 2025 Added 6.47%
AVDE American Centy ETF Tr Avantis ETFs	$0	$26.8 Million 1.11% of portfolio	340,269	Q3 2025 Added 16.23%

VO Vanguard Mid Cap ETF ETFs	$0	$25.7 Million 1.06% of portfolio	87,548	Q3 2025 Added 13.37%
SPTM Spdr Portfolio S&P 1500 Compos ETFs	$0	$21.5 Million 0.89% of portfolio	266,964	Q3 2025 Added 4.73%
VOOV Vanguard S&P 500 Value ETF ETFs	$0	$21.1 Million 0.87% of portfolio	105,882	Q3 2025 Reduced 0.84%
DFSV Dimensional ETF Tr Dimensional ETFs	$0	$20 Million 0.83% of portfolio	628,875	Q3 2025 Reduced -0.0%
MGK Vanguard Mega Cap Growth ETF ETFs	$0	$19.2 Million 0.79% of portfolio	47,778	Q3 2025 Added 6.44%
VEA Vanguard Ftse Developed Market ETFs	$0	$18.2 Million 0.75% of portfolio	303,322	Q3 2025 Added 20.06%
IWN Ishares Russell2000 Val ETF ETFs	$0	$18.1 Million 0.75% of portfolio	102,318	Q3 2025 Reduced 2.56%
IVV Ishares Core S&P 500 ETF ETFs	$0	$17.8 Million 0.73% of portfolio	26,536	Q3 2025 Reduced 0.36%
VUG Vanguard Growth ETF ETFs	$0	$16.9 Million 0.7% of portfolio	35,242	Q3 2025 Added 42.54%
SCHB Schwab Strategic Tr Us Broad M ETFs	$0	$16.7 Million 0.69% of portfolio	650,806	Q3 2025 Added 14.53%
AVUS American Centy ETF Tr Avantis ETFs	$0	$16.7 Million 0.69% of portfolio	153,713	Q3 2025 Added 2.59%
AVUV American Centy ETF Tr Avantis ETFs	$0	$13.7 Million 0.57% of portfolio	137,754	Q3 2025 Added 42.83%
VTV Vanguard Value ETF ETFs	$0	$12.2 Million 0.5% of portfolio	65,245	Q3 2025 Added 1.84%
VWO Vanguard Ftse Emerging Mkts Et ETFs	$0	$12.2 Million 0.5% of portfolio	224,902	Q3 2025 Added 0.8%
SCHF Schwab Strategic Tr Intl Eqty ETFs	$0	$11.9 Million 0.49% of portfolio	512,513	Q3 2025 Added 0.46%
SPY Spdr S&P 500 ETF Trust ETFs	$0	$11.8 Million 0.49% of portfolio	17,660	Q3 2025 Added 0.03%
SPMD Spdr Portfolio ETFs	$0	$9.9 Million 0.41% of portfolio	173,072	Q3 2025 Added 13.07%
GLDM World Gold Trust ETFs	$11.9B	$7.99 Million 0.33% of portfolio	104,513	Q3 2025 Reduced 0.36%
SUB Ishares Short Term National Mu ETFs	$0	$7.66 Million 0.32% of portfolio	71,702	Q3 2025 Added 1.13%
EMXC Ishares Inc Msci Emerging Mkts ETFs	$0	$7.62 Million 0.31% of portfolio	112,880	Q3 2025 Added 5.78%
SPAB Spdr Portfolio Aggregate Bond ETFs	$0	$6.71 Million 0.28% of portfolio	259,666	Q3 2025 Added 9.11%
MGC Vanguard Mega Cap ETF ETFs	$0	$5.98 Million 0.25% of portfolio	24,496	Q3 2025 Reduced 0.92%
DFAS Dimensional ETF Tr U S Small C ETFs	$0	$6.07 Million 0.25% of portfolio	88,712	Q3 2025 Reduced 0.05%
IXUS Ishares Tr ETFs	$0	$5.8 Million 0.24% of portfolio	70,182	Q3 2025 Added 3.57%
QQQ Invesco Qqq Trust, Series 1 ETFs	$0	$5.82 Million 0.24% of portfolio	9,694	Q3 2025 Reduced 2.27%
VONE Vanguard Russell 1000 ETF ETFs	$0	$5.72 Million 0.24% of portfolio	18,916	Q3 2025 Added 22.12%
EFV Msci Eafe Value ETF ETFs	$0	$4.75 Million 0.2% of portfolio	69,961	Q3 2025 Reduced 1.09%
VONG Vanguard Russell 1000 Growth E ETFs	$0	$4.67 Million 0.19% of portfolio	38,742	Q3 2025 Reduced 3.25%
MUB Ishares National Muni Bond ETF ETFs	$0	$4.66 Million 0.19% of portfolio	43,754	Q3 2025 Added 36.23%
VGT Vanguard Information Technolog ETFs	$0	$4.72 Million 0.19% of portfolio	6,320	Q3 2025 Added 0.89%
VNQ Vanguard Specialized Funds Van ETFs	$0	$4.31 Million 0.18% of portfolio	47,122	Q3 2025 Reduced 12.68%
VYMI Vanguard Whitehall Fds Intl Hi ETFs	$0	$4.24 Million 0.17% of portfolio	50,068	Q3 2025 Added 0.25%

Summary

Portfolio
No. of Stocks 316
Current Value $2.42 Billion
Prior Value $2.13 Billion
Filing
Period Q3 2025
Filing Date November 10, 2025
Form Type 13F-HR
Activity in Q3 2025
New Purchases 36 stocks
Additional Purchases 154 stocks
Sold out of 0 stocks
Reduced holdings in 83 stocks

Track This Portfolio

Portfolio Update

Get notified when there are updates to the investment portfolio of Zhang Financial LLC, based on Form 13F filings with the SEC.

News

Stay updated on Zhang Financial LLC with notifications on news.

Account

Zhang Financial LLC Portfolio Holdings