The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,061,674 6,074 SH   SOLE   6,074 0 0
ABBVIE INC COM 00287Y109   323,486 3,019 SH   SOLE   3,019 0 0
ALPHABET INC CAP STK CL A 02079K305   453,934 259 SH   SOLE   259 0 0
AMERICAN TOWER CORP NEW COM 03027X100   357,097 1,590 SH   SOLE   1,590 0 0
AMGEN INC COM 031162100   391,094 1,701 SH   SOLE   1,701 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409   1,742,629 206,228 SH   SOLE   206,228 0 0
APPLE INC COM 037833100   3,635,819 27,400 SH   SOLE   27,400 0 0
AXOS FINANCIAL INC COM 05465C100   4,712,192 125,558 SH   SOLE   125,558 0 0
BANK COMM HLDGS COM 06424J103   1,723,343 174,075 SH   SOLE   174,075 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   671,496 2,896 SH   SOLE   2,896 0 0
BK OF AMERICA CORP COM 060505104   1,975,000 500,000 SH Call SOLE   500,000 0 0
BK OF AMERICA CORP COM 060505104   10,964,625 361,749 SH   SOLE   361,749 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,068,766 17,229 SH   SOLE   17,229 0 0
BROADCOM INC COM 11135F101   1,723,378 3,936 SH   SOLE   3,936 0 0
CATERPILLAR INC COM 149123101   385,298 2,116 SH   SOLE   2,116 0 0
CISCO SYS INC COM 17275R102   1,009,605 22,561 SH   SOLE   22,561 0 0
COCA COLA CO COM 191216100   373,417 6,809 SH   SOLE   6,809 0 0
COHEN & STEERS INFRASTRUCTUR COM 19248A109   1,045,448 40,489 SH   SOLE   40,489 0 0
COLGATE PALMOLIVE CO COM 194162103   372,567 4,357 SH   SOLE   4,357 0 0
CVS HEALTH CORP COM 126650100   1,711,461 25,058 SH   SOLE   25,058 0 0
DISNEY WALT CO COM 254687106   528,864 2,919 SH   SOLE   2,919 0 0
DOMINION ENERGY INC COM 25746U109   1,526,738 20,302 SH   SOLE   20,302 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   739,896 8,081 SH   SOLE   8,081 0 0
DWS MUN INCOME TR COM 233368109   488,216 41,979 SH   SOLE   41,979 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105   111,010 11,468 SH   SOLE   11,468 0 0
FASTENAL CO COM 311900104   245,517 5,028 SH   SOLE   5,028 0 0
FAUQUIER BANKSHARES INC COM 312059108   5,995,196 344,948 SH   SOLE   344,948 0 0
FINANCIAL INSTNS INC COM 317585404   1,582,493 70,333 SH   SOLE   70,333 0 0
FIRST HORIZON CORPORATION COM 320517105   5,697,136 446,484 SH   SOLE   446,484 0 0
FVCBANKCORP INC COM 36120Q101   3,966,663 269,841 SH   SOLE   269,841 0 0
GENERAL DYNAMICS CORP COM 369550108   260,305 1,749 SH   SOLE   1,749 0 0
GENERAL MLS INC COM 370334104   643,331 10,941 SH   SOLE   10,941 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105   417,938 11,357 SH   SOLE   11,357 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   325,682 1,235 SH   SOLE   1,235 0 0
HAWTHORN BANCSHARES INC COM 420476103   7,486,362 341,843 SH   SOLE   341,843 0 0
INTEL CORP COM 458140100   1,269,414 25,480 SH   SOLE   25,480 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   668,423 5,310 SH   SOLE   5,310 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   674,176 5,286 SH   SOLE   5,286 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   7,097,156 22,621 SH   SOLE   22,621 0 0
ISHARES TR CORE S&P500 ETF 464287200   272,745 726 SH   SOLE   726 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   741,063 3,779 SH   SOLE   3,779 0 0
ISHARES TR CORE S&P SCP ETF 464287804   382,212 4,159 SH   SOLE   4,159 0 0
ISHARES TR JPMORGAN USD EMG 464288281   631,198 5,445 SH   SOLE   5,445 0 0
ISHARES TR CORE MSCI EAFE 46432F842   391,202 5,662 SH   SOLE   5,662 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,471,142 6,401 SH   SOLE   6,401 0 0
ISHARES TR INTL PFD STK ETF 46429B135   221,080 14,190 SH   SOLE   14,190 0 0
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332   262,471 4,708 SH   SOLE   4,708 0 0
JOHNSON & JOHNSON COM 478160104   601,506 3,822 SH   SOLE   3,822 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   141,803 10,208 SH   SOLE   10,208 0 0
JPMORGAN CHASE & CO COM 46625H100   1,521,917 11,977 SH   SOLE   11,977 0 0
KLA CORP COM NEW 482480100   311,987 1,205 SH   SOLE   1,205 0 0
KRAFT HEINZ CO COM 500754106   918,005 26,486 SH   SOLE   26,486 0 0
MARRIOTT INTL INC NEW CL A 571903202   313,178 2,374 SH   SOLE   2,374 0 0
MCDONALDS CORP COM 580135101   328,510 1,530 SH   SOLE   1,530 0 0
MERCK & CO. INC COM 58933Y105   219,142 2,679 SH   SOLE   2,679 0 0
MERIDIAN CORPORATION COM 58958P104   9,623,931 462,689 SH   SOLE   462,689 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   727,840 5,270 SH   SOLE   5,270 0 0
MICROSOFT CORP COM 594918104   764,636 3,437 SH   SOLE   3,437 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409   1,504,439 25,486 SH   SOLE   25,486 0 0
NETFLIX INC COM 64110L106   205,477 380 SH   SOLE   380 0 0
NOVARTIS AG SPONSORED ADR 66987V109   474,700 5,027 SH   SOLE   5,027 0 0
PARKE BANCORP INC COM 700885106   533,192 34,179 SH   SOLE   34,179 0 0
PARTNERS BANCORP COM 70213Q108   278,603 42,862 SH   SOLE   42,862 0 0
PEPSICO INC COM 713448108   214,294 1,445 SH   SOLE   1,445 0 0
PNC FINL SVCS GROUP INC COM 693475105   342,700 2,300 SH   SOLE   2,300 0 0
PROCTER AND GAMBLE CO COM 742718109   655,767 4,713 SH   SOLE   4,713 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425   837,528 46,607 SH   SOLE   46,607 0 0
QUALCOMM INC COM 747525103   2,471,845 16,225 SH   SOLE   16,225 0 0
ROYAL BK CDA COM 780087102   534,375 6,512 SH   SOLE   6,512 0 0
SANOFI SPONSORED ADR 80105N105   559,028 11,505 SH   SOLE   11,505 0 0
SAP SE SPON ADR 803054204   216,578 1,661 SH   SOLE   1,661 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,812,827 60,810 SH   SOLE   60,810 0 0
SHORE BANCSHARES INC COM 825107105   713,487 48,869 SH   SOLE   48,869 0 0
SPDR GOLD TR SHS 78463V107   451,786 2,533 SH   SOLE   2,533 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   785,896 2,102 SH   SOLE   2,102 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383   707,343 26,773 SH   SOLE   26,773 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408   2,779,354 103,130 SH   SOLE   103,130 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,151,777 10,873 SH   SOLE   10,873 0 0
STARBUCKS CORP COM 855244109   233,858 2,186 SH   SOLE   2,186 0 0
SYNOVUS FINL CORP COM NEW 87161C501   3,641,625 112,500 SH   SOLE   112,500 0 0
UNILEVER PLC SPON ADR NEW 904767704   512,698 8,494 SH   SOLE   8,494 0 0
UNIVEST FINANCIAL CORPORATIO COM 915271100   1,986,629 96,532 SH   SOLE   96,532 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   220,026 1,252 SH   SOLE   1,252 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   345,099 1,669 SH   SOLE   1,669 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   451,551 1,782 SH   SOLE   1,782 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,313,978 27,099 SH   SOLE   27,099 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   212,300 793 SH   SOLE   793 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   240,628 4,801 SH   SOLE   4,801 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   530,717 9,772 SH   SOLE   9,772 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   262,245 5,132 SH   SOLE   5,132 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   4,457,993 94,429 SH   SOLE   94,429 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   217,924 1,633 SH   SOLE   1,633 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   385,504 1,089 SH   SOLE   1,089 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   288,832 1,660 SH   SOLE   1,660 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,886,721 25,898 SH   SOLE   25,898 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,621,044 27,592 SH   SOLE   27,592 0 0
WALMART INC COM 931142103   205,414 1,425 SH   SOLE   1,425 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   1,839,287 44,708 SH   SOLE   44,708 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760   212,639 3,122 SH   SOLE   3,122 0 0