The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101   33,621 329 SH   DFND   329 0 0
3M Company Equities 88579Y101   558,775 5,468 SH   SOLE   5,468 0 0
Abbott Labs Equities 002824100   61,826 595 SH   DFND   595 0 0
Abbott Labs Equities 002824100   1,490,589 14,345 SH   SOLE   14,345 0 0
Abbvie Inc Equities 00287Y109   126,925 740 SH   DFND   740 0 0
Abbvie Inc Equities 00287Y109   19,725 115 SH   DFND 1 115 0 0
Abbvie Inc Equities 00287Y109   6,082,099 35,460 SH   SOLE   35,460 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   48,546 160 SH   DFND   160 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   1,620,209 5,340 SH   SOLE   5,340 0 0
Adobe Inc Equities 00724F101   29,999 54 SH   DFND   54 0 0
Adobe Inc Equities 00724F101   2,713,813 4,885 SH   SOLE   4,885 0 0
Aflac Inc Equities 001055102   628,028 7,032 SH   SOLE   7,032 0 0
Air Products & Chemicals Inc Equities 009158106   21,160 82 SH   DFND   82 0 0
Air Products & Chemicals Inc Equities 009158106   1,441,983 5,588 SH   SOLE   5,588 0 0
Allstate Corp Equities 020002101   481,215 3,014 SH   SOLE   3,014 0 0
Alphabet Inc Cl A Equities 02079K305   213,480 1,172 SH   DFND   1,172 0 0
Alphabet Inc Cl A Equities 02079K305   61,931 340 SH   DFND 1 340 0 0
Alphabet Inc Cl A Equities 02079K305   7,687,094 42,202 SH   SOLE   42,202 0 0
Alphabet Inc Cl C Equities 02079K107   139,399 760 SH   DFND   760 0 0
Alphabet Inc Cl C Equities 02079K107   40,352 220 SH   DFND 1 220 0 0
Alphabet Inc Cl C Equities 02079K107   10,334,800 56,345 SH   SOLE   56,345 0 0
Amazon Inc Equities 023135106   97,978 507 SH   DFND   507 0 0
Amazon Inc Equities 023135106   12,644,348 65,430 SH   SOLE   65,430 0 0
American Centy Etf Tr Equities 025072752   306,018 4,539 SH   SOLE   4,539 0 0
American Tower Corp Equities 03027X100   25,853 133 SH   DFND   133 0 0
American Tower Corp Equities 03027X100   1,982,093 10,197 SH   SOLE   10,197 0 0
Ameriprise Financial Inc Equities 03076C106   15,806 37 SH   DFND   37 0 0
Ameriprise Financial Inc Equities 03076C106   2,860,037 6,695 SH   SOLE   6,695 0 0
Amgen Inc Equities 031162100   70,301 225 SH   DFND   225 0 0
Amgen Inc Equities 031162100   1,352,284 4,328 SH   SOLE   4,328 0 0
Amphenol Corp Equities 032095101   223,668 3,320 SH   SOLE   3,320 0 0
Analog Devices Inc Equities 032654105   1,211,376 5,307 SH   SOLE   5,307 0 0
Apple Inc Equities 037833100   315,930 1,500 SH   DFND   1,500 0 0
Apple Inc Equities 037833100   133,112 632 SH   DFND 1 632 0 0
Apple Inc Equities 037833100   26,512,003 125,876 SH   SOLE   125,876 0 0
Atmos Energy Corp Equities 049560105   32,079 275 SH   DFND   275 0 0
Atmos Energy Corp Equities 049560105   417,024 3,575 SH   SOLE   3,575 0 0
Automatic Data Processing Inc Equities 053015103   2,276,148 9,536 SH   SOLE   9,536 0 0
Bank of America Corp Equities 060505104   847,141 21,301 SH   SOLE   21,301 0 0
Berkshire Hathaway Cl B Equities 084670702   48,002 118 SH   DFND   118 0 0
Berkshire Hathaway Cl B Equities 084670702   24,408 60 SH   DFND 1 60 0 0
Berkshire Hathaway Cl B Equities 084670702   4,957,672 12,187 SH   SOLE   12,187 0 0
Blackrock Inc Equities 09247X101   505,459 642 SH   SOLE   642 0 0
Booking Hldgs Inc Equities 09857L108   11,885 3 SH   DFND   3 0 0
Booking Hldgs Inc Equities 09857L108   4,563,648 1,152 SH   SOLE   1,152 0 0
Bristol-Meyers Squibb Co Equities 110122108   6,230 150 SH   DFND   150 0 0
Bristol-Meyers Squibb Co Equities 110122108   420,823 10,133 SH   SOLE   10,133 0 0
Broadcom Inc Equities 11135F101   16,055 10 SH   DFND   10 0 0
Broadcom Inc Equities 11135F101   5,466,830 3,405 SH   SOLE   3,405 0 0
Carrier Global Corporation Equities 14448C104   348,139 5,519 SH   SOLE   5,519 0 0
Casey's General Stores Inc Equities 147528103   16,789 44 SH   DFND   44 0 0
Casey's General Stores Inc Equities 147528103   324,708 851 SH   SOLE   851 0 0
Caterpillar Inc Equities 149123101   10,659 32 SH   DFND   32 0 0
Caterpillar Inc Equities 149123101   3,931,246 11,802 SH   SOLE   11,802 0 0
Charles Schwab Corp Equities 808513105   11,496 156 SH   DFND   156 0 0
Charles Schwab Corp Equities 808513105   417,970 5,672 SH   SOLE   5,672 0 0
Chevron Corp Equities 166764100   27,374 175 SH   DFND   175 0 0
Chevron Corp Equities 166764100   1,773,334 11,337 SH   SOLE   11,337 0 0
Chubb Ltd Ord ADR Equities H1467J104   36,221 142 SH   DFND   142 0 0
Chubb Ltd Ord ADR Equities H1467J104   3,618,820 14,187 SH   SOLE   14,187 0 0
Church & Dwight Inc Equities 171340102   15,552 150 SH   DFND   150 0 0
Church & Dwight Inc Equities 171340102   242,404 2,338 SH   SOLE   2,338 0 0
Cintas Corp Equities 172908105   252,794 361 SH   SOLE   361 0 0
Cisco Systems Inc Equities 17275R102   18,434 388 SH   DFND   388 0 0
Cisco Systems Inc Equities 17275R102   3,342,804 70,360 SH   SOLE   70,360 0 0
CME Group Inc Equities 12572Q105   462,796 2,354 SH   SOLE   2,354 0 0
Coca Cola Co Equities 191216100   128,318 2,016 SH   DFND   2,016 0 0
Coca Cola Co Equities 191216100   1,067,092 16,765 SH   SOLE   16,765 0 0
Colgate-Palmolive Co Equities 194162103   27,656 285 SH   DFND   285 0 0
Colgate-Palmolive Co Equities 194162103   14,556 150 SH   DFND 1 150 0 0
Colgate-Palmolive Co Equities 194162103   345,365 3,559 SH   SOLE   3,559 0 0
ConocoPhillips Equities 20825C104   59,478 520 SH   DFND   520 0 0
ConocoPhillips Equities 20825C104   3,116,855 27,250 SH   SOLE   27,250 0 0
Corning Inc Equities 219350105   309,635 7,970 SH   SOLE   7,970 0 0
Costco Wholesale Corp New Equities 22160K105   16,150 19 SH   DFND   19 0 0
Costco Wholesale Corp New Equities 22160K105   5,115,240 6,018 SH   SOLE   6,018 0 0
Curtiss Wright Corp Equities 231561101   21,678 80 SH   DFND   80 0 0
Curtiss Wright Corp Equities 231561101   308,104 1,137 SH   SOLE   1,137 0 0
CVS Health Corp Equities 126650100   39,688 672 SH   DFND   672 0 0
CVS Health Corp Equities 126650100   369,479 6,256 SH   SOLE   6,256 0 0
Danaher Corp Equities 235851102   5,497 22 SH   DFND   22 0 0
Danaher Corp Equities 235851102   3,460,423 13,850 SH   SOLE   13,850 0 0
Deere & Co Equities 244199105   13,451 36 SH   DFND   36 0 0
Deere & Co Equities 244199105   1,392,145 3,726 SH   SOLE   3,726 0 0
Digital Realty Trust Inc Equities 253868103   591,475 3,890 SH   SOLE   3,890 0 0
Dimensional US Small Cap ETF Equities 25434V500   31,842 530 SH   DFND   530 0 0
Dimensional US Small Cap ETF Equities 25434V500   17,040,250 283,626 SH   SOLE   283,626 0 0
Disney (Walt) Equities 254687106   53,617 540 SH   DFND   540 0 0
Disney (Walt) Equities 254687106   6,454 65 SH   DFND 1 65 0 0
Disney (Walt) Equities 254687106   2,771,085 27,909 SH   SOLE   27,909 0 0
Dover Corp Equities 260003108   20,932 116 SH   DFND   116 0 0
Dover Corp Equities 260003108   716,747 3,972 SH   SOLE   3,972 0 0
Dow Inc Equities 260557103   13,475 254 SH   DFND   254 0 0
Dow Inc Equities 260557103   2,398,603 45,214 SH   SOLE   45,214 0 0
Duke Energy Corp New Equities 26441C204   296,581 2,959 SH   SOLE   2,959 0 0
Eaton Corp PLC ADR Equities G29183103   29,787 95 SH   DFND   95 0 0
Eaton Corp PLC ADR Equities G29183103   4,086,497 13,033 SH   SOLE   13,033 0 0
EcoLab Inc Equities 278865100   18,564 78 SH   DFND   78 0 0
EcoLab Inc Equities 278865100   3,208,954 13,483 SH   SOLE   13,483 0 0
Eli Lilly & Co Equities 532457108   18,108 20 SH   DFND   20 0 0
Eli Lilly & Co Equities 532457108   623,807 689 SH   SOLE   689 0 0
Emerson Electric Co Equities 291011104   13,990 127 SH   DFND   127 0 0
Emerson Electric Co Equities 291011104   889,432 8,074 SH   SOLE   8,074 0 0
Enbridge Inc ADR Equities 29250N105   14,414 405 SH   DFND   405 0 0
Enbridge Inc ADR Equities 29250N105   470,642 13,224 SH   SOLE   13,224 0 0
Entergy Corp New Equities 29364G103   12,412 116 SH   DFND   116 0 0
Entergy Corp New Equities 29364G103   218,280 2,040 SH   SOLE   2,040 0 0
Exxon Mobil Corp Equities 30231G102   145,972 1,268 SH   DFND   1,268 0 0
Exxon Mobil Corp Equities 30231G102   6,510,842 56,557 SH   SOLE   56,557 0 0
Fedex Corp Equities 31428X106   51,872 173 SH   DFND   173 0 0
Fedex Corp Equities 31428X106   605,977 2,021 SH   SOLE   2,021 0 0
Fifth Third Bancorp Equities 316773100   327,607 8,978 SH   SOLE   8,978 0 0
Ford Motor Co Equities 345370860   2,182 174 SH   DFND   174 0 0
Ford Motor Co Equities 345370860   1,341,128 106,948 SH   SOLE   106,948 0 0
Fortive Corp Equities 34959J108   3,631 49 SH   DFND   49 0 0
Fortive Corp Equities 34959J108   1,004,351 13,554 SH   SOLE   13,554 0 0
Hasbro Inc Equities 418056107   244,764 4,184 SH   SOLE   4,184 0 0
Honeywell Intl Inc Equities 438516106   30,963 145 SH   DFND   145 0 0
Honeywell Intl Inc Equities 438516106   3,136,262 14,687 SH   SOLE   14,687 0 0
Huntington BancShares Inc Equities 446150104   15,210 1,154 SH   DFND   1,154 0 0
Huntington BancShares Inc Equities 446150104   449,662 34,117 SH   SOLE   34,117 0 0
Idexx Labs Inc Equities 45168D104   3,187,750 6,543 SH   SOLE   6,543 0 0
Illinois Tool Works Inc Equities 452308109   25,829 109 SH   DFND   109 0 0
Illinois Tool Works Inc Equities 452308109   1,183,141 4,993 SH   SOLE   4,993 0 0
Intel Corp Equities 458140100   440,331 14,218 SH   SOLE   14,218 0 0
Intercontinential Exch Inc Equities 45866F104   215,191 1,572 SH   SOLE   1,572 0 0
Intl Business Machines Equities 459200101   50,156 290 SH   DFND   290 0 0
Intl Business Machines Equities 459200101   572,637 3,311 SH   SOLE   3,311 0 0
Intuit Equities 461202103   827,427 1,259 SH   SOLE   1,259 0 0
Intuitive Surgical Equities 46120E602   44,485 100 SH   DFND 1 100 0 0
Intuitive Surgical Equities 46120E602   377,678 849 SH   SOLE   849 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   80,081 1,496 SH   DFND   1,496 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   4,638,321 86,649 SH   SOLE   86,649 0 0
iShares S&P 400 Midcap Index Equities 464287507   93,632 1,600 SH   DFND   1,600 0 0
iShares S&P 400 Midcap Index Equities 464287507   8,458,890 144,547 SH   SOLE   144,547 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   21,937 302 SH   DFND   302 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   1,387,497 19,101 SH   SOLE   19,101 0 0
iShares Trust MSCI Emerging Mar Equities 464287234   275,259 6,463 SH   SOLE   6,463 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   21,332 200 SH   DFND   200 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   3,498,875 32,804 SH   SOLE   32,804 0 0
iShares USA Min Vol ETF Equities 46429B697   473,954 5,645 SH   SOLE   5,645 0 0
Ishs Barclays Int Govt/Cred Bon Equities 464288612   10,580 102 SH   DFND   102 0 0
Ishs Barclays Int Govt/Cred Bon Equities 464288612   970,083 9,352 SH   SOLE   9,352 0 0
Ishs Edge MSCI USA Momentum Fac Equities 46432F396   213,383 1,095 SH   SOLE   1,095 0 0
J P Morgan Chase & Co Equities 46625H100   54,610 270 SH   DFND   270 0 0
J P Morgan Chase & Co Equities 46625H100   26,698 132 SH   DFND 1 132 0 0
J P Morgan Chase & Co Equities 46625H100   7,275,494 35,971 SH   SOLE   35,971 0 0
Johnson & Johnson Equities 478160104   118,828 813 SH   DFND   813 0 0
Johnson & Johnson Equities 478160104   2,728,369 18,667 SH   SOLE   18,667 0 0
Kimberly Clark Corp Equities 494368103   273,221 1,977 SH   SOLE   1,977 0 0
Lam Research Corp Equities 512807108   270,472 254 SH   SOLE   254 0 0
Lockheed Martin Corp Equities 539830109   1,565,719 3,352 SH   SOLE   3,352 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   31,173 8,118 SH   DFND   8,118 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   3,676,204 957,349 SH   SOLE   957,349 0 0
Lowe's Companies Inc Equities 548661107   29,762 135 SH   DFND 1 135 0 0
Lowe's Companies Inc Equities 548661107   899,697 4,081 SH   SOLE   4,081 0 0
M&T Bank Corp Equities 55261F104   1,573,084 10,393 SH   SOLE   10,393 0 0
Marsh & McLennan Co Inc Equities 571748102   374,660 1,778 SH   SOLE   1,778 0 0
Mastercard Inc Equities 57636Q104   61,762 140 SH   DFND 1 140 0 0
Mastercard Inc Equities 57636Q104   2,613,873 5,925 SH   SOLE   5,925 0 0
McCormick & Co Equities 579780206   5,391 76 SH   DFND   76 0 0
McCormick & Co Equities 579780206   369,172 5,204 SH   SOLE   5,204 0 0
McDonald's Corp Equities 580135101   58,104 228 SH   DFND   228 0 0
McDonald's Corp Equities 580135101   5,393,689 21,165 SH   SOLE   21,165 0 0
Medtronic PLC ADR Equities G5960L103   15,742 200 SH   DFND   200 0 0
Medtronic PLC ADR Equities G5960L103   435,030 5,527 SH   SOLE   5,527 0 0
Merck & Co Inc New Equities 58933Y105   28,722 232 SH   DFND   232 0 0
Merck & Co Inc New Equities 58933Y105   5,991,425 48,396 SH   SOLE   48,396 0 0
Meta Platforms Inc Cl A Equities 30303M102   112,441 223 SH   DFND   223 0 0
Meta Platforms Inc Cl A Equities 30303M102   5,062,369 10,040 SH   SOLE   10,040 0 0
Microsoft Corp Equities 594918104   342,811 767 SH   DFND   767 0 0
Microsoft Corp Equities 594918104   25,846,672 57,829 SH   SOLE   57,829 0 0
Mondelez Intl Inc Equities 609207105   497,606 7,604 SH   SOLE   7,604 0 0
Monolithic Pwr Sys Inc Equities 609839105   346,749 422 SH   SOLE   422 0 0
Morgan Stanley Equities 617446448   204,585 2,105 SH   SOLE   2,105 0 0
Netflix Inc Equities 64110L106   292,223 433 SH   SOLE   433 0 0
Nextera Energy Inc Equities 65339F101   88,937 1,256 SH   DFND   1,256 0 0
Nextera Energy Inc Equities 65339F101   1,995,426 28,180 SH   SOLE   28,180 0 0
Nike Inc CL B Equities 654106103   47,860 635 SH   DFND   635 0 0
Nike Inc CL B Equities 654106103   448,452 5,950 SH   SOLE   5,950 0 0
Norfolk Southern Corp Equities 655844108   24,475 114 SH   DFND   114 0 0
Norfolk Southern Corp Equities 655844108   948,930 4,420 SH   SOLE   4,420 0 0
Northrop Grumman Corp Equities 666807102   13,514 31 SH   DFND   31 0 0
Northrop Grumman Corp Equities 666807102   2,248,194 5,157 SH   SOLE   5,157 0 0
Novartis AG ADR Equities 66987V109   8,517 80 SH   DFND   80 0 0
Novartis AG ADR Equities 66987V109   903,207 8,484 SH   SOLE   8,484 0 0
Novo-Nordisk ADR Equities 670100205   128,466 900 SH   DFND 1 900 0 0
Novo-Nordisk ADR Equities 670100205   214,110 1,500 SH   SOLE   1,500 0 0
Nvidia Corp Equities 67066G104   64,859 525 SH   DFND   525 0 0
Nvidia Corp Equities 67066G104   15,296,846 123,821 SH   SOLE   123,821 0 0
Palo Alto Networks Equities 697435105   752,941 2,221 SH   SOLE   2,221 0 0
Paramount Global Class B Com Equities 92556H206   9,361 901 SH   DFND   901 0 0
Paramount Global Class B Com Equities 92556H206   158,011 15,208 SH   SOLE   15,208 0 0
Paychex Inc Equities 704326107   23,712 200 SH   DFND   200 0 0
Paychex Inc Equities 704326107   343,231 2,895 SH   SOLE   2,895 0 0
PayPal Holdings Inc Equities 70450Y103   19,150 330 SH   DFND   330 0 0
PayPal Holdings Inc Equities 70450Y103   2,026,930 34,929 SH   SOLE   34,929 0 0
Pepsico Inc Equities 713448108   83,455 506 SH   DFND   506 0 0
Pepsico Inc Equities 713448108   5,618,835 34,068 SH   SOLE   34,068 0 0
Pfizer Inc Equities 717081103   15,753 563 SH   DFND   563 0 0
Pfizer Inc Equities 717081103   963,491 34,435 SH   SOLE   34,435 0 0
Philip Morris Intl Inc Equities 718172109   15,807 156 SH   DFND   156 0 0
Philip Morris Intl Inc Equities 718172109   774,161 7,640 SH   SOLE   7,640 0 0
Pinnacle West Capital Equities 723484101   15,276 200 SH   DFND   200 0 0
Pinnacle West Capital Equities 723484101   327,136 4,283 SH   SOLE   4,283 0 0
PNC Finl Svcs Group Equities 693475105   13,060 84 SH   DFND   84 0 0
PNC Finl Svcs Group Equities 693475105   1,948,475 12,532 SH   SOLE   12,532 0 0
Procter & Gamble Co Equities 742718109   314,832 1,909 SH   DFND   1,909 0 0
Procter & Gamble Co Equities 742718109   5,074,423 30,769 SH   SOLE   30,769 0 0
Progressive Corp Equities 743315103   296,402 1,427 SH   SOLE   1,427 0 0
ProLogis Inc Equities 74340W103   432,843 3,854 SH   SOLE   3,854 0 0
Prudential Financial Inc Equities 744320102   457,979 3,908 SH   SOLE   3,908 0 0
Qualcomm Inc Equities 747525103   39,438 198 SH   DFND   198 0 0
Qualcomm Inc Equities 747525103   4,207,678 21,125 SH   SOLE   21,125 0 0
Quest Diagnostics Inc Equities 74834L100   478,669 3,497 SH   SOLE   3,497 0 0
Raytheon Technologies Corp Equities 75513E101   43,168 430 SH   DFND   430 0 0
Raytheon Technologies Corp Equities 75513E101   4,235,856 42,194 SH   SOLE   42,194 0 0
S&P Global Inc Equities 78409V104   178,400 400 SH   DFND   400 0 0
S&P Global Inc Equities 78409V104   467,854 1,049 SH   SOLE   1,049 0 0
Salesforce.com Inc Equities 79466L302   18,254 71 SH   DFND   71 0 0
Salesforce.com Inc Equities 79466L302   2,997,015 11,657 SH   SOLE   11,657 0 0
Schlumberger Ltd ADR Equities 806857108   4,718 100 SH   DFND   100 0 0
Schlumberger Ltd ADR Equities 806857108   238,495 5,055 SH   SOLE   5,055 0 0
Schwab Intermediate-Term Us Tre Equities 808524854   2,097 43 SH   DFND   43 0 0
Schwab Intermediate-Term Us Tre Equities 808524854   205,663 4,217 SH   SOLE   4,217 0 0
Schwab Short Term US Treas ETF Equities 808524862   2,118 44 SH   DFND   44 0 0
Schwab Short Term US Treas ETF Equities 808524862   497,375 10,334 SH   SOLE   10,334 0 0
Schwab US Large Cap Growth ETF Equities 808524300   1,203,021 11,930 SH   SOLE   11,930 0 0
Schwab US Large Cap Value ETF Equities 808524409   598,270 8,076 SH   SOLE   8,076 0 0
Service Now Inc Equities 81762P102   439,749 559 SH   SOLE   559 0 0
Sherwin Williams Equities 824348106   2,647,969 8,873 SH   SOLE   8,873 0 0
Southern Co Equities 842587107   13,187 170 SH   DFND   170 0 0
Southern Co Equities 842587107   228,133 2,941 SH   SOLE   2,941 0 0
SPDR Portfolio Short Term Corp Equities 78464A474   3,148 106 SH   DFND   106 0 0
SPDR Portfolio Short Term Corp Equities 78464A474   268,280 9,033 SH   SOLE   9,033 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   39,938 510 SH   DFND   510 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   4,687,637 59,860 SH   SOLE   59,860 0 0
SPDR S&P Dividend Equities 78464A763   31,922 251 SH   DFND   251 0 0
SPDR S&P Dividend Equities 78464A763   336,391 2,645 SH   SOLE   2,645 0 0
SPDR S&P Midcap 400 Equities 78467Y107   606,781 1,134 SH   SOLE   1,134 0 0
Starbucks Corp Equities 855244109   45,153 580 SH   DFND   580 0 0
Starbucks Corp Equities 855244109   8,564 110 SH   DFND 1 110 0 0
Starbucks Corp Equities 855244109   825,677 10,606 SH   SOLE   10,606 0 0
Stryker Corp Equities 863667101   486,558 1,430 SH   SOLE   1,430 0 0
Synopsys Inc Equities 871607107   293,365 493 SH   SOLE   493 0 0
Target Corp Equities 87612E106   910,446 6,150 SH   SOLE   6,150 0 0
TC Energy Corp ADR Equities 87807B107   274,851 7,252 SH   SOLE   7,252 0 0
TE Connectivity LTD ADR Equities H84989104   4,062 27 SH   DFND   27 0 0
TE Connectivity LTD ADR Equities H84989104   1,916,478 12,740 SH   SOLE   12,740 0 0
Tesla Inc Equities 88160R101   13,654 69 SH   DFND   69 0 0
Tesla Inc Equities 88160R101   2,382,277 12,039 SH   SOLE   12,039 0 0
Tetra Tech Inc New Equities 88162G103   644,725 3,153 SH   SOLE   3,153 0 0
The Home Depot Inc Equities 437076102   50,948 148 SH   DFND   148 0 0
The Home Depot Inc Equities 437076102   5,717,138 16,608 SH   SOLE   16,608 0 0
The Travelers Co Inc Equities 89417E109   20,334 100 SH   DFND   100 0 0
The Travelers Co Inc Equities 89417E109   265,359 1,305 SH   SOLE   1,305 0 0
Thermo Fisher Scientific Inc Equities 883556102   9,401 17 SH   DFND   17 0 0
Thermo Fisher Scientific Inc Equities 883556102   3,504,361 6,337 SH   SOLE   6,337 0 0
Tmc the Metals Company Equities 87261Y106   542,685 401,989 SH   SOLE   401,989 0 0
Truist Finl Corp Equities 89832Q109   316,161 8,138 SH   SOLE   8,138 0 0
Union Pacific Corp Equities 907818108   11,992 53 SH   DFND   53 0 0
Union Pacific Corp Equities 907818108   4,174,044 18,448 SH   SOLE   18,448 0 0
United Health Group Inc Equities 91324P102   21,898 43 SH   DFND   43 0 0
United Health Group Inc Equities 91324P102   4,229,404 8,305 SH   SOLE   8,305 0 0
United Parcel Service Equities 911312106   9,716 71 SH   DFND   71 0 0
United Parcel Service Equities 911312106   10,264 75 SH   DFND 1 75 0 0
United Parcel Service Equities 911312106   311,334 2,275 SH   SOLE   2,275 0 0
Unitil Corporation Equities 913259107   330,368 6,379 SH   SOLE   6,379 0 0
US Bancorp Equities 902973304   28,703 723 SH   DFND   723 0 0
US Bancorp Equities 902973304   364,525 9,182 SH   SOLE   9,182 0 0
Vanguard FTSE Developed Mkt Equities 921943858   113,073 2,288 SH   DFND   2,288 0 0
Vanguard FTSE Developed Mkt Equities 921943858   7,006,916 141,783 SH   SOLE   141,783 0 0
Vanguard Index Fds S&P ETF Equities 922908363   532,138 1,064 SH   SOLE   1,064 0 0
Vanguard Index Fds Sm Cap Equities 922908611   58,406 320 SH   DFND   320 0 0
Vanguard Index Fds Sm Cap Equities 922908611   279,986 1,534 SH   SOLE   1,534 0 0
Vanguard Index Mid Cap Growth Equities 922908538   278,227 1,212 SH   SOLE   1,212 0 0
Vanguard Info Tech ETF Equities 92204A702   237,555 412 SH   SOLE   412 0 0
Vanguard Intermediate-Term Bond Equities 921937819   14,753 197 SH   DFND   197 0 0
Vanguard Intermediate-Term Bond Equities 921937819   1,868,131 24,945 SH   SOLE   24,945 0 0
Vanguard Mid Cap ETF Equities 922908629   211,353 873 SH   DFND   873 0 0
Vanguard Mid Cap ETF Equities 922908629   38,083,783 157,306 SH   SOLE   157,306 0 0
Vanguard REIT ETF Equities 922908553   114,249 1,364 SH   DFND   1,364 0 0
Vanguard REIT ETF Equities 922908553   9,549 114 SH   DFND 1 114 0 0
Vanguard REIT ETF Equities 922908553   9,840,962 117,490 SH   SOLE   117,490 0 0
Verizon Communications Equities 92343V104   37,034 898 SH   DFND   898 0 0
Verizon Communications Equities 92343V104   530,058 12,853 SH   SOLE   12,853 0 0
Visa Inc Equities 92826C839   84,778 323 SH   DFND   323 0 0
Visa Inc Equities 92826C839   3,666,181 13,968 SH   SOLE   13,968 0 0
Wal-Mart Inc Equities 931142103   19,297 285 SH   DFND   285 0 0
Wal-Mart Inc Equities 931142103   3,314,201 48,947 SH   SOLE   48,947 0 0
Waste Management Inc Equities 94106L109   18,134 85 SH   DFND   85 0 0
Waste Management Inc Equities 94106L109   411,746 1,930 SH   SOLE   1,930 0 0
Wells Fargo & Co Equities 949746101   421,966 7,105 SH   SOLE   7,105 0 0
Williams Companies Inc Equities 969457100   13,175 310 SH   DFND   310 0 0
Williams Companies Inc Equities 969457100   996,965 23,458 SH   SOLE   23,458 0 0
Wisdom MidCap Div Equities 97717W505   101,491 2,170 SH   DFND   2,170 0 0
Wisdom MidCap Div Equities 97717W505   431,687 9,230 SH   SOLE   9,230 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   58,126 1,866 SH   DFND   1,866 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   367,445 11,796 SH   SOLE   11,796 0 0
Zoetis Inc. Equities 98978V103   5,201 30 SH   DFND   30 0 0
Zoetis Inc. Equities 98978V103   1,747,989 10,083 SH   SOLE   10,083 0 0