The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   495,936 4,350 SH   DFND 1,3,4,5 0 2,100 2,250
ABBVIE INC COM 00287Y109   669,062 3,388 SH   DFND 1,2,3,4,5 0 1,866 1,522
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   286,672 811 SH   DFND 1,3,4,5 0 640 171
ADOBE INC COM 00724F101   529,689 1,023 SH   DFND 1,3,4 0 604 419
ADVANCED MICRO DEVICES INC COM 007903107   274,998 1,676 SH   DFND 1 0 1,676 0
ALPHABET INC CAP STK CL A 02079K305   2,671,354 16,107 SH   DFND 1,3,4 0 9,834 6,273
ALPHABET INC CAP STK CL C 02079K107   1,298,063 7,764 SH   DFND 1,3,4 0 5,280 2,484
AMAZON COM INC COM 023135106   3,962,680 21,267 SH   DFND 1,3,4 0 9,557 11,710
AMERICAN CENTY ETF TR SUSTAINABLE EQTY 025072752   720,434 10,248 SH   SOLE   0 0 10,248
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   718,132 13,966 SH   SOLE   0 0 13,966
AMERICAN CENTY ETF TR FOCUSED DYNAMIC 025072810   416,369 4,494 SH   SOLE   0 0 4,494
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794   370,026 5,289 SH   SOLE   0 0 5,289
AMERICAN CENTY ETF TR MID CAP GRW IMP 025072760   360,239 5,872 SH   SOLE   0 0 5,872
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695   243,478 5,187 SH   SOLE   0 0 5,187
AMERICAN ELEC PWR CO INC COM 025537101   231,671 2,258 SH   DFND 1,2,4 0 2,208 50
AMERICAN EXPRESS CO COM 025816109   232,147 856 SH   DFND 1,3 0 713 143
AMGEN INC COM 031162100   327,365 1,016 SH   DFND 1,2,3,4 0 710 306
AON PLC SHS CL A G0403H108   212,193 613 SH   DFND 1,4 0 90 523
APA CORPORATION COM 03743Q108   303,327 12,401 SH   DFND 1 0 225 12,176
APPLE INC COM 037833100   6,420,700 27,557 SH   DFND 1,3,4 0 16,814 10,743
APPLIED MATLS INC COM 038222105   381,066 1,886 SH   DFND 1,3,4 0 1,129 757
ASML HOLDING N V N Y REGISTRY SHS N07059210   916,575 1,100 SH   DFND 1,4 0 412 688
ASTRAZENECA PLC SPONSORED ADR 046353108   248,533 3,190 SH   DFND 1,4,5 0 1,847 1,343
AT&T INC COM 00206R102   401,896 18,268 SH   DFND 1,2,3,4 0 16,391 1,877
ATEA PHARMACEUTICALS INC COM 04683R106   40,009 11,943 SH   SOLE   0 0 11,943
AUTOMATIC DATA PROCESSING IN COM 053015103   711,178 2,557 SH   DFND 1,3 0 2,147 410
BANCO SANTANDER S.A. ADR 05964H105   52,974 10,387 SH   DFND 1 0 10,387 0
BANK AMERICA CORP COM 060505104   479,612 12,087 SH   DFND 1,3 0 7,631 4,456
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,046,171 2,273 SH   DFND 1,3 0 593 1,680
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104   240,919 6,965 SH   SOLE   0 0 6,965
BOOKING HOLDINGS INC COM 09857L108   252,727 60 SH   DFND 1 0 57 3
BRISTOL-MYERS SQUIBB CO COM 110122108   277,223 5,358 SH   DFND 1,2,4 0 4,943 415
BROADCOM INC COM 11135F101   1,193,010 6,916 SH   DFND 1,3,4,5 0 5,598 1,318
CAMECO CORP COM 13321L108   718,437 15,043 SH   DFND 1 0 1,491 13,552
CANADIAN IMPERIAL BK COMM COM 136069101   226,332 3,656 SH   DFND 1,2,4 0 3,575 81
CANADIAN PACIFIC KANSAS CITY COM 13646K108   211,104 2,462 SH   DFND 1,3,4 0 1,327 1,135
CATERPILLAR INC COM 149123101   333,625 853 SH   DFND 1,3,4 0 638 215
CHEVRON CORP NEW COM 166764100   467,877 3,177 SH   DFND 1,2,3,4,5 0 2,137 1,040
CISCO SYS INC COM 17275R102   290,688 5,462 SH   DFND 1,3 0 1,927 3,535
COCA COLA CO COM 191216100   425,288 5,879 SH   DFND 1,2,3,4 0 4,678 1,201
COMCAST CORP NEW CL A 20030N101   319,039 7,638 SH   DFND 1,3,4 0 7,518 120
COSTCO WHSL CORP NEW COM 22160K105   624,997 705 SH   DFND 1,3,4 0 369 336
CROWDSTRIKE HLDGS INC CL A 22788C105   317,212 1,131 SH   DFND 1,4 0 521 610
CSX CORP COM 126408103   413,359 11,971 SH   DFND 1,4 0 11,713 258
CVS HEALTH CORP COM 126650100   266,863 4,244 SH   DFND 1,3,4 0 3,319 925
DEERE & CO COM 244199105   270,964 647 SH   DFND 1,3 0 180 467
DIAGEO PLC SPON ADR NEW 25243Q205   240,861 1,686 SH   DFND 1,2,4 0 1,603 83
DISNEY WALT CO COM 254687106   458,293 4,764 SH   DFND 1,3 0 2,786 1,978
DUKE ENERGY CORP NEW COM NEW 26441C204   236,250 2,049 SH   DFND 1,2,3,4 0 1,806 243
ELI LILLY & CO COM 532457108   889,484 1,004 SH   DFND 1,3,4 0 588 416
ENBRIDGE INC COM 29250N105   353,472 8,694 SH   DFND 1,2,4 0 8,259 435
ETF SER SOLUTIONS APTUS COLLRD INV 26922A222   3,486,443 87,731 SH   SOLE   0 0 87,731
EXXON MOBIL CORP COM 30231G102   907,005 7,738 SH   DFND 1,3,4 0 1,121 6,617
FS KKR CAP CORP COM 302635206   204,259 9,998 SH   DFND 1 0 3 9,995
GE AEROSPACE COM NEW 369604301   289,900 1,535 SH   DFND 1,4 0 673 862
GENERAL MTRS CO COM 37045V100   207,786 4,634 SH   DFND 1,4 0 560 4,074
GILEAD SCIENCES INC COM 375558103   348,271 4,154 SH   DFND 1,2,3,4 0 4,049 105
GOLDMAN SACHS GROUP INC COM 38141G104   251,021 507 SH   DFND 1,3,4,5 0 373 134
GRAINGER W W INC COM 384802104   467,465 450 SH   DFND 1,3,4 0 450 0
HALLIBURTON CO COM 406216101   285,672 9,834 SH   DFND 1,4 0 811 9,023
HARTFORD FINL SVCS GROUP INC COM 416515104   212,662 1,801 SH   DFND 1,3 0 476 1,325
HCA HEALTHCARE INC COM 40412C101   417,154 1,026 SH   DFND 1 0 285 741
HOME DEPOT INC COM 437076102   1,148,742 2,835 SH   DFND 1,3,4,5 0 1,376 1,459
HONEYWELL INTL INC COM 438516106   267,069 1,292 SH   DFND 1,3,4,5 0 1,159 133
HUNTINGTON BANCSHARES INC COM 446150104   193,991 13,059 SH   DFND 1,2,3,4 0 12,672 387
INTERNATIONAL BUSINESS MACHS COM 459200101   230,808 1,044 SH   DFND 1,4,5 0 472 572
INTUIT COM 461202103   209,277 337 SH   DFND 1,3,4 0 337 0
INTUITIVE SURGICAL INC COM NEW 46120E602   217,633 443 SH   DFND 1,3,4 0 430 13
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,256,064 18,174 SH   SOLE   0 0 18,174
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   349,198 2,902 SH   SOLE   0 0 2,902
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   206,116 3,114 SH   SOLE   0 0 3,114
ISHARES INC CORE MSCI EMKT 46434G103   264,201 4,602 SH   SOLE   0 0 4,602
ISHARES TR CORE S&P MCP ETF 464287507   1,183,263 18,987 SH   SOLE   0 0 18,987
ISHARES TR RUS 1000 VAL ETF 464287598   721,620 3,802 SH   SOLE   0 0 3,802
ISHARES TR RUS 1000 GRW ETF 464287614   606,239 1,615 SH   SOLE   0 0 1,615
ISHARES TR CORE S&P SCP ETF 464287804   600,122 5,131 SH   SOLE   0 0 5,131
ISHARES TR S&P MC 400GR ETF 464287606   496,422 5,400 SH   SOLE   0 0 5,400
ISHARES TR GLOBAL ENERG ETF 464287341   375,209 9,269 SH   SOLE   0 0 9,269
ISHARES TR CORE S&P TTL STK 464287150   363,524 2,894 SH   SOLE   0 0 2,894
ISHARES TR MSCI EMG MKT ETF 464287234   286,396 6,245 SH   SOLE   0 0 6,245
ISHARES TR CORE MSCI EAFE 46432F842   242,050 3,101 SH   SOLE   0 0 3,101
ISHARES TR RUS 2000 GRW ETF 464287648   241,400 850 SH   SOLE   0 0 850
ISHARES TR RUS 2000 VAL ETF 464287630   200,184 1,200 SH   SOLE   0 0 1,200
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   73,290 10,936 SH   DFND 1,4 0 10,936 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,495,367 25,128 SH   SOLE   0 0 25,128
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,210,005 22,028 SH   SOLE   0 0 22,028
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   780,049 10,791 SH   SOLE   0 0 10,791
JOHNSON & JOHNSON COM 478160104   706,131 4,357 SH   DFND 1,2,3,4 0 2,009 2,348
JPMORGAN CHASE & CO. COM 46625H100   1,529,208 7,252 SH   DFND 1,3,4,5 0 2,677 4,575
LABCORP HOLDINGS INC COM SHS 504922105   256,447 1,148 SH   DFND 1 0 34 1,114
LAM RESEARCH CORP COM 512807108   769,620 940 SH   DFND 1 0 104 836
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   227,954 2,377 SH   DFND 1,2,4 0 2,304 73
MARATHON PETE CORP COM 56585A102   203,963 1,252 SH   DFND 1 0 147 1,105
MASTERCARD INCORPORATED CL A 57636Q104   684,901 1,387 SH   DFND 1,3,4 0 1,057 330
MCDONALDS CORP COM 580135101   659,264 2,165 SH   DFND 1,3,4,5 0 992 1,173
MCKESSON CORP COM 58155Q103   553,548 1,118 SH   DFND 1,3 0 1,104 14
MERCK & CO INC COM 58933Y105   527,387 4,613 SH   DFND 1,3,4,5 0 1,532 3,081
META PLATFORMS INC CL A 30303M102   1,539,291 2,689 SH   DFND 1,3,4 0 2,332 357
MICRON TECHNOLOGY INC COM 595112103   267,157 2,576 SH   DFND 1,3 0 2,032 544
MICROSOFT CORP COM 594918104   6,466,632 15,028 SH   DFND 1,3,4,5 0 9,855 5,173
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   124,237 12,204 SH   DFND 1 0 12,204 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   49,876 11,932 SH   DFND 1 0 11,932 0
MORGAN STANLEY COM NEW 617446448   287,598 2,759 SH   DFND 1,2,3,4 0 2,725 34
NATIONAL GRID PLC SPONSORED ADR NE 636274409   335,182 4,811 SH   DFND 1,2,4 0 4,623 188
NETFLIX INC COM 64110L106   473,083 667 SH   DFND 1,3,4 0 631 36
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827   207,526 8,436 SH   SOLE   0 0 8,436
NEWMONT CORP COM 651639106   257,577 4,819 SH   DFND 1 0 1,405 3,414
NEXTERA ENERGY INC COM 65339F101   451,813 5,345 SH   DFND 1,3,4,5 0 4,941 404
NIKE INC CL B 654106103   266,690 3,004 SH   DFND 1,3 0 1,718 1,286
NORFOLK SOUTHN CORP COM 655844108   387,660 1,560 SH   DFND 1 0 1,500 60
NOVO-NORDISK A S ADR 670100205   801,817 6,734 SH   DFND 1,4 0 1,994 4,740
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   239,001 7,102 SH   SOLE   0 0 7,102
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   203,122 15,412 SH   SOLE   0 0 15,412
NVIDIA CORPORATION COM 67066G104   5,816,037 47,888 SH   DFND 1,3,4 0 30,660 17,228
ONEOK INC NEW COM 682680103   338,730 3,717 SH   DFND 1,3 0 3,526 191
ORACLE CORP COM 68389X105   949,639 5,573 SH   DFND 1,3,4,5 0 4,521 1,052
PACCAR INC COM 693718108   491,328 4,979 SH   DFND 1,3 0 355 4,624
PARKER-HANNIFIN CORP COM 701094104   800,516 1,267 SH   DFND 1,3 0 132 1,135
PAYCHEX INC COM 704326107   538,504 4,013 SH   DFND 1,2,3,4 0 3,916 97
PEPSICO INC COM 713448108   292,656 1,721 SH   DFND 1,2,3,4,5 0 1,286 435
PFIZER INC COM 717081103   232,446 8,032 SH   DFND 1,2,3,4 0 6,938 1,094
PHILIP MORRIS INTL INC COM 718172109   467,064 3,805 SH   DFND 1,2,3,4 0 3,029 776
PNC FINL SVCS GROUP INC COM 693475105   419,979 2,272 SH   DFND 1,2,3,4,5 0 2,234 38
PROCTER AND GAMBLE CO COM 742718109   478,205 2,761 SH   DFND 1,3,4,5 0 1,437 1,324
PROLOGIS INC. COM 74340W103   277,058 2,194 SH   DFND 1,2,3,4,5 0 2,124 70
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103   228,804 20,924 SH   SOLE   0 0 20,924
REALTY INCOME CORP COM 756109104   243,025 3,832 SH   DFND 1,2,4 0 3,737 95
REAVES UTIL INCOME FD COM SH BEN INT 756158101   609,076 18,564 SH   SOLE   0 0 18,564
ROYAL BK CDA COM 780087102   221,022 1,772 SH   DFND 1 0 1,772 0
RTX CORPORATION COM 75513E101   301,446 2,488 SH   DFND 1,3,4 0 1,979 509
S&P GLOBAL INC COM 78409V104   243,845 472 SH   DFND 1,3,4 0 472 0
SALESFORCE INC COM 79466L302   464,728 1,695 SH   DFND 1,3,4 0 978 717
SANOFI SPONSORED ADR 80105N105   268,152 4,653 SH   DFND 1,2,4 0 4,513 140
SAP SE SPON ADR 803054204   504,478 2,202 SH   DFND 1,4 0 2,202 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   249,183 3,673 SH   SOLE   0 0 3,673
SERVICENOW INC COM 81762P102   295,149 330 SH   DFND 1,3,4 0 330 0
SOUTHERN CO COM 842587107   268,286 2,975 SH   DFND 1,2,4 0 2,686 289
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,493,437 2,595 SH   SOLE   0 0 2,595
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   395,017 691 SH   SOLE   0 0 691
SPDR SER TR PORTFOLIO S&P600 78468R853   997,388 21,916 SH   SOLE   0 0 21,916
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,157,492 6,641 SH   DFND 1,4 0 5,732 909
TC ENERGY CORP COM 87807B107   247,492 5,201 SH   DFND 1,2,4 0 5,066 135
TESLA INC COM 88160R101   796,402 3,044 SH   DFND 1,3,4 0 2,963 81
THE CIGNA GROUP COM 125523100   223,111 644 SH   DFND 1 0 572 72
THERMO FISHER SCIENTIFIC INC COM 883556102   390,559 631 SH   DFND 1,3,4 0 283 348
TJX COS INC NEW COM 872540109   757,193 6,442 SH   DFND 1,3,4 0 6,031 411
TMC THE METALS COMPANY INC COM 87261Y106   28,726 27,100 SH   SOLE   0 0 27,100
TOTALENERGIES SE SPONSORED ADS 89151E109   383,997 5,863 SH   DFND 1,2,4 0 5,763 100
TRUIST FINL CORP COM 89832Q109   261,453 6,113 SH   DFND 1,2,3,4 0 5,988 125
UBER TECHNOLOGIES INC COM 90353T100   200,602 2,669 SH   DFND 1,4 0 2,669 0
UNION PAC CORP COM 907818108   805,004 3,266 SH   DFND 1,3,4,5 0 2,911 355
UNITED PARCEL SERVICE INC CL B 911312106   296,764 2,177 SH   DFND 1,2,3,4 0 998 1,179
UNITEDHEALTH GROUP INC COM 91324P102   1,608,455 2,751 SH   DFND 1,3,4,5 0 2,216 535
US BANCORP DEL COM NEW 902973304   679,349 14,695 SH   DFND 1,2,3,4 0 7,061 7,634
VALERO ENERGY CORP COM 91913Y100   431,925 3,199 SH   DFND 1,3 0 188 3,011
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   3,824,960 39,453 SH   SOLE   0 0 39,453
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   484,811 4,482 SH   SOLE   0 0 4,482
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,427,233 19,108 SH   SOLE   0 0 19,108
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,474,074 6,563 SH   SOLE   0 0 6,563
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   340,671 3,468 SH   SOLE   0 0 3,468
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   322,303 6,736 SH   SOLE   0 0 6,736
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,352,535 14,013 SH   SOLE   0 0 14,013
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,198,007 6,023 SH   SOLE   0 0 6,023
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   632,365 11,974 SH   SOLE   0 0 11,974
VERIZON COMMUNICATIONS INC COM 92343V104   415,642 9,255 SH   DFND 1,2,3,4 0 8,626 629
VISA INC COM CL A 92826C839   1,122,621 4,083 SH   DFND 1,3,4 0 2,457 1,626
WALMART INC COM 931142103   1,373,745 17,012 SH   DFND 1,3 0 7,839 9,173
WELLS FARGO CO NEW COM 949746101   203,816 3,608 SH   DFND 1,3,4 0 3,339 269
WILLIAMS COS INC COM 969457100   218,070 4,777 SH   DFND 1,2,3,4,5 0 4,059 718
XCEL ENERGY INC COM 98389B100   247,060 3,752 SH   DFND 1,2,4 0 3,590 162