The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   20,594,139 58,541 SH   DFND 4 0 58,541 0
AGILENT TECHNOLOGIES INC COM 00846U101   11,632,904 86,593 SH   DFND 4 0 86,593 0
ALPHABET INC CAP STK CL A 02079K305   14,313,730 75,614 SH   DFND 4 0 75,614 0
AMAZON COM INC COM 023135106   696,344 3,174 SH   DFND 3 0 3,174 0
AMAZON COM INC COM 023135106   529,388 2,413 SH   SOLE   0 2,413 0
AMERICAN TOWER CORP COM 03027X100   16,557,522 90,276 SH   DFND 4 0 90,276 0
AMERICAN TOWER CORP COM 03027X100   938,326 5,116 SH   SOLE   0 5,116 0
AMERICAN WTR CAP CORP NOTE 3.625% 6/1 03040WBE4   158,720 160,000 SH   DFND 3 0 0 160,000
AMPHENOL CORP CL A 032095101   8,294,622 119,433 SH   DFND 4 0 119,433 0
ANALOG DEVICES INC COM 032654105   4,265,347 20,076 SH   DFND 4 0 20,076 0
AON PLC SHS CL A G0403H108   839,716 2,338 SH   DFND 3 0 2,338 0
AON PLC SHS CL A G0403H108   22,777,568 63,419 SH   DFND 4 0 63,419 0
APPLE INC COM 037833100   1,854,110 7,404 SH   DFND 3 0 7,404 0
APPLE INC COM 037833100   32,718,374 130,654 SH   DFND 4 0 130,654 0
APTIV PLC COM SHS G3265R107   10,110,744 167,175 SH   DFND 4 0 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   136,404 2,700 SH   SOLE   0 2,700 0
ASTRAZENECA PLC SPONSORED 046353108   554,168 8,458 SH   SOLE   0 0 0
AXALTA COATING SYS LTD COM G0750C108   2,303,588 67,317 SH   DFND 4 0 67,317 0
BANK AMERICA CORP COM 060505104   10,566,942 240,431 SH   DFND 4 0 240,431 0
BECTON DICKINSON COM 075887109   718,044 3,165 SH   DFND 3 0 3,165 0
BECTON DICKINSON COM 075887109   20,393,572 89,891 SH   DFND 4 0 89,891 0
BERKLEY W R CORP COM 084423102   1,600,288 27,346 SH   DFND 3 0 27,346 0
BEST BUY INC COM 086516101   171,600 2,000 SH   SOLE   0 2,000 0
BOEING CO COM 097023105   1,784,691 10,083 SH   DFND 4 0 10,083 0
BOEING CO DEP CONV PFD A 097023204   681,968 11,200 SH   DFND 3 0 0 0
BOEING CO DEP CONV PFD A 097023204   3,409,718 55,998 SH   DFND 4 0 0 0
BOSTON SCIENTIFIC CORP COM 101137107   7,269,308 81,385 SH   DFND 4 0 81,385 0
BRISTOL-MYERS SQUIBB CO COM 110122108   231,896 4,100 SH   SOLE   0 4,100 0
BROWN & BROWN INC COM 115236101   903,285 8,854 SH   DFND 3 0 8,854 0
C H ROBINSON WORLDWIDE INC COM 12541W209   196,308 1,900 SH   SOLE   0 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   10,890,455 150,483 SH   DFND 4 0 150,483 0
CBOE GLOBAL MKTS INC COM 12503M108   1,890,104 9,673 SH   DFND 4 0 9,673 0
CENTERPOINT ENERGY INC NOTE 4.250% 8/1 15189TBD8   277,155 270,000 SH   DFND 3 0 270,000 0
CHUBB LIMITED COM H1467J104   8,451,464 30,588 SH   DFND 4 0 30,588 0
CHURCH & DWIGHT CO INC COM 171340102   11,461,033 109,455 SH   DFND 4 0 109,455 0
CISCO SYS INC COM 17275R102   718,747 12,141 SH   DFND 3 0 12,141 0
CISCO SYS INC COM 17275R102   207,200 3,500 SH   SOLE   0 3,500 0
CME GROUP INC COM 12572Q105   4,876,133 20,997 SH   DFND 4 0 20,997 0
CMS ENERGY CORP COM 125896100   9,861,534 147,960 SH   DFND 4 0 147,960 0
COCA COLA CO COM 191216100   161,876 2,600 SH   SOLE   0 2,600 0
COLGATE PALMOLIVE CO COM 194162103   628,370 6,912 SH   SOLE   0 6,912 0
COMCAST CORP CL A 20030N101   17,617,934 469,436 SH   DFND 4 0 469,436 0
COMCAST CORP CL A 20030N101   324,260 8,640 SH   SOLE   0 8,640 0
CONOCOPHILLIPS COM 20825C104   7,935,980 80,024 SH   DFND 4 0 80,024 0
CREDICORP LTD COM G2519Y108   6,607,219 36,042 SH   DFND 4 0 36,042 0
DANAHER CORPORATION COM 235851102   7,689,466 33,498 SH   DFND 4 0 33,498 0
DISNEY WALT CO COM 254687106   6,881,541 61,801 SH   DFND 4 0 61,801 0
DUKE ENERGY CORP COM NEW 26441C204   3,812,380 35,385 SH   DFND 4 0 35,385 0
DUN & BRADSTREET HLDGS INC COM 26484T106   5,161,206 414,222 SH   DFND 4 0 414,222 0
EATON CORP PLC SHS G29183103   13,287,411 40,038 SH   DFND 4 0 40,038 0
EATON CORP PLC SHS G29183103   367,380 1,107 SH   SOLE   0 1,107 0
ELECTRONIC ARTS INC COM 285512109   4,603,037 31,463 SH   DFND 4 0 31,463 0
EPAM SYS INC COM 29414B104   452,909 1,937 SH   DFND 3 0 1,937 0
EXXON MOBIL CORP COM 30231G102   6,413,754 59,624 SH   DFND 4 0 59,624 0
EXXON MOBIL CORP COM 30231G102   301,196 2,800 SH   SOLE   0 2,800 0
FIDELITY NATL INFORMATION SV COM 31620M106   3,801,198 47,062 SH   DFND 3 0 47,062 0
FIDELITY NATL INFORMATION SV COM 31620M106   5,667,146 70,164 SH   DFND 4 0 70,164 0
FIRSTSERVICE CORP NEW COM 33767E202   938,589 5,185 SH   DFND 3 0 5,185 0
FISERV INC COM 337738108   14,812,425 72,108 SH   DFND 4 0 72,108 0
FRANKLIN TEMPLETON Brazil ETF 35473P835   2,235,700 158,000 SH   SOLE   0 0 158,000
FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819   7,820,000 425,000 SH   SOLE   0 0 425,000
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA ETF 35473P769   6,253,500 165,000 SH   SOLE   0 0 165,000
GARTNER INC COM 366651107   5,937,664 12,256 SH   DFND 4 0 12,256 0
GENERAL DYNAMICS CORP COM 369550108   2,908,403 11,038 SH   DFND 4 0 11,038 0
GENUINE PARTS CO COM 372460105   140,112 1,200 SH   SOLE   0 1,200 0
GILEAD SCIENCES INC COM 375558103   221,688 2,400 SH   SOLE   0 2,400 0
GLOBAL BLUE GROUP HOLDING AG ORD SHS H33700107   56,022 8,084 SH   DFND 3 0 8,084 0
GOLDMAN SACHS GROUP INC COM 38141G104   11,357,918 19,835 SH   DFND 4 0 19,835 0
GRACO INC COM 384109104   3,813,448 45,242 SH   DFND 4 0 45,242 0
HDFC BANK LTD SPONSORED ADS 40415F101   11,536,117 180,647 SH   DFND 4 0 180,647 0
HERSHEY CO COM 427866108   152,415 900 SH   SOLE   0 900 0
HESS CORP COM 42809H107   8,142,872 61,220 SH   DFND 4 0 61,220 0
HEWLETT PACKARD ENTERPRISE C 7.625 MAND CONV 42824C208   222,621 3,550 SH   DFND 3 0 3,550 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   4,985,959 20,173 SH   DFND 4 0 20,173 0
HONEYWELL INTL INC COM 438516106   4,075,281 18,041 SH   DFND 4 0 18,041 0
HOWMET AEROSPACE INC COM 443201108   485,165 4,436 SH   SOLE   0 4,436 0
HUBBELL INC COM 443510607   6,995,882 16,701 SH   DFND 4 0 16,701 0
ICON PLC SHS G4705A100   7,650,850 36,483 SH   DFND 4 0 36,483 0
INTEL CORP COM 458140100   2,999,300 149,591 SH   DFND 4 0 149,591 0
INTERNATIONAL BUSINESS MACHS COM 459200101   197,847 900 SH   SOLE   0 900 0
INTERPUBLIC GROUP COS INC COM 460690100   159,714 5,700 SH   SOLE   0 5,700 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   11,530,134 65,800 SH   SOLE   0 0 65,800
INVESCO QQQ TR UNIT SER 1 46090E103   37,703,213 73,750 SH   SOLE   0 0 73,750
ISHARES INC CORE MSCI EMKT 46434G103   87,752,995 1,680,448 SH   SOLE   0 0 1,680,448
ISHARES INC MSCI TAIWAN ETF 46434G772   2,588,000 50,000 SH   SOLE   0 0 50,000
ISHARES INC MSCI EMRG CHN ETF 46434G764   2,439,800 44,000 SH   SOLE   0 0 44,000
ISHARES TR 0-5YR INVT GR CP 46434V100   12,718,518 255,700 SH   SOLE   0 0 255,700
ISHARES TR BROAD USD HIGH 46435U853   10,845,692 294,800 SH   SOLE   0 0 294,800
ISHARES TR CHINA LG-CAP ETF 464287184   3,957,200 130,000 SH   SOLE   0 0 130,000
ISHARES TR CORE DIV GRWTH 46434V621   16,488,192 268,800 SH   SOLE   0 0 268,800
ISHARES TR CORE MSCI EAFE 46432F842   46,880,484 667,053 SH   SOLE   0 0 667,053
ISHARES TR CORE MSCI EMKT 46429B598   1,052,800 20,000 SH   SOLE   0 0 20,000
ISHARES TR CORE S&P SCP ETF 464287804   18,446,722 160,100 SH   SOLE   0 0 160,100
ISHARES TR CORE S&P500 ETF 464287200   25,637,014 43,550 SH   SOLE   0 0 43,550
ISHARES TR EAFE SML CP ETF 464288273   8,170,875 134,500 SH   SOLE   0 0 134,500
ISHARES TR IBOXX INV CP ETF 464287242   9,369,868 87,700 SH   SOLE   0 0 87,700
ISHARES TR JPMORGAN USD EMG 464288281   6,232,800 70,000 SH   SOLE   0 0 70,000
ISHARES TR MSCI CHINA ETF 46429B671   374,880 8,000 SH   SOLE   0 0 8,000
ISHARES TR MSCI EMG MKT ETF 464287234   15,661,590 374,500 SH   SOLE   0 0 374,500
ISHARES TR MSCI INDONIA ETF 46429B309   1,848,000 100,000 SH   SOLE   0 0 100,000
ISHARES TR RUSSELL 2000 ETF 464287655   2,297,984 10,400 SH   SOLE   10,400 0 0
ISHARES TR 3 7 YR TREAS BD ETF 464288661   4,760,660 41,200 SH   SOLE   0 0 41,200
ISHARES TR 7-10 YR TRSY BD ETF 464287440   11,986,143 129,650 SH   SOLE   0 0 129,650
JOHNSON & JOHNSON COM 478160104   9,772,697 67,575 SH   DFND 4 0 67,575 0
JOHNSON CTLS INTL PLC SHS G51502105   10,119,536 128,209 SH   DFND 4 0 128,209 0
JPMORGAN CHASE & CO COM 46625H100   8,190,411 34,168 SH   DFND 4 0 34,168 0
KENVUE INC COM 49177J102   9,052,293 423,995 SH   DFND 4 0 423,995 0
L3HARRIS TECHNOLOGIES COM 502431109   3,324,737 15,811 SH   DFND 4 0 15,811 0
LAUDER ESTEE COS INC CL A 518439104   6,191,099 82,570 SH   DFND 4 0 82,570 0
LEAR CORP COM NEW 521865204   3,620,570 38,232 SH   DFND 4 0 38,232 0
LINDE PLC SHS G54950103   1,473,718 3,520 SH   DFND 3 0 3,520 0
LKQ CORP COM 501889208   4,421,062 120,301 SH   DFND 4 0 120,301 0
LPL FINL HLDGS INC COM 50212V100   460,706 1,411 SH   DFND 3 0 1,411 0
LYONDELLBASELL INDUSTRIES N CL A N53745100   126,259 1,700 SH   SOLE   0 1,700 0
MARRIOTT VACATIONS WORLDWIDE 3.250%12/1 57164YAF4   103,180 110,000 SH   DFND 3 0 110,000 0
MARSH & MCLENNAN COS INC COM 571748102   4,703,182 22,142 SH   DFND 4 0 22,142 0
MASCO CORP COM 574599106   8,580,677 118,240 SH   DFND 4 0 118,240 0
MASTERCARD INCORPORATED CL A 57636Q104   4,656,985 8,844 SH   DFND 4 0 8,844 0
MCCORMICK & CO INC COM NON VTG 579780206   6,231,019 81,729 SH   DFND 4 0 0 81,729
MEDTRONIC PLC SHS G5960L103   11,106,675 139,042 SH   DFND 4 0 139,042 0
METTLER TOLEDO INTERNATIONAL COM 592688105   6,817,121 5,571 SH   DFND 4 0 5,571 0
MICROSOFT CORP COM 594918104   969,450 2,300 SH   DFND 3 0 2,300 0
MICROSOFT CORP COM 594918104   60,312,436 143,090 SH   DFND 4 0 143,090 0
MICROSOFT CORP COM 594918104   734,253 1,742 SH   SOLE   0 1,742 0
MOODYS CORP COM 615369105   6,913,569 14,605 SH   DFND 4 0 14,605 0
NEXTERA ENERGY INC UNIT 06/01/2027 65339F663   602,557 12,350 SH   DFND 3 0 12,350 0
NIKE INC CL B 654106103   8,311,441 109,838 SH   DFND 4 0 109,838 0
NORTHERN TR CORP COM 665859104   8,680,213 84,685 SH   DFND 4 0 84,685 0
NVIDIA CORPORATION COM 67066G104   16,716,553 124,481 SH   DFND 4 0 124,481 0
NXP SEMICONDUCTORS N V COM N6596X109   6,962,144 33,496 SH   DFND 4 0 33,496 0
OMNICOM GROUP INC COM 681919106   6,552,204 76,153 SH   DFND 4 0 76,153 0
OTIS WORLDWIDE CORP COM 68902V107   5,478,252 59,154 SH   DFND 4 0 59,154 0
PACKAGING CORP AMER COM 695156109   202,617 900 SH   SOLE   0 900 0
PEPSICO INC COM 713448108   12,566,846 82,644 SH   DFND 4 0 82,644 0
PEPSICO INC COM 713448108   304,120 2,000 SH   SOLE   0 2,000 0
PFIZER INC COM 717081103   10,320,329 389,006 SH   DFND 4 0 389,006 0
PG&E CORP COM 69331C108   6,498,808 322,042 SH   DFND 4 0 322,042 0
PHILLIPS 66 COM 718546104   136,716 1,200 SH   SOLE   0 1,200 0
PNC FINL SVCS GROUP INC COM 693475105   1,612,419 8,361 SH   DFND 4 0 8,361 0
PPG INDS INC COM 693506107   5,286,618 44,258 SH   DFND 4 0 44,258 0
PRICE T ROWE GROUP INC COM 74144T108   158,326 1,400 SH   SOLE   0 1,400 0
QUALCOMM INC COM 747525103   124,432 810 SH   SOLE   0 810 0
REGAL REXNORD CORPORATION COM 758750103   3,766,556 24,280 SH   DFND 4 0 24,280 0
RELX PLC SPONSORED 759530108   825,418 18,173 SH   SOLE   0 0 0
ROBERT HALF INC. COM 770323103   183,196 2,600 SH   SOLE   0 2,600 0
ROSS STORES INC COM 778296103   6,139,595 40,587 SH   DFND 4 0 40,587 0
SALESFORCE INC COM 79466L302   12,665,089 37,882 SH   DFND 4 0 37,882 0
SCHWAB CHARLES CORP COM 808513105   20,467,688 276,553 SH   DFND 4 0 276,553 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,449,900 30,000 SH   SOLE   0 0 0
SHERWIN WILLIAMS CO COM COM 824348106   5,397,409 15,878 SH   DFND 4 0 15,878 0
SKYWORKS SOLUTIONS INC COM 83088M102   133,020 1,500 SH   SOLE   0 1,500 0
SNAP ON INC COM 833034101   203,688 600 SH   SOLE   0 600 0
SOUTHWEST AIRLS CO NOTE 0.125% 5/0 844741BG2   257,563 250,000 SH   DFND 3 0 0 250,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   126,714,013 216,206 SH   SOLE   216,206 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   11,885,900 130,000 SH   SOLE   130,000 0 0
STANLEY BLACK & DECKER INC COM 854502101   1,869,713 23,287 SH   DFND 4 0 23,287 0
STARBUCKS CORP COM 855244109   2,865,615 31,404 SH   DFND 4 0 31,404 0
STERIS PLC SHS USD G8473T100   9,055,535 44,053 SH   DFND 4 0 44,053 0
STRYKER CORPORATION COM 863667101   7,303,974 20,286 SH   DFND 4 0 20,286 0
STRYKER CORPORATION COM 863667101   1,159,362 3,220 SH   SOLE   0 3,220 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   36,803,842 186,358 SH   DFND 4 0 0 186,358
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   6,122,190 31,000 SH   SOLE   0 0 31,000
TE CONNECTIVITY PLC ORD SHS G87052109   5,069,287 35,457 SH   DFND 4 0 35,457 0
TEXAS INSTRS INC COM 882508104   5,880,314 31,360 SH   DFND 4 0 31,360 0
TEXAS INSTRS INC COM 882508104   300,016 1,600 SH   SOLE   0 1,600 0
THE CIGNA GROUP COM 125523100   8,911,590 32,272 SH   DFND 4 0 32,272 0
THERMO FISHER SCIENTIFIC COM 883556102   3,453,286 6,638 SH   DFND 3 0 6,638 0
THERMO FISHER SCIENTIFIC COM 883556102   6,960,678 13,380 SH   DFND 4 0 13,380 0
THOMSON REUTERS CORP. COM 884903808   894,119 5,575 SH   DFND 3 0 5,575 0
TJX COS INC COM 872540109   4,998,393 41,374 SH   DFND 4 0 41,374 0
T-MOBILE US INC COM 872590104   5,477,194 24,814 SH   DFND 4 0 24,814 0
TRANSUNION COM 89400J107   16,897,324 182,260 SH   DFND 4 0 182,260 0
TRANSUNION COM 89400J107   844,032 9,104 SH   SOLE   0 9,104 0
TRAVELERS COMPANIES INC COM 89417E109   1,421,251 5,900 SH   DFND 4 0 5,900 0
TRUIST FINL CORP COM 89832Q109   1,942,340 44,775 SH   DFND 4 0 44,775 0
UBER TECHNOLOGIES INC NOTE 0.875%12/0 90353TAM2   222,105 201,000 SH   DFND 3 0 0 0
UNION PAC CORP COM 907818108   5,690,282 24,953 SH   DFND 4 0 24,953 0
UNITED PARCEL SERVICE INC CL B 911312106   151,320 1,200 SH   SOLE   0 1,200 0
UNITEDHEALTH GROUP INC COM 91324P102   370,795 733 SH   SOLE   0 733 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   14,324,472 199,200 SH   SOLE   0 0 199,200
VANGUARD INDEX FDS GROWTH ETF 922908736   41,044 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,984,296 58,200 SH   SOLE   0 0 58,200
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,523,200 80,000 SH   SOLE   0 0 80,000
VEEVA SYS INC CL A COM 922475108   2,209,517 10,509 SH   DFND 4 0 10,509 0
VISA INC COM CL A 92826C839   22,315,584 70,610 SH   DFND 4 0 70,610 0
WASTE CONNECTIONS INC COM 94106B101   1,637,045 9,541 SH   DFND 3 0 9,541 0
WELLS FARGO CO NEW COM 949746101   1,655,908 23,575 SH   DFND 4 0 23,575 0
WILLIAMS COS INC COM 969457100   205,656 3,800 SH   SOLE   0 3,800 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103   7,529,976 24,039 SH   DFND 4 0 24,039 0
ZOETIS INC CL A 98978V103   502,150 3,082 SH   SOLE   0 3,082 0