The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   183,501 1,730 SH   DFND   1,730 0 0
3M Co COM 88579Y101   1,180,453 11,129 SH   SOLE   11,129 0 0
ADAMS EXPRESS COMPANY COM 006212104   33,184 1,700 SH   DFND   1,700 0 0
ADAMS EXPRESS COMPANY COM 006212104   6,977,053 357,431 SH   SOLE   357,431 0 0
ALPHABET INC CAP STK CL A 02079K305   509,540 3,376 SH   DFND   3,346 0 30
ALPHABET INC CAP STK CL A 02079K305   12,900,742 85,475 SH   SOLE   81,160 0 4,315
ALTRIA GROUP INC COM 02209S103   228,525 5,239 SH   SOLE   5,239 0 0
AMBEV SA SPONSORED ADR 02319V103   39,412 15,892 SH   SOLE   15,892 0 0
AMER EXPRESS CO COM 025816109   393,904 1,730 SH   DFND   1,730 0 0
AMER EXPRESS CO COM 025816109   1,018,230 4,472 SH   SOLE   4,472 0 0
ANALOG DEVICES INC COM 032654105   3,362 17 SH   DFND   0 0 17
ANALOG DEVICES INC COM 032654105   430,391 2,176 SH   SOLE   2,176 0 0
APPLIED MATERIALS COM 038222105   976,087 4,733 SH   SOLE   4,733 0 0
ASE Technology Holding Co Ltd SPONSORED ADS 00215W100   199,479 18,151 SH   SOLE   18,151 0 0
ASP Isotopes Inc COM 00218A105   146,772 35,538 SH   SOLE   35,538 0 0
AT&T INC COM 00206R102   352,000 20,000 SH   DFND   20,000 0 0
AT&T INC COM 00206R102   272,466 15,481 SH   SOLE   15,481 0 0
AUTOMATIC DATA PROCESSING COM 053015103   1,249 5 SH   DFND   5 0 0
AUTOMATIC DATA PROCESSING COM 053015103   225,016 901 SH   SOLE   901 0 0
AVERY DENNISON CORP COM 053611109   333,536 1,494 SH   SOLE   1,494 0 0
AbbVie Inc COM 00287Y109   192,844 1,059 SH   DFND   909 0 150
AbbVie Inc COM 00287Y109   5,925,352 32,539 SH   SOLE   30,864 0 1,675
Abbott Laboratories COM 002824100   14,776 130 SH   DFND   30 0 100
Abbott Laboratories COM 002824100   627,972 5,525 SH   SOLE   5,525 0 0
Accenture PLC SHS CLASS A G1151C101   48,179 139 SH   DFND   139 0 0
Accenture PLC SHS CLASS A G1151C101   1,965,972 5,672 SH   SOLE   5,362 0 310
Adobe Inc COM 00724F101   2,523 5 SH   DFND   5 0 0
Adobe Inc COM 00724F101   284,594 564 SH   SOLE   564 0 0
Aflac Inc COM 001055102   285,141 3,321 SH   SOLE   3,321 0 0
Agree Realty Corp COM 008492100   6,969 122 SH   DFND   122 0 0
Agree Realty Corp COM 008492100   1,440,909 25,226 SH   SOLE   25,226 0 0
Alliant Energy Corp COM 018802108   45,360 900 SH   DFND   900 0 0
Alliant Energy Corp COM 018802108   269,049 5,338 SH   SOLE   5,338 0 0
Alphabet Inc CAP STK CL C 02079K107   45,678 300 SH   DFND   300 0 0
Alphabet Inc CAP STK CL C 02079K107   2,468,287 16,211 SH   SOLE   16,211 0 0
Amazon.com Inc COM 023135106   215,013 1,192 SH   DFND   1,192 0 0
Amazon.com Inc COM 023135106   9,477,165 52,540 SH   SOLE   50,490 0 2,050
American Electric Power Co Inc COM 025537101   34,440 400 SH   DFND   400 0 0
American Electric Power Co Inc COM 025537101   239,014 2,776 SH   SOLE   2,776 0 0
Americas Gold & Silver Corp COM 03062D100   4,400 20,000 SH   SOLE   20,000 0 0
Ameriprise Financial Inc COM 03076C106   151,700 346 SH   DFND   346 0 0
Ameriprise Financial Inc COM 03076C106   121,448 277 SH   SOLE   277 0 0
Amgen Inc COM 031162100   239,113 841 SH   DFND   828 0 13
Amgen Inc COM 031162100   8,208,318 28,870 SH   SOLE   27,195 0 1,675
Amphenol Corp CL A 032095101   235,429 2,041 SH   SOLE   2,041 0 0
Apple Inc COM 037833100   536,218 3,127 SH   DFND   2,750 0 377
Apple Inc COM 037833100   18,560,824 108,239 SH   SOLE   103,989 0 4,250
Archer-Daniels-Midland Co COM 039483102   257,019 4,092 SH   SOLE   4,092 0 0
B2Gold Corp COM 11777Q209   302,812 116,020 SH   SOLE   116,020 0 0
BADGER METER INC COM 056525108   210,353 1,300 SH   SOLE   1,300 0 0
BK OF AMERICA CORP COM 060505104   141,897 3,742 SH   DFND   3,550 0 192
BK OF AMERICA CORP COM 060505104   506,990 13,370 SH   SOLE   13,370 0 0
BLACKSTONE SECD LN COMMON STOCK 09261X102   12,647 406 SH   DFND   406 0 0
BLACKSTONE SECD LN COMMON STOCK 09261X102   2,973,984 95,473 SH   SOLE   95,473 0 0
BOEING CO COM 097023105   6,562 34 SH   DFND   0 0 34
BOEING CO COM 097023105   552,530 2,863 SH   SOLE   2,863 0 0
BRISTOL-MYRS SQUIB COM 110122108   2,983 55 SH   DFND   0 0 55
BRISTOL-MYRS SQUIB COM 110122108   363,341 6,700 SH   SOLE   6,700 0 0
BUNGE GLOBAL SA None H11356104   342,724 3,343 SH   SOLE   3,343 0 0
Banco Bradesco SA SP ADR PFD NEW 059460303   34,171 11,948 SH   SOLE   11,948 0 0
Bank OZK COM 06417N103   280,397 6,168 SH   SOLE   6,168 0 0
Berkshire Hathaway Inc CL B NEW 084670702   6,308 15 SH   DFND   15 0 0
Berkshire Hathaway Inc CL B NEW 084670702   5,000,824 11,892 SH   SOLE   11,892 0 0
Black Hills Corp COM 092113109   6,115 112 SH   DFND   112 0 0
Black Hills Corp COM 092113109   689,434 12,627 SH   SOLE   12,627 0 0
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   2,535,409 24,209 SH   SOLE   24,209 0 0
BlackRock Inc COM 09247X101   175,077 210 SH   DFND   210 0 0
BlackRock Inc COM 09247X101   6,161,877 7,391 SH   SOLE   6,946 0 445
Boston Scientific Corp COM 101137107   6,849 100 SH   DFND   100 0 0
Boston Scientific Corp COM 101137107   366,695 5,354 SH   SOLE   5,354 0 0
Broadcom Inc COM 11135F101   330,027 249 SH   DFND   249 0 0
Broadcom Inc COM 11135F101   10,224,213 7,714 SH   SOLE   7,259 0 455
Brunswick Corp/DE COM 117043109   270,739 2,805 SH   SOLE   2,805 0 0
CACI International Inc CL A 127190304   229,192 605 SH   SOLE   605 0 0
CDN NATL RAILWAYS COM 136375102   267,240 2,029 SH   SOLE   2,029 0 0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC US DIVIDEND EQ 808524797   564 7 SH   DFND   7 0 0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC US DIVIDEND EQ 808524797   481,361 5,970 SH   SOLE   5,970 0 0
CHUBB LIMITED COM COM H1467J104   345,420 1,333 SH   SOLE   1,333 0 0
CISCO SYSTEMS COM 17275R102   156,967 3,145 SH   DFND   3,018 0 127
CISCO SYSTEMS COM 17275R102   5,877,601 117,764 SH   SOLE   110,354 0 7,410
COLGATE-PALMOLIVE COM 194162103   376,949 4,186 SH   SOLE   4,186 0 0
COLUMBIA MANAGEMENT INVESTMENT ADVISERS LLC COM 895436103   34,250 1,112 SH   DFND   1,112 0 0
COLUMBIA MANAGEMENT INVESTMENT ADVISERS LLC COM 895436103   7,174,090 232,925 SH   SOLE   232,925 0 0
CONOCOPHILLIPS COM 20825C104   25,583 201 SH   DFND   201 0 0
CONOCOPHILLIPS COM 20825C104   1,013,149 7,960 SH   SOLE   7,960 0 0
CREDIT SUISSE AG/NASSAU X LINK SILVER 22542D225   1,091,554 14,525 SH   SOLE   14,525 0 0
CSX CORP COM 126408103   201,253 5,429 SH   SOLE   5,429 0 0
CVS Health Corp COM 126650100   7,178 90 SH   DFND   0 0 90
CVS Health Corp COM 126650100   358,840 4,499 SH   SOLE   4,499 0 0
Caterpillar Inc COM 149123101   529,858 1,446 SH   SOLE   1,446 0 0
Charles Schwab Corp/The COM 808513105   1,519 21 SH   DFND   21 0 0
Charles Schwab Corp/The COM 808513105   220,637 3,050 SH   SOLE   3,050 0 0
Charles Schwab Investment Management Inc US LCAP GR ETF 808524300   834 9 SH   DFND   9 0 0
Charles Schwab Investment Management Inc US LCAP GR ETF 808524300   1,043,007 11,249 SH   SOLE   11,249 0 0
Chevron Corp COM 166764100   551,932 3,499 SH   DFND   3,473 0 26
Chevron Corp COM 166764100   8,489,094 53,817 SH   SOLE   50,717 0 3,100
Cigna Group/The COM 125523100   4,721 13 SH   DFND   0 0 13
Cigna Group/The COM 125523100   335,588 924 SH   SOLE   924 0 0
Coca-Cola Co/The COM 191216100   39,828 651 SH   DFND   451 0 200
Coca-Cola Co/The COM 191216100   1,992,755 32,572 SH   SOLE   28,547 0 4,025
Comcast Corp CL A 20030N101   64,765 1,494 SH   DFND   1,494 0 0
Comcast Corp CL A 20030N101   642,144 14,813 SH   SOLE   14,813 0 0
Costco Wholesale Corp COM 22160K105   151,654 207 SH   DFND   207 0 0
Costco Wholesale Corp COM 22160K105   4,375,266 5,972 SH   SOLE   5,972 0 0
DEERE & CO COM 244199105   205,370 500 SH   DFND   500 0 0
DEERE & CO COM 244199105   633,361 1,542 SH   SOLE   1,542 0 0
DUKE ENERGY CORP COM NEW 26441C204   43,616 451 SH   DFND   451 0 0
DUKE ENERGY CORP COM NEW 26441C204   220,015 2,275 SH   SOLE   2,275 0 0
Danaher Corp COM 235851102   32,214 129 SH   DFND   129 0 0
Danaher Corp COM 235851102   599,078 2,399 SH   SOLE   2,399 0 0
Denison Mines Corp COM 248356107   1,017,900 522,000 SH   SOLE   522,000 0 0
Dimensional ETF Trust US SMALL CAP ETF 25434V500   738,480 11,846 SH   SOLE   11,846 0 0
Dimensional ETF Trust WORLD EX US CORE 25434V880   1,032,635 40,591 SH   SOLE   40,591 0 0
Direxion ETFs/USA DAILY JR GLD MIN 25460G831   1,220,012 36,615 SH   SOLE   36,615 0 0
Duff & Phelps Investment Management Co COM 23325P104   131,869 14,539 SH   SOLE   14,539 0 0
Eaton Corp PLC SHS G29183103   215,124 688 SH   SOLE   688 0 0
Eli Lilly & Co COM 532457108   8,558 11 SH   DFND   11 0 0
Eli Lilly & Co COM 532457108   592,028 761 SH   SOLE   761 0 0
Encore Energy Corp COM NEW 29259W700   1,094,310 249,699 SH   SOLE   249,699 0 0
Energy Transfer LP COM UT LTD PTN 29273V100   15,730 1,000 SH   DFND   1,000 0 0
Energy Transfer LP COM UT LTD PTN 29273V100   277,619 17,649 SH   SOLE   17,649 0 0
Exxon Mobil Corp COM 30231G102   1,148,102 9,877 SH   DFND   9,825 0 52
Exxon Mobil Corp COM 30231G102   2,423,488 20,849 SH   SOLE   20,849 0 0
FLEXSHARES TR MORNSTAR USMKT 33939L100   601,313 3,031 SH   SOLE   3,031 0 0
First Trust ETFs/USA TCW OPPORTUNIS 33740F805   378,143 8,673 SH   SOLE   8,673 0 0
Franklin LibertyShares ETFs/US US LOW VOLATILIT 35473P504   325,282 5,951 SH   DFND   5,951 0 0
Franklin LibertyShares ETFs/US US LOW VOLATILIT 35473P504   14,969,461 273,865 SH   SOLE   273,865 0 0
GENERAL MILLS INC COM 370334104   353,628 5,054 SH   SOLE   5,054 0 0
GOLDMAN SACHS GRP COM 38141G104   2,088 5 SH   DFND   5 0 0
GOLDMAN SACHS GRP COM 38141G104   942,726 2,257 SH   SOLE   2,257 0 0
General Electric Co COM NEW 369604301   57,047 325 SH   DFND   262 0 63
General Electric Co COM NEW 369604301   326,661 1,861 SH   SOLE   1,861 0 0
Gilead Sciences Inc COM 375558103   228,760 3,123 SH   SOLE   3,123 0 0
HUMANA INC COM 444859102   6,934 20 SH   DFND   0 0 20
HUMANA INC COM 444859102   249,638 720 SH   SOLE   720 0 0
Healthpeak Properties Inc COM 42250P103   1,950 104 SH   DFND   104 0 0
Healthpeak Properties Inc COM 42250P103   457,556 24,403 SH   SOLE   24,403 0 0
Heartland Financial USA Inc COM 42234Q102   4,142,849 117,862 SH   DFND   0 0 117,862
Heartland Financial USA Inc COM 42234Q102   47,804,110 1,360,003 SH   SOLE   1 0 1,360,003
Hecla Mining Co COM 422704106   129,702 26,965 SH   SOLE   26,965 0 0
Home Depot Inc/The COM 437076102   73,651 192 SH   DFND   192 0 0
Home Depot Inc/The COM 437076102   4,817,249 12,558 SH   SOLE   11,108 0 1,450
Honeywell International Inc COM 438516106   1,847 9 SH   DFND   9 0 0
Honeywell International Inc COM 438516106   1,124,770 5,480 SH   SOLE   5,480 0 0
Hubbell Inc COM 443510607   1,245,150 3,000 SH   SOLE   3,000 0 0
ILLINOIS TOOL WKS COM 452308109   248,205 925 SH   SOLE   925 0 0
INDEXIQ ETF TRUST/USA HEDGE MLTI ETF 45409B107   380,101 12,305 SH   DFND   12,305 0 0
INDEXIQ ETF TRUST/USA HEDGE MLTI ETF 45409B107   20,868,450 675,573 SH   SOLE   675,573 0 0
ING Groep NV SPONSORED ADR 456837103   5,082,202 308,199 SH   SOLE   308,199 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   426,858 3,106 SH   SOLE   3,106 0 0
INTL BUSINESS MCHN COM 459200101   19,096 100 SH   DFND   0 0 100
INTL BUSINESS MCHN COM 459200101   535,834 2,806 SH   SOLE   2,806 0 0
ISHARES CORE S&P500 ETF 464287200   450,551 857 SH   DFND   857 0 0
ISHARES CORE S&P500 ETF 464287200   5,028,082 9,564 SH   SOLE   9,564 0 0
ISHARES S&P 500 GRWT ETF 464287309   302,211 3,579 SH   SOLE   3,579 0 0
ISHARES RUSSELL 2000 ETF 464287655   15,562 74 SH   DFND   52 0 22
ISHARES RUSSELL 2000 ETF 464287655   848,771 4,036 SH   SOLE   4,036 0 0
ISHARES EAFE VALUE ETF 464288877   736,630 13,541 SH   DFND   13,541 0 0
ISHARES EAFE VALUE ETF 464288877   34,661,994 637,169 SH   SOLE   614,289 0 22,880
ISHARES CORE MSCI EAFE 46432F842   253,461 3,415 SH   SOLE   3,415 0 0
ISHARES ETFS/USA ESG AW MSCI EAFE 46435G516   579,747 7,255 SH   SOLE   7,255 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   240,106 2,936 SH   DFND   2,936 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   7,167,935 87,649 SH   SOLE   83,234 0 4,415
ISHARES TRUST GLOBAL MATER ETF 464288695   65,824 736 SH   DFND   736 0 0
ISHARES TRUST GLOBAL MATER ETF 464288695   1,760,781 19,688 SH   SOLE   18,978 0 710
ISHARES/USA NATIONAL MUN ETF 464288414   538 5 SH   DFND   5 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   873,604 8,119 SH   SOLE   8,119 0 0
Industrial Logistics Propertie COM SHS BEN INT 456237106   4,927,335 1,148,563 SH   SOLE   1,148,563 0 0
Intel Corp COM 458140100   2,429 55 SH   DFND   0 0 55
Intel Corp COM 458140100   632,735 14,325 SH   SOLE   14,325 0 0
Invesco ETFs/USA DIVID ACHIEVEV 46137V506   681,120 16,000 SH   SOLE   16,000 0 0
Invesco ETFs/USA INTL DIVI ACHI 46137V548   270,684 14,600 SH   SOLE   14,600 0 0
Invesco ETFs/USA S&P INTL LOW 46138E230   131,199 4,674 SH   DFND   4,674 0 0
Invesco ETFs/USA S&P INTL LOW 46138E230   7,759,587 276,437 SH   SOLE   276,437 0 0
Invesco ETFs/USA SHORT TERM TREAS 46138G888   128,252 1,216 SH   DFND   1,216 0 0
Invesco ETFs/USA SHORT TERM TREAS 46138G888   5,997,762 56,867 SH   SOLE   56,867 0 0
Itau Unibanco Holding SA SPON ADR REP PFD 465562106   83,333 12,025 SH   SOLE   12,025 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   394,663 6,821 SH   DFND   6,821 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   19,177,118 331,440 SH   SOLE   326,440 0 5,000
JP Morgan ETFs/USA ULTRA SHT MUNCPL 46641Q654   388,973 7,666 SH   SOLE   7,666 0 0
JP Morgan ETFs/USA INTL BD OPP ETF 46641Q852   1,027,116 21,569 SH   SOLE   21,569 0 0
JPMorgan Chase & Co COM 46625H100   366,950 1,832 SH   DFND   1,786 0 46
JPMorgan Chase & Co COM 46625H100   10,694,217 53,391 SH   SOLE   51,106 0 2,285
Johnson & Johnson COM 478160104   184,924 1,169 SH   DFND   1,134 0 35
Johnson & Johnson COM 478160104   8,631,954 54,567 SH   SOLE   51,552 0 3,015
KIMBERLY-CLARK CP COM 494368103   69,202 535 SH   DFND   500 0 35
KIMBERLY-CLARK CP COM 494368103   264,003 2,041 SH   SOLE   2,041 0 0
KLA Corp COM NEW 482480100   290,605 416 SH   SOLE   416 0 0
LOWE'S COS INC COM 548661107   259,315 1,018 SH   DFND   1,003 0 15
LOWE'S COS INC COM 548661107   6,173,891 24,237 SH   SOLE   24,237 0 0
Linde PLC SHS G54950103   488,000 1,051 SH   SOLE   1,051 0 0
Lockheed Martin Corp COM 539830109   247,904 545 SH   SOLE   545 0 0
MAG Silver Corp COM 55903Q104   296,240 28,000 SH   SOLE   28,000 0 0
MARSH & MCLENNAN COM 571748102   2,884 14 SH   DFND   14 0 0
MARSH & MCLENNAN COM 571748102   326,890 1,587 SH   SOLE   1,587 0 0
MASTERCARD INC CL A 57636Q104   610,149 1,267 SH   SOLE   1,267 0 0
MCDONALD'S CORP COM 580135101   31,015 110 SH   DFND   50 0 60
MCDONALD'S CORP COM 580135101   2,804,275 9,946 SH   SOLE   9,141 0 805
MCKESSON CORP COM 58155Q103   372,037 693 SH   SOLE   693 0 0
MICROSOFT CORP COM 594918104   563,344 1,339 SH   DFND   1,316 0 23
MICROSOFT CORP COM 594918104   22,288,483 52,977 SH   SOLE   51,082 0 1,895
MOODYS CORP COM 615369105   487,357 1,240 SH   SOLE   1,240 0 0
MORGAN STANLEY COM NEW 617446448   24,764 263 SH   DFND   263 0 0
MORGAN STANLEY COM NEW 617446448   2,389,875 25,381 SH   SOLE   21,896 0 3,485
Medtronic PLC SHS G5960L103   135,780 1,558 SH   DFND   1,558 0 0
Medtronic PLC SHS G5960L103   5,400,947 61,973 SH   SOLE   56,988 0 4,985
Merck & Co Inc COM 58933Y105   31,404 238 SH   DFND   100 0 138
Merck & Co Inc COM 58933Y105   867,439 6,574 SH   SOLE   6,574 0 0
MetLife Inc COM 59156R108   405,900 5,477 SH   SOLE   5,477 0 0
Meta Platforms Inc CL A 30303M102   35,447 73 SH   DFND   73 0 0
Meta Platforms Inc CL A 30303M102   679,812 1,400 SH   SOLE   1,400 0 0
Metalla Royalty & Streaming Lt COM NEW 59124U605   105,740 34,000 SH   SOLE   34,000 0 0
Mondelez International Inc CL A 609207105   646,520 9,236 SH   SOLE   9,236 0 0
NEXTERA ENERGY COM 65339F101   191,730 3,000 SH   DFND   3,000 0 0
NEXTERA ENERGY COM 65339F101   392,727 6,145 SH   SOLE   6,145 0 0
NORDIC AMER TANKER COM G65773106   196,000 50,000 SH   SOLE   50,000 0 0
NORTHROP GRUMMAN COM 666807102   282,409 590 SH   SOLE   590 0 0
NOVAGOLD RESOURCES COM NEW 66987E206   54,000 18,000 SH   SOLE   18,000 0 0
NVIDIA Corp COM 67066G104   361,424 400 SH   DFND   400 0 0
NVIDIA Corp COM 67066G104   992,109 1,098 SH   SOLE   1,098 0 0
NexGen Energy Ltd COM 65340P106   982,330 126,426 SH   SOLE   126,426 0 0
Norfolk Southern Corp COM 655844108   331,331 1,300 SH   DFND   1,300 0 0
Norfolk Southern Corp COM 655844108   311,196 1,221 SH   SOLE   1,221 0 0
Nushares ETF Trust NUVEEN ESG LRGCP 67092P201   513,746 6,735 SH   SOLE   6,735 0 0
Nushares ETF Trust NUVEEN ESG LRGVL 67092P300   625,257 16,090 SH   SOLE   16,090 0 0
Nuveen Closed-End Funds/USA COM 6706ER101   965,816 73,002 SH   SOLE   73,002 0 0
Nuveen Closed-End Funds/USA COM 67073B106   112,761 15,683 SH   SOLE   15,683 0 0
ORACLE CORP COM 68389X105   263,027 2,094 SH   DFND   2,059 0 35
ORACLE CORP COM 68389X105   7,560,340 60,189 SH   SOLE   56,629 0 3,560
PAN AMER SILVER COM 697900108   150,890 10,006 SH   SOLE   10,006 0 0
PEPSICO INC COM 713448108   148,058 846 SH   DFND   821 0 25
PEPSICO INC COM 713448108   3,277,762 18,729 SH   SOLE   18,729 0 0
PNC Financial Services Group I COM 693475105   166,610 1,031 SH   DFND   1,010 0 21
PNC Financial Services Group I COM 693475105   197,798 1,224 SH   SOLE   1,224 0 0
PROSHARES ETFS/USA SHORT QQQ NEW 74347B714   433,620 49,500 SH   SOLE   49,500 0 0
Palo Alto Networks Inc COM 697435105   435,003 1,531 SH   SOLE   1,531 0 0
PetMed Express Inc COM 716382106   289,402 60,418 SH   SOLE   60,418 0 0
Pfizer Inc COM 717081103   8,519 307 SH   DFND   0 0 307
Pfizer Inc COM 717081103   839,771 30,262 SH   SOLE   30,262 0 0
Phillips 66 COM 718546104   16,334 100 SH   DFND   100 0 0
Phillips 66 COM 718546104   223,122 1,366 SH   SOLE   1,366 0 0
Pinnacle West Capital Corp COM 723484101   224,190 3,000 SH   SOLE   3,000 0 0
Postal Realty Trust Inc CL A 73757R102   9,007 629 SH   DFND   629 0 0
Postal Realty Trust Inc CL A 73757R102   1,712,085 119,559 SH   SOLE   119,559 0 0
ProShares ETFs/USA SHORT S&P 500 NE 74347B425   214,998 18,128 SH   SOLE   18,128 0 0
Procter & Gamble Co/The COM 742718109   138,237 852 SH   DFND   852 0 0
Procter & Gamble Co/The COM 742718109   4,910,496 30,265 SH   SOLE   28,405 0 1,860
Prologis Inc COM 74340W103   79,174 608 SH   DFND   608 0 0
Prologis Inc COM 74340W103   2,631,225 20,206 SH   SOLE   18,871 0 1,335
Putnam Funds/Closed-End/USA COM 746823103   67,088 11,200 SH   SOLE   11,200 0 0
Putnam Funds/Closed-End/USA SH BEN INT 746853100   42,838 12,170 SH   SOLE   12,170 0 0
QUALCOMM Inc COM 747525103   41,986 248 SH   DFND   200 0 48
QUALCOMM Inc COM 747525103   372,121 2,198 SH   SOLE   2,198 0 0
ROPER INDUSTRIES INC COM 776696106   540,089 963 SH   SOLE   963 0 0
RTX Corp COM 75513E101   213,883 2,193 SH   DFND   2,193 0 0
RTX Corp COM 75513E101   7,418,229 76,061 SH   SOLE   71,411 0 4,650
Ross Stores Inc COM 778296103   1,159,698 7,902 SH   SOLE   7,902 0 0
SALESFORCE.COM INC COM 79466L302   363,825 1,208 SH   SOLE   1,208 0 0
SANDSTORM GOLD LTD COM NEW 80013R206   84,000 16,000 SH   SOLE   16,000 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   79,700 858 SH   DFND   858 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   2,563,392 27,596 SH   SOLE   26,911 0 685
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   11,247 54 SH   DFND   0 0 54
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   369,263 1,773 SH   SOLE   1,773 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   319,322 4,864 SH   DFND   4,864 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   4,637,647 70,642 SH   SOLE   65,727 0 4,915
SPDR GOLD TRUST GOLD SHS 78463V107   97,923 476 SH   DFND   476 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   287,802 1,399 SH   SOLE   1,399 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375   94,474 2,890 SH   DFND   2,890 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375   4,942,107 151,181 SH   SOLE   151,181 0 0
SSgA Funds Management Inc PORTFLI INTRMDIT 78464A672   97,756 3,469 SH   DFND   3,469 0 0
SSgA Funds Management Inc PORTFLI INTRMDIT 78464A672   5,987,376 212,469 SH   SOLE   212,469 0 0
STARBUCKS CORP COM 855244109   135,257 1,480 SH   DFND   1,449 0 31
STARBUCKS CORP COM 855244109   4,891,467 53,523 SH   SOLE   49,723 0 3,800
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   161,410 6,283 SH   DFND   6,283 0 0
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   4,563,957 177,655 SH   SOLE   177,655 0 0
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   202,530 364 SH   SOLE   364 0 0
Sibanye Stillwater Ltd SPONSORED ADR 82575P107   129,525 27,500 SH   SOLE   27,500 0 0
Skeena Resources Ltd COM 83056P715   124,740 27,000 SH   SOLE   27,000 0 0
Sprott Asset Management CEFs TR UNIT 85207K107   534,680 64,497 SH   SOLE   64,497 0 0
Sprott ETF Trust URANIUM MINERS E 85208P303   306,880 6,226 SH   SOLE   6,226 0 0
Sprott ETF Trust JUNIOR URANIUM 85208P808   886,998 34,880 SH   SOLE   34,880 0 0
Starwood Property Trust Inc COM 85571B105   3,476 171 SH   DFND   171 0 0
Starwood Property Trust Inc COM 85571B105   711,570 35,001 SH   SOLE   35,001 0 0
State Street ETF/USA TR UNIT 78462F103   227,535 435 SH   DFND   435 0 0
State Street ETF/USA TR UNIT 78462F103   5,669,556 10,839 SH   SOLE   10,839 0 0
State Street ETF/USA BLOOMBERG HIGH Y 78468R622   21,420 225 SH   DFND   225 0 0
State Street ETF/USA BLOOMBERG HIGH Y 78468R622   3,030,216 31,830 SH   SOLE   31,830 0 0
State Street ETF/USA NUVEEN BLMBRG SH 78468R739   350,392 7,386 SH   DFND   7,386 0 0
State Street ETF/USA NUVEEN BLMBRG SH 78468R739   24,286,386 511,939 SH   SOLE   511,939 0 0
Stryker Corp COM 863667101   208,280 582 SH   SOLE   582 0 0
TEXAS INSTRUMENTS COM 882508104   556,253 3,193 SH   SOLE   3,193 0 0
TRAVELERS CO INC COM 89417E109   585,246 2,543 SH   SOLE   2,543 0 0
TSMC SPONSORED ADS 874039100   243,121 1,787 SH   SOLE   1,787 0 0
Target Corp COM 87612E106   2,304 13 SH   DFND   0 0 13
Target Corp COM 87612E106   613,855 3,464 SH   SOLE   3,464 0 0
Tesla Inc COM 88160R101   91,235 519 SH   DFND   519 0 0
Tesla Inc COM 88160R101   432,971 2,463 SH   SOLE   2,463 0 0
Tetra Tech Inc COM 88162G103   205,952 1,115 SH   SOLE   1,115 0 0
Thermo Fisher Scientific Inc COM 883556102   891,576 1,534 SH   SOLE   1,534 0 0
Tyson Foods Inc CL A 902494103   2,995 51 SH   DFND   0 0 51
Tyson Foods Inc CL A 902494103   229,223 3,903 SH   SOLE   3,903 0 0
UTD PARCEL SERV CL B 911312106   161,709 1,088 SH   DFND   1,088 0 0
UTD PARCEL SERV CL B 911312106   6,088,925 40,967 SH   SOLE   37,797 0 3,170
Union Pacific Corp COM 907818108   512,518 2,084 SH   DFND   2,084 0 0
Union Pacific Corp COM 907818108   197,482 803 SH   SOLE   803 0 0
United Rentals Inc COM 911363109   861,005 1,194 SH   SOLE   1,194 0 0
UnitedHealth Group Inc COM 91324P102   4,452 9 SH   DFND   0 0 9
UnitedHealth Group Inc COM 91324P102   1,146,715 2,318 SH   SOLE   2,318 0 0
Uranium Energy Corp COM 916896103   304,088 45,050 SH   SOLE   45,050 0 0
Uranium Royalty Corp COM 91702V101   94,405 39,500 SH   SOLE   39,500 0 0
VANGUARD S&P 500 ETF SHS 922908363   467,721 973 SH   SOLE   973 0 0
VANGUARD ETF/USA DIV APP ETF 921908844   835,989 4,578 SH   SOLE   4,578 0 0
VANGUARD ETF/USA VG TL INTL STK F 921909768   2,690,104 44,612 SH   SOLE   44,612 0 0
VANGUARD ETF/USA INTERMED TERM 921937819   1,945,848 25,807 SH   SOLE   25,807 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   256,510 6,141 SH   DFND   6,141 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   13,227,515 316,675 SH   SOLE   305,770 0 10,905
VANGUARD ETF/USA INF TECH ETF 92204A702   3,146 6 SH   DFND   0 0 6
VANGUARD ETF/USA INF TECH ETF 92204A702   723,065 1,379 SH   SOLE   1,379 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   34,094 441 SH   DFND   441 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   3,183,703 41,181 SH   SOLE   41,181 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   302,211 1,575 SH   DFND   1,575 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   11,657,478 60,754 SH   SOLE   59,584 0 1,170
VANGUARD ETF/USA TOTAL STK MKT 922908769   1,422,173 5,472 SH   DFND   5,472 0 0
VANGUARD ETF/USA TOTAL STK MKT 922908769   7,413,648 28,525 SH   SOLE   28,525 0 0
VANGUARD GROUP INC/THE TOTAL INT BD ETF 92203J407   1,038,991 21,122 SH   SOLE   21,122 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   19,358 160 SH   DFND   160 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   1,278,743 10,569 SH   SOLE   10,569 0 0
VERIZON COMMUN COM 92343V104   566,922 13,511 SH   SOLE   13,511 0 0
VISA INC COM CL A 92826C839   175,262 628 SH   DFND   628 0 0
VISA INC COM CL A 92826C839   4,529,468 16,230 SH   SOLE   16,230 0 0
VanEck ETFs/USA INTRMDT MUNI ETF 92189H201   1,387,812 29,839 SH   DFND   29,839 0 0
VanEck ETFs/USA INTRMDT MUNI ETF 92189H201   46,994,262 1,010,412 SH   SOLE   1,010,412 0 0
Vanguard ETF/USA 500 GRTH IDX F 921932505   1,881,584 6,175 SH   SOLE   6,175 0 0
Vanguard ETF/USA TOTAL BND MRKT 921937835   229,366 3,158 SH   DFND   3,158 0 0
Vanguard ETF/USA TOTAL BND MRKT 921937835   12,787,819 176,068 SH   SOLE   176,068 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   3,662 73 SH   DFND   73 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   524,477 10,454 SH   SOLE   10,454 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   136,292 1,576 SH   DFND   1,576 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   4,339,480 50,179 SH   SOLE   46,619 0 3,560
Vanguard ETF/USA SML CP GRW ETF 922908595   303,478 1,164 SH   DFND   1,164 0 0
Vanguard ETF/USA SML CP GRW ETF 922908595   11,708,935 44,910 SH   SOLE   44,075 0 835
Vanguard ETF/USA GROWTH ETF 922908736   1,098,342 3,191 SH   DFND   3,191 0 0
Vanguard ETF/USA GROWTH ETF 922908736   61,146,442 177,648 SH   SOLE   177,648 0 0
Vanguard ETF/USA VALUE ETF 922908744   1,110,542 6,819 SH   DFND   6,819 0 0
Vanguard ETF/USA VALUE ETF 922908744   61,702,768 378,870 SH   SOLE   378,870 0 0
Vanguard Group Inc/The LARGE CAP ETF 922908637   568,231 2,370 SH   SOLE   2,370 0 0
Vanguard Group Inc/The EXTEND MKT ETF 922908652   17,352 99 SH   DFND   99 0 0
Vanguard Group Inc/The EXTEND MKT ETF 922908652   775,394 4,424 SH   SOLE   4,424 0 0
Vizsla Silver Corp None 92859G202   39,900 30,000 SH   SOLE   30,000 0 0
WASTE MANAGEMENT COM 94106L109   2,984 14 SH   DFND   14 0 0
WASTE MANAGEMENT COM 94106L109   694,656 3,259 SH   SOLE   3,259 0 0
WEC Energy Group Inc COM 92939U106   164,240 2,000 SH   DFND   2,000 0 0
WEC Energy Group Inc COM 92939U106   74,893 912 SH   SOLE   912 0 0
WELLS FARGO & CO COM 949746101   2,898 50 SH   DFND   0 0 50
WELLS FARGO & CO COM 949746101   2,657,350 45,848 SH   SOLE   45,848 0 0
Walmart Inc COM 931142103   284,123 4,722 SH   DFND   4,419 0 303
Walmart Inc COM 931142103   6,284,937 104,453 SH   SOLE   99,443 0 5,010
Walt Disney Co/The COM 254687106   544,991 4,454 SH   SOLE   4,454 0 0
i-80 Gold Corp COM 44955L106   60,300 45,000 SH   SOLE   45,000 0 0
iShares ETFs/USA 7-10 YR TRSY BD 464287440   293,635 3,102 SH   SOLE   3,102 0 0
iShares ETFs/USA MSCI EAFE ETF 464287465   221,771 2,777 SH   SOLE   2,777 0 0
iShares ETFs/USA RUS MID CAP ETF 464287499   1,514 18 SH   DFND   18 0 0
iShares ETFs/USA RUS MID CAP ETF 464287499   366,548 4,359 SH   SOLE   4,359 0 0
iShares ETFs/USA S&P MC 400GR ETF 464287606   285,886 3,133 SH   SOLE   3,133 0 0
iShares ETFs/USA RUS 1000 ETF 464287622   462,864 1,607 SH   SOLE   1,607 0 0
iShares ETFs/USA CORE S&P SCP ETF 464287804   298,846 2,704 SH   SOLE   2,704 0 0
iShares ETFs/USA MSCI ACWI EX US 464288240   112,920 2,115 SH   DFND   2,115 0 0
iShares ETFs/USA MSCI ACWI EX US 464288240   700,851 13,127 SH   SOLE   13,127 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   21,072 235 SH   DFND   235 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   2,799,139 31,216 SH   SOLE   31,216 0 0
iShares ETFs/USA GLB INFRASTR ETF 464288372   86,478 1,816 SH   DFND   1,816 0 0
iShares ETFs/USA GLB INFRASTR ETF 464288372   6,846,708 143,778 SH   SOLE   143,778 0 0
iShares ETFs/USA MBS ETF 464288588   133,085 1,440 SH   DFND   1,440 0 0
iShares ETFs/USA MBS ETF 464288588   8,741,546 94,585 SH   SOLE   89,675 0 4,910
iShares ETFs/USA EAFE GRWTH ETF 464288885   730,993 7,043 SH   DFND   7,043 0 0
iShares ETFs/USA EAFE GRWTH ETF 464288885   34,977,438 337,002 SH   SOLE   324,632 0 12,370
iShares ETFs/USA MSCI USA MIN VOL 46429B697   323,538 3,871 SH   SOLE   3,871 0 0
iShares ETFs/USA ESG AWR MSCI EM 46434G863   201,276 6,245 SH   SOLE   6,245 0 0