The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   446,332 3,946 SH   SOLE 3 0 0 3,946
ABBOTT LABS COM 002824100   8,596 76 SH   DFND   0 0 76
AFLAC INC COM 001055102   243,705 2,356 SH   SOLE   0 0 2,356
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   6,630,154 252,193 SH   SOLE   0 0 252,193
ALPHABET INC CAP STK CL C 02079K107   450,200 2,364 SH   SOLE   0 0 2,364
ALPHABET INC CAP STK CL C 02079K107   42,849 225 SH   DFND 3,6 0 0 225
ALPHABET INC CAP STK CL A 02079K305   2,195,312 11,597 SH   SOLE   0 0 11,597
AMAZON COM INC COM 023135106   8,664,589 39,494 SH   SOLE   0 0 39,494
AMAZON COM INC COM 023135106   13,163 60 SH   DFND 3,6 0 0 60
AMERICAN AIRLINES GROUP INC NOTE 6.500 7/0 02376RAF9   58,411 50,000 PRN   SOLE   0 0 50,000
AMERICAN CENTY ETF TR US EQT ETF 025072885   346,525 3,575 SH   DFND 6 0 0 3,575
AMERICAN CENTY ETF TR US EQT ETF 025072885   66,490,604 685,965 SH   SOLE   0 0 685,965
AMGEN INC COM 031162100   330,492 1,268 SH   SOLE   0 0 1,268
APPLE INC COM 037833100   17,837,166 71,229 SH   SOLE   0 0 71,229
APPLE INC COM 037833100   91,904 367 SH   DFND 3,6 0 0 367
ARISTA NETWORKS INC COM SHS 040413205   1,768,922 16,004 SH   SOLE   0 0 16,004
BANCFIRST CORP COM 05945F103   1,992,060 17,000 SH   SOLE   0 0 17,000
BANCFIRST CORP COM 05945F103   73,706 629 SH   DFND 6 0 0 629
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,146,798 2,530 SH   SOLE   0 0 2,530
BLACKROCK INC COM 09290D101   67,657 66 SH   DFND 3,6 0 0 66
BLACKROCK INC COM 09290D101   361,864 353 SH   SOLE   0 0 353
BLACKSTONE INC COM 09260D107   319,667 1,854 SH   SOLE   0 0 1,854
BOEING CO COM 097023105   341,964 1,932 SH   SOLE   0 0 1,932
BROADCOM INC COM 11135F101   396,446 1,710 SH   DFND 3 0 0 1,710
BROADCOM INC COM 11135F101   340,573 1,469 SH   SOLE   0 0 1,469
CATERPILLAR INC COM 149123101   415,723 1,146 SH   SOLE   0 0 1,146
CHEVRON CORP NEW COM 166764100   1,085,907 7,497 SH   SOLE   0 0 7,497
CHEVRON CORP NEW COM 166764100   59,674 412 SH   DFND 3 0 0 412
CLOUDFLARE INC CL A COM 18915M107   226,128 2,100 SH   SOLE   0 0 2,100
CMS ENERGY CORP COM 125896100   229,609 3,445 SH   SOLE   0 0 3,445
COCA COLA CO COM 191216100   192,881 3,098 SH   SOLE   0 0 3,098
COCA COLA CO COM 191216100   42,212 678 SH   DFND 3 0 0 678
COSTCO WHSL CORP NEW COM 22160K105   589,162 643 SH   SOLE   0 0 643
DANAHER CORPORATION COM 235851102   626,672 2,730 SH   SOLE   0 0 2,730
DATADOG INC CL A COM 23804L103   220,908 1,546 SH   SOLE   0 0 1,546
DEVON ENERGY CORP NEW COM 25179M103   904,395 27,632 SH   SOLE   0 0 27,632
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   276,893 8,005 SH   SOLE   0 0 8,005
ELI LILLY & CO COM 532457108   7,720 10 SH   DFND 3 0 0 10
ELI LILLY & CO COM 532457108   1,231,340 1,595 SH   SOLE   0 0 1,595
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   604,841 30,875 SH   SOLE   0 0 30,875
ENTERPRISE PRODS PARTNERS L COM 293792107   284,780 9,081 SH   SOLE   0 0 9,081
EXXON MOBIL CORP COM 30231G102   660,050 6,136 SH   SOLE   0 0 6,136
EXXON MOBIL CORP COM 30231G102   6,347 59 SH   DFND 3 0 0 59
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,364,298 50,492 SH   SOLE   0 0 50,492
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   8,757 134 SH   DFND 3 0 0 134
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   945,876 39,676 SH   SOLE   0 0 39,676
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   4,879,680 98,719 SH   SOLE   0 0 98,719
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   95,671 1,393 SH   DFND 3 0 0 1,393
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   16,285,215 249,200 SH   SOLE   0 0 249,200
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,553,800 31,860 SH   SOLE   0 0 31,860
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   10,201,243 145,090 SH   SOLE   0 0 145,090
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   273,438 1,479 SH   DFND 3 0 0 1,479
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   17,414,712 253,563 SH   SOLE   0 0 253,563
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   59,463 1,013 SH   DFND 3 0 0 1,013
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   72,290,967 391,016 SH   SOLE   0 0 391,016
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   14,665,755 249,843 SH   SOLE   0 0 249,843
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   392,985 6,645 SH   SOLE   0 0 6,645
FORD MTR CO COM 345370860   677,744 68,459 SH   SOLE   0 0 68,459
GALLAGHER ARTHUR J & CO COM 363576109   870,568 3,067 SH   SOLE   0 0 3,067
GLOBAL X FDS US PFD ETF 37954Y657   54,199 2,778 SH   DFND 3 0 0 2,778
GLOBAL X FDS US PFD ETF 37954Y657   26,638,824 1,365,393 SH   SOLE   0 0 1,365,393
GOLDMAN SACHS GROUP INC COM 38141G104   393,963 688 SH   SOLE   0 0 688
GROUP 1 AUTOMOTIVE INC COM 398905109   210,740 500 SH   SOLE   0 0 500
HOME DEPOT INC COM 437076102   671,008 1,725 SH   SOLE   0 0 1,725
HONEYWELL INTL INC COM 438516106   947,834 4,196 SH   SOLE   0 0 4,196
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,921,186 12,893 SH   SOLE   0 0 12,893
INTERNATIONAL BUSINESS MACHS COM 459200101   653,115 2,971 SH   SOLE   0 0 2,971
INVESCO QQQ TR UNIT SER 1 46090E103   742,306 1,452 SH   SOLE   0 0 1,452
ISHARES INC CORE MSCI EMKT 46434G103   63,010,259 1,206,631 SH   SOLE   0 0 1,206,631
ISHARES INC CORE MSCI EMKT 46434G103   480,320 9,198 SH   DFND 3 0 0 9,198
ISHARES INC MSCI EMRG CHN 46434G764   322,442 5,815 SH   SOLE   0 0 5,815
ISHARES TR ISHS 5-10YR INVT 464288638   52 1 SH   DFND 3 0 0 1
ISHARES TR IBOXX INV CP ETF 464287242   41,561 389 SH   DFND 3 0 0 389
ISHARES TR 20 YR TR BD ETF 464287432   7,359,736 84,275 SH   SOLE   0 0 84,275
ISHARES TR CORE S&P500 ETF 464287200   4,251,363 7,222 SH   SOLE   0 0 7,222
ISHARES TR RUS 1000 GRW ETF 464287614   907,972 2,261 SH   SOLE   0 0 2,261
ISHARES TR MSCI EMG MKT ETF 464287234   2,762,127 66,048 SH   SOLE   0 0 66,048
ISHARES TR RUSSELL 2000 ETF 464287655   5,309,448 24,029 SH   SOLE   0 0 24,029
ISHARES TR 0-3 MNTH TREASRY 46436E718   29,955,252 298,597 SH   SOLE   0 0 298,597
ISHARES TR CORE US AGGBD ET 464287226   39,128,818 403,806 SH   SOLE   0 0 403,806
ISHARES TR MRGSTR MD CP GRW 464288307   870,106 11,520 SH   SOLE   0 0 11,520
ISHARES TR CORE S&P SCP ETF 464287804   461,456 4,005 SH   DFND 3 0 0 4,005
ISHARES TR S&P SML 600 GWT 464287887   412,879 3,050 SH   SOLE   0 0 3,050
ISHARES TR MSCI EAFE ETF 464287465   4,988,067 65,971 SH   SOLE   0 0 65,971
ISHARES TR MORNINGSTAR VALU 464288109   1,066,750 13,173 SH   SOLE   0 0 13,173
ISHARES TR PFD AND INCM SEC 464288687   63 2 SH   DFND 3 0 0 2
ISHARES TR JPMORGAN USD EMG 464288281   33,746 379 SH   DFND 3 0 0 379
ISHARES TR 0-3 MNTH TREASRY 46436E718   82,965 827 SH   DFND 3 0 0 827
ISHARES TR CORE MSCI EAFE 46432F842   86,457,383 1,230,185 SH   SOLE   0 0 1,230,185
ISHARES TR RUS MID CAP ETF 464287499   7,327,741 82,893 SH   SOLE   0 0 82,893
ISHARES TR CORE S&P MCP ETF 464287507   80,093,869 1,285,410 SH   SOLE   0 0 1,285,410
ISHARES TR S&P 500 GRWT ETF 464287309   242,657 2,390 SH   SOLE   0 0 2,390
ISHARES TR CORE S&P SCP ETF 464287804   63,793,879 553,670 SH   SOLE   0 0 553,670
ISHARES TR JPMORGAN USD EMG 464288281   9,428,778 105,894 SH   SOLE   0 0 105,894
ISHARES TR CORE S&P MCP ETF 464287507   647,837 10,397 SH   DFND 3 0 0 10,397
ISHARES TR EAFE SML CP ETF 464288273   22,781 375 SH   DFND 3 0 0 375
ISHARES TR TIPS BD ETF 464287176   7,362,392 69,098 SH   SOLE   0 0 69,098
ISHARES TR CORE MSCI EAFE 46432F842   485,565 6,909 SH   DFND 3 0 0 6,909
ISHARES TR 20 YR TR BD ETF 464287432   31,089 356 SH   DFND 3 0 0 356
ISHARES TR RUS MID CAP ETF 464287499   88 1 SH   DFND 3 0 0 1
ISHARES TR NATIONAL MUN ETF 464288414   7,991 75 SH   DFND 3 0 0 75
ISHARES TR PFD AND INCM SEC 464288687   7,184,932 228,528 SH   SOLE   0 0 228,528
ISHARES TR U.S. TECH ETF 464287721   989,343 6,202 SH   SOLE   0 0 6,202
ISHARES TR ISHS 5-10YR INVT 464288638   565,219 10,973 SH   SOLE   0 0 10,973
ISHARES TR CORE INTL AGGR 46435G672   4,139,356 82,920 SH   SOLE   0 0 82,920
ISHARES TR IBOXX INV CP ETF 464287242   3,942,926 36,905 SH   SOLE   0 0 36,905
ISHARES TR NATIONAL MUN ETF 464288414   34,387,414 322,735 SH   SOLE   0 0 322,735
ISHARES TR MORNINGSTAR GRWT 464287119   1,297,050 14,476 SH   SOLE   0 0 14,476
ISHARES TR EAFE SML CP ETF 464288273   13,072,975 215,193 SH   SOLE   0 0 215,193
ISHARES TR TIPS BD ETF 464287176   14,917 140 SH   DFND 3 0 0 140
ISHARES TR MSCI USA QLT FCT 46432F339   267,832 1,504 SH   SOLE   0 0 1,504
ISHARES TR CORE US AGGBD ET 464287226   42,830 442 SH   DFND 3 0 0 442
JPMORGAN CHASE & CO. COM 46625H100   1,003,905 4,188 SH   SOLE   0 0 4,188
JPMORGAN CHASE & CO. COM 46625H100   50,099 209 SH   DFND 3 0 0 209
LAM RESEARCH CORP COM NEW 512807306   304,088 4,210 SH   SOLE   0 0 4,210
LOWES COS INC COM 548661107   377,357 1,529 SH   SOLE   0 0 1,529
MASTERCARD INCORPORATED CL A 57636Q104   642,942 1,221 SH   SOLE   0 0 1,221
MCDONALDS CORP COM 580135101   42,034 145 SH   DFND 3 0 0 145
MCDONALDS CORP COM 580135101   383,235 1,322 SH   SOLE   0 0 1,322
META PLATFORMS INC CL A 30303M102   911,639 1,557 SH   SOLE   0 0 1,557
MICRON TECHNOLOGY INC COM 595112103   202,068 2,401 SH   SOLE   0 0 2,401
MICROSOFT CORP COM 594918104   2,494,859 5,919 SH   SOLE   0 0 5,919
MICROSOFT CORP COM 594918104   292,100 693 SH   DFND 3 0 0 693
NVIDIA CORPORATION COM 67066G104   379,101 2,823 SH   SOLE   0 0 2,823
ORACLE CORP COM 68389X105   338,946 2,034 SH   SOLE   0 0 2,034
OREILLY AUTOMOTIVE INC COM 67103H107   207,515 175 SH   SOLE   0 0 175
PAYCOM SOFTWARE INC COM 70432V102   206,610 1,008 SH   SOLE   0 0 1,008
PEPSICO INC COM 713448108   40,752 268 SH   DFND 3 0 0 268
PEPSICO INC COM 713448108   1,795,524 11,808 SH   SOLE   0 0 11,808
PRIMERICA INC COM 74164M108   5,971 22 SH   SOLE   0 0 22
PRIMERICA INC COM 74164M108   210,079 774 SH   DFND 3 0 0 774
PROCTER AND GAMBLE CO COM 742718109   983,603 5,867 SH   SOLE   0 0 5,867
QUALCOMM INC COM 747525103   223,824 1,457 SH   SOLE   0 0 1,457
RTX CORPORATION COM 75513E101   861,304 7,443 SH   SOLE   0 0 7,443
RTX CORPORATION COM 75513E101   32,170 278 SH   DFND 3 0 0 278
RYMAN HOSPITALITY PPTYS INC COM 78377T107   2,617,369 25,085 SH   SOLE   0 0 25,085
SALESFORCE INC COM 79466L302   266,795 798 SH   SOLE   0 0 798
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   590,877 21,628 SH   SOLE   0 0 21,628
SCHWAB STRATEGIC TR US TIPS ETF 808524870   41,467,908 1,605,416 SH   SOLE   0 0 1,605,416
SCHWAB STRATEGIC TR US TIPS ETF 808524870   78,833 3,052 SH   DFND 3 0 0 3,052
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   19,465,506 201,069 SH   SOLE   0 0 201,069
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   8,024,812 95,375 SH   SOLE   0 0 95,375
SELECT SECTOR SPDR TR ENERGY 81369Y506   14,942,746 174,443 SH   SOLE   0 0 174,443
SELECT SECTOR SPDR TR INDL 81369Y704   136,767 1,038 SH   DFND 3 0 0 1,038
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   52,226 690 SH   DFND 3 0 0 690
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   15,371,368 195,540 SH   SOLE   0 0 195,540
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   34,469,626 713,214 SH   SOLE   0 0 713,214
SELECT SECTOR SPDR TR ENERGY 81369Y506   90,800 1,060 SH   DFND 3 0 0 1,060
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   38,320,418 170,806 SH   SOLE   0 0 170,806
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   6,731 80 SH   DFND 3 0 0 80
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   107,362 1,109 SH   DFND 3 0 0 1,109
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   27,562,472 200,352 SH   SOLE   0 0 200,352
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   11,182,742 147,744 SH   SOLE   0 0 147,744
SELECT SECTOR SPDR TR INDL 81369Y704   29,700,268 225,412 SH   SOLE   0 0 225,412
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   218,065 4,512 SH   DFND 3 0 0 4,512
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   69,570 885 SH   DFND 3 0 0 885
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   58,875,841 253,208 SH   SOLE   0 0 253,208
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   43,070 1,059 SH   DFND 3 0 0 1,059
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   21,048 153 SH   DFND 3 0 0 153
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   8,874,089 218,197 SH   SOLE   0 0 218,197
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   47,114 210 SH   DFND 3 0 0 210
SHOPIFY INC CL A 82509L107   252,321 2,373 SH   SOLE   0 0 2,373
SIMPSON MFG INC COM 829073105   202,147 1,219 SH   DFND 3 0 0 1,219
SPDR GOLD TR GOLD SHS 78463V107   242,130 1,000 SH   SOLE   0 0 1,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,127,032 1,923 SH   SOLE   0 0 1,923
SPDR SER TR PORTFOLIO LN TSR 78464A664   26 1 SH   DFND 3 0 0 1
SPDR SER TR PORTFOLIO LN TSR 78464A664   642,860 24,546 SH   SOLE   0 0 24,546
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   20,798,314 227,478 SH   SOLE   0 0 227,478
SPDR SER TR S&P DIVID ETF 78464A763   241,347 1,827 SH   SOLE   0 0 1,827
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   13,074 143 SH   DFND 3 0 0 143
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   454,622 2,302 SH   SOLE   0 0 2,302
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   65,567 332 SH   DFND 3,6 0 0 332
TEXAS INSTRS INC COM 882508104   233,262 1,244 SH   SOLE   0 0 1,244
TEXAS INSTRS INC COM 882508104   40,315 215 SH   DFND 3,6 0 0 215
THE TRADE DESK INC COM CL A 88339J105   235,648 2,005 SH   SOLE   0 0 2,005
THERMO FISHER SCIENTIFIC INC COM 883556102   1,128,379 2,169 SH   SOLE   0 0 2,169
TJX COS INC NEW COM 872540109   497,012 4,114 SH   SOLE   0 0 4,114
UNION PAC CORP COM 907818108   362,128 1,588 SH   SOLE   0 0 1,588
UNION PAC CORP COM 907818108   46,748 205 SH   DFND 3 0 0 205
UNITED RENTALS INC COM 911363109   1,174,301 1,667 SH   SOLE   0 0 1,667
UNITEDHEALTH GROUP INC COM 91324P102   163,899 324 SH   DFND 2,3,6 0 0 324
UNITEDHEALTH GROUP INC COM 91324P102   651,548 1,288 SH   SOLE   0 0 1,288
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   6,132,388 118,135 SH   SOLE   0 0 118,135
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   15,313 295 SH   DFND 3 0 0 295
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   72 1 SH   DFND 3 0 0 1
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   501,680 6,977 SH   SOLE   0 0 6,977
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   53,366 1,088 SH   DFND 3 0 0 1,088
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   22,882,382 466,511 SH   SOLE   0 0 466,511
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,867,547 5,322 SH   SOLE   0 0 5,322
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,674,666 65,235 SH   SOLE   0 0 65,235
VANGUARD INDEX FDS SMALL CP ETF 922908751   36,763 153 SH   DFND 3 0 0 153
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,763,071 19,792 SH   SOLE   0 0 19,792
VANGUARD INDEX FDS TOTAL STK MKT 922908769   621,642 2,145 SH   SOLE   0 0 2,145
VANGUARD INDEX FDS MID CAP ETF 922908629   22,885,808 86,646 SH   SOLE   0 0 86,646
VANGUARD INDEX FDS VALUE ETF 922908744   253,611 1,498 SH   SOLE   0 0 1,498
VANGUARD INDEX FDS GROWTH ETF 922908736   704,725 1,717 SH   SOLE   0 0 1,717
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,065 115 SH   DFND 3 0 0 115
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   37,911,625 331,164 SH   SOLE   0 0 331,164
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   223,007 1,948 SH   DFND 3 0 0 1,948
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   24,025,538 545,539 SH   SOLE   0 0 545,539
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   67,673,771 1,349,966 SH   SOLE   0 0 1,349,966
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   342,789 6,838 SH   DFND 3 0 0 6,838
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   13,245 165 SH   DFND 3 0 0 165
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   16,326,969 294,977 SH   SOLE   0 0 294,977
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   12,177 220 SH   DFND 3 0 0 220
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   29,179,392 363,516 SH   SOLE   0 0 363,516
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   206,405 1,054 SH   SOLE   0 0 1,054
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   187,980 3,931 SH   DFND 3 0 0 3,931
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   35,028,438 732,506 SH   SOLE   0 0 732,506
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   21,534 341 SH   DFND 3 0 0 341
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   19,509,144 308,933 SH   SOLE   0 0 308,933
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   206,834 551 SH   DFND 3 0 0 551
VANGUARD WORLD FD COMM SRVC ETF 92204A884   19,057,503 122,983 SH   SOLE   0 0 122,983
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   20,139,135 53,650 SH   SOLE   0 0 53,650
VANGUARD WORLD FD FINANCIALS ETF 92204A405   17,365,381 147,077 SH   SOLE   0 0 147,077
VANGUARD WORLD FD INF TECH ETF 92204A702   34,180,346 54,970 SH   SOLE   0 0 54,970
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   4,551,046 17,890 SH   SOLE   0 0 17,890
VANGUARD WORLD FD CONSUM STP ETF 92204A207   11,249,818 53,221 SH   SOLE   0 0 53,221
VANGUARD WORLD FD CONSUM STP ETF 92204A207   43,544 206 SH   DFND 3 0 0 206
VANGUARD WORLD FD MATERIALS ETF 92204A801   3,730,972 19,863 SH   SOLE   0 0 19,863
VANGUARD WORLD FD ENERGY ETF 92204A306   3,410,024 28,110 SH   SOLE   0 0 28,110
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   31,711 125 SH   DFND 3 0 0 125
VANGUARD WORLD FD MATERIALS ETF 92204A801   751 4 SH   DFND 3 0 0 4
VANGUARD WORLD FD COMM SRVC ETF 92204A884   26,188 169 SH   DFND 3 0 0 169
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   14,938,789 58,886 SH   SOLE   0 0 58,886
VISA INC COM CL A 92826C839   69,845 221 SH   DFND 3 0 0 221
VISA INC COM CL A 92826C839   4,510,523 14,272 SH   SOLE   0 0 14,272
WALMART INC COM 931142103   786,226 8,702 SH   SOLE   0 0 8,702
YUM BRANDS INC COM 988498101   863,320 6,435 SH   SOLE   0 0 6,435
YUM CHINA HLDGS INC COM 98850P109   301,544 6,260 SH   SOLE   0 0 6,260