The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM COM 023135106 3,218 1,742 SH   SOLE NONE 1,742 0 0
STARBUCKS CORP COM COM 855244109 1,390 15,815 SH   SOLE NONE 15,815 0 0
JOHNSON & JOHNSON COM COM 478160104 2,069 14,187 SH   SOLE NONE 14,187 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 20,350 124,376 SH   SOLE NONE 124,376 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 261 888 SH   SOLE NONE 888 0 0
PROCTER & GAMBLE CO COM COM 742718109 1,690 13,535 SH   SOLE NONE 13,535 0 0
COCA COLA CO COM COM 191216100 2,295 41,467 SH   SOLE NONE 41,467 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 3,190 34,387 SH   SOLE NONE 34,387 0 0
INTEL CORP COM COM 458140100 794 13,276 SH   SOLE NONE 13,276 0 0
CME GROUP INC COM COM 12572Q105 467 2,330 SH   SOLE NONE 2,330 0 0
MEDTRONIC PLC SHS SHS G5960L103 1,219 10,752 SH   SOLE NONE 10,752 0 0
NETFLIX INC COM COM 64110L106 242 749 SH   SOLE NONE 749 0 0
SPDR S&P SEMICONDUCTOR ETF S&P SEMICNDCTR 78464A862 448 4,231 SH   SOLE NONE 4,231 0 0
SPDR DOW JONES GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 428 8,319 SH   SOLE NONE 8,319 0 0
MERCK & CO INC COM COM 58933Y105 1,604 17,644 SH   SOLE NONE 17,644 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 3,787 11,766 SH   SOLE NONE 11,766 0 0
MASTERCARD INC CL A CL A 57636Q104 312 1,048 SH   SOLE NONE 1,048 0 0
ILLINOIS TOOL WKS INC COM COM 452308109 1,133 6,312 SH   SOLE NONE 6,312 0 0
ALLSTATE CORP COM COM 020002101 256 2,281 SH   SOLE NONE 2,281 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 328 2,819 SH   SOLE NONE 2,819 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 707 11,524 SH   SOLE NONE 11,524 0 0
CHUBB LIMITED COM COM H1467J104 282 1,814 SH   SOLE NONE 1,814 0 0
FEDEX CORP COM COM 31428X106 223 1,476 SH   SOLE NONE 1,476 0 0
PEPSICO INC COM COM 713448108 510 3,736 SH   SOLE NONE 3,736 0 0
KIMBERLY CLARK CORP COM COM 494368103 219 1,596 SH   SOLE NONE 1,596 0 0
HONEYWELL INTL INC COM COM 438516106 1,323 7,479 SH   SOLE NONE 7,479 0 0
HOME DEPOT INC COM COM 437076102 1,733 7,938 SH   SOLE NONE 7,938 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 1,409 8,264 SH   SOLE NONE 8,264 0 0
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209 250 2,458 SH   SOLE NONE 2,458 0 0
INFOSYS LTD SPONSORED ADR SPONSORED ADR 456788108 889 86,215 SH   SOLE NONE 86,215 0 0
SOUTHERN CO COM COM 842587107 253 3,979 SH   SOLE NONE 3,979 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 5,532 31,450 SH   SOLE NONE 31,450 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 4,991 98,979 SH   SOLE NONE 98,979 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 756 3,342 SH   SOLE NONE 3,342 0 0
ADOBE INC COM COM 00724F101 315 956 SH   SOLE NONE 956 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 1,188 887 SH   SOLE NONE 887 0 0
PROGRESSIVE CORP OHIO COM COM 743315103 739 10,219 SH   SOLE NONE 10,219 0 0
PRINCIPAL FINL GROUP INC COM COM 74251V102 226 4,117 SH   SOLE NONE 4,117 0 0
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 906 15,853 SH   SOLE NONE 15,853 0 0
COMCAST CORP NEW CL A CL A 20030N101 254 5,668 SH   SOLE NONE 5,668 0 0
MICROSOFT CORP COM COM 594918104 3,029 19,208 SH   SOLE NONE 19,208 0 0
CVS HEALTH CORP COM COM 126650100 1,287 17,326 SH   SOLE NONE 17,326 0 0
BERKSHIRE HATHAWAY INC DEL CL A CL A 084670108 679 2 SH   SOLE NONE 2 0 0
BOEING CO COM COM 097023105 516 1,584 SH   SOLE NONE 1,584 0 0
VANGUARD MID-CAP INDEX FUND MID CAP ETF 922908629 675 3,790 SH   SOLE NONE 3,790 0 0
NEXTERA ENERGY INC COM COM 65339F101 446 1,843 SH   SOLE NONE 1,843 0 0
NORFOLK SOUTHERN CORP COM COM 655844108 343 1,767 SH   SOLE NONE 1,767 0 0
SCHWAB SHORT-TERM U.S. TREASURY ETF SHT TM US TRES 808524862 396 7,855 SH   SOLE NONE 7,855 0 0
VANGUARD INDUSTRIALS INDEX FUND INDUSTRIAL ETF 92204A603 255 1,658 SH   SOLE NONE 1,658 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND INF TECH ETF 92204A702 547 2,235 SH   SOLE NONE 2,235 0 0
ASTRAZENECA PLC SPONSORED ADR SPONSORED ADR 046353108 284 5,700 SH   SOLE NONE 5,700 0 0
LILLY ELI & CO COM COM 532457108 1,138 8,662 SH   SOLE NONE 8,662 0 0
AIR PRODS & CHEMS INC COM COM 009158106 1,178 5,014 SH   SOLE NONE 5,014 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 291 1,760 SH   SOLE NONE 1,760 0 0
DIGITAL RLTY TR INC COM COM 253868103 244 2,038 SH   SOLE NONE 2,038 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 309 3,270 SH   SOLE NONE 3,270 0 0
STATE AUTO FINL CORP COM COM 855707105 1,646 53,075 SH   SOLE NONE 53,075 0 0
VANGUARD SMALL-CAP VALUE INDEX FUND SM CP VAL ETF 922908611 387 2,825 SH   SOLE NONE 2,825 0 0
KEMPER CORP DEL COM COM 488401100 308 3,977 SH   SOLE NONE 3,977 0 0
VISA INC COM CL A COM CL A 92826C839 482 2,569 SH   SOLE NONE 2,569 0 0
ISHARES EDGE MSCI MIN VOL USA ETF MSCI MIN VOL ETF 46429B697 221 3,373 SH   SOLE NONE 3,373 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 628 3,162 SH   SOLE NONE 3,162 0 0
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 8,142 67,943 SH   SOLE NONE 67,943 0 0
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 10,402 57,103 SH   SOLE NONE 57,103 0 0
SPIRE INC COM COM 84857L101 10,701 128,451 SH   SOLE NONE 128,451 0 0
AMERICAN TOWER CORP NEW COM COM 03027X100 226 987 SH   SOLE NONE 987 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF CORE S&P TTL STK 464287150 16,326 224,598 SH   SOLE NONE 224,598 0 0
FACEBOOK INC CL A CL A 30303M102 617 3,007 SH   SOLE NONE 3,007 0 0
BROADCOM INC COM COM 11135F101 258 818 SH   SOLE NONE 818 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 8,863 135,860 SH   SOLE NONE 135,860 0 0
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101 3,612 17,157 SH   SOLE NONE 17,157 0 0
NVIDIA CORP COM COM 67066G104 268 1,142 SH   SOLE NONE 1,142 0 0
ABBVIE INC COM COM 00287Y109 476 5,381 SH   SOLE NONE 5,381 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 2,802 52,128 SH   SOLE NONE 52,128 0 0
RAYTHEON CO COM NEW COM NEW 755111507 1,114 5,071 SH   SOLE NONE 5,071 0 0
GENERAL DYNAMICS CORP COM COM 369550108 1,098 6,228 SH   SOLE NONE 6,228 0 0
MCDONALDS CORP COM COM 580135101 1,725 8,730 SH   SOLE NONE 8,730 0 0
CISCO SYS INC COM COM 17275R102 1,365 28,476 SH   SOLE NONE 28,476 0 0
AT&T INC COM COM 00206R102 569 14,585 SH   SOLE NONE 14,585 0 0
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND INTERMED TERM 921937819 1,183 13,564 SH   SOLE NONE 13,564 0 0
ISHARES NASDAQ BIOTECHNOLOGY INDEX FUND NASDAQ BIOTECH 464287556 253 2,105 SH   SOLE NONE 2,105 0 0
GENERAL ELECTRIC CO COM COM 369604103 139 12,483 SH   SOLE NONE 12,483 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 323 2,576 SH   SOLE NONE 2,576 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 920 2,847 SH   SOLE NONE 2,847 0 0
WELLS FARGO CO NEW COM COM 949746101 392 7,296 SH   SOLE NONE 7,296 0 0
UNION PACIFIC CORP COM COM 907818108 1,098 6,076 SH   SOLE NONE 6,076 0 0
ISHARES MBS ETF MBS ETF 464288588 1,135 10,511 SH   SOLE NONE 10,511 0 0
SALESFORCE COM INC COM COM 79466L302 275 1,691 SH   SOLE NONE 1,691 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 266 820 SH   SOLE NONE 820 0 0
LOCKHEED MARTIN CORP COM COM 539830109 1,624 4,173 SH   SOLE NONE 4,173 0 0
JPMORGAN CHASE & CO COM COM 46625H100 870 6,245 SH   SOLE NONE 6,245 0 0
CHEVRON CORP NEW COM COM 166764100 664 5,514 SH   SOLE NONE 5,514 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 256 2,251 SH   SOLE NONE 2,251 0 0
DANAHER CORPORATION COM COM 235851102 211 1,378 SH   SOLE NONE 1,378 0 0
BANK AMER CORP COM COM 060505104 452 12,849 SH   SOLE NONE 12,849 0 0
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 9,670 89,901 SH   SOLE NONE 89,901 0 0
WALMART INC COM COM 931142103 419 3,528 SH   SOLE NONE 3,528 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 414 3,091 SH   SOLE NONE 3,091 0 0
ORACLE CORP COM COM 68389X105 218 4,125 SH   SOLE NONE 4,125 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 1,450 9,685 SH   SOLE NONE 9,685 0 0
TEXAS INSTRS INC COM COM 882508104 1,295 10,095 SH   SOLE NONE 10,095 0 0
PFIZER INC COM COM 717081103 265 6,779 SH   SOLE NONE 6,779 0 0
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 673 5,263 SH   SOLE NONE 5,263 0 0
3M CO COM COM 88579Y101 1,106 6,270 SH   SOLE NONE 6,270 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 768 575 SH   SOLE NONE 575 0 0
AMGEN INC COM COM 031162100 1,419 5,889 SH   SOLE NONE 5,889 0 0
INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF EMRNG MKT SVRG 46138E784 302 10,220 SH   SOLE NONE 10,220 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226 713 6,349 SH   SOLE NONE 6,349 0 0
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621 3,575 84,991 SH   SOLE NONE 84,991 0 0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF NATL AMT MUNI 46138E537 362 13,687 SH   SOLE NONE 13,687 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 19,936 382,593 SH   SOLE NONE 382,593 0 0
DELTA AIR LINES INC DEL COM NEW COM NEW 247361702 894 15,293 SH   SOLE NONE 15,293 0 0
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 801 9,949 SH   SOLE NONE 9,949 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 348 5,424 SH   SOLE NONE 5,424 0 0
ALTRIA GROUP INC COM COM 02209S103 270 5,428 SH   SOLE NONE 5,428 0 0
CITIGROUP INC COM NEW COM NEW 172967424 320 4,016 SH   SOLE NONE 4,016 0 0
EXXON MOBIL CORP COM COM 30231G102 484 6,942 SH   SOLE NONE 6,942 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 501 1,705 SH   SOLE NONE 1,705 0 0
VANECK VECTORS AMT-FREE INTERMEDIATE MUNICIPAL INDEX ETF AMT FREE INT ETF 92189H201 1,031 20,529 SH   SOLE NONE 20,529 0 0
CROWN CASTLE INTL CORP NEW COM COM 22822V101 236 1,664 SH   SOLE NONE 1,664 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,399 20,159 SH   SOLE NONE 20,159 0 0
APPLE INC COM COM 037833100 6,820 23,227 SH   SOLE NONE 23,227 0 0
ABBOTT LABS COM COM 002824100 303 3,493 SH   SOLE NONE 3,493 0 0
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 518 3,584 SH   SOLE NONE 3,584 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 582 4,270 SH   SOLE NONE 4,270 0 0