The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FLEXSHARES TR M STAR DEV MKT 33939L803 24,924 410,826 SH   SOLE   0 0 410,826
FLEXSHARES TR MSTAR EMKT FAC 33939L308 5,676 106,861 SH   SOLE   0 0 106,861
FLEXSHARES TR MORNSTAR USMKT 33939L100 33,976 299,083 SH   SOLE   0 0 299,083
INDEXIQ ETF TR US RL EST SMCP 45409B628 445 17,750 SH   SOLE   0 0 17,750
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 365 12,149 SH   SOLE   0 0 12,149
ISHARES INC CORE MSCI EMKT 46434G103 445 8,606 SH   SOLE   0 0 8,606
ISHARES TR SHRT NAT MUN ETF 464288158 4,925 46,460 SH   SOLE   0 0 46,460
ISHARES TR NATIONAL MUN ETF 464288414 2,463 22,149 SH   SOLE   0 0 22,149
ISHARES TR RUS TOP 200 ETF 464289446 1,200 18,293 SH   SOLE   0 0 18,293
ISHARES TR MIN VOL USA ETF 46429B697 507 8,630 SH   SOLE   0 0 8,630
ISHARES TR EAFE SML CP ETF 464288273 9,590 166,958 SH   SOLE   0 0 166,958
ISHARES TR 1 3 YR TREAS BD 464287457 33,872 402,663 SH   SOLE   0 0 402,663
ISHARES TR AGENCY BOND ETF 464288166 506 4,456 SH   SOLE   0 0 4,456
ISHARES TR FLTG RATE NT ETF 46429B655 2,140 42,032 SH   SOLE   0 0 42,032
ISHARES TR GRWT ALLOCAT ETF 464289867 1,056 23,618 SH   SOLE   0 0 23,618
ISHARES TR CONSER ALLOC ETF 464289883 830 24,041 SH   SOLE   0 0 24,041
ISHARES TR CORE S&P TTL STK 464287150 1,526 23,694 SH   SOLE   0 0 23,694
ISHARES TR CORE US AGGBD ET 464287226 92,617 849,153 SH   SOLE   0 0 849,153
ISHARES TR AGGRES ALLOC ETF 464289859 1,111 20,760 SH   SOLE   0 0 20,760
ISHARES TR IBOXX HI YD ETF 464288513 1,539 17,794 SH   SOLE   0 0 17,794
ISHARES TR MICRO-CAP ETF 464288869 16,445 177,283 SH   SOLE   0 0 177,283
ISHARES TR MSCI EMG MKT ETF 464287234 9,353 217,907 SH   SOLE   0 0 217,907
ISHARES TR S&P 500 VAL ETF 464287408 37,592 333,437 SH   SOLE   0 0 333,437
ISHARES TR CORE MSCI EAFE 46432F842 727 11,963 SH   SOLE   0 0 11,963
ISHARES TR MSCI EAFE ETF 464287465 14,906 229,817 SH   SOLE   0 0 229,817
ISHARES TR EAFE VALUE ETF 464288877 28,581 584,719 SH   SOLE   0 0 584,719
ISHARES TR CORE S&P500 ETF 464287200 19,719 69,298 SH   SOLE   0 0 69,298
ISHARES TR MODERT ALLOC ETF 464289875 820 21,554 SH   SOLE   0 0 21,554
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,451 32,669 SH   SOLE   0 0 32,669
SPDR GOLD TRUST GOLD SHS 78463V107 1,479 12,118 SH   SOLE   0 0 12,118
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 2,566 84,636 SH   SOLE   0 0 84,636
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 4,405 88,040 SH   SOLE   0 0 88,040
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 1,161 20,849 SH   SOLE   0 0 20,849
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 51,669 649,188 SH   SOLE   0 0 649,188
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 5,585 66,542 SH   SOLE   0 0 66,542
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,085 8,360 SH   SOLE   0 0 8,360
VANGUARD INDEX FDS VALUE ETF 922908744 4,660 43,298 SH   SOLE   0 0 43,298
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 681 7,832 SH   SOLE   0 0 7,832
VANGUARD INDEX FDS SMALL CP ETF 922908751 24,261 158,773 SH   SOLE   0 0 158,773
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,585 17,867 SH   SOLE   0 0 17,867
VANGUARD INDEX FDS SM CP VAL ETF 922908611 39,604 307,654 SH   SOLE   0 0 307,654
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,208 20,284 SH   SOLE   0 0 20,284
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 999 11,495 SH   SOLE   0 0 11,495
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 693 8,093 SH   SOLE   0 0 8,093
WISDOMTREE TR EMG MKTS SMCAP 97717W281 12,289 260,866 SH   SOLE   0 0 260,866
WISDOMTREE TR US HIGH DIVIDEND 97717W208 689 9,512 SH   SOLE   0 0 9,512
WISDOMTREE TR DYNAMIC LNG EQ 97717X313 713 24,286 SH   SOLE   0 0 24,286
WISDOMTREE TR INTL SMCAP DIV 97717W760 43,649 663,264 SH   SOLE   0 0 663,264
WISDOMTREE TR FUTRE STRAT FD 97717W125 22,730 584,541 SH   SOLE   0 0 584,541