The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   1,121,264 12,566 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,566
AIRBNB INC COM CL A 009066101   500,944 5,859 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,859
AMAZON COM INC COM 023135106   327,948 3,904 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,904
AMERICAN WTR WKS CO INC NEW COM 030420103   500,090 3,281 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,281
APPLE INC COM 037833100   3,183,606 24,502 SH   SOLE Pacific Capital Wealth Advisors 0 0 24,502
CHEVRON CORP NEW COM 166764100   2,333,191 12,999 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,999
CHUBB LIMITED COM H1467J104   311,928 1,414 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,414
COSTCO WHSL CORP NEW COM 22160K105   803,896 1,761 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,761
ECOARK HLDGS INC COM NEW 27888N307   25,132 109,366 SH   SOLE Pacific Capital Wealth Advisors 0 0 109,366
EXXON MOBIL CORP COM 30231G102   232,623 2,109 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,109
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   1,362,334 33,252 SH   SOLE Pacific Capital Wealth Advisors 0 0 33,252
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   2,402,374 53,877 SH   SOLE Pacific Capital Wealth Advisors 0 0 53,877
FLEXSHARES TR DISCP DUR MBS 33939L779   252,588 12,400 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,400
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   230,131 2,308 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,308
HONEYWELL INTL INC COM 438516106   325,135 1,517 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,517
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   363,863 19,489 SH   SOLE Pacific Capital Wealth Advisors 0 0 19,489
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,909,380 170,785 SH   SOLE Pacific Capital Wealth Advisors 0 0 170,785
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   11,938,966 84,524 SH   SOLE Pacific Capital Wealth Advisors 0 0 84,524
INVESCO QQQ TR UNIT SER 1 46090E103   10,724,004 40,273 SH   SOLE Pacific Capital Wealth Advisors 0 0 40,273
ISHARES GOLD TR ISHARES NEW 464285204   3,893,416 112,559 SH   SOLE Pacific Capital Wealth Advisors 0 0 112,559
ISHARES TR 0-5 YR TIPS ETF 46429B747   11,061,279 114,081 SH   SOLE Pacific Capital Wealth Advisors 0 0 114,081
ISHARES TR CALIF MUN BD ETF 464288356   2,831,084 50,456 SH   SOLE Pacific Capital Wealth Advisors 0 0 50,456
ISHARES TR CORE HIGH DV ETF 46429B663   331,275 3,178 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,178
ISHARES TR CORE MSCI EAFE 46432F842   30,585,312 496,193 SH   SOLE Pacific Capital Wealth Advisors 0 0 496,193
ISHARES TR CORE S&P TTL STK 464287150   636,678 7,508 SH   SOLE Pacific Capital Wealth Advisors 0 0 7,508
ISHARES TR CORE US AGGBD ET 464287226   4,555,267 46,966 SH   SOLE Pacific Capital Wealth Advisors 0 0 46,966
ISHARES TR EAFE SML CP ETF 464288273   4,708,741 83,370 SH   SOLE Pacific Capital Wealth Advisors 0 0 83,370
ISHARES TR GRWT ALLOCAT ETF 464289867   1,056,154 22,395 SH   SOLE Pacific Capital Wealth Advisors 0 0 22,395
ISHARES TR ISHARES BIOTECH 464287556   9,204,611 70,109 SH   SOLE Pacific Capital Wealth Advisors 0 0 70,109
ISHARES TR ISHS 1-5YR INVS 464288646   666,592 13,380 SH   SOLE Pacific Capital Wealth Advisors 0 0 13,380
ISHARES TR JPMORGAN USD EMG 464288281   519,890 6,146 SH   SOLE Pacific Capital Wealth Advisors 0 0 6,146
ISHARES TR MSCI EAFE ETF 464287465   200,661 3,057 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,057
ISHARES TR NATIONAL MUN ETF 464288414   2,543,641 24,106 SH   SOLE Pacific Capital Wealth Advisors 0 0 24,106
ISHARES TR PFD AND INCM SEC 464288687   285,242 9,343 SH   SOLE Pacific Capital Wealth Advisors 0 0 9,343
ISHARES TR RUS 1000 ETF 464287622   4,516,496 21,454 SH   SOLE Pacific Capital Wealth Advisors 0 0 21,454
ISHARES TR RUS 1000 GRW ETF 464287614   2,045,275 9,547 SH   SOLE Pacific Capital Wealth Advisors 0 0 9,547
ISHARES TR RUSSELL 2000 ETF 464287655   8,450,015 48,463 SH   SOLE Pacific Capital Wealth Advisors 0 0 48,463
ISHARES TR SHRT NAT MUN ETF 464288158   376,127 3,607 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,607
ISHARES TR TIPS BD ETF 464287176   202,146 1,899 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,899
MATCH GROUP INC NEW COM 57667L107   2,800,119 67,489 SH   SOLE Pacific Capital Wealth Advisors 0 0 67,489
MCDONALDS CORP COM 580135101   203,445 772 SH   SOLE Pacific Capital Wealth Advisors 0 0 772
MICROSOFT CORP COM 594918104   1,267,618 5,286 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,286
NIKE INC CL B 654106103   217,873 1,862 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,862
PIMCO ETF TR 1-5 US TIP IDX 72201R205   867,239 17,390 SH   SOLE Pacific Capital Wealth Advisors 0 0 17,390
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,044,478 20,725 SH   SOLE Pacific Capital Wealth Advisors 0 0 20,725
RAYTHEON TECHNOLOGIES CORP COM 75513E101   203,253 2,014 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,014
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,767,690 148,019 SH   SOLE Pacific Capital Wealth Advisors 0 0 148,019
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   982,317 31,214 SH   SOLE Pacific Capital Wealth Advisors 0 0 31,214
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   621,814 12,890 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,890
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,433,412 76,622 SH   SOLE Pacific Capital Wealth Advisors 0 0 76,622
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,401,529 58,268 SH   SOLE Pacific Capital Wealth Advisors 0 0 58,268
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   984,658 14,915 SH   SOLE Pacific Capital Wealth Advisors 0 0 14,915
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,288,541 139,281 SH   SOLE Pacific Capital Wealth Advisors 0 0 139,281
SCHWAB STRATEGIC TR US REIT ETF 808524847   3,290,411 170,576 SH   SOLE Pacific Capital Wealth Advisors 0 0 170,576
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   867,270 21,409 SH   SOLE Pacific Capital Wealth Advisors 0 0 21,409
SCHWAB STRATEGIC TR US TIPS ETF 808524870   14,059,150 271,465 SH   SOLE Pacific Capital Wealth Advisors 0 0 271,465
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   591,284 17,289 SH   SOLE Pacific Capital Wealth Advisors 0 0 17,289
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   12,881,090 172,785 SH   SOLE Pacific Capital Wealth Advisors 0 0 172,785
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,437,424 20,389 SH   SOLE Pacific Capital Wealth Advisors 0 0 20,389
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   466,219 11,399 SH   SOLE Pacific Capital Wealth Advisors 0 0 11,399
SPDR S&P 500 ETF TR TR UNIT 78462F103   65,403,304 171,020 SH   SOLE Pacific Capital Wealth Advisors 0 0 171,020
SPDR SER TR BBG CONV SEC ETF 78464A359   217,946 3,387 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,387
SPDR SER TR BLOOMBERG HIGH Y 78468R622   279,270 3,103 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,103
SPDR SER TR NUVEEN BLOOMBERG 78464A284   267,012 5,453 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,453
SUNRUN INC COM 86771W105   1,064,903 44,334 SH   SOLE Pacific Capital Wealth Advisors 0 0 44,334
UNITEDHEALTH GROUP INC COM 91324P102   240,172 453 SH   SOLE Pacific Capital Wealth Advisors 0 0 453
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,373,032 27,162 SH   SOLE Pacific Capital Wealth Advisors 0 0 27,162
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,318,038 28,898 SH   SOLE Pacific Capital Wealth Advisors 0 0 28,898
VANGUARD BD INDEX FDS INTERMED TERM 921937819   9,959,029 134,002 SH   SOLE Pacific Capital Wealth Advisors 0 0 134,002
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,259,530 30,015 SH   SOLE Pacific Capital Wealth Advisors 0 0 30,015
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   22,903,913 318,818 SH   SOLE Pacific Capital Wealth Advisors 0 0 318,818
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,662,748 119,392 SH   SOLE Pacific Capital Wealth Advisors 0 0 119,392
VANGUARD INDEX FDS GROWTH ETF 922908736   297,928 1,398 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,398
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   18,215,301 220,845 SH   SOLE Pacific Capital Wealth Advisors 0 0 220,845
VANGUARD INDEX FDS TOTAL STK MKT 922908769   23,545,618 123,153 SH   SOLE Pacific Capital Wealth Advisors 0 0 123,153
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,105,888 26,751 SH   SOLE Pacific Capital Wealth Advisors 0 0 26,751
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,800,971 124,191 SH   SOLE Pacific Capital Wealth Advisors 0 0 124,191
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,464,364 29,589 SH   SOLE Pacific Capital Wealth Advisors 0 0 29,589
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,646,177 21,894 SH   SOLE Pacific Capital Wealth Advisors 0 0 21,894
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   20,338,444 187,953 SH   SOLE Pacific Capital Wealth Advisors 0 0 187,953
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   283,140 1,478 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,478
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   8,452,188 102,166 SH   SOLE Pacific Capital Wealth Advisors 0 0 102,166
VISA INC COM CL A 92826C839   636,992 3,066 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,066
WALMART INC COM 931142103   229,133 1,616 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,616
WEC ENERGY GROUP INC COM 92939U106   233,462 2,490 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,490
WISDOMTREE TR INTRST RATE HDGE 97717W380   904,820 20,822 SH   SOLE Pacific Capital Wealth Advisors 0 0 20,822
WISDOMTREE TR YIELD ENHANCD US 97717X511   1,404,767 32,937 SH   SOLE Pacific Capital Wealth Advisors 0 0 32,937
WISDOMTREE TR YIELD ENHANCED 97717Y808   1,070,588 22,942 SH   SOLE Pacific Capital Wealth Advisors 0 0 22,942