The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 815 4,103 SH   SOLE   0 0 4,103
ABBOTT LABS COM 002824100 582 5,024 SH   SOLE   0 0 5,024
ABBVIE INC COM 00287Y109 2,417 21,457 SH   SOLE   0 0 21,457
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 275 932 SH   SOLE   0 0 932
ACTIVISION BLIZZARD INC COM 00507V109 1,226 12,850 SH   SOLE   0 0 12,850
ADVANCED MICRO DEVICES INC COM 007903107 299 3,183 SH   SOLE   0 0 3,183
AGCO CORP COM 001084102 1,071 8,215 SH   SOLE   0 0 8,215
ALBEMARLE CORP COM 012653101 1,594 9,462 SH   SOLE   0 0 9,462
ALLETE INC COM NEW 018522300 422 6,034 SH   SOLE   0 0 6,034
ALPHABET INC CAP STK CL A 02079K305 983 402 SH   SOLE   0 0 402
ALPHABET INC CAP STK CL C 02079K107 1,323 528 SH   SOLE   0 0 528
AMAZON COM INC COM 023135106 2,047 595 SH   SOLE   0 0 595
AMERICAN CAMPUS CMNTYS INC COM 024835100 657 14,068 SH   SOLE   0 0 14,068
AMERICAN ELEC PWR CO INC COM 025537101 1,127 13,318 SH   SOLE   0 0 13,318
AMERICAN EXPRESS CO COM 025816109 319 1,934 SH   SOLE   0 0 1,934
ANALOG DEVICES INC COM 032654105 599 3,476 SH   SOLE   0 0 3,476
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 451 6,257 SH   SOLE   0 0 6,257
APARTMENT INCOME REIT CORP COM 03750L109 280 5,898 SH   SOLE   0 0 5,898
APPLE INC COM 037833100 1,321 9,648 SH   SOLE   0 0 9,648
APPLIED MATLS INC COM 038222105 494 3,471 SH   SOLE   0 0 3,471
ARCHER DANIELS MIDLAND CO COM 039483102 986 16,266 SH   SOLE   0 0 16,266
ARISTA NETWORKS INC COM 040413106 1,156 3,191 SH   SOLE   0 0 3,191
AT&T INC COM 00206R102 1,195 41,530 SH   SOLE   0 0 41,530
BANK HAWAII CORP COM 062540109 248 2,944 SH   SOLE   0 0 2,944
BANK MONTREAL QUE COM 063671101 882 8,595 SH   SOLE   0 0 8,595
BCE INC COM NEW 05534B760 1,116 22,620 SH   SOLE   0 0 22,620
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 482 1,736 SH   SOLE   0 0 1,736
BIOGEN INC COM 09062X103 477 1,377 SH   SOLE   0 0 1,377
BK OF AMERICA CORP COM 060505104 1,922 46,616 SH   SOLE   0 0 46,616
BLACKROCK INC COM 09247X101 849 970 SH   SOLE   0 0 970
BOK FINL CORP COM NEW 05561Q201 1,071 12,363 SH   SOLE   0 0 12,363
BOOKING HOLDINGS INC COM 09857L108 241 110 SH   SOLE   0 0 110
BRISTOL-MYERS SQUIBB CO COM 110122108 334 5,003 SH   SOLE   0 0 5,003
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 628 15,974 SH   SOLE   0 0 15,974
BROADCOM INC COM 11135F101 1,085 2,275 SH   SOLE   0 0 2,275
C3 AI INC CL A 12468P104 211 3,376 SH   SOLE   0 0 3,376
CAPITAL ONE FINL CORP COM 14040H105 679 4,389 SH   SOLE   0 0 4,389
CATERPILLAR INC COM 149123101 1,712 7,865 SH   SOLE   0 0 7,865
CENTENE CORP DEL COM 15135B101 745 10,211 SH   SOLE   0 0 10,211
CERNER CORP COM 156782104 474 6,067 SH   SOLE   0 0 6,067
CHEVRON CORP NEW COM 166764100 435 4,151 SH   SOLE   0 0 4,151
CISCO SYS INC COM 17275R102 1,149 21,688 SH   SOLE   0 0 21,688
COCA COLA CO COM 191216100 414 7,646 SH   SOLE   0 0 7,646
COGNEX CORP COM 192422103 283 3,368 SH   SOLE   0 0 3,368
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 573 8,278 SH   SOLE   0 0 8,278
COMCAST CORP NEW CL A 20030N101 246 4,310 SH   SOLE   0 0 4,310
CONOCOPHILLIPS COM 20825C104 656 10,765 SH   SOLE   0 0 10,765
CONSTELLATION BRANDS INC CL A 21036P108 404 1,729 SH   SOLE   0 0 1,729
CORTEVA INC COM 22052L104 436 9,827 SH   SOLE   0 0 9,827
CULLEN FROST BANKERS INC COM 229899109 1,550 13,838 SH   SOLE   0 0 13,838
CYRUSONE INC COM 23283R100 1,230 17,202 SH   SOLE   0 0 17,202
DEERE & CO COM 244199105 2,072 5,874 SH   SOLE   0 0 5,874
DIAGEO PLC SPON ADR NEW 25243Q205 1,199 6,253 SH   SOLE   0 0 6,253
DIGITAL RLTY TR INC COM 253868103 552 3,672 SH   SOLE   0 0 3,672
DISNEY WALT CO COM 254687106 634 3,608 SH   SOLE   0 0 3,608
DOMINION ENERGY INC COM 25746U109 314 4,274 SH   SOLE   0 0 4,274
DTE ENERGY CO COM 233331107 902 6,956 SH   SOLE   0 0 6,956
DUKE ENERGY CORP NEW COM NEW 26441C204 586 5,931 SH   SOLE   0 0 5,931
DUPONT DE NEMOURS INC COM 26614N102 453 5,848 SH   SOLE   0 0 5,848
EATON CORP PLC SHS G29183103 278 1,879 SH   SOLE   0 0 1,879
EBAY INC. COM 278642103 350 4,988 SH   SOLE   0 0 4,988
ELECTRONIC ARTS INC COM 285512109 595 4,140 SH   SOLE   0 0 4,140
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 141 13,287 SH   SOLE   0 0 13,287
EQUITY RESIDENTIAL SH BEN INT 29476L107 693 8,997 SH   SOLE   0 0 8,997
EXXON MOBIL CORP COM 30231G102 272 4,310 SH   SOLE   0 0 4,310
FEDEX CORP COM 31428X106 693 2,323 SH   SOLE   0 0 2,323
FLEX LTD ORD Y2573F102 223 12,481 SH   SOLE   0 0 12,481
GENUINE PARTS CO COM 372460105 681 5,381 SH   SOLE   0 0 5,381
GILEAD SCIENCES INC COM 375558103 647 9,390 SH   SOLE   0 0 9,390
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 352 6,942 SH   SOLE   0 0 6,942
GOLDMAN SACHS GROUP INC COM 38141G104 2,178 5,739 SH   SOLE   0 0 5,739
HOLLYSYS AUTOMATION TCHNGY L SHS G45667105 280 18,811 SH   SOLE   0 0 18,811
HOME DEPOT INC COM 437076102 1,323 4,149 SH   SOLE   0 0 4,149
HONEYWELL INTL INC COM 438516106 245 1,119 SH   SOLE   0 0 1,119
ILLUMINA INC COM 452327109 769 1,626 SH   SOLE   0 0 1,626
INFOSYS LTD SPONSORED ADR 456788108 217 10,224 SH   SOLE   0 0 10,224
INTEL CORP COM 458140100 2,614 46,568 SH   SOLE   0 0 46,568
INTERPUBLIC GROUP COS INC COM 460690100 925 28,458 SH   SOLE   0 0 28,458
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 302 5,991 SH   SOLE   0 0 5,991
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 4,071 147,396 SH   SOLE   0 0 147,396
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 344 16,305 SH   SOLE   0 0 16,305
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 193 10,000 SH   SOLE   0 0 10,000
ISHARES INC CORE MSCI EMKT 46434G103 11,353 169,471 SH   SOLE   0 0 169,471
ISHARES TR 0-5YR HI YL CP 46434V407 17,781 386,032 SH   SOLE   0 0 386,032
ISHARES TR 0-5YR INVT GR CP 46434V100 24,144 465,825 SH   SOLE   0 0 465,825
ISHARES TR 1 3 YR TREAS BD 464287457 4,210 48,858 SH   SOLE   0 0 48,858
ISHARES TR BLACKROCK ULTRA 46434V878 359 7,111 SH   SOLE   0 0 7,111
ISHARES TR CORE DIV GRWTH 46434V621 4,088 81,184 SH   SOLE   0 0 81,184
ISHARES TR CORE MSCI EAFE 46432F842 23,386 312,395 SH   SOLE   0 0 312,395
ISHARES TR CORE MSCI INTL 46435G326 2,346 34,785 SH   SOLE   0 0 34,785
ISHARES TR CORE S&P SCP ETF 464287804 2,032 17,990 SH   SOLE   0 0 17,990
ISHARES TR CORE S&P500 ETF 464287200 236 548 SH   SOLE   0 0 548
ISHARES TR EAFE SML CP ETF 464288273 3,018 40,693 SH   SOLE   0 0 40,693
ISHARES TR FLTG RATE NT ETF 46429B655 13,277 261,247 SH   SOLE   0 0 261,247
ISHARES TR IBOXX HI YD ETF 464288513 4,094 46,500 SH   SOLE   0 0 46,500
ISHARES TR IBOXX INV CP ETF 464287242 5,283 39,321 SH   SOLE   0 0 39,321
ISHARES TR ISHS 1-5YR INVS 464288646 6,717 122,547 SH   SOLE   0 0 122,547
ISHARES TR ISHS 5-10YR INVT 464288638 1,422 23,500 SH   SOLE   0 0 23,500
ISHARES TR JPMORGAN USD EMG 464288281 17,261 153,486 SH   SOLE   0 0 153,486
ISHARES TR MSCI EAFE ETF 464287465 3,023 38,323 SH   SOLE   0 0 38,323
ISHARES TR MSCI EMG MKT ETF 464287234 239 4,337 SH   SOLE   0 0 4,337
ISHARES TR S&P 500 GRWT ETF 464287309 38,185 525,019 SH   SOLE   0 0 525,019
ISHARES TR S&P 500 VAL ETF 464287408 41,143 278,671 SH   SOLE   0 0 278,671
ISHARES TR S&P SML 600 GWT 464287887 13,299 100,271 SH   SOLE   0 0 100,271
ISHARES TR SHORT TREAS BD 464288679 1,724 15,605 SH   SOLE   0 0 15,605
ISHARES TR SHRT NAT MUN ETF 464288158 3,783 35,087 SH   SOLE   0 0 35,087
ISHARES TR SP SMCP600VL ETF 464287879 29,303 277,937 SH   SOLE   0 0 277,937
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 491 9,768 SH   SOLE   0 0 9,768
JFROG LTD ORD SHS M6191J100 219 4,804 SH   SOLE   0 0 4,804
JOHNSON & JOHNSON COM 478160104 2,161 13,115 SH   SOLE   0 0 13,115
JPMORGAN CHASE & CO COM 46625H100 1,258 8,088 SH   SOLE   0 0 8,088
KANSAS CITY SOUTHERN COM NEW 485170302 326 1,151 SH   SOLE   0 0 1,151
KELLOGG CO COM 487836108 860 13,376 SH   SOLE   0 0 13,376
KINDER MORGAN INC DEL COM 49456B101 410 22,498 SH   SOLE   0 0 22,498
KLA CORP COM NEW 482480100 203 627 SH   SOLE   0 0 627
KRAFT HEINZ CO COM 500754106 1,271 31,174 SH   SOLE   0 0 31,174
LAM RESEARCH CORP COM 512807108 3,703 5,690 SH   SOLE   0 0 5,690
LAS VEGAS SANDS CORP COM 517834107 267 5,073 SH   SOLE   0 0 5,073
LILLY ELI & CO COM 532457108 2,070 9,017 SH   SOLE   0 0 9,017
LOCKHEED MARTIN CORP COM 539830109 970 2,564 SH   SOLE   0 0 2,564
MCDONALDS CORP COM 580135101 1,668 7,219 SH   SOLE   0 0 7,219
MERCK & CO INC COM 58933Y105 1,579 20,309 SH   SOLE   0 0 20,309
MICROCHIP TECHNOLOGY INC. COM 595017104 4,057 27,095 SH   SOLE   0 0 27,095
MICROSOFT CORP COM 594918104 7,265 26,819 SH   SOLE   0 0 26,819
MONDELEZ INTL INC CL A 609207105 815 13,045 SH   SOLE   0 0 13,045
MOSAIC CO NEW COM 61945C103 316 9,888 SH   SOLE   0 0 9,888
NIKE INC CL B 654106103 613 3,966 SH   SOLE   0 0 3,966
NORFOLK SOUTHN CORP COM 655844108 1,858 7,001 SH   SOLE   0 0 7,001
NUTRIEN LTD COM 67077M108 1,058 17,453 SH   SOLE   0 0 17,453
OMNICOM GROUP INC COM 681919106 1,087 13,584 SH   SOLE   0 0 13,584
ORACLE CORP COM 68389X105 451 5,799 SH   SOLE   0 0 5,799
PALANTIR TECHNOLOGIES INC CL A 69608A108 221 8,401 SH   SOLE   0 0 8,401
PAYPAL HLDGS INC COM 70450Y103 2,606 8,939 SH   SOLE   0 0 8,939
PEPSICO INC COM 713448108 516 3,485 SH   SOLE   0 0 3,485
PFIZER INC COM 717081103 1,610 41,106 SH   SOLE   0 0 41,106
PHILIP MORRIS INTL INC COM 718172109 824 8,310 SH   SOLE   0 0 8,310
PHILLIPS 66 COM 718546104 328 3,825 SH   SOLE   0 0 3,825
PHREESIA INC COM 71944F106 314 5,119 SH   SOLE   0 0 5,119
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 475 4,656 SH   SOLE   0 0 4,656
PINNACLE WEST CAP CORP COM 723484101 385 4,699 SH   SOLE   0 0 4,699
PROCTER AND GAMBLE CO COM 742718109 955 7,080 SH   SOLE   0 0 7,080
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,239 20,737 SH   SOLE   0 0 20,737
QUALCOMM INC COM 747525103 280 1,960 SH   SOLE   0 0 1,960
REGENCY CTRS CORP COM 758849103 386 6,022 SH   SOLE   0 0 6,022
RESTAURANT BRANDS INTL INC COM 76131D103 841 13,054 SH   SOLE   0 0 13,054
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 236 6,075 SH   SOLE   0 0 6,075
RPM INTL INC COM 749685103 1,111 12,528 SH   SOLE   0 0 12,528
SALESFORCE COM INC COM 79466L302 507 2,077 SH   SOLE   0 0 2,077
SANOFI SPONSORED ADR 80105N105 366 6,952 SH   SOLE   0 0 6,952
SCHWAB CHARLES CORP COM 808513105 205 2,812 SH   SOLE   0 0 2,812
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 250 3,306 SH   SOLE   0 0 3,306
SERVICENOW INC COM 81762P102 277 504 SH   SOLE   0 0 504
SHOCKWAVE MED INC COM 82489T104 359 1,893 SH   SOLE   0 0 1,893
SMUCKER J M CO COM NEW 832696405 1,447 11,165 SH   SOLE   0 0 11,165
SNAP ON INC COM 833034101 486 2,175 SH   SOLE   0 0 2,175
SOUTHERN CO COM 842587107 487 8,042 SH   SOLE   0 0 8,042
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,290 170,957 SH   SOLE   0 0 170,957
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,246 71,337 SH   SOLE   0 0 71,337
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,296 33,526 SH   SOLE   0 0 33,526
SPDR S&P 500 ETF TR TR UNIT 78462F103 759 1,772 SH   SOLE   0 0 1,772
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,280 11,645 SH   SOLE   0 0 11,645
SPDR SER TR PORTFOLIO INTRMD 78464A375 5,947 162,042 SH   SOLE   0 0 162,042
SPDR SER TR PORTFOLIO SH TSR 78468R101 425 13,882 SH   SOLE   0 0 13,882
SPDR SER TR PORTFOLIO SHORT 78464A474 6,913 220,872 SH   SOLE   0 0 220,872
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,629 89,387 SH   SOLE   0 0 89,387
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,253 158,150 SH   SOLE   0 0 158,150
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,394 26,965 SH   SOLE   0 0 26,965
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,932 69,205 SH   SOLE   0 0 69,205
STARBUCKS CORP COM 855244109 3,230 28,891 SH   SOLE   0 0 28,891
TARGET CORP COM 87612E106 2,705 11,191 SH   SOLE   0 0 11,191
TEXAS INSTRS INC COM 882508104 2,629 13,672 SH   SOLE   0 0 13,672
TORONTO DOMINION BK ONT COM NEW 891160509 722 10,304 SH   SOLE   0 0 10,304
TRACTOR SUPPLY CO COM 892356106 231 1,244 SH   SOLE   0 0 1,244
TYLER TECHNOLOGIES INC COM 902252105 304 672 SH   SOLE   0 0 672
TYSON FOODS INC CL A 902494103 1,045 14,168 SH   SOLE   0 0 14,168
UNILEVER PLC SPON ADR NEW 904767704 374 6,385 SH   SOLE   0 0 6,385
UNION PAC CORP COM 907818108 850 3,864 SH   SOLE   0 0 3,864
UNITED PARCEL SERVICE INC CL B 911312106 1,221 5,871 SH   SOLE   0 0 5,871
UNITED RENTALS INC COM 911363109 844 2,645 SH   SOLE   0 0 2,645
UNITEDHEALTH GROUP INC COM 91324P102 296 738 SH   SOLE   0 0 738
US BANCORP DEL COM NEW 902973304 1,458 25,585 SH   SOLE   0 0 25,585
US ECOLOGY INC COM 91734M103 205 5,477 SH   SOLE   0 0 5,477
VALERO ENERGY CORP COM 91913Y100 227 2,906 SH   SOLE   0 0 2,906
VANGUARD INDEX FDS GROWTH ETF 922908736 2,381 8,302 SH   SOLE   0 0 8,302
VANGUARD INDEX FDS MID CAP ETF 922908629 234 985 SH   SOLE   0 0 985
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,693 9,746 SH   SOLE   0 0 9,746
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,164 5,169 SH   SOLE   0 0 5,169
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,687 12,722 SH   SOLE   0 0 12,722
VANGUARD INDEX FDS VALUE ETF 922908744 2,138 15,551 SH   SOLE   0 0 15,551
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 870 13,722 SH   SOLE   0 0 13,722
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 719 13,237 SH   SOLE   0 0 13,237
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,830 34,211 SH   SOLE   0 0 34,211
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,305 25,322 SH   SOLE   0 0 25,322
VERIZON COMMUNICATIONS INC COM 92343V104 1,982 35,371 SH   SOLE   0 0 35,371
VISA INC COM CL A 92826C839 705 3,016 SH   SOLE   0 0 3,016
WALMART INC COM 931142103 312 2,213 SH   SOLE   0 0 2,213
WYNN RESORTS LTD COM 983134107 355 2,901 SH   SOLE   0 0 2,901
ZIMMER BIOMET HOLDINGS INC COM 98956P102 696 4,326 SH   SOLE   0 0 4,326
ZOETIS INC CL A 98978V103 437 2,345 SH   SOLE   0 0 2,345