The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 260 1,936 SH   SOLE 0 0 0 1,936
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 607 38,129 SH   SOLE 0 0 0 38,129
ADVISORSHARES TR PURE CANNABIS 00768Y495 50 11,822 SH   SOLE 0 0 0 11,822
ALPHABET INC CAP STK CL C 02079K107 203 2,111 SH   SOLE 0 0 0 2,111
ALTRIA GROUP INC COM 02209S103 710 17,590 SH   SOLE 0 0 0 17,590
AMAZON COM INC COM 023135106 338 2,991 SH   SOLE 0 0 0 2,991
AMGEN INC COM 031162100 270 1,200 SH   SOLE 0 0 0 1,200
APPLE INC COM 037833100 420 3,041 SH   SOLE 0 0 0 3,041
ARCHER DANIELS MIDLAND CO COM 039483102 449 5,575 SH   SOLE 0 0 0 5,575
AT&T INC COM 00206R102 169 11,021 SH   SOLE 0 0 0 11,021
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 203 762 SH   SOLE 0 0 0 762
BRISTOL-MYERS SQUIBB CO COM 110122108 208 2,924 SH   SOLE 0 0 0 2,924
BROADMARK RLTY CAP INC COM 11135B100 149 29,136 SH   SOLE 0 0 0 29,136
COLGATE PALMOLIVE CO COM 194162103 723 10,297 SH   SOLE 0 0 0 10,297
COSTCO WHSL CORP NEW COM 22160K105 237 502 SH   SOLE 0 0 0 502
CVS HEALTH CORP COM 126650100 254 2,665 SH   SOLE 0 0 0 2,665
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 1,194 27,530 SH   SOLE 0 0 0 27,530
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,035 25,052 SH   SOLE 0 0 0 25,052
EXXON MOBIL CORP COM 30231G102 534 6,120 SH   SOLE 0 0 0 6,120
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 296 4,897 SH   SOLE 0 0 0 4,897
FLEXSHARES TR IBOXX 3R TARGT 33939L506 7,491 320,399 SH   SOLE 0 0 0 320,399
GLOBAL MED REIT INC COM NEW 37954A204 93 10,905 SH   SOLE 0 0 0 10,905
GRANITESHARES GOLD TR SHS BEN INT 38748G101 4,360 264,741 SH   SOLE 0 0 0 264,741
HORIZON TECHNOLOGY FIN CORP COM 44045A102 278 27,799 SH   SOLE 0 0 0 27,799
INTEL CORP COM 458140100 237 9,195 SH   SOLE 0 0 0 9,195
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 275 5,569 SH   SOLE 0 0 0 5,569
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,304 61,566 SH   SOLE 0 0 0 61,566
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 664 33,301 SH   SOLE 0 0 0 33,301
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2,137 102,394 SH   SOLE 0 0 0 102,394
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,999 98,034 SH   SOLE 0 0 0 98,034
INVESCO QQQ TR UNIT SER 1 46090E103 711 2,659 SH   SOLE 0 0 0 2,659
ISHARES GOLD TR ISHARES NEW 464285204 1,144 36,288 SH   SOLE 0 0 0 36,288
ISHARES INC MSCI FRONTIER 464286145 409 16,814 SH   SOLE 0 0 0 16,814
ISHARES TR MSCI USA MIN VOL 46429B697 4,596 69,530 SH   SOLE 0 0 0 69,530
ISHARES TR FLTG RATE NT ETF 46429B655 3,628 72,178 SH   SOLE 0 0 0 72,178
ISHARES TR PFD AND INCM SEC 464288687 376 11,871 SH   SOLE 0 0 0 11,871
ISHARES TR CORE S&P MCP ETF 464287507 7,589 34,612 SH   SOLE 0 0 0 34,612
ISHARES TR CORE S&P SCP ETF 464287804 3,461 39,691 SH   SOLE 0 0 0 39,691
ISHARES TR CORE S&P500 ETF 464287200 19,232 53,623 SH   SOLE 0 0 0 53,623
ISHARES TR 7-10 YR TRSY BD 464287440 2,240 23,335 SH   SOLE 0 0 0 23,335
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 434 8,807 SH   SOLE 0 0 0 8,807
JOHNSON & JOHNSON COM 478160104 221 1,352 SH   SOLE 0 0 0 1,352
KRAFT HEINZ CO COM 500754106 296 8,884 SH   SOLE 0 0 0 8,884
MCDONALDS CORP COM 580135101 589 2,554 SH   SOLE 0 0 0 2,554
MERCK & CO INC COM 58933Y105 315 3,653 SH   SOLE 0 0 0 3,653
MICROSOFT CORP COM 594918104 555 2,385 SH   SOLE 0 0 0 2,385
NVIDIA CORPORATION COM 67066G104 334 2,751 SH   SOLE 0 0 0 2,751
OREILLY AUTOMOTIVE INC COM 67103H107 703 1,000 SH   SOLE 0 0 0 1,000
PEPSICO INC COM 713448108 549 3,360 SH   SOLE 0 0 0 3,360
PHILIP MORRIS INTL INC COM 718172109 365 4,394 SH   SOLE 0 0 0 4,394
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,617 46,705 SH   SOLE 0 0 0 46,705
PROCTER AND GAMBLE CO COM 742718109 225 1,780 SH   SOLE 0 0 0 1,780
REPUBLIC SVCS INC COM 760759100 219 1,612 SH   SOLE 0 0 0 1,612
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 625 22,204 SH   SOLE 0 0 0 22,204
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,992 94,264 SH   SOLE 0 0 0 94,264
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 343 9,084 SH   SOLE 0 0 0 9,084
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 328 5,598 SH   SOLE 0 0 0 5,598
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 251 11,192 SH   SOLE 0 0 0 11,192
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,061 167,035 SH   SOLE 0 0 0 167,035
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 243 4,945 SH   SOLE 0 0 0 4,945
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,948 87,127 SH   SOLE 0 0 0 87,127
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,059 17,492 SH   SOLE 0 0 0 17,492
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 404 6,074 SH   SOLE 0 0 0 6,074
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 311 4,666 SH   SOLE 0 0 0 4,666
SHELL PLC SPON ADS 780259305 456 9,156 SH   SOLE 0 0 0 9,156
SPDR GOLD TR GOLD SHS 78463V107 244 1,575 SH   SOLE 0 0 0 1,575
SPDR SER TR PORTFOLIO S&P400 78464A847 253 6,561 SH   SOLE 0 0 0 6,561
SPDR SER TR BLOOMBERG SHT TE 78468R408 201 8,434 SH   SOLE 0 0 0 8,434
SPDR SER TR PORTFOLIO S&P500 78464A854 459 10,934 SH   SOLE 0 0 0 10,934
TESLA INC COM 88160R101 681 2,568 SH   SOLE 0 0 0 2,568
VANGUARD INDEX FDS LARGE CAP ETF 922908637 320 1,954 SH   SOLE 0 0 0 1,954
VANGUARD INDEX FDS MID CAP ETF 922908629 478 2,544 SH   SOLE 0 0 0 2,544
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 371 4,626 SH   SOLE 0 0 0 4,626
VANGUARD INDEX FDS TOTAL STK MKT 922908769 222 1,237 SH   SOLE 0 0 0 1,237
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 441 12,092 SH   SOLE 0 0 0 12,092
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 317 2,342 SH   SOLE 0 0 0 2,342
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,192 142,788 SH   SOLE 0 0 0 142,788
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 490 5,160 SH   SOLE 0 0 0 5,160
VERIZON COMMUNICATIONS INC COM 92343V104 286 7,533 SH   SOLE 0 0 0 7,533
WALMART INC COM 931142103 205 1,581 SH   SOLE 0 0 0 1,581
WILLIAMS COS INC COM 969457100 643 22,455 SH   SOLE 0 0 0 22,455
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,245 131,806 SH   SOLE 0 0 0 131,806
YUM BRANDS INC COM 988498101 499 4,695 SH   SOLE 0 0 0 4,695