The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   32,706 300 SH   OTR   300 0 0
ABBOTT LABS COM 002824100   811,218 7,441 SH   SOLE   7,441 0 0
ABBVIE INC COM 00287Y109   62,515 464 SH   OTR   464 0 0
ABBVIE INC COM 00287Y109   789,653 5,861 SH   SOLE   5,861 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   768,692 1,572 SH   SOLE   1,572 0 0
AFLAC INC COM 001055102   318,009 4,556 SH   SOLE   4,556 0 0
ALLSTATE CORP COM 020002101   26,170 240 SH   OTR   240 0 0
ALLSTATE CORP COM 020002101   5,291,820 48,531 SH   SOLE   48,478 0 53
ALPHABET INC CAP STK CL A 02079K305   5,961,060 49,800 SH   SOLE   49,760 0 40
ALPHABET INC CAP STK CL C 02079K107   84,679 700 SH   OTR   700 0 0
ALPHABET INC CAP STK CL C 02079K107   2,224,638 18,390 SH   SOLE   18,330 0 60
ALTRIA GROUP INC COM 02209S103   414,404 9,148 SH   SOLE   9,148 0 0
AMAZON COM INC COM 023135106   65,180 500 SH   OTR   500 0 0
AMAZON COM INC COM 023135106   775,121 5,946 SH   SOLE   5,946 0 0
AMERICAN ELEC PWR CO INC COM 025537101   34,522 410 SH   OTR   410 0 0
AMERICAN ELEC PWR CO INC COM 025537101   234,665 2,787 SH   SOLE   2,787 0 0
AMERICAN EXPRESS CO COM 025816109   262,868 1,509 SH   SOLE   1,509 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   334,994 2,821 SH   SOLE   2,815 0 6
AMERIPRISE FINL INC COM 03076C106   225,869 680 SH   SOLE   680 0 0
AMERISOURCEBERGEN CORP COM 03073E105   6,053,463 31,458 SH   SOLE   31,396 0 62
AMGEN INC COM 031162100   472,237 2,127 SH   SOLE   2,127 0 0
ANALOG DEVICES INC COM 032654105   304,878 1,565 SH   SOLE   1,565 0 0
APPLE INC COM 037833100   117,934 608 SH   OTR   608 0 0
APPLE INC COM 037833100   14,753,164 76,059 SH   SOLE   75,988 0 71
APPLIED MATLS INC COM 038222105   13,731 95 SH   OTR   95 0 0
APPLIED MATLS INC COM 038222105   7,038,809 48,698 SH   SOLE   48,552 0 146
ARCHER DANIELS MIDLAND CO COM 039483102   223,280 2,955 SH   SOLE   2,955 0 0
GALLAGHER ARTHUR J & CO COM 363576109   220,887 1,006 SH   SOLE   1,006 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   246,702 3,447 SH   SOLE   3,447 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   543,101 2,471 SH   SOLE   2,471 0 0
AUTOZONE INC COM 053332102   5,278,443 2,117 SH   SOLE   2,114 0 3
BANK MONTREAL QUE COM 063671101   10,566 117 SH   OTR   117 0 0
BANK MONTREAL QUE COM 063671101   6,170,250 68,323 SH   SOLE   68,137 0 186
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   34,100 100 SH   OTR   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,892,550 5,550 SH   SOLE   5,550 0 0
BHP GROUP LTD SPONSORED ADS 088606108   14,798 248 SH   OTR   248 0 0
BHP GROUP LTD SPONSORED ADS 088606108   1,399,202 23,449 SH   SOLE   23,404 0 45
BOEING CO COM 097023105   18,371 87 SH   OTR   87 0 0
BOEING CO COM 097023105   320,752 1,519 SH   SOLE   1,436 0 83
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   7,187,263 64,402 SH   SOLE   64,209 0 193
BRISTOL-MYERS SQUIBB CO COM 110122108   6,395 100 SH   OTR   100 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   294,170 4,600 SH   SOLE   4,600 0 0
BROADCOM INC COM 11135F101   720,834 831 SH   SOLE   831 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   284,043 5,714 SH   SOLE   5,714 0 0
CATERPILLAR INC COM 149123101   266,226 1,082 SH   SOLE   1,082 0 0
CELANESE CORP DEL COM 150870103   5,180,776 44,739 SH   SOLE   44,688 0 51
CHECK POINT SOFTWARE TECH LT ORD M22465104   6,517,291 51,881 SH   SOLE   51,834 0 47
CHEVRON CORP NEW COM 166764100   36,191 230 SH   OTR   230 0 0
CHEVRON CORP NEW COM 166764100   1,700,481 10,807 SH   SOLE   10,807 0 0
CHUBB LIMITED COM H1467J104   4,967,663 25,798 SH   SOLE   25,763 0 35
CISCO SYS INC COM 17275R102   47,342 915 SH   OTR   915 0 0
CISCO SYS INC COM 17275R102   7,587,774 146,652 SH   SOLE   146,507 0 145
CITIGROUP INC COM NEW 172967424   14,963 325 SH   OTR   325 0 0
CITIGROUP INC COM NEW 172967424   349,075 7,582 SH   SOLE   7,582 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   4,928,747 294,078 SH   SOLE   293,675 0 403
COCA COLA CO COM 191216100   6,565,666 109,028 SH   SOLE   108,772 0 256
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   5,038,963 77,190 SH   SOLE   77,106 0 84
COMCAST CORP NEW CL A 20030N101   15,997 385 SH   OTR   385 0 0
COMCAST CORP NEW CL A 20030N101   532,006 12,804 SH   SOLE   12,804 0 0
CONOCOPHILLIPS COM 20825C104   407,705 3,935 SH   SOLE   3,835 0 100
CSX CORP COM 126408103   458,679 13,451 SH   SOLE   13,451 0 0
CUMMINS INC COM 231021106   10,787 44 SH   OTR   44 0 0
CUMMINS INC COM 231021106   6,004,214 24,491 SH   SOLE   24,460 0 31
CVS HEALTH CORP COM 126650100   45,349 656 SH   OTR   656 0 0
CVS HEALTH CORP COM 126650100   900,557 13,027 SH   SOLE   13,027 0 0
DANAHER CORPORATION COM 235851102   893,520 3,723 SH   SOLE   3,723 0 0
DEERE & CO COM 244199105   438,416 1,082 SH   SOLE   1,032 0 50
DIAGEO PLC SPON ADR NEW 25243Q205   32,094 185 SH   OTR   185 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   4,802,967 27,686 SH   SOLE   27,682 0 4
DISNEY WALT CO COM 254687106   10,714 120 SH   OTR   120 0 0
DISNEY WALT CO COM 254687106   4,786,747 53,615 SH   SOLE   53,576 0 39
DOLLAR GEN CORP NEW COM 256677105   4,661,480 27,456 SH   SOLE   27,419 0 37
DOMINION ENERGY INC COM 25746U109   355,901 6,872 SH   SOLE   6,872 0 0
DOW INC COM 260557103   11,451 215 SH   OTR   215 0 0
DOW INC COM 260557103   542,879 10,193 SH   SOLE   10,100 0 93
DUKE ENERGY CORP NEW COM NEW 26441C204   518,697 5,780 SH   SOLE   5,780 0 0
DUPONT DE NEMOURS INC COM 26614N102   312,407 4,373 SH   SOLE   4,323 0 50
EATON CORP PLC SHS G29183103   87,076 433 SH   OTR   433 0 0
EATON CORP PLC SHS G29183103   956,834 4,758 SH   SOLE   4,758 0 0
ELECTRONIC ARTS INC COM 285512109   5,482,419 42,270 SH   SOLE   42,226 0 44
ELEVANCE HEALTH INC COM 036752103   599,792 1,350 SH   SOLE   1,350 0 0
LILLY ELI & CO COM 532457108   11,725 25 SH   OTR   25 0 0
LILLY ELI & CO COM 532457108   2,714,456 5,788 SH   SOLE   5,788 0 0
EMERSON ELEC CO COM 291011104   5,211,616 57,657 SH   SOLE   57,657 0 0
EXELON CORP COM 30161N101   330,320 8,108 SH   SOLE   8,108 0 0
EXPEDITORS INTL WASH INC COM 302130109   5,616,192 46,365 SH   SOLE   46,299 0 66
EXXON MOBIL CORP COM 30231G102   21,450 200 SH   OTR   200 0 0
EXXON MOBIL CORP COM 30231G102   2,274,129 21,204 SH   SOLE   21,158 0 46
FISERV INC COM 337738108   320,547 2,541 SH   SOLE   2,541 0 0
FORD MTR CO DEL COM 345370860   521,743 34,484 SH   SOLE   34,484 0 0
GENERAL MLS INC COM 370334104   34,515 450 SH   OTR   450 0 0
GENERAL MLS INC COM 370334104   165,902 2,163 SH   SOLE   2,163 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   2,402,219 44,126 SH   SOLE   44,126 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   306,413 950 SH   SOLE   950 0 0
HOME DEPOT INC COM 437076102   63,681 205 SH   OTR   205 0 0
HOME DEPOT INC COM 437076102   7,913,243 25,474 SH   SOLE   25,451 0 23
HONEYWELL INTL INC COM 438516106   583,075 2,810 SH   SOLE   2,810 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   11,482 454 SH   OTR   454 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   513,893 20,320 SH   SOLE   20,259 0 61
ILLINOIS TOOL WKS INC COM 452308109   229,397 917 SH   SOLE   917 0 0
INTEL CORP COM 458140100   4,581 137 SH   OTR   137 0 0
INTEL CORP COM 458140100   526,346 15,740 SH   SOLE   15,740 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   21,677 162 SH   OTR   162 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,113,834 8,324 SH   SOLE   8,305 0 19
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   20,614 917 SH   OTR   917 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   2,752,451 122,440 SH   SOLE   121,867 0 573
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   20,949 929 SH   OTR   929 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   2,518,655 111,692 SH   SOLE   111,109 0 583
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   2,066,572 12,628 SH   SOLE   12,628 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,583,704 4,287 SH   SOLE   4,287 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   298,410 4,751 SH   SOLE   4,751 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   408,368 2,729 SH   SOLE   2,729 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   89,199 885 SH   OTR   885 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   828,292 8,218 SH   SOLE   8,165 0 53
ISHARES TR CORE MSCI EAFE 46432F842   1,832,423 27,147 SH   SOLE   27,147 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,157,576 23,485 SH   SOLE   23,485 0 0
ISHARES TR CORE S&P500 ETF 464287200   291,940 655 SH   OTR   0 655 0
ISHARES TR CORE S&P500 ETF 464287200   14,829,217 33,271 SH   SOLE   33,271 0 0
ISHARES TR CORE S&P SCP ETF 464287804   219,728 2,205 SH   SOLE   2,205 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,109,137 21,557 SH   SOLE   21,557 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   10,875 214 SH   OTR   0 214 0
ISHARES TR FLTG RATE NT ETF 46429B655   472,677 9,301 SH   SOLE   9,301 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   7,241 297 SH   OTR   297 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,317,958 54,059 SH   SOLE   53,813 0 246
ISHARES TR IBONDS DEC24 ETF 46434VBG4   16,200 658 SH   OTR   658 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,831,162 74,377 SH   SOLE   74,065 0 312
ISHARES TR MSCI EAFE ETF 464287465   19,938 275 SH   OTR   275 0 0
ISHARES TR MSCI EAFE ETF 464287465   512,720 7,072 SH   SOLE   7,072 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   340,948 1,239 SH   SOLE   1,239 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   46,818 250 SH   OTR   250 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   574,919 3,070 SH   SOLE   3,070 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   65,687 932 SH   OTR   0 932 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,970,832 27,963 SH   SOLE   27,963 0 0
ISHARES TR CORE S&P MCP ETF 464287507   247,360 946 SH   SOLE   946 0 0
ISHARES TR SELECT DIVID ETF 464287168   273,166 2,411 SH   SOLE   2,411 0 0
ISHARES TR EAFE VALUE ETF 464288877   55,987 1,144 SH   OTR   1,144 0 0
ISHARES TR EAFE VALUE ETF 464288877   385,451 7,876 SH   SOLE   7,876 0 0
ISHARES TR PFD AND INCM SEC 464288687   36,033 1,165 SH   OTR   1,165 0 0
ISHARES TR PFD AND INCM SEC 464288687   2,152,078 69,579 SH   SOLE   69,310 0 269
ISHARES TR U.S. REAL ES ETF 464287739   203,369 2,350 SH   SOLE   2,350 0 0
JPMORGAN CHASE & CO COM 46625H100   61,085 420 SH   OTR   420 0 0
JPMORGAN CHASE & CO COM 46625H100   6,839,898 47,029 SH   SOLE   46,981 0 48
JOHNSON & JOHNSON COM 478160104   12,911 78 SH   OTR   78 0 0
JOHNSON & JOHNSON COM 478160104   1,964,226 11,867 SH   SOLE   11,867 0 0
KLA CORP COM NEW 482480100   801,738 1,653 SH   SOLE   1,653 0 0
LAM RESEARCH CORP COM 512807108   7,042,531 10,955 SH   SOLE   10,942 0 13
LINDE PLC SHS G54950103   700,425 1,838 SH   SOLE   1,838 0 0
LOCKHEED MARTIN CORP COM 539830109   50,642 110 SH   OTR   110 0 0
LOCKHEED MARTIN CORP COM 539830109   7,063,610 15,343 SH   SOLE   15,325 0 18
LOWES COS INC COM 548661107   2,252,937 9,982 SH   SOLE   9,982 0 0
MARATHON PETE CORP COM 56585A102   23,670 203 SH   OTR   203 0 0
MARATHON PETE CORP COM 56585A102   322,982 2,770 SH   SOLE   2,770 0 0
MASTERCARD INCORPORATED CL A 57636Q104   523,089 1,330 SH   SOLE   1,330 0 0
MCDONALDS CORP COM 580135101   22,082 74 SH   OTR   74 0 0
MCDONALDS CORP COM 580135101   1,188,269 3,982 SH   SOLE   3,932 0 50
MEDTRONIC PLC SHS G5960L103   636,346 7,223 SH   SOLE   7,223 0 0
MERCK & CO INC COM 58933Y105   7,727,091 66,965 SH   SOLE   66,733 0 232
META PLATFORMS INC CL A 30303M102   549,280 1,914 SH   SOLE   1,914 0 0
METLIFE INC COM 59156R108   696,393 12,319 SH   SOLE   12,319 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   237,593 2,652 SH   SOLE   2,652 0 0
MICRON TECHNOLOGY INC COM 595112103   474,713 7,522 SH   SOLE   7,522 0 0
MICROSOFT CORP COM 594918104   303,081 890 SH   OTR   890 0 0
MICROSOFT CORP COM 594918104   15,778,921 46,335 SH   SOLE   46,310 0 25
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,821,774 3,804 SH   SOLE   3,804 0 0
MONDELEZ INTL INC CL A 609207105   577,320 7,915 SH   SOLE   7,765 0 150
NETFLIX INC COM 64110L106   218,924 497 SH   SOLE   497 0 0
NEXTERA ENERGY INC COM 65339F101   587,367 7,916 SH   SOLE   7,916 0 0
NORDSON CORP COM 655663102   1,122,766 4,524 SH   SOLE   4,524 0 0
NORTHROP GRUMMAN CORP COM 666807102   606,214 1,330 SH   SOLE   1,330 0 0
NORTHWEST BANCSHARES INC MD COM 667340103   3,570,684 336,857 SH   SOLE   294,017 0 42,840
NUCOR CORP COM 670346105   237,771 1,450 SH   SOLE   1,450 0 0
NVIDIA CORPORATION COM 67066G104   862,115 2,038 SH   SOLE   2,038 0 0
ORACLE CORP COM 68389X105   107,062 899 SH   OTR   899 0 0
ORACLE CORP COM 68389X105   126,831 1,065 SH   SOLE   1,065 0 0
OTIS WORLDWIDE CORP COM 68902V107   332,719 3,738 SH   SOLE   3,738 0 0
PARKER-HANNIFIN CORP COM 701094104   263,277 675 SH   SOLE   675 0 0
PEPSICO INC COM 713448108   25,931 140 SH   OTR   140 0 0
PEPSICO INC COM 713448108   1,703,468 9,197 SH   SOLE   9,197 0 0
PFIZER INC COM 717081103   25,676 700 SH   OTR   700 0 0
PFIZER INC COM 717081103   1,740,759 47,458 SH   SOLE   47,458 0 0
PHILIP MORRIS INTL INC COM 718172109   21,672 222 SH   OTR   222 0 0
PHILIP MORRIS INTL INC COM 718172109   1,344,325 13,771 SH   SOLE   13,746 0 25
PIMCO EQUITY SER RAFI ESG US 72201T342   6,692,953 220,126 SH   SOLE   220,126 0 0
PNC FINL SVCS GROUP INC COM 693475105   744,239 5,909 SH   SOLE   5,909 0 0
PPL CORP COM 69351T106   11,801 446 SH   OTR   446 0 0
PPL CORP COM 69351T106   750,406 28,360 SH   SOLE   28,271 0 89
PROCTER AND GAMBLE CO COM 742718109   31,410 207 SH   OTR   207 0 0
PROCTER AND GAMBLE CO COM 742718109   7,838,585 51,658 SH   SOLE   51,611 0 47
PROGRESSIVE CORP COM 743315103   446,087 3,370 SH   SOLE   3,370 0 0
PRUDENTIAL FINL INC COM 744320102   342,999 3,888 SH   SOLE   3,888 0 0
PUBLIC STORAGE COM 74460D109   9,924 34 SH   OTR   34 0 0
PUBLIC STORAGE COM 74460D109   5,035,222 17,251 SH   SOLE   17,248 0 3
QUALCOMM INC COM 747525103   23,808 200 SH   OTR   200 0 0
QUALCOMM INC COM 747525103   486,874 4,090 SH   SOLE   4,090 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   828,350 8,456 SH   SOLE   8,456 0 0
ROBERT HALF INTL INC COM 770323103   9,327 124 SH   OTR   124 0 0
ROBERT HALF INTL INC COM 770323103   5,006,869 66,563 SH   SOLE   66,504 0 59
S&P GLOBAL INC COM 78409V104   298,262 744 SH   SOLE   744 0 0
SANDY SPRING BANCORP INC COM 800363103   719,047 31,704 SH   SOLE   31,704 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   156,245 2,714 SH   OTR   2,714 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   118,379,176 2,056,265 SH   SOLE   2,050,875 0 5,390
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,523 105 SH   OTR   105 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   663,484 8,174 SH   SOLE   8,174 0 0
SNAP ON INC COM 833034101   7,203,309 24,995 SH   SOLE   24,970 0 25
SOUTHERN CO COM 842587107   492,944 7,017 SH   SOLE   7,017 0 0
SOUTHERN COPPER CORP COM 84265V105   307,908 4,292 SH   SOLE   4,292 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   1,652,525 42,547 SH   SOLE   42,547 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,376,464 7,617 SH   SOLE   7,617 0 0
STATE STR CORP COM 857477103   311,015 4,250 SH   SOLE   4,250 0 0
STRYKER CORPORATION COM 863667101   349,023 1,144 SH   SOLE   1,144 0 0
SUN LIFE FINANCIAL INC. COM 866796105   257,994 4,950 SH   SOLE   4,950 0 0
T-MOBILE US INC COM 872590104   246,270 1,773 SH   SOLE   1,773 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   5,858,810 58,054 SH   SOLE   58,000 0 54
TARGET CORP COM 87612E106   1,219,152 9,243 SH   SOLE   9,243 0 0
TELOS CORP MD COM 87969B101   67,722 26,454 SH   SOLE   26,454 0 0
TESLA INC COM 88160R101   463,595 1,771 SH   SOLE   1,771 0 0
TEXAS INSTRS INC COM 882508104   555,542 3,086 SH   SOLE   3,086 0 0
HERSHEY CO COM 427866108   220,485 883 SH   SOLE   883 0 0
TJX COS INC NEW COM 872540109   843,915 9,953 SH   SOLE   9,953 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   339,384 5,888 SH   SOLE   5,888 0 0
TRACTOR SUPPLY CO COM 892356106   4,995,312 22,593 SH   SOLE   22,559 0 34
TRAVELERS COMPANIES INC COM 89417E109   4,905,374 28,247 SH   SOLE   28,211 0 36
UNITED PARCEL SERVICE INC CL B 911312106   5,847,135 32,620 SH   SOLE   32,497 0 123
UNITEDHEALTH GROUP INC COM 91324P102   881,013 1,833 SH   SOLE   1,833 0 0
VALE S A SPONSORED ADS 91912E105   4,986,134 371,545 SH   SOLE   371,282 0 263
VALERO ENERGY CORP COM 91913Y100   4,317,813 36,810 SH   SOLE   36,801 0 9
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   945,667 5,822 SH   SOLE   5,822 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   327,370 7,089 SH   SOLE   6,995 0 94
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   34,578 850 SH   OTR   850 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   212,431 5,222 SH   SOLE   5,222 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   21,505 76 SH   OTR   76 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,312,934 4,640 SH   SOLE   4,620 0 20
VANGUARD INDEX FDS VALUE ETF 922908744   815,228 5,737 SH   SOLE   5,737 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   464,629 2,258 SH   SOLE   2,258 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   42,621 308 SH   OTR   308 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   459,283 3,319 SH   SOLE   3,289 0 30
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   33,340 399 SH   OTR   399 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   469,774 5,622 SH   SOLE   5,610 0 12
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   72,407 957 SH   OTR   299 658 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   33,120,997 437,761 SH   SOLE   436,449 0 1,312
VANGUARD INDEX FDS SML CP GRW ETF 922908595   850,268 3,701 SH   SOLE   3,701 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   310,375 1,409 SH   SOLE   1,409 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   305,666 2,150 SH   SOLE   2,150 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   6,225,640 17,691 SH   SOLE   17,666 0 25
VISA INC COM CL A 92826C839   2,001,244 8,427 SH   SOLE   8,324 0 103
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   104,848 11,095 SH   SOLE   11,095 0 0
WALMART INC COM 931142103   7,446,717 47,377 SH   SOLE   47,329 0 48
WASTE MGMT INC DEL COM 94106L109   13,007 75 SH   OTR   75 0 0
WASTE MGMT INC DEL COM 94106L109   1,288,857 7,432 SH   SOLE   7,282 0 150
WEST PHARMACEUTICAL SVSC INC COM 955306105   6,453,034 16,872 SH   SOLE   16,854 0 18
WESTERN UN CO COM 959802109   119,212 10,163 SH   SOLE   10,128 0 35