The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   369,566 3,616 SH   SOLE 0 355 0 3,261
ABBOTT LABS COM 002824100   1,078,339 10,378 SH   SOLE 0 1,736 0 8,642
ABBVIE INC COM 00287Y109   1,253,720 7,309 SH   SOLE 0 1,815 0 5,494
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   410,551 1,353 SH   SOLE 0 684 0 669
AFLAC INC COM 001055102   535,773 5,999 SH   SOLE 0 1,555 0 4,444
AGILENT TECHNOLOGIES INC COM 00846U101   202,352 1,561 SH   SOLE 0 0 0 1,561
AIR PRODS & CHEMS INC COM 009158106   504,550 1,955 SH   SOLE 0 0 0 1,955
ALLIANT ENERGY CORP COM 018802108   251,158 4,934 SH   SOLE 0 3,644 0 1,290
ALPHABET INC CAP STK CL A 02079K305   4,856,923 26,664 SH   SOLE 0 6,653 0 20,012
ALPHABET INC CAP STK CL C 02079K107   2,646,112 14,427 SH   SOLE 0 5,773 0 8,654
ALTRIA GROUP INC COM 02209S103   379,790 8,338 SH   SOLE 0 1,616 0 6,722
AMAZON COM INC COM 023135106   3,166,502 16,386 SH   SOLE 0 3,144 0 13,242
AMERICAN CENTY ETF TR US EQT ETF 025072885   205,723 2,281 SH   SOLE 0 0 0 2,281
AMERICAN ELEC PWR CO INC COM 025537101   474,478 5,408 SH   SOLE 0 0 0 5,408
AMERICAN EXPRESS CO COM 025816109   953,040 4,116 SH   SOLE 0 810 0 3,306
AMERICAN TOWER CORP NEW COM 03027X100   953,223 4,904 SH   SOLE 0 56 0 4,848
AMERIPRISE FINL INC COM 03076C106   274,687 643 SH   SOLE 0 3 0 640
AMGEN INC COM 031162100   513,623 1,644 SH   SOLE 0 33 0 1,611
AMPHENOL CORP NEW CL A 032095101   596,941 8,861 SH   SOLE 0 1 0 8,860
ANALOG DEVICES INC COM 032654105   257,690 1,129 SH   SOLE 0 151 0 978
APPLE INC COM 037833100   15,522,083 73,697 SH   SOLE 0 19,289 0 54,408
APPLIED MATLS INC COM 038222105   259,559 1,100 SH   SOLE 0 0 0 1,100
AURORA INNOVATION INC CLASS A COM 051774107   79,108 28,559 SH   SOLE 0 0 0 28,559
AUTOMATIC DATA PROCESSING IN COM 053015103   834,051 3,494 SH   SOLE 0 7 0 3,487
BANK AMERICA CORP COM 060505104   1,411,062 35,481 SH   SOLE 0 21,267 0 14,213
BECTON DICKINSON & CO COM 075887109   357,109 1,528 SH   SOLE 0 93 0 1,435
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,665,345 18,843 SH   SOLE 0 11,348 0 7,495
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   576,667 9,707 SH   SOLE 0 0 0 9,707
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   4,076,507 78,094 SH   SOLE 0 31,902 0 46,192
BLACKROCK INC COM 09247X101   813,881 1,034 SH   SOLE 0 309 0 725
BLACKSTONE INC COM 09260D107   618,071 4,992 SH   SOLE 0 3,282 0 1,711
BLEND LABS INC CL A 09352U108   24,471 10,369 SH   SOLE 0 0 0 10,369
BOEING CO COM 097023105   381,891 2,098 SH   SOLE 0 149 0 1,949
BOSTON SCIENTIFIC CORP COM 101137107   221,465 2,876 SH   SOLE 0 401 0 2,475
BRISTOL-MYERS SQUIBB CO COM 110122108   241,890 5,824 SH   SOLE 0 1,000 0 4,824
BROADCOM INC COM 11135F101   570,660 355 SH   SOLE 0 45 0 311
CANADIAN PACIFIC KANSAS CITY COM 13646K108   231,593 2,942 SH   SOLE 0 535 0 2,407
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   4,904,537 220,726 SH   SOLE 0 22,158 0 198,568
CATERPILLAR INC COM 149123101   1,905,906 5,722 SH   SOLE 0 1,005 0 4,717
CELANESE CORP DEL COM 150870103   420,047 3,114 SH   SOLE 0 300 0 2,814
CHEVRON CORP NEW COM 166764100   1,449,642 9,268 SH   SOLE 0 206 0 9,061
CHIPOTLE MEXICAN GRILL INC COM 169656105   375,900 6,000 SH   SOLE 0 0 0 6,000
CHUBB LIMITED COM H1467J104   897,371 3,518 SH   SOLE 0 4 0 3,514
CHURCH & DWIGHT CO INC COM 171340102   236,598 2,282 SH   SOLE 0 0 0 2,282
CHURCHILL DOWNS INC COM 171484108   900,420 6,450 SH   SOLE 0 0 0 6,450
CINTAS CORP COM 172908105   819,328 1,170 SH   SOLE 0 0 0 1,170
CISCO SYS INC COM 17275R102   2,220,190 46,731 SH   SOLE 0 24,780 0 21,951
CLOROX CO DEL COM 189054109   218,790 1,603 SH   SOLE 0 0 0 1,603
COCA COLA CO COM 191216100   1,339,564 21,046 SH   SOLE 0 1,577 0 19,469
COLGATE PALMOLIVE CO COM 194162103   980,009 10,099 SH   SOLE 0 1,370 0 8,729
COMCAST CORP NEW CL A 20030N101   642,601 16,410 SH   SOLE 0 1,501 0 14,909
CONOCOPHILLIPS COM 20825C104   309,956 2,710 SH   SOLE 0 5 0 2,704
CONSTELLATION BRANDS INC CL A 21036P108   482,658 1,876 SH   SOLE 0 301 0 1,575
CONSTELLATION ENERGY CORP COM 21037T109   515,179 2,572 SH   SOLE 0 233 0 2,339
CORNING INC COM 219350105   202,019 5,200 SH   SOLE 0 10 0 5,190
COSTCO WHSL CORP NEW COM 22160K105   4,846,346 5,702 SH   SOLE 0 299 0 5,403
CROWN CASTLE INC COM 22822V101   424,897 4,349 SH   SOLE 0 0 0 4,349
CSX CORP COM 126408103   1,446,040 43,230 SH   SOLE 0 4,900 0 38,330
CUMMINS INC COM 231021106   1,918,736 6,929 SH   SOLE 0 420 0 6,509
CVS HEALTH CORP COM 126650100   504,137 8,536 SH   SOLE 0 1,125 0 7,411
DANAHER CORPORATION COM 235851102   747,361 2,991 SH   SOLE 0 9 0 2,983
DEERE & CO COM 244199105   1,154,082 3,089 SH   SOLE 0 53 0 3,036
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   531,251 16,478 SH   SOLE 0 0 0 16,478
DISNEY WALT CO COM 254687106   2,186,958 22,026 SH   SOLE 0 115 0 21,911
DUKE ENERGY CORP NEW COM NEW 26441C204   541,215 5,400 SH   SOLE 0 15 0 5,385
EASTMAN CHEM CO COM 277432100   366,499 3,741 SH   SOLE 0 0 0 3,741
EATON CORP PLC SHS G29183103   495,469 1,580 SH   SOLE 0 430 0 1,150
ECOLAB INC COM 278865100   239,666 1,007 SH   SOLE 0 3 0 1,004
ELI LILLY & CO COM 532457108   8,859,309 9,785 SH   SOLE 0 3,293 0 6,492
EMERSON ELEC CO COM 291011104   576,137 5,230 SH   SOLE 0 900 0 4,330
EXELON CORP COM 30161N101   293,702 8,486 SH   SOLE 0 705 0 7,781
EXXON MOBIL CORP COM 30231G102   885,647 7,693 SH   SOLE 0 631 0 7,062
FASTENAL CO COM 311900104   262,727 4,181 SH   SOLE 0 1,821 0 2,360
FEDEX CORP COM 31428X106   358,145 1,194 SH   SOLE 0 27 0 1,167
FERRARI N V COM N3167Y103   408,370 1,000 SH   SOLE 0 0 0 1,000
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   374,968 5,466 SH   SOLE 0 4,866 0 600
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   302,401 6,879 SH   SOLE 0 6,399 0 480
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   314,151 5,422 SH   SOLE 0 1,794 0 3,628
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   1,216,178 42,583 SH   SOLE 0 42,583 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   19,931,541 443,613 SH   SOLE 0 28,676 0 414,938
FIDELITY NATL INFORMATION SV COM 31620M106   270,878 3,594 SH   SOLE 0 0 0 3,594
FISERV INC COM 337738108   371,579 2,493 SH   SOLE 0 7 0 2,486
FORD MTR CO DEL COM 345370860   148,815 11,867 SH   SOLE 0 0 0 11,867
GALLAGHER ARTHUR J & CO COM 363576109   1,490,873 5,749 SH   SOLE 0 2 0 5,747
GE AEROSPACE COM NEW 369604301   242,476 1,525 SH   SOLE 0 193 0 1,332
GENERAL DYNAMICS CORP COM 369550108   240,526 829 SH   SOLE 0 90 0 739
GENERAL MLS INC COM 370334104   209,275 3,308 SH   SOLE 0 5 0 3,303
GLOBAL X FDS MSCI CHINA CNSMR 37950E408   169,385 10,155 SH   SOLE 0 5,105 0 5,050
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,328,500 35,886 SH   SOLE 0 12,238 0 23,648
GLOBAL X FDS GLBL X MLP ETF 37954Y343   499,987 10,309 SH   SOLE 0 1,587 0 8,722
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,625,632 15,200 SH   SOLE 0 7,388 0 7,812
GOLDMAN SACHS GROUP INC COM 38141G104   212,590 470 SH   SOLE 0 150 0 320
GRAINGER W W INC COM 384802104   1,722,015 1,909 SH   SOLE 0 1 0 1,908
HERSHEY CO COM 427866108   548,059 2,981 SH   SOLE 0 0 0 2,981
HOME DEPOT INC COM 437076102   1,883,971 5,473 SH   SOLE 0 541 0 4,931
HONEYWELL INTL INC COM 438516106   1,509,237 7,068 SH   SOLE 0 691 0 6,377
ILLINOIS TOOL WKS INC COM 452308109   363,023 1,532 SH   SOLE 0 307 0 1,225
INTEL CORP COM 458140100   643,513 20,779 SH   SOLE 0 3,520 0 17,259
INTERNATIONAL BUSINESS MACHS COM 459200101   538,739 3,115 SH   SOLE 0 58 0 3,057
INTERNATIONAL PAPER CO COM 460146103   230,768 5,348 SH   SOLE 0 465 0 4,883
INTUIT COM 461202103   1,121,399 1,706 SH   SOLE 0 119 0 1,587
INTUITIVE SURGICAL INC COM NEW 46120E602   667,275 1,500 SH   SOLE 0 0 0 1,500
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   537,500 26,875 SH   SOLE 0 12,305 0 14,570
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   7,090,544 35,973 SH   SOLE 0 30,698 0 5,275
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   340,379 5,241 SH   SOLE 0 464 0 4,777
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   5,267,064 51,246 SH   SOLE 0 19,509 0 31,737
INVESCO EXCHANGE TRADED FD T AI AND NEXT GEN 46137V639   262,430 5,526 SH   SOLE 0 5,526 0 0
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   526,943 12,349 SH   SOLE 0 12,349 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   354,210 3,409 SH   SOLE 0 3,409 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   4,884,924 10,196 SH   SOLE 0 5,435 0 4,761
ISHARES GOLD TR ISHARES NEW 464285204   1,736,729 39,534 SH   SOLE 0 0 0 39,534
ISHARES INC MSCI JPN ETF NEW 46434G822   1,298,471 19,028 SH   SOLE 0 6,772 0 12,256
ISHARES INC MSCI EURZONE ETF 464286608   334,576 6,853 SH   SOLE 0 2,121 0 4,732
ISHARES INC CORE MSCI EMKT 46434G103   6,240,394 116,578 SH   SOLE 0 25,909 0 90,669
ISHARES INC MSCI GBL MIN VOL 464286525   789,613 7,546 SH   SOLE 0 1,932 0 5,614
ISHARES INC MSCI WORLD ETF 464286392   1,749,084 11,859 SH   SOLE 0 4,221 0 7,638
ISHARES TR MSCI USA MIN VOL 46429B697   958,512 11,416 SH   SOLE 0 254 0 11,163
ISHARES TR FLTG RATE NT ETF 46429B655   632,494 12,380 SH   SOLE 0 8,430 0 3,950
ISHARES TR CORE HIGH DV ETF 46429B663   361,546 3,326 SH   SOLE 0 3,126 0 200
ISHARES TR CORE MSCI TOTAL 46432F834   4,731,206 70,030 SH   SOLE 0 5,619 0 64,411
ISHARES TR CORE MSCI EAFE 46432F842   19,226,619 264,684 SH   SOLE 0 67,366 0 197,318
ISHARES TR GNMA BOND ETF 46429B333   466,190 10,824 SH   SOLE 0 5,881 0 4,943
ISHARES TR MSCI USA MMENTM 46432F396   318,097 1,632 SH   SOLE 0 249 0 1,383
ISHARES TR MSCI USA QLT FCT 46432F339   11,912,767 69,763 SH   SOLE 0 22,242 0 47,521
ISHARES TR CORE DIV GRWTH 46434V621   2,255,341 39,148 SH   SOLE 0 19,834 0 19,314
ISHARES TR CORE MSCI EURO 46434V738   1,005,965 17,664 SH   SOLE 0 3,812 0 13,852
ISHARES TR CORE TOTAL USD 46434V613   1,866,184 41,269 SH   SOLE 0 2,840 0 38,429
ISHARES TR CONV BD ETF 46435G102   292,897 3,725 SH   SOLE 0 2,560 0 1,165
ISHARES TR ESG AWR MSCI USA 46435G425   1,153,981 9,671 SH   SOLE 0 402 0 9,269
ISHARES TR ESG AWRE USD ETF 46435G193   234,311 10,313 SH   SOLE 0 0 0 10,313
ISHARES TR ESG MSCI USA ETF 46436E767   349,490 7,503 SH   SOLE 0 0 0 7,503
ISHARES TR CORE S&P MCP ETF 464287507   1,133,765 19,374 SH   SOLE 0 16,625 0 2,749
ISHARES TR CORE S&P SCP ETF 464287804   3,850,879 36,104 SH   SOLE 0 9,681 0 26,423
ISHARES TR S&P 500 VAL ETF 464287408   1,979,541 10,876 SH   SOLE 0 5,368 0 5,508
ISHARES TR CORE S&P500 ETF 464287200   15,098,530 27,591 SH   SOLE 0 1,259 0 26,332
ISHARES TR S&P 500 GRWT ETF 464287309   3,390,303 36,636 SH   SOLE 0 14,184 0 22,452
ISHARES TR RUS 1000 VAL ETF 464287598   206,154 1,182 SH   SOLE 0 412 0 770
ISHARES TR RUS 1000 GRW ETF 464287614   200,530 550 SH   SOLE 0 421 0 129
ISHARES TR ISHARES BIOTECH 464287556   201,539 1,468 SH   SOLE 0 779 0 689
ISHARES TR MSCI EAFE ETF 464287465   2,360,522 30,136 SH   SOLE 0 8,930 0 21,206
ISHARES TR U.S. TECH ETF 464287721   3,934,371 26,142 SH   SOLE 0 4,759 0 21,383
ISHARES TR 7-10 YR TRSY BD 464287440   892,578 9,531 SH   SOLE 0 5,285 0 4,246
ISHARES TR IBOXX INV CP ETF 464287242   7,337,934 68,502 SH   SOLE 0 25,909 0 42,593
ISHARES TR CORE S&P TTL STK 464287150   12,608,080 106,146 SH   SOLE 0 31,790 0 74,356
ISHARES TR IBOXX HI YD ETF 464288513   205,424 2,663 SH   SOLE 0 706 0 1,957
ISHARES TR USD INV GRDE ETF 464288620   1,218,798 24,274 SH   SOLE 0 7,796 0 16,478
ISHARES TR MBS ETF 464288588   5,898,333 64,245 SH   SOLE 0 25,198 0 39,047
ISHARES TR MSCI KLD400 SOC 464288570   389,853 3,754 SH   SOLE 0 0 0 3,754
ISHARES TR 10-20 YR TRS ETF 464288653   644,956 6,280 SH   SOLE 0 3,537 0 2,743
ISHARES TR NATIONAL MUN ETF 464288414   1,369,903 12,857 SH   SOLE 0 423 0 12,434
ISHARES TR JPMORGAN USD EMG 464288281   209,698 2,370 SH   SOLE 0 352 0 2,018
ISHARES TR MSCI ACWI EX US 464288240   589,371 11,093 SH   SOLE 0 4,104 0 6,989
ISHARES TR GL CLEAN ENE ETF 464288224   275,511 20,684 SH   SOLE 0 14,440 0 6,244
ISHARES TR RUS TP200 VL ETF 464289420   344,471 4,604 SH   SOLE 0 3,931 0 673
ISHARES TR RUS TP200 GR ETF 464289438   989,366 4,612 SH   SOLE 0 2,457 0 2,155
ISHARES TR GRWT ALLOCAT ETF 464289867   969,661 17,217 SH   SOLE 0 3,534 0 13,683
ISHARES TR SHRT NAT MUN ETF 464288158   653,542 6,251 SH   SOLE 0 0 0 6,251
ISHARES TR ISHARES SEMICDTR 464287523   295,956 1,200 SH   SOLE 0 204 0 996
ISHARES TR EXPANDED TECH 464287515   766,440 8,820 SH   SOLE 0 4,930 0 3,890
ISHARES TR S&P 100 ETF 464287101   220,162 833 SH   SOLE 0 0 0 833
ISHARES TR SELECT DIVID ETF 464287168   1,378,995 11,399 SH   SOLE 0 7,757 0 3,641
ISHARES TR CORE US AGGBD ET 464287226   1,444,402 14,880 SH   SOLE 0 7,660 0 7,220
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   4,914,139 97,638 SH   SOLE 0 9,483 0 88,155
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   310,234 5,859 SH   SOLE 0 1,556 0 4,303
JOHNSON & JOHNSON COM 478160104   4,136,939 28,304 SH   SOLE 0 4,200 0 24,104
JPMORGAN CHASE & CO. COM 46625H100   2,421,677 11,973 SH   SOLE 0 1,464 0 10,509
KIMBERLY-CLARK CORP COM 494368103   1,083,923 7,843 SH   SOLE 0 1,036 0 6,807
LOCKHEED MARTIN CORP COM 539830109   669,230 1,433 SH   SOLE 0 26 0 1,407
LOWES COS INC COM 548661107   1,629,184 7,390 SH   SOLE 0 2,072 0 5,318
M & T BK CORP COM 55261F104   229,450 1,516 SH   SOLE 0 1 0 1,515
MARTIN MARIETTA MATLS INC COM 573284106   605,694 1,118 SH   SOLE 0 110 0 1,008
MARVELL TECHNOLOGY INC COM 573874104   273,473 3,912 SH   SOLE 0 15 0 3,897
MASTERCARD INCORPORATED CL A 57636Q104   1,526,444 3,460 SH   SOLE 0 195 0 3,265
MCCORMICK & CO INC COM VTG 579780107   587,328 8,512 SH   SOLE 0 0 0 8,512
MCCORMICK & CO INC COM NON VTG 579780206   1,814,486 25,578 SH   SOLE 0 7,267 0 18,311
MCDONALDS CORP COM 580135101   3,955,328 15,521 SH   SOLE 0 790 0 14,731
MERCADOLIBRE INC COM 58733R102   872,645 531 SH   SOLE 0 0 0 531
MERCK & CO INC COM 58933Y105   1,893,443 15,294 SH   SOLE 0 1,258 0 14,036
META PLATFORMS INC CL A 30303M102   1,810,870 3,591 SH   SOLE 0 722 0 2,869
METLIFE INC COM 59156R108   492,815 7,021 SH   SOLE 0 20 0 7,001
MICROSOFT CORP COM 594918104   16,733,770 37,440 SH   SOLE 0 9,317 0 28,123
MONDELEZ INTL INC CL A 609207105   495,162 7,567 SH   SOLE 0 2,255 0 5,311
NEXTERA ENERGY INC COM 65339F101   800,378 11,303 SH   SOLE 0 8,045 0 3,258
NIKE INC CL B 654106103   1,434,379 19,031 SH   SOLE 0 0 0 19,031
NORFOLK SOUTHN CORP COM 655844108   1,046,757 4,876 SH   SOLE 0 128 0 4,748
NORTHROP GRUMMAN CORP COM 666807102   1,002,805 2,300 SH   SOLE 0 51 0 2,250
NVIDIA CORPORATION COM 67066G104   1,184,155 9,585 SH   SOLE 0 672 0 8,913
NXP SEMICONDUCTORS N V COM N6596X109   419,749 1,560 SH   SOLE 0 106 0 1,454
OLD DOMINION FREIGHT LINE IN COM 679580100   353,200 2,000 SH   SOLE 0 0 0 2,000
ORACLE CORP COM 68389X105   1,792,680 12,696 SH   SOLE 0 1,198 0 11,498
PALANTIR TECHNOLOGIES INC CL A 69608A108   944,606 37,292 SH   SOLE 0 30 0 37,262
PARKER-HANNIFIN CORP COM 701094104   846,220 1,673 SH   SOLE 0 0 0 1,673
PAYCHEX INC COM 704326107   266,780 2,250 SH   SOLE 0 1,550 0 700
PEPSICO INC COM 713448108   4,336,194 26,291 SH   SOLE 0 910 0 25,381
PFIZER INC COM 717081103   669,801 23,939 SH   SOLE 0 5,725 0 18,214
PHILIP MORRIS INTL INC COM 718172109   482,331 4,760 SH   SOLE 0 969 0 3,791
PIMCO ETF TR INTER MUN BD ACT 72201R866   456,618 8,771 SH   SOLE 0 0 0 8,771
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   511,716 10,261 SH   SOLE 0 0 0 10,261
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   971,409 10,261 SH   SOLE 0 0 0 10,261
PNC FINL SVCS GROUP INC COM 693475105   898,238 5,777 SH   SOLE 0 6 0 5,771
PPG INDS INC COM 693506107   302,136 2,400 SH   SOLE 0 0 0 2,400
PRICE T ROWE GROUP INC COM 74144T108   440,721 3,822 SH   SOLE 0 119 0 3,703
PROCTER AND GAMBLE CO COM 742718109   6,401,670 38,817 SH   SOLE 0 6,966 0 31,851
PRUDENTIAL FINL INC COM 744320102   658,492 5,619 SH   SOLE 0 0 0 5,619
PUBLIC STORAGE OPER CO COM 74460D109   1,229,416 4,274 SH   SOLE 0 0 0 4,274
QUALCOMM INC COM 747525103   368,614 1,851 SH   SOLE 0 1 0 1,850
RTX CORPORATION COM 75513E101   709,869 7,071 SH   SOLE 0 789 0 6,282
SALESFORCE INC COM 79466L302   588,045 2,287 SH   SOLE 0 720 0 1,567
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,755,701 179,055 SH   SOLE 0 3,405 0 175,650
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,312,337 90,882 SH   SOLE 0 3,814 0 87,068
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   18,455,589 183,019 SH   SOLE 0 63,180 0 119,839
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   713,148 9,627 SH   SOLE 0 3,012 0 6,615
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   40,087,770 637,630 SH   SOLE 0 52 0 637,578
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   12,743,790 331,697 SH   SOLE 0 8,308 0 323,388
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   18,495,687 287,871 SH   SOLE 0 14,697 0 273,174
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,907,672 58,143 SH   SOLE 0 18,948 0 39,195
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,226,511 67,037 SH   SOLE 0 13,737 0 53,300
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   390,745 8,012 SH   SOLE 0 2,757 0 5,255
SCHWAB STRATEGIC TR US REIT ETF 808524847   491,081 24,591 SH   SOLE 0 1,256 0 23,335
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,065,955 26,544 SH   SOLE 0 4,880 0 21,664
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,287,774 42,281 SH   SOLE 0 9,613 0 32,668
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,737,634 38,123 SH   SOLE 0 914 0 37,209
SEI INVTS CO COM 784117103   258,760 4,000 SH   SOLE 0 0 0 4,000
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,195,090 57,149 SH   SOLE 0 5,594 0 51,555
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   13,191,790 154,002 SH   SOLE 0 23,564 0 130,438
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,565,835 37,655 SH   SOLE 0 4,254 0 33,401
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,554,897 28,931 SH   SOLE 0 3,286 0 25,645
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,852,196 97,117 SH   SOLE 0 17,290 0 79,827
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   11,092,438 269,823 SH   SOLE 0 52,528 0 217,295
SELECT SECTOR SPDR TR INDL 81369Y704   10,656,239 87,439 SH   SOLE 0 17,465 0 69,974
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   28,001,445 123,774 SH   SOLE 0 37,026 0 86,749
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,334,527 56,601 SH   SOLE 0 8,330 0 48,271
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   12,265,797 84,156 SH   SOLE 0 24,282 0 59,875
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   15,592,416 85,485 SH   SOLE 0 15,085 0 70,400
SERVICENOW INC COM 81762P102   1,071,445 1,362 SH   SOLE 0 362 0 1,000
SHERWIN WILLIAMS CO COM 824348106   895,359 3,000 SH   SOLE 0 0 0 3,000
SNAP ON INC COM 833034101   261,390 1,000 SH   SOLE 0 0 0 1,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   862,263 2,205 SH   SOLE 0 1,200 0 1,004
SPDR GOLD TR GOLD SHS 78463V107   264,462 1,230 SH   SOLE 0 75 0 1,155
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   1,216,830 24,322 SH   SOLE 0 7,846 0 16,476
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,117,952 117,387 SH   SOLE 0 15,545 0 101,842
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,727,381 45,856 SH   SOLE 0 2,906 0 42,950
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,962,819 14,632 SH   SOLE 0 8,165 0 6,467
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   452,053 845 SH   SOLE 0 628 0 217
SPDR SER TR BLOOMBERG 3-12 M 78468R523   823,082 8,283 SH   SOLE 0 1,886 0 6,397
SPDR SER TR SPDR S&P 500 ETF 78468R796   243,248 5,454 SH   SOLE 0 0 0 5,454
SPDR SER TR PRTFLO S&P500 HI 78468R788   255,951 6,362 SH   SOLE 0 4,852 0 1,510
SPDR SER TR PORTFOLIO S&P600 78468R853   11,277,289 271,546 SH   SOLE 0 98,010 0 173,535
SPDR SER TR PORTFOLIO S&P400 78464A847   9,863,057 192,262 SH   SOLE 0 143,548 0 48,714
SPDR SER TR PORTFLI INTRMDIT 78464A672   235,592 8,408 SH   SOLE 0 3,905 0 4,503
SPDR SER TR PORTFOLIO S&P500 78464A854   20,600,693 321,886 SH   SOLE 0 166,667 0 155,219
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,319,933 28,851 SH   SOLE 0 10,220 0 18,631
SPDR SER TR PORTFOLIO SHORT 78464A474   346,035 11,651 SH   SOLE 0 468 0 11,183
SPDR SER TR PORT MTG BK ETF 78464A383   584,749 27,109 SH   SOLE 0 0 0 27,109
SPDR SER TR AEROSPACE DEF 78464A631   1,395,041 9,966 SH   SOLE 0 2,156 0 7,810
SPDR SER TR NUVEEN BLOOMBERG 78464A284   709,038 27,871 SH   SOLE 0 9,779 0 18,092
STARBUCKS CORP COM 855244109   1,025,136 13,168 SH   SOLE 0 853 0 12,315
SUN CMNTYS INC COM 866674104   1,425,993 11,850 SH   SOLE 0 9,403 0 2,446
T-MOBILE US INC COM 872590104   480,258 2,726 SH   SOLE 0 3 0 2,723
TARGET CORP COM 87612E106   736,943 4,978 SH   SOLE 0 0 0 4,978
TESLA INC COM 88160R101   646,556 3,267 SH   SOLE 0 579 0 2,688
TJX COS INC NEW COM 872540109   223,068 2,026 SH   SOLE 0 15 0 2,011
TRACTOR SUPPLY CO COM 892356106   466,797 1,729 SH   SOLE 0 1 0 1,728
TRAVELERS COMPANIES INC COM 89417E109   1,760,151 8,656 SH   SOLE 0 119 0 8,538
TRUIST FINL CORP COM 89832Q109   279,210 7,187 SH   SOLE 0 1 0 7,186
UNION PAC CORP COM 907818108   811,920 3,588 SH   SOLE 0 598 0 2,990
UNITED RENTALS INC COM 911363109   646,846 1,000 SH   SOLE 0 0 0 1,000
UNITEDHEALTH GROUP INC COM 91324P102   223,239 438 SH   SOLE 0 47 0 391
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   300,965 5,827 SH   SOLE 0 277 0 5,550
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   259,285 778 SH   SOLE 0 100 0 678
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   7,318,644 41,635 SH   SOLE 0 19,010 0 22,625
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   14,200,195 197,088 SH   SOLE 0 20,704 0 176,384
VANGUARD BD INDEX FDS INTERMED TERM 921937819   203,027 2,711 SH   SOLE 0 1,022 0 1,689
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,888,024 115,880 SH   SOLE 0 7,733 0 108,147
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   984,903 19,889 SH   SOLE 0 10,253 0 9,636
VANGUARD INDEX FDS LARGE CAP ETF 922908637   487,286 1,952 SH   SOLE 0 1,535 0 417
VANGUARD INDEX FDS SML CP GRW ETF 922908595   293,152 1,172 SH   SOLE 0 0 0 1,172
VANGUARD INDEX FDS GROWTH ETF 922908736   1,187,768 3,176 SH   SOLE 0 1,089 0 2,086
VANGUARD INDEX FDS VALUE ETF 922908744   8,730,091 54,424 SH   SOLE 0 35,422 0 19,001
VANGUARD INDEX FDS SMALL CP ETF 922908751   20,417,576 93,641 SH   SOLE 0 19,100 0 74,542
VANGUARD INDEX FDS MID CAP ETF 922908629   775,462 3,203 SH   SOLE 0 315 0 2,888
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,413,912 28,819 SH   SOLE 0 3,624 0 25,195
VANGUARD INDEX FDS TOTAL STK MKT 922908769   43,085,495 161,061 SH   SOLE 0 36,886 0 124,175
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,025,489 4,050 SH   SOLE 0 278 0 3,772
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,082,554 70,442 SH   SOLE 0 17,168 0 53,274
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,732,908 97,764 SH   SOLE 0 18,155 0 79,610
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   239,623 2,040 SH   SOLE 0 1,260 0 780
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   9,325,509 82,798 SH   SOLE 0 58,080 0 24,718
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,842,774 56,731 SH   SOLE 0 4,182 0 52,549
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   12,942,553 222,266 SH   SOLE 0 99,599 0 122,667
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   25,463,307 439,098 SH   SOLE 0 122,675 0 316,424
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   11,352,067 146,905 SH   SOLE 0 14,384 0 132,521
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,491,621 8,171 SH   SOLE 0 0 0 8,171
VANGUARD STAR FDS VG TL INTL STK F 921909768   28,751,239 476,803 SH   SOLE 0 117,703 0 359,101
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,563,813 31,643 SH   SOLE 0 9,309 0 22,334
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   358,149 3,167 SH   SOLE 0 3,167 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884   4,543,849 32,879 SH   SOLE 0 604 0 32,275
VANGUARD WORLD FD INF TECH ETF 92204A702   56,776,059 98,469 SH   SOLE 0 3,697 0 94,772
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   1,722,812 5,516 SH   SOLE 0 138 0 5,378
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   2,837,960 12,065 SH   SOLE 0 1,295 0 10,770
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,371,999 11,683 SH   SOLE 0 1,102 0 10,581
VANGUARD WORLD FD MATERIALS ETF 92204A801   867,028 4,501 SH   SOLE 0 570 0 3,931
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   19,809,493 74,472 SH   SOLE 0 12,152 0 62,320
VANGUARD WORLD FD UTILITIES ETF 92204A876   2,151,067 14,542 SH   SOLE 0 1,009 0 13,533
VANGUARD WORLD FD FINANCIALS ETF 92204A405   11,935,119 119,495 SH   SOLE 0 10,494 0 109,001
VANGUARD WORLD FD ENERGY ETF 92204A306   2,158,385 16,919 SH   SOLE 0 681 0 16,238
VISA INC COM CL A 92826C839   1,843,918 7,025 SH   SOLE 0 641 0 6,384
WALMART INC COM 931142103   1,801,929 26,612 SH   SOLE 0 7,575 0 19,037
WASTE MGMT INC DEL COM 94106L109   1,592,670 7,465 SH   SOLE 0 4 0 7,461
YUM BRANDS INC COM 988498101   1,796,500 13,563 SH   SOLE 0 600 0 12,962