The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   748,331 5,797 SH   SOLE 0 0 0 5,797
ABBOTT LABS COM 002824100   464,090 4,103 SH   SOLE 0 0 0 4,103
ABBVIE INC COM 00287Y109   514,587 2,896 SH   SOLE 0 0 0 2,896
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,979,522 5,627 SH   SOLE 0 0 0 5,627
ADOBE INC COM 00724F101   1,192,632 2,682 SH   SOLE 0 0 0 2,682
AFFILIATED MANAGERS GROUP IN COM 008252108   653,692 3,535 SH   SOLE 0 0 0 3,535
AFLAC INC COM 001055102   1,504,167 14,541 SH   SOLE 0 0 0 14,541
AGILENT TECHNOLOGIES INC COM 00846U101   404,363 3,010 SH   SOLE 0 0 0 3,010
AIR PRODS & CHEMS INC COM 009158106   435,647 1,502 SH   SOLE 0 0 0 1,502
ALCON AG ORD SHS H01301128   267,149 3,147 SH   SOLE 0 0 0 3,147
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   451,168 5,321 SH   SOLE 0 0 0 5,321
ALLSTATE CORP COM 020002101   1,297,785 6,732 SH   SOLE 0 0 0 6,732
ALPHABET INC CAP STK CL A 02079K305   1,612,596 8,519 SH   SOLE 0 0 0 8,519
ALPHABET INC CAP STK CL C 02079K107   3,999,500 21,001 SH   SOLE 0 0 0 21,001
ALTRIA GROUP INC COM 02209S103   2,189,194 41,866 SH   SOLE 0 0 0 41,866
AMAZON COM INC COM 023135106   3,807,191 17,354 SH   SOLE 0 0 0 17,354
AMERICAN EXPRESS CO COM 025816109   531,551 1,791 SH   SOLE 0 0 0 1,791
AMERICAN INTL GROUP INC COM NEW 026874784   684,538 9,403 SH   SOLE 0 0 0 9,403
AMERICAN TOWER CORP NEW COM 03027X100   209,872 1,144 SH   SOLE 0 0 0 1,144
AMERIPRISE FINL INC COM 03076C106   381,752 717 SH   SOLE 0 0 0 717
AMGEN INC COM 031162100   794,801 3,049 SH   SOLE 0 0 0 3,049
AON PLC SHS CL A G0403H108   3,392,985 9,447 SH   SOLE 0 0 0 9,447
APPLE INC COM 037833100   20,760,526 82,903 SH   SOLE 0 0 0 82,903
APPLOVIN CORP COM CL A 03831W108   1,717,270 5,303 SH   SOLE 0 0 0 5,303
ARES CAPITAL CORP COM 04010L103   1,043,956 47,691 SH   SOLE 0 0 0 47,691
ARISTA NETWORKS INC COM SHS 040413205   484,785 4,386 SH   SOLE 0 0 0 4,386
ASML HOLDING N V N Y REGISTRY SHS N07059210   242,578 350 SH   SOLE 0 0 0 350
ASTRAZENECA PLC SPONSORED ADR 046353108   331,400 5,058 SH   SOLE 0 0 0 5,058
AT&T INC COM 00206R102   933,820 41,011 SH   SOLE 0 0 0 41,011
AUTOMATIC DATA PROCESSING IN COM 053015103   1,498,978 5,121 SH   SOLE 0 0 0 5,121
AUTOZONE INC COM 053332102   813,308 254 SH   SOLE 0 0 0 254
BAKER HUGHES COMPANY CL A 05722G100   332,426 8,104 SH   SOLE 0 0 0 8,104
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   434,902 44,743 SH   SOLE 0 0 0 44,743
BANCO SANTANDER S.A. ADR 05964H105   228,059 50,013 SH   SOLE 0 0 0 50,013
BANK AMERICA CORP COM 060505104   1,486,157 33,815 SH   SOLE 0 0 0 33,815
BANK NEW YORK MELLON CORP COM 064058100   649,019 8,447 SH   SOLE 0 0 0 8,447
BARCLAYS PLC ADR 06738E204   643,701 48,435 SH   SOLE 0 0 0 48,435
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,163,441 6,979 SH   SOLE 0 0 0 6,979
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   357,345 1,800 SH Call SOLE 0 0 0 1,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   124,680 600 SH Call SOLE 0 0 0 600
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   341,635 1,400 SH Call SOLE 0 0 0 1,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   351,038 1,500 SH Call SOLE 0 0 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   190,250 1,000 SH Call SOLE 0 0 0 1,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   198,523 1,100 SH Call SOLE 0 0 0 1,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   92,875 500 SH Call SOLE 0 0 0 500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   75,690 400 SH Call SOLE 0 0 0 400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   143,800 800 SH Call SOLE 0 0 0 800
BEST BUY INC COM 086516101   470,870 5,488 SH   SOLE 0 0 0 5,488
BHP GROUP LTD SPONSORED ADS 088606108   205,818 4,215 SH   SOLE 0 0 0 4,215
BLACKROCK INC COM 09290D101   528,006 515 SH   SOLE 0 0 0 515
BLACKSTONE INC COM 09260D107   1,625,940 9,430 SH   SOLE 0 0 0 9,430
BLOCK INC CL A 852234103   252,165 2,967 SH   SOLE 0 0 0 2,967
BOEING CO COM 097023105   340,371 1,923 SH   SOLE 0 0 0 1,923
BOOKING HOLDINGS INC COM 09857L108   1,003,621 202 SH   SOLE 0 0 0 202
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   243,167 1,889 SH   SOLE 0 0 0 1,889
BOSTON SCIENTIFIC CORP COM 101137107   402,833 4,510 SH   SOLE 0 0 0 4,510
BRIGHTVIEW HLDGS INC COM 10948C107   159,900 10,000 SH   SOLE 0 0 0 10,000
BRISTOL-MYERS SQUIBB CO COM 110122108   601,685 10,638 SH   SOLE 0 0 0 10,638
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   2,234,346 61,518 SH   SOLE 0 0 0 61,518
BROADCOM INC COM 11135F101   2,037,874 8,790 SH   SOLE 0 0 0 8,790
BROWN & BROWN INC COM 115236101   271,584 2,662 SH   SOLE 0 0 0 2,662
BUILDERS FIRSTSOURCE INC COM 12008R107   719,510 5,034 SH   SOLE 0 0 0 5,034
CACI INTL INC CL A 127190304   232,739 576 SH   SOLE 0 0 0 576
CADENCE DESIGN SYSTEM INC COM 127387108   719,602 2,395 SH   SOLE 0 0 0 2,395
CANADIAN NATL RY CO COM 136375102   337,622 3,326 SH   SOLE 0 0 0 3,326
CAPITAL ONE FINL CORP COM 14040H105   628,578 3,525 SH   SOLE 0 0 0 3,525
CARDINAL HEALTH INC COM 14149Y108   481,122 4,068 SH   SOLE 0 0 0 4,068
CATERPILLAR INC COM 149123101   733,968 2,023 SH   SOLE 0 0 0 2,023
CBOE GLOBAL MKTS INC COM 12503M108   306,387 1,568 SH   SOLE 0 0 0 1,568
CDW CORP COM 12514G108   365,144 2,098 SH   SOLE 0 0 0 2,098
CELESTICA INC COM 15101Q207   902,786 9,781 SH   SOLE 0 0 0 9,781
CENCORA INC COM 03073E105   469,841 2,091 SH   SOLE 0 0 0 2,091
CF INDS HLDGS INC COM 125269100   471,137 5,522 SH   SOLE 0 0 0 5,522
CGI INC CL A SUB VTG 12532H104   1,267,456 11,594 SH   SOLE 0 0 0 11,594
CHARTER COMMUNICATIONS INC N CL A 16119P108   289,298 844 SH   SOLE 0 0 0 844
CHECK POINT SOFTWARE TECH LT ORD M22465104   348,942 1,869 SH   SOLE 0 0 0 1,869
CHENIERE ENERGY INC COM NEW 16411R208   245,167 1,141 SH   SOLE 0 0 0 1,141
CHEVRON CORP NEW COM 166764100   399,590 2,759 SH   SOLE 0 0 0 2,759
CHUBB LIMITED COM H1467J104   211,922 767 SH   SOLE 0 0 0 767
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   1,295,198 34,401 SH   SOLE 0 0 0 34,401
CHURCH & DWIGHT CO INC COM 171340102   446,538 4,265 SH   SOLE 0 0 0 4,265
CINTAS CORP COM 172908105   226,913 1,242 SH   SOLE 0 0 0 1,242
CISCO SYS INC COM 17275R102   2,836,894 47,921 SH   SOLE 0 0 0 47,921
CITIGROUP INC COM NEW 172967424   760,846 10,809 SH   SOLE 0 0 0 10,809
CLARIVATE PLC ORD SHS G21810109   58,293 11,475 SH   SOLE 0 0 0 11,475
CLIPPER RLTY INC COM 18885T306   78,020 17,035 SH   SOLE 0 0 0 17,035
COCA COLA CO COM 191216100   466,631 7,495 SH   SOLE 0 0 0 7,495
COCA-COLA FEMSA SAB DE CV SPONS ADS REP 191241108   545,464 7,003 SH   SOLE 0 0 0 7,003
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   570,315 7,416 SH   SOLE 0 0 0 7,416
COLGATE PALMOLIVE CO COM 194162103   1,164,486 12,809 SH   SOLE 0 0 0 12,809
COMCAST CORP NEW CL A 20030N101   655,416 17,464 SH   SOLE 0 0 0 17,464
CONOCOPHILLIPS COM 20825C104   309,212 3,118 SH   SOLE 0 0 0 3,118
CONSTELLATION ENERGY CORP COM 21037T109   245,410 1,097 SH   SOLE 0 0 0 1,097
COSTCO WHSL CORP NEW COM 22160K105   4,010,495 4,377 SH   SOLE 0 0 0 4,377
CRH PLC ORD G25508105   1,252,998 13,543 SH   SOLE 0 0 0 13,543
CUMMINS INC COM 231021106   312,216 896 SH   SOLE 0 0 0 896
CURTISS WRIGHT CORP COM 231561101   259,416 731 SH   SOLE 0 0 0 731
DANAHER CORPORATION COM 235851102   204,333 890 SH   SOLE 0 0 0 890
DEERE & CO COM 244199105   459,197 1,084 SH   SOLE 0 0 0 1,084
DELL TECHNOLOGIES INC CL C 24703L202   529,528 4,595 SH   SOLE 0 0 0 4,595
DEUTSCHE BANK A G NAMEN AKT D18190898   290,464 17,036 SH   SOLE 0 0 0 17,036
DEVON ENERGY CORP NEW COM 25179M103   224,331 6,854 SH   SOLE 0 0 0 6,854
DIAGEO PLC SPON ADR NEW 25243Q205   213,960 1,683 SH   SOLE 0 0 0 1,683
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   609,264 14,889 SH   SOLE 0 0 0 14,889
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   305,406 5,487 SH   SOLE 0 0 0 5,487
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   418,948 11,808 SH   SOLE 0 0 0 11,808
DISCOVER FINL SVCS COM 254709108   232,648 1,343 SH   SOLE 0 0 0 1,343
DISNEY WALT CO COM 254687106   530,244 4,762 SH   SOLE 0 0 0 4,762
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303   16,133,791 313,521 SH   SOLE 0 0 0 313,521
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   7,065,198 64,066 SH   SOLE 0 0 0 64,066
EA SERIES TRUST FREEDOM 100 EM 02072L607   16,900,872 517,163 SH   SOLE 0 0 0 517,163
EA SERIES TRUST INTL QUAN MOMNTM 02072L300   3,045,865 114,722 SH   SOLE 0 0 0 114,722
EA SERIES TRUST US QUAN MOMENTUM 02072L409   6,155,931 95,991 SH   SOLE 0 0 0 95,991
EA SERIES TRUST US QUAN VALUE 02072L102   6,486,608 145,309 SH   SOLE 0 0 0 145,309
EA SERIES TRUST INTL QUAN VALUE 02072L201   3,300,625 137,412 SH   SOLE 0 0 0 137,412
EATON CORP PLC SHS G29183103   361,406 1,089 SH   SOLE 0 0 0 1,089
EBAY INC. COM 278642103   882,765 14,250 SH   SOLE 0 0 0 14,250
ELEVANCE HEALTH INC COM 036752103   400,279 1,085 SH   SOLE 0 0 0 1,085
ELI LILLY & CO COM 532457108   3,202,433 4,148 SH   SOLE 0 0 0 4,148
EMCOR GROUP INC COM 29084Q100   449,361 990 SH   SOLE 0 0 0 990
EMERSON ELEC CO COM 291011104   498,402 4,022 SH   SOLE 0 0 0 4,022
ENBRIDGE INC COM 29250N105   205,955 4,854 SH   SOLE 0 0 0 4,854
EQUITABLE HLDGS INC COM 29452E101   317,548 6,732 SH   SOLE 0 0 0 6,732
ESSENTIAL UTILS INC COM 29670G102   446,809 12,302 SH   SOLE 0 0 0 12,302
ESSEX PPTY TR INC COM 297178105   203,246 712 SH   SOLE 0 0 0 712
ETF SER SOLUTIONS DISTILLATE SMLMD 26922B667   13,844,494 396,107 SH   SOLE 0 0 0 396,107
EXPEDIA GROUP INC COM NEW 30212P303   452,782 2,430 SH   SOLE 0 0 0 2,430
EXXON MOBIL CORP COM 30231G102   2,731,061 25,389 SH   SOLE 0 0 0 25,389
FAIR ISAAC CORP COM 303250104   1,194,558 600 SH   SOLE 0 0 0 600
FASTENAL CO COM 311900104   720,916 10,025 SH   SOLE 0 0 0 10,025
FEDEX CORP COM 31428X106   256,854 913 SH   SOLE 0 0 0 913
FIDELITY NATL INFORMATION SV COM 31620M106   453,524 5,615 SH   SOLE 0 0 0 5,615
FINVOLUTION GROUP SPONSORED ADS 31810T101   509,121 74,981 SH   SOLE 0 0 0 74,981
FISERV INC COM 337738108   265,813 1,294 SH   SOLE 0 0 0 1,294
FOX CORP CL A COM 35137L105   254,851 5,246 SH   SOLE 0 0 0 5,246
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595   1,368,793 56,410 SH   SOLE 0 0 0 56,410
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   818,993 120,087 SH   SOLE 0 0 0 120,087
FS KKR CAP CORP COM 302635206   883,917 40,696 SH   SOLE 0 0 0 40,696
FUTUREFUEL CORP COM 36116M106   71,505 13,517 SH   SOLE 0 0 0 13,517
GALLAGHER ARTHUR J & CO COM 363576109   339,523 1,196 SH   SOLE 0 0 0 1,196
GE AEROSPACE COM NEW 369604301   722,289 4,331 SH   SOLE 0 0 0 4,331
GE VERNOVA INC COM 36828A101   451,292 1,372 SH   SOLE 0 0 0 1,372
GENERAL DYNAMICS CORP COM 369550108   974,114 3,697 SH   SOLE 0 0 0 3,697
GENERAL MLS INC COM 370334104   865,661 13,575 SH   SOLE 0 0 0 13,575
GERDAU SA SPON ADR REP PFD 373737105   254,987 88,537 SH   SOLE 0 0 0 88,537
GILEAD SCIENCES INC COM 375558103   1,618,988 17,527 SH   SOLE 0 0 0 17,527
GLOBE LIFE INC COM 37959E102   216,795 1,944 SH   SOLE 0 0 0 1,944
GLOBUS MED INC CL A 379577208   23,090,647 279,176 SH   SOLE 0 0 0 279,176
GODADDY INC CL A 380237107   651,518 3,301 SH   SOLE 0 0 0 3,301
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   254,696 2,549 SH   SOLE 0 0 0 2,549
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   206,588 6,472 SH   SOLE 0 0 0 6,472
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   1,999,936 59,986 SH   SOLE 0 0 0 59,986
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   4,617,246 40,087 SH   SOLE 0 0 0 40,087
GOLDMAN SACHS GROUP INC COM 38141G104   840,606 1,468 SH   SOLE 0 0 0 1,468
GRAINGER W W INC COM 384802104   605,077 574 SH   SOLE 0 0 0 574
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   602,597 8,141 SH   SOLE 0 0 0 8,141
GROUP 1 AUTOMOTIVE INC COM 398905109   210,740 500 SH   SOLE 0 0 0 500
HALEON PLC SPON ADS 405552100   449,324 47,099 SH   SOLE 0 0 0 47,099
HARTFORD FINL SVCS GROUP INC COM 416515104   766,347 7,005 SH   SOLE 0 0 0 7,005
HELLO GROUP INC ADS 423403104   113,468 14,717 SH   SOLE 0 0 0 14,717
HERSHEY CO COM 427866108   401,276 2,370 SH   SOLE 0 0 0 2,370
HEWLETT PACKARD ENTERPRISE C COM 42824C109   544,062 25,483 SH   SOLE 0 0 0 25,483
HOME DEPOT INC COM 437076102   3,451,690 8,873 SH   SOLE 0 0 0 8,873
HONEYWELL INTL INC COM 438516106   1,918,191 8,492 SH   SOLE 0 0 0 8,492
HP INC COM 40434L105   513,531 15,738 SH   SOLE 0 0 0 15,738
HSBC HLDGS PLC SPON ADR NEW 404280406   661,676 13,378 SH   SOLE 0 0 0 13,378
HUBBELL INC COM 443510607   252,172 602 SH   SOLE 0 0 0 602
ICL GROUP LTD SHS M53213100   140,992 28,464 SH   SOLE 0 0 0 28,464
ILLINOIS TOOL WKS INC COM 452308109   1,301,411 5,133 SH   SOLE 0 0 0 5,133
IMPERIAL OIL LTD COM NEW 453038408   370,832 6,020 SH   SOLE 0 0 0 6,020
INFOSYS LTD SPONSORED ADR 456788108   1,132,212 51,652 SH   SOLE 0 0 0 51,652
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756   2,919,531 90,386 SH   SOLE 0 0 0 90,386
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789   546,499 12,265 SH   SOLE 0 0 0 12,265
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   503,029 11,906 SH   SOLE 0 0 0 11,906
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409   348,884 7,276 SH   SOLE 0 0 0 7,276
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664   202,496 4,720 SH   SOLE 0 0 0 4,720
INNOVATOR ETFS TRUST INTRNL DEV JAN 45782C524   231,516 7,659 SH   SOLE 0 0 0 7,659
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326   289,313 7,176 SH   SOLE 0 0 0 7,176
INTERNATIONAL BUSINESS MACHS COM 459200101   770,682 3,506 SH   SOLE 0 0 0 3,506
INTERNATIONAL PAPER CO COM 460146103   254,676 4,732 SH   SOLE 0 0 0 4,732
INTUIT COM 461202103   275,283 438 SH   SOLE 0 0 0 438
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   1,062,687 11,109 SH   SOLE 0 0 0 11,109
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   1,143,996 23,888 SH   SOLE 0 0 0 23,888
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   2,489,037 121,535 SH   SOLE 0 0 0 121,535
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   9,777,808 426,234 SH   SOLE 0 0 0 426,234
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   523,796 22,223 SH   SOLE 0 0 0 22,223
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   522,929 22,158 SH   SOLE 0 0 0 22,158
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   525,695 22,533 SH   SOLE 0 0 0 22,533
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   4,756,387 259,345 SH   SOLE 0 0 0 259,345
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   523,880 14,000 SH   SOLE 0 0 0 14,000
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   505,645 12,152 SH   SOLE 0 0 0 12,152
INVESCO QQQ TR UNIT SER 1 46090E103   373,293 730 SH   SOLE 0 0 0 730
ISHARES INC CORE MSCI EMKT 46434G103   483,134 9,252 SH   SOLE 0 0 0 9,252
ISHARES TR CORE MSCI EAFE 46432F842   390,100 5,551 SH   SOLE 0 0 0 5,551
ISHARES TR MSCI USA MIN VOL 46429B697   1,096,420 12,348 SH   SOLE 0 0 0 12,348
ISHARES TR MSCI EAFE MIN VL 46429B689   241,014 3,408 SH   SOLE 0 0 0 3,408
ISHARES TR MSCI USA MMENTM 46432F396   37,562,256 181,530 SH   SOLE 0 0 0 181,530
ISHARES TR IBONDS DEC25 ETF 46434VBD1   23,785,426 949,518 SH   SOLE 0 0 0 949,518
ISHARES TR MSCI USA QLT FCT 46432F339   38,708,136 217,364 SH   SOLE 0 0 0 217,364
ISHARES TR MSCI USA VALUE 46432F388   48,058,434 455,056 SH   SOLE 0 0 0 455,056
ISHARES TR MSCI INTL VLU FT 46435G409   21,791,658 803,824 SH   SOLE 0 0 0 803,824
ISHARES TR MSCI INTL MOMENT 46434V449   14,878,635 397,824 SH   SOLE 0 0 0 397,824
ISHARES TR MSCI INTL QUALTY 46434V456   15,927,546 429,083 SH   SOLE 0 0 0 429,083
ISHARES TR IBONDS DEC2026 46435GAA0   23,756,753 986,986 SH   SOLE 0 0 0 986,986
ISHARES TR BROAD USD HIGH 46435U853   2,773,120 75,377 SH   SOLE 0 0 0 75,377
ISHARES TR IBONDS 27 ETF 46435UAA9   23,708,540 989,505 SH   SOLE 0 0 0 989,505
ISHARES TR IBONDS DEC 29 46436E205   18,136,784 795,473 SH   SOLE 0 0 0 795,473
ISHARES TR IBONDS DEC 28 46435U325   15,781,520 626,748 SH   SOLE 0 0 0 626,748
ISHARES TR IBONDS DEC 26 46435U259   15,859,400 622,914 SH   SOLE 0 0 0 622,914
ISHARES TR IBONDS DEC 27 46435U283   15,796,503 628,341 SH   SOLE 0 0 0 628,341
ISHARES TR IBDS DEC28 ETF 46435U515   23,603,880 947,947 SH   SOLE 0 0 0 947,947
ISHARES TR IBONDS DEC 25 46435U432   16,415,569 616,779 SH   SOLE 0 0 0 616,779
ISHARES TR IBONDS DEC 2029 46436E163   3,921,410 156,982 SH   SOLE 0 0 0 156,982
ISHARES TR CORE S&P MCP ETF 464287507   1,191,118 19,116 SH   SOLE 0 0 0 19,116
ISHARES TR CORE S&P SCP ETF 464287804   1,438,522 12,485 SH   SOLE 0 0 0 12,485
ISHARES TR CORE S&P500 ETF 464287200   412,665 701 SH   SOLE 0 0 0 701
ISHARES TR RUS 1000 VAL ETF 464287598   204,198 1,103 SH   SOLE 0 0 0 1,103
ISHARES TR RUS 1000 GRW ETF 464287614   637,709 1,588 SH   SOLE 0 0 0 1,588
ISHARES TR MSCI EAFE ETF 464287465   296,761 3,925 SH   SOLE 0 0 0 3,925
ISHARES TR EXPND TEC SC ETF 464287549   403,664 3,954 SH   SOLE 0 0 0 3,954
ISHARES TR ISHARES SEMICDTR 464287523   266,346 1,236 SH   SOLE 0 0 0 1,236
ISHARES TR EAFE VALUE ETF 464288877   6,249,020 119,097 SH   SOLE 0 0 0 119,097
ISHARES TR EAFE GRWTH ETF 464288885   5,386,847 55,632 SH   SOLE 0 0 0 55,632
ISHARES TR MSCI KLD400 SOC 464288570   1,069,646 9,702 SH   SOLE 0 0 0 9,702
ISHARES U S ETF TR SHORT MATURITY M 46431W838   1,025,651 20,534 SH   SOLE 0 0 0 20,534
J & J SNACK FOODS CORP COM 466032109   674,505 4,348 SH   SOLE 0 0 0 4,348
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   494,412 9,231 SH   SOLE 0 0 0 9,231
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   210,647 4,182 SH   SOLE 0 0 0 4,182
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   3,180,776 55,540 SH   SOLE 0 0 0 55,540
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   3,592,753 61,657 SH   SOLE 0 0 0 61,657
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   4,554,922 105,438 SH   SOLE 0 0 0 105,438
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   319,166 2,797 SH   SOLE 0 0 0 2,797
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,705,135 53,345 SH   SOLE 0 0 0 53,345
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   35,633,305 619,386 SH   SOLE 0 0 0 619,386
JABIL INC COM 466313103   488,253 3,393 SH   SOLE 0 0 0 3,393
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   16,123,397 317,953 SH   SOLE 0 0 0 317,953
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   1,381,358 28,099 SH   SOLE 0 0 0 28,099
JOHNSON & JOHNSON COM 478160104   3,282,502 22,697 SH   SOLE 0 0 0 22,697
JPMORGAN CHASE & CO. COM 46625H100   1,810,625 7,553 SH   SOLE 0 0 0 7,553
KIMBERLY-CLARK CORP COM 494368103   686,348 5,238 SH   SOLE 0 0 0 5,238
KLA CORP COM NEW 482480100   512,918 814 SH   SOLE 0 0 0 814
KROGER CO COM 501044101   1,115,131 18,236 SH   SOLE 0 0 0 18,236
KT CORP SPONSORED ADR 48268K101   492,574 31,738 SH   SOLE 0 0 0 31,738
LEIDOS HOLDINGS INC COM 525327102   639,516 4,439 SH   SOLE 0 0 0 4,439
LENNAR CORP CL A 526057104   320,606 2,351 SH   SOLE 0 0 0 2,351
LENNOX INTL INC COM 526107107   502,063 824 SH   SOLE 0 0 0 824
LEXINFINTECH HLDGS LTD ADR 528877103   79,245 13,663 SH   SOLE 0 0 0 13,663
LINDE PLC SHS G54950103   570,647 1,363 SH   SOLE 0 0 0 1,363
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   363,272 133,556 SH   SOLE 0 0 0 133,556
LOCKHEED MARTIN CORP COM 539830109   2,027,756 4,173 SH   SOLE 0 0 0 4,173
LOWES COS INC COM 548661107   717,694 2,908 SH   SOLE 0 0 0 2,908
M & T BK CORP COM 55261F104   353,083 1,878 SH   SOLE 0 0 0 1,878
MANHATTAN ASSOCIATES INC COM 562750109   253,755 939 SH   SOLE 0 0 0 939
MANULIFE FINL CORP COM 56501R106   409,671 13,340 SH   SOLE 0 0 0 13,340
MARATHON PETE CORP COM 56585A102   671,553 4,814 SH   SOLE 0 0 0 4,814
MARRIOTT INTL INC NEW CL A 571903202   1,008,089 3,614 SH   SOLE 0 0 0 3,614
MARSH & MCLENNAN COS INC COM 571748102   1,140,586 5,370 SH   SOLE 0 0 0 5,370
MASCO CORP COM 574599106   289,554 3,990 SH   SOLE 0 0 0 3,990
MASTERCARD INCORPORATED CL A 57636Q104   920,971 1,749 SH   SOLE 0 0 0 1,749
MCCORMICK & CO INC COM NON VTG 579780206   405,045 5,313 SH   SOLE 0 0 0 5,313
MCDONALDS CORP COM 580135101   291,402 1,005 SH   SOLE 0 0 0 1,005
MCKESSON CORP COM 58155Q103   1,224,771 2,149 SH   SOLE 0 0 0 2,149
MEDTRONIC PLC SHS G5960L103   290,843 3,641 SH   SOLE 0 0 0 3,641
MERCK & CO INC COM 58933Y105   2,036,737 20,474 SH   SOLE 0 0 0 20,474
META PLATFORMS INC CL A 30303M102   2,229,501 3,808 SH   SOLE 0 0 0 3,808
METLIFE INC COM 59156R108   211,414 2,582 SH   SOLE 0 0 0 2,582
MICROSOFT CORP COM 594918104   11,844,122 28,100 SH   SOLE 0 0 0 28,100
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   186,618 15,923 SH   SOLE 0 0 0 15,923
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   68,328 13,973 SH   SOLE 0 0 0 13,973
MONDELEZ INTL INC CL A 609207105   643,246 10,769 SH   SOLE 0 0 0 10,769
MOODYS CORP COM 615369105   275,086 581 SH   SOLE 0 0 0 581
MORGAN STANLEY COM NEW 617446448   350,004 2,784 SH   SOLE 0 0 0 2,784
MOTOROLA SOLUTIONS INC COM NEW 620076307   311,081 673 SH   SOLE 0 0 0 673
MSCI INC COM 55354G100   400,207 667 SH   SOLE 0 0 0 667
NATWEST GROUP PLC SPONS ADR 639057207   638,473 62,780 SH   SOLE 0 0 0 62,780
NETAPP INC COM 64110D104   258,626 2,228 SH   SOLE 0 0 0 2,228
NETFLIX INC COM 64110L106   578,467 649 SH   SOLE 0 0 0 649
NEXTERA ENERGY INC COM 65339F101   402,754 5,618 SH   SOLE 0 0 0 5,618
NIKE INC CL B 654106103   334,641 4,422 SH   SOLE 0 0 0 4,422
NORTHERN TR CORP COM 665859104   273,060 2,664 SH   SOLE 0 0 0 2,664
NOVARTIS AG SPONSORED ADR 66987V109   1,260,554 12,954 SH   SOLE 0 0 0 12,954
NOVO-NORDISK A S ADR 670100205   1,734,163 20,160 SH   SOLE 0 0 0 20,160
NVIDIA CORPORATION COM 67066G104   7,333,652 54,611 SH   SOLE 0 0 0 54,611
NVR INC COM 62944T105   359,872 44 SH   SOLE 0 0 0 44
ONEOK INC NEW COM 682680103   395,644 3,941 SH   SOLE 0 0 0 3,941
OPENLANE INC COM 48238T109   761,856 38,400 SH   SOLE 0 0 0 38,400
ORACLE CORP COM 68389X105   2,066,263 12,400 SH   SOLE 0 0 0 12,400
OREILLY AUTOMOTIVE INC COM 67103H107   1,060,105 894 SH   SOLE 0 0 0 894
ORIX CORP SPONSORED ADR 686330101   531,150 5,000 SH   SOLE 0 0 0 5,000
OUTBRAIN INC COM 69002R103   80,423 11,201 SH   SOLE 0 0 0 11,201
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106   486,838 29,595 SH   SOLE 0 0 0 29,595
PACER FDS TR TRENDPILOT INTL 69374H683   847,985 30,558 SH   SOLE 0 0 0 30,558
PACER FDS TR TRENDP US LAR CP 69374H105   2,023,933 37,873 SH   SOLE 0 0 0 37,873
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,364,819 18,046 SH   SOLE 0 0 0 18,046
PALO ALTO NETWORKS INC COM 697435105   482,012 2,649 SH   SOLE 0 0 0 2,649
PAYCHEX INC COM 704326107   678,887 4,842 SH   SOLE 0 0 0 4,842
PAYCOM SOFTWARE INC COM 70432V102   247,194 1,206 SH   SOLE 0 0 0 1,206
PEPSICO INC COM 713448108   1,449,774 9,534 SH   SOLE 0 0 0 9,534
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   461,790 35,909 SH   SOLE 0 0 0 35,909
PHILIP MORRIS INTL INC COM 718172109   2,250,420 18,699 SH   SOLE 0 0 0 18,699
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   9,582,790 95,503 SH   SOLE 0 0 0 95,503
PLDT INC SPONSORED ADR 69344D408   643,125 29,035 SH   SOLE 0 0 0 29,035
PNC FINL SVCS GROUP INC COM 693475105   1,541,685 7,994 SH   SOLE 0 0 0 7,994
PROCTER AND GAMBLE CO COM 742718109   3,313,153 19,762 SH   SOLE 0 0 0 19,762
PROGRESSIVE CORP COM 743315103   759,146 3,168 SH   SOLE 0 0 0 3,168
PROSPECT CAP CORP COM 74348T102   299,381 69,462 SH   SOLE 0 0 0 69,462
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   214,520 2,539 SH   SOLE 0 0 0 2,539
PULTE GROUP INC COM 745867101   551,252 5,062 SH   SOLE 0 0 0 5,062
QUALCOMM INC COM 747525103   200,628 1,306 SH   SOLE 0 0 0 1,306
QUANTA SVCS INC COM 74762E102   290,134 918 SH   SOLE 0 0 0 918
RELIANCE INC COM 759509102   242,873 902 SH   SOLE 0 0 0 902
RELX PLC SPONSORED ADR 759530108   2,186,564 48,141 SH   SOLE 0 0 0 48,141
REPUBLIC SVCS INC COM 760759100   713,438 3,546 SH   SOLE 0 0 0 3,546
RIO TINTO PLC SPONSORED ADR 767204100   208,423 3,544 SH   SOLE 0 0 0 3,544
ROSS STORES INC COM 778296103   210,417 1,391 SH   SOLE 0 0 0 1,391
ROYAL BK CDA COM 780087102   539,282 4,475 SH   SOLE 0 0 0 4,475
RPM INTL INC COM 749685103   210,929 1,714 SH   SOLE 0 0 0 1,714
RTX CORPORATION COM 75513E101   782,383 6,761 SH   SOLE 0 0 0 6,761
S&P GLOBAL INC COM 78409V104   614,071 1,233 SH   SOLE 0 0 0 1,233
SALESFORCE INC COM 79466L302   355,727 1,064 SH   SOLE 0 0 0 1,064
SAP SE SPON ADR 803054204   929,935 3,777 SH   SOLE 0 0 0 3,777
SAVERONE 2014 LTD SPONSORED ADS 80516T204   622,744 622,744 SH   SOLE 0 0 0 622,744
SCHWAB CHARLES CORP COM 808513105   257,481 3,479 SH   SOLE 0 0 0 3,479
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,294,233 394,283 SH   SOLE 0 0 0 394,283
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,861,687 123,455 SH   SOLE 0 0 0 123,455
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   265,246 10,257 SH   SOLE 0 0 0 10,257
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,189,185 42,669 SH   SOLE 0 0 0 42,669
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   712,501 27,330 SH   SOLE 0 0 0 27,330
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   302,379 8,808 SH   SOLE 0 0 0 8,808
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,639,104 99,103 SH   SOLE 0 0 0 99,103
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   5,211,662 214,560 SH   SOLE 0 0 0 214,560
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   5,871,808 197,704 SH   SOLE 0 0 0 197,704
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   10,226,788 352,041 SH   SOLE 0 0 0 352,041
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,790,053 53,901 SH   SOLE 0 0 0 53,901
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   208,399 4,312 SH   SOLE 0 0 0 4,312
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   546,068 2,434 SH   SOLE 0 0 0 2,434
SERVICENOW INC COM 81762P102   334,998 316 SH   SOLE 0 0 0 316
SHELL PLC SPON ADS 780259305   300,971 4,804 SH   SOLE 0 0 0 4,804
SHERWIN WILLIAMS CO COM 824348106   808,738 2,379 SH   SOLE 0 0 0 2,379
SHOPIFY INC CL A 82509L107   296,235 2,786 SH   SOLE 0 0 0 2,786
SIMON PPTY GROUP INC NEW COM 828806109   363,363 2,110 SH   SOLE 0 0 0 2,110
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS DWNSD 82889N202   256,151 7,676 SH   SOLE 0 0 0 7,676
SK TELECOM CO LTD SPONSORED ADR 78440P306   269,796 12,823 SH   SOLE 0 0 0 12,823
SMART SAND INC COM 83191H107   26,528 11,790 SH   SOLE 0 0 0 11,790
SONY GROUP CORP SPONSORED ADR 835699307   234,284 11,072 SH   SOLE 0 0 0 11,072
SPDR S&P 500 ETF TR TR UNIT 78462F103   264,656 452 SH   SOLE 0 0 0 452
SPDR SER TR S&P DIVID ETF 78464A763   223,117 1,689 SH   SOLE 0 0 0 1,689
SPOTIFY TECHNOLOGY S A SHS L8681T102   457,670 1,023 SH   SOLE 0 0 0 1,023
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   220,334 5,280 SH   SOLE 0 0 0 5,280
STARBUCKS CORP COM 855244109   232,688 2,550 SH   SOLE 0 0 0 2,550
STEEL DYNAMICS INC COM 858119100   283,350 2,484 SH   SOLE 0 0 0 2,484
STRYKER CORPORATION COM 863667101   291,166 809 SH   SOLE 0 0 0 809
SUNCOR ENERGY INC NEW COM 867224107   361,795 10,140 SH   SOLE 0 0 0 10,140
SYNCHRONY FINANCIAL COM 87165B103   568,165 8,741 SH   SOLE 0 0 0 8,741
T-MOBILE US INC COM 872590104   324,252 1,469 SH   SOLE 0 0 0 1,469
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,116,895 10,719 SH   SOLE 0 0 0 10,719
TARGET CORP COM 87612E106   343,492 2,541 SH   SOLE 0 0 0 2,541
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608   226,679 28,124 SH   SOLE 0 0 0 28,124
TELEFONICA BRASIL SA NEW ADR 87936R205   251,234 33,276 SH   SOLE 0 0 0 33,276
TESLA INC COM 88160R101   1,573,517 3,896 SH   SOLE 0 0 0 3,896
TEXAS INSTRS INC COM 882508104   235,138 1,254 SH   SOLE 0 0 0 1,254
THE TRADE DESK INC COM CL A 88339J105   273,140 2,324 SH   SOLE 0 0 0 2,324
THERMO FISHER SCIENTIFIC INC COM 883556102   440,635 847 SH   SOLE 0 0 0 847
TJX COS INC NEW COM 872540109   545,820 4,518 SH   SOLE 0 0 0 4,518
TOYOTA MOTOR CORP ADS 892331307   243,263 1,250 SH   SOLE 0 0 0 1,250
TRAVELERS COMPANIES INC COM 89417E109   1,124,174 4,667 SH   SOLE 0 0 0 4,667
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204   154,287 23,700 SH   SOLE 0 0 0 23,700
UBER TECHNOLOGIES INC COM 90353T100   217,695 3,609 SH   SOLE 0 0 0 3,609
UBS GROUP AG SHS H42097107   1,053,529 34,747 SH   SOLE 0 0 0 34,747
ULTA BEAUTY INC COM 90384S303   216,160 497 SH   SOLE 0 0 0 497
UNILEVER PLC SPON ADR NEW 904767704   226,517 3,995 SH   SOLE 0 0 0 3,995
UNION PAC CORP COM 907818108   1,448,115 6,350 SH   SOLE 0 0 0 6,350
UNITED PARCEL SERVICE INC CL B 911312106   223,197 1,770 SH   SOLE 0 0 0 1,770
UNITEDHEALTH GROUP INC COM 91324P102   2,659,791 5,258 SH   SOLE 0 0 0 5,258
US BANCORP DEL COM NEW 902973304   443,901 9,281 SH   SOLE 0 0 0 9,281
VALE S A SPONSORED ADS 91912E105   383,379 43,222 SH   SOLE 0 0 0 43,222
VALERO ENERGY CORP COM 91913Y100   573,599 4,679 SH   SOLE 0 0 0 4,679
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   292,541 1,208 SH   SOLE 0 0 0 1,208
VANGUARD BD INDEX FDS INTERMED TERM 921937819   734,021 9,822 SH   SOLE 0 0 0 9,822
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,355,702 17,545 SH   SOLE 0 0 0 17,545
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   5,541,363 111,676 SH   SOLE 0 0 0 111,676
VANGUARD INDEX FDS LARGE CAP ETF 922908637   40,809,122 151,313 SH   SOLE 0 0 0 151,313
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,852,205 5,294 SH   SOLE 0 0 0 5,294
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,818,514 45,025 SH   SOLE 0 0 0 45,025
VANGUARD INDEX FDS VALUE ETF 922908744   11,496,710 67,907 SH   SOLE 0 0 0 67,907
VANGUARD INDEX FDS MID CAP ETF 922908629   408,657 1,547 SH   SOLE 0 0 0 1,547
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,062,256 5,360 SH   SOLE 0 0 0 5,360
VANGUARD INDEX FDS GROWTH ETF 922908736   11,607,913 28,282 SH   SOLE 0 0 0 28,282
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,718,074 16,280 SH   SOLE 0 0 0 16,280
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   21,608,045 490,646 SH   SOLE 0 0 0 490,646
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,087,954 9,261 SH   SOLE 0 0 0 9,261
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   360,100 7,437 SH   SOLE 0 0 0 7,437
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   40,291,440 694,680 SH   SOLE 0 0 0 694,680
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,097,624 18,866 SH   SOLE 0 0 0 18,866
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   497,800 2,542 SH   SOLE 0 0 0 2,542
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,375,346 23,339 SH   SOLE 0 0 0 23,339
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   44,653,786 933,789 SH   SOLE 0 0 0 933,789
VANGUARD WELLINGTON FD US QUALITY 921935706   370,118 2,627 SH   SOLE 0 0 0 2,627
VANGUARD WELLINGTON FD US MOMENTUM 921935508   408,788 2,487 SH   SOLE 0 0 0 2,487
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   524,058 4,427 SH   SOLE 0 0 0 4,427
VANGUARD WORLD FD INF TECH ETF 92204A702   486,869 783 SH   SOLE 0 0 0 783
VANGUARD WORLD FD FINANCIALS ETF 92204A405   243,224 2,060 SH   SOLE 0 0 0 2,060
VERISK ANALYTICS INC COM 92345Y106   633,237 2,299 SH   SOLE 0 0 0 2,299
VERIZON COMMUNICATIONS INC COM 92343V104   2,686,761 67,186 SH   SOLE 0 0 0 67,186
VIATRIS INC COM 92556V106   148,815 11,953 SH   SOLE 0 0 0 11,953
VIPSHOP HLDGS LTD SPONSORED ADS A 92763W103   151,834 11,272 SH   SOLE 0 0 0 11,272
VISA INC COM CL A 92826C839   3,960,241 12,531 SH   SOLE 0 0 0 12,531
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   234,392 27,608 SH   SOLE 0 0 0 27,608
WALKER & DUNLOP INC COM 93148P102   13,453,961 138,401 SH   SOLE 0 0 0 138,401
WALMART INC COM 931142103   4,938,085 54,655 SH   SOLE 0 0 0 54,655
WASTE MGMT INC DEL COM 94106L109   1,504,642 7,456 SH   SOLE 0 0 0 7,456
WELLS FARGO CO NEW COM 949746101   1,058,422 15,069 SH   SOLE 0 0 0 15,069
WELLTOWER INC COM 95040Q104   256,849 2,038 SH   SOLE 0 0 0 2,038
WILLIAMS SONOMA INC COM 969904101   285,177 1,540 SH   SOLE 0 0 0 1,540
WIPRO LTD SPON ADR 1 SH 97651M109   69,076 19,513 SH   SOLE 0 0 0 19,513
WISDOMTREE TR INTL QULTY DIV 97717X131   3,966,376 115,942 SH   SOLE 0 0 0 115,942
WP CAREY INC COM 92936U109   210,402 3,862 SH   SOLE 0 0 0 3,862
YUM BRANDS INC COM 988498101   417,821 3,114 SH   SOLE 0 0 0 3,114
ZOETIS INC CL A 98978V103   1,005,034 6,168 SH   SOLE 0 0 0 6,168