The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   287,874 1,620 SH   SOLE   0 0 1,620
ALPHABET INC CAP STK CL C 02079K107   1,355,933 7,120 SH   SOLE   0 0 7,120
ALPHABET INC CAP STK CL A 02079K305   1,654,482 8,740 SH   SOLE   0 0 8,740
ALTRIA GROUP INC COM 02209S103   310,369 5,936 SH   SOLE   0 0 5,936
AMAZON COM INC COM 023135106   2,703,982 12,325 SH   SOLE   0 0 12,325
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,465,720 41,941 SH   SOLE   0 0 41,941
AMERICAN CENTY ETF TR US EQT ETF 025072885   15,213,682 156,955 SH   SOLE   0 0 156,955
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   6,991,621 113,926 SH   SOLE   0 0 113,926
AMERICAN CENTY ETF TR US SML CP VALU 025072877   8,248,506 85,450 SH   SOLE   0 0 85,450
APPLE INC COM 037833100   4,720,918 18,852 SH   SOLE   0 0 18,852
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   602,862 1,330 SH   SOLE   0 0 1,330
BLACKSTONE INC COM 09260D107   431,050 2,500 SH   SOLE   0 0 2,500
BRISTOL-MYERS SQUIBB CO COM 110122108   415,280 7,342 SH   SOLE   0 0 7,342
CATERPILLAR INC COM 149123101   997,590 2,750 SH   SOLE   0 0 2,750
CISCO SYS INC COM 17275R102   513,323 8,671 SH   SOLE   0 0 8,671
COSTCO WHSL CORP NEW COM 22160K105   2,697,499 2,944 SH   SOLE   0 0 2,944
DEERE & CO COM 244199105   1,271,100 3,000 SH   SOLE   0 0 3,000
DEVON ENERGY CORP NEW COM 25179M103   333,846 10,200 SH   SOLE   0 0 10,200
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,536,426 43,304 SH   SOLE   0 0 43,304
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,298,231 35,314 SH   SOLE   0 0 35,314
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   4,050,753 98,992 SH   SOLE   0 0 98,992
DISNEY WALT CO COM 254687106   396,629 3,562 SH   SOLE   0 0 3,562
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   221,475 3,750 SH   SOLE   0 0 3,750
FLEXSHARES TR STOXX GLOBR INF 33939L795   371,156 6,845 SH   SOLE   0 0 6,845
FLEXSHARES TR IBOXX 3R TARGT 33939L506   701,236 29,726 SH   SOLE   0 0 29,726
FLEXSHARES TR MORNSTAR UPSTR 33939L407   614,302 16,895 SH   SOLE   0 0 16,895
FLEXSHARES TR MSTAR EMKT FAC 33939L308   1,209,484 23,738 SH   SOLE   0 0 23,738
FLEXSHARES TR M STAR DEV MKT 33939L803   920,485 13,362 SH   SOLE   0 0 13,362
FLEXSHARES TR MORNSTAR USMKT 33939L100   5,275,572 24,429 SH   SOLE   0 0 24,429
ISHARES TR MSCI USA QLT FCT 46432F339   789,607 4,434 SH   SOLE   0 0 4,434
ISHARES TR CALIF MUN BD ETF 464288356   598,691 10,452 SH   SOLE   0 0 10,452
ISHARES TR IBOXX HI YD ETF 464288513   456,170 5,800 SH   SOLE   0 0 5,800
ISHARES TR SELECT DIVID ETF 464287168   804,020 6,124 SH   SOLE   0 0 6,124
ISHARES TR MSCI EAFE ETF 464287465   362,928 4,800 SH   SOLE   0 0 4,800
JOHNSON & JOHNSON COM 478160104   575,588 3,980 SH   SOLE   0 0 3,980
MICROSOFT CORP COM 594918104   1,152,803 2,735 SH   SOLE   0 0 2,735
NVIDIA CORPORATION COM 67066G104   381,115 2,838 SH   SOLE   0 0 2,838
PALANTIR TECHNOLOGIES INC CL A 69608A108   228,403 3,020 SH   SOLE   0 0 3,020
PEPSICO INC COM 713448108   372,699 2,451 SH   SOLE   0 0 2,451
PFIZER INC COM 717081103   255,749 9,640 SH   SOLE   0 0 9,640
PROCTER AND GAMBLE CO COM 742718109   5,442,757 32,465 SH   SOLE   0 0 32,465
QUALCOMM INC COM 747525103   2,451,929 15,961 SH   SOLE   0 0 15,961
REALTY INCOME CORP COM 756109104   320,460 6,000 SH   SOLE   0 0 6,000
RTX CORPORATION COM 75513E101   406,177 3,510 SH   SOLE   0 0 3,510
SCHWAB CHARLES CORP COM 808513105   384,852 5,200 SH   SOLE   0 0 5,200
SPDR S&P 500 ETF TR TR UNIT 78462F103   509,890 870 SH   SOLE   0 0 870
TARGET CORP COM 87612E106   202,770 1,500 SH   SOLE   0 0 1,500
UWM HOLDINGS CORPORATION COM CL A 91823B109   132,075 22,500 SH   SOLE   0 0 22,500
VANGUARD INDEX FDS VALUE ETF 922908744   330,135 1,950 SH   SOLE   0 0 1,950
VANGUARD INDEX FDS MID CAP ETF 922908629   343,105 1,299 SH   SOLE   0 0 1,299
VANGUARD INDEX FDS TOTAL STK MKT 922908769   15,662,410 54,044 SH   SOLE   0 0 54,044
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   638,055 11,114 SH   SOLE   0 0 11,114
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,023,049 23,230 SH   SOLE   0 0 23,230
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,431,954 176,327 SH   SOLE   0 0 176,327
WALMART INC COM 931142103   271,050 3,000 SH   SOLE   0 0 3,000
ZIMMER BIOMET HOLDINGS INC COM 98956P102   242,949 2,300 SH   SOLE   0 0 2,300