The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT & T Inc. Com 00206R102   159,702 8,357 SH   SOLE 0 8,357 0 0
AT & T Inc. Com 00206R102   112,023 5,862 SH   DFND 0 5,862 0 0
Abbott Laboratories Com 002824100   2,975,359 28,634 SH   SOLE 0 24,368 0 4,266
Abbott Laboratories Com 002824100   1,326,931 12,770 SH   DFND 0 12,770 0 0
AbbVie Inc. Com 00287Y109   2,431,982 14,179 SH   SOLE 0 13,229 0 950
AbbVie Inc. Com 00287Y109   898,765 5,240 SH   DFND 0 5,240 0 0
Adobe Systems, Inc. Com 00724F101   9,845,835 17,723 SH   SOLE 0 16,141 9 1,573
Adobe Systems, Inc. Com 00724F101   479,987 864 SH   DFND 0 864 0 0
Advanced Micro Devices, Inc. Com 007903107   338,532 2,087 SH   SOLE 0 2,087 0 0
Advanced Micro Devices, Inc. Com 007903107   104,301 643 SH   DFND 0 643 0 0
Air Products And Chemicals, Inc. Com 009158106   3,999,517 15,499 SH   SOLE 0 14,864 0 635
Air Products And Chemicals, Inc. Com 009158106   988,848 3,832 SH   DFND 0 3,832 0 0
Albemarle Corp. Com 012653101   4,488,485 46,990 SH   SOLE 0 42,899 25 4,066
Albemarle Corp. Com 012653101   206,228 2,159 SH   DFND 0 2,159 0 0
Alphabet Inc Class C Com 02079K107   26,233,095 143,022 SH   SOLE 0 131,119 24 11,879
Alphabet Inc Class C Com 02079K107   2,082,000 11,351 SH   DFND 0 11,351 0 0
Alphabet Inc Class A Com 02079K305   3,932,072 21,587 SH   SOLE 0 21,587 0 0
Alphabet Inc Class A Com 02079K305   1,078,874 5,923 SH   DFND 0 5,923 0 0
Altria Group Inc Com 02209S103   244,467 5,367 SH   SOLE 0 3,867 0 1,500
Altria Group Inc Com 02209S103   99,299 2,180 SH   DFND 0 2,180 0 0
Amazon.com Inc. Com 023135106   1,551,604 8,029 SH   SOLE 0 7,759 0 270
Amazon.com Inc. Com 023135106   1,133,411 5,865 SH   DFND 0 5,865 0 0
American Electric Power Co. Com 025537101   288,401 3,287 SH   SOLE 0 3,287 0 0
American Electric Power Co. Com 025537101   85,108 970 SH   DFND 0 970 0 0
American Express Company Com 025816109   398,729 1,722 SH   SOLE 0 1,722 0 0
American Express Company Com 025816109   11,809 51 SH   DFND 0 51 0 0
Cencora Inc Com 03073E105   1,955,153 8,678 SH   SOLE 0 7,977 7 694
Amgen Inc. Com 031162100   1,472,577 4,713 SH   SOLE 0 4,713 0 0
Amgen Inc. Com 031162100   82,799 265 SH   DFND 0 265 0 0
Elevance Health Inc Com 036752103   367,923 679 SH   SOLE 0 679 0 0
Elevance Health Inc Com 036752103   27,093 50 SH   DFND 0 50 0 0
Apple, Inc. Com 037833100   42,727,848 202,867 SH   SOLE 0 186,745 15 16,107
Apple, Inc. Com 037833100   5,952,964 28,264 SH   DFND 0 23,664 0 4,600
Automatic Data Processing Com 053015103   3,345,718 14,017 SH   SOLE 0 11,617 0 2,400
Automatic Data Processing Com 053015103   1,329,503 5,570 SH   DFND 0 5,570 0 0
Bank Of America Corp. Com 060505104   169,420 4,260 SH   SOLE 0 4,260 0 0
Bank Of America Corp. Com 060505104   74,092 1,863 SH   DFND 0 1,863 0 0
Bank of Montreal Com 063671101   318,462 3,798 SH   SOLE 0 1,698 0 2,100
Bank of Montreal Com 063671101   198,725 2,370 SH   DFND 0 2,370 0 0
Berkshire Hathaway Inc Class A Com 084670108   1,224,482 2 SH   SOLE 0 0 0 2
Berkshire Hathaway Inc Cl B Com 084670702   18,364,172 45,143 SH   SOLE 0 40,940 13 4,190
Berkshire Hathaway Inc Cl B Com 084670702   515,416 1,267 SH   DFND 0 1,267 0 0
Berry Global Group Inc Com 08579W103   4,739,367 80,533 SH   SOLE 0 73,859 50 6,624
Berry Global Group Inc Com 08579W103   168,311 2,860 SH   DFND 0 2,860 0 0
Blackrock, Inc. Com 09247X101   6,956,760 8,836 SH   SOLE 0 8,065 0 771
Blackrock, Inc. Com 09247X101   218,088 277 SH   DFND 0 277 0 0
Blackstone Group Inc Com 09260D107   6,740,167 54,444 SH   SOLE 0 50,524 37 3,883
Blackstone Group Inc Com 09260D107   338,345 2,733 SH   DFND 0 2,733 0 0
Boeing Company Com 097023105   5,369,841 29,503 SH   SOLE 0 26,045 8 3,450
Boeing Company Com 097023105   559,135 3,072 SH   DFND 0 3,072 0 0
Broadcom Inc Com 11135F101   208,719 130 SH   SOLE 0 130 0 0
Broadcom Inc Com 11135F101   16,055 10 SH   DFND 0 10 0 0
CDW Corporation Com 12514G108   4,445,462 19,860 SH   SOLE 0 18,634 18 1,208
CDW Corporation Com 12514G108   211,976 947 SH   DFND 0 947 0 0
CSX Corporation Com 126408103   904,187 27,031 SH   SOLE 0 9,631 0 17,400
CSX Corporation Com 126408103   150,525 4,500 SH   DFND 0 4,500 0 0
CVS Health Com 126650100   152,552 2,583 SH   SOLE 0 2,478 0 105
CVS Health Com 126650100   208,954 3,538 SH   DFND 0 3,538 0 0
Canadian National Railway Com 136375102   10,232,421 86,620 SH   SOLE 0 79,974 25 6,621
Canadian National Railway Com 136375102   1,141,490 9,663 SH   DFND 0 9,663 0 0
Capital One Financial Corporation Com 14040H105   243,672 1,760 SH   SOLE 0 1,760 0 0
Caterpillar, Inc. Com 149123101   506,645 1,521 SH   SOLE 0 1,371 0 150
Caterpillar, Inc. Com 149123101   146,564 440 SH   DFND 0 440 0 0
Chevron Corp Com 166764100   1,654,454 10,577 SH   SOLE 0 9,305 0 1,272
Chevron Corp Com 166764100   521,974 3,337 SH   DFND 0 2,737 0 600
Cisco Systems, Inc. Com 17275R102   238,785 5,026 SH   SOLE 0 4,026 0 1,000
Cisco Systems, Inc. Com 17275R102   78,059 1,643 SH   DFND 0 443 0 1,200
Cleveland Cliffs Inc Com 185899101   153,900 10,000 SH   DFND 0 10,000 0 0
Coca Cola Company Com 191216100   468,910 7,367 SH   SOLE 0 7,367 0 0
Coca Cola Company Com 191216100   66,896 1,051 SH   DFND 0 1,051 0 0
Cognizant Technology Solutions Corp Com 192446102   306,544 4,508 SH   SOLE 0 3,741 0 767
Cognizant Technology Solutions Corp Com 192446102   10,540 155 SH   DFND 0 155 0 0
Colgate-Palmolive Company Com 194162103   948,081 9,770 SH   SOLE 0 7,870 0 1,900
Colgate-Palmolive Company Com 194162103   668,606 6,890 SH   DFND 0 6,890 0 0
Comcast Corp Class A Com 20030N101   383,807 9,801 SH   SOLE 0 9,601 0 200
Comcast Corp Class A Com 20030N101   23,457 599 SH   DFND 0 599 0 0
Consolidated Edison Inc. Com 209115104   315,742 3,531 SH   SOLE 0 3,531 0 0
Constellation Brands Inc - A Com 21036P108   8,154,490 31,695 SH   SOLE 0 28,547 8 3,140
Constellation Brands Inc - A Com 21036P108   468,507 1,821 SH   DFND 0 1,821 0 0
Costco Wholesale Corp Com 22160K105   21,507,297 25,303 SH   SOLE 0 22,888 4 2,411
Costco Wholesale Corp Com 22160K105   592,443 697 SH   DFND 0 697 0 0
Cummins, Inc. Com 231021106   585,707 2,115 SH   SOLE 0 2,115 0 0
Cummins, Inc. Com 231021106   1,005,256 3,630 SH   DFND 0 3,530 0 100
Danaher Inc Com 235851102   875,724 3,505 SH   SOLE 0 3,075 0 430
Danaher Inc Com 235851102   193,634 775 SH   DFND 0 775 0 0
Deere & Co. Com 244199105   9,960,602 26,659 SH   SOLE 0 24,770 8 1,881
Deere & Co. Com 244199105   357,190 956 SH   DFND 0 856 0 100
Walt Disney Co Com 254687106   5,425,901 54,647 SH   SOLE 0 49,292 44 5,311
Walt Disney Co Com 254687106   260,041 2,619 SH   DFND 0 2,219 0 400
Dominion Energy Inc. Com 25746U109   220,304 4,496 SH   SOLE 0 3,846 0 650
Dominion Energy Inc. Com 25746U109   4,900 100 SH   DFND 0 100 0 0
Dover Corp Com 260003108   197,232 1,093 SH   SOLE 0 1,093 0 0
Dover Corp Com 260003108   660,086 3,658 SH   DFND 0 3,658 0 0
Duke Energy Corp Com 26441C204   584,742 5,834 SH   SOLE 0 5,574 0 260
Duke Energy Corp Com 26441C204   248,169 2,476 SH   DFND 0 2,476 0 0
EOG Resources, Inc Com 26875P101   3,691,138 29,325 SH   SOLE 0 27,054 21 2,250
EOG Resources, Inc Com 26875P101   166,904 1,326 SH   DFND 0 1,326 0 0
Ecolab Inc. Com 278865100   4,626,720 19,440 SH   SOLE 0 18,029 13 1,398
Ecolab Inc. Com 278865100   837,760 3,520 SH   DFND 0 3,520 0 0
Emerson Corp. Com 291011104   2,620,266 23,786 SH   SOLE 0 20,027 0 3,759
Emerson Corp. Com 291011104   201,372 1,828 SH   DFND 0 1,828 0 0
Enbridge Inc Com 29250N105   5,449,470 153,118 SH   SOLE 0 142,160 99 10,859
Enbridge Inc Com 29250N105   454,022 12,757 SH   DFND 0 12,757 0 0
Exxon Mobil Corp. Com 30231G102   10,340,424 89,823 SH   SOLE 0 82,936 25 6,862
Exxon Mobil Corp. Com 30231G102   1,662,448 14,441 SH   DFND 0 14,441 0 0
Meta Platforms Inc. Com 30303M102   3,270,371 6,486 SH   SOLE 0 5,911 0 575
Meta Platforms Inc. Com 30303M102   171,939 341 SH   DFND 0 341 0 0
First Source Corp Com 336901103   96,087 1,792 SH   SOLE 0 1,792 0 0
First Source Corp Com 336901103   116,195 2,167 SH   DFND 0 1,001 0 1,166
Fiserv Inc Com 337738108   178,252 1,196 SH   SOLE 0 696 0 500
Fiserv Inc Com 337738108   79,289 532 SH   DFND 0 532 0 0
Flexshares Credit Scored US Corp Bond Fund Com 33939L761   13,776,601 290,217 SH   SOLE 0 275,805 0 14,412
Flexshares Credit Scored US Corp Bond Fund Com 33939L761   549,608 11,578 SH   DFND 0 11,578 0 0
Flexshares Developed ex-US Factor Tilt Fund Com 33939L803   8,234,489 117,787 SH   SOLE 0 110,413 130 7,244
Flexshares Developed ex-US Factor Tilt Fund Com 33939L803   141,568 2,025 SH   DFND 0 2,025 0 0
General Dynamics Com 369550108   400,973 1,382 SH   SOLE 0 1,327 0 55
General Dynamics Com 369550108   29,014 100 SH   DFND 0 100 0 0
General Mills Inc. Com 370334104   1,198,397 18,944 SH   SOLE 0 17,544 0 1,400
General Mills Inc. Com 370334104   120,510 1,905 SH   DFND 0 1,605 0 300
Genuine Parts Co. Com 372460105   1,265,351 9,148 SH   SOLE 0 8,048 0 1,100
Genuine Parts Co. Com 372460105   143,853 1,040 SH   DFND 0 1,040 0 0
Gilead Sciences, Inc Com 375558103   137,220 2,000 SH   SOLE 0 2,000 0 0
Gilead Sciences, Inc Com 375558103   100,857 1,470 SH   DFND 0 1,470 0 0
Home Depot, Inc. Com 437076102   472,986 1,374 SH   SOLE 0 1,228 0 146
Home Depot, Inc. Com 437076102   139,761 406 SH   DFND 0 406 0 0
Honeywell International, Inc. Com 438516106   721,765 3,380 SH   SOLE 0 3,380 0 0
Honeywell International, Inc. Com 438516106   174,249 816 SH   DFND 0 816 0 0
Horizon Bancorp Inc Com 440407104   5,632,828 455,362 SH   SOLE 0 435,781 0 19,581
Horizon Bancorp Inc Com 440407104   6,754 546 SH   DFND 0 546 0 0
ITT Inc Com 45073V108   206,688 1,600 SH   SOLE 0 1,600 0 0
ITT Inc Com 45073V108   51,672 400 SH   DFND 0 400 0 0
Illinois Tool Works Com 452308109   2,157,047 9,103 SH   SOLE 0 7,903 0 1,200
Illinois Tool Works Com 452308109   189,094 798 SH   DFND 0 798 0 0
Intel Corporation Com 458140100   165,597 5,347 SH   SOLE 0 5,047 0 300
Intel Corporation Com 458140100   62,869 2,030 SH   DFND 0 2,030 0 0
International Business Machines Corp. Com 459200101   150,121 868 SH   SOLE 0 868 0 0
International Business Machines Corp. Com 459200101   424,765 2,456 SH   DFND 0 2,056 0 400
Invesco QQQ Trust Com 46090E103   2,113,833 4,412 SH   SOLE 0 4,402 0 10
Invesco QQQ Trust Com 46090E103   100,613 210 SH   DFND 0 210 0 0
iShares S&P 100 Com 464287101   20,201,771 76,435 SH   SOLE 0 67,988 0 8,447
iShares S&P 100 Com 464287101   173,117 655 SH   DFND 0 655 0 0
iShares TR Morningstar Large-Cap ETF Com 464287127   440,647 5,862 SH   SOLE 0 5,862 0 0
iShares Core S&P 500 ETF Com 464287200   265,954 486 SH   SOLE 0 486 0 0
iShares Core S&P 500 ETF Com 464287200   26,814 49 SH   DFND 0 49 0 0
iShares MSCI EAFE Index Fund Com 464287465   4,212,822 53,783 SH   SOLE 0 47,730 0 6,053
iShares MSCI EAFE Index Fund Com 464287465   62,899 803 SH   DFND 0 803 0 0
S&P Midcap 400 Index Fund I Shares Com 464287507   14,794,090 252,804 SH   SOLE 0 235,090 185 17,529
S&P Midcap 400 Index Fund I Shares Com 464287507   238,996 4,084 SH   DFND 0 4,084 0 0
iShares TR Expanded Tech Sector ETF Com 464287549   222,383 2,358 SH   SOLE 0 2,358 0 0
iShares S&P Midcap 400 Growth Com 464287606   541,348 6,144 SH   SOLE 0 6,144 0 0
iShares US Technology Fund Com 464287721   359,244 2,387 SH   SOLE 0 2,355 0 32
iShares US Technology Fund Com 464287721   16,104 107 SH   DFND 0 107 0 0
iShares DJ U.S. Healthcare Sector Com 464287762   291,033 4,750 SH   SOLE 0 4,750 0 0
S&P Smallcap 600 Index Fund I Shares Com 464287804   22,900,969 214,710 SH   SOLE 0 197,255 103 17,352
S&P Smallcap 600 Index Fund I Shares Com 464287804   649,879 6,093 SH   DFND 0 6,093 0 0
JPMorgan Chase & Co. Com 46625H100   15,589,999 77,079 SH   SOLE 0 70,663 24 6,392
JPMorgan Chase & Co. Com 46625H100   2,050,310 10,137 SH   DFND 0 10,137 0 0
Johnson & Johnson Com 478160104   5,571,327 38,118 SH   SOLE 0 33,775 0 4,343
Johnson & Johnson Com 478160104   1,417,167 9,696 SH   DFND 0 8,596 0 1,100
Kimberly-Clark Corp Com 494368103   345,362 2,499 SH   SOLE 0 2,499 0 0
Kimberly-Clark Corp Com 494368103   19,624 142 SH   DFND 0 142 0 0
Lamar Advertising Co Com 512816109   229,856 1,923 SH   SOLE 0 1,923 0 0
Lamar Advertising Co Com 512816109   20,320 170 SH   DFND 0 170 0 0
Eli Lilly & Co. Com 532457108   4,131,249 4,563 SH   SOLE 0 4,414 0 149
Eli Lilly & Co. Com 532457108   851,057 940 SH   DFND 0 940 0 0
Lockheed Martin Corp. Com 539830109   1,065,455 2,281 SH   SOLE 0 2,256 0 25
Lockheed Martin Corp. Com 539830109   342,384 733 SH   DFND 0 733 0 0
Lowe's Companies Com 548661107   5,754,447 26,102 SH   SOLE 0 24,611 13 1,478
Lowe's Companies Com 548661107   510,144 2,314 SH   DFND 0 2,314 0 0
Marsh & McLennan Cos Inc Com 571748102   12,405,508 58,872 SH   SOLE 0 55,357 23 3,492
Marsh & McLennan Cos Inc Com 571748102   349,795 1,660 SH   DFND 0 1,660 0 0
Masco Corp. Com 574599106   3,893,195 58,395 SH   SOLE 0 53,024 38 5,333
Masco Corp. Com 574599106   111,206 1,668 SH   DFND 0 1,668 0 0
MasterCard Inc Com 57636Q104   17,194,652 38,976 SH   SOLE 0 36,191 10 2,775
MasterCard Inc Com 57636Q104   370,133 839 SH   DFND 0 839 0 0
McDonald's Corp Com 580135101   11,825,850 46,405 SH   SOLE 0 45,273 0 1,132
McDonald's Corp Com 580135101   3,103,696 12,179 SH   DFND 0 12,179 0 0
Merck & Co. Inc Com 58933Y105   606,620 4,900 SH   SOLE 0 4,900 0 0
Merck & Co. Inc Com 58933Y105   43,082 348 SH   DFND 0 348 0 0
Microsoft Corp Com 594918104   12,828,359 28,702 SH   SOLE 0 26,801 13 1,888
Microsoft Corp Com 594918104   2,472,527 5,532 SH   DFND 0 4,032 0 1,500
NNN RIET Inc Com 637417106   1,258,830 29,550 SH   SOLE 0 27,695 0 1,855
NNN RIET Inc Com 637417106   146,246 3,433 SH   DFND 0 3,433 0 0
Netflix, Inc. Com 64110L106   716,723 1,062 SH   SOLE 0 1,062 0 0
Netflix, Inc. Com 64110L106   13,498 20 SH   DFND 0 20 0 0
Nextera Energy Inc Com 65339F101   7,377,340 104,185 SH   SOLE 0 84,637 30 19,518
Nextera Energy Inc Com 65339F101   463,522 6,546 SH   DFND 0 6,546 0 0
Nike, Inc. Com 654106103   5,432,896 72,083 SH   SOLE 0 66,445 10 5,628
Nike, Inc. Com 654106103   291,833 3,872 SH   DFND 0 3,872 0 0
Northern Trust Corporation Com 665859104   309,046 3,680 SH   SOLE 0 3,205 0 475
Northern Trust Corporation Com 665859104   73,566 876 SH   DFND 0 876 0 0
Novartis - ADR Com 66987V109   992,101 9,319 SH   SOLE 0 7,569 0 1,750
Novartis - ADR Com 66987V109   26,615 250 SH   DFND 0 250 0 0
Novo-Nordisk A/S ADR Com 670100205   13,214,156 92,575 SH   SOLE 0 84,771 34 7,770
Novo-Nordisk A/S ADR Com 670100205   396,532 2,778 SH   DFND 0 2,778 0 0
Nvidia Corp. Com 67066G104   117,058,845 947,538 SH   SOLE 0 862,897 120 84,521
Nvidia Corp. Com 67066G104   10,456,673 84,642 SH   DFND 0 84,642 0 0
Oneok, Inc. Com 682680103   351,644 4,312 SH   SOLE 0 2,298 0 2,014
Oneok, Inc. Com 682680103   324,406 3,978 SH   DFND 0 3,978 0 0
Oracle Corp. Com 68389X105   5,436,059 38,499 SH   SOLE 0 32,639 0 5,860
Oracle Corp. Com 68389X105   1,055,611 7,476 SH   DFND 0 7,476 0 0
Palo Alto Networks Inc Com 697435105   5,898,774 17,400 SH   SOLE 0 16,186 15 1,199
Palo Alto Networks Inc Com 697435105   317,313 936 SH   DFND 0 936 0 0
Paychex Inc. Com 704326107   442,229 3,730 SH   SOLE 0 3,340 0 390
Paychex Inc. Com 704326107   47,424 400 SH   DFND 0 400 0 0
PayPal Holdings Inc. Com 70450Y103   207,457 3,575 SH   SOLE 0 2,750 0 825
PayPal Holdings Inc. Com 70450Y103   17,699 305 SH   DFND 0 305 0 0
Pepsico, Inc. Com 713448108   12,415,271 75,276 SH   SOLE 0 67,092 7 8,177
Pepsico, Inc. Com 713448108   1,095,135 6,640 SH   DFND 0 6,240 0 400
Pfizer Inc Com 717081103   562,174 20,092 SH   SOLE 0 19,240 0 852
Pfizer Inc Com 717081103   80,498 2,877 SH   DFND 0 2,877 0 0
Philip Morris International Inc. Com 718172109   436,935 4,312 SH   SOLE 0 4,312 0 0
Philip Morris International Inc. Com 718172109   211,780 2,090 SH   DFND 0 2,090 0 0
Phillips 66 Com 718546104   539,693 3,823 SH   SOLE 0 2,748 0 1,075
Phillips 66 Com 718546104   14,117 100 SH   DFND 0 100 0 0
Plains GP Holdings LP Com 72651A207   86,045 4,572 SH   SOLE 0 3,972 0 600
Plains GP Holdings LP Com 72651A207   180,728 9,603 SH   DFND 0 9,603 0 0
Procter & Gamble Company Com 742718109   1,656,951 10,047 SH   SOLE 0 9,622 0 425
Procter & Gamble Company Com 742718109   660,175 4,003 SH   DFND 0 4,003 0 0
Progressive Corporation Com 743315103   498,504 2,400 SH   SOLE 0 2,400 0 0
Progressive Corporation Com 743315103   103,855 500 SH   DFND 0 500 0 0
Qualcomm Inc. Com 747525103   1,515,561 7,609 SH   SOLE 0 7,519 0 90
Qualcomm Inc. Com 747525103   574,634 2,885 SH   DFND 0 2,885 0 0
RTX Corporation Com 75513E101   8,083,302 80,519 SH   SOLE 0 73,114 31 7,374
RTX Corporation Com 75513E101   819,885 8,167 SH   DFND 0 8,167 0 0
Realty Income Corporation Com 756109104   506,333 9,586 SH   SOLE 0 9,001 0 585
Realty Income Corporation Com 756109104   109,179 2,067 SH   DFND 0 2,067 0 0
SPDR S&P 500 ETF Com 78462F103   12,333,658 22,663 SH   SOLE 0 19,595 0 3,068
SPDR S&P 500 ETF Com 78462F103   1,940,144 3,565 SH   DFND 0 3,565 0 0
KBW Regional Banking Spdr Com 78464A698   865,977 17,637 SH   SOLE 0 16,487 0 1,150
KBW Regional Banking Spdr Com 78464A698   156,384 3,185 SH   DFND 0 3,185 0 0
SPDR S&P Dividend ETF Com 78464A763   1,260,735 9,913 SH   SOLE 0 9,213 0 700
SPDR S&P Dividend ETF Com 78464A763   55,578 437 SH   DFND 0 437 0 0
Spdr Dow Jones Industrial Average ETF Trust Com 78467X109   326,594 835 SH   SOLE 0 760 0 75
SPDR S&P MidCap 400 ETF Trust Com 78467Y107   9,047,668 16,909 SH   SOLE 0 15,290 0 1,619
SPDR S&P MidCap 400 ETF Trust Com 78467Y107   402,915 753 SH   DFND 0 753 0 0
SPDR Bloomberg High Yield Bond ETF Com 78468R622   3,033,420 32,178 SH   SOLE 0 28,580 0 3,598
SPDR Bloomberg High Yield Bond ETF Com 78468R622   21,588 229 SH   DFND 0 229 0 0
Charles Schwab Corp. Com 808513105   233,303 3,166 SH   SOLE 0 3,166 0 0
Charles Schwab Corp. Com 808513105   29,476 400 SH   DFND 0 400 0 0
Consumer Discretionary SPDR Com 81369Y407   5,594,755 30,673 SH   SOLE 0 26,560 0 4,113
Consumer Discretionary SPDR Com 81369Y407   432,106 2,369 SH   DFND 0 2,369 0 0
Technology Select Sector Fund Com 81369Y803   2,390,572 10,567 SH   SOLE 0 5,940 9 4,618
Technology Select Sector Fund Com 81369Y803   427,348 1,889 SH   DFND 0 1,889 0 0
Communication Services Select Sector SPDR Com 81369Y852   12,115,151 141,433 SH   SOLE 0 126,909 76 14,448
Communication Services Select Sector SPDR Com 81369Y852   252,012 2,942 SH   DFND 0 2,942 0 0
Southern Company Com 842587107   2,132,865 27,496 SH   SOLE 0 22,146 0 5,350
Southern Company Com 842587107   278,864 3,595 SH   DFND 0 3,595 0 0
Stryker Corp Com 863667101   12,109,838 35,591 SH   SOLE 0 32,506 14 3,071
Stryker Corp Com 863667101   2,048,305 6,020 SH   DFND 0 6,020 0 0
Sysco Corporation Com 871829107   4,268,051 59,785 SH   SOLE 0 53,100 32 6,653
Sysco Corporation Com 871829107   207,031 2,900 SH   DFND 0 2,900 0 0
TJX Companies Com 872540109   8,238,122 74,824 SH   SOLE 0 70,352 36 4,436
TJX Companies Com 872540109   387,882 3,523 SH   DFND 0 3,523 0 0
Target Corp. Com 87612E106   182,829 1,235 SH   SOLE 0 1,235 0 0
Target Corp. Com 87612E106   117,988 797 SH   DFND 0 797 0 0
Thermo Fisher Scientific, Inc. Com 883556102   8,153,432 14,744 SH   SOLE 0 12,734 8 2,002
Thermo Fisher Scientific, Inc. Com 883556102   225,071 407 SH   DFND 0 407 0 0
3M Company Com 88579Y101   248,935 2,436 SH   SOLE 0 2,136 0 300
3M Company Com 88579Y101   170,146 1,665 SH   DFND 0 1,665 0 0
Truist Financial Corp Com 89832Q109   172,844 4,449 SH   SOLE 0 4,399 0 50
Truist Financial Corp Com 89832Q109   32,634 840 SH   DFND 0 840 0 0
Union Pacific Corp Com 907818108   212,458 939 SH   SOLE 0 939 0 0
United Parcel Service Com 911312106   704,367 5,147 SH   SOLE 0 4,747 0 400
United Parcel Service Com 911312106   330,082 2,412 SH   DFND 0 2,412 0 0
UnitedHealth Group, Inc. Com 91324P102   6,776,214 13,306 SH   SOLE 0 12,250 6 1,050
UnitedHealth Group, Inc. Com 91324P102   256,158 503 SH   DFND 0 503 0 0
VanEck Vectors Morningstar Wide Moat ETF Com 92189F643   19,539,736 225,606 SH   SOLE 0 199,337 0 26,269
VanEck Vectors Morningstar Wide Moat ETF Com 92189F643   184,653 2,132 SH   DFND 0 2,132 0 0
Vanguard Intermediate-Term Bond Fund ETF Com 921937819   3,122,014 41,688 SH   SOLE 0 39,537 0 2,151
Vanguard Intermediate-Term Bond Fund ETF Com 921937819   53,397 713 SH   DFND 0 713 0 0
Vanguard Short-Term Bond ETF Com 921937827   4,503,671 58,718 SH   SOLE 0 55,435 0 3,283
Vanguard Short-Term Bond ETF Com 921937827   91,043 1,187 SH   DFND 0 1,187 0 0
Vanguard Short Term Corporate Bond ETF Com 92206C409   5,855,979 75,781 SH   SOLE 0 71,349 0 4,432
Vanguard Short Term Corporate Bond ETF Com 92206C409   93,889 1,215 SH   DFND 0 1,215 0 0
Vanguard Intermediate-Term Corp Bond ETF Com 92206C870   336,425 4,209 SH   SOLE 0 4,209 0 0
Ventas, Inc Com 92276F100   170,593 3,328 SH   SOLE 0 3,328 0 0
Ventas, Inc Com 92276F100   36,395 710 SH   DFND 0 710 0 0
Vanguard Real Estate ETF Com 922908553   194,072 2,317 SH   SOLE 0 2,317 0 0
Vanguard Real Estate ETF Com 922908553   8,376 100 SH   DFND 0 100 0 0
Vanguard US Total Stock Market ETF Com 922908769   629,184 2,352 SH   SOLE 0 2,352 0 0
Verizon Communications Com 92343V104   1,134,677 27,514 SH   SOLE 0 26,664 0 850
Verizon Communications Com 92343V104   338,168 8,200 SH   DFND 0 8,200 0 0
Visa Inc Class A Com 92826C839   627,566 2,391 SH   SOLE 0 2,391 0 0
Visa Inc Class A Com 92826C839   133,860 510 SH   DFND 0 510 0 0
Vistra Corp Com 92840M102   146,166 1,700 SH   SOLE 0 1,700 0 0
Vistra Corp Com 92840M102   137,568 1,600 SH   DFND 0 1,600 0 0
Wal-Mart Stores, Inc. Com 931142103   598,015 8,832 SH   SOLE 0 8,832 0 0
Wal-Mart Stores, Inc. Com 931142103   272,194 4,020 SH   DFND 0 4,020 0 0
Waste Management, Inc. Com 94106L109   657,941 3,084 SH   SOLE 0 3,084 0 0
Waste Management, Inc. Com 94106L109   213,340 1,000 SH   DFND 0 1,000 0 0
Welltower Inc Com 95040Q104   5,517,327 52,924 SH   SOLE 0 50,095 20 2,809
Welltower Inc Com 95040Q104   291,796 2,799 SH   DFND 0 2,799 0 0
Williams Companies, Inc. Com 969457100   849,745 19,994 SH   SOLE 0 19,619 0 375
Williams Companies, Inc. Com 969457100   225,250 5,300 SH   DFND 0 5,300 0 0
Accenture PLC Com G1151C101   2,123,263 6,998 SH   SOLE 0 5,488 0 1,510
Accenture PLC Com G1151C101   1,538,289 5,070 SH   DFND 0 5,070 0 0
Eaton Corp PLC Com G29183103   307,906 982 SH   SOLE 0 982 0 0
Eaton Corp PLC Com G29183103   313,550 1,000 SH   DFND 0 1,000 0 0
Linde PLC Com G54950103   1,354,168 3,086 SH   SOLE 0 2,582 0 504
Linde PLC Com G54950103   43,881 100 SH   DFND 0 100 0 0
Medtronic PLC Com G5960L103   235,264 2,989 SH   SOLE 0 2,989 0 0
Medtronic PLC Com G5960L103   122,001 1,550 SH   DFND 0 1,550 0 0