The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIM ETF PRODUCTS TRUST US LRGCP B20 APR 00888H208   292,595 9,401 SH   SOLE   0 0 9,401
AIM ETF PRODUCTS TRUST ALLIANZIM U S LA 00888H646   318,631 12,508 SH   SOLE   0 0 12,508
AIM ETF PRODUCTS TRUST US LRGCP B20 JUN 00888H737   417,109 14,591 SH   SOLE   0 0 14,591
AIM ETF PRODUCTS TRUST US LRGCP B20 JUL 00888H406   226,042 6,786 SH   SOLE   0 0 6,786
ALPHABET INC CAP STK CL A 02079K305   296,184 1,704 SH   SOLE   0 0 1,704
ALTRIA GROUP INC COM 02209S103   268,068 5,596 SH   SOLE   0 0 5,596
AMAZON COM INC COM 023135106   437,894 2,305 SH   SOLE   0 0 2,305
AMERICAN ELEC PWR CO INC COM 025537101   261,905 2,662 SH   SOLE   0 0 2,662
AMERICAS GOLD AND SILVER COR COM 03062D100   3,137 10,253 SH   SOLE   0 0 10,253
APPLE INC COM 037833100   1,683,642 7,698 SH   SOLE   0 0 7,698
ARES CAPITAL CORP COM 04010L103   510,287 24,369 SH   SOLE   0 0 24,369
AT&T INC COM 00206R102   502,452 24,140 SH   SOLE   0 0 24,140
BLACKROCK MUNIYIELD MICH QU COM 09254V105   149,633 12,459 SH   SOLE   0 0 12,459
BP PLC SPONSORED ADR 055622104   370,269 10,358 SH   SOLE   0 0 10,358
CATERPILLAR INC COM 149123101   439,058 1,265 SH   SOLE   0 0 1,265
CISCO SYS INC COM 17275R102   266,653 5,331 SH   SOLE   0 0 5,331
COCA COLA CO COM 191216100   228,791 3,309 SH   SOLE   0 0 3,309
COMCAST CORP NEW CL A 20030N101   299,868 7,236 SH   SOLE   0 0 7,236
CORNING INC COM 219350105   212,410 4,920 SH   SOLE   0 0 4,920
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   595,327 18,304 SH   SOLE   0 0 18,304
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   204,414 7,771 SH   SOLE   0 0 7,771
DT MIDSTREAM INC COMMON STOCK 23345M107   359,675 4,609 SH   SOLE   0 0 4,609
DTE ENERGY CO COM 233331107   1,223,579 9,630 SH   SOLE   0 0 9,630
EATON CORP PLC SHS G29183103   260,164 787 SH   SOLE   0 0 787
EATON VANCE SHORT DURATION D COM 27828V104   221,029 19,770 SH   SOLE   0 0 19,770
ELI LILLY & CO COM 532457108   735,945 824 SH   SOLE   0 0 824
EXXON MOBIL CORP COM 30231G102   351,452 3,006 SH   SOLE   0 0 3,006
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   475,300 9,384 SH   SOLE   0 0 9,384
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755   1,139,566 38,991 SH   SOLE   0 0 38,991
FIRST TR EXCHNG TRADED FD VI FT VEST U.S EQT 33740F433   409,388 12,002 SH   SOLE   0 0 12,002
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740U703   732,305 29,645 SH   SOLE   0 0 29,645
FORD MTR CO COM 345370860   386,701 36,370 SH   SOLE   0 0 36,370
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   211,105 4,011 SH   SOLE   0 0 4,011
HOME DEPOT INC COM 437076102   344,005 892 SH   SOLE   0 0 892
INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C466   538,661 11,595 SH   SOLE   0 0 11,595
INNOVATOR ETFS TRUST POWER BUFFER SET 45783Y723   227,716 7,221 SH   SOLE   0 0 7,221
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   1,828,051 44,253 SH   SOLE   0 0 44,253
INNOVATOR ETFS TRUST US SML CP PWR B 45782C284   361,473 12,409 SH   SOLE   0 0 12,409
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C276   618,490 10,173 SH   SOLE   0 0 10,173
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C615   253,817 5,086 SH   SOLE   0 0 5,086
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   943,211 26,263 SH   SOLE   0 0 26,263
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383   692,683 17,662 SH   SOLE   0 0 17,662
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789   1,830,251 41,918 SH   SOLE   0 0 41,918
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   639,822 17,564 SH   SOLE   0 0 17,564
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656   1,041,790 27,045 SH   SOLE   0 0 27,045
INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557   574,455 13,345 SH   SOLE   0 0 13,345
INNOVATOR ETFS TRUST US SML CP PWR B 45782C599   277,065 9,126 SH   SOLE   0 0 9,126
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755   339,315 8,337 SH   SOLE   0 0 8,337
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391   563,105 12,507 SH   SOLE   0 0 12,507
INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433   1,128,179 26,887 SH   SOLE   0 0 26,887
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   1,210,667 31,983 SH   SOLE   0 0 31,983
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771   1,560,929 36,771 SH   SOLE   0 0 36,771
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   423,010 12,020 SH   SOLE   0 0 12,020
INNOVATOR ETFS TRUST BUFFER STEP UP S 45783Y731   259,764 7,939 SH   SOLE   0 0 7,939
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581   307,274 8,059 SH   SOLE   0 0 8,059
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540   735,885 19,219 SH   SOLE   0 0 19,219
INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C334   677,701 13,933 SH   SOLE   0 0 13,933
INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698   1,177,603 27,529 SH   SOLE   0 0 27,529
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   1,093,312 27,018 SH   SOLE   0 0 27,018
INNOVATOR ETFS TRUST EQUITY DEFINED P 45784N106   232,286 9,340 SH   SOLE   0 0 9,340
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664   1,457,593 34,603 SH   SOLE   0 0 34,603
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888   660,655 15,233 SH   SOLE   0 0 15,233
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409   1,562,323 33,566 SH   SOLE   0 0 33,566
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417   1,224,732 33,995 SH   SOLE   0 0 33,995
INNOVATOR ETFS TRUST US SML CP PWR ET 45782C342   583,339 17,971 SH   SOLE   0 0 17,971
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573   393,863 10,668 SH   SOLE   0 0 10,668
INNOVATOR ETFS TRUST EQUITY DEF PROTN 45783Y541   658,258 23,989 SH   SOLE   0 0 23,989
INNOVATOR ETFS TRUST US SML CP PWR B 45782C474   1,109,023 29,917 SH   SOLE   0 0 29,917
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   883,936 22,698 SH   SOLE   0 0 22,698
INVESCO QQQ TR UNIT SER 1 46090E103   1,867,876 3,827 SH   SOLE   0 0 3,827
ISHARES INC CORE MSCI EMKT 46434G103   382,619 6,897 SH   SOLE   0 0 6,897
ISHARES TR RUS TP200 GR ETF 464289438   520,215 2,425 SH   SOLE   0 0 2,425
ISHARES TR CORE MSCI INTL 46435G326   249,301 3,585 SH   SOLE   0 0 3,585
ISHARES TR INTRM GOV CR ETF 464288612   258,270 2,411 SH   SOLE   0 0 2,411
ISHARES TR EAFE GRWTH ETF 464288885   331,560 3,234 SH   SOLE   0 0 3,234
ISHARES TR CORE S&P SCP ETF 464287804   336,501 2,887 SH   SOLE   0 0 2,887
ISHARES TR S&P 500 GRWT ETF 464287309   228,297 2,467 SH   SOLE   0 0 2,467
ISHARES TR EAFE VALUE ETF 464288877   211,062 3,971 SH   SOLE   0 0 3,971
ISHARES TR S&P MC 400VL ETF 464287705   251,196 2,032 SH   SOLE   0 0 2,032
ISHARES TR MSCI USA QLT FCT 46432F339   222,502 1,303 SH   SOLE   0 0 1,303
ISHARES TR 1 3 YR TREAS BD 464287457   218,920 2,645 SH   SOLE   0 0 2,645
ISHARES TR SHRT NAT MUN ETF 464288158   208,876 1,967 SH   SOLE   0 0 1,967
ISHARES TR NATIONAL MUN ETF 464288414   508,258 4,702 SH   SOLE   0 0 4,702
ISHARES TR CORE MSCI EAFE 46432F842   274,199 3,528 SH   SOLE   0 0 3,528
ISHARES TR CORE S&P500 ETF 464287200   382,457 691 SH   SOLE   0 0 691
ISHARES TR USD INV GRDE ETF 464288620   204,135 3,984 SH   SOLE   0 0 3,984
ISHARES TR RUS TP200 VL ETF 464289420   291,880 3,901 SH   SOLE   0 0 3,901
JPMORGAN CHASE & CO. COM 46625H100   530,071 2,528 SH   SOLE   0 0 2,528
MARRIOTT INTL INC NEW CL A 571903202   680,026 2,811 SH   SOLE   0 0 2,811
MCDONALDS CORP COM 580135101   212,322 709 SH   SOLE   0 0 709
META PLATFORMS INC CL A 30303M102   325,922 592 SH   SOLE   0 0 592
MICROSOFT CORP COM 594918104   3,279,229 7,531 SH   SOLE   0 0 7,531
NETFLIX INC COM 64110L106   769,664 1,138 SH   SOLE   0 0 1,138
NVIDIA CORPORATION COM 67066G104   677,000 5,517 SH   SOLE   0 0 5,517
ORACLE CORP COM 68389X105   406,569 2,442 SH   SOLE   0 0 2,442
PIMCO ETF TR ULTRA SHORT GOVT 72201R577   532,320 5,265 SH   SOLE   0 0 5,265
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   302,876 4,481 SH   SOLE   0 0 4,481
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   653,082 7,772 SH   SOLE   0 0 7,772
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   221,860 2,680 SH   SOLE   0 0 2,680
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,165,139 11,423 SH   SOLE   0 0 11,423
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   331,963 4,132 SH   SOLE   0 0 4,132
SOUTHERN CO COM 842587107   292,438 3,275 SH   SOLE   0 0 3,275
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   545,545 15,292 SH   SOLE   0 0 15,292
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   308,797 8,117 SH   SOLE   0 0 8,117
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,453,703 2,590 SH   SOLE   0 0 2,590
SPDR SER TR PORTFLI HIGH YLD 78468R606   235,053 9,781 SH   SOLE   0 0 9,781
SPDR SER TR PORTFOLI S&P1500 78464A805   214,393 3,079 SH   SOLE   0 0 3,079
SPDR SER TR PORTFOLIO S&P500 78464A854   927,089 14,017 SH   SOLE   0 0 14,017
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   287,157 11,292 SH   SOLE   0 0 11,292
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   363,049 7,134 SH   SOLE   0 0 7,134
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   236,859 965 SH   SOLE   0 0 965
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,191,778 15,174 SH   SOLE   0 0 15,174
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   740,524 9,961 SH   SOLE   0 0 9,961
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   535,593 7,152 SH   SOLE   0 0 7,152
VANGUARD BD INDEX FDS INTERMED TERM 921937819   545,707 6,987 SH   SOLE   0 0 6,987
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,559,505 31,109 SH   SOLE   0 0 31,109
VANGUARD INDEX FDS SML CP GRW ETF 922908595   764,329 2,859 SH   SOLE   0 0 2,859
VANGUARD INDEX FDS VALUE ETF 922908744   896,156 5,158 SH   SOLE   0 0 5,158
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,068,486 7,374 SH   SOLE   0 0 7,374
VANGUARD INDEX FDS SM CP VAL ETF 922908611   228,524 1,138 SH   SOLE   0 0 1,138
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,131,800 6,257 SH   SOLE   0 0 6,257
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,229,357 17,565 SH   SOLE   0 0 17,565
VANGUARD INDEX FDS GROWTH ETF 922908736   652,480 1,704 SH   SOLE   0 0 1,704
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,723,264 36,294 SH   SOLE   0 0 36,294
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   653,874 12,795 SH   SOLE   0 0 12,795
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   315,144 5,430 SH   SOLE   0 0 5,430
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   228,839 2,385 SH   SOLE   0 0 2,385
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   781,191 16,679 SH   SOLE   0 0 16,679
VANGUARD STAR FDS VG TL INTL STK F 921909768   970,544 15,163 SH   SOLE   0 0 15,163
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,919,163 93,869 SH   SOLE   0 0 93,869
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   281,351 2,281 SH   SOLE   0 0 2,281
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   569,964 1,674 SH   SOLE   0 0 1,674
VANGUARD WORLD FD INF TECH ETF 92204A702   409,391 698 SH   SOLE   0 0 698
VERTIV HOLDINGS CO COM CL A 92537N108   206,299 2,074 SH   SOLE   0 0 2,074
WISDOMTREE TR US QTLY DIV GRT 97717X669   1,149,286 14,725 SH   SOLE   0 0 14,725
WISDOMTREE TR INTL SMCAP DIV 97717W760   361,862 5,704 SH   SOLE   0 0 5,704
WISDOMTREE TR US SMALLCAP FUND 97717W562   352,202 7,473 SH   SOLE   0 0 7,473
WISDOMTREE TR INTL QULTY DIV 97717X131   990,451 26,704 SH   SOLE   0 0 26,704
WISDOMTREE TR EM EX ST-OWNED 97717X578   679,465 22,183 SH   SOLE   0 0 22,183
WISDOMTREE TR US LARGECAP DIVD 97717W307   772,314 10,616 SH   SOLE   0 0 10,616
WISDOMTREE TR JAPN HEDGE EQT 97717W851   202,625 1,796 SH   SOLE   0 0 1,796
WISDOMTREE TR US MIDCAP DIVID 97717W505   401,346 8,574 SH   SOLE   0 0 8,574