The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 2,147 39,164 SH   SOLE   0 0 39,164
ALPHABET INC COM CL A 02079K305 306 283 SH   SOLE   0 0 283
ALPS ETF TRUST SECTR DIV DOGS ETF SECTR DIV DOGS ETF 00162Q858 222 5,100 SH   SOLE   0 0 5,100
ALTRIA GROUP INC COM 02209S103 318 6,711 SH   SOLE   0 0 6,711
AMAZON INC COM 023135106 742 392 SH   SOLE   0 0 392
AMGEN INC COM 031162100 499 2,709 SH   SOLE   0 0 2,709
APPLE INC COM 037833100 3,430 17,330 SH   SOLE   0 0 17,330
ARES CAPITAL CORP COM 04010L103 333 18,542 SH   SOLE   0 0 18,542
AT&T INC COM 00206R102 487 14,541 SH   SOLE   0 0 14,541
BERKSHIRE HATHAWAY COM CL B 084670702 376 1,763 SH   SOLE   0 0 1,763
BOEING CO COM 097023105 361 993 SH   SOLE   0 0 993
CHARLES SCHWAB US MC US MID-CAP ETF 808524508 222 3,896 SH   SOLE   0 0 3,896
CHEVRON CORP COM 166764100 529 4,249 SH   SOLE   0 0 4,249
CHINA ST CONST INT ORDF SPDR GLD MINIS ETF G21677136 11 11,108 SH   SOLE   0 0 11,108
COSTCO WHOLESALE CORP COM 22160K105 447 1,691 SH   SOLE   0 0 1,691
DANAHER CORP COM 235851102 205 1,433 SH   SOLE   0 0 1,433
DBX ETF TRUST XTRACK HRVST CSI ETF XTRACK HRVST CSI 233051879 1,278 45,377 SH   SOLE   0 0 45,377
EMX ROYALTY CORPORATION COM 26873J107 24 20,000 SH   SOLE   0 0 20,000
EXXON MOBIL CORP COM 30231G102 604 7,876 SH   SOLE   0 0 7,876
F N B CORP PA COM 302520101 176 14,980 SH   SOLE   0 0 14,980
FARMERS & MERCHANTS BANK (CALI COM 308243104 349 42 SH   SOLE   0 0 42
FIRST TR EXCHANGE CAP STRENGTH ETF CAP STRENGTH ETF 33733E104 448 7,940 SH   SOLE   0 0 7,940
FLAHERTY & CRUMRINE/CLAYMORE P COM 338478100 331 16,620 SH   SOLE   0 0 16,620
FLOWERS FOODS INC COM 343498101 241 10,372 SH   SOLE   0 0 10,372
GENERAL ELECTRIC CO COM 369604103 219 20,869 SH   SOLE   0 0 20,869
GENERAL MILLS INC COM 370334104 843 16,056 SH   SOLE   0 0 16,056
GLOBAL X FDS GLB X SUPERDIV ETF GLB X SUPERDIV ETF 37950E549 206 11,944 SH   SOLE   0 0 11,944
GLOBAL X JPMORGAN EFCNT GBL X JPM EFF ETF 37950E143 470 18,249 SH   SOLE   0 0 18,249
GLOBAL X JPMRGN US SCTR GBL X JPM ROTA 37950E135 244 10,689 SH   SOLE   0 0 10,689
GOLUB CAPITAL BDC INC COM 38173M102 327 18,344 SH   SOLE   0 0 18,344
HANESBRANDS INC COM 410345102 263 15,256 SH   SOLE   0 0 15,256
HOME DEPOT INC COM 437076102 486 2,336 SH   SOLE   0 0 2,336
IBM CORP COM 459200101 217 1,570 SH   SOLE   0 0 1,570
INTL GAME TECH SHS USD G4863A108 171 13,161 SH   SOLE   0 0 13,161
INVESCO DWA UTILITIES DWA UTILS MUMT 46137V795 534 16,439 SH   SOLE   0 0 16,439
INVESCO EMERGING MARKETS EMRNG MKT SVRG 46138E784 878 30,227 SH   SOLE   0 0 30,227
INVESCO EXCHANGE TRADED FUND T S&P500 LOW VOL ETF S&P500 LOW VOL ETF 46138E354 358 6,513 SH   SOLE   0 0 6,513
INVESCO EXCHANGE TRADED FUND T SR LN ETF SR LN ETF 46138G508 1,255 55,381 SH   SOLE   0 0 55,381
INVESCO EXCHANGE TRADED SELF I DEFENSIVE EQTY ETF DEFENSIVE EQTY ETF 46138J775 582 11,007 SH   SOLE   0 0 11,007
INVESCO QQQ TRUST UNIT SER 1 ETF 46090E103 42,375 226,917 SH   SOLE   0 0 226,917
ISHARE EDGE MSCI MIN VOL MIN VOL EAFE ETF 46429B689 417 5,747 SH   SOLE   0 0 5,747
ISHARES 1-3 YEAR TREASRY 1 3 YR TREAS BD ETF 464287457 25,466 300,377 SH   SOLE   0 0 300,377
ISHARES 20 PLS YEAR 20 YR TR BD ETF 464287432 67,776 510,327 SH   SOLE   0 0 510,327
ISHARES 7-10 YEAR TRSURY BARCLAYS 7 10 YR ETF 464287440 1,855 16,860 SH   SOLE   0 0 16,860
ISHARES CORE MSCI CORE MSCI EMKT ETF 46434G103 25,468 495,105 SH   SOLE   0 0 495,105
ISHARES CORE MSCI EAFE CORE MSCI EAFE ETF 46432F842 13,647 222,266 SH   SOLE   0 0 222,266
ISHARES CORE S&P 500 CORE S&P500 ETF 464287200 23,860 80,952 SH   SOLE   0 0 80,952
ISHARES CORE S&P MID CAP CORE S&P MCP ETF 464287507 2,392 12,312 SH   SOLE   0 0 12,312
ISHARES CORE S&P SMALL CORE S&P SCP ETF 464287804 1,494 19,087 SH   SOLE   0 0 19,087
ISHARES EDGE MSCI MIN MIN VOL USA ETF 46429B697 3,091 50,074 SH   SOLE   0 0 50,074
ISHARES EDGE MSCI USA USA MOMENTUM FCT ETF 46432F396 1,707 14,396 SH   SOLE   0 0 14,396
ISHARES FLOATING RATE FLTG RATE NT ETF 46429B655 891 17,499 SH   SOLE   0 0 17,499
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 3,370 18,769 SH   SOLE   0 0 18,769
ISHARES IBOXX HIGH YIELD IBOXX HI YD ETF 464288513 207 2,376 SH   SOLE   0 0 2,376
ISHARES IBOXX INVT GRADE IBOXX INV CP ETF 464287242 81,918 658,660 SH   SOLE   0 0 658,660
ISHARES INTERMEDT TERM INTRM TR CRP ETF 464288638 1,095 19,226 SH   SOLE   0 0 19,226
ISHARES JPMORGAN USD MTS JPMORGAN USD EMG ETF 464288281 19,476 171,912 SH   SOLE   0 0 171,912
ISHARES MBS ETF MBS ETF 464288588 1,946 18,083 SH   SOLE   0 0 18,083
ISHARES RUSSELL 2000 RUSSELL 2000 ETF 464287655 1,518 9,764 SH   SOLE   0 0 9,764
ISHARES S&P 500 GROWTH S&P 500 GRWT ETF 464287309 705 3,936 SH   SOLE   0 0 3,936
ISHARES SHORT MATURITY SHT MAT BD ETF 46431W507 1,659 32,969 SH   SOLE   0 0 32,969
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 1,660 14,372 SH   SOLE   0 0 14,372
ISHARES TOTAL US STOCK CORE S&P TTL STK ETF 464287150 10,470 157,143 SH   SOLE   0 0 157,143
ISHARES TRUST 3 7 YR TREAS BD ETF 3 7 YR TREAS BD ETF 464288661 1,426 11,339 SH   SOLE   0 0 11,339
ISHARES TRUST INTL SEL DIV ETF INTL SEL DIV ETF 464288448 241 7,850 SH   SOLE   0 0 7,850
ISHARES TRUST MSCI ACWI EX US ETF MSCI ACWI EX US ETF 464288240 640 13,691 SH   SOLE   0 0 13,691
ISHARES TRUST MSCI EAFE ETF MSCI EAFE ETF 464287465 23,631 359,523 SH   SOLE   0 0 359,523
ISHARES TRUST RUS 1000 ETF RUS 1000 ETF 464287622 1,688 10,368 SH   SOLE   0 0 10,368
ISHARES TRUST RUS 1000 VAL ETF RUS 1000 VAL ETF 464287598 1,638 12,875 SH   SOLE   0 0 12,875
ISHARES TRUST RUS 2000 VAL ETF RUS 2000 VAL ETF 464287630 839 6,959 SH   SOLE   0 0 6,959
ISHARES TRUST S&P MC 400GR ETF S&P MC 400GR ETF 464287606 205 908 SH   SOLE   0 0 908
ISHARES TRUST SH TR CRPORT ETF SH TR CRPORT ETF 464288646 8,504 159,128 SH   SOLE   0 0 159,128
ISHARES TRUST SHORT TREAS BD ETF SHORT TREAS BD ETF 464288679 1,034 9,343 SH   SOLE   0 0 9,343
ISHARES TRUST US TREAS BD ETF US TREAS BD ETF 46429B267 2,186 84,673 SH   SOLE   0 0 84,673
JOHN HANCOCK PFD INCOME FUND I COM 41021P103 333 17,246 SH   SOLE   0 0 17,246
JOHNSON & JOHNSON COM 478160104 300 2,157 SH   SOLE   0 0 2,157
JPMORGAN CHASE & CO. COM 46625H100 432 3,864 SH   SOLE   0 0 3,864
KIMBERLY CLARK CORP COM 494368103 307 2,303 SH   SOLE   0 0 2,303
MAIN STREET CAP CORP COM 56035L104 331 8,052 SH   SOLE   0 0 8,052
MARRIOTT INTERNATIONAL INC COM CL A 571903202 227 1,615 SH   SOLE   0 0 1,615
MCDONALD'S CORPORATION COM 580135101 372 1,792 SH   SOLE   0 0 1,792
METALLA ROYALITY & STREAMING L COM 59124U100 16 20,000 SH   SOLE   0 0 20,000
MICROSOFT CORP COM 594918104 1,115 8,320 SH   SOLE   0 0 8,320
NEUBERGER BERMAN INC COM 64190A103 332 64,668 SH   SOLE   0 0 64,668
NEW MOUNTAIN FINANCE CORP COM 647551100 327 23,415 SH   SOLE   0 0 23,415
OXFORD LANE CAPITAL CORP COM 691543102 194 19,275 SH   SOLE   0 0 19,275
PFIZER INC COM 717081103 246 5,685 SH   SOLE   0 0 5,685
PIMCO ETF TRUST ENHAN SHRT MA AC ETF ENHAN SHRT MA AC ETF 72201R833 1,648 16,201 SH   SOLE   0 0 16,201
PIMCO FUNDS COM CL A 72200U100 319 18,627 SH   SOLE   0 0 18,627
PIMCO INCOME OPPORTUNITY FUND COM 72202B100 333 12,283 SH   SOLE   0 0 12,283
SCHWAB EMERGING MARKETS EMRG MKTEQ ETF 808524706 326 12,438 SH   SOLE   0 0 12,438
SCHWAB INTERMEDIATE TERM INTRM TRM TRES ETF 808524854 495 9,011 SH   SOLE   0 0 9,011
SCHWAB INTERNATIONAL INTL EQTY ETF 808524805 1,813 56,504 SH   SOLE   0 0 56,504
SCHWAB SHORT TERM US SHT TM US TRES ETF 808524862 497 9,833 SH   SOLE   0 0 9,833
SCHWAB STRATEGIC TR SCHWAB FDT US LG ETF SCHWAB FDT US LG 808524771 219 5,595 SH   SOLE   0 0 5,595
SCHWAB STRATEGIC TR US DIVIDEND EQ ETF US DIVIDEND EQ 808524797 2,074 39,080 SH   SOLE   0 0 39,080
SCHWAB STRATEGIC TR US LCAP GR ETF US LCAP GR ETF 808524300 836 10,044 SH   SOLE   0 0 10,044
SCHWAB STRATEGIC TR US LCAP VA ETF US LCAP VA ETF 808524409 485 8,644 SH   SOLE   0 0 8,644
SCHWAB STRATEGIC TR US LRG CAP ETF US LRG CAP ETF 808524201 1,321 18,826 SH   SOLE   0 0 18,826
SELECT SECTOR SPDR TRUST ENERGY ETF ENERGY ETF 81369Y506 1,907 29,940 SH   SOLE   0 0 29,940
SELECT SECTOR SPDR TRUST RL EST SEL SEC ETF RL EST SEL SEC ETF 81369Y860 587 15,958 SH   SOLE   0 0 15,958
SELECT SECTOR SPDR TRUST SBI CONS DISCR ETF SBI CONS DISCR ETF 81369Y407 3,017 25,314 SH   SOLE   0 0 25,314
SELECT SECTOR SPDR TRUST SBI CONS STPLS ETF SBI CONS STPLS ETF 81369Y308 4,451 76,648 SH   SOLE   0 0 76,648
SELECT SECTOR SPDR TRUST SBI HEALTHCARE ETF SBI HEALTHCARE ETF 81369Y209 10,072 108,717 SH   SOLE   0 0 108,717
SELECT SECTOR SPDR TRUST SBI INT-FINL ETF SBI INT-FINL 81369Y605 4,448 161,168 SH   SOLE   0 0 161,168
SELECT SECTOR SPDR TRUST SBI INT-INDS ETF SBI INT-INDS ETF 81369Y704 2,735 35,330 SH   SOLE   0 0 35,330
SELECT SECTOR SPDR TRUST SBI INT-UTILS ETF SBI INT-UTILS ETF 81369Y886 1,472 24,682 SH   SOLE   0 0 24,682
SELECT SECTOR SPDR TRUST SBI MATERIALS ETF SBI MATERIALS ETF 81369Y100 498 8,508 SH   SOLE   0 0 8,508
SELECT SECTOR SPDR TRUST TECHNOLOGY ETF TECHNOLOGY ETF 81369Y803 7,263 93,062 SH   SOLE   0 0 93,062
SELECT SECTOR SPDR TRUSTMUNICATION ETF COMMUNICATION 81369Y852 4,997 101,517 SH   SOLE   0 0 101,517
SPDR BLMBRG BRCLY HGH BLOOMBERG BRCLYS 78468R622 4,961 45,535 SH   SOLE   0 0 45,535
SPDR BLMBRG BRCLY INTL BLOMBERG INTL TR 78464A516 432 14,928 SH   SOLE   0 0 14,928
SPDR S&P 500 ETF TR UNIT ETF 78462F103 36,025 122,953 SH   SOLE   0 0 122,953
SPDR SERIES TRUST DJ REIT ETF DJ REIT ETF 78464A607 969 9,809 SH   SOLE   0 0 9,809
SPDR SERIES TRUST PRTFLO S&P500 GW ETF PRTFLO S&P500 GW ETF 78464A409 1,937 50,012 SH   SOLE   0 0 50,012
SPDR SERIES TRUST S&P 400 MDCP GRW ETF S&P 400 MDCP GRW 78464A821 204 3,752 SH   SOLE   0 0 3,752
SPDR SERIES TRUST S&P DIVID ETF S&P DIVID ETF 78464A763 310 3,071 SH   SOLE   0 0 3,071
UMPQUA HOLDINGS CORP COM 904214103 175 10,564 SH   SOLE   0 0 10,564
VANGUARD ALLWRLD EX US ETF ALLWRLD EX US ETF 922042775 2,241 43,956 SH   SOLE   0 0 43,956
VANGUARD DIV APP ETF DIV APP ETF 921908844 50,762 440,797 SH   SOLE   0 0 440,797
VANGUARD FTSE EMERGING FTSE EMR MKT ETF 922042858 1,386 32,586 SH   SOLE   0 0 32,586
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD ETF 921946406 308 3,520 SH   SOLE   0 0 3,520
VANGUARD INTL BD IDX ETF INTL BD IDX ETF 92203J407 8,205 143,195 SH   SOLE   0 0 143,195
VANGUARD REAL ESTATE REAL ESTATE ETF 922908553 1,817 20,789 SH   SOLE   0 0 20,789
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 611 2,271 SH   SOLE   0 0 2,271
VANGUARD SHORT TERM TREAS ETF SHORT TERM TREAS ETF 92206C102 279 4,585 SH   SOLE   0 0 4,585
VANGUARD SHORT TRM BOND ETF SHORT TRM BOND ETF 921937827 4,167 51,747 SH   SOLE   0 0 51,747
VANGUARD SM CP VAL ETF SM CP VAL ETF 922908611 1,527 11,699 SH   SOLE   0 0 11,699
VANGUARD SMALL CP ETF SMALL CP ETF 922908751 3,408 21,754 SH   SOLE   0 0 21,754
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 387 2,580 SH   SOLE   0 0 2,580
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 766 5,763 SH   SOLE   0 0 5,763
VANGUARD VALUE ETF VALUE ETF 922908744 3,263 29,415 SH   SOLE   0 0 29,415
VERIZONMUNICATIONS COM 92343V104 400 7,002 SH   SOLE   0 0 7,002
WALGREENS BOOTS ALLIANCE INC COM 931427108 513 9,384 SH   SOLE   0 0 9,384
WALT DISNEY CO COM 254687106 883 6,325 SH   SOLE   0 0 6,325
WEC ENERGY GROUP INC COM 92939U106 278 3,335 SH   SOLE   0 0 3,335
WISDOMTREE TRUST US MIDCAP DIVID ETF US MIDCAP DIVID ETF 97717W505 654 18,070 SH   SOLE   0 0 18,070