The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,438 10,536 SH   SOLE   10,536 0 0
ABBOTT LABS COM 002824100 2,003 25,386 SH   SOLE   25,386 0 0
ABBVIE INC COM 00287Y109 599 7,858 SH   SOLE   7,858 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,129 19,165 SH   SOLE   19,165 0 0
ALLEGION PLC ORD SHS G0176J109 1,018 11,067 SH   SOLE   11,067 0 0
ALPHABET INC CAP STK CL A 02079K305 1,296 1,115 SH   SOLE   1,115 0 0
ALPHABET INC CAP STK CL C 02079K107 2,604 2,239 SH   SOLE   2,239 0 0
AMAZON COM INC COM 023135106 936 480 SH   SOLE   480 0 0
AMGEN INC COM 031162100 601 2,964 SH   SOLE   2,963 0 0
AMN HEALTHCARE SVCS INC COM 001744101 1,494 25,846 SH   SOLE   25,846 0 0
APPLE INC COM 037833100 5,805 22,829 SH   SOLE   22,829 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,736 20,017 SH   SOLE   20,017 0 0
AUTOZONE INC COM 053332102 1,689 1,997 SH   SOLE   1,997 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,551 46,060 SH   SOLE   46,059 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 544 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 775 4,238 SH   SOLE   4,238 0 0
BLACKROCK INC COM 09247X101 2,309 5,248 SH   SOLE   5,248 0 0
BOEING CO COM 097023105 217 1,454 SH   SOLE   1,453 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 987 10,406 SH   SOLE   10,406 0 0
CATERPILLAR INC DEL COM 149123101 2,952 25,437 SH   SOLE   25,436 0 0
CHEVRON CORP NEW COM 166764100 426 5,886 SH   SOLE   5,886 0 0
CISCO SYS INC COM 17275R102 3,029 77,045 SH   SOLE   77,045 0 0
CLOROX CO DEL COM 189054109 2,867 16,550 SH   SOLE   16,550 0 0
CME GROUP INC COM 12572Q105 2,205 12,753 SH   SOLE   12,753 0 0
COCA COLA CO COM 191216100 327 7,380 SH   SOLE   7,380 0 0
COLGATE PALMOLIVE CO COM 194162103 1,996 30,080 SH   SOLE   30,079 0 0
COSTCO WHSL CORP NEW COM 22160K105 302 1,059 SH   SOLE   1,059 0 0
CVS HEALTH CORP COM 126650100 715 12,048 SH   SOLE   12,047 0 0
DENTSPLY SIRONA INC COM 24906P109 625 16,095 SH   SOLE   16,095 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,581 12,440 SH   SOLE   12,440 0 0
DISCOVERY INC COM SER C 25470F302 1,000 57,015 SH   SOLE   57,015 0 0
DISNEY WALT CO COM DISNEY 254687106 2,315 23,966 SH   SOLE   23,965 0 0
EATON VANCE CORP COM NON VTG 278265103 478 14,807 SH   SOLE   14,807 0 0
EBAY INC COM 278642103 1,224 40,718 SH   SOLE   40,717 0 0
ECOLAB INC COM 278865100 1,661 10,658 SH   SOLE   10,658 0 0
EMERSON ELEC CO COM 291011104 2,508 52,634 SH   SOLE   52,633 0 0
ENVISTA HOLDINGS CORPORATION COM 29415F104 269 17,997 SH   SOLE   17,997 0 0
EQUIFAX INC COM 294429105 654 5,474 SH   SOLE   5,474 0 0
EURONET WORLDWIDE INC COM 298736109 330 3,855 SH   SOLE   3,855 0 0
EXPEDITORS INTL WASH INC COM 302130109 999 14,970 SH   SOLE   14,970 0 0
FACEBOOK INC CL A 30303M102 225 1,346 SH   SOLE   1,346 0 0
FACTSET RESH SYS INC COM 303075105 463 1,777 SH   SOLE   1,777 0 0
FAIR ISAAC CORP COM 303250104 1,544 5,017 SH   SOLE   5,017 0 0
FEDERATED HERMES INC CL B 314211103 251 13,169 SH   SOLE   13,169 0 0
FORWARD AIR CORP COM 349853101 656 12,954 SH   SOLE   12,954 0 0
FRANKLIN RESOURCES INC COM 354613101 570 34,167 SH   SOLE   34,166 0 0
GENERAC HLDGS INC COM 368736104 1,639 17,589 SH   SOLE   17,589 0 0
GENERAL ELECTRIC CO COM 369604103 800 100,753 SH   SOLE   100,753 0 0
GLOBAL PMTS INC COM 37940X102 640 4,435 SH   SOLE   4,435 0 0
HANESBRANDS INC COM 410345102 664 84,335 SH   SOLE   84,335 0 0
HERSHEY CO COM 427866108 243 1,832 SH   SOLE   1,832 0 0
HOME DEPOT INC COM 437076102 1,856 9,942 SH   SOLE   9,942 0 0
HONEYWELL INTL INC COM 438516106 2,208 16,503 SH   SOLE   16,503 0 0
INSPERITY INC COM 45778Q107 900 24,134 SH   SOLE   24,134 0 0
INTEL CORP COM 458140100 3,561 65,789 SH   SOLE   65,789 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 411 19,616 SH   SOLE   19,616 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 416 21,097 SH   SOLE   21,097 0 0
INVESCO LTD SHS G491BT108 381 41,919 SH   SOLE   41,918 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,563 6,047 SH   SOLE   6,047 0 0
ISHARES TR NATIONAL MUN ETF 464288414 326 2,885 SH   SOLE   2,885 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 349 2,080 SH   SOLE   2,080 0 0
ISHARES TR U.S. UTILITS ETF 464287697 616 4,460 SH   SOLE   4,460 0 0
ISHARES TR INTRM GOV CR ETF 464288612 11,786 102,733 SH   SOLE   102,733 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,021 32,060 SH   SOLE   32,060 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 1,174 23,254 SH   SOLE   23,254 0 0
ISHARES TR GL TIMB FORE ETF 464288174 8,933 185,630 SH   SOLE   185,630 0 0
ISHARES TR RUS MID CAP ETF 464287499 227 5,253 SH   SOLE   5,253 0 0
ISHARES TR SELECT DIVID ETF 464287168 373 5,072 SH   SOLE   5,071 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 542 13,266 SH   SOLE   13,266 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,232 41,748 SH   SOLE   41,748 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,088 14,118 SH   SOLE   14,117 0 0
JPMORGAN CHASE & CO COM 46625H100 317 3,523 SH   SOLE   3,522 0 0
KELLOGG CO COM 487836108 994 16,575 SH   SOLE   16,575 0 0
KLA CORPORATION COM NEW 482480100 501 3,488 SH   SOLE   3,488 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,297 18,176 SH   SOLE   18,176 0 0
LOCKHEED MARTIN CORP COM 539830109 2,227 6,569 SH   SOLE   6,569 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,746 20,189 SH   SOLE   20,188 0 0
MCDONALDS CORP COM 580135101 2,583 15,621 SH   SOLE   15,621 0 0
MCKESSON CORP COM 58155Q103 1,255 9,281 SH   SOLE   9,281 0 0
MEDTRONIC PLC SHS G5960L103 1,837 20,372 SH   SOLE   20,372 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 874 1,266 SH   SOLE   1,266 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 936 13,801 SH   SOLE   13,800 0 0
MICRON TECHNOLOGY INC COM 595112103 230 5,466 SH   SOLE   5,466 0 0
MICROSOFT CORP COM 594918104 12,560 79,638 SH   SOLE   79,638 0 0
MONDELEZ INTL INC CL A 609207105 794 15,857 SH   SOLE   15,857 0 0
MSC INDL DIRECT INC CL A 553530106 644 11,713 SH   SOLE   11,713 0 0
NIKE INC CL B 654106103 2,654 32,075 SH   SOLE   32,075 0 0
NORTHROP GRUMMAN CORP COM 666807102 443 1,463 SH   SOLE   1,463 0 0
NVIDIA CORP COM 67066G104 228 864 SH   SOLE   864 0 0
ORACLE CORP COM 68389X105 3,958 81,898 SH   SOLE   81,897 0 0
PAYCHEX INC COM 704326107 2,357 37,461 SH   SOLE   37,460 0 0
PAYPAL HLDGS INC COM 70450Y103 684 7,146 SH   SOLE   7,146 0 0
PEPSICO INC COM 713448108 3,538 29,455 SH   SOLE   29,454 0 0
PNC FINL SVCS GROUP INC COM 693475105 206 2,148 SH   SOLE   2,148 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,046 20,953 SH   SOLE   20,952 0 0
PROCTER & GAMBLE CO COM 742718109 3,098 28,162 SH   SOLE   28,162 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,022 6,769 SH   SOLE   6,769 0 0
SCHWAB CHARLES CORP COM 808513105 1,493 44,400 SH   SOLE   44,399 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 16,674 645,287 SH   SOLE   645,287 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,287 62,210 SH   SOLE   62,209 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,161 119,582 SH   SOLE   119,581 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,835 95,266 SH   SOLE   95,265 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,469 82,343 SH   SOLE   82,342 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,452 76,736 SH   SOLE   76,736 0 0
SEI INVESTMENTS CO COM 784117103 595 12,846 SH   SOLE   12,845 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 408 7,368 SH   SOLE   7,367 0 0
SEMPRA ENERGY COM 816851109 229 2,030 SH   SOLE   2,030 0 0
SIMPSON MANUFACTURING CO INC COM 829073105 449 7,252 SH   SOLE   7,252 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,989 100,869 SH   SOLE   100,869 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 316 1,227 SH   SOLE   1,227 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 489 20,738 SH   SOLE   20,737 0 0
STANLEY BLACK & DECKER INC COM 854502101 1,875 18,745 SH   SOLE   18,745 0 0
STARBUCKS CORP COM 855244109 1,899 28,891 SH   SOLE   28,891 0 0
STATE STR CORP COM 857477103 1,178 22,117 SH   SOLE   22,116 0 0
SYSCO CORP COM 871829107 2,001 43,853 SH   SOLE   43,852 0 0
TARGET CORP COM 87612E106 565 6,082 SH   SOLE   6,082 0 0
TEXAS INSTRS INC COM 882508104 1,020 10,205 SH   SOLE   10,205 0 0
UNILEVER PLC SPON ADR NEW 904767704 2,001 39,568 SH   SOLE   39,567 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,117 22,659 SH   SOLE   22,658 0 0
US BANCORP DEL COM NEW 902973304 271 7,880 SH   SOLE   7,880 0 0
V F CORP COM 918204108 343 6,341 SH   SOLE   6,341 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 354 4,305 SH   SOLE   4,305 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 225 2,482 SH   SOLE   2,482 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 309 3,471 SH   SOLE   3,471 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 275 1,758 SH   SOLE   1,758 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 430 4,941 SH   SOLE   4,941 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 313 3,957 SH   SOLE   3,957 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 586 4,249 SH   SOLE   4,249 0 0
VISHAY PRECISION GROUP INC COM 92835K103 395 19,664 SH   SOLE   19,664 0 0
WALMART INC COM 931142103 2,652 23,345 SH   SOLE   23,345 0 0
WASTE MGMT INC DEL COM 94106L109 305 3,300 SH   SOLE   3,299 0 0
WATERS CORP COM 941848103 584 3,208 SH   SOLE   3,208 0 0
WELLS FARGO CO NEW COM 949746101 1,334 46,493 SH   SOLE   46,492 0 0
WORLD FUEL SVCS CORP COM 981475106 455 18,057 SH   SOLE   18,057 0 0