The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100 2,042 25,882 SH   DFND   21,982 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100 111 1,410 SH   OTR   1,410 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,925 25,260 SH   DFND   18,470 0 6,790
ABBVIE INC COMMON STOCK 00287Y109 183 2,396 SH   OTR   2,396 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 3,034 51,005 SH   DFND   51,005 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 14 230 SH   OTR   230 0 0
ADOBE INC COMMON STOCK 00724F101 4,567 14,350 SH   DFND   12,075 0 2,275
ADOBE INC COMMON STOCK 00724F101 24 75 SH   OTR   75 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 464 10,200 SH   DFND   0 0 10,200
AFLAC INC COMMON STOCK 001055102 2,275 66,435 SH   DFND   66,435 0 0
AFLAC INC COMMON STOCK 001055102 153 4,460 SH   OTR   4,460 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 1,421 19,845 SH   DFND   19,845 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,723 8,630 SH   DFND   8,630 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 72 360 SH   OTR   360 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 1,699 35,180 SH   DFND   35,180 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 6,695 5,762 SH   DFND   4,679 0 1,083
ALPHABET INC CL A COMMON STOCK 02079K305 296 255 SH   OTR   255 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 679 584 SH   DFND   584 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 51 44 SH   OTR   44 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 4 100 SH   DFND   100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 268 6,925 SH   OTR   6,925 0 0
AMAZON COM INC COMMON STOCK 023135106 10,322 5,294 SH   DFND   4,214 0 1,080
AMAZON COM INC COMMON STOCK 023135106 528 271 SH   OTR   271 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 819 9,570 SH   DFND   9,570 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 57 665 SH   OTR   665 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 256 10,550 SH   DFND   500 0 10,050
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1,160 9,705 SH   DFND   9,705 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 43 360 SH   OTR   360 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 253 2,860 SH   DFND   2,860 0 0
AMGEN INC COMMON STOCK 031162100 4,490 22,149 SH   DFND   20,749 0 1,400
AMGEN INC COMMON STOCK 031162100 70 345 SH   OTR   345 0 0
AMPHENOL CORP COMMON STOCK 032095101 591 8,111 SH   DFND   8,111 0 0
AMPHENOL CORP COMMON STOCK 032095101 26 350 SH   OTR   350 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,099 12,255 SH   DFND   12,255 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 45 500 SH   OTR   500 0 0
ANTHEM INC COMMON STOCK 036752103 3,474 15,300 SH   DFND   15,300 0 0
APPLE INC COMMON STOCK 037833100 8,144 32,027 SH   DFND   24,455 0 7,572
APPLE INC COMMON STOCK 037833100 509 2,000 SH   OTR   2,000 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 203 3,910 SH   DFND   3,910 0 0
AT&T INC COMMON STOCK 00206R102 2,997 102,807 SH   DFND   89,307 0 13,500
AT&T INC COMMON STOCK 00206R102 567 19,436 SH   OTR   19,436 0 0
AUTOLIV INC COMMON STOCK 052800109 970 21,090 SH   DFND   21,090 0 0
AUTOLIV INC COMMON STOCK 052800109 124 2,705 SH   OTR   2,705 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 5,569 40,745 SH   DFND   40,745 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 50 365 SH   OTR   365 0 0
AUTOZONE INC COMMON STOCK 053332102 1,100 1,300 SH   DFND   1,300 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 904 8,870 SH   DFND   8,870 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,399 65,904 SH   DFND   43,354 0 22,550
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 2,397 29,524 SH   DFND   29,524 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 85 1,049 SH   OTR   1,049 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 4,460 19,410 SH   DFND   19,410 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 188 820 SH   OTR   820 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 2,116 11,575 SH   DFND   11,575 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 6 35 SH   OTR   35 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108 1,088 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 1,256 2,855 SH   DFND   2,855 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 7 15 SH   OTR   15 0 0
BOEING CO COMMON STOCK 097023105 931 6,240 SH   DFND   6,240 0 0
BOEING CO COMMON STOCK 097023105 43 285 SH   OTR   285 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 294 9,000 SH   DFND   0 0 9,000
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,324 23,750 SH   DFND   16,210 0 7,540
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 316 5,670 SH   OTR   5,670 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 988 17,797 SH   DFND   17,797 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 150 2,704 SH   OTR   2,704 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 339 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 375 11,925 SH   OTR   11,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 848 7,305 SH   DFND   7,305 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 212 1,825 SH   OTR   1,825 0 0
CELANESE CORP COMMON COMMON STOCK 150870103 1,368 18,635 SH   DFND   9,635 0 9,000
CENTENE CORP COMMON STOCK 15135B101 248 4,170 SH   DFND   250 0 3,920
CHARLES SCHWAB CORP COMMON STOCK 808513105 264 7,850 SH   DFND   0 0 7,850
CHARTER COMMUNICATIONS INC CL COMMON STOCK 16119P108 349 800 SH   DFND   0 0 800
CHEVRON CORPORATION COMMON STOCK 166764100 1,534 21,174 SH   DFND   13,974 0 7,200
CHEVRON CORPORATION COMMON STOCK 166764100 210 2,905 SH   OTR   2,905 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 545 8,490 SH   DFND   8,490 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 59 925 SH   OTR   925 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 3,984 101,353 SH   DFND   101,353 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 348 8,850 SH   OTR   8,850 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 1,573 83,615 SH   DFND   83,615 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 49 2,625 SH   OTR   2,625 0 0
CITRIX SYS INC COMMON STOCK 177376100 4,248 30,010 SH   DFND   30,010 0 0
CITRIX SYS INC COMMON STOCK 177376100 23 160 SH   OTR   160 0 0
CLOROX COMPANY COMMON STOCK 189054109 596 3,440 SH   DFND   3,440 0 0
CLOROX COMPANY COMMON STOCK 189054109 17 100 SH   OTR   100 0 0
CME GROUP INC. COMMON STOCK 12572Q105 484 2,800 SH   DFND   0 0 2,800
COCA COLA CO COMMON STOCK 191216100 910 20,565 SH   DFND   9,735 0 10,830
COCA COLA CO COMMON STOCK 191216100 80 1,800 SH   OTR   1,800 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 2,324 35,015 SH   DFND   35,015 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 114 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 4,765 138,612 SH   DFND   118,212 0 20,400
COMCAST CORP-CL A COMMON STOCK 20030N101 120 3,476 SH   OTR   3,476 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 251 3,220 SH   DFND   3,220 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 257 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,075 14,475 SH   DFND   12,675 0 1,800
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 43 300 SH   OTR   300 0 0
CORNING INC COMMON STOCK 219350105 1,092 53,180 SH   DFND   53,180 0 0
CORNING INC COMMON STOCK 219350105 114 5,550 SH   OTR   5,550 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 2,137 7,495 SH   DFND   4,920 0 2,575
COVANTA HOLDING CORP COMMON STOCK 22282E102 1,772 207,245 SH   DFND   207,245 0 0
CSX CORPORATION COMMON STOCK 126408103 1,177 20,545 SH   DFND   15,045 0 5,500
CSX CORPORATION COMMON STOCK 126408103 194 3,385 SH   OTR   3,385 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 1,372 24,590 SH   DFND   24,590 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 101 1,815 SH   OTR   1,815 0 0
CUMMINS INC COMMON STOCK 231021106 592 4,375 SH   DFND   4,375 0 0
CUMMINS INC COMMON STOCK 231021106 26 190 SH   OTR   190 0 0
CVS HEALTH CORP COMMON STOCK 126650100 1,924 32,434 SH   DFND   23,334 0 9,100
CVS HEALTH CORP COMMON STOCK 126650100 131 2,205 SH   OTR   2,205 0 0
CYANOTECH CORP COMMON STOCK 232437301 170 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102 1,305 9,430 SH   DFND   9,430 0 0
DANAHER CORP COMMON STOCK 235851102 57 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 559 10,270 SH   DFND   10,270 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 5 100 SH   OTR   100 0 0
DAVITA INC COMMON STOCK 23918K108 686 9,020 SH   DFND   9,020 0 0
DEERE & CO. COMMON STOCK 244199105 986 7,135 SH   DFND   3,885 0 3,250
DEERE & CO. COMMON STOCK 244199105 169 1,225 SH   OTR   1,225 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 423 5,855 SH   DFND   5,855 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 85 1,175 SH   OTR   1,175 0 0
DOW INC COMMON STOCK 260557103 484 16,553 SH   DFND   15,054 0 1,499
DOW INC COMMON STOCK 260557103 106 3,640 SH   OTR   3,640 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 243 3,000 SH   DFND   3,000 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 73 905 SH   OTR   905 0 0
DUNKIN' BRANDS GROUP INC COMMON STOCK 265504100 1,262 23,770 SH   DFND   23,770 0 0
DUNKIN' BRANDS GROUP INC COMMON STOCK 265504100 27 500 SH   OTR   500 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 886 25,989 SH   DFND   25,989 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 81 2,365 SH   OTR   2,365 0 0
EATON VANCE CORP COMMON STOCK 278265103 1,207 37,440 SH   DFND   37,440 0 0
EATON VANCE CORP COMMON STOCK 278265103 3 100 SH   OTR   100 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 1,646 16,435 SH   DFND   16,435 0 0
ELI LILLY & CO COMMON STOCK 532457108 995 7,170 SH   DFND   7,170 0 0
ELI LILLY & CO COMMON STOCK 532457108 42 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 1,381 28,990 SH   DFND   28,990 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 166 3,475 SH   OTR   3,475 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 493 34,445 SH   DFND   34,445 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 109 7,650 SH   OTR   7,650 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 2,259 55,513 SH   DFND   55,513 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 6 150 SH   OTR   150 0 0
EXELON CORP COMMON STOCK 30161N101 416 11,311 SH   DFND   111 0 11,200
EXELON CORP COMMON STOCK 30161N101 3 68 SH   OTR   68 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 602 15,846 SH   DFND   10,506 0 5,340
EXXONMOBIL CORP COMMON STOCK 30231G102 237 6,250 SH   OTR   6,250 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 2,135 12,800 SH   DFND   7,100 0 5,700
FACEBOOK INC-A COMMON STOCK 30303M102 119 715 SH   OTR   715 0 0
FACTSET COMMON STOCK 303075105 2,496 9,575 SH   DFND   9,575 0 0
FACTSET COMMON STOCK 303075105 171 655 SH   OTR   655 0 0
FAIR ISAAC CORP COMMON STOCK 303250104 1,440 4,680 SH   DFND   4,680 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 82 860 SH   DFND   860 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 123 1,290 SH   OTR   1,290 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,126 8,514 SH   DFND   8,514 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 133 1,004 SH   OTR   1,004 0 0
GENERAL MILLS COMMON STOCK 370334104 2,214 41,955 SH   DFND   41,955 0 0
GENERAL MILLS COMMON STOCK 370334104 40 750 SH   OTR   750 0 0
GENTEX CORP COMMON STOCK 371901109 1,891 85,345 SH   DFND   85,345 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 220 2,940 SH   DFND   2,940 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 79 1,060 SH   OTR   1,060 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 2,477 17,175 SH   DFND   17,175 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 44 5,897 SH   DFND   5,897 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 75 10,000 SH   OTR   10,000 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 259 7,350 SH   DFND   7,350 0 0
HASBRO INC COM COMMON STOCK 418056107 788 11,020 SH   DFND   11,020 0 0
HASBRO INC COM COMMON STOCK 418056107 5 75 SH   OTR   75 0 0
HESS CORPORATION COMMON STOCK 42809H107 475 14,270 SH   DFND   14,270 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 179 7,285 SH   DFND   7,285 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 30 1,225 SH   OTR   1,225 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 866 4,640 SH   DFND   1,140 0 3,500
HOME DEPOT INC COM COMMON STOCK 437076102 33 175 SH   OTR   175 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2,424 18,115 SH   DFND   11,865 0 6,250
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 59 440 SH   OTR   440 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 1,790 38,370 SH   DFND   38,370 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 72 1,540 SH   OTR   1,540 0 0
HUBBELL INC COMMON STOCK 443510607 685 5,970 SH   DFND   5,970 0 0
IBM CORPORATION COMMON STOCK 459200101 484 4,365 SH   DFND   4,365 0 0
IBM CORPORATION COMMON STOCK 459200101 383 3,453 SH   OTR   3,453 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 2,717 19,120 SH   DFND   15,420 0 3,700
ILLINOIS TOOL WORKS COMMON STOCK 452308109 199 1,398 SH   OTR   1,398 0 0
INGERSOLL-RAND INC COMMON STOCK 45687V106 228 9,185 SH   DFND   0 0 9,185
INTEL CORP COMMON STOCK 458140100 4,185 77,335 SH   DFND   77,335 0 0
INTEL CORP COMMON STOCK 458140100 409 7,560 SH   OTR   7,560 0 0
INTUIT COMMON STOCK 461202103 1,031 4,484 SH   DFND   3,599 0 885
INTUIT COMMON STOCK 461202103 97 421 SH   OTR   421 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 3,451 43,535 SH   DFND   43,535 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 67 605 SH   DFND   605 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 161 1,450 SH   OTR   1,450 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,452 33,953 SH   DFND   31,153 0 2,800
JOHNSON & JOHNSON COMMON STOCK 478160104 810 6,176 SH   OTR   6,176 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,380 15,328 SH   DFND   7,478 0 7,850
JP MORGAN CHASE & CO COMMON STOCK 46625H100 375 4,164 SH   OTR   4,164 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 640 5,035 SH   DFND   5,035 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 3,158 24,695 SH   DFND   24,695 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 70 545 SH   OTR   545 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 371 26,681 SH   DFND   26,681 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107 90 3,380 SH   DFND   3,380 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107 176 6,610 SH   OTR   6,610 0 0
LOGMEIN INC COMMON STOCK 54142L109 1,652 19,835 SH   DFND   19,835 0 0
LOWES COS INC COMMON STOCK 548661107 1,388 16,125 SH   DFND   16,125 0 0
LOWES COS INC COMMON STOCK 548661107 197 2,285 SH   OTR   2,285 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 931 5,170 SH   DFND   5,170 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 88 490 SH   OTR   490 0 0
M & T BK CORP COMMON STOCK 55261F104 2,507 24,240 SH   DFND   24,240 0 0
M & T BK CORP COMMON STOCK 55261F104 38 364 SH   OTR   364 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 522 14,300 SH   DFND   14,300 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 97 2,650 SH   OTR   2,650 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 552 23,355 SH   DFND   23,355 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 50 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 3,432 14,207 SH   DFND   14,207 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 139 575 SH   OTR   575 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,567 9,474 SH   DFND   9,474 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 274 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 1,139 8,420 SH   DFND   8,420 0 0
MERCK & CO INC COMMON STOCK 58933Y105 4,257 55,328 SH   DFND   48,078 0 7,250
MERCK & CO INC COMMON STOCK 58933Y105 364 4,730 SH   OTR   4,730 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105 867 1,255 SH   DFND   1,255 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 345 5,090 SH   DFND   5,090 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 7 100 SH   OTR   100 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 614 14,600 SH   DFND   600 0 14,000
MICROSOFT CORP COMMON STOCK 594918104 9,870 62,582 SH   DFND   47,482 0 15,100
MICROSOFT CORP COMMON STOCK 594918104 1,486 9,425 SH   OTR   9,425 0 0
MIDDLEBY CORP COMMON STOCK 596278101 357 6,273 SH   DFND   6,273 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 464 9,267 SH   DFND   2,767 0 6,500
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 5 100 SH   OTR   100 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307 1,926 14,490 SH   DFND   14,490 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 2,027 61,270 SH   DFND   61,270 0 0
NETFLIX INC COMMON STOCK 64110L106 4,616 12,293 SH   DFND   11,832 0 461
NETFLIX INC COMMON STOCK 64110L106 32 85 SH   OTR   85 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 3,864 16,060 SH   DFND   13,535 0 2,525
NEXTERA ENERGY INC COMMON STOCK 65339F101 177 735 SH   OTR   735 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106 2,524 58,705 SH   DFND   58,705 0 0
NIKE INC CLASS B COMMON STOCK 654106103 3,266 39,470 SH   DFND   36,070 0 3,400
NIKE INC CLASS B COMMON STOCK 654106103 168 2,025 SH   OTR   2,025 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 186 1,275 SH   DFND   1,275 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 15 100 SH   OTR   100 0 0
NVIDIA CORP COMMON STOCK 67066G104 4,681 17,759 SH   DFND   15,213 0 2,546
NVIDIA CORP COMMON STOCK 67066G104 55 210 SH   OTR   210 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 245 21,130 SH   DFND   21,130 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 26 2,225 SH   OTR   2,225 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 1,361 24,790 SH   DFND   24,790 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 21 390 SH   OTR   390 0 0
ONEOK INC NEW COMMON STOCK 682680103 166 7,595 SH   DFND   7,595 0 0
ONEOK INC NEW COMMON STOCK 682680103 85 3,885 SH   OTR   3,885 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 3,975 82,255 SH   DFND   82,255 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 145 3,010 SH   OTR   3,010 0 0
PALO ALTO NETWORKS COMMON STOCK 697435105 307 1,875 SH   DFND   1,875 0 0
PALO ALTO NETWORKS COMMON STOCK 697435105 2 10 SH   OTR   10 0 0
PAYCHEX INC COMMON STOCK 704326107 2,056 32,680 SH   DFND   32,680 0 0
PAYCHEX INC COMMON STOCK 704326107 291 4,620 SH   OTR   4,620 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 725 7,570 SH   DFND   1,970 0 5,600
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 218 2,275 SH   OTR   2,275 0 0
PEPSICO INC COMMON STOCK 713448108 2,940 24,479 SH   DFND   24,479 0 0
PEPSICO INC COMMON STOCK 713448108 361 3,005 SH   OTR   3,005 0 0
PFIZER INC COMMON STOCK 717081103 3,182 97,475 SH   DFND   91,875 0 5,600
PFIZER INC COMMON STOCK 717081103 300 9,205 SH   OTR   9,205 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 666 9,125 SH   DFND   1,300 0 7,825
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 264 3,625 SH   OTR   3,625 0 0
PHILLIPS 66 COMMON STOCK 718546104 452 8,429 SH   DFND   8,429 0 0
PHILLIPS 66 COMMON STOCK 718546104 143 2,660 SH   OTR   2,660 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 994 10,175 SH   DFND   10,175 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 353 3,620 SH   OTR   3,620 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 4,640 42,179 SH   DFND   36,179 0 6,000
PROCTER & GAMBLE CO COMMON STOCK 742718109 618 5,619 SH   OTR   5,619 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103 891 12,060 SH   DFND   12,060 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103 15 200 SH   OTR   200 0 0
QUALCOMM INC COM COMMON STOCK 747525103 2,367 34,996 SH   DFND   34,996 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 1,641 20,430 SH   DFND   20,430 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 59 735 SH   OTR   735 0 0
RAYTHEON COMPANY COMMON STOCK 755111507 1,169 8,910 SH   DFND   8,910 0 0
RAYTHEON COMPANY COMMON STOCK 755111507 118 900 SH   OTR   900 0 0
RESMED INC COMMON STOCK 761152107 3,863 26,230 SH   DFND   26,230 0 0
RESMED INC COMMON STOCK 761152107 30 205 SH   OTR   205 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103 525 8,825 SH   DFND   8,825 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103 318 5,351 SH   OTR   5,351 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 870 3,550 SH   DFND   1,750 0 1,800
SALESFORCE.COM COMMON STOCK 79466L302 678 4,710 SH   DFND   70 0 4,640
SCHEIN HENRY INC COMMON STOCK 806407102 1,564 30,955 SH   DFND   30,955 0 0
SEMPRA ENERGY COMMON STOCK 816851109 2,881 25,500 SH   DFND   22,840 0 2,660
SEMPRA ENERGY COMMON STOCK 816851109 11 100 SH   OTR   100 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 586 12,635 SH   DFND   12,635 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 9 200 SH   OTR   200 0 0
SOUTHERN CO COMMON STOCK 842587107 86 1,590 SH   DFND   1,590 0 0
SOUTHERN CO COMMON STOCK 842587107 195 3,600 SH   OTR   3,600 0 0
SQUARE INC CL A COMMON STOCK 852234103 283 5,400 SH   DFND   0 0 5,400
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 1,537 15,370 SH   DFND   15,370 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 31 305 SH   OTR   305 0 0
STARBUCKS CORP COMMON STOCK 855244109 1,281 19,485 SH   DFND   19,485 0 0
STARBUCKS CORP COMMON STOCK 855244109 19 285 SH   OTR   285 0 0
SUNOCO LP COMMON STOCK 86765K109 240 15,320 SH   DFND   15,320 0 0
SYNCHRONY FINANCIAL COMMON STOCK 87165B103 174 10,800 SH   DFND   0 0 10,800
SYSCO CORP COMMON STOCK 871829107 2,948 64,600 SH   DFND   64,600 0 0
SYSCO CORP COMMON STOCK 871829107 142 3,114 SH   OTR   3,114 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104 507 5,070 SH   DFND   3,170 0 1,900
TEXAS INSTRUMENTS COM COMMON STOCK 882508104 14 145 SH   OTR   145 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 199 1,500 SH   DFND   1,500 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 7 50 SH   OTR   50 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 5,136 18,110 SH   DFND   16,760 0 1,350
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 649 2,290 SH   OTR   2,290 0 0
TJX COMPANIES COMMON STOCK 872540109 1,794 37,530 SH   DFND   37,530 0 0
TJX COMPANIES COMMON STOCK 872540109 55 1,150 SH   OTR   1,150 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 1,499 48,609 SH   DFND   36,720 0 11,889
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 31 990 SH   OTR   990 0 0
UGI CORP NEW COMMON STOCK 902681105 709 26,585 SH   DFND   26,585 0 0
UGI CORP NEW COMMON STOCK 902681105 14 531 SH   OTR   531 0 0
UNION PAC CORP COM COMMON STOCK 907818108 2,215 15,705 SH   DFND   15,705 0 0
UNION PAC CORP COM COMMON STOCK 907818108 141 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 1,150 12,305 SH   DFND   12,305 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 130 1,395 SH   OTR   1,395 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,486 15,755 SH   DFND   13,355 0 2,400
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 155 1,642 SH   OTR   1,642 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3,733 14,970 SH   DFND   12,270 0 2,700
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 319 1,280 SH   OTR   1,280 0 0
UNIVERSAL DISPLAY CORP COMMON STOCK 91347P105 1,303 9,890 SH   DFND   9,890 0 0
UNIVERSAL DISPLAY CORP COMMON STOCK 91347P105 1 10 SH   OTR   10 0 0
US BANCORP COMMON STOCK 902973304 1,862 54,045 SH   DFND   54,045 0 0
US BANCORP COMMON STOCK 902973304 4 125 SH   OTR   125 0 0
V F CORP COMMON STOCK 918204108 422 7,805 SH   DFND   7,805 0 0
V F CORP COMMON STOCK 918204108 20 375 SH   OTR   375 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100 1,314 28,968 SH   DFND   22,368 0 6,600
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100 67 1,475 SH   OTR   1,475 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 3,213 59,790 SH   DFND   59,790 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 763 14,202 SH   OTR   14,202 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 369 1,550 SH   DFND   0 0 1,550
VISA INC CL A COMMON STOCK 92826C839 3,427 21,270 SH   DFND   15,870 0 5,400
VISA INC CL A COMMON STOCK 92826C839 167 1,035 SH   OTR   1,035 0 0
VOYA FINANCIAL, INC. COMMON STOCK 929089100 327 8,075 SH   DFND   0 0 8,075
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 193 4,215 SH   DFND   4,215 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 85 1,851 SH   OTR   1,851 0 0
WALMART INC COMMON STOCK 931142103 22 195 SH   DFND   195 0 0
WALMART INC COMMON STOCK 931142103 222 1,950 SH   OTR   1,950 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106 4,159 43,055 SH   DFND   36,755 0 6,300
WALT DISNEY COMPANY COMMON STOCK 254687106 112 1,160 SH   OTR   1,160 0 0
WASHINGTON TRUST BANCORP COMMON STOCK 940610108 1,051 28,760 SH   DFND   28,760 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109 2,126 22,970 SH   DFND   22,970 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109 222 2,395 SH   OTR   2,395 0 0
WATERS CORP COMMON STOCK 941848103 1,889 10,375 SH   DFND   10,375 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 587 6,658 SH   DFND   6,658 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 78 880 SH   OTR   880 0 0
WELLS FARGO & CO COMMON STOCK 949746101 123 4,280 SH   DFND   4,280 0 0
WELLS FARGO & CO COMMON STOCK 949746101 209 7,290 SH   OTR   7,290 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 425 10,209 SH   DFND   10,209 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 23 545 SH   OTR   545 0 0
WESTERN UNION CO COMMON STOCK 959802109 234 12,890 SH   DFND   12,890 0 0
WESTERN UNION CO COMMON STOCK 959802109 9 472 SH   OTR   472 0 0
WHIRLPOOL CORPORATION COM COMMON STOCK 963320106 722 8,420 SH   DFND   8,420 0 0
WR BERKLEY CORP COMMON STOCK 084423102 152 2,905 SH   DFND   2,905 0 0
WR BERKLEY CORP COMMON STOCK 084423102 134 2,562 SH   OTR   2,562 0 0
WYNDHAM DESTINATIONS INC COMMON STOCK 98310W108 607 27,975 SH   DFND   27,975 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105 904 28,705 SH   DFND   28,705 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 491 8,150 SH   DFND   8,150 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 327 5,430 SH   OTR   5,430 0 0
YUM! BRANDS INC COMMON STOCK 988498101 2,865 41,810 SH   DFND   35,460 0 6,350
YUM! BRANDS INC COMMON STOCK 988498101 82 1,190 SH   OTR   1,190 0 0
ZOETIS INC COMMON STOCK 98978V103 2,779 23,615 SH   DFND   23,615 0 0
3M CO COMMON STOCK 88579Y101 1,650 12,085 SH   DFND   12,085 0 0
3M CO COMMON STOCK 88579Y101 58 425 SH   OTR   425 0 0
ABB LTD-SPON ADR COMMON STOCK 000375204 484 28,040 SH   DFND   28,040 0 0
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 1,037 5,330 SH   DFND   5,330 0 0
ASTRAZENECA PLC ADR COMMON STOCK 046353108 251 5,630 SH   DFND   5,630 0 0
BHP GROUP LTD SPONS ADR COMMON STOCK 088606108 299 8,140 SH   DFND   8,140 0 0
BHP GROUP LTD SPONS ADR COMMON STOCK 088606108 4 100 SH   OTR   100 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 68 2,800 SH   DFND   2,800 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 142 5,825 SH   OTR   5,825 0 0
CHINA MOBILE LIMITED SPONS ADR COMMON STOCK 16941M109 534 14,180 SH   DFND   14,180 0 0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK 37733W105 311 8,210 SH   DFND   8,210 0 0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK 37733W105 7 175 SH   OTR   175 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109 1,324 16,055 SH   DFND   16,055 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109 251 3,050 SH   OTR   3,050 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100 493 10,815 SH   DFND   10,815 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100 13 290 SH   OTR   290 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 2,483 51,955 SH   DFND   45,055 0 6,900
TELEKOMUNIKASI INDONESIA ADR COMMON STOCK 715684106 1,459 75,790 SH   DFND   75,790 0 0
UNILEVER N V -NY SHARES COMMON STOCK 904784709 455 9,320 SH   DFND   9,320 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 181 3,570 SH   DFND   3,570 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 33 660 SH   OTR   660 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100 424 1,945 SH   DFND   0 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100 69 315 SH   OTR   0 0 0
EQUINIX INC REIT OTHER 29444U700 503 806 SH   DFND   0 0 0
SBA COMMUNICATIONS CORP CL A R OTHER 78410G104 405 1,500 SH   DFND   0 0 0
UNIVERSAL HEALTH REALTY INCOME OTHER 91359E105 202 2,000 SH   OTR   0 0 0
ACCENTURE PLC CL A OTHER G1151C101 4,016 24,596 SH   DFND   24,596 0 0
ACCENTURE PLC CL A OTHER G1151C101 368 2,255 SH   OTR   2,255 0 0
AMCOR PLC OTHER G0250X107 1,585 195,165 SH   DFND   195,165 0 0
AMCOR PLC OTHER G0250X107 7 892 SH   OTR   892 0 0
AON PLC OTHER G0408V102 243 1,475 SH   DFND   1,475 0 0
ATLASSIAN CORP PLC CL A OTHER G06242104 659 4,800 SH   DFND   0 0 4,800
BROOKFIELD RENEWABLE PARTNERS OTHER G16258108 2,186 51,455 SH   DFND   51,455 0 0
CHUBB LTD OTHER H1467J104 3,500 31,335 SH   DFND   31,335 0 0
CHUBB LTD OTHER H1467J104 36 318 SH   OTR   318 0 0
EATON CORP PLC OTHER G29183103 2,422 31,180 SH   DFND   22,780 0 8,400
EATON CORP PLC OTHER G29183103 37 470 SH   OTR   470 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 328 11,270 SH   DFND   11,270 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 94 3,234 SH   OTR   3,234 0 0
LINDE PLC OTHER G5494J103 1,114 6,440 SH   DFND   6,440 0 0
LINDE PLC OTHER G5494J103 23 135 SH   OTR   135 0 0
MANULIFE FINANCIAL OTHER 56501R106 676 53,900 SH   DFND   53,900 0 0
MEDTRONIC PLC OTHER G5960L103 1,098 12,180 SH   DFND   9,180 0 3,000
MEDTRONIC PLC OTHER G5960L103 9 100 SH   OTR   100 0 0
TC ENERGY CORP OTHER 87807B107 213 4,805 SH   DFND   4,805 0 0
TORONTO DOMINION BK ONT OTHER 891160509 2,944 69,455 SH   DFND   69,455 0 0
TORONTO DOMINION BK ONT OTHER 891160509 365 8,610 SH   OTR   8,610 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103 870 10,530 SH   DFND   120 0 10,410
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 1,054 50,630 SH   DFND   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 49 2,350 SH   OTR   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 244 2,665 SH   DFND   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 48 525 SH   OTR   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 211 5,220 SH   DFND   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 118 2,905 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 4,505 31,312 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 2,804 49,973 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 98 1,749 SH   OTR   0 0 0
ISHARES EXPONENTIAL TECH ETF OTHER 46434V381 2,301 64,620 SH   DFND   0 0 0
ISHARES EXPONENTIAL TECH ETF OTHER 46434V381 28 795 SH   OTR   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 5,251 98,214 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 18 335 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 2,337 68,476 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 7 200 SH   OTR   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 691 6,410 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 320 10,055 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 204 6,420 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 2,761 63,945 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 182 4,207 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 1,041 7,352 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 5 35 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 1,440 9,560 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,610 16,229 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 1,796 15,693 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 91 796 SH   OTR   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206 325 11,450 SH   DFND   0 0 0
ROYCE VALUE TR INC OTHER 780910105 130 13,474 SH   DFND   0 0 0
SPDR PORTFOLIO EMERGING MARKET OTHER 78463X509 325 11,430 SH   DFND   0 0 0
SPDR PORTFOLIO EMERGING MARKET OTHER 78463X509 31 1,085 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 1,471 18,415 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 80 1,000 SH   OTR   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772 747 24,375 SH   DFND   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772 28 925 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 963 3,665 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 377 1,433 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 812 3,150 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 233 905 SH   OTR   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103 122 6,864 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103 62 3,465 SH   OTR   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 187 3,375 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 43 785 SH   OTR   0 0 0
VANECK VECTORS AGRIBUSINESS ET OTHER 92189F700 220 4,287 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 862 19,920 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 8 175 SH   OTR   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 3,547 39,175 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 175 1,935 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 5,400 131,643 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 432 10,530 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 7,327 219,752 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 461 13,823 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 6,661 198,535 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 316 9,432 SH   OTR   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 1,522 35,460 SH   DFND   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 29 675 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 382 5,400 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 53 1,160 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 158 3,480 SH   OTR   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 2,281 32,661 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 384 5,502 SH   OTR   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885 1,426 14,660 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885 169 1,735 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 1,986 19,378 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 119 1,160 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 2,195 9,269 SH   DFND   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 89 375 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 2,161 24,335 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 75 850 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 219 1,895 SH   DFND   0 0 0
VANGUARD TOTAL INTL STOCK ET OTHER 921909768 344 8,195 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 5,846 45,350 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 355 2,750 SH   OTR   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706 773 12,155 SH   DFND   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706 8 126 SH   OTR   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 1,327 41,150 SH   DFND   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 16 495 SH   OTR   0 0 0
WISDOMTREE EMERGING MKTS S/C D OTHER 97717W281 376 11,390 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 1,795 37,360 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 89 1,850 SH   OTR   0 0 0
BLACKROCK FLOAT RT INCOME ST OTHER 09255X100 440 43,920 SH   DFND   0 0 0
INVESCO PREFERRED ETF OTHER 46138E511 1,931 146,770 SH   DFND   0 0 0
INVESCO PREFERRED ETF OTHER 46138E511 28 2,090 SH   OTR   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870 5,605 261,205 SH   DFND   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870 184 8,585 SH   OTR   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 6,359 53,930 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 78 665 SH   OTR   0 0 0
ISHARES FLOATING RATE BOND ETF OTHER 46429B655 1,208 24,785 SH   DFND   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 3,062 24,790 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 551 5,699 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 34 355 SH   OTR   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 4,095 100,195 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 22 540 SH   OTR   0 0 0
NUVEEN PREFERRED & INCOME SEC OTHER 67072C105 2 230 SH   DFND   0 0 0
NUVEEN PREFERRED & INCOME SEC OTHER 67072C105 74 10,258 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 4,700 54,810 SH   DFND   0 0 0
SPDR BBG BARC HIGH YIELD BND OTHER 78468R622 1,272 13,425 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 2,842 96,665 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 103 3,495 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 2,287 97,090 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 8,590 122,024 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 455 6,470 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 7,807 89,640 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 391 4,490 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 5,583 62,495 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 176 1,970 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 5,592 68,047 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 200 2,435 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 4,069 51,435 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 245 3,095 SH   OTR   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 3,968 81,441 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 92 1,880 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 882 10,330 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 378 4,424 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 1,750 31,101 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 356 6,335 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND ETF OTHER 922907746 4,895 92,541 SH   DFND   0 0 0