The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   271,734 2,105 SH   SOLE   2,105 0 0
ABBOTT LABS COM 002824100   326,775 2,889 SH   SOLE   2,889 0 0
ABBVIE INC COM 00287Y109   561,354 3,159 SH   SOLE   3,159 0 0
ADVANCED MICRO DEVICES INC COM 007903107   387,615 3,209 SH   SOLE   3,209 0 0
ALPHABET INC CAP STK CL C 02079K107   486,830 2,556 SH   SOLE   2,556 0 0
ALPHABET INC CAP STK CL A 02079K305   234,164 1,237 SH   SOLE   1,237 0 0
AMAZON COM INC COM 023135106   1,504,138 6,856 SH   SOLE   6,856 0 0
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101   164,851 11,520 SH   SOLE   11,520 0 0
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190   342,585 6,610 SH   SOLE   6,610 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   213,635 3,930 SH   SOLE   3,930 0 0
AMERICAN EXPRESS CO COM 025816109   368,613 1,242 SH   SOLE   1,242 0 0
APPLE INC COM 037833100   10,364,766 41,389 SH   SOLE   41,389 0 0
AZZ INC COM 002474104   573,440 7,000 SH   SOLE   7,000 0 0
BANK NEW YORK MELLON CORP COM 064058100   674,183 8,775 SH   SOLE   8,775 0 0
BARRICK GOLD CORP COM 067901108   198,028 12,776 SH   SOLE   12,776 0 0
BECTON DICKINSON & CO COM 075887109   359,135 1,583 SH   SOLE   1,583 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,392,929 3,073 SH   SOLE   3,073 0 0
BLACKSTONE INC COM 09260D107   921,891 5,346 SH   SOLE   5,346 0 0
BLUE OWL CAPITAL INC COM CL A 09581B103   319,875 13,752 SH   SOLE   13,752 0 0
CISCO SYS INC COM 17275R102   223,776 3,780 SH   SOLE   3,780 0 0
CONOCOPHILLIPS COM 20825C104   226,306 2,282 SH   SOLE   2,282 0 0
CONSOLIDATED EDISON INC COM 209115104   240,832 2,699 SH   SOLE   2,699 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   258,331 755 SH   SOLE   755 0 0
DBX ETF TR XTRACK MUN INFRA 233051705   386,276 15,292 SH   SOLE   15,292 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   261,052 9,960 SH   SOLE   9,960 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   400,567 15,789 SH   SOLE   15,789 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,813,000 44,775 SH   SOLE   44,775 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,491,743 153,826 SH   SOLE   153,826 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   521,966 20,196 SH   SOLE   20,196 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   915,168 27,084 SH   SOLE   27,084 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   7,191,268 129,199 SH   SOLE   129,199 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   291,911 4,579 SH   SOLE   4,579 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   215,768 7,010 SH   SOLE   7,010 0 0
ELI LILLY & CO COM 532457108   453,164 587 SH   SOLE   587 0 0
ENERGY SVCS ACQUISITION CORP COM 29271Q103   439,765 34,764 SH   SOLE   34,764 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   260,049 5,098 SH   SOLE   5,098 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUIT 33740U539   3,684,517 120,072 SH   SOLE   120,072 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST INTER EQ 33740F573   3,537,190 155,208 SH   SOLE   155,208 0 0
FIRSTENERGY CORP COM 337932107   210,675 5,296 SH   SOLE   5,296 0 0
FLEXSHARES TR QLT DIV DEF IDX 33939L845   224,715 3,200 SH   SOLE   3,200 0 0
HOME DEPOT INC COM 437076102   909,459 2,338 SH   SOLE   2,338 0 0
HONEYWELL INTL INC COM 438516106   282,292 1,249 SH   SOLE   1,249 0 0
ILLINOIS TOOL WKS INC COM 452308109   440,234 1,726 SH   SOLE   1,726 0 0
INTUIT COM 461202103   346,932 552 SH   SOLE   552 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   373,631 14,288 SH   SOLE   14,288 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   368,822 5,268 SH   SOLE   5,268 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,113,762 6,356 SH   SOLE   6,356 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   4,551,723 67,904 SH   SOLE   67,904 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,236,193 4,374 SH   SOLE   4,374 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848   244,650 6,992 SH   SOLE   6,992 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   2,055,546 7,141 SH   SOLE   7,141 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,355,927 3,375 SH   SOLE   3,375 0 0
ISHARES TR IBOXX HI YD ETF 464288513   4,743,695 60,313 SH   SOLE   60,313 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,619,753 26,113 SH   SOLE   26,113 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   463,452 2,823 SH   SOLE   2,823 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,785,671 8,080 SH   SOLE   8,080 0 0
ISHARES TR TRS FLT RT BD 46434V860   2,966,278 58,772 SH   SOLE   58,772 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   519,509 19,163 SH   SOLE   19,163 0 0
ISHARES TR S&P SML 600 GWT 464287887   592,108 4,374 SH   SOLE   4,374 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   677,721 13,475 SH   SOLE   13,475 0 0
JPMORGAN CHASE & CO. COM 46625H100   514,418 2,146 SH   SOLE   2,146 0 0
KRANESHARES TRUST KRANESHARES VALU 500767645   441,042 17,467 SH   SOLE   17,467 0 0
LOCKHEED MARTIN CORP COM 539830109   202,485 416 SH   SOLE   416 0 0
MARATHON PETE CORP COM 56585A102   403,155 2,890 SH   SOLE   2,890 0 0
MERCK & CO INC COM 58933Y105   535,792 5,342 SH   SOLE   5,342 0 0
META PLATFORMS INC CL A 30303M102   2,312,765 3,950 SH   SOLE   3,950 0 0
MICROSOFT CORP COM 594918104   1,212,971 2,877 SH   SOLE   2,877 0 0
NETFLIX INC COM 64110L106   204,112 229 SH   SOLE   229 0 0
NORTHROP GRUMMAN CORP COM 666807102   356,660 760 SH   SOLE   760 0 0
NUVEEN NEW YORK AMT QLT MUNI COM 670656107   914,515 87,428 SH   SOLE   87,428 0 0
NVIDIA CORPORATION COM 67066G104   1,648,481 12,274 SH   SOLE   12,274 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,106,089 14,625 SH   SOLE   14,625 0 0
PAYPAL HLDGS INC COM 70450Y103   350,874 4,111 SH   SOLE   4,111 0 0
PFIZER INC COM 717081103   716,416 27,004 SH   SOLE   27,004 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,130,221 12,446 SH   SOLE   12,446 0 0
PRICE T ROWE GROUP INC COM 74144T108   385,411 3,408 SH   SOLE   3,408 0 0
PROSHARES TR ULTR 7-10 TREA 74347R180   208,119 5,066 SH   SOLE   5,066 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   4,450,257 52,672 SH   SOLE   52,672 0 0
QUALCOMM INC COM 747525103   752,124 4,896 SH   SOLE   4,896 0 0
QUANTA SVCS INC COM 74762E102   1,970,275 6,236 SH   SOLE   6,236 0 0
ROIVANT SCIENCES LTD SHS G76279101   118,300 10,000 SH   SOLE   10,000 0 0
RTX CORPORATION COM 75513E101   314,758 2,720 SH   SOLE   2,720 0 0
S&P GLOBAL INC COM 78409V104   228,098 458 SH   SOLE   458 0 0
SALESFORCE INC COM 79466L302   592,767 1,773 SH   SOLE   1,773 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   335,566 12,976 SH   SOLE   12,976 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,063,566 90,906 SH   SOLE   90,906 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   929,477 50,242 SH   SOLE   50,242 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,776,667 11,940 SH   SOLE   11,940 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   553,282 11,448 SH   SOLE   11,448 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   815,594 6,190 SH   SOLE   6,190 0 0
SEMPRA COM 816851109   346,143 3,946 SH   SOLE   3,946 0 0
SMITH A O CORP COM 831865209   691,854 10,143 SH   SOLE   10,143 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,683,566 6,284 SH   SOLE   6,284 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,150,122 35,836 SH   SOLE   35,836 0 0
SPDR SER TR S&P SEMICNDCTR 78464A862   268,326 1,080 SH   SOLE   1,080 0 0
SYNOPSYS INC COM 871607107   559,620 1,153 SH   SOLE   1,153 0 0
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305   3,063,488 76,980 SH   SOLE   76,980 0 0
TESLA INC COM 88160R101   1,662,205 4,116 SH   SOLE   4,116 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   445,837 857 SH   SOLE   857 0 0
T-MOBILE US INC COM 872590104   450,510 2,041 SH   SOLE   2,041 0 0
TOLL BROTHERS INC COM 889478103   251,522 1,997 SH   SOLE   1,997 0 0
UNITEDHEALTH GROUP INC COM 91324P102   361,184 714 SH   SOLE   714 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,676,648 75,961 SH   SOLE   75,961 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   249,829 862 SH   SOLE   862 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   900,168 5,317 SH   SOLE   5,317 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   865,384 3,600 SH   SOLE   3,600 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   4,564,679 17,987 SH   SOLE   17,987 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   336,437 7,638 SH   SOLE   7,638 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   926,934 15,932 SH   SOLE   15,932 0 0
VISA INC COM CL A 92826C839   270,530 856 SH   SOLE   856 0 0
WELLS FARGO CO NEW COM 949746101   243,171 3,462 SH   SOLE   3,462 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   257,711 5,268 SH   SOLE   5,268 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511   376,666 8,776 SH   SOLE   8,776 0 0
WISDOMTREE TR US MIDCAP FUND 97717W570   5,620,300 89,899 SH   SOLE   89,899 0 0