The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   320,170 720 SH   SOLE   720 0 0
AIR PRODS & CHEMS INC COM 009158106   334,996 1,155 SH   SOLE   1,155 0 0
ALPHABET INC CAP STK CL C 02079K107   461,246 2,422 SH   SOLE   2,422 0 0
ALPHABET INC CAP STK CL C 02079K107   25,329 133 SH   DFND   133 0 0
ALPHABET INC CAP STK CL A 02079K305   897,093 4,739 SH   SOLE   4,739 0 0
ALPS ETF TR RIVRFRNT STR INC 00162Q783   658,293 28,465 SH   SOLE   28,465 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   404,351 8,396 SH   SOLE   8,396 0 0
AMAZON COM INC COM 023135106   25,449 116 SH   DFND   116 0 0
AMAZON COM INC COM 023135106   1,125,909 5,132 SH   SOLE   5,132 0 0
ANALOG DEVICES INC COM 032654105   215,434 1,014 SH   SOLE   1,014 0 0
ANGEL OAK FUNDS TRUST INCOME ETF 03463K760   414,600 20,136 SH   SOLE   20,136 0 0
APPLE INC COM 037833100   29,299 117 SH   DFND   117 0 0
APPLE INC COM 037833100   1,200,263 4,793 SH   SOLE   4,793 0 0
APPLIED MATLS INC COM 038222105   224,592 1,381 SH   SOLE   1,381 0 0
ARES CAPITAL CORP COM 04010L103   321,323 14,679 SH   SOLE   14,679 0 0
AUTODESK INC COM 052769106   284,043 961 SH   SOLE   961 0 0
BANK NEW YORK MELLON CORP COM 064058100   219,042 2,851 SH   SOLE   2,851 0 0
BECTON DICKINSON & CO COM 075887109   243,885 1,075 SH   SOLE   1,075 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,139,999 2,515 SH   SOLE   2,515 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   863,522 13,482 SH   SOLE   13,482 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   537,428 10,710 SH   SOLE   10,710 0 0
BONDBLOXX ETF TRUST BLOOMBERG TWO YR 09789C853   216,394 4,409 SH   SOLE   4,409 0 0
BOOKING HOLDINGS INC COM 09857L108   929,095 187 SH   SOLE   187 0 0
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300   1,651,381 65,505 SH   SOLE   65,505 0 0
CAMBRIA ETF TR EMRG SHAREHLDR 132061706   1,084,171 34,627 SH   SOLE   34,627 0 0
CAPITOL SER TR FAIRLEAD TACTICA 14064D550   231,928 8,480 SH   SOLE   8,480 0 0
CARMAX INC COM 143130102   477,070 5,835 SH   SOLE   5,835 0 0
CENCORA INC COM 03073E105   281,299 1,252 SH   SOLE   1,252 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104   344,462 1,845 SH   SOLE   1,845 0 0
COCA COLA CO COM 191216100   614,444 9,869 SH   SOLE   9,869 0 0
COHEN & STEERS REIT & PFD & COM 19247X100   302,256 14,462 SH   SOLE   14,462 0 0
COMCAST CORP NEW CL A 20030N101   303,017 8,074 SH   SOLE   8,074 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   343,378 2,701 SH   SOLE   2,701 0 0
DISNEY WALT CO COM 254687106   421,014 3,781 SH   SOLE   3,781 0 0
EATON VANCE SR FLTNG RTE TR COM 27828Q105   358,618 28,017 SH   SOLE   28,017 0 0
ELEVANCE HEALTH INC COM 036752103   531,585 1,441 SH   SOLE   1,441 0 0
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198   392,018 19,067 SH   SOLE   19,067 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321   5,510,999 100,339 SH   SOLE   100,339 0 0
EXCHANGE LISTED FDS TR SABA INT RATE 30151E806   475,588 22,203 SH   SOLE   22,203 0 0
EXXON MOBIL CORP COM 30231G102   498,264 4,632 SH   SOLE   4,632 0 0
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103   1,828,597 27,786 SH   SOLE   27,786 0 0
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   372,307 7,415 SH   SOLE   7,415 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   200,713 4,671 SH   SOLE   4,671 0 0
FISERV INC COM 337738108   241,985 1,178 SH   SOLE   1,178 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   223,703 32,801 SH   SOLE   32,801 0 0
FS KKR CAP CORP COM 302635206   287,247 13,225 SH   SOLE   13,225 0 0
GENERAL DYNAMICS CORP COM 369550108   1,125,366 4,271 SH   SOLE   4,271 0 0
HARTFORD FDS EXCHANGE TRADED AAA CLO ETF 41653L602   274,141 7,041 SH   SOLE   7,041 0 0
HOWMET AEROSPACE INC COM 443201108   337,953 3,090 SH   SOLE   3,090 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   739,603 38,065 SH   SOLE   38,065 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   700,501 35,960 SH   SOLE   35,960 0 0
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   467,734 8,625 SH   SOLE   8,625 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   739,704 35,821 SH   SOLE   35,821 0 0
IQVIA HLDGS INC COM 46266C105   470,248 2,393 SH   SOLE   2,393 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   226,618 6,787 SH   SOLE   6,787 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   670,574 13,487 SH   SOLE   13,487 0 0
ISHARES TR ESG EAFE ETF 46436E759   425,200 6,580 SH   SOLE   6,580 0 0
ISHARES TR ESG ADV TTL USD 46436E619   257,641 6,065 SH   SOLE   6,065 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   320,118 2,485 SH   SOLE   2,485 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   620,160 13,354 SH   SOLE   13,354 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   698,004 30,722 SH   SOLE   30,722 0 0
ISHARES TR MSCI KLD400 SOC 464288570   613,100 5,561 SH   SOLE   5,561 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,424,184 4,118 SH   SOLE   4,118 0 0
ISHARES TR MBS ETF 464288588   290,076 3,164 SH   SOLE   3,164 0 0
ISHARES TR EAFE GRWTH ETF 464288885   222,515 2,298 SH   SOLE   2,298 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   274,777 1,543 SH   SOLE   1,543 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   236,909 4,202 SH   SOLE   4,202 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   389,766 6,775 SH   SOLE   6,775 0 0
JOHNSON & JOHNSON COM 478160104   948,563 6,559 SH   SOLE   6,559 0 0
JPMORGAN CHASE & CO. COM 46625H100   20,615 86 SH   DFND   86 0 0
JPMORGAN CHASE & CO. COM 46625H100   281,180 1,173 SH   SOLE   1,173 0 0
MASTERCARD INCORPORATED CL A 57636Q104   670,324 1,273 SH   SOLE   1,273 0 0
MCDONALDS CORP COM 580135101   1,229,134 4,240 SH   SOLE   4,240 0 0
META PLATFORMS INC CL A 30303M102   1,098,417 1,876 SH   SOLE   1,876 0 0
MICROSOFT CORP COM 594918104   21,918 52 SH   DFND   52 0 0
MICROSOFT CORP COM 594918104   5,596,677 13,278 SH   SOLE   13,278 0 0
MONDELEZ INTL INC CL A 609207105   375,881 6,293 SH   SOLE   6,293 0 0
ORACLE CORP COM 68389X105   1,579,747 9,480 SH   SOLE   9,480 0 0
PACER FDS TR TRENDP US LAR CP 69374H105   396,151 7,413 SH   SOLE   7,413 0 0
PACER FDS TR GLOBL CASH ETF 69374H709   975,390 28,909 SH   SOLE   28,909 0 0
PACER FDS TR US CASH COWS 100 69374H881   3,093,184 54,766 SH   SOLE   54,766 0 0
PACER FDS TR PACER US SMALL 69374H857   1,693,505 38,480 SH   SOLE   38,480 0 0
PEPSICO INC COM 713448108   274,620 1,806 SH   SOLE   1,806 0 0
PHILIP MORRIS INTL INC COM 718172109   547,593 4,550 SH   SOLE   4,550 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   294,189 5,687 SH   SOLE   5,687 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635   206,600 4,585 SH   SOLE   4,585 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585   3,016,881 116,392 SH   SOLE   116,392 0 0
PIMCO MUN INCOME FD III COM 72201A103   132,480 18,000 SH   SOLE   18,000 0 0
PROCTER AND GAMBLE CO COM 742718109   326,918 1,950 SH   SOLE   1,950 0 0
PROGRESSIVE CORP COM 743315103   240,089 1,002 SH   SOLE   1,002 0 0
QUALCOMM INC COM 747525103   338,118 2,201 SH   SOLE   2,201 0 0
SALESFORCE INC COM 79466L302   374,784 1,121 SH   SOLE   1,121 0 0
SCHWAB CHARLES CORP COM 808513105   687,923 9,295 SH   SOLE   9,295 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   403,311 17,767 SH   SOLE   17,767 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   857,476 12,438 SH   SOLE   12,438 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   1,724,617 41,328 SH   SOLE   41,328 0 0
STARBUCKS CORP COM 855244109   339,450 3,720 SH   SOLE   3,720 0 0
STRATEGY SHS NEWFOUND RESLV 86280R886   2,323,280 73,475 SH   SOLE   73,475 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   573,708 2,905 SH   SOLE   2,905 0 0
TIDAL ETF TR UNLIMITED HFND 886364439   1,070,851 49,235 SH   SOLE   49,235 0 0
TIDAL TR II RETURN STCKD US 88636J816   5,470,734 228,901 SH   SOLE   228,901 0 0
TIDAL TR II RETURN STACKED U 88636J345   1,861,652 91,707 SH   SOLE   91,707 0 0
TIDAL TR II RETURN STACKED B 88636J352   2,560,411 141,851 SH   SOLE   141,851 0 0
TIDAL TR II RTN STACKED BD 88636J105   2,444,864 145,962 SH   SOLE   145,962 0 0
TIDAL TR II RET STCKD GL STK 88636J204   6,031,245 259,520 SH   SOLE   259,520 0 0
TJX COS INC NEW COM 872540109   203,806 1,687 SH   SOLE   1,687 0 0
TOUCHSTONE ETF TRUST STRATEGIC INCOME 89157W202   1,506,228 59,287 SH   SOLE   59,287 0 0
UNILEVER PLC SPON ADR NEW 904767704   408,183 7,199 SH   SOLE   7,199 0 0
UNITEDHEALTH GROUP INC COM 91324P102   424,417 839 SH   SOLE   839 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411   317,899 19,116 SH   SOLE   19,116 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   816,538 11,355 SH   SOLE   11,355 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   467,839 9,538 SH   SOLE   9,538 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   954,634 3,294 SH   SOLE   3,294 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   778,519 15,530 SH   SOLE   15,530 0 0
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   260,745 3,444 SH   SOLE   3,444 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   507,859 8,618 SH   SOLE   8,618 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   376,646 2,952 SH   SOLE   2,952 0 0
VISA INC COM CL A 92826C839   606,165 1,918 SH   SOLE   1,918 0 0
VISA INC COM CL A 92826C839   16,750 53 SH   DFND   53 0 0
WELLS FARGO CO NEW COM 949746101   231,090 3,290 SH   SOLE   3,290 0 0
WISDOMTREE TR CURRNCY INT EQ 97717X263   977,698 28,438 SH   SOLE   28,438 0 0
WISDOMTREE TR EFFICIENT GLD PL 97717Y568   776,145 20,926 SH   SOLE   20,926 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   462,038 9,182 SH   SOLE   9,182 0 0
WISDOMTREE TR HEDGED HI YLD BD 97717W430   475,669 21,388 SH   SOLE   21,388 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790   766,230 16,411 SH   SOLE   16,411 0 0