The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 1,016,498 9,947 SH   SOLE   0 0 9,947
ABBOTT LABS COM 002824100 BBG001S5N9M6 3,917,823 37,704 SH   SOLE   0 0 37,704
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 15,005,978 87,488 SH   SOLE   0 0 87,488
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 533,395 1,758 SH   SOLE   0 0 1,758
ADOBE INC COM 00724F101 BBG001S5NCQ5 1,995,500 3,592 SH   SOLE   0 0 3,592
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 506,257 3,121 SH   SOLE   0 0 3,121
AGNC INVT CORP COM 00123Q104 BBG001T074G2 122,160 12,805 SH   SOLE   0 0 12,805
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 622,933 2,414 SH   SOLE   0 0 2,414
ALLSTATE CORP COM 020002101 BBG001S9BM06 361,949 2,267 SH   SOLE   0 0 2,267
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 32,533,082 178,606 SH   SOLE   0 0 178,606
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,216,631 12,085 SH   SOLE   0 0 12,085
AMAZON COM INC COM 023135106 BBG001S5PQL7 30,487,507 157,762 SH   SOLE   0 0 157,762
AMEREN CORP COM 023608102 BBG001S5NF24 206,575 2,905 SH   SOLE   0 0 2,905
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 268,397 3,059 SH   SOLE   0 0 3,059
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 2,644,764 11,422 SH   SOLE   0 0 11,422
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 335,154 1,724 SH   SOLE   0 0 1,724
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 394,296 923 SH   SOLE   0 0 923
AMGEN INC COM 031162100 BBG001S5NNL6 1,318,851 4,221 SH   SOLE   0 0 4,221
APPLE INC COM 037833100 BBG001S5N8V8 68,603,239 325,720 SH   SOLE   0 0 325,720
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 476,936 2,021 SH   SOLE   0 0 2,021
ARISTA NETWORKS INC COM 040413106 BBG001T51KQ0 13,289,851 37,919 SH   SOLE   0 0 37,919
AT&T INC COM 00206R102 BBG001S5VWH2 526,002 27,525 SH   SOLE   0 0 27,525
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 267,129 2,290 SH   SOLE   0 0 2,290
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 4,518,643 18,931 SH   SOLE   0 0 18,931
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,177,084 29,597 SH   SOLE   0 0 29,597
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 246,447 4,115 SH   SOLE   0 0 4,115
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 53,008,732 1,653,423 SH   SOLE   0 0 1,653,423
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 465,317 1,991 SH   SOLE   0 0 1,991
BENTLEY SYS INC COM CL B 08265T208 BBG001SBWGV7 2,571,656 52,100 SH   SOLE   0 0 52,100
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 612,241 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 16,828,502 41,368 SH   SOLE   0 0 41,368
BLACKROCK INC COM 09247X101 BBG001SDBP55 2,391,670 3,038 SH   SOLE   0 0 3,038
BLACKSTONE INC COM 09260D107 BBG001S7H949 400,245 3,233 SH   SOLE   0 0 3,233
BOEING CO COM 097023105 BBG001S5P0V3 695,460 3,821 SH   SOLE   0 0 3,821
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,102,066 26,537 SH   SOLE   0 0 26,537
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,885,215 1,174 SH   SOLE   0 0 1,174
BRUKER CORP COM 116794108 BBG001SF69P0 220,951 3,463 SH   SOLE   0 0 3,463
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 14,516,875 47,171 SH   SOLE   0 0 47,171
CANADIAN PACIFIC KANSAS CITY COM 13646K108 BBG001S7F4Z8 333,094 4,230 SH   SOLE   0 0 4,230
CARLISLE COS INC COM 142339100 BBG001S5Q6R4 1,067,323 2,634 SH   SOLE   0 0 2,634
CATERPILLAR INC COM 149123101 BBG001S5PJ06 3,721,562 11,173 SH   SOLE   0 0 11,173
CENCORA INC COM 03073E105 BBG001S8X7P0 220,794 980 SH   SOLE   0 0 980
CENTERPOINT ENERGY INC COM 15189T107 BBG001SB10S0 1,207,879 38,989 SH   SOLE   0 0 38,989
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 19,400,030 124,025 SH   SOLE   0 0 124,025
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 353,031 1,384 SH   SOLE   0 0 1,384
CISCO SYS INC COM 17275R102 BBG001S6HC62 3,544,519 74,606 SH   SOLE   0 0 74,606
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 202,945 3,198 SH   SOLE   0 0 3,198
CMS ENERGY CORP COM 125896100 BBG001S5PYJ3 817,287 13,729 SH   SOLE   0 0 13,729
COCA COLA CO COM 191216100 BBG001S5SMQ8 2,343,001 36,811 SH   SOLE   0 0 36,811
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 420,862 4,337 SH   SOLE   0 0 4,337
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 898,095 22,934 SH   SOLE   0 0 22,934
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 424,693 3,713 SH   SOLE   0 0 3,713
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 556,751 2,780 SH   SOLE   0 0 2,780
CORNING INC COM 219350105 BBG001S5RLH1 1,651,008 42,497 SH   SOLE   0 0 42,497
CORTEVA INC COM 22052L104 BBG00BN969D0 360,690 6,687 SH   SOLE   0 0 6,687
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 20,590,854 24,225 SH   SOLE   0 0 24,225
CROWDSTRIKE HLDGS INC CL A 22788C105 BBG00BLYKRZ7 631,114 1,647 SH   SOLE   0 0 1,647
CSX CORP COM 126408103 BBG001S5Q7Q3 1,651,025 49,358 SH   SOLE   0 0 49,358
CUMMINS INC COM 231021106 BBG001S5Q9M3 306,838 1,108 SH   SOLE   0 0 1,108
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 1,974,000 33,424 SH   SOLE   0 0 33,424
D R HORTON INC COM 23331A109 BBG001S8M692 8,566,829 60,788 SH   SOLE   0 0 60,788
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 12,576,943 50,338 SH   SOLE   0 0 50,338
DEERE & CO COM 244199105 BBG001S5QFF7 10,004,033 26,775 SH   SOLE   0 0 26,775
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 4,581,148 22,884 SH   SOLE   0 0 22,884
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 304,829 9,455 SH   SOLE   0 0 9,455
DISNEY WALT CO COM 254687106 BBG001S5QHF3 868,390 8,746 SH   SOLE   0 0 8,746
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 92,163 11,212 SH   SOLE   0 0 11,212
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 345,450 7,050 SH   SOLE   0 0 7,050
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,232,302 22,272 SH   SOLE   0 0 22,272
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 233,459 2,900 SH   SOLE   0 0 2,900
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 286,679 2,926 SH   SOLE   0 0 2,926
EATON CORP PLC SHS G29183103 BBG001S5QZ45 467,503 1,491 SH   SOLE   0 0 1,491
ECOLAB INC COM 278865100 BBG001S5QRB5 9,048,586 38,019 SH   SOLE   0 0 38,019
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 380,564 4,120 SH   SOLE   0 0 4,120
ELI LILLY & CO COM 532457108 BBG001S5STL8 2,785,854 3,077 SH   SOLE   0 0 3,077
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,502,395 22,716 SH   SOLE   0 0 22,716
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 841,424 23,654 SH   SOLE   0 0 23,654
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 796,597 49,112 SH   SOLE   0 0 49,112
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 2,746,818 73,582 SH   SOLE   0 0 73,582
EXELON CORP COM 30161N101 BBG001SBJMT2 389,363 11,250 SH   SOLE   0 0 11,250
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 6,791,928 58,999 SH   SOLE   0 0 58,999
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 BBG001S5RC36 302,910 3,000 SH   SOLE   0 0 3,000
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 904,686 72,144 SH   SOLE   0 0 72,144
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 BBG01BG24837 171,506 26,924 SH   SOLE   0 0 26,924
FS KKR CAP CORP COM 302635206 BBG001YCZQ07 2,162,530 109,606 SH   SOLE   0 0 109,606
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 929,646 5,848 SH   SOLE   0 0 5,848
GE VERNOVA INC COM 36828A101 BBG013G17W77 240,972 1,405 SH   SOLE   0 0 1,405
GENERAL MLS INC COM 370334104 BBG001S5RKR2 350,144 5,535 SH   SOLE   0 0 5,535
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 236,044 6,131 SH   SOLE   0 0 6,131
HERSHEY CO COM 427866108 BBG001S5S148 738,997 4,020 SH   SOLE   0 0 4,020
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,683,942 4,892 SH   SOLE   0 0 4,892
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 3,447,176 16,143 SH   SOLE   0 0 16,143
HUMANA INC COM 444859102 BBG001S5S1X6 216,717 580 SH   SOLE   0 0 580
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 388,589 1,640 SH   SOLE   0 0 1,640
INTEL CORP COM 458140100 BBG001S5SF65 865,928 27,960 SH   SOLE   0 0 27,960
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 4,100,126 23,707 SH   SOLE   0 0 23,707
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 348,318 783 SH   SOLE   0 0 783
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 228,088 16,234 SH   SOLE   0 0 16,234
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 BBG002DJ8H94 296,440 12,577 SH   SOLE   0 0 12,577
INVESCO PA VALUE MUN INC TR COM 46132K109 BBG001S75GP3 359,379 33,092 SH   SOLE   0 0 33,092
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 7,415,080 15,477 SH   SOLE   0 0 15,477
IONIS PHARMACEUTICALS INC COM 462222100 BBG001SB7RD1 7,327,725 153,750 SH   SOLE   0 0 153,750
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 27,498,607 513,705 SH   SOLE   0 0 513,705
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 337,848 10,076 SH   SOLE   0 0 10,076
ISHARES SILVER TR ISHARES 46428Q109 BBG001SQLN69 207,910 7,825 SH   SOLE   0 0 7,825
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 202,069 3,999 SH   SOLE   0 0 3,999
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 28,055,457 386,226 SH   SOLE   0 0 386,226
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 545,547 8,075 SH   SOLE   0 0 8,075
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 107,686,199 1,840,161 SH   SOLE   0 0 1,840,161
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 95,118,262 891,789 SH   SOLE   0 0 891,789
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 40,637,272 342,122 SH   SOLE   0 0 342,122
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 110,021,970 201,053 SH   SOLE   0 0 201,053
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 52,205,773 537,816 SH   SOLE   0 0 537,816
ISHARES TR DOW JONES US ETF 464287846 BBG001S7Y593 207,727 1,570 SH   SOLE   0 0 1,570
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 239,176 3,036 SH   SOLE   0 0 3,036
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 336,028 8,728 SH   SOLE   0 0 8,728
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 859,462 7,203 SH   SOLE   0 0 7,203
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 553,214 11,869 SH   SOLE   0 0 11,869
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 1,115,903 14,466 SH   SOLE   0 0 14,466
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,161,099 10,839 SH   SOLE   0 0 10,839
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 224,175 4,375 SH   SOLE   0 0 4,375
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 13,193,757 149,116 SH   SOLE   0 0 149,116
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,254,886 28,787 SH   SOLE   0 0 28,787
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 1,431,403 33,609 SH   SOLE   0 0 33,609
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 661,657 2,224 SH   SOLE   0 0 2,224
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 806,927 7,312 SH   SOLE   0 0 7,312
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 674,910 8,324 SH   SOLE   0 0 8,324
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 855,803 3,238 SH   SOLE   0 0 3,238
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 230,141 2,487 SH   SOLE   0 0 2,487
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 312,458 2,583 SH   SOLE   0 0 2,583
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 467,710 8,346 SH   SOLE   0 0 8,346
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 615,942 10,867 SH   SOLE   0 0 10,867
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 1,297,079 25,700 SH   SOLE   0 0 25,700
JEFFERIES FINL GROUP INC COM 47233W109 BBG001S5SX02 229,841 4,619 SH   SOLE   0 0 4,619
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 12,727,012 87,076 SH   SOLE   0 0 87,076
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 215,429 3,241 SH   SOLE   0 0 3,241
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 25,737,347 127,249 SH   SOLE   0 0 127,249
KARYOPHARM THERAPEUTICS INC COM 48576U106 BBG001V0G6X5 9,674 11,150 SH   SOLE   0 0 11,150
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4   48,059 75,000 PRN   SOLE   0 0 75,000
KEYCORP COM 493267108 BBG001S5SKV6 160,275 11,279 SH   SOLE   0 0 11,279
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 545,337 3,946 SH   SOLE   0 0 3,946
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 244,318 12,296 SH   SOLE   0 0 12,296
LINDE PLC SHS G54950103 BBG01FND0CH6 7,538,902 17,180 SH   SOLE   0 0 17,180
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 11,578,260 24,788 SH   SOLE   0 0 24,788
LOWES COS INC COM 548661107 BBG001S5SVL3 454,482 2,062 SH   SOLE   0 0 2,062
M & T BK CORP COM 55261F104 BBG001S7S2B4 245,960 1,625 SH   SOLE   0 0 1,625
MASCO CORP COM 574599106 BBG001S5SZ70 319,683 4,795 SH   SOLE   0 0 4,795
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 1,878,807 4,259 SH   SOLE   0 0 4,259
MCDONALDS CORP COM 580135101 BBG001S5T110 9,323,715 36,587 SH   SOLE   0 0 36,587
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 294,356 504 SH   SOLE   0 0 504
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 208,427 2,648 SH   SOLE   0 0 2,648
MERCK & CO INC COM 58933Y105 BBG001S5TC52 6,256,604 50,538 SH   SOLE   0 0 50,538
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,754,767 5,463 SH   SOLE   0 0 5,463
MICROSOFT CORP COM 594918104 BBG001S5TD05 70,376,740 157,460 SH   SOLE   0 0 157,460
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 630,429 9,634 SH   SOLE   0 0 9,634
MONSTER BEVERAGE CORP NEW COM 61174X109 BBG008NVB1F7 7,086,606 141,874 SH   SOLE   0 0 141,874
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 268,925 2,767 SH   SOLE   0 0 2,767
MUELLER WTR PRODS INC COM SER A 624758108 BBG001SNQZ91 284,838 15,895 SH   SOLE   0 0 15,895
NBT BANCORP INC COM 628778102 BBG001S6XCS0 527,122 13,656 SH   SOLE   0 0 13,656
NETFLIX INC COM 64110L106 BBG001SF6L46 1,163,493 1,724 SH   SOLE   0 0 1,724
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 13,327,482 188,215 SH   SOLE   0 0 188,215
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 272,469 625 SH   SOLE   0 0 625
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 BBG00FJ5HKX5 484,285 11,583 SH   SOLE   0 0 11,583
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 BBG001S6PT66 175,730 14,404 SH   SOLE   0 0 14,404
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 70,512,644 570,768 SH   SOLE   0 0 570,768
ORACLE CORP COM 68389X105 BBG001S5SJG6 907,634 6,428 SH   SOLE   0 0 6,428
OUTSET MED INC COM 690145107 BBG0026ZJTR8 61,542 15,985 SH   SOLE   0 0 15,985
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 12,365,051 36,474 SH   SOLE   0 0 36,474
PAYCHEX INC COM 704326107 BBG001S5V135 1,633,994 13,782 SH   SOLE   0 0 13,782
PEPSICO INC COM 713448108 BBG001S695T1 4,272,835 25,907 SH   SOLE   0 0 25,907
PFIZER INC COM 717081103 BBG001S5V466 2,555,202 91,322 SH   SOLE   0 0 91,322
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 306,422 3,024 SH   SOLE   0 0 3,024
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 2,642,335 16,995 SH   SOLE   0 0 16,995
PPG INDS INC COM 693506107 BBG001S5VC13 685,723 5,447 SH   SOLE   0 0 5,447
PPL CORP COM 69351T106 BBG001S5VC31 1,003,253 36,284 SH   SOLE   0 0 36,284
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 19,576,458 118,703 SH   SOLE   0 0 118,703
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 19,386,503 172,616 SH   SOLE   0 0 172,616
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 233,187 3,164 SH   SOLE   0 0 3,164
QUALCOMM INC COM 747525103 BBG001S6VS70 1,656,480 8,317 SH   SOLE   0 0 8,317
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 516,406 5,144 SH   SOLE   0 0 5,144
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 10,472,393 23,481 SH   SOLE   0 0 23,481
SALESFORCE INC COM 79466L302 BBG001SDLP09 9,173,081 35,679 SH   SOLE   0 0 35,679
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 473,734 10,041 SH   SOLE   0 0 10,041
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 1,312,169 17,807 SH   SOLE   0 0 17,807
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,163,065 18,500 SH   SOLE   0 0 18,500
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 2,745,378 35,306 SH   SOLE   0 0 35,306
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 12,193,393 120,918 SH   SOLE   0 0 120,918
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 39,048,234 501,712 SH   SOLE   0 0 501,712
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 967,173 20,383 SH   SOLE   0 0 20,383
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 307,091 3,585 SH   SOLE   0 0 3,585
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,196,547 13,127 SH   SOLE   0 0 13,127
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 381,237 3,128 SH   SOLE   0 0 3,128
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 326,663 4,794 SH   SOLE   0 0 4,794
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,299,345 5,743 SH   SOLE   0 0 5,743
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 288,287 3,994 SH   SOLE   0 0 3,994
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 553,886 1,856 SH   SOLE   0 0 1,856
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 787,646 11,925 SH   SOLE   0 0 11,925
SOUTHERN CO COM 842587107 BBG001S5W777 301,592 3,888 SH   SOLE   0 0 3,888
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 509,789 2,371 SH   SOLE   0 0 2,371
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 20,363,553 37,418 SH   SOLE   0 0 37,418
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 669,385 1,251 SH   SOLE   0 0 1,251
SPDR SER TR AEROSPACE DEF 78464A631 BBG0024LG8W4 416,161 2,973 SH   SOLE   0 0 2,973
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 14,502,197 153,837 SH   SOLE   0 0 153,837
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 1,679,371 51,578 SH   SOLE   0 0 51,578
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 527,639 12,705 SH   SOLE   0 0 12,705
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 1,786,253 60,143 SH   SOLE   0 0 60,143
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 1,560,291 19,472 SH   SOLE   0 0 19,472
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 BBG00JPZ8T56 481,748 21,848 SH   SOLE   0 0 21,848
STANLEY BLACK & DECKER INC COM 854502101 BBG001S5WHT1 201,722 2,525 SH   SOLE   0 0 2,525
STARBUCKS CORP COM 855244109 BBG001S72KH6 252,872 3,248 SH   SOLE   0 0 3,248
STRYKER CORPORATION COM 863667101 BBG001S8FR03 12,697,677 37,319 SH   SOLE   0 0 37,319
SUPER MICRO COMPUTER INC COM 86800U104 BBG001SQGH95 327,740 400 SH   SOLE   0 0 400
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 BBG001S9TN41 8,201,320 52,745 SH   SOLE   0 0 52,745
TARGET CORP COM 87612E106 BBG001SC0K41 1,406,528 9,501 SH   SOLE   0 0 9,501
TELEFLEX INCORPORATED COM 879369106 BBG001S5WNP2 290,676 1,382 SH   SOLE   0 0 1,382
TELLURIAN INC NEW COM 87968A104 BBG001S5TB09 13,852 20,000 SH   SOLE   0 0 20,000
TESLA INC COM 88160R101 BBG001SQKGD7 989,598 5,001 SH   SOLE   0 0 5,001
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 856,710 4,404 SH   SOLE   0 0 4,404
TEXAS PACIFIC LAND CORPORATI COM 88262P102 BBG00YRJXKC0 308,393 420 SH   SOLE   0 0 420
TEXTRON INC COM 883203101 BBG001S5WZ39 526,579 6,133 SH   SOLE   0 0 6,133
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 727,915 2,202 SH   SOLE   0 0 2,202
THE TRADE DESK INC COM CL A 88339J105 BBG00629NGW8 419,981 4,300 SH   SOLE   0 0 4,300
TJX COS INC NEW COM 872540109 BBG001S5WQ93 8,254,746 74,975 SH   SOLE   0 0 74,975
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 253,875 1,441 SH   SOLE   0 0 1,441
TOLL BROTHERS INC COM 889478103 BBG001S5WT15 1,234,845 10,721 SH   SOLE   0 0 10,721
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 1,396,308 4,245 SH   SOLE   0 0 4,245
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 305,417 1,502 SH   SOLE   0 0 1,502
UNION PAC CORP COM 907818108 BBG001S5X2M0 419,486 1,854 SH   SOLE   0 0 1,854
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 322,811 2,359 SH   SOLE   0 0 2,359
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 212,871 418 SH   SOLE   0 0 418
UNIVEST FINANCIAL CORPORATIO COM 915271100 BBG001S6YQ99 757,157 33,165 SH   SOLE   0 0 33,165
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 BBG002D68GN8 350,642 1,345 SH   SOLE   0 0 1,345
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 BBG001TC6MK2 309,122 2,822 SH   SOLE   0 0 2,822
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,873,305 38,367 SH   SOLE   0 0 38,367
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 1,356,878 19,304 SH   SOLE   0 0 19,304
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3,407,974 44,433 SH   SOLE   0 0 44,433
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 2,866,653 58,900 SH   SOLE   0 0 58,900
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 13,933,176 37,253 SH   SOLE   0 0 37,253
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 4,202,338 16,835 SH   SOLE   0 0 16,835
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 318,400 1,387 SH   SOLE   0 0 1,387
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 480,569 3,195 SH   SOLE   0 0 3,195
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 29,232,794 120,747 SH   SOLE   0 0 120,747
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 221,485 2,644 SH   SOLE   0 0 2,644
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,222,637 6,444 SH   SOLE   0 0 6,444
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 348,276 1,908 SH   SOLE   0 0 1,908
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 30,250,528 138,738 SH   SOLE   0 0 138,738
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 683,214 2,731 SH   SOLE   0 0 2,731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,885,898 10,788 SH   SOLE   0 0 10,788
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 10,722,021 66,841 SH   SOLE   0 0 66,841
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 13,273,701 226,359 SH   SOLE   0 0 226,359
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 94,859,239 2,167,716 SH   SOLE   0 0 2,167,716
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,209,154 24,130 SH   SOLE   0 0 24,130
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,267,750 27,924 SH   SOLE   0 0 27,924
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 525,800 2,880 SH   SOLE   0 0 2,880
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 941,585 15,615 SH   SOLE   0 0 15,615
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 140,839,145 2,849,841 SH   SOLE   0 0 2,849,841
VANGUARD WELLINGTON FD US MOMENTUM 921935508 BBG00K26BG83 1,088,950 7,250 SH   SOLE   0 0 7,250
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 1,403,220 22,305 SH   SOLE   0 0 22,305
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 800,527 9,849 SH   SOLE   0 0 9,849
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 BBG001SHVTQ3 513,783 1,645 SH   SOLE   0 0 1,645
VANGUARD WORLD FD FINANCIALS ETF 92204A405 BBG001SHTTM0 762,384 7,633 SH   SOLE   0 0 7,633
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 459,820 1,729 SH   SOLE   0 0 1,729
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 1,899,513 3,294 SH   SOLE   0 0 3,294
VEEVA SYS INC CL A COM 922475108 BBG001TX0CB4 264,998 1,448 SH   SOLE   0 0 1,448
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,672,241 40,549 SH   SOLE   0 0 40,549
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 200,143 427 SH   SOLE   0 0 427
VISA INC COM CL A 92826C839 BBG001SRCFY3 17,207,029 65,558 SH   SOLE   0 0 65,558
WALMART INC COM 931142103 BBG001S5XH92 809,405 11,954 SH   SOLE   0 0 11,954
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 10,692,013 50,117 SH   SOLE   0 0 50,117
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,240,702 20,891 SH   SOLE   0 0 20,891
WESTERN DIGITAL CORP. COM 958102105 BBG001S5XD28 933,865 12,325 SH   SOLE   0 0 12,325
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG001S5XL11 338,466 11,922 SH   SOLE   0 0 11,922
WILLIAMS COS INC COM 969457100 BBG001S5XH10 554,965 13,058 SH   SOLE   0 0 13,058
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 BBG001T6DPF6 219,992 4,866 SH   SOLE   0 0 4,866
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 520,944 4,800 SH   SOLE   0 0 4,800
ZOETIS INC CL A 98978V103 BBG0039320P7 12,975,871 74,849 SH   SOLE   0 0 74,849