The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LLOYDS BANKING GROUP PLC SPONSORED ADR Stock 539439109   40 14,840 SH   SOLE   0 0 14,840
HONEYWELL INTL INC COM Stock 438516106   203 900 SH   SOLE   0 0 900
ABBVIE INC COM Stock 00287Y109   204 1,150 SH   SOLE   0 0 1,150
ISHARES CORE MSCI EMERGING MARKETS ETF Stock 46434G103   205 3,939 SH   SOLE   0 0 3,939
COMCAST CORP NEW CL A Stock 20030N101   207 5,533 SH   SOLE   0 0 5,533
MASTERCARD INCORPORATED CL A Stock 57636Q104   208 396 SH   SOLE   0 0 396
AMERICAN EXPRESS CO COM Stock 025816109   216 731 SH   SOLE   0 0 731
GE AEROSPACE COM NEW Stock 369604301   222 1,337 SH   SOLE   0 0 1,337
FEDERAL RLTY INVT TR NEW SH BEN INT NEW Stock 313745101   223 2,000 SH   SOLE   0 0 2,000
COLGATE PALMOLIVE CO COM Stock 194162103   229 2,525 SH   SOLE   0 0 2,525
VANGUARD ULTRA-SHORT BOND ETF Stock 92203C303   230 4,649 SH   SOLE   0 0 4,649
ISHARES PREFERRED INCOME SECURITIES ETF Stock 464288687   235 7,502 SH   SOLE   0 0 7,502
AMGEN INC COM Stock 031162100   237 912 SH   SOLE   0 0 912
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105   241 4,000 SH   SOLE   0 0 4,000
VANGUARD FTSE EMERGING MARKETS ETF Stock 922042858   242 5,509 SH   SOLE   0 0 5,509
VANGUARD TOTAL STOCK MARKET ETF Stock 922908769   242 838 SH   SOLE   0 0 838
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND Stock 922042775   243 4,238 SH   SOLE   0 0 4,238
TETRA TECH INC NEW COM Stock 88162G103   250 6,279 SH   SOLE   0 0 6,279
ADOBE INC COM Stock 00724F101   257 579 SH   SOLE   0 0 579
ISHARES CURRENCY HEDGED MSCI EUROZONE ETF Stock 46434V639   257 7,196 SH   SOLE   0 0 7,196
SALESFORCE INC COM Stock 79466L302   272 816 SH   SOLE   0 0 816
JOHNSON JOHNSON COM Stock 478160104   279 1,932 SH   SOLE   0 0 1,932
CISCO SYS INC COM Stock 17275R102   280 4,746 SH   SOLE   0 0 4,746
TARGET CORP COM Stock 87612E106   284 2,106 SH   SOLE   0 0 2,106
EXTRA SPACE STORAGE INC COM Stock 30225T102   285 1,911 SH   SOLE   0 0 1,911
T-MOBILE US INC COM Stock 872590104   286 1,299 SH   SOLE   0 0 1,299
TESLA INC COM Stock 88160R101   302 750 SH   SOLE   0 0 750
ISHARES RUSSELL 1000 ETF Stock 464287622   306 951 SH   SOLE   0 0 951
TELEDYNE TECHNOLOGIES INC COM Stock 879360105   316 681 SH   SOLE   0 0 681
VANGUARD REAL ESTATE ETF Stock 922908553   316 3,551 SH   SOLE   0 0 3,551
VERIZON COMMUNICATIONS INC COM Stock 92343V104   316 7,924 SH   SOLE   0 0 7,924
ISHARES MSCI EAFE ETF Stock 464287465   324 4,297 SH   SOLE   0 0 4,297
VANGUARD INTERMEDIATE-TERM BOND ETF Stock 921937819   335 4,486 SH   SOLE   0 0 4,486
ALPHABET INC CAP STK CL A Stock 02079K305   359 1,900 SH   SOLE   0 0 1,900
NUVEEN NEW YORK QLT MUN INC FD COM Stock 67066X107   361 31,727 SH   SOLE   0 0 31,727
VANGUARD HIGH DIVIDEND YIELD INDEX ETF Stock 921946406   366 2,873 SH   SOLE   0 0 2,873
ISHARES CORE MSCI EAFE ETF Stock 46432F842   366 5,219 SH   SOLE   0 0 5,219
MID-AMER APT CMNTYS INC COM Stock 59522J103   369 2,390 SH   SOLE   0 0 2,390
APPLIED MATLS INC COM Stock 038222105   374 2,300 SH   SOLE   0 0 2,300
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102   392 3,720 SH   SOLE   0 0 3,720
CSX CORP COM Stock 126408103   396 12,300 SH   SOLE   0 0 12,300
DOMINION ENERGY INC COM Stock 25746U109   399 7,417 SH   SOLE   0 0 7,417
KEMPER CORP COM Stock 488401100   404 6,084 SH   SOLE   0 0 6,084
SP GLOBAL INC COM Stock 78409V104   443 891 SH   SOLE   0 0 891
FIRST SOLAR INC COM Stock 336433107   457 2,598 SH   SOLE   0 0 2,598
CURTISS WRIGHT CORP COM Stock 231561101   467 1,316 SH   SOLE   0 0 1,316
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF Stock 464288513   469 5,971 SH   SOLE   0 0 5,971
VANGUARD SHORT-TERM BOND ETF Stock 921937827   470 6,085 SH   SOLE   0 0 6,085
ISHARES CORE HIGH DIVIDEND ETF Stock 46429B663   485 4,322 SH   SOLE   0 0 4,322
PROCTER AND GAMBLE CO COM Stock 742718109   532 3,176 SH   SOLE   0 0 3,176
UNITED RENTALS INC COM Stock 911363109   563 800 SH   SOLE   0 0 800
ISHARES RUSSELL 1000 GROWTH ETF Stock 464287614   564 1,405 SH   SOLE   0 0 1,405
VANGUARD MID-CAP ETF Stock 922908629   567 2,149 SH   SOLE   0 0 2,149
ALPHABET INC CAP STK CL C Stock 02079K107   601 3,160 SH   SOLE   0 0 3,160
ISHARES MSCI USA QUALITY FACTOR ETF Stock 46432F339   610 3,427 SH   SOLE   0 0 3,427
EXXON MOBIL CORP COM Stock 30231G102   623 5,800 SH   SOLE   0 0 5,800
ISHARES CORE SP MID-CAP ETF Stock 464287507   671 10,776 SH   SOLE   0 0 10,776
VANGUARD SMALL-CAP ETF Stock 922908751   681 2,837 SH   SOLE   0 0 2,837
VANGUARD DIVIDEND APPRECIATION ETF Stock 921908844   681 3,482 SH   SOLE   0 0 3,482
NUVEEN ESG HIGH YIELD CORPORATE BOND ETF Stock 67092P854   684 32,417 SH   SOLE   0 0 32,417
VANGUARD INTERMEDIATE-TERM TREASURY ETF Stock 92206C706   685 11,811 SH   SOLE   0 0 11,811
ISHARES CORE DIVIDEND GROWTH ETF Stock 46434V621   697 11,374 SH   SOLE   0 0 11,374
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF Stock 92206C870   765 9,536 SH   SOLE   0 0 9,536
VANGUARD VALUE ETF Stock 922908744   863 5,099 SH   SOLE   0 0 5,099
JPMORGAN BETABUILDERS U.S. EQUITY ETF Stock 46641Q399   869 8,208 SH   SOLE   0 0 8,208
WASTE MGMT INC DEL COM Stock 94106L109   913 4,529 SH   SOLE   0 0 4,529
AMAZON COM INC COM Stock 023135106   936 4,267 SH   SOLE   0 0 4,267
VANGUARD FTSE DEVELOPED MARKETS ETF Stock 921943858   983 20,577 SH   SOLE   0 0 20,577
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   1,052 2,021 SH   SOLE   0 0 2,021
ISHARES U.S. TECHNOLOGY ETF Stock 464287721   1,063 6,667 SH   SOLE   0 0 6,667
VANGUARD TAX-EXEMPT BOND ETF Stock 922907746   1,079 21,538 SH   SOLE   0 0 21,538
SPDR NUVEEN BLOOMBERG MUNICIPAL BOND ETF Stock 78468R721   1,128 24,729 SH   SOLE   0 0 24,729
ISHARES NATIONAL MUNI BOND ETF Stock 464288414   1,210 11,357 SH   SOLE   0 0 11,357
UNION PAC CORP COM Stock 907818108   1,322 5,800 SH   SOLE   0 0 5,800
JPMORGAN MUNICIPAL ETF Stock 46641Q647   1,325 26,362 SH   SOLE   0 0 26,362
HOME DEPOT INC COM Stock 437076102   1,328 3,416 SH   SOLE   0 0 3,416
UNITEDHEALTH GROUP INC COM Stock 91324P102   1,340 2,649 SH   SOLE   0 0 2,649
SPDR SP MIDCAP 400 ETF TRUST Stock 78467Y107   1,423 2,500 SH   SOLE   0 0 2,500
FAIR ISAAC CORP COM Stock 303250104   1,493 750 SH   SOLE   0 0 750
NUVEEN ESG MID-CAP GROWTH ETF Stock 67092P409   1,496 31,591 SH   SOLE   0 0 31,591
REPUBLIC SVCS INC COM Stock 760759100   1,584 7,877 SH   SOLE   0 0 7,877
VISA INC COM CL A Stock 92826C839   1,588 5,025 SH   SOLE   0 0 5,025
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF Stock 464288158   1,620 15,362 SH   SOLE   0 0 15,362
SPDR GOLD SHARES Stock 78463V107   1,621 6,697 SH   SOLE   0 0 6,697
LOWES COS INC COM Stock 548661107   1,710 6,932 SH   SOLE   0 0 6,932
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,718 3,791 SH   SOLE   0 0 3,791
NETFLIX INC COM Stock 64110L106   1,744 1,957 SH   SOLE   0 0 1,957
ISHARES CORE U.S. AGGREGATE BOND ETF Stock 464287226   1,906 19,680 SH   SOLE   0 0 19,680
VANGUARD ESG INTERNATIONAL STOCK ETF Stock 921910725   2,001 35,299 SH   SOLE   0 0 35,299
VANGUARD TOTAL INTERNATIONAL STOCK ETF Stock 921909768   2,009 34,093 SH   SOLE   0 0 34,093
FLEXSHARES HIGH YIELD VALUE-SCORED BOND INDEX FUND Stock 33939L662   2,121 52,141 SH   SOLE   0 0 52,141
NORFOLK SOUTHN CORP COM Stock 655844108   2,249 9,586 SH   SOLE   0 0 9,586
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND Stock 33734H106   2,365 54,200 SH   SOLE   0 0 54,200
VANGUARD GROWTH ETF Stock 922908736   2,403 5,857 SH   SOLE   0 0 5,857
SPDR SP 500 ETF TRUST Stock 78462F103   2,506 4,276 SH   SOLE   0 0 4,276
VANGUARD SP 500 ETF Stock 922908363   2,570 4,771 SH   SOLE   0 0 4,771
COSTCO WHSL CORP NEW COM Stock 22160K105   2,700 2,947 SH   SOLE   0 0 2,947
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF Stock 46432F834   2,854 43,152 SH   SOLE   0 0 43,152
NUVEEN ESG U.S. AGGREGATE BOND ETF Stock 67092P870   3,142 144,272 SH   SOLE   0 0 144,272
ISHARES U.S. TREASURY BOND ETF Stock 46429B267   3,636 158,258 SH   SOLE   0 0 158,258
ISHARES CORE SP SMALL CAP ETF Stock 464287804   3,885 33,721 SH   SOLE   0 0 33,721
ISHARES MSCI USA ESG SELECT ETF Stock 464288802   4,027 33,120 SH   SOLE   0 0 33,120
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF Stock 46435G441   4,279 92,631 SH   SOLE   0 0 92,631
ISHARES CORE SP 500 ETF Stock 464287200   5,570 9,462 SH   SOLE   0 0 9,462
SPDR PORTFOLIO SP 500 VALUE ETF Stock 78464A508   6,560 128,290 SH   SOLE   0 0 128,290
FLEXSHARES CORE SELECT BOND FUND CORE SELECT BOND FUND Stock 33939L670   8,030 368,137 SH   SOLE   0 0 368,137
FLEXSHARES STOXX US ESG SELECT INDEX FUND Stock 33939L696   11,145 80,893 SH   SOLE   0 0 80,893
SPDR SP 500 ESG ETF Stock 78468R531   12,229 216,530 SH   SOLE   0 0 216,530
INVESCO QQQ TRUST SERIES I Stock 46090E103   12,353 24,164 SH   SOLE   0 0 24,164
MICROSOFT CORP COM Stock 594918104   14,184 33,651 SH   SOLE   0 0 33,651
ISHARES ESG AWARE US AGGREGATE BOND ETF Stock 46435U549   17,178 369,912 SH   SOLE   0 0 369,912
APPLE INC COM Stock 037833100   18,803 75,086 SH   SOLE   0 0 75,086
NVIDIA CORPORATION COM Stock 67066G104   21,245 158,204 SH   SOLE   0 0 158,204
VANGUARD ESG U.S. STOCK ETF Stock 921910733   26,336 251,085 SH   SOLE   0 0 251,085
ISHARES ESG AWARE MSCI EAFE ETF Stock 46435G516   26,412 346,888 SH   SOLE   0 0 346,888