The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 250726040   11,464,991 195,016 SH   SOLE   0 0 195,016
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 250726870   5,871,500 127,254 SH   SOLE   0 0 127,254
AMERICAN CENTY ETF TR INTL EQT ETF 250727030   445,363 7,257 SH   SOLE   0 0 7,257
AMERICAN CENTY ETF TR US LARGE CAP VLU 250723490   700,084 10,485 SH   SOLE   0 0 10,485
AMERICAN CENTY ETF TR US SML CP VALU 250728770   11,289,281 116,951 SH   SOLE   0 0 116,951
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   5,837,972 141,458 SH   SOLE   0 0 141,458
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   498,064 19,632 SH   SOLE   0 0 19,632
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   145,884 4,996 SH   SOLE   0 0 4,996
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,380,382 53,410 SH   SOLE   0 0 53,410
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   101,671 2,511 SH   SOLE   0 0 2,511
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,404,052 80,055 SH   SOLE   0 0 80,055
GE VERNOVA INC COM 36828A101   5,921 18 SH   SOLE   0 0 18
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   30,244 733 SH   SOLE   0 0 733
ISHARES INC CORE MSCI EMKT 46434G103   37,442 717 SH   SOLE   0 0 717
ISHARES TR AGENCY BOND ETF 464288166   17,814 165 SH   SOLE   0 0 165
ISHARES TR EAFE SML CP ETF 464288273   250,594 4,125 SH   SOLE   0 0 4,125
ISHARES TR ESG ADV TTL USD 46436E619   8,921 210 SH   SOLE   0 0 210
ISHARES TR ESG AW MSCI EAFE 46435G516   102,333 1,344 SH   SOLE   0 0 1,344
ISHARES TR ESG AWRE 1 5 YR 46435G243   40,039 1,621 SH   SOLE   0 0 1,621
ISHARES TR ESG SCRD S&P MID 46436E551   25,981 621 SH   SOLE   0 0 621
ISHARES TR ESG SCRND S&P500 46436E569   10,918 241 SH   SOLE   0 0 241
ISHARES TR INTRM GOV CR ETF 464288612   8,756 84 SH   SOLE   0 0 84
ISHARES TR USD GRN BOND ETF 46435U440   7,506 161 SH   SOLE   0 0 161
KRAFT HEINZ CO COM 500754106   1,505 49 SH   SOLE   0 0 49
MONDELEZ INTL INC CL A 609207105   8,841 148 SH   SOLE   0 0 148
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   883,264 33,168 SH   SOLE   0 0 33,168
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   16,455,342 889,478 SH   SOLE   0 0 889,478
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   2,921,518 85,101 SH   SOLE   0 0 85,101
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   13,594 565 SH   SOLE   0 0 565
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   18,342 808 SH   SOLE   0 0 808
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   174,956 6,711 SH   SOLE   0 0 6,711
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,778,155 162,992 SH   SOLE   0 0 162,992
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   393,435 15,214 SH   SOLE   0 0 15,214
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,531,338 92,382 SH   SOLE   0 0 92,382
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   9,437,235 49,675 SH   SOLE   0 0 49,675
VANGUARD INDEX FDS GROWTH ETF 922908736   4,078,953 9,938 SH   SOLE   0 0 9,938
VANGUARD INDEX FDS MID CAP ETF 922908629   608,292 2,303 SH   SOLE   0 0 2,303
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,831,192 34,950 SH   SOLE   0 0 34,950
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,497 60 SH   SOLE   0 0 60
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   182,277 3,175 SH   SOLE   0 0 3,175
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   183,152 1,559 SH   SOLE   0 0 1,559
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,189,578 127,831 SH   SOLE   0 0 127,831
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   7,719,480 98,955 SH   SOLE   0 0 98,955
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   63,480 238 SH   SOLE   0 0 238
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   526,355 11,007 SH   SOLE   0 0 11,007
VANGUARD WORLD FD ESG INTL STK ETF 921910725   13,949 246 SH   SOLE   0 0 246
VANGUARD WORLD FD ESG US STK ETF 921910733   119,785 1,142 SH   SOLE   0 0 1,142