The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,644 34,518 SH   SOLE   0 0 34,518
MICROSOFT CORP COM 594918104 6,119 30,065 SH   SOLE   0 0 30,065
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 4,223 229,239 SH   SOLE   0 0 229,239
ISHARES TR RUSSELL 2000 ETF 464287655 4,184 29,221 SH   SOLE   0 0 29,221
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 4,014 88,952 SH   SOLE   0 0 88,952
PAYPAL HLDGS INC COM 70450Y103 3,662 21,021 SH   SOLE   0 0 21,021
ISHARES TR CORE MSCI EAFE 46432F842 3,607 63,103 SH   SOLE   0 0 63,103
AMAZON COM INC COM 023135106 3,567 1,293 SH   SOLE   0 0 1,293
ISHARES TR SH TR CRPORT ETF 464288646 3,213 58,735 SH   SOLE   0 0 58,735
HOME DEPOT INC COM 437076102 3,200 12,775 SH   SOLE   0 0 12,775
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 2,857 133,673 SH   SOLE   0 0 133,673
APPLE INC COM 037833100 2,828 7,753 SH   SOLE   0 0 7,753
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 2,822 128,056 SH   SOLE   0 0 128,056
WALMART INC COM 931142103 2,753 22,984 SH   SOLE   0 0 22,984
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,696 29,535 SH   SOLE   0 0 29,535
INTEL CORP COM 458140100 2,281 38,128 SH   SOLE   0 0 38,128
JOHNSON & JOHNSON COM 478160104 2,074 14,749 SH   SOLE   0 0 14,749
JPMORGAN CHASE & CO COM 46625H100 2,005 21,320 SH   SOLE   0 0 21,320
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,928 88,371 SH   SOLE   0 0 88,371
STARBUCKS CORP COM 855244109 1,899 25,806 SH   SOLE   0 0 25,806
ISHARES TR CORE S&P500 ETF 464287200 1,886 6,089 SH   SOLE   0 0 6,089
VANGUARD INDEX FDS MID CAP ETF 922908629 1,854 11,309 SH   SOLE   0 0 11,309
AMGEN INC COM 031162100 1,715 7,273 SH   SOLE   0 0 7,273
FACEBOOK INC CL A 30303M102 1,631 7,181 SH   SOLE   0 0 7,181
PEPSICO INC COM 713448108 1,585 11,985 SH   SOLE   0 0 11,985
DOCUSIGN INC COM 256163106 1,525 8,853 SH   SOLE   0 0 8,853
CSX CORP COM 126408103 1,453 20,835 SH   SOLE   0 0 20,835
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,438 66,094 SH   SOLE   0 0 66,094
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,424 18,135 SH   SOLE   0 0 18,135
VERIZON COMMUNICATIONS INC COM 92343V104 1,400 25,387 SH   SOLE   0 0 25,387
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,339 45,008 SH   SOLE   0 0 45,008
VISA INC COM CL A 92826C839 1,314 6,804 SH   SOLE   0 0 6,804
PROCTER AND GAMBLE CO COM 742718109 1,267 10,595 SH   SOLE   0 0 10,595
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,212 30,590 SH   SOLE   0 0 30,590
ADOBE INC COM 00724F101 1,208 2,776 SH   SOLE   0 0 2,776
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,176 11,555 SH   SOLE   0 0 11,555
GOLDMAN SACHS GROUP INC COM 38141G104 1,157 5,855 SH   SOLE   0 0 5,855
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,107 52,264 SH   SOLE   0 0 52,264
CISCO SYS INC COM 17275R102 1,080 23,162 SH   SOLE   0 0 23,162
NEXTERA ENERGY INC COM 65339F101 1,038 4,324 SH   SOLE   0 0 4,324
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,017 18,049 SH   SOLE   0 0 18,049
SPDR SER TR BLOMBERG BRC INV 78468R200 1,016 33,344 SH   SOLE   0 0 33,344
ABBOTT LABS COM 002824100 1,002 10,961 SH   SOLE   0 0 10,961
ILLINOIS TOOL WKS INC COM 452308109 994 5,685 SH   SOLE   0 0 5,685
PFIZER INC COM 717081103 984 30,083 SH   SOLE   0 0 30,083
LOCKHEED MARTIN CORP COM 539830109 967 2,651 SH   SOLE   0 0 2,651
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 950 14,535 SH   SOLE   0 0 14,535
FAIR ISAAC CORP COM 303250104 934 2,235 SH   SOLE   0 0 2,235
INTERCONTINENTAL EXCHANGE IN COM 45866F104 921 10,060 SH   SOLE   0 0 10,060
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 921 40,611 SH   SOLE   0 0 40,611
ISHARES TR RUS 2000 GRW ETF 464287648 910 4,399 SH   SOLE   0 0 4,399
AUTOMATIC DATA PROCESSING IN COM 053015103 889 5,968 SH   SOLE   0 0 5,968
ISHARES TR MSCI EAFE ETF 464287465 877 14,408 SH   SOLE   0 0 14,408
WASTE MGMT INC DEL COM 94106L109 873 8,242 SH   SOLE   0 0 8,242
CHEVRON CORP NEW COM 166764100 844 9,454 SH   SOLE   0 0 9,454
EDWARDS LIFESCIENCES CORP COM 28176E108 832 12,041 SH   SOLE   0 0 12,041
MONDELEZ INTL INC CL A 609207105 832 16,267 SH   SOLE   0 0 16,267
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 797 10,762 SH   SOLE   0 0 10,762
BK OF AMERICA CORP COM 060505104 792 33,363 SH   SOLE   0 0 33,363
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 775 11,276 SH   SOLE   0 0 11,276
ISHARES TR RUS 1000 VAL ETF 464287598 774 6,872 SH   SOLE   0 0 6,872
DISNEY WALT CO COM DISNEY 254687106 769 6,895 SH   SOLE   0 0 6,895
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 767 25,924 SH   SOLE   0 0 25,924
STRYKER CORPORATION COM 863667101 729 4,045 SH   SOLE   0 0 4,045
ISHARES INC CORE MSCI EMKT 46434G103 717 15,073 SH   SOLE   0 0 15,073
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 713 29,277 SH   SOLE   0 0 29,277
MEDTRONIC PLC SHS G5960L103 682 7,437 SH   SOLE   0 0 7,437
COSTCO WHSL CORP NEW COM 22160K105 658 2,169 SH   SOLE   0 0 2,169
WELLS FARGO CO NEW COM 949746101 656 25,607 SH   SOLE   0 0 25,607
EXXON MOBIL CORP COM 30231G102 655 14,638 SH   SOLE   0 0 14,638
ROCKWELL AUTOMATION INC COM 773903109 583 2,737 SH   SOLE   0 0 2,737
THERMO FISHER SCIENTIFIC INC COM 883556102 580 1,600 SH   SOLE   0 0 1,600
BRISTOL-MYERS SQUIBB CO COM 110122108 557 9,476 SH   SOLE   0 0 9,476
ALPHABET INC CAP STK CL A 02079K305 545 384 SH   SOLE   0 0 384
ABBVIE INC COM 00287Y109 530 5,395 SH   SOLE   0 0 5,395
CLOROX CO DEL COM 189054109 526 2,400 SH   SOLE   0 0 2,400
CATERPILLAR INC DEL COM 149123101 507 4,009 SH   SOLE   0 0 4,009
DUKE ENERGY CORP NEW COM NEW 26441C204 498 6,234 SH   SOLE   0 0 6,234
ISHARES TR RUS 1000 ETF 464287622 496 2,887 SH   SOLE   0 0 2,887
COCA COLA CO COM 191216100 480 10,746 SH   SOLE   0 0 10,746
TEXAS INSTRS INC COM 882508104 476 3,746 SH   SOLE   0 0 3,746
NVIDIA CORPORATION COM 67066G104 446 1,173 SH   SOLE   0 0 1,173
CITIGROUP INC COM NEW 172967424 443 8,664 SH   SOLE   0 0 8,664
TCF FINANCIAL CORPORATION NE COM 872307103 429 14,586 SH   SOLE   0 0 14,586
MERCK & CO. INC COM 58933Y105 419 5,414 SH   SOLE   0 0 5,414
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 405 7,700 SH   SOLE   0 0 7,700
TRANE TECHNOLOGIES PLC SHS G8994E103 384 4,319 SH   SOLE   0 0 4,319
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 357 17,910 SH   SOLE   0 0 17,910
AMERICAN EXPRESS CO COM 025816109 351 3,688 SH   SOLE   0 0 3,688
SCHWAB CHARLES CORP COM 808513105 344 10,193 SH   SOLE   0 0 10,193
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 337 3,221 SH   SOLE   0 0 3,221
LILLY ELI & CO COM 532457108 333 2,027 SH   SOLE   0 0 2,027
DUPONT DE NEMOURS INC COM 26614N102 322 6,056 SH   SOLE   0 0 6,056
NUVEEN NASDAQ 100 DYNAMIC OV COM SHS 670699107 293 12,750 SH   SOLE   0 0 12,750
ORACLE CORP COM 68389X105 287 5,197 SH   SOLE   0 0 5,197
WISDOMTREE TR US MIDCAP DIVID 97717W505 277 9,785 SH   SOLE   0 0 9,785
YUM CHINA HLDGS INC COM 98850P109 271 5,646 SH   SOLE   0 0 5,646
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 265 5,300 SH   SOLE   0 0 5,300
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 264 2,249 SH   SOLE   0 0 2,249
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 259 10,800 SH   SOLE   0 0 10,800
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 251 10,841 SH   SOLE   0 0 10,841
INTERNATIONAL BUSINESS MACHS COM 459200101 250 2,071 SH   SOLE   0 0 2,071
ISHARES TR S&P 100 ETF 464287101 242 1,700 SH   SOLE   0 0 1,700
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 242 6,900 SH   SOLE   0 0 6,900
UNITEDHEALTH GROUP INC COM 91324P102 241 818 SH   SOLE   0 0 818
ISHARES TR INTL SEL DIV ETF 464288448 236 9,379 SH   SOLE   0 0 9,379
AT&T INC COM 00206R102 234 7,731 SH   SOLE   0 0 7,731
DTE ENERGY CO COM 233331107 233 2,163 SH   SOLE   0 0 2,163
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 222 2,214 SH   SOLE   0 0 2,214
3M CO COM 88579Y101 212 1,361 SH   SOLE   0 0 1,361
ALTRIA GROUP INC COM 02209S103 209 5,323 SH   SOLE   0 0 5,323
ISHARES TR NASDAQ BIOTECH 464287556 208 1,523 SH   SOLE   0 0 1,523
ACTIVISION BLIZZARD INC COM 00507V109 207 2,726 SH   SOLE   0 0 2,726
CONOCOPHILLIPS COM 20825C104 205 4,886 SH   SOLE   0 0 4,886
SHERWIN WILLIAMS CO COM 824348106 202 350 SH   SOLE   0 0 350
GENERAL ELECTRIC CO COM 369604103 136 19,945 SH   SOLE   0 0 19,945
HUNTINGTON BANCSHARES INC COM 446150104 153 16,880 SH   SOLE   0 0 16,880