The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   583,002 5,191 SH   SOLE   5,191 0 0
ABBVIE INC COM 00287Y109   991,988 5,663 SH   SOLE   5,663 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   6,872,880 60,538 SH   SOLE   60,538 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   377,424 1,079 SH   SOLE   1,079 0 0
ADOBE INC COM 00724F101   768,001 1,892 SH   SOLE   1,892 0 0
ADVANCED MICRO DEVICES INC COM 007903107   560,938 4,834 SH   SOLE   4,834 0 0
AGILON HEALTH INC COM 00857U107   65,003 26,750 SH   SOLE   26,750 0 0
ALPHABET INC CAP STK CL A 02079K305   2,602,379 13,551 SH   SOLE   13,551 0 0
ALPHABET INC CAP STK CL C 02079K107   3,225,416 16,697 SH   SOLE   16,697 0 0
AMAZON COM INC COM 023135106   7,823,165 35,732 SH   SOLE   35,732 0 0
AMERICAN ELEC PWR CO INC COM 025537101   303,370 3,244 SH   SOLE   3,244 0 0
AMERICAN EXPRESS CO COM 025816109   593,933 2,025 SH   SOLE   2,025 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   206,565 2,930 SH   SOLE   2,930 0 0
AMERICAN TOWER CORP NEW COM 03027X100   217,519 1,254 SH   SOLE   1,254 0 0
AMGEN INC COM 031162100   1,252,149 4,775 SH   SOLE   4,775 0 0
AMPHENOL CORP NEW CL A 032095101   552,685 7,873 SH   SOLE   7,873 0 0
ANALOG DEVICES INC COM 032654105   280,966 1,323 SH   SOLE   1,323 0 0
APPLE INC COM 037833100   9,454,992 39,920 SH   SOLE   39,920 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   228,355 309 SH   SOLE   309 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   378,339 5,646 SH   SOLE   5,646 0 0
BANK AMERICA CORP COM 060505104   251,668 5,579 SH   SOLE   5,579 0 0
BECTON DICKINSON & CO COM 075887109   275,577 1,179 SH   SOLE   1,179 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   598,919 1,353 SH   SOLE   1,353 0 0
BLACKROCK INC COM 09290D101   234,241 245 SH   SOLE   245 0 0
BLACKSTONE INC COM 09260D107   345,526 2,096 SH   SOLE   2,096 0 0
BOSTON SCIENTIFIC CORP COM 101137107   798,226 8,413 SH   SOLE   8,413 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   235,268 4,214 SH   SOLE   4,214 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   241,356 6,723 SH   SOLE   6,723 0 0
BROADCOM INC COM 11135F101   4,854,069 21,640 SH   SOLE   21,640 0 0
CAPITAL GROUP CONSERVATIVE E SHS 14020U100   1,429,283 54,366 SH   SOLE   54,366 0 0
CAPITAL GROUP CORE BALANCED SHS 14021D107   616,838 19,898 SH   SOLE   19,898 0 0
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   1,782,535 51,444 SH   SOLE   51,444 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   1,506,975 43,118 SH   SOLE   43,118 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   899,704 24,082 SH   SOLE   24,082 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021T102   203,941 8,532 SH   SOLE   8,532 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   946,418 38,270 SH   SOLE   38,270 0 0
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105   456,806 18,592 SH   SOLE   18,592 0 0
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508   807,811 31,654 SH   SOLE   31,654 0 0
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409   675,244 26,387 SH   SOLE   26,387 0 0
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   686,254 25,295 SH   SOLE   25,295 0 0
CAPITAL ONE FINL CORP COM 14040H105   307,634 1,755 SH   SOLE   1,755 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   227,332 3,418 SH   SOLE   3,418 0 0
CATERPILLAR INC COM 149123101   439,101 1,251 SH   SOLE   1,251 0 0
CHENIERE ENERGY INC COM NEW 16411R208   358,100 1,590 SH   SOLE   1,590 0 0
CHEVRON CORP NEW COM 166764100   1,156,973 7,555 SH   SOLE   7,555 0 0
CISCO SYS INC COM 17275R102   992,648 16,899 SH   SOLE   16,899 0 0
CITIGROUP INC COM NEW 172967424   413,049 5,785 SH   SOLE   5,785 0 0
COCA COLA CO COM 191216100   332,221 5,440 SH   SOLE   5,440 0 0
COLUMBIA ETF TR I RESH ENHNC COR 19761L706   582,056 16,935 SH   SOLE   16,935 0 0
COMCAST CORP NEW CL A 20030N101   316,005 8,691 SH   SOLE   8,691 0 0
CONOCOPHILLIPS COM 20825C104   772,554 7,580 SH   SOLE   7,580 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,797,051 1,918 SH   SOLE   1,918 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   681,285 1,953 SH   SOLE   1,953 0 0
CSX CORP COM 126408103   310,555 9,772 SH   SOLE   9,772 0 0
DANAHER CORPORATION COM 235851102   246,354 1,048 SH   SOLE   1,048 0 0
DEERE & CO COM 244199105   217,768 533 SH   SOLE   533 0 0
DIGITAL RLTY TR INC COM 253868103   525,914 3,034 SH   SOLE   3,034 0 0
DISNEY WALT CO COM 254687106   624,521 5,748 SH   SOLE   5,748 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,031,551 9,744 SH   SOLE   9,744 0 0
EATON CORP PLC SHS G29183103   895,624 2,623 SH   SOLE   2,623 0 0
ELEVANCE HEALTH INC COM 036752103   215,731 566 SH   SOLE   566 0 0
ELI LILLY & CO COM 532457108   2,838,953 3,549 SH   SOLE   3,549 0 0
EMERSON ELEC CO COM 291011104   204,273 1,732 SH   SOLE   1,732 0 0
EXXON MOBIL CORP COM 30231G102   2,586,520 24,277 SH   SOLE   24,277 0 0
FEDEX CORP COM 31428X106   1,906,428 7,042 SH   SOLE   7,042 0 0
FIFTH THIRD BANCORP COM 316773100   211,130 5,134 SH   SOLE   5,134 0 0
FLAHERTY & CRUMRINE PFD SECS COM 338478100   220,285 14,013 SH   SOLE   14,013 0 0
FORD MTR CO COM 345370860   325,669 33,748 SH   SOLE   33,748 0 0
GE AEROSPACE COM NEW 369604301   365,361 2,128 SH   SOLE   2,128 0 0
GENERAL DYNAMICS CORP COM 369550108   943,881 3,639 SH   SOLE   3,639 0 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   543,259 13,660 SH   SOLE   13,660 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,526,121 2,725 SH   SOLE   2,725 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   580,152 26,275 SH   SOLE   26,275 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   205,068 852 SH   SOLE   852 0 0
HOME DEPOT INC COM 437076102   1,396,197 3,581 SH   SOLE   3,581 0 0
HONEYWELL INTL INC COM 438516106   645,188 2,957 SH   SOLE   2,957 0 0
HOWMET AEROSPACE INC COM 443201108   255,806 2,271 SH   SOLE   2,271 0 0
HP INC COM 40434L105   246,178 7,415 SH   SOLE   7,415 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,109,381 9,599 SH   SOLE   9,599 0 0
INVESCO DB MULTI-SECTOR COMM BASE METALS FD 46140H700   935,827 49,778 SH   SOLE   49,778 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   343,830 30,320 SH   SOLE   30,320 0 0
ISHARES INC CORE MSCI EMKT 46434G103   703,598 13,745 SH   SOLE   13,745 0 0
ISHARES INC MSCI EMRG CHN 46434G764   342,506 6,188 SH   SOLE   6,188 0 0
ISHARES TR 20 YR TR BD ETF 464287432   450,802 5,275 SH   SOLE   5,275 0 0
ISHARES TR BROAD USD HIGH 46435U853   704,208 19,183 SH   SOLE   19,183 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   237,573 2,143 SH   SOLE   2,143 0 0
ISHARES TR CORE MSCI EAFE 46432F842   255,796 3,667 SH   SOLE   3,667 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,399,705 12,378 SH   SOLE   12,378 0 0
ISHARES TR CORE S&P500 ETF 464287200   8,422,702 14,439 SH   SOLE   14,439 0 0
ISHARES TR CORE TOTAL USD 46434V613   2,933,241 65,518 SH   SOLE   65,518 0 0
ISHARES TR CORE US AGGBD ET 464287226   288,684 3,009 SH   SOLE   3,009 0 0
ISHARES TR EAFE GRWTH ETF 464288885   583,549 6,034 SH   SOLE   6,034 0 0
ISHARES TR EAFE VALUE ETF 464288877   638,903 12,315 SH   SOLE   12,315 0 0
ISHARES TR GLOBAL TECH ETF 464287291   406,015 4,841 SH   SOLE   4,841 0 0
ISHARES TR IBOXX INV CP ETF 464287242   4,205,355 39,899 SH   SOLE   39,899 0 0
ISHARES TR ISHARES BIOTECH 464287556   317,359 2,391 SH   SOLE   2,391 0 0
ISHARES TR ISHARES SEMICDTR 464287523   471,312 2,160 SH   SOLE   2,160 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   4,768,069 92,512 SH   SOLE   92,512 0 0
ISHARES TR MBS ETF 464288588   406,526 4,491 SH   SOLE   4,491 0 0
ISHARES TR MSCI EAFE ETF 464287465   288,306 3,841 SH   SOLE   3,841 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,724,753 41,975 SH   SOLE   41,975 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   971,689 5,510 SH   SOLE   5,510 0 0
ISHARES TR NATIONAL MUN ETF 464288414   6,689,166 63,314 SH   SOLE   63,314 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   221,202 1,205 SH   SOLE   1,205 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,798,625 12,907 SH   SOLE   12,907 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,390,538 18,018 SH   SOLE   18,018 0 0
ISHARES TR SELECT DIVID ETF 464287168   358,739 2,790 SH   SOLE   2,790 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,783,576 16,930 SH   SOLE   16,930 0 0
ISHARES TR TIPS BD ETF 464287176   574,969 5,413 SH   SOLE   5,413 0 0
ISHARES TR US INFRASTRUC 46435U713   281,808 6,218 SH   SOLE   6,218 0 0
ISHARES TR US TREAS BD ETF 46429B267   1,086,866 48,804 SH   SOLE   48,804 0 0
ISHARES TR USD INV GRDE ETF 464288620   1,248,481 25,085 SH   SOLE   25,085 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   1,185,161 45,046 SH   SOLE   45,046 0 0
JOHNSON & JOHNSON COM 478160104   476,630 3,355 SH   SOLE   3,355 0 0
JPMORGAN CHASE & CO. COM 46625H100   4,795,364 19,992 SH   SOLE   19,992 0 0
KENVUE INC COM 49177J102   237,253 11,379 SH   SOLE   11,379 0 0
KINDER MORGAN INC DEL COM 49456B101   542,052 19,249 SH   SOLE   19,249 0 0
KKR & CO INC COM 48251W104   562,875 3,994 SH   SOLE   3,994 0 0
KLA CORP COM NEW 482480100   838,143 1,227 SH   SOLE   1,227 0 0
LINDE PLC SHS G54950103   435,686 1,052 SH   SOLE   1,052 0 0
LOCKHEED MARTIN CORP COM 539830109   906,360 1,936 SH   SOLE   1,936 0 0
LOWES COS INC COM 548661107   1,656,724 6,683 SH   SOLE   6,683 0 0
MARSH & MCLENNAN COS INC COM 571748102   257,833 1,233 SH   SOLE   1,233 0 0
MARVELL TECHNOLOGY INC COM 573874104   325,470 2,847 SH   SOLE   2,847 0 0
MASTERCARD INCORPORATED CL A 57636Q104   916,986 1,817 SH   SOLE   1,817 0 0
MCDONALDS CORP COM 580135101   1,251,874 4,434 SH   SOLE   4,434 0 0
MCKESSON CORP COM 58155Q103   1,072,147 1,843 SH   SOLE   1,843 0 0
MEDTRONIC PLC SHS G5960L103   310,380 3,848 SH   SOLE   3,848 0 0
MERCK & CO INC COM 58933Y105   677,580 6,827 SH   SOLE   6,827 0 0
META PLATFORMS INC CL A 30303M102   2,024,358 3,287 SH   SOLE   3,287 0 0
METLIFE INC COM 59156R108   598,344 7,456 SH   SOLE   7,456 0 0
MICRON TECHNOLOGY INC COM 595112103   478,025 4,812 SH   SOLE   4,812 0 0
MICROSOFT CORP COM 594918104   8,156,220 19,468 SH   SOLE   19,468 0 0
MORGAN STANLEY COM NEW 617446448   397,016 3,216 SH   SOLE   3,216 0 0
NETFLIX INC COM 64110L106   739,681 883 SH   SOLE   883 0 0
NEXTERA ENERGY INC COM 65339F101   1,196,619 17,759 SH   SOLE   17,759 0 0
NIKE INC CL B 654106103   236,883 3,327 SH   SOLE   3,327 0 0
NORTHROP GRUMMAN CORP COM 666807102   413,333 901 SH   SOLE   901 0 0
NOVO-NORDISK A S ADR 670100205   330,635 3,833 SH   SOLE   3,833 0 0
NVIDIA CORPORATION COM 67066G104   7,864,588 57,866 SH   SOLE   57,866 0 0
ORACLE CORP COM 68389X105   235,767 1,526 SH   SOLE   1,526 0 0
PALO ALTO NETWORKS INC COM 697435105   739,984 4,267 SH   SOLE   4,267 0 0
PARKER-HANNIFIN CORP COM 701094104   374,244 594 SH   SOLE   594 0 0
PEPSICO INC COM 713448108   496,673 3,482 SH   SOLE   3,482 0 0
PFIZER INC COM 717081103   305,742 11,442 SH   SOLE   11,442 0 0
PHILIP MORRIS INTL INC COM 718172109   493,264 4,211 SH   SOLE   4,211 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   450,556 8,614 SH   SOLE   8,614 0 0
PIMCO ETF TR BROAD US TIPS 72201R403   292,663 5,672 SH   SOLE   5,672 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,257,929 6,655 SH   SOLE   6,655 0 0
PROCTER AND GAMBLE CO COM 742718109   2,493,243 15,724 SH   SOLE   15,724 0 0
PROGRESSIVE CORP COM 743315103   294,513 1,250 SH   SOLE   1,250 0 0
PROLOGIS INC. COM 74340W103   740,911 7,152 SH   SOLE   7,152 0 0
QUALCOMM INC COM 747525103   1,391,628 8,865 SH   SOLE   8,865 0 0
ROYAL CARIBBEAN GROUP COM V7780T103   200,624 884 SH   SOLE   884 0 0
RTX CORPORATION COM 75513E101   729,399 6,337 SH   SOLE   6,337 0 0
S&P GLOBAL INC COM 78409V104   238,947 495 SH   SOLE   495 0 0
SALESFORCE INC COM 79466L302   687,192 2,162 SH   SOLE   2,162 0 0
SANOFI SPONSORED ADR 80105N105   247,159 5,072 SH   SOLE   5,072 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,299,105 53,905 SH   SOLE   53,905 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   680,838 7,106 SH   SOLE   7,106 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,793,666 20,293 SH   SOLE   20,293 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   551,988 11,665 SH   SOLE   11,665 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   240,117 6,129 SH   SOLE   6,129 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,209,002 5,475 SH   SOLE   5,475 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   517,249 3,704 SH   SOLE   3,704 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   900,707 3,937 SH   SOLE   3,937 0 0
SERVICENOW INC COM 81762P102   496,917 485 SH   SOLE   485 0 0
SHELL PLC SPON ADS 780259305   717,136 11,043 SH   SOLE   11,043 0 0
SPDR GOLD TR GOLD SHS 78463V107   641,623 2,585 SH   SOLE   2,585 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,883,479 6,690 SH   SOLE   6,690 0 0
SPDR SER TR S&P DIVID ETF 78464A763   2,013,365 15,639 SH   SOLE   15,639 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   288,126 627 SH   SOLE   627 0 0
STARBUCKS CORP COM 855244109   250,338 2,714 SH   SOLE   2,714 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   696,581 3,343 SH   SOLE   3,343 0 0
TARGET CORP COM 87612E106   317,229 2,240 SH   SOLE   2,240 0 0
TESLA INC COM 88160R101   2,066,859 5,236 SH   SOLE   5,236 0 0
TEXAS INSTRS INC COM 882508104   430,500 2,264 SH   SOLE   2,264 0 0
THE CIGNA GROUP COM 125523100   273,690 981 SH   SOLE   981 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,308,601 2,413 SH   SOLE   2,413 0 0
TJX COS INC NEW COM 872540109   1,018,469 8,483 SH   SOLE   8,483 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   274,364 5,063 SH   SOLE   5,063 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   452,922 1,201 SH   SOLE   1,201 0 0
TRUIST FINL CORP COM 89832Q109   717,763 16,778 SH   SOLE   16,778 0 0
UNION PAC CORP COM 907818108   587,573 2,609 SH   SOLE   2,609 0 0
UNITED PARCEL SERVICE INC CL B 911312106   352,705 2,861 SH   SOLE   2,861 0 0
UNITED RENTALS INC COM 911363109   254,958 380 SH   SOLE   380 0 0
UNITEDHEALTH GROUP INC COM 91324P102   905,547 1,739 SH   SOLE   1,739 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   630,321 2,550 SH   SOLE   2,550 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,522,499 58,749 SH   SOLE   58,749 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   373,544 700 SH   SOLE   700 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   728,862 3,061 SH   SOLE   3,061 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   450,691 2,687 SH   SOLE   2,687 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,024,194 17,809 SH   SOLE   17,809 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   621,635 7,830 SH   SOLE   7,830 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   423,780 5,448 SH   SOLE   5,448 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   533,594 6,085 SH   SOLE   6,085 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   208,954 1,011 SH   SOLE   1,011 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   202,438 797 SH   SOLE   797 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   1,069,246 1,743 SH   SOLE   1,743 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   209,241 5,534 SH   SOLE   5,534 0 0
VISA INC COM CL A 92826C839   2,048,797 6,658 SH   SOLE   6,658 0 0
WALMART INC COM 931142103   4,944,859 53,171 SH   SOLE   53,171 0 0
WELLS FARGO CO NEW COM 949746101   473,210 6,764 SH   SOLE   6,764 0 0
WILLIAMS COS INC COM 969457100   284,818 5,130 SH   SOLE   5,130 0 0
ZOETIS INC CL A 98978V103   384,129 2,352 SH   SOLE   2,352 0 0