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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   5,280,056 41,536 SH   SOLE   0 0 41,536
PRUDENTIAL FINL INC COM 744320102   288,655 3,042 SH   SOLE   0 0 3,042
WISDOMTREE TR JAPN HEDGE EQT 97717W851   873,057 9,893 SH   SOLE   0 0 9,893
INVESCO QQQ TR UNIT SER 1 46090E103   754,517 2,106 SH   SOLE   0 0 2,106
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   773,619 4,719 SH   SOLE   0 0 4,719
STARBUCKS CORP COM 855244109   760,279 8,330 SH   SOLE   0 0 8,330
ELEVANCE HEALTH INC COM 036752103   2,482,948 5,702 SH   SOLE   0 0 5,702
ISHARES GOLD TR ISHARES NEW 464285204   9,887,859 282,591 SH   SOLE   0 0 282,591
EBAY INC. COM 278642103   445,221 10,098 SH   SOLE   0 0 10,098
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102   330,239 37,273 SH   SOLE   0 0 37,273
VULCAN MATLS CO COM 929160109   265,454 1,314 SH   SOLE   0 0 1,314
JOHNSON & JOHNSON COM 478160104   2,315,107 14,864 SH   SOLE   0 0 14,864
VANGUARD INDEX FDS TOTAL STK MKT 922908769   344,104 1,620 SH   SOLE   0 0 1,620
VANGUARD WORLD FDS ENERGY ETF 92204A306   342,071 2,699 SH   SOLE   0 0 2,699
COSTCO WHSL CORP NEW COM 22160K105   1,673,982 2,963 SH   SOLE   0 0 2,963
CLEVELAND-CLIFFS INC NEW COM 185899101   1,174,766 75,161 SH   SOLE   0 0 75,161
ISHARES TR MSCI EMG MKT ETF 464287234   400,904 10,564 SH   SOLE   0 0 10,564
GOLDMAN SACHS GROUP INC COM 38141G104   232,000 717 SH   SOLE   0 0 717
SHELL PLC SPON ADS 780259305   420,208 6,527 SH   SOLE   0 0 6,527
ISHARES TR US INDUSTRIALS 464287754   216,813 2,149 SH   SOLE   0 0 2,149
PROCTER AND GAMBLE CO COM 742718109   841,904 5,772 SH   SOLE   0 0 5,772
COCA COLA CO COM 191216100   749,236 13,384 SH   SOLE   0 0 13,384
ISHARES TR U.S. ENERGY ETF 464287796   505,509 10,658 SH   SOLE   0 0 10,658
OCCIDENTAL PETE CORP COM 674599105   1,300,455 20,044 SH   SOLE   0 0 20,044
INTEL CORP COM 458140100   398,124 11,199 SH   SOLE   0 0 11,199
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   308,489 921 SH   SOLE   0 0 921
MERCK & CO INC COM 58933Y105   639,217 6,209 SH   SOLE   0 0 6,209
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,046,899 2,449 SH   SOLE   0 0 2,449
MASTERCARD INCORPORATED CL A 57636Q104   1,808,661 4,568 SH   SOLE   0 0 4,568
NUVEEN VIRGINIA QLTY MUNCPL COM 67064R102   423,130 44,540 SH   SOLE   0 0 44,540
DIAGEO PLC SPON ADR NEW 25243Q205   200,498 1,344 SH   SOLE   0 0 1,344
ISHARES TR TIPS BD ETF 464287176   603,962 5,823 SH   SOLE   0 0 5,823
ISHARES TR S&P 100 ETF 464287101   488,759 2,436 SH   SOLE   0 0 2,436
PEPSICO INC COM 713448108   366,668 2,164 SH   SOLE   0 0 2,164
ISHARES TR 1 3 YR TREAS BD 464287457   1,617,538 19,977 SH   SOLE   0 0 19,977
KIMBERLY-CLARK CORP COM 494368103   654,886 5,419 SH   SOLE   0 0 5,419
HONEYWELL INTL INC COM 438516106   378,906 2,051 SH   SOLE   0 0 2,051
HOME DEPOT INC COM 437076102   1,210,755 4,007 SH   SOLE   0 0 4,007
AUTOMATIC DATA PROCESSING IN COM 053015103   464,801 1,932 SH   SOLE   0 0 1,932
BRIGHTHOUSE FINL INC COM 10922N103   799,777 16,342 SH   SOLE   0 0 16,342
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,262,158 9,804 SH   SOLE   0 0 9,804
SPDR GOLD TR GOLD SHS 78463V107   566,128 3,302 SH   SOLE   0 0 3,302
ANGI INC COM CL A NEW 00183L102   41,529 20,974 SH   SOLE   0 0 20,974
TECK RESOURCES LTD CL B 878742204   660,914 15,338 SH   SOLE   0 0 15,338
ISHARES TR RUS 1000 GRW ETF 464287614   269,182 1,012 SH   SOLE   0 0 1,012
ISHARES TR CORE S&P SCP ETF 464287804   1,095,347 11,612 SH   SOLE   0 0 11,612
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   38,470,647 109,822 SH   SOLE   0 0 109,822
ADOBE INC COM 00724F101   227,415 446 SH   SOLE   0 0 446
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,215,681 29,483 SH   SOLE   0 0 29,483
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   316,256 6,445 SH   SOLE   0 0 6,445
ALPHABET INC CAP STK CL A 02079K305   3,935,222 30,072 SH   SOLE   0 0 30,072
UNILEVER PLC SPON ADR NEW 904767704   576,067 11,661 SH   SOLE   0 0 11,661
MICROSOFT CORP COM 594918104   4,619,432 14,630 SH   SOLE   0 0 14,630
WARNER BROS DISCOVERY INC COM SER A 934423104   333,663 30,724 SH   SOLE   0 0 30,724
AMERIPRISE FINL INC COM 03076C106   1,182,892 3,588 SH   SOLE   0 0 3,588
INVESCO VALUE MUN INCOME TR COM 46132P108   166,972 16,055 SH   SOLE   0 0 16,055
BERKSHIRE HATHAWAY INC DEL CL A 084670108   531,477 1 SH   SOLE   0 0 1
BOEING CO COM 097023105   255,893 1,335 SH   SOLE   0 0 1,335
VANGUARD INDEX FDS SMALL CP ETF 922908751   360,418 1,906 SH   SOLE   0 0 1,906
VANGUARD INDEX FDS MID CAP ETF 922908629   762,365 3,661 SH   SOLE   0 0 3,661
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   46,148,044 801,181 SH   SOLE   0 0 801,181
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   330,786 1,407 SH   SOLE   0 0 1,407
NORFOLK SOUTHN CORP COM 655844108   877,126 4,454 SH   SOLE   0 0 4,454
VANGUARD WORLD FDS INF TECH ETF 92204A702   280,247 675 SH   SOLE   0 0 675
BROOKFIELD CORP CL A LTD VT SH 11271J107   6,002,652 191,962 SH   SOLE   0 0 191,962
DOLLAR TREE INC COM 256746108   360,759 3,389 SH   SOLE   0 0 3,389
AMERICAN RES CORP CL A 02927U208   16,700 10,000 SH   SOLE   0 0 10,000
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   2,651,158 47,580 SH   SOLE   0 0 47,580
KKR & CO INC COM 48251W104   665,526 10,804 SH   SOLE   0 0 10,804
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   866,623 2,207 SH   SOLE   0 0 2,207
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   732,962 5,173 SH   SOLE   0 0 5,173
ELI LILLY & CO COM 532457108   282,530 526 SH   SOLE   0 0 526
SOURCE CAP INC COM 836144105   6,252,719 162,030 SH   SOLE   0 0 162,030
MICRON TECHNOLOGY INC COM 595112103   1,193,518 17,544 SH   SOLE   0 0 17,544
IAC INC COM NEW 44891N208   642,321 12,747 SH   SOLE   0 0 12,747
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,742,606 29,736 SH   SOLE   0 0 29,736
PALANTIR TECHNOLOGIES INC CL A 69608A108   276,176 17,261 SH   SOLE   0 0 17,261
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,161,346 48,755 SH   SOLE   0 0 48,755
STELLANTIS N.V SHS N82405106   338,352 17,687 SH   SOLE   0 0 17,687
ROBLOX CORP CL A 771049103   395,854 13,669 SH   SOLE   0 0 13,669
VISA INC COM CL A 92826C839   203,329 884 SH   SOLE   0 0 884
VANGUARD INDEX FDS VALUE ETF 922908744   2,389,623 17,325 SH   SOLE   0 0 17,325
VANGUARD INDEX FDS GROWTH ETF 922908736   385,931 1,417 SH   SOLE   0 0 1,417
META PLATFORMS INC CL A 30303M102   5,761,630 19,192 SH   SOLE   0 0 19,192
TIDAL ETF TR GOTHAM 1000 VALU 886364520   1,609,746 80,279 SH   SOLE   0 0 80,279
DIAMONDBACK ENERGY INC COM 25278X109   271,505 1,753 SH   SOLE   0 0 1,753
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   10,703,291 226,381 SH   SOLE   0 0 226,381
U HAUL HOLDING COMPANY COM SER N 023586506   1,252,820 23,913 SH   SOLE   0 0 23,913
ROYAL BK CDA COM 780087102   411,230 4,703 SH   SOLE   0 0 4,703
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   1,247,249 37,410 SH   SOLE   0 0 37,410
NVIDIA CORPORATION COM 67066G104   409,326 941 SH   SOLE   0 0 941
ABBVIE INC COM 00287Y109   3,181,814 21,346 SH   SOLE   0 0 21,346
S&P GLOBAL INC COM 78409V104   1,640,162 4,489 SH   SOLE   0 0 4,489
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   739,718 14,261 SH   SOLE   0 0 14,261
BLACKSTONE INC COM 09260D107   304,813 2,845 SH   SOLE   0 0 2,845
MCDONALDS CORP COM 580135101   352,277 1,337 SH   SOLE   0 0 1,337
INTERCONTINENTAL EXCHANGE IN COM 45866F104   580,025 5,272 SH   SOLE   0 0 5,272
LIBERTY GLOBAL PLC SHS CL C G5480U120   462,367 24,912 SH   SOLE   0 0 24,912
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   313,556 3,992 SH   SOLE   0 0 3,992
ISHARES TR ISHARES BIOTECH 464287556   360,811 2,950 SH   SOLE   0 0 2,950
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   362,044 2,249 SH   SOLE   0 0 2,249
SELECT SECTOR SPDR TR INDL 81369Y704   400,285 3,948 SH   SOLE   0 0 3,948
ISHARES TR U.S. TECH ETF 464287721   243,537 2,321 SH   SOLE   0 0 2,321
AMBEV SA SPONSORED ADR 02319V103   94,474 36,618 SH   SOLE   0 0 36,618
ISHARES TR CORE S&P500 ETF 464287200   621,895 1,448 SH   SOLE   0 0 1,448
WELLS FARGO CO NEW COM 949746101   1,148,534 28,109 SH   SOLE   0 0 28,109
CARMAX INC COM 143130102   762,894 10,786 SH   SOLE   0 0 10,786
ISHARES TR PFD AND INCM SEC 464288687   404,204 13,406 SH   SOLE   0 0 13,406
SALESFORCE INC COM 79466L302   858,976 4,236 SH   SOLE   0 0 4,236
THERMO FISHER SCIENTIFIC INC COM 883556102   224,233 443 SH   SOLE   0 0 443
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   790,082 6,033 SH   SOLE   0 0 6,033
JPMORGAN CHASE & CO COM 46625H100   5,412,686 37,324 SH   SOLE   0 0 37,324
CHEVRON CORP NEW COM 166764100   571,622 3,390 SH   SOLE   0 0 3,390
ISHARES TR NATIONAL MUN ETF 464288414   357,865 3,490 SH   SOLE   0 0 3,490
MARKEL GROUP INC COM 570535104   3,202,666 2,175 SH   SOLE   0 0 2,175
BANK AMERICA CORP COM 060505104   3,019,028 110,264 SH   SOLE   0 0 110,264
ISHARES TR 3 7 YR TREAS BD 464288661   360,415 3,185 SH   SOLE   0 0 3,185
ORACLE CORP COM 68389X105   3,527,877 33,307 SH   SOLE   0 0 33,307
RTX CORPORATION COM 75513E101   616,694 8,569 SH   SOLE   0 0 8,569
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,478,221 37,700 SH   SOLE   0 0 37,700
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   317,192 3,070 SH   SOLE   0 0 3,070
PFIZER INC COM 717081103   1,289,306 38,870 SH   SOLE   0 0 38,870
ALPHABET INC CAP STK CL C 02079K107   13,335,441 101,141 SH   SOLE   0 0 101,141
AMERICAN EXPRESS CO COM 025816109   3,319,627 22,251 SH   SOLE   0 0 22,251
AMGEN INC COM 031162100   771,341 2,870 SH   SOLE   0 0 2,870
VANGUARD WORLD FDS UTILITIES ETF 92204A876   349,715 2,742 SH   SOLE   0 0 2,742
ISHARES TR 7-10 YR TRSY BD 464287440   455,569 4,974 SH   SOLE   0 0 4,974
SPDR SER TR PORTFOLIO S&P500 78464A854   433,241 8,620 SH   SOLE   0 0 8,620
LEXICON PHARMACEUTICALS INC COM NEW 528872302   13,080 12,000 SH   SOLE   0 0 12,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,496,005 17,247 SH   SOLE   0 0 17,247
WAYFAIR INC CL A 94419L101   1,400,257 23,118 SH   SOLE   0 0 23,118
WISDOMTREE TR EMG MKTS SMCAP 97717W281   664,479 14,364 SH   SOLE   0 0 14,364
LIBERTY BROADBAND CORP COM SER C 530307305   1,050,089 11,499 SH   SOLE   0 0 11,499
PHILIP MORRIS INTL INC COM 718172109   688,980 7,442 SH   SOLE   0 0 7,442
BARRICK GOLD CORP COM 067901108   171,152 11,763 SH   SOLE   0 0 11,763
EXXON MOBIL CORP COM 30231G102   5,300,259 45,078 SH   SOLE   0 0 45,078
UNITEDHEALTH GROUP INC COM 91324P102   3,165,085 6,278 SH   SOLE   0 0 6,278
AMERICAN INTL GROUP INC COM NEW 026874784   1,157,980 19,109 SH   SOLE   0 0 19,109
SCHWAB CHARLES CORP COM 808513105   1,640,329 29,878 SH   SOLE   0 0 29,878
ACTIVISION BLIZZARD INC COM 00507V109   345,116 3,686 SH   SOLE   0 0 3,686
BLACKROCK INC COM 09247X101   1,022,747 1,582 SH   SOLE   0 0 1,582
ISHARES TR CORE S&P MCP ETF 464287507   203,548 816 SH   SOLE   0 0 816
ISHARES TR MSCI EAFE ETF 464287465   445,981 6,471 SH   SOLE   0 0 6,471
APPLE INC COM 037833100   26,563,029 155,149 SH   SOLE   0 0 155,149
DISNEY WALT CO COM 254687106   1,516,446 18,710 SH   SOLE   0 0 18,710
BOOKING HOLDINGS INC COM 09857L108   2,454,824 796 SH   DFND   0 0 796