The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Com 002824100   3,341,063 29,305 SH   SOLE 0 25,039 0 4,266
Abbott Laboratories Com 002824100   1,380,205 12,106 SH   DFND 0 12,106 0 0
AbbVie Inc. Com 00287Y109   2,782,691 14,091 SH   SOLE 0 13,241 0 850
AbbVie Inc. Com 00287Y109   955,803 4,840 SH   DFND 0 4,840 0 0
Adobe Systems, Inc. Com 00724F101   9,904,614 19,129 SH   SOLE 0 17,608 9 1,512
Adobe Systems, Inc. Com 00724F101   457,718 884 SH   DFND 0 884 0 0
Advanced Micro Devices, Inc. Com 007903107   326,027 1,987 SH   SOLE 0 1,987 0 0
Advanced Micro Devices, Inc. Com 007903107   89,095 543 SH   DFND 0 543 0 0
Air Products And Chemicals, Inc. Com 009158106   4,649,806 15,617 SH   SOLE 0 15,007 0 610
Air Products And Chemicals, Inc. Com 009158106   1,096,279 3,682 SH   DFND 0 3,682 0 0
Albemarle Corp. Com 012653101   4,067,605 42,948 SH   SOLE 0 39,288 25 3,635
Albemarle Corp. Com 012653101   148,316 1,566 SH   DFND 0 1,566 0 0
Alphabet Inc Class C Com 02079K107   24,373,961 145,786 SH   SOLE 0 134,688 24 11,074
Alphabet Inc Class C Com 02079K107   1,893,260 11,324 SH   DFND 0 11,324 0 0
Alphabet Inc Class A Com 02079K305   3,564,282 21,491 SH   SOLE 0 21,491 0 0
Alphabet Inc Class A Com 02079K305   986,310 5,947 SH   DFND 0 5,947 0 0
Altria Group Inc Com 02209S103   258,620 5,067 SH   SOLE 0 3,567 0 1,500
Altria Group Inc Com 02209S103   85,747 1,680 SH   DFND 0 1,680 0 0
Amazon.com Inc. Com 023135106   5,846,476 31,377 SH   SOLE 0 29,844 4 1,529
Amazon.com Inc. Com 023135106   1,321,639 7,093 SH   DFND 0 7,093 0 0
American Electric Power Co. Com 025537101   296,206 2,887 SH   SOLE 0 2,887 0 0
American Electric Power Co. Com 025537101   71,307 695 SH   DFND 0 695 0 0
American Express Company Com 025816109   443,683 1,636 SH   SOLE 0 1,636 0 0
American Express Company Com 025816109   13,831 51 SH   DFND 0 51 0 0
Cencora Inc Com 03073E105   2,086,942 9,272 SH   SOLE 0 8,626 7 639
Cencora Inc Com 03073E105   46,366 206 SH   DFND 0 206 0 0
Amgen Inc. Com 031162100   1,522,442 4,725 SH   SOLE 0 4,725 0 0
Amgen Inc. Com 031162100   99,885 310 SH   DFND 0 310 0 0
Elevance Health Inc Com 036752103   353,080 679 SH   SOLE 0 679 0 0
Elevance Health Inc Com 036752103   26,000 50 SH   DFND 0 50 0 0
Apple, Inc. Com 037833100   46,407,076 199,172 SH   SOLE 0 183,960 15 15,197
Apple, Inc. Com 037833100   6,154,928 26,416 SH   DFND 0 21,816 0 4,600
Automatic Data Processing Com 053015103   3,742,773 13,525 SH   SOLE 0 11,150 0 2,375
Automatic Data Processing Com 053015103   1,486,040 5,370 SH   DFND 0 5,370 0 0
Bank Of America Corp. Com 060505104   154,077 3,883 SH   SOLE 0 3,883 0 0
Bank Of America Corp. Com 060505104   56,742 1,430 SH   DFND 0 1,430 0 0
Bank of Montreal Com 063671101   322,014 3,570 SH   SOLE 0 1,470 0 2,100
Bank of Montreal Com 063671101   249,854 2,770 SH   DFND 0 2,770 0 0
Berkshire Hathaway Inc Class A Com 084670108   1,382,360 2 SH   SOLE 0 0 0 2
Berkshire Hathaway Inc Cl B Com 084670702   20,588,811 44,733 SH   SOLE 0 40,794 13 3,926
Berkshire Hathaway Inc Cl B Com 084670702   596,497 1,296 SH   DFND 0 1,296 0 0
Blackrock, Inc. Com 09247X101   7,935,055 8,357 SH   SOLE 0 7,590 0 767
Blackrock, Inc. Com 09247X101   243,075 256 SH   DFND 0 256 0 0
Blackstone Group Inc Com 09260D107   8,777,258 57,319 SH   SOLE 0 53,880 37 3,402
Blackstone Group Inc Com 09260D107   445,149 2,907 SH   DFND 0 2,907 0 0
Boeing Company Com 097023105   151,280 995 SH   SOLE 0 945 0 50
Boeing Company Com 097023105   306,361 2,015 SH   DFND 0 2,015 0 0
Broadcom Inc Com 11135F101   261,338 1,515 SH   SOLE 0 1,515 0 0
Broadcom Inc Com 11135F101   17,250 100 SH   DFND 0 100 0 0
CDW Corporation Com 12514G108   4,523,284 19,988 SH   SOLE 0 18,934 18 1,036
CDW Corporation Com 12514G108   199,370 881 SH   DFND 0 881 0 0
CSX Corporation Com 126408103   926,267 26,825 SH   SOLE 0 9,425 0 17,400
CSX Corporation Com 126408103   155,385 4,500 SH   DFND 0 4,500 0 0
CVS Health Com 126650100   93,314 1,484 SH   SOLE 0 1,379 0 105
CVS Health Com 126650100   167,638 2,666 SH   DFND 0 2,666 0 0
Canadian National Railway Com 136375102   10,264,566 87,619 SH   SOLE 0 81,265 25 6,329
Canadian National Railway Com 136375102   1,077,663 9,199 SH   DFND 0 9,199 0 0
Capital One Financial Corporation Com 14040H105   254,541 1,700 SH   SOLE 0 1,700 0 0
Caterpillar, Inc. Com 149123101   547,177 1,399 SH   SOLE 0 1,299 0 100
Caterpillar, Inc. Com 149123101   172,093 440 SH   DFND 0 440 0 0
Chevron Corp Com 166764100   1,508,339 10,242 SH   SOLE 0 9,135 0 1,107
Chevron Corp Com 166764100   495,269 3,363 SH   DFND 0 2,763 0 600
Cisco Systems, Inc. Com 17275R102   249,176 4,682 SH   SOLE 0 3,982 0 700
Cisco Systems, Inc. Com 17275R102   93,614 1,759 SH   DFND 0 559 0 1,200
Cleveland Cliffs Inc Com 185899101   26,051 2,040 SH   SOLE 0 2,040 0 0
Cleveland Cliffs Inc Com 185899101   127,700 10,000 SH   DFND 0 10,000 0 0
Coca Cola Company Com 191216100   558,927 7,778 SH   SOLE 0 7,778 0 0
Coca Cola Company Com 191216100   39,595 551 SH   DFND 0 551 0 0
Cognizant Technology Solutions Corp Com 192446102   252,533 3,272 SH   SOLE 0 2,505 0 767
Cognizant Technology Solutions Corp Com 192446102   11,963 155 SH   DFND 0 155 0 0
Colgate-Palmolive Company Com 194162103   987,441 9,512 SH   SOLE 0 7,612 0 1,900
Colgate-Palmolive Company Com 194162103   684,108 6,590 SH   DFND 0 6,590 0 0
Comcast Corp Class A Com 20030N101   286,333 6,855 SH   SOLE 0 6,655 0 200
Comcast Corp Class A Com 20030N101   23,141 554 SH   DFND 0 554 0 0
Consolidated Edison Inc. Com 209115104   367,683 3,531 SH   SOLE 0 3,531 0 0
Constellation Brands Inc - A Com 21036P108   8,058,224 31,271 SH   SOLE 0 28,354 8 2,909
Constellation Brands Inc - A Com 21036P108   464,100 1,801 SH   DFND 0 1,801 0 0
Costco Wholesale Corp Com 22160K105   21,968,852 24,781 SH   SOLE 0 22,547 4 2,230
Costco Wholesale Corp Com 22160K105   600,174 677 SH   DFND 0 677 0 0
Cummins, Inc. Com 231021106   679,311 2,098 SH   SOLE 0 2,098 0 0
Cummins, Inc. Com 231021106   1,167,263 3,605 SH   DFND 0 3,505 0 100
Danaher Inc Com 235851102   966,120 3,475 SH   SOLE 0 3,045 0 430
Danaher Inc Com 235851102   215,466 775 SH   DFND 0 775 0 0
Deere & Co. Com 244199105   11,260,398 26,982 SH   SOLE 0 25,128 8 1,846
Deere & Co. Com 244199105   426,929 1,023 SH   DFND 0 923 0 100
Walt Disney Co Com 254687106   5,436,370 56,517 SH   SOLE 0 51,217 44 5,256
Walt Disney Co Com 254687106   251,922 2,619 SH   DFND 0 2,219 0 400
Dominion Energy Inc. Com 25746U109   218,099 3,774 SH   SOLE 0 3,374 0 400
Dominion Energy Inc. Com 25746U109   5,779 100 SH   DFND 0 100 0 0
Dover Corp Com 260003108   172,566 900 SH   SOLE 0 900 0 0
Dover Corp Com 260003108   701,385 3,658 SH   DFND 0 3,658 0 0
Duke Energy Corp Com 26441C204   651,214 5,648 SH   SOLE 0 5,388 0 260
Duke Energy Corp Com 26441C204   285,483 2,476 SH   DFND 0 2,476 0 0
EOG Resources, Inc Com 26875P101   4,121,474 33,527 SH   SOLE 0 31,142 21 2,364
EOG Resources, Inc Com 26875P101   203,695 1,657 SH   DFND 0 1,657 0 0
Ebay Inc. Com 278642103   217,142 3,335 SH   SOLE 0 3,335 0 0
Ebay Inc. Com 278642103   5,860 90 SH   DFND 0 90 0 0
Ecolab Inc. Com 278865100   5,076,726 19,883 SH   SOLE 0 18,445 13 1,425
Ecolab Inc. Com 278865100   898,762 3,520 SH   DFND 0 3,520 0 0
Emerson Corp. Com 291011104   2,534,868 23,177 SH   SOLE 0 19,668 0 3,509
Emerson Corp. Com 291011104   169,852 1,553 SH   DFND 0 1,553 0 0
Enbridge Inc Com 29250N105   6,145,186 151,322 SH   SOLE 0 140,164 99 11,059
Enbridge Inc Com 29250N105   538,976 13,272 SH   DFND 0 13,272 0 0
Exxon Mobil Corp. Com 30231G102   10,485,681 89,453 SH   SOLE 0 82,826 25 6,602
Exxon Mobil Corp. Com 30231G102   1,633,930 13,939 SH   DFND 0 13,939 0 0
Meta Platforms Inc. Com 30303M102   5,689,481 9,939 SH   SOLE 0 9,195 0 744
Meta Platforms Inc. Com 30303M102   324,001 566 SH   DFND 0 566 0 0
First Merchants Corp Com 320817109   203,298 5,465 SH   SOLE 0 1,656 0 3,809
First Source Corp Com 336901103   107,305 1,792 SH   SOLE 0 1,792 0 0
First Source Corp Com 336901103   129,760 2,167 SH   DFND 0 1,001 0 1,166
Fiserv Inc Com 337738108   212,346 1,182 SH   SOLE 0 682 0 500
Fiserv Inc Com 337738108   95,574 532 SH   DFND 0 532 0 0
Flexshares Credit Scored US Corp Bond Fund Com 33939L761   14,568,648 296,593 SH   SOLE 0 282,522 0 14,071
Flexshares Credit Scored US Corp Bond Fund Com 33939L761   529,759 10,785 SH   DFND 0 10,785 0 0
Flexshares Developed ex-US Factor Tilt Fund Com 33939L803   9,440,198 125,874 SH   SOLE 0 118,892 130 6,852
Flexshares Developed ex-US Factor Tilt Fund Com 33939L803   151,869 2,025 SH   DFND 0 2,025 0 0
General Dynamics Com 369550108   413,107 1,367 SH   SOLE 0 1,327 0 40
General Dynamics Com 369550108   30,220 100 SH   DFND 0 100 0 0
General Mills Inc. Com 370334104   1,375,161 18,621 SH   SOLE 0 17,221 0 1,400
General Mills Inc. Com 370334104   133,299 1,805 SH   DFND 0 1,505 0 300
Genuine Parts Co. Com 372460105   1,254,745 8,983 SH   SOLE 0 7,983 0 1,000
Genuine Parts Co. Com 372460105   145,267 1,040 SH   DFND 0 1,040 0 0
Gilead Sciences, Inc Com 375558103   167,680 2,000 SH   SOLE 0 2,000 0 0
Gilead Sciences, Inc Com 375558103   123,245 1,470 SH   DFND 0 1,470 0 0
Home Depot, Inc. Com 437076102   555,529 1,371 SH   SOLE 0 1,225 0 146
Home Depot, Inc. Com 437076102   164,511 406 SH   DFND 0 406 0 0
Honeywell International, Inc. Com 438516106   697,233 3,373 SH   SOLE 0 3,373 0 0
Honeywell International, Inc. Com 438516106   168,675 816 SH   DFND 0 816 0 0
Horizon Bancorp Inc Com 440407104   6,236,856 401,084 SH   SOLE 0 381,503 0 19,581
Horizon Bancorp Inc Com 440407104   5,380 346 SH   DFND 0 346 0 0
ITT Inc Com 45073V108   239,216 1,600 SH   SOLE 0 1,600 0 0
ITT Inc Com 45073V108   59,804 400 SH   DFND 0 400 0 0
Illinois Tool Works Com 452308109   2,341,071 8,933 SH   SOLE 0 7,733 0 1,200
Illinois Tool Works Com 452308109   148,070 565 SH   DFND 0 565 0 0
International Business Machines Corp. Com 459200101   135,080 611 SH   SOLE 0 611 0 0
International Business Machines Corp. Com 459200101   542,972 2,456 SH   DFND 0 2,056 0 400
Invesco QQQ Trust Com 46090E103   6,359,552 13,030 SH   SOLE 0 12,318 0 712
Invesco QQQ Trust Com 46090E103   121,529 249 SH   DFND 0 249 0 0
Iron Mountain Inc. Com 46284V101   213,894 1,800 SH   DFND 0 1,800 0 0
iShares S&P 100 Com 464287101   21,352,864 77,153 SH   SOLE 0 69,056 0 8,097
iShares S&P 100 Com 464287101   230,541 833 SH   DFND 0 833 0 0
iShares TR Morningstar Large-Cap ETF Com 464287127   438,300 5,532 SH   SOLE 0 5,532 0 0
iShares Core S&P 500 ETF Com 464287200   308,599 535 SH   SOLE 0 535 0 0
iShares MSCI EAFE Index Fund Com 464287465   4,586,687 54,845 SH   SOLE 0 48,861 0 5,984
iShares MSCI EAFE Index Fund Com 464287465   76,605 916 SH   DFND 0 916 0 0
S&P Midcap 400 Index Fund I Shares Com 464287507   17,038,849 273,409 SH   SOLE 0 255,072 185 18,152
S&P Midcap 400 Index Fund I Shares Com 464287507   255,699 4,103 SH   DFND 0 4,103 0 0
iShares TR Expanded Tech Sector ETF Com 464287549   226,227 2,358 SH   SOLE 0 2,358 0 0
iShares S&P Midcap 400 Growth Com 464287606   564,818 6,144 SH   SOLE 0 6,144 0 0
Russell 2000 Index i-shares Com 464287655   217,135 983 SH   SOLE 0 904 0 79
iShares US Technology Fund Com 464287721   361,917 2,387 SH   SOLE 0 2,355 0 32
iShares US Technology Fund Com 464287721   16,223 107 SH   DFND 0 107 0 0
iShares DJ U.S. Healthcare Sector Com 464287762   243,750 3,750 SH   SOLE 0 3,750 0 0
S&P Smallcap 600 Index Fund I Shares Com 464287804   26,190,736 223,929 SH   SOLE 0 206,715 103 17,111
S&P Smallcap 600 Index Fund I Shares Com 464287804   740,357 6,330 SH   DFND 0 6,330 0 0
JPMorgan Chase & Co. Com 46625H100   16,401,113 77,782 SH   SOLE 0 71,597 24 6,161
JPMorgan Chase & Co. Com 46625H100   2,054,198 9,742 SH   DFND 0 9,742 0 0
Johnson & Johnson Com 478160104   5,794,941 35,758 SH   SOLE 0 31,565 0 4,193
Johnson & Johnson Com 478160104   1,465,995 9,046 SH   DFND 0 7,946 0 1,100
Kimberly-Clark Corp Com 494368103   275,739 1,938 SH   SOLE 0 1,938 0 0
Kimberly-Clark Corp Com 494368103   9,960 70 SH   DFND 0 70 0 0
Lamar Advertising Co Com 512816109   256,913 1,923 SH   SOLE 0 1,923 0 0
Lamar Advertising Co Com 512816109   22,712 170 SH   DFND 0 170 0 0
Eli Lilly & Co. Com 532457108   3,992,046 4,506 SH   SOLE 0 4,357 0 149
Eli Lilly & Co. Com 532457108   832,784 940 SH   DFND 0 940 0 0
Lockheed Martin Corp. Com 539830109   1,287,201 2,202 SH   SOLE 0 2,177 0 25
Lockheed Martin Corp. Com 539830109   433,159 741 SH   DFND 0 741 0 0
Lowe's Companies Com 548661107   7,302,929 26,963 SH   SOLE 0 25,657 13 1,293
Lowe's Companies Com 548661107   677,125 2,500 SH   DFND 0 2,500 0 0
Marsh & McLennan Cos Inc Com 571748102   13,084,452 58,651 SH   SOLE 0 55,279 23 3,349
Marsh & McLennan Cos Inc Com 571748102   366,983 1,645 SH   DFND 0 1,645 0 0
Masco Corp. Com 574599106   5,333,883 63,544 SH   SOLE 0 58,043 38 5,463
Masco Corp. Com 574599106   152,603 1,818 SH   DFND 0 1,818 0 0
MasterCard Inc Com 57636Q104   19,197,463 38,877 SH   SOLE 0 36,513 10 2,354
MasterCard Inc Com 57636Q104   446,395 904 SH   DFND 0 904 0 0
McDonald's Corp Com 580135101   13,947,776 45,804 SH   SOLE 0 44,672 0 1,132
McDonald's Corp Com 580135101   3,640,113 11,954 SH   DFND 0 11,954 0 0
Merck & Co. Inc Com 58933Y105   557,807 4,912 SH   SOLE 0 4,912 0 0
Merck & Co. Inc Com 58933Y105   39,519 348 SH   DFND 0 348 0 0
Microsoft Corp Com 594918104   13,871,151 32,236 SH   SOLE 0 30,257 13 1,966
Microsoft Corp Com 594918104   2,244,015 5,215 SH   DFND 0 3,715 0 1,500
NNN RIET Inc Com 637417106   1,336,481 27,562 SH   SOLE 0 25,957 0 1,605
NNN RIET Inc Com 637417106   166,466 3,433 SH   DFND 0 3,433 0 0
Netflix, Inc. Com 64110L106   729,130 1,028 SH   SOLE 0 1,028 0 0
Netflix, Inc. Com 64110L106   14,185 20 SH   DFND 0 20 0 0
Nextera Energy Inc Com 65339F101   9,022,817 106,741 SH   SOLE 0 88,539 30 18,172
Nextera Energy Inc Com 65339F101   527,974 6,246 SH   DFND 0 6,246 0 0
Nike, Inc. Com 654106103   2,533,102 28,655 SH   SOLE 0 25,590 0 3,065
Nike, Inc. Com 654106103   194,568 2,201 SH   DFND 0 2,201 0 0
Northern Trust Corporation Com 665859104   263,338 2,925 SH   SOLE 0 2,450 0 475
Northern Trust Corporation Com 665859104   72,114 801 SH   DFND 0 801 0 0
Novartis - ADR Com 66987V109   1,066,120 9,269 SH   SOLE 0 7,519 0 1,750
Novo-Nordisk A/S ADR Com 670100205   11,505,139 96,625 SH   SOLE 0 89,736 34 6,855
Novo-Nordisk A/S ADR Com 670100205   377,690 3,172 SH   DFND 0 3,172 0 0
Nvidia Corp. Com 67066G104   107,283,011 883,424 SH   SOLE 0 807,762 120 75,542
Nvidia Corp. Com 67066G104   9,775,677 80,498 SH   DFND 0 80,498 0 0
Oneok, Inc. Com 682680103   392,953 4,312 SH   SOLE 0 2,298 0 2,014
Oneok, Inc. Com 682680103   362,515 3,978 SH   DFND 0 3,978 0 0
Oracle Corp. Com 68389X105   6,174,614 36,236 SH   SOLE 0 31,051 0 5,185
Oracle Corp. Com 68389X105   1,222,790 7,176 SH   DFND 0 7,176 0 0
Palo Alto Networks Inc Com 697435105   6,379,013 18,663 SH   SOLE 0 17,518 15 1,130
Palo Alto Networks Inc Com 697435105   342,825 1,003 SH   DFND 0 1,003 0 0
Paychex Inc. Com 704326107   453,562 3,380 SH   SOLE 0 2,990 0 390
Paychex Inc. Com 704326107   53,676 400 SH   DFND 0 400 0 0
PayPal Holdings Inc. Com 70450Y103   255,548 3,275 SH   SOLE 0 2,450 0 825
PayPal Holdings Inc. Com 70450Y103   23,799 305 SH   DFND 0 305 0 0
Pepsico, Inc. Com 713448108   12,725,182 74,832 SH   SOLE 0 66,981 7 7,844
Pepsico, Inc. Com 713448108   1,028,632 6,049 SH   DFND 0 5,649 0 400
Pfizer Inc Com 717081103   406,520 14,047 SH   SOLE 0 13,195 0 852
Pfizer Inc Com 717081103   68,530 2,368 SH   DFND 0 2,368 0 0
Philip Morris International Inc. Com 718172109   492,034 4,053 SH   SOLE 0 4,053 0 0
Philip Morris International Inc. Com 718172109   253,726 2,090 SH   DFND 0 2,090 0 0
Phillips 66 Com 718546104   500,956 3,811 SH   SOLE 0 2,736 0 1,075
Plains GP Holdings LP Com 72651A207   75,332 4,072 SH   SOLE 0 3,472 0 600
Plains GP Holdings LP Com 72651A207   177,656 9,603 SH   DFND 0 9,603 0 0
Procter & Gamble Company Com 742718109   1,763,869 10,184 SH   SOLE 0 9,884 0 300
Procter & Gamble Company Com 742718109   661,451 3,819 SH   DFND 0 3,819 0 0
Progressive Corporation Com 743315103   609,024 2,400 SH   SOLE 0 2,400 0 0
Progressive Corporation Com 743315103   126,880 500 SH   DFND 0 500 0 0
Qualcomm Inc. Com 747525103   1,243,576 7,313 SH   SOLE 0 7,223 0 90
Qualcomm Inc. Com 747525103   481,242 2,830 SH   DFND 0 2,830 0 0
RTX Corporation Com 75513E101   9,843,887 81,247 SH   SOLE 0 74,186 31 7,030
RTX Corporation Com 75513E101   959,224 7,917 SH   DFND 0 7,917 0 0
Realty Income Corporation Com 756109104   577,376 9,104 SH   SOLE 0 8,519 0 585
Realty Income Corporation Com 756109104   128,235 2,022 SH   DFND 0 2,022 0 0
SPDR S&P 500 ETF Com 78462F103   12,903,289 22,489 SH   SOLE 0 19,733 0 2,756
SPDR S&P 500 ETF Com 78462F103   1,984,636 3,459 SH   DFND 0 3,459 0 0
KBW Regional Banking Spdr Com 78464A698   947,597 16,742 SH   SOLE 0 15,992 0 750
KBW Regional Banking Spdr Com 78464A698   180,271 3,185 SH   DFND 0 3,185 0 0
SPDR S&P Dividend ETF Com 78464A763   1,324,949 9,328 SH   SOLE 0 8,628 0 700
SPDR S&P Dividend ETF Com 78464A763   62,071 437 SH   DFND 0 437 0 0
Spdr Dow Jones Industrial Average ETF Trust Com 78467X109   353,305 835 SH   SOLE 0 760 0 75
SPDR S&P MidCap 400 ETF Trust Com 78467Y107   9,607,886 16,866 SH   SOLE 0 15,268 0 1,598
SPDR S&P MidCap 400 ETF Trust Com 78467Y107   424,966 746 SH   DFND 0 746 0 0
SPDR Bloomberg High Yield Bond ETF Com 78468R622   3,390,184 34,668 SH   SOLE 0 30,986 0 3,682
SPDR Bloomberg High Yield Bond ETF Com 78468R622   28,848 295 SH   DFND 0 295 0 0
Charles Schwab Corp. Com 808513105   201,818 3,114 SH   SOLE 0 3,114 0 0
Charles Schwab Corp. Com 808513105   29,165 450 SH   DFND 0 450 0 0
Consumer Discretionary SPDR Com 81369Y407   6,882,910 34,351 SH   SOLE 0 29,996 3 4,352
Consumer Discretionary SPDR Com 81369Y407   468,665 2,339 SH   DFND 0 2,339 0 0
Technology Select Sector Fund Com 81369Y803   2,299,817 10,187 SH   SOLE 0 5,724 9 4,454
Technology Select Sector Fund Com 81369Y803   426,461 1,889 SH   DFND 0 1,889 0 0
Communication Services Select Sector SPDR Com 81369Y852   11,705,173 129,482 SH   SOLE 0 115,581 76 13,825
Communication Services Select Sector SPDR Com 81369Y852   260,533 2,882 SH   DFND 0 2,882 0 0
Skechers USA Inc Com 830566105   4,287,832 64,074 SH   SOLE 0 59,389 33 4,652
Skechers USA Inc Com 830566105   127,081 1,899 SH   DFND 0 1,899 0 0
Southern Company Com 842587107   2,388,237 26,483 SH   SOLE 0 21,433 0 5,050
Southern Company Com 842587107   292,634 3,245 SH   DFND 0 3,245 0 0
Stryker Corp Com 863667101   13,191,409 36,515 SH   SOLE 0 33,405 14 3,096
Stryker Corp Com 863667101   2,106,868 5,832 SH   DFND 0 5,832 0 0
Sysco Corporation Com 871829107   4,603,510 58,974 SH   SOLE 0 52,299 32 6,643
Sysco Corporation Com 871829107   226,374 2,900 SH   DFND 0 2,900 0 0
TJX Companies Com 872540109   8,762,725 74,551 SH   SOLE 0 70,249 36 4,266
TJX Companies Com 872540109   414,093 3,523 SH   DFND 0 3,523 0 0
Target Corp. Com 87612E106   236,128 1,515 SH   SOLE 0 1,515 0 0
Target Corp. Com 87612E106   54,551 350 SH   DFND 0 350 0 0
Tesla Motors, Inc. Com 88160R101   209,042 799 SH   SOLE 0 757 0 42
Tesla Motors, Inc. Com 88160R101   15,698 60 SH   DFND 0 60 0 0
Thermo Fisher Scientific, Inc. Com 883556102   9,259,993 14,970 SH   SOLE 0 12,976 8 1,986
Thermo Fisher Scientific, Inc. Com 883556102   251,758 407 SH   DFND 0 407 0 0
3M Company Com 88579Y101   319,331 2,336 SH   SOLE 0 2,186 0 150
3M Company Com 88579Y101   200,266 1,465 SH   DFND 0 1,465 0 0
Truist Financial Corp Com 89832Q109   186,648 4,364 SH   SOLE 0 4,314 0 50
Truist Financial Corp Com 89832Q109   35,927 840 SH   DFND 0 840 0 0
Union Pacific Corp Com 907818108   218,135 885 SH   SOLE 0 885 0 0
United Parcel Service Com 911312106   693,289 5,085 SH   SOLE 0 4,585 0 500
United Parcel Service Com 911312106   315,218 2,312 SH   DFND 0 2,312 0 0
UnitedHealth Group, Inc. Com 91324P102   7,910,720 13,530 SH   SOLE 0 12,532 6 992
UnitedHealth Group, Inc. Com 91324P102   297,017 508 SH   DFND 0 508 0 0
VanEck Vectors Morningstar Wide Moat ETF Com 92189F643   17,874,962 184,373 SH   SOLE 0 162,409 0 21,964
VanEck Vectors Morningstar Wide Moat ETF Com 92189F643   241,890 2,495 SH   DFND 0 2,495 0 0
Vanguard Intermediate-Term Bond Fund ETF Com 921937819   3,507,449 44,755 SH   SOLE 0 42,676 0 2,079
Vanguard Intermediate-Term Bond Fund ETF Com 921937819   67,633 863 SH   DFND 0 863 0 0
Vanguard Short-Term Bond ETF Com 921937827   5,013,025 63,706 SH   SOLE 0 60,524 0 3,182
Vanguard Short-Term Bond ETF Com 921937827   97,340 1,237 SH   DFND 0 1,237 0 0
Vanguard Short Term Corporate Bond ETF Com 92206C409   6,563,348 82,641 SH   SOLE 0 77,930 0 4,711
Vanguard Short Term Corporate Bond ETF Com 92206C409   83,470 1,051 SH   DFND 0 1,051 0 0
Vanguard Real Estate ETF Com 922908553   211,207 2,168 SH   SOLE 0 2,168 0 0
Vanguard US Total Stock Market ETF Com 922908769   665,992 2,352 SH   SOLE 0 2,352 0 0
Verizon Communications Com 92343V104   954,876 21,262 SH   SOLE 0 20,687 0 575
Verizon Communications Com 92343V104   292,634 6,516 SH   DFND 0 6,516 0 0
Visa Inc Com 92826C839   616,438 2,242 SH   SOLE 0 2,242 0 0
Visa Inc Com 92826C839   140,225 510 SH   DFND 0 510 0 0
Vistra Corp Com 92840M102   201,518 1,700 SH   SOLE 0 1,700 0 0
Vistra Corp Com 92840M102   189,664 1,600 SH   DFND 0 1,600 0 0
Wal-Mart Stores, Inc. Com 931142103   709,954 8,792 SH   SOLE 0 8,792 0 0
Wal-Mart Stores, Inc. Com 931142103   324,615 4,020 SH   DFND 0 4,020 0 0
Waste Management, Inc. Com 94106L109   638,370 3,075 SH   SOLE 0 3,075 0 0
Waste Management, Inc. Com 94106L109   207,600 1,000 SH   DFND 0 1,000 0 0
Welltower Inc Com 95040Q104   6,757,551 52,781 SH   SOLE 0 49,924 20 2,837
Welltower Inc Com 95040Q104   353,875 2,764 SH   DFND 0 2,764 0 0
Williams Companies, Inc. Com 969457100   912,726 19,994 SH   SOLE 0 19,619 0 375
Williams Companies, Inc. Com 969457100   241,945 5,300 SH   DFND 0 5,300 0 0
Accenture PLC Com G1151C101   2,580,757 7,301 SH   SOLE 0 5,791 0 1,510
Accenture PLC Com G1151C101   1,650,752 4,670 SH   DFND 0 4,670 0 0
Eaton Corp PLC Com G29183103   298,296 900 SH   SOLE 0 900 0 0
Eaton Corp PLC Com G29183103   331,440 1,000 SH   DFND 0 1,000 0 0
Linde PLC Com G54950103   1,393,385 2,922 SH   SOLE 0 2,418 0 504
Linde PLC Com G54950103   50,547 106 SH   DFND 0 106 0 0
Medtronic PLC Com G5960L103   256,405 2,848 SH   SOLE 0 2,848 0 0
Medtronic PLC Com G5960L103   135,045 1,500 SH   DFND 0 1,500 0 0