The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 362 3,108 SH   SOLE   0 0 3,108
ALPHABET INC CAP STK CL A 02079K305 4,063 43,105 SH   SOLE   0 0 43,105
AMAZON COM INC COM 023135106 2,849 28,342 SH   SOLE   0 0 28,342
AMGEN INC COM 031162100 863 3,441 SH   SOLE   0 0 3,441
APPLE INC COM 037833100 2,701 19,061 SH   SOLE   0 0 19,061
ARK ETF TR INNOVATION ETF 00214Q104 692 19,036 SH   SOLE   0 0 19,036
BALL CORP COM 058498106 707 13,550 SH   SOLE   0 0 13,550
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 291 957 SH   SOLE   0 0 957
BK OF AMERICA CORP COM 060505104 725 22,387 SH   SOLE   0 0 22,387
CHEVRON CORP NEW COM 166764100 676 4,302 SH   SOLE   0 0 4,302
CORTEVA INC COM 22052L104 529 9,251 SH   SOLE   0 0 9,251
COSTCO WHSL CORP NEW COM 22160K105 637 1,340 SH   SOLE   0 0 1,340
DISNEY WALT CO COM 254687106 367 3,912 SH   SOLE   0 0 3,912
DOMINION ENERGY INC COM 25746U109 639 9,547 SH   SOLE   0 0 9,547
DUPONT DE NEMOURS INC COM 26614N102 442 8,776 SH   SOLE   0 0 8,776
EMERSON ELEC CO COM 291011104 210 2,610 SH   SOLE   0 0 2,610
EXXON MOBIL CORP COM 30231G102 762 7,868 SH   SOLE   0 0 7,868
HOME DEPOT INC COM 437076102 319 1,077 SH   SOLE   0 0 1,077
INTERNATIONAL BUSINESS MACHS COM 459200101 467 3,640 SH   SOLE   0 0 3,640
ISHARES TR CORE S&P SCP ETF 464287804 10,991 119,281 SH   SOLE   0 0 119,281
ISHARES TR CORE DIV GRWTH 46434V621 4,573 96,359 SH   SOLE   0 0 96,359
ISHARES TR CORE HIGH DV ETF 46429B663 3,926 40,370 SH   SOLE   0 0 40,370
ISHARES TR IBONDS DEC23 ETF 46434VAX8 4,705 188,376 SH   SOLE   0 0 188,376
ISHARES TR EXPND TEC SC ETF 464287549 971 3,434 SH   SOLE   0 0 3,434
ISHARES TR IBONDS DEC24 ETF 46434VBG4 4,370 179,102 SH   SOLE   0 0 179,102
ISHARES TR PFD AND INCM SEC 464288687 5,930 188,290 SH   SOLE   0 0 188,290
ISHARES TR IBONDS DEC2026 46435GAA0 838 35,825 SH   SOLE   0 0 35,825
ISHARES TR IBONDS DEC22 ETF 46434VBA7 3,704 147,962 SH   SOLE   0 0 147,962
ISHARES TR U.S. MED DVC ETF 464288810 430 8,700 SH   SOLE   0 0 8,700
ISHARES TR MSCI USA MIN VOL 46429B697 3,002 43,502 SH   SOLE   0 0 43,502
ISHARES TR IBONDS DEC25 ETF 46434VBD1 3,266 134,575 SH   SOLE   0 0 134,575
ISHARES TR TIPS BD ETF 464287176 532 5,015 SH   SOLE   0 0 5,015
ISHARES TR S&P MC 400VL ETF 464287705 770 8,095 SH   SOLE   0 0 8,095
ISHARES TR CORE S&P500 ETF 464287200 4,064 10,787 SH   SOLE   0 0 10,787
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 7,647 152,412 SH   SOLE   0 0 152,412
JOHNSON & JOHNSON COM 478160104 1,416 8,381 SH   SOLE   0 0 8,381
JPMORGAN CHASE & CO COM 46625H100 227 1,772 SH   SOLE   0 0 1,772
KINDER MORGAN INC DEL COM 49456B101 1,093 64,237 SH   SOLE   0 0 64,237
MASTERCARD INCORPORATED CL A 57636Q104 2,559 8,145 SH   SOLE   0 0 8,145
MERCK & CO INC COM 58933Y105 434 4,502 SH   SOLE   0 0 4,502
MICROSOFT CORP COM 594918104 4,146 17,489 SH   SOLE   0 0 17,489
ORACLE CORP COM 68389X105 278 3,926 SH   SOLE   0 0 3,926
PAYPAL HLDGS INC COM 70450Y103 1,417 17,608 SH   SOLE   0 0 17,608
PEPSICO INC COM 713448108 576 3,414 SH   SOLE   0 0 3,414
PFIZER INC COM 717081103 285 6,113 SH   SOLE   0 0 6,113
PPG INDS INC COM 693506107 209 1,600 SH   SOLE   0 0 1,600
PROCTER AND GAMBLE CO COM 742718109 717 5,158 SH   SOLE   0 0 5,158
RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 941 34,150 SH   SOLE   0 0 34,150
S&P GLOBAL INC COM 78409V104 267 874 SH   SOLE   0 0 874
SALESFORCE INC COM 79466L302 1,656 11,988 SH   SOLE   0 0 11,988
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 655 7,141 SH   SOLE   0 0 7,141
SPDR GOLD TR GOLD SHS 78463V107 857 5,393 SH   SOLE   0 0 5,393
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,353 43,583 SH   SOLE   0 0 43,583
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,276 7,734 SH   SOLE   0 0 7,734
SPDR SER TR S&P DIVID ETF 78464A763 4,994 42,012 SH   SOLE   0 0 42,012
TESLA INC COM 88160R101 298 1,458 SH   SOLE   0 0 1,458
UNION PAC CORP COM 907818108 265 1,275 SH   SOLE   0 0 1,275
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,368 111,335 SH   SOLE   0 0 111,335
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,532 47,498 SH   SOLE   0 0 47,498
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,130 37,744 SH   SOLE   0 0 37,744
VANGUARD INDEX FDS MID CAP ETF 922908629 7,106 35,746 SH   SOLE   0 0 35,746
VANGUARD INDEX FDS GROWTH ETF 922908736 2,140 9,791 SH   SOLE   0 0 9,791
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,139 24,132 SH   SOLE   0 0 24,132
VANGUARD INDEX FDS LARGE CAP ETF 922908637 370 2,094 SH   SOLE   0 0 2,094
VANGUARD INDEX FDS SML CP GRW ETF 922908595 453 2,265 SH   SOLE   0 0 2,265
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,404 18,750 SH   SOLE   0 0 18,750
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,121 14,534 SH   SOLE   0 0 14,534
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,348 22,970 SH   SOLE   0 0 22,970
VANGUARD WORLD FDS UTILITIES ETF 92204A876 425 2,851 SH   SOLE   0 0 2,851
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,077 4,587 SH   SOLE   0 0 4,587
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,706 7,057 SH   SOLE   0 0 7,057
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 693 8,726 SH   SOLE   0 0 8,726
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,695 5,265 SH   SOLE   0 0 5,265
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,595 8,501 SH   SOLE   0 0 8,501
VERIZON COMMUNICATIONS INC COM 92343V104 1,061 28,164 SH   SOLE   0 0 28,164
VISA INC COM CL A 92826C839 2,405 12,494 SH   SOLE   0 0 12,494
WALMART INC COM 931142103 334 2,463 SH   SOLE   0 0 2,463
WELLS FARGO CO NEW COM 949746101 222 5,394 SH   SOLE   0 0 5,394