The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   534 3 SH   SOLE   0 0 3
ABRDN INCOME CREDIT STRATEGI COM 003057106   35,555 5,955 SH   SOLE   0 0 5,955
ADOBE INC COM 00724F101   76,930 173 SH   SOLE   0 0 173
ADVANCED MICRO DEVICES INC COM 007903107   25,366 210 SH   SOLE   0 0 210
ALBEMARLE CORP COM 012653101   345 4 SH   SOLE   0 0 4
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   340 4 SH   SOLE   0 0 4
ALPHABET INC CAP STK CL A 02079K305   53,307 282 SH   SOLE   0 0 282
ALPHABET INC CAP STK CL C 02079K107   247,472 1,299 SH   SOLE   0 0 1,299
AMAZON COM INC COM 023135106   292,667 1,334 SH   SOLE   0 0 1,334
AMENTUM HOLDINGS INC COM 023939101   15,773 750 SH   SOLE   0 0 750
AMERICAN EXPRESS CO COM 025816109   891 3 SH   SOLE   0 0 3
AMERICAN TOWER CORP NEW COM 03027X100   551 3 SH   SOLE   0 0 3
AMGEN INC COM 031162100   174,077 668 SH   SOLE   0 0 668
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   745 10 SH   SOLE   0 0 10
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   201 4 SH   SOLE   0 0 4
APPLE INC COM 037833100   891,573 3,560 SH   SOLE   0 0 3,560
ATKORE INC COM 047649108   3,756 45 SH   SOLE   0 0 45
AXON ENTERPRISE INC COM 05464C101   219,899 370 SH   SOLE   0 0 370
BANK AMERICA CORP COM 060505104   23,017 524 SH   SOLE   0 0 524
BIOGEN INC COM 09062X103   82,271 538 SH   SOLE   0 0 538
BLOCK INC CL A 852234103   6,630 78 SH   SOLE   0 0 78
BOEING CO COM 097023105   3,540 20 SH   SOLE   0 0 20
BORGWARNER INC COM 099724106   54,055 1,700 SH   SOLE   0 0 1,700
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107   301 567 SH   SOLE   0 0 567
BROADCOM INC COM 11135F101   28,519 123 SH   SOLE   0 0 123
CARDINAL HEALTH INC COM 14149Y108   14,861 126 SH   SOLE   0 0 126
CBRE GROUP INC CL A 12504L109   29,147 222 SH   SOLE   0 0 222
CHEVRON CORP NEW COM 166764100   4,346 30 SH   SOLE   0 0 30
CHEWY INC CL A 16679L109   503 15 SH   SOLE   0 0 15
CHIPOTLE MEXICAN GRILL INC COM 169656105   60,783 1,008 SH   SOLE   0 0 1,008
CITIGROUP INC COM NEW 172967424   58,631 833 SH   SOLE   0 0 833
CLOUDFLARE INC CL A COM 18915M107   5,708 53 SH   SOLE   0 0 53
CME GROUP INC COM 12572Q105   18,579 80 SH   SOLE   0 0 80
COCA COLA CO COM 191216100   35,938 577 SH   SOLE   0 0 577
COINBASE GLOBAL INC COM CL A 19260Q107   745 3 SH   SOLE   0 0 3
COMCAST CORP NEW CL A 20030N101   2,971 79 SH   SOLE   0 0 79
COMPASS MINERALS INTL INC COM 20451N101   53,015 4,712 SH   SOLE   0 0 4,712
CONOCOPHILLIPS COM 20825C104   76,857 775 SH   SOLE   0 0 775
CONSTELLATION ENERGY CORP COM 21037T109   17,897 80 SH   SOLE   0 0 80
COSTCO WHSL CORP NEW COM 22160K105   918 1 SH   SOLE   0 0 1
CROWDSTRIKE HLDGS INC CL A 22788C105   28,058 82 SH   SOLE   0 0 82
CROWN CASTLE INC COM 22822V101   370 4 SH   SOLE   0 0 4
CVS HEALTH CORP COM 126650100   405 9 SH   SOLE   0 0 9
DATADOG INC CL A COM 23804L103   429 3 SH   SOLE   0 0 3
DAVITA INC COM 23918K108   449 3 SH   SOLE   0 0 3
DBX ETF TR XTRACK MSCI EURP 233051853   783 19 SH   SOLE   0 0 19
DBX ETF TR XTRACK MSCI JAPN 233051507   984 13 SH   SOLE   0 0 13
DBX ETF TR XTRACKERS MSCI 233051218   20,058 684 SH   SOLE   0 0 684
DBX ETF TR XTRACKERS MSCI E 233051226   10,268 393 SH   SOLE   0 0 393
DELTA AIR LINES INC DEL COM NEW 247361702   1,997 33 SH   SOLE   0 0 33
DENALI THERAPEUTICS INC COM 24823R105   1,631 80 SH   SOLE   0 0 80
DEXCOM INC COM 252131107   6,533 84 SH   SOLE   0 0 84
DISCOVER FINL SVCS COM 254709108   522 3 SH   SOLE   0 0 3
DISNEY WALT CO COM 254687106   161,903 1,454 SH   SOLE   0 0 1,454
DOORDASH INC CL A 25809K105   30,028 179 SH   SOLE   0 0 179
DOW INC COM 260557103   53,855 1,342 SH   SOLE   0 0 1,342
DRAFTKINGS INC NEW COM CL A 26142V105   17,150 461 SH   SOLE   0 0 461
DUPONT DE NEMOURS INC COM 26614N102   26,509 348 SH   SOLE   0 0 348
DUTCH BROS INC CL A 26701L100   24,881 475 SH   SOLE   0 0 475
EATON CORP PLC SHS G29183103   71,021 214 SH   SOLE   0 0 214
EDWARDS LIFESCIENCES CORP COM 28176E108   11,105 150 SH   SOLE   0 0 150
ELI LILLY & CO COM 532457108   44,140 57 SH   SOLE   0 0 57
ETSY INC COM 29786A106   57,651 1,090 SH   SOLE   0 0 1,090
EXXON MOBIL CORP COM 30231G102   110,050 1,023 SH   SOLE   0 0 1,023
F5 INC COM 315616102   60,102 239 SH   SOLE   0 0 239
FEDEX CORP COM 31428X106   294,834 1,048 SH   SOLE   0 0 1,048
FERRARI N V COM N3167Y103   7,223 17 SH   SOLE   0 0 17
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   3,430 54 SH   SOLE   0 0 54
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   849 25 SH   SOLE   0 0 25
FLEXSHARES TR MORNSTAR UPSTR 33939L407   9,753 268 SH   SOLE   0 0 268
FLUTTER ENTMT PLC SHS G3643J108   22,486 87 SH   SOLE   0 0 87
GE AEROSPACE COM NEW 369604301   113,816 682 SH   SOLE   0 0 682
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   80,995 1,036 SH   SOLE   0 0 1,036
GE VERNOVA INC COM 36828A101   103,285 314 SH   SOLE   0 0 314
GENERAL DYNAMICS CORP COM 369550108   54,806 208 SH   SOLE   0 0 208
GENUINE PARTS CO COM 372460105   2,369 20 SH   SOLE   0 0 20
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   16,422 425 SH   SOLE   0 0 425
HIMS & HERS HEALTH INC COM CL A 433000106   7,254 300 SH   SOLE   0 0 300
HOME DEPOT INC COM 437076102   392 1 SH   SOLE   0 0 1
HONEYWELL INTL INC COM 438516106   84,142 372 SH   SOLE   0 0 372
INTEL CORP COM 458140100   35,572 1,774 SH   SOLE   0 0 1,774
INTERCONTINENTAL EXCHANGE IN COM 45866F104   29,050 195 SH   SOLE   0 0 195
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585   55,891 2,495 SH   SOLE   0 0 2,495
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   19,263 835 SH   SOLE   0 0 835
INVESCO EXCH TRD SLF IDX FD INVSCO 28 HYCORP 46138J452   49,864 2,300 SH   SOLE   0 0 2,300
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   90,253 3,878 SH   SOLE   0 0 3,878
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118   4,211 63 SH   SOLE   0 0 63
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407   3,166 78 SH   SOLE   0 0 78
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   97,604 557 SH   SOLE   0 0 557
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   66,074 1,004 SH   SOLE   0 0 1,004
INVESCO QQQ TR UNIT SER 1 46090E103   1,670,494 3,268 SH   SOLE   0 0 3,268
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   5,730 108 SH   SOLE   0 0 108
ISHARES INC CORE MSCI EMKT 46434G103   354,273 6,784 SH   SOLE   0 0 6,784
ISHARES INC MSCI EMRG CHN 46434G764   2,623,172 47,307 SH   SOLE   0 0 47,307
ISHARES INC MSCI EMRG CHN 46434G764   1,016 18 SH   SOLE   0 0 18
ISHARES TR 7-10 YR TRSY BD 464287440   11,049 120 SH   SOLE   0 0 120
ISHARES TR CORE MSCI EAFE 46432F842   2,126,273 30,254 SH   SOLE   0 0 30,254
ISHARES TR CORE MSCI PAC 46434V696   1,859,911 30,440 SH   SOLE   0 0 30,440
ISHARES TR CORE MSCI PAC 46434V696   999 16 SH   SOLE   0 0 16
ISHARES TR CORE S&P MCP ETF 464287507   232,255 3,727 SH   SOLE   0 0 3,727
ISHARES TR CORE S&P SCP ETF 464287804   65,139 565 SH   SOLE   0 0 565
ISHARES TR CORE S&P US GWT 464287671   1,042,714 7,483 SH   SOLE   0 0 7,483
ISHARES TR CORE S&P US VLU 464287663   3,095,046 33,427 SH   SOLE   0 0 33,427
ISHARES TR CORE S&P500 ETF 464287200   2,226,145 3,782 SH   SOLE   0 0 3,782
ISHARES TR ESG AWARE MSCI 46435U663   8,306 198 SH   SOLE   0 0 198
ISHARES TR ESG AWR US AGRGT 46435U549   1,003 22 SH   SOLE   0 0 22
ISHARES TR GL CLEAN ENE ETF 464288224   23 2 SH   SOLE   0 0 2
ISHARES TR GLOBAL TECH ETF 464287291   11,018 130 SH   SOLE   0 0 130
ISHARES TR HDG MSCI EAFE 46434V803   12,269,286 353,073 SH   SOLE   0 0 353,073
ISHARES TR HDG MSCI EAFE 46434V803   5,811 167 SH   SOLE   0 0 167
ISHARES TR IBONDS 2026 TERM 46436E528   29,176 1,260 SH   SOLE   0 0 1,260
ISHARES TR IBONDS 25 TRM HG 46435U168   1,005,509 43,341 SH   SOLE   0 0 43,341
ISHARES TR IBONDS 25 TRM HG 46435U168   2,483 107 SH   SOLE   0 0 107
ISHARES TR IBONDS 25 TRM TS 46436E866   14,544,623 623,697 SH   SOLE   0 0 623,697
ISHARES TR IBONDS 25 TRM TS 46436E866   2,626 113 SH   SOLE   0 0 113
ISHARES TR IBONDS 26 TRM TS 46436E858   14,036,964 615,386 SH   SOLE   0 0 615,386
ISHARES TR IBONDS 26 TRM TS 46436E858   2,628 115 SH   SOLE   0 0 115
ISHARES TR IBONDS 27 TRM TS 46436E841   13,710,560 617,685 SH   SOLE   0 0 617,685
ISHARES TR IBONDS 27 TRM TS 46436E841   2,625 118 SH   SOLE   0 0 118
ISHARES TR IBONDS 28 TRM TS 46436E833   13,579,067 619,947 SH   SOLE   0 0 619,947
ISHARES TR IBONDS 28 TRM TS 46436E833   2,623 120 SH   SOLE   0 0 120
ISHARES TR IBONDS 29 TRM TS 46436E825   11,774,657 552,119 SH   SOLE   0 0 552,119
ISHARES TR IBONDS 29 TRM TS 46436E825   2,619 123 SH   SOLE   0 0 123
ISHARES TR MSCI EAFE ETF 464287465   2,054,278 27,169 SH   SOLE   0 0 27,169
ISHARES TR MSCI INDIA ETF 46429B598   948 18 SH   SOLE   0 0 18
ISHARES TR RESIDENTIAL MULT 464288562   2,188 27 SH   SOLE   0 0 27
ISHARES TR RUS 1000 ETF 464287622   1,032,705 3,206 SH   SOLE   0 0 3,206
ISHARES TR RUS 1000 VAL ETF 464287598   58,572 316 SH   SOLE   0 0 316
ISHARES TR RUS MD CP GR ETF 464287481   133,016 1,049 SH   SOLE   0 0 1,049
ISHARES TR RUS MDCP VAL ETF 464287473   12,934 100 SH   SOLE   0 0 100
ISHARES TR RUS MID CAP ETF 464287499   2,563,491 28,999 SH   SOLE   0 0 28,999
ISHARES TR RUSSELL 2000 ETF 464287655   494,205 2,237 SH   SOLE   0 0 2,237
ISHARES TR RUSSELL 3000 ETF 464287689   45,759 137 SH   SOLE   0 0 137
ISHARES TR S&P 500 GRWT ETF 464287309   71,423 703 SH   SOLE   0 0 703
ISHARES TR S&P 500 VAL ETF 464287408   278,523 1,459 SH   SOLE   0 0 1,459
ISHARES TR S&P MC 400GR ETF 464287606   5,793,547 63,714 SH   SOLE   0 0 63,714
ISHARES TR US CONSUM DISCRE 464287580   133,215 1,386 SH   SOLE   0 0 1,386
ISHARES TR US HOME CONS ETF 464288752   2,275 22 SH   SOLE   0 0 22
ISHARES TR US INDUSTRIALS 464287754   90,077 675 SH   SOLE   0 0 675
ISHARES TR US INFRASTRUC 46435U713   4,629 100 SH   SOLE   0 0 100
ISHARES TR US SML CAP EQT 46434V290   7,689,571 113,920 SH   SOLE   0 0 113,920
ISHARES TR US SML CAP EQT 46434V290   2,792 41 SH   SOLE   0 0 41
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   4,161,786 65,747 SH   SOLE   0 0 65,747
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   2,015,040 32,480 SH   SOLE   0 0 32,480
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   4,675 75 SH   SOLE   0 0 75
JACOBS SOLUTIONS INC COM 46982L108   100,215 750 SH   SOLE   0 0 750
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   25,356 516 SH   SOLE   0 0 516
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   7,914,771 156,079 SH   SOLE   0 0 156,079
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   2,461 49 SH   SOLE   0 0 49
JOHNSON & JOHNSON COM 478160104   292 2 SH   SOLE   0 0 2
JPMORGAN CHASE & CO. COM 46625H100   149,242 623 SH   SOLE   0 0 623
KINDER MORGAN INC DEL COM 49456B101   31,828 1,162 SH   SOLE   0 0 1,162
LISTED FD TR ROUNDHILL MAGNIF 53656G498   547 10 SH   SOLE   0 0 10
LYFT INC CL A COM 55087P104   39 3 SH   SOLE   0 0 3
MARRIOTT INTL INC NEW CL A 571903202   280 1 SH   SOLE   0 0 1
MARVELL TECHNOLOGY INC COM 573874104   89,797 813 SH   SOLE   0 0 813
MATADOR RES CO COM 576485205   42,608 757 SH   SOLE   0 0 757
MERCK & CO INC COM 58933Y105   15,221 153 SH   SOLE   0 0 153
META PLATFORMS INC CL A 30303M102   148,270 253 SH   SOLE   0 0 253
MICRON TECHNOLOGY INC COM 595112103   38,990 463 SH   SOLE   0 0 463
MICROSOFT CORP COM 594918104   798,763 1,895 SH   SOLE   0 0 1,895
NIKE INC CL B 654106103   191,130 2,526 SH   SOLE   0 0 2,526
NUSHARES ETF TR ESG HI TLD CRP 67092P854   6,816 323 SH   SOLE   0 0 323
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   19,841 570 SH   SOLE   0 0 570
NVIDIA CORPORATION COM 67066G104   1,492,373 11,113 SH   SOLE   0 0 11,113
OLIN CORP COM PAR $1 680665205   42,419 1,255 SH   SOLE   0 0 1,255
ORACLE CORP COM 68389X105   1,652,694 9,918 SH   SOLE   0 0 9,918
PALANTIR TECHNOLOGIES INC CL A 69608A108   4,916 65 SH   SOLE   0 0 65
PALO ALTO NETWORKS INC COM 697435105   121,186 666 SH   SOLE   0 0 666
PAYPAL HLDGS INC COM 70450Y103   90,301 1,058 SH   SOLE   0 0 1,058
PEAKSTONE REALTY TRUST COMMON SHARES 39818P799   9,200 831 SH   SOLE   0 0 831
PEPSICO INC COM 713448108   41,512 273 SH   SOLE   0 0 273
PFIZER INC COM 717081103   90,896 3,426 SH   SOLE   0 0 3,426
PIMCO CORPORATE & INCM STRG COM 72200U100   56,397 4,202 SH   SOLE   0 0 4,202
PIMCO EQUITY SER RAFI ESG US 72201T342   24,881 684 SH   SOLE   0 0 684
PIMCO ETF TR ACTIVE BD ETF 72201R775   6,504,413 71,936 SH   SOLE   0 0 71,936
PROCTER AND GAMBLE CO COM 742718109   73,682 439 SH   SOLE   0 0 439
PROGRESSIVE CORP COM 743315103   17,492 73 SH   SOLE   0 0 73
PROSHARES TR BITCOIN ETF 74347G440   18,293 803 SH   SOLE   0 0 803
PROSHARES TR SHORT FINANCIALS 74349Y761   2,269 64 SH   SOLE   0 0 64
PROSHARES TR SHRT RL EST FD 74347G366   3,003 172 SH   SOLE   0 0 172
QUALCOMM INC COM 747525103   43,782 285 SH   SOLE   0 0 285
ROYAL CARIBBEAN GROUP COM V7780T103   23,115 100 SH   SOLE   0 0 100
SALESFORCE INC COM 79466L302   215,203 644 SH   SOLE   0 0 644
SCHLUMBERGER LTD COM STK 806857108   47,997 1,252 SH   SOLE   0 0 1,252
SCHWAB CHARLES CORP COM 808513105   306,787 4,145 SH   SOLE   0 0 4,145
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,734 103 SH   SOLE   0 0 103
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,381,091 777,356 SH   SOLE   0 0 777,356
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,668 306 SH   SOLE   0 0 306
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   119,228 3,473 SH   SOLE   0 0 3,473
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   677,120 29,829 SH   SOLE   0 0 29,829
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   26,215,679 940,642 SH   SOLE   0 0 940,642
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   9,303 334 SH   SOLE   0 0 334
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   15,400,202 590,725 SH   SOLE   0 0 590,725
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   7,578 291 SH   SOLE   0 0 291
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,555,924 196,545 SH   SOLE   0 0 196,545
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   15,756,866 568,635 SH   SOLE   0 0 568,635
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   7,167 259 SH   SOLE   0 0 259
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,171,389 83,967 SH   SOLE   0 0 83,967
SELECT SECTOR SPDR TR ENERGY 81369Y506   16,808 196 SH   SOLE   0 0 196
SKYWORKS SOLUTIONS INC COM 83088M102   447 5 SH   SOLE   0 0 5
SONY GROUP CORP SPONSORED ADR 835699307   1,058 50 SH   SOLE   0 0 50
SPDR GOLD TR GOLD SHS 78463V107   95,884 396 SH   SOLE   0 0 396
SPDR S&P 500 ETF TR TR UNIT 78462F103   254,540 434 SH   SOLE   0 0 434
SPDR SER TR BLOOMBERG INVT 78468R200   1,383 45 SH   SOLE   0 0 45
SPDR SER TR PORTFOLIO S&P400 78464A847   216,190 3,953 SH   SOLE   0 0 3,953
SPDR SER TR RUSSELL YIELD 78468R770   8,710 80 SH   SOLE   0 0 80
SPDR SER TR S&P 400 MDCP GRW 78464A821   251,747 2,897 SH   SOLE   0 0 2,897
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   14,035,602 356,324 SH   SOLE   0 0 356,324
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   4,497 114 SH   SOLE   0 0 114
STARBUCKS CORP COM 855244109   276 3 SH   SOLE   0 0 3
STMICROELECTRONICS N V NY REGISTRY 861012102   1,673 67 SH   SOLE   0 0 67
SWEETGREEN INC COM CL A 87043Q108   59,857 1,867 SH   SOLE   0 0 1,867
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   84,329 427 SH   SOLE   0 0 427
TESLA INC COM 88160R101   630,799 1,562 SH   SOLE   0 0 1,562
TEXAS INSTRS INC COM 882508104   310,084 1,654 SH   SOLE   0 0 1,654
TILRAY BRANDS INC COM 88688T100   3,591 2,700 SH   SOLE   0 0 2,700
TJX COS INC NEW COM 872540109   8,940 74 SH   SOLE   0 0 74
TYSON FOODS INC CL A 902494103   79,422 1,383 SH   SOLE   0 0 1,383
UBER TECHNOLOGIES INC COM 90353T100   51,333 851 SH   SOLE   0 0 851
UNITED AIRLS HLDGS INC COM 910047109   486 5 SH   SOLE   0 0 5
UNITEDHEALTH GROUP INC COM 91324P102   13,659 27 SH   SOLE   0 0 27
US BANCORP DEL COM NEW 902973304   77,661 1,624 SH   SOLE   0 0 1,624
US FOODS HLDG CORP COM 912008109   3,373 50 SH   SOLE   0 0 50
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   2,114,103 73,739 SH   SOLE   0 0 73,739
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   4,645 162 SH   SOLE   0 0 162
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   8,786 24 SH   SOLE   0 0 24
VANGUARD INDEX FDS MID CAP ETF 922908629   109,614 415 SH   SOLE   0 0 415
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,321,432 19,156 SH   SOLE   0 0 19,156
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,276 6 SH   SOLE   0 0 6
VANGUARD INDEX FDS SMALL CP ETF 922908751   713,790 2,971 SH   SOLE   0 0 2,971
VANGUARD INDEX FDS TOTAL STK MKT 922908769   32,749 113 SH   SOLE   0 0 113
VANGUARD INDEX FDS VALUE ETF 922908744   309,520 1,828 SH   SOLE   0 0 1,828
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   8,224 70 SH   SOLE   0 0 70
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   5,785 56 SH   SOLE   0 0 56
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   52,091 266 SH   SOLE   0 0 266
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,297 22 SH   SOLE   0 0 22
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   469,880 9,826 SH   SOLE   0 0 9,826
VANGUARD WORLD FD ESG US STK ETF 921910733   19,687 188 SH   SOLE   0 0 188
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   3,298 13 SH   SOLE   0 0 13
VANGUARD WORLD FD INF TECH ETF 92204A702   151,447 244 SH   SOLE   0 0 244
VARONIS SYS INC COM 922280102   267 6 SH   SOLE   0 0 6
VENTAS INC COM 92276F100   6,164 105 SH   SOLE   0 0 105
VISA INC COM CL A 92826C839   64,126 203 SH   SOLE   0 0 203
VISTRA CORP COM 92840M102   17,924 130 SH   SOLE   0 0 130
WALMART INC COM 931142103   252,903 2,799 SH   SOLE   0 0 2,799
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   1,652 38 SH   SOLE   0 0 38
WORKDAY INC CL A 98138H101   17,547 68 SH   SOLE   0 0 68
XCEL ENERGY INC COM 98389B100   80,807 1,197 SH   SOLE   0 0 1,197
ZILLOW GROUP INC CL C CAP STK 98954M200   62,869 849 SH   SOLE   0 0 849