The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   482,409 3,737 SH   SOLE   0 0 3,737
ABBOTT LABS COM 002824100   657,899 5,816 SH   SOLE   0 0 5,816
ABBVIE INC COM 00287Y109   1,276,185 7,182 SH   SOLE   0 0 7,182
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,058,658 5,852 SH   SOLE   0 0 5,852
ADOBE INC COM 00724F101   939,190 2,112 SH   SOLE   0 0 2,112
ADVANCED MICRO DEVICES INC COM 007903107   674,067 5,580 SH   SOLE   0 0 5,580
AFLAC INC COM 001055102   270,460 2,615 SH   SOLE   0 0 2,615
AIR PRODS & CHEMS INC COM 009158106   376,182 1,297 SH   SOLE   0 0 1,297
AIRBNB INC COM CL A 009066101   204,279 1,555 SH   SOLE   0 0 1,555
ALBEMARLE CORP COM 012653101   298,978 3,473 SH   SOLE   0 0 3,473
ALLSTATE CORP COM 020002101   221,516 1,149 SH   SOLE   0 0 1,149
ALPHABET INC CAP STK CL A 02079K305   6,554,416 34,624 SH   SOLE   0 0 34,624
ALPHABET INC CAP STK CL C 02079K107   3,337,221 17,524 SH   SOLE   0 0 17,524
ALTRIA GROUP INC COM 02209S103   289,135 5,529 SH   SOLE   0 0 5,529
AMAZON COM INC COM 023135106   8,129,614 37,056 SH   SOLE   0 0 37,056
AMERICAN ELEC PWR CO INC COM 025537101   267,190 2,897 SH   SOLE   0 0 2,897
AMERICAN EXPRESS CO COM 025816109   701,700 2,364 SH   SOLE   0 0 2,364
AMERICAN INTL GROUP INC COM NEW 026874784   371,062 5,097 SH   SOLE   0 0 5,097
AMERICAN TOWER CORP NEW COM 03027X100   490,547 2,675 SH   SOLE   0 0 2,675
AMERIPRISE FINL INC COM 03076C106   237,996 447 SH   SOLE   0 0 447
AMETEK INC COM 031100100   332,178 1,843 SH   SOLE   0 0 1,843
AMGEN INC COM 031162100   472,137 1,811 SH   SOLE   0 0 1,811
AMPHENOL CORP NEW CL A 032095101   581,783 8,377 SH   SOLE   0 0 8,377
ANALOG DEVICES INC COM 032654105   470,599 2,215 SH   SOLE   0 0 2,215
APOLLO GLOBAL MGMT INC COM 03769M106   547,340 3,314 SH   SOLE   0 0 3,314
APPLE INC COM 037833100   18,949,135 75,669 SH   SOLE   0 0 75,669
APPLIED MATLS INC COM 038222105   405,403 2,493 SH   SOLE   0 0 2,493
APPLOVIN CORP COM CL A 03831W108   221,500 684 SH   SOLE   0 0 684
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   567,625 3,206 SH   SOLE   0 0 3,206
ARISTA NETWORKS INC COM SHS 040413205   438,223 3,965 SH   SOLE   0 0 3,965
ASML HOLDING N V N Y REGISTRY SHS N07059210   392,323 566 SH   SOLE   0 0 566
ASTRAZENECA PLC SPONSORED ADR 046353108   329,151 5,024 SH   SOLE   0 0 5,024
AT&T INC COM 00206R102   1,011,847 44,438 SH   SOLE   0 0 44,438
AUTODESK INC COM 052769106   237,934 805 SH   SOLE   0 0 805
AUTOMATIC DATA PROCESSING IN COM 053015103   1,125,684 3,845 SH   SOLE   0 0 3,845
AUTOZONE INC COM 053332102   257,825 81 SH   SOLE   0 0 81
AVALONBAY CMNTYS INC COM 053484101   419,923 1,909 SH   SOLE   0 0 1,909
BANK AMERICA CORP COM 060505104   1,695,203 38,571 SH   SOLE   0 0 38,571
BANK NEW YORK MELLON CORP COM 064058100   232,795 3,030 SH   SOLE   0 0 3,030
BECTON DICKINSON & CO COM 075887109   590,077 2,601 SH   SOLE   0 0 2,601
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,914,758 10,843 SH   SOLE   0 0 10,843
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   1,640,820 32,016 SH   SOLE   0 0 32,016
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   183,221,374 3,522,133 SH   SOLE   0 0 3,522,133
BLACKROCK ETF TRUST II HIGH YLD MUNI IN 092528108   5,645,864 249,156 SH   SOLE   0 0 249,156
BLACKROCK INC COM 09290D101   757,126 739 SH   SOLE   0 0 739
BLACKSTONE INC COM 09260D107   470,749 2,730 SH   SOLE   0 0 2,730
BLOCK INC CL A 852234103   210,180 2,473 SH   SOLE   0 0 2,473
BOEING CO COM 097023105   248,315 1,403 SH   SOLE   0 0 1,403
BOOKING HOLDINGS INC COM 09857L108   533,484 107 SH   SOLE   0 0 107
BOSTON SCIENTIFIC CORP COM 101137107   450,616 5,045 SH   SOLE   0 0 5,045
BP PLC SPONSORED ADR 055622104   993,573 33,612 SH   SOLE   0 0 33,612
BRISTOL-MYERS SQUIBB CO COM 110122108   489,192 8,649 SH   SOLE   0 0 8,649
BROADCOM INC COM 11135F101   3,967,171 17,112 SH   SOLE   0 0 17,112
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   346,144 1,531 SH   SOLE   0 0 1,531
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   402,741 3,898 SH   SOLE   0 0 3,898
CADENCE DESIGN SYSTEM INC COM 127387108   335,914 1,118 SH   SOLE   0 0 1,118
CAPITAL ONE FINL CORP COM 14040H105   727,766 4,081 SH   SOLE   0 0 4,081
CARRIER GLOBAL CORPORATION COM 14448C104   1,003,548 14,702 SH   SOLE   0 0 14,702
CATERPILLAR INC COM 149123101   896,938 2,473 SH   SOLE   0 0 2,473
CDW CORP COM 12514G108   218,768 1,257 SH   SOLE   0 0 1,257
CHEVRON CORP NEW COM 166764100   6,072,813 41,928 SH   SOLE   0 0 41,928
CHIPOTLE MEXICAN GRILL INC COM 169656105   250,727 4,158 SH   SOLE   0 0 4,158
CHUBB LIMITED COM H1467J104   376,597 1,363 SH   SOLE   0 0 1,363
CINTAS CORP COM 172908105   331,783 1,816 SH   SOLE   0 0 1,816
CISCO SYS INC COM 17275R102   633,634 10,703 SH   SOLE   0 0 10,703
CITIGROUP INC COM NEW 172967424   388,553 5,520 SH   SOLE   0 0 5,520
CME GROUP INC COM 12572Q105   409,326 1,763 SH   SOLE   0 0 1,763
COCA COLA CO COM 191216100   1,049,752 16,861 SH   SOLE   0 0 16,861
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   284,761 3,703 SH   SOLE   0 0 3,703
COLGATE PALMOLIVE CO COM 194162103   278,003 3,058 SH   SOLE   0 0 3,058
COMCAST CORP NEW CL A 20030N101   949,673 25,304 SH   SOLE   0 0 25,304
CONOCOPHILLIPS COM 20825C104   4,084,742 41,189 SH   SOLE   0 0 41,189
CONSOLIDATED EDISON INC COM 209115104   342,442 3,838 SH   SOLE   0 0 3,838
CONSTELLATION ENERGY CORP COM 21037T109   261,741 1,170 SH   SOLE   0 0 1,170
COPART INC COM 217204106   287,467 5,009 SH   SOLE   0 0 5,009
COSTCO WHSL CORP NEW COM 22160K105   2,053,327 2,241 SH   SOLE   0 0 2,241
CRA INTL INC COM 12618T105   226,699 1,211 SH   SOLE   0 0 1,211
CROWDSTRIKE HLDGS INC CL A 22788C105   297,337 869 SH   SOLE   0 0 869
CSX CORP COM 126408103   211,918 6,567 SH   SOLE   0 0 6,567
D R HORTON INC COM 23331A109   217,420 1,555 SH   SOLE   0 0 1,555
DANAHER CORPORATION COM 235851102   314,214 1,369 SH   SOLE   0 0 1,369
DBX ETF TR XTRACK MSCI EAFE 233051200   8,100,857 195,673 SH   SOLE   0 0 195,673
DEERE & CO COM 244199105   496,284 1,171 SH   SOLE   0 0 1,171
DIAGEO PLC SPON ADR NEW 25243Q205   512,588 4,032 SH   SOLE   0 0 4,032
DISNEY WALT CO COM 254687106   1,250,589 11,231 SH   SOLE   0 0 11,231
DOMINION ENERGY INC COM 25746U109   407,807 7,572 SH   SOLE   0 0 7,572
DOORDASH INC CL A 25809K105   200,461 1,195 SH   SOLE   0 0 1,195
DTE ENERGY CO COM 233331107   265,046 2,195 SH   SOLE   0 0 2,195
DUKE ENERGY CORP NEW COM NEW 26441C204   333,563 3,096 SH   SOLE   0 0 3,096
EATON CORP PLC SHS G29183103   388,115 1,169 SH   SOLE   0 0 1,169
ECOLAB INC COM 278865100   220,261 940 SH   SOLE   0 0 940
EDISON INTL COM 281020107   222,195 2,783 SH   SOLE   0 0 2,783
ELI LILLY & CO COM 532457108   2,434,575 3,154 SH   SOLE   0 0 3,154
EMERSON ELEC CO COM 291011104   277,603 2,240 SH   SOLE   0 0 2,240
ENBRIDGE INC COM 29250N105   519,980 12,255 SH   SOLE   0 0 12,255
EOG RES INC COM 26875P101   272,326 2,222 SH   SOLE   0 0 2,222
EQT CORP COM 26884L109   223,818 4,854 SH   SOLE   0 0 4,854
EQUIFAX INC COM 294429105   319,327 1,253 SH   SOLE   0 0 1,253
EQUINIX INC COM 29444U700   253,637 269 SH   SOLE   0 0 269
EXXON MOBIL CORP COM 30231G102   62,113,296 577,422 SH   SOLE   0 0 577,422
FAIR ISAAC CORP COM 303250104   1,417,542 712 SH   SOLE   0 0 712
FEDEX CORP COM 31428X106   309,136 1,099 SH   SOLE   0 0 1,099
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   1,792,251 38,743 SH   SOLE   0 0 38,743
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   800,667 12,237 SH   SOLE   0 0 12,237
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   1,021,222 16,599 SH   SOLE   0 0 16,599
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   47,127,106 1,050,303 SH   SOLE   0 0 1,050,303
FIDELITY NATL INFORMATION SV COM 31620M106   220,017 2,724 SH   SOLE   0 0 2,724
FISERV INC COM 337738108   654,396 3,186 SH   SOLE   0 0 3,186
FORTINET INC COM 34959E109   201,998 2,138 SH   SOLE   0 0 2,138
FREEPORT-MCMORAN INC CL B 35671D857   374,483 9,834 SH   SOLE   0 0 9,834
GALLAGHER ARTHUR J & CO COM 363576109   454,117 1,600 SH   SOLE   0 0 1,600
GE VERNOVA INC COM 36828A101   379,105 1,153 SH   SOLE   0 0 1,153
GENERAL DYNAMICS CORP COM 369550108   898,106 3,409 SH   SOLE   0 0 3,409
GENERAL ELECTRIC CO COM NEW 369604301   792,047 4,749 SH   SOLE   0 0 4,749
GENERAL MTRS CO COM 37045V100   338,318 6,351 SH   SOLE   0 0 6,351
GILEAD SCIENCES INC COM 375558103   769,343 8,329 SH   SOLE   0 0 8,329
GOLDMAN SACHS GROUP INC COM 38141G104   3,238,251 5,655 SH   SOLE   0 0 5,655
HALEON PLC SPON ADS 405552100   260,014 27,255 SH   SOLE   0 0 27,255
HCA HEALTHCARE INC COM 40412C101   226,538 755 SH   SOLE   0 0 755
HILTON WORLDWIDE HLDGS INC COM 43300A203   209,144 846 SH   SOLE   0 0 846
HOME DEPOT INC COM 437076102   2,774,697 7,133 SH   SOLE   0 0 7,133
HONEYWELL INTL INC COM 438516106   501,706 2,221 SH   SOLE   0 0 2,221
ILLINOIS TOOL WKS INC COM 452308109   289,609 1,142 SH   SOLE   0 0 1,142
INTER MUN BD ACT PIMCO ETF TR 72201R866   19,080,895 368,856 SH   SOLE   0 0 368,856
INTERCONTINENTAL EXCHANGE IN COM 45866F104   311,580 2,091 SH   SOLE   0 0 2,091
INTERNATIONAL BUSINESS MACHS COM 459200101   901,523 4,101 SH   SOLE   0 0 4,101
INTUIT COM 461202103   1,534,181 2,441 SH   SOLE   0 0 2,441
INTUITIVE SURGICAL INC COM NEW 46120E602   845,053 1,619 SH   SOLE   0 0 1,619
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   251,105 1,433 SH   SOLE   0 0 1,433
INVESCO QQQ TR UNIT SER 1 46090E103   487,091 953 SH   SOLE   0 0 953
ISHARES GOLD TR ISHARES NEW 464285204   302,034 6,100 SH   SOLE   0 0 6,100
ISHARES INC CORE MSCI EMKT 46434G103   101,157,904 1,937,149 SH   SOLE   0 0 1,937,149
ISHARES INC EMNG MKTS EQT 46434G889   1,067,086 23,594 SH   SOLE   0 0 23,594
ISHARES INC MSCI EMRG CHN 46434G764   1,368,728 24,684 SH   SOLE   0 0 24,684
ISHARES TR 0-5 YR TIPS ETF 46429B747   43,641,448 433,812 SH   SOLE   0 0 433,812
ISHARES TR 10-20 YR TRS ETF 464288653   4,971,625 49,946 SH   SOLE   0 0 49,946
ISHARES TR 20 YR TR BD ETF 464287432   50,430,818 577,474 SH   SOLE   0 0 577,474
ISHARES TR CORE MSCI EAFE 46432F842   150,936,980 2,147,652 SH   SOLE   0 0 2,147,652
ISHARES TR CORE S&P MCP ETF 464287507   773,890 12,420 SH   SOLE   0 0 12,420
ISHARES TR CORE S&P SCP ETF 464287804   57,051,610 495,154 SH   SOLE   0 0 495,154
ISHARES TR CORE S&P TTL STK 464287150   303,493 2,360 SH   SOLE   0 0 2,360
ISHARES TR CORE S&P500 ETF 464287200   355,336,792 603,616 SH   SOLE   0 0 603,616
ISHARES TR CORE TOTAL USD 46434V613   1,595,073 35,289 SH   SOLE   0 0 35,289
ISHARES TR CORE US AGGBD ET 464287226   237,132,007 2,447,183 SH   SOLE   0 0 2,447,183
ISHARES TR CUR HD EURZN ETF 46434V639   1,362,422 38,014 SH   SOLE   0 0 38,014
ISHARES TR EAFE GRWTH ETF 464288885   3,383,157 34,939 SH   SOLE   0 0 34,939
ISHARES TR EAFE VALUE ETF 464288877   756,670 14,421 SH   SOLE   0 0 14,421
ISHARES TR EXPND TEC SC ETF 464287549   296,776 2,907 SH   SOLE   0 0 2,907
ISHARES TR GLOBAL ENERG ETF 464287341   605,993 15,872 SH   SOLE   0 0 15,872
ISHARES TR GNMA BOND ETF 46429B333   235,385 5,483 SH   SOLE   0 0 5,483
ISHARES TR HDG MSCI EAFE 46434V803   153,490,807 4,417,002 SH   SOLE   0 0 4,417,002
ISHARES TR ISHS 1-5YR INVS 464288646   73,461,864 1,420,926 SH   SOLE   0 0 1,420,926
ISHARES TR ISHS 5-10YR INVT 464288638   442,593 8,592 SH   SOLE   0 0 8,592
ISHARES TR MBS ETF 464288588   176,314,208 1,923,148 SH   SOLE   0 0 1,923,148
ISHARES TR MSCI ACWI ETF 464288257   578,746 4,925 SH   SOLE   0 0 4,925
ISHARES TR MSCI ACWI EX US 464288240   321,149 6,157 SH   SOLE   0 0 6,157
ISHARES TR MSCI EAFE ETF 464287465   1,862,734 24,636 SH   SOLE   0 0 24,636
ISHARES TR MSCI USA MIN VOL 46429B697   89,990,354 1,013,519 SH   SOLE   0 0 1,013,519
ISHARES TR MSCI USA MMENTM 46432F396   203,402 983 SH   SOLE   0 0 983
ISHARES TR MSCI USA QLT FCT 46432F339   827,538 4,647 SH   SOLE   0 0 4,647
ISHARES TR NATIONAL MUN ETF 464288414   21,343,660 200,316 SH   SOLE   0 0 200,316
ISHARES TR RUS 1000 GRW WTF 464287614   3,572,456 8,896 SH   SOLE   0 0 8,896
ISHARES TR RUS 1000 VAL ETF 464287598   1,780,765 9,619 SH   SOLE   0 0 9,619
ISHARES TR RUS 2000 GRW ETF 464287648   373,590 1,298 SH   SOLE   0 0 1,298
ISHARES TR S&P 100 ETF 464287101   1,016,229 3,518 SH   SOLE   0 0 3,518
ISHARES TR S&P 500 GRWT ETF 464287309   5,255,095 51,759 SH   SOLE   0 0 51,759
ISHARES TR S&P 500 VAL ETF 464287408   4,415,278 23,131 SH   SOLE   0 0 23,131
ISHARES TR S&P SML 600 GWT 464287887   2,572,243 19,002 SH   SOLE   0 0 19,002
ISHARES TR SP SMCP600VL ETF 464287879   544,804 5,016 SH   SOLE   0 0 5,016
ISHARES TR TIPS BD ETF 464287176   42,041,389 394,570 SH   SOLE   0 0 394,570
ISHARES TR TRS FLT RT BD 46434V860   236,149 4,679 SH   SOLE   0 0 4,679
ISHARES TR U.S. TECH ETF 464287721   58,123,063 364,362 SH   SOLE   0 0 364,362
ISHARES TR US TREAS BD ETF 46429B267   540,589 23,524 SH   SOLE   0 0 23,524
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   6,943,151 139,002 SH   SOLE   0 0 139,002
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   292,767 4,719 SH   SOLE   0 0 4,719
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   8,135,202 160,426 SH   SOLE   0 0 160,426
JOHNSON & JOHNSON COM 478160104   1,749,459 12,097 SH   SOLE   0 0 12,097
JPMORGAN CHASE & CO COM 46625H100   3,105,316 12,954 SH   SOLE   0 0 12,954
KINDER MORGAN INC DEL COM 49456B101   253,751 9,261 SH   SOLE   0 0 9,261
KINSALE CAP GROUP INC COM 49714P108   223,262 480 SH   SOLE   0 0 480
KKR & CO INC COM 48251W104   330,579 2,235 SH   SOLE   0 0 2,235
KLA CORP COM NEW 482480100   534,972 849 SH   SOLE   0 0 849
KROGER CO COM 501044101   451,532 7,384 SH   SOLE   0 0 7,384
LAM RESEARCH CORP COM NEW 512807306   309,653 4,287 SH   SOLE   0 0 4,287
LEIDOS HOLDINGS INC COM 525327102   229,488 1,593 SH   SOLE   0 0 1,593
LINDE PLC SHS G54950103   993,282 2,372 SH   SOLE   0 0 2,372
LITHIUM AMERICAS ARGENTINA C COM SHS 53681K100   60,522 23,100 SH   SOLE   0 0 23,100
LITHIUM AMERS CORP NEW COM SHS 53681J103   49,005 16,500 SH   SOLE   0 0 16,500
LOCKHEED MARTIN CORP COM 539830109   1,664,496 3,425 SH   SOLE   0 0 3,425
LOWES COS INC COM 548661107   689,064 2,792 SH   SOLE   0 0 2,792
LULULEMON ATHLETICA INC COM 550021109   253,155 662 SH   SOLE   0 0 662
M & T BK CORP COM 55261F104   242,997 1,292 SH   SOLE   0 0 1,292
MARATHON PETE CORP COM 56585A102   902,984 6,473 SH   SOLE   0 0 6,473
MARRIOTT INTL INC NEW CL A 571903202   492,343 1,765 SH   SOLE   0 0 1,765
MARSH & MCLENNAN COS INC COM 571748102   798,305 3,758 SH   SOLE   0 0 3,758
MARVELL TECHNOLOGY INC COM 573874104   282,310 2,556 SH   SOLE   0 0 2,556
MASTERCARD INCORPORATED CL A 57636Q104   2,638,536 5,011 SH   SOLE   0 0 5,011
MCDONALDS CORP COM 580135101   683,443 2,358 SH   SOLE   0 0 2,358
MCKESSON CORP COM 58155Q103   209,727 368 SH   SOLE   0 0 368
MEDTRONIC PLC SHS G5960L103   625,551 7,831 SH   SOLE   0 0 7,831
MERCADOLIBRE INC COM 58733R102   511,640 301 SH   SOLE   0 0 301
MERCK & CO INC COM 58933Y105   919,745 9,246 SH   SOLE   0 0 9,246
META PLATFORMS INC CL A 30303M102   4,677,693 7,989 SH   SOLE   0 0 7,989
METLIFE INC COM 59156R108   529,272 6,464 SH   SOLE   0 0 6,464
MICRON TECHNOLOGY INC COM 595112103   226,741 2,694 SH   SOLE   0 0 2,694
MICROSOFT CORP COM 594918104   13,983,636 33,176 SH   SOLE   0 0 33,176
MONDELEZ INTL INC CL A 609207105   228,052 3,818 SH   SOLE   0 0 3,818
MOODYS CORP COM 615369105   292,741 618 SH   SOLE   0 0 618
MORGAN STANLEY COM NEW 617446448   489,931 3,897 SH   SOLE   0 0 3,897
MOTOROLA SOLUTIONS INC COM NEW 620076307   363,414 786 SH   SOLE   0 0 786
MSCI INC COM 55354G100   204,591 341 SH   SOLE   0 0 341
NASDAQ INC COM 631103108   439,817 5,689 SH   SOLE   0 0 5,689
NETFLIX INC COM 64110L106   1,628,442 1,827 SH   SOLE   0 0 1,827
NEXTERA ENERGY INC COM 65339F101   688,275 9,601 SH   SOLE   0 0 9,601
NIKE INC CL B 654106103   871,014 11,511 SH   SOLE   0 0 11,511
NORTHROP GRUMMAN CORP COM 666807102   489,798 1,044 SH   SOLE   0 0 1,044
NOVO-NORDISK A S ADR 670100205   772,924 8,985 SH   SOLE   0 0 8,985
NVIDIA CORPORATION COM 67066G104   11,527,351 85,839 SH   SOLE   0 0 85,839
OGE ENERGY CORP COM 670837103   201,919 4,895 SH   SOLE   0 0 4,895
ONEOK INC NEW COM 682680103   419,672 4,180 SH   SOLE   0 0 4,180
ORACLE CORP COM 68389X105   1,804,700 10,830 SH   SOLE   0 0 10,830
OREILLY AUTOMOTIVE INC COM 67103H107   454,553 383 SH   SOLE   0 0 383
OTIS WORLDWIDE CORP COM 68902V107   540,765 5,839 SH   SOLE   0 0 5,839
PALANTIR TECHNOLOGIES INC CL A 69608A108   924,396 12,223 SH   SOLE   0 0 12,223
PALO ALTO NETWORKS INC COM 697435105   1,724,082 9,475 SH   SOLE   0 0 9,475
PARKER-HANNIFIN CORP COM 701094104   385,434 606 SH   SOLE   0 0 606
PAYPAL HLDGS INC COM 70450Y103   357,787 4,192 SH   SOLE   0 0 4,192
PEPSICO INC COM 713448108   949,139 6,242 SH   SOLE   0 0 6,242
PFIZER INC COM 717081103   226,984 8,556 SH   SOLE   0 0 8,556
PHILIP MORRIS INTL INC COM 718172109   498,971 4,146 SH   SOLE   0 0 4,146
PHILLIPS 66 COM 718546104   4,064,395 35,674 SH   SOLE   0 0 35,674
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   1,775,949 35,633 SH   SOLE   0 0 35,633
PNC FINL SVCS GROUP INC COM 693475105   603,773 3,131 SH   SOLE   0 0 3,131
PPG INDS INC COM 693506107   243,678 2,040 SH   SOLE   0 0 2,040
PROCTER AND GAMBLE CO COM 742718109   2,402,946 14,333 SH   SOLE   0 0 14,333
PROGRESSIVE CORP COM 743315103   379,542 1,584 SH   SOLE   0 0 1,584
PROLOGIC INC. COM 74340W103   238,776 2,259 SH   SOLE   0 0 2,259
PRUDENTIAL FINL INC COM 744320102   284,663 2,402 SH   SOLE   0 0 2,402
PUBLIC STORAGE COM 74460D109   299,739 1,001 SH   SOLE   0 0 1,001
QUALCOMM INC COM 747525103   534,564 3,480 SH   SOLE   0 0 3,480
QUANTA SVCS INC COM 74762E102   393,191 1,244 SH   SOLE   0 0 1,244
RAYTHEON TECHNOLOGIES CORP COM 75513E101   3,681,250 31,812 SH   SOLE   0 0 31,812
REPUBLIC SVCS INC COM 760759100   312,634 1,554 SH   SOLE   0 0 1,554
ROPER TECHNOLOGIES INC COM 776696106   387,288 745 SH   SOLE   0 0 745
ROSS STORES INC COM 778296103   307,785 2,035 SH   SOLE   0 0 2,035
ROYAL CARIBBEAN GROUP COM V7780T103   281,903 1,222 SH   SOLE   0 0 1,222
S&P GLOBAL INC COM 78409V104   712,158 1,430 SH   SOLE   0 0 1,430
SALESFORCE INC COM 79466L302   1,613,293 4,825 SH   SOLE   0 0 4,825
SAP SE SPON ADR 803054204   275,856 1,120 SH   SOLE   0 0 1,120
SCHLUMBERGER LTD COM STK 806857108   1,703,660 44,436 SH   SOLE   0 0 44,436
SCHWAB CHARLES CORP COM 808513105   304,477 4,114 SH   SOLE   0 0 4,114
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,497,037 53,715 SH   SOLE   0 0 53,715
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   242,741 10,472 SH   SOLE   0 0 10,472
SCIENCE APPLICATIONS INTL CORP COM 808625107   241,557 2,161 SH   SOLE   0 0 2,161
SELECT SECTOR SPDR TR ENERGY 81369Y506   50,988,948 595,248 SH   SOLE   0 0 595,248
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,734,778 19,879 SH   SOLE   0 0 19,879
SEMPRA COM 816851109   767,125 8,745 SH   SOLE   0 0 8,745
SENTINELONE INC CL A 81730H109   1,227,460 55,291 SH   SOLE   0 0 55,291
SERVICENOW INC COM 81762P102   915,944 864 SH   SOLE   0 0 864
SHELL PLC SPON ADS 780259305   620,367 9,902 SH   SOLE   0 0 9,902
SHERWIN WILLIAMS CO COM 824348106   370,847 1,091 SH   SOLE   0 0 1,091
SIMON PPTY GROUP INC NEW COM 828806109   311,085 1,806 SH   SOLE   0 0 1,806
SNOWFLAKE INC CL A 833445109   243,864 1,579 SH   SOLE   0 0 1,579
SOUTHERN CO COM 842587107   291,208 3,538 SH   SOLE   0 0 3,538
SPDR S&P 500 ETF TR TR UNIT 78462F103   948,462 1,618 SH   SOLE   0 0 1,618
SPDR SER TR BLOOMBERG HIGH Y 78468R622   6,142,568 64,340 SH   SOLE   0 0 64,340
SPDR SER TR NUVEEN BLMBRG SH 78468R739   537,388 11,340 SH   SOLE   0 0 11,340
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,423,282 55,640 SH   SOLE   0 0 55,640
SPDR SER TR PRTFLO S&P500 GW 78464A409   305,343,150 3,473,756 SH   SOLE   0 0 3,473,756
SPDR SER TR PRTFLO S&P500 VL 78464A508   165,982,340 3,245,646 SH   SOLE   0 0 3,245,646
STARBUCKS CORP COM 855244109   828,468 9,079 SH   SOLE   0 0 9,079
STRYKER CORPORATION COM 863667101   1,165,295 3,236 SH   SOLE   0 0 3,236
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   318,089 1,611 SH   SOLE   0 0 1,611
TARGET CORP COM 87612E106   273,978 2,027 SH   SOLE   0 0 2,027
TCW TRANSFORM ETF TRUST TRANSFORM SYSTEM 29287L205   946,313 13,040 SH   SOLE   0 0 13,040
TESLA INC COM 88160R101   4,447,731 11,014 SH   SOLE   0 0 11,014
TEXAS INSTRS INC COM 882508104   4,205,386 22,428 SH   SOLE   0 0 22,428
THE CIGNA GROUP COM 125523100   203,692 738 SH   SOLE   0 0 738
THE TRADE DESK INC COM CL A 88339J105   275,889 2,347 SH   SOLE   0 0 2,347
THERMO FISHER SCIENTIFIC INC COM 883556102   516,208 992 SH   SOLE   0 0 992
THOMSON REUTERS CORP. COM 884903808   219,079 1,366 SH   SOLE   0 0 1,366
TJX COS INC NEW COM 872540109   829,536 6,866 SH   SOLE   0 0 6,866
T-MOBILE US INC COM 872590104   888,438 4,025 SH   SOLE   0 0 4,025
TRACTOR SUPPLY CO COM 892356106   241,688 4,555 SH   SOLE   0 0 4,555
TRANE TECHNOLOGIES PLC SHS G8994E103   429,731 1,163 SH   SOLE   0 0 1,163
TRAVELERS COMPANIES INC COM 89417E109   606,256 2,517 SH   SOLE   0 0 2,517
TRIMTABS ETF TR FCF US QLTY ETF 89628W302   201,158,987 3,026,476 SH   SOLE   0 0 3,026,476
TRUIST FINL CORP COM 89832Q109   283,173 6,528 SH   SOLE   0 0 6,528
UBER TECHNOLOGIES INC COM 90353T100   471,883 7,823 SH   SOLE   0 0 7,823
UNILEVER PLC SPON ADR NEW 904767704   571,630 10,082 SH   SOLE   0 0 10,082
UNION PAC CORP COM 907818108   966,924 4,240 SH   SOLE   0 0 4,240
UNITED RENTALS INC COM 911363109   235,565 334 SH   SOLE   0 0 334
UNITEDHEALTH GROUP INC COM 91324P102   1,807,863 3,574 SH   SOLE   0 0 3,574
US BANCORP DEL COM NEW 902973304   371,751 7,772 SH   SOLE   0 0 7,772
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   382,167 1,044 SH   SOLE   0 0 1,044
VANGUARD BD INDEX FDS INTERMED TERM 921937819   359,274 4,808 SH   SOLE   0 0 4,808
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   450,041 5,824 SH   SOLE   0 0 5,824
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   438,584 6,099 SH   SOLE   0 0 6,099
VANGUARD INDEX FDS GROWTH ETF 922908736   16,376,829 39,901 SH   SOLE   0 0 39,901
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   521,922 5,859 SH   SOLE   0 0 5,859
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   20,446,756 37,948 SH   SOLE   0 0 37,948
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,392,280 12,071 SH   SOLE   0 0 12,071
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,085,886 3,877 SH   SOLE   0 0 3,877
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,139,393 3,932 SH   SOLE   0 0 3,932
VANGUARD INDEX FDS VALUE ETF 922908744   10,629,077 62,782 SH   SOLE   0 0 62,782
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   200,551 5,070 SH   SOLE   0 0 5,070
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   20,305,696 405,061 SH   SOLE   0 0 405,061
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   261,730 3,500 SH   SOLE   0 0 3,500
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   210,422 2,037 SH   SOLE   0 0 2,037
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   673,400 8,288 SH   SOLE   0 0 8,288
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   409,556 8,565 SH   SOLE   0 0 8,565
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   518,271 4,062 SH   SOLE   0 0 4,062
VERISK ANALYTICS INC COM 92345Y106   215,921 784 SH   SOLE   0 0 784
VERIZON COMMUNICATIONS INC COM 92343V104   1,313,786 32,853 SH   SOLE   0 0 32,853
VERTEX PHARMACEUTICALS INC COM 92532F100   395,049 981 SH   SOLE   0 0 981
VISA INC COM CL A 92826C839   3,229,936 10,220 SH   SOLE   0 0 10,220
VULCAN MATLS CO COM 929160109   450,667 1,752 SH   SOLE   0 0 1,752
WALMART INC COM 931142103   2,232,954 24,714 SH   SOLE   0 0 24,714
WASTE MGMT INC DEL COM 94106L109   770,733 3,819 SH   SOLE   0 0 3,819
WELLS FARGO CO NEW COM 949746101   847,625 12,068 SH   SOLE   0 0 12,068
WELLTOWER INC COM 95040Q104   259,874 2,062 SH   SOLE   0 0 2,062
WILLIAMS COS INC COM 969457100   712,359 13,163 SH   SOLE   0 0 13,163
WORKDAY INC CL A 98138H101   253,597 983 SH   SOLE   0 0 983
XCEL ENERGY INC COM 98389B100   1,712,873 25,368 SH   SOLE   0 0 25,368
ZOETIS INC CL A 98978V103   504,293 3,095 SH   SOLE   0 0 3,095