The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   402,306 3,937 SH   SOLE   0 0 3,937
ABBOTT LABS COM 002824100   10,809,464 104,027 SH   SOLE   0 0 104,027
ABBVIE INC COM 00287Y109   17,817,405 103,879 SH   SOLE   0 0 103,879
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   751,547 2,477 SH   SOLE   0 0 2,477
ADOBE INC COM 00724F101   1,978,291 3,561 SH   SOLE   0 0 3,561
ADVANCED MICRO DEVICES INC COM 007903107   1,077,885 6,645 SH   SOLE   0 0 6,645
AEGON LTD AMER REG 1 CERT 0076CA104   70,023 11,423 SH   SOLE   0 0 11,423
AFLAC INC COM 001055102   278,989 3,124 SH   SOLE   0 0 3,124
AGILON HEALTH INC COM 00857U107   187,665 28,695 SH   SOLE   0 0 28,695
AIR PRODS & CHEMS INC COM 009158106   277,920 1,077 SH   SOLE   0 0 1,077
AIRBNB INC COM CL A 009066101   348,597 2,299 SH   SOLE   0 0 2,299
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   361,944 5,027 SH   SOLE   0 0 5,027
ALLSTATE CORP COM 020002101   311,040 1,948 SH   SOLE   0 0 1,948
ALPHABET INC CAP STK CL A 02079K305   5,255,261 28,851 SH   SOLE   0 0 28,851
ALPHABET INC CAP STK CL C 02079K107   5,762,627 31,418 SH   SOLE   0 0 31,418
ALTRIA GROUP INC COM 02209S103   394,174 8,654 SH   SOLE   0 0 8,654
AMAZON COM INC COM 023135106   8,580,880 44,403 SH   SOLE   0 0 44,403
AMBEV SA SPONSORED ADR 02319V103   60,395 29,461 SH   SOLE   0 0 29,461
AMERICAN ELEC PWR CO INC COM 025537101   676,037 7,705 SH   SOLE   0 0 7,705
AMERICAN EXPRESS CO COM 025816109   675,697 2,918 SH   SOLE   0 0 2,918
AMERICAN INTL GROUP INC COM NEW 026874784   309,878 4,174 SH   SOLE   0 0 4,174
AMERICAN TOWER CORP NEW COM 03027X100   434,828 2,237 SH   SOLE   0 0 2,237
AMERIPRISE FINL INC COM 03076C106   331,499 776 SH   SOLE   0 0 776
AMETEK INC COM 031100100   228,059 1,368 SH   SOLE   0 0 1,368
AMGEN INC COM 031162100   710,199 2,273 SH   SOLE   0 0 2,273
AMPHENOL CORP NEW CL A 032095101   761,348 11,301 SH   SOLE   0 0 11,301
ANALOG DEVICES INC COM 032654105   420,911 1,844 SH   SOLE   0 0 1,844
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   285,051 4,902 SH   SOLE   0 0 4,902
AON PLC SHS CL A G0403H108   243,965 831 SH   SOLE   0 0 831
APPLE INC COM 037833100   20,653,166 98,059 SH   SOLE   0 0 98,059
APPLIED MATLS INC COM 038222105   895,115 3,793 SH   SOLE   0 0 3,793
APTOSE BIOSCIENCES INC COM 03835T309   7,590 10,000 SH   SOLE   0 0 10,000
ARISTA NETWORKS INC COM 040413106   512,051 1,461 SH   SOLE   0 0 1,461
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   392,505 34,370 SH   SOLE   0 0 34,370
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,548,413 1,514 SH   SOLE   0 0 1,514
ASTRAZENECA PLC SPONSORED ADR 046353108   887,760 11,383 SH   SOLE   0 0 11,383
AT&T INC COM 00206R102   595,880 31,182 SH   SOLE   0 0 31,182
AUTODESK INC COM 052769106   340,244 1,375 SH   SOLE   0 0 1,375
AUTOMATIC DATA PROCESSING IN COM 053015103   872,312 3,655 SH   SOLE   0 0 3,655
AUTOZONE INC COM 053332102   382,369 129 SH   SOLE   0 0 129
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   284,280 28,343 SH   SOLE   0 0 28,343
BANCO BRADESCO S A SP ADR PFD NEW 059460303   63,594 28,390 SH   SOLE   0 0 28,390
BANCO SANTANDER S.A. ADR 05964H105   232,236 50,159 SH   SOLE   0 0 50,159
BANK AMERICA CORP COM 060505104   995,721 25,037 SH   SOLE   0 0 25,037
BANK MONTREAL QUE COM 063671101   295,571 3,525 SH   SOLE   0 0 3,525
BANK NOVA SCOTIA HALIFAX COM 064149107   265,039 5,797 SH   SOLE   0 0 5,797
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   258,628 8,067 SH   SOLE   0 0 8,067
BATH & BODY WORKS INC COM 070830104   566,694 14,512 SH   SOLE   0 0 14,512
BECTON DICKINSON & CO COM 075887109   433,380 1,854 SH   SOLE   0 0 1,854
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,523,680 20,953 SH   SOLE   0 0 20,953
BHP GROUP LTD SPONSORED ADS 088606108   384,958 6,743 SH   SOLE   0 0 6,743
BLACKROCK INC COM 09247X101   587,341 746 SH   SOLE   0 0 746
BLACKSTONE INC COM 09260D107   244,505 1,975 SH   SOLE   0 0 1,975
BOEING CO COM 097023105   530,741 2,916 SH   SOLE   0 0 2,916
BOOKING HOLDINGS INC COM 09857L108   780,410 197 SH   SOLE   0 0 197
BOSTON SCIENTIFIC CORP COM 101137107   552,085 7,169 SH   SOLE   0 0 7,169
BP PLC SPONSORED ADR 055622104   295,991 8,199 SH   SOLE   0 0 8,199
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   57,443 12,822 SH   SOLE   0 0 12,822
BRISTOL-MYERS SQUIBB CO COM 110122108   199,969 4,815 SH   SOLE   0 0 4,815
BROADCOM INC COM 11135F101   3,190,187 1,987 SH   SOLE   0 0 1,987
CADENCE DESIGN SYSTEM INC COM 127387108   527,791 1,715 SH   SOLE   0 0 1,715
CAMECO CORP COM 13321L108   317,537 6,454 SH   SOLE   0 0 6,454
CANADIAN IMPERIAL BK COMM TO COM 136069101   226,005 4,754 SH   SOLE   0 0 4,754
CANADIAN NAT RES LTD COM 136385101   316,591 8,893 SH   SOLE   0 0 8,893
CANADIAN NATL RY CO COM 136375102   572,340 4,845 SH   SOLE   0 0 4,845
CANADIAN PACIFIC KANSAS CITY COM 13646K108   331,847 4,215 SH   SOLE   0 0 4,215
CAPITAL ONE FINL CORP COM 14040H105   249,764 1,804 SH   SOLE   0 0 1,804
CAPITOL FED FINL INC COM 14057J101   70,470 12,836 SH   SOLE   0 0 12,836
CARDINAL HEALTH INC COM 14149Y108   667,290 6,787 SH   SOLE   0 0 6,787
CATERPILLAR INC COM 149123101   747,291 2,243 SH   SOLE   0 0 2,243
CDW CORP COM 12514G108   254,506 1,137 SH   SOLE   0 0 1,137
CEMEX SAB DE CV SPON ADR NEW 151290889   105,199 16,463 SH   SOLE   0 0 16,463
CENCORA INC COM 03073E105   239,719 1,064 SH   SOLE   0 0 1,064
CENTENE CORP DEL COM 15135B101   222,901 3,362 SH   SOLE   0 0 3,362
CHENIERE ENERGY INC COM NEW 16411R208   248,783 1,423 SH   SOLE   0 0 1,423
CHEVRON CORP NEW COM 166764100   1,389,166 8,881 SH   SOLE   0 0 8,881
CHIPOTLE MEXICAN GRILL INC COM 169656105   297,588 4,750 SH   SOLE   0 0 4,750
CHUBB LIMITED COM H1467J104   623,926 2,446 SH   SOLE   0 0 2,446
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   554,362 14,358 SH   SOLE   0 0 14,358
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   60,963 34,638 SH   SOLE   0 0 34,638
CINCINNATI FINL CORP COM 172062101   2,306,158 19,527 SH   SOLE   0 0 19,527
CINTAS CORP COM 172908105   349,430 499 SH   SOLE   0 0 499
CISCO SYS INC COM 17275R102   920,351 19,372 SH   SOLE   0 0 19,372
CITIGROUP INC COM NEW 172967424   381,204 6,007 SH   SOLE   0 0 6,007
CME GROUP INC COM 12572Q105   466,728 2,374 SH   SOLE   0 0 2,374
COCA COLA CO COM 191216100   3,820,872 60,029 SH   SOLE   0 0 60,029
COLGATE PALMOLIVE CO COM 194162103   276,855 2,853 SH   SOLE   0 0 2,853
COMCAST CORP NEW CL A 20030N101   850,429 21,717 SH   SOLE   0 0 21,717
COMPANHIA PARANAENSE DE ENER SPON ADS 20441B605   76,480 11,432 SH   SOLE   0 0 11,432
CONOCOPHILLIPS COM 20825C104   1,055,156 9,225 SH   SOLE   0 0 9,225
CONSOLIDATED EDISON INC COM 209115104   229,988 2,572 SH   SOLE   0 0 2,572
CONSTELLATION ENERGY CORP COM 21037T109   330,446 1,650 SH   SOLE   0 0 1,650
COPART INC COM 217204106   248,649 4,591 SH   SOLE   0 0 4,591
CORNING INC COM 219350105   243,084 6,257 SH   SOLE   0 0 6,257
COSTCO WHSL CORP NEW COM 22160K105   2,182,676 2,568 SH   SOLE   0 0 2,568
CRH PLC ORD G25508105   200,646 2,676 SH   SOLE   0 0 2,676
CROWDSTRIKE HLDGS INC CL A 22788C105   487,801 1,273 SH   SOLE   0 0 1,273
CROWN CASTLE INC COM 22822V101   214,262 2,193 SH   SOLE   0 0 2,193
CSX CORP COM 126408103   446,589 13,351 SH   SOLE   0 0 13,351
CUMMINS INC COM 231021106   211,298 763 SH   SOLE   0 0 763
CYBIN INC COM 23256X100   312,496 1,153,120 SH   SOLE   0 0 1,153,120
DANAHER CORPORATION COM 235851102   886,968 3,550 SH   SOLE   0 0 3,550
DEERE & CO COM 244199105   2,427,700 6,498 SH   SOLE   0 0 6,498
DIAGEO PLC SPON ADR NEW 25243Q205   208,904 1,657 SH   SOLE   0 0 1,657
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   252,294 4,287 SH   SOLE   0 0 4,287
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   210,483 3,503 SH   SOLE   0 0 3,503
DISCOVER FINL SVCS COM 254709108   210,604 1,610 SH   SOLE   0 0 1,610
DISNEY WALT CO COM 254687106   679,630 6,845 SH   SOLE   0 0 6,845
DR REDDYS LABS LTD ADR 256135203   505,978 6,641 SH   SOLE   0 0 6,641
DUKE ENERGY CORP NEW COM NEW 26441C204   319,980 3,192 SH   SOLE   0 0 3,192
EA SERIES TRUST STRIVE 500 ETF 02072L680   435,414 12,451 SH   SOLE   0 0 12,451
EA SERIES TRUST STRIVE SML CAP 02072L573   478,878 16,505 SH   SOLE   0 0 16,505
EA SERIES TRUST STRIVE 1000 DIV 02072L581   241,513 7,690 SH   SOLE   0 0 7,690
EA SERIES TRUST STRIVE EMERGING 02072L698   368,234 12,382 SH   SOLE   0 0 12,382
EASTGROUP PPTYS INC COM 277276101   309,072 1,817 SH   SOLE   0 0 1,817
EATON CORP PLC SHS G29183103   1,986,339 6,335 SH   SOLE   0 0 6,335
ELEVANCE HEALTH INC COM 036752103   891,902 1,646 SH   SOLE   0 0 1,646
ELI LILLY & CO COM 532457108   5,221,124 5,767 SH   SOLE   0 0 5,767
EMERSON ELEC CO COM 291011104   642,075 5,829 SH   SOLE   0 0 5,829
ENBRIDGE INC COM 29250N105   281,659 7,914 SH   SOLE   0 0 7,914
EOG RES INC COM 26875P101   274,145 2,178 SH   SOLE   0 0 2,178
EQUINIX INC COM 29444U700   399,485 528 SH   SOLE   0 0 528
EXXON MOBIL CORP COM 30231G102   2,620,665 22,765 SH   SOLE   0 0 22,765
FERRARI N V COM N3167Y103   306,686 751 SH   SOLE   0 0 751
FIRST MERCHANTS CORP COM 320817109   219,581 6,596 SH   SOLE   0 0 6,596
FISERV INC COM 337738108   427,000 2,865 SH   SOLE   0 0 2,865
FORD MTR CO DEL COM 345370860   150,217 11,979 SH   SOLE   0 0 11,979
FORTINET INC COM 34959E109   208,775 3,464 SH   SOLE   0 0 3,464
FREEPORT-MCMORAN INC CL B 35671D857   306,228 6,301 SH   SOLE   0 0 6,301
GALLAGHER ARTHUR J & CO COM 363576109   211,078 814 SH   SOLE   0 0 814
GE AEROSPACE COM NEW 369604301   999,762 6,289 SH   SOLE   0 0 6,289
GE VERNOVA INC COM 36828A101   247,146 1,441 SH   SOLE   0 0 1,441
GENERAL DYNAMICS CORP COM 369550108   247,780 854 SH   SOLE   0 0 854
GENERAL MLS INC COM 370334104   273,063 4,317 SH   SOLE   0 0 4,317
GENPACT LIMITED SHS G3922B107   338,961 10,530 SH   SOLE   0 0 10,530
GERDAU SA SPON ADR REP PFD 373737105   44,141 13,376 SH   SOLE   0 0 13,376
GILEAD SCIENCES INC COM 375558103   279,037 4,067 SH   SOLE   0 0 4,067
GOLDMAN SACHS GROUP INC COM 38141G104   605,822 1,339 SH   SOLE   0 0 1,339
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109   51,393 14,477 SH   SOLE   0 0 14,477
GRAINGER W W INC COM 384802104   421,346 467 SH   SOLE   0 0 467
GREIF INC CL B 397624206   584,612 9,355 SH   SOLE   0 0 9,355
GREIF INC CL A 397624107   779,286 13,560 SH   SOLE   0 0 13,560
GSK PLC SPONSORED ADR 37733W204   204,974 5,324 SH   SOLE   0 0 5,324
HALEON PLC SPON ADS 405552100   115,359 13,966 SH   SOLE   0 0 13,966
HARTFORD FINL SVCS GROUP INC COM 416515104   230,438 2,292 SH   SOLE   0 0 2,292
HCA HEALTHCARE INC COM 40412C101   302,967 943 SH   SOLE   0 0 943
HEWLETT PACKARD ENTERPRISE C COM 42824C109   277,814 13,123 SH   SOLE   0 0 13,123
HILTON WORLDWIDE HLDGS INC COM 43300A203   307,007 1,407 SH   SOLE   0 0 1,407
HOME DEPOT INC COM 437076102   2,262,042 6,571 SH   SOLE   0 0 6,571
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308   382,012 11,849 SH   SOLE   0 0 11,849
HONEYWELL INTL INC COM 438516106   464,022 2,173 SH   SOLE   0 0 2,173
HP INC COM 40434L105   213,930 6,109 SH   SOLE   0 0 6,109
HSBC HLDGS PLC SPON ADR NEW 404280406   626,922 14,412 SH   SOLE   0 0 14,412
HUMANA INC COM 444859102   282,479 756 SH   SOLE   0 0 756
HUNTINGTON BANCSHARES INC COM 446150104   953,715 72,361 SH   SOLE   0 0 72,361
ICICI BANK LIMITED ADR 45104G104   672,569 23,345 SH   SOLE   0 0 23,345
ICL GROUP LTD SHS M53213100   82,236 19,214 SH   SOLE   0 0 19,214
IDEXX LABS INC COM 45168D104   286,474 588 SH   SOLE   0 0 588
ILLINOIS TOOL WKS INC COM 452308109   531,264 2,242 SH   SOLE   0 0 2,242
INFOSYS LTD SPONSORED ADR 456788108   642,707 34,517 SH   SOLE   0 0 34,517
ING GROEP N.V. SPONSORED ADR 456837103   230,430 13,444 SH   SOLE   0 0 13,444
INTEL CORP COM 458140100   579,774 18,720 SH   SOLE   0 0 18,720
INTERCONTINENTAL EXCHANGE IN COM 45866F104   428,192 3,128 SH   SOLE   0 0 3,128
INTERNATIONAL BUSINESS MACHS COM 459200101   678,829 3,925 SH   SOLE   0 0 3,925
INTUIT COM 461202103   789,966 1,202 SH   SOLE   0 0 1,202
INTUITIVE SURGICAL INC COM NEW 46120E602   574,301 1,291 SH   SOLE   0 0 1,291
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   551,252 11,324 SH   SOLE   0 0 11,324
INVESCO QQQ TR UNIT SER 1 46090E103   763,789 1,594 SH   SOLE   0 0 1,594
ISHARES GOLD TR ISHARES NEW 464285204   531,034 12,088 SH   SOLE   0 0 12,088
ISHARES INC MSCI GBL MIN VOL 464286525   415,595 3,972 SH   SOLE   0 0 3,972
ISHARES INC CORE MSCI EMKT 46434G103   11,168,606 208,642 SH   SOLE   0 0 208,642
ISHARES INC ESG AWR MSCI EM 46434G863   308,685 9,206 SH   SOLE   0 0 9,206
ISHARES INC MSCI EMRG CHN 46434G764   414,690 7,005 SH   SOLE   0 0 7,005
ISHARES TR CORE S&P MCP ETF 464287507   50,277,216 859,146 SH   SOLE   0 0 859,146
ISHARES TR S&P MC 400VL ETF 464287705   204,001 1,798 SH   SOLE   0 0 1,798
ISHARES TR CORE S&P500 ETF 464287200   59,112,896 108,022 SH   SOLE   0 0 108,022
ISHARES TR RUS 1000 VAL ETF 464287598   269,597 1,545 SH   SOLE   0 0 1,545
ISHARES TR RUSSELL 2000 ETF 464287655   220,744 1,088 SH   SOLE   0 0 1,088
ISHARES TR RUS 2000 VAL ETF 464287630   1,001,279 6,574 SH   SOLE   0 0 6,574
ISHARES TR RUS MD CP GR ETF 464287481   276,203 2,503 SH   SOLE   0 0 2,503
ISHARES TR GLOBAL TECH ETF 464287291   283,741 3,426 SH   SOLE   0 0 3,426
ISHARES TR CORE US AGGBD ET 464287226   54,876,616 565,330 SH   SOLE   0 0 565,330
ISHARES TR ISHS 1-5YR INVS 464288646   29,233,783 570,527 SH   SOLE   0 0 570,527
ISHARES TR NATIONAL MUN ETF 464288414   8,454,171 79,345 SH   SOLE   0 0 79,345
ISHARES TR MSCI ACWI ETF 464288257   249,715 2,222 SH   SOLE   0 0 2,222
ISHARES TR GRWT ALLOCAT ETF 464289867   853,288 15,151 SH   SOLE   0 0 15,151
ISHARES TR SHRT NAT MUN ETF 464288158   5,505,899 52,663 SH   SOLE   0 0 52,663
ISHARES TR MSCI USA MIN VOL 46429B697   629,509 7,498 SH   SOLE   0 0 7,498
ISHARES TR MSCI EAFE MIN VL 46429B689   203,179 2,930 SH   SOLE   0 0 2,930
ISHARES TR CORE MSCI EAFE 46432F842   14,012,796 192,907 SH   SOLE   0 0 192,907
ISHARES TR CORE 1 5 YR USD 46432F859   2,030,520 42,865 SH   SOLE   0 0 42,865
ISHARES TR GLOBAL REIT ETF 46434V647   27,407,241 1,178,806 SH   SOLE   0 0 1,178,806
ISHARES TR CORE INTL AGGR 46435G672   7,172,915 143,688 SH   SOLE   0 0 143,688
ISHARES TR ESG AW MSCI EAFE 46435G516   406,136 5,155 SH   SOLE   0 0 5,155
ISHARES TR ESG AWR MSCI USA 46435G425   293,818 2,462 SH   SOLE   0 0 2,462
ISHARES TR ESG AWRE 1 5 YR 46435G243   207,239 8,462 SH   SOLE   0 0 8,462
ISHARES TR ESG AWARE MSCI 46435U663   248,092 6,444 SH   SOLE   0 0 6,444
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   88,371 15,132 SH   SOLE   0 0 15,132
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,044,927 20,704 SH   SOLE   0 0 20,704
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   6,691,885 131,873 SH   SOLE   0 0 131,873
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,331,599 23,493 SH   SOLE   0 0 23,493
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,667,411 30,043 SH   SOLE   0 0 30,043
JETBLUE AWYS CORP COM 477143101   81,107 13,318 SH   SOLE   0 0 13,318
JOHNSON & JOHNSON COM 478160104   2,062,727 14,113 SH   SOLE   0 0 14,113
JPMORGAN CHASE & CO. COM 46625H100   8,402,458 41,543 SH   SOLE   0 0 41,543
KB FINL GROUP INC SPONSORED ADR 48241A105   445,181 7,864 SH   SOLE   0 0 7,864
KIMBERLY-CLARK CORP COM 494368103   361,531 2,616 SH   SOLE   0 0 2,616
KINROSS GOLD CORP COM 496902404   107,869 12,965 SH   SOLE   0 0 12,965
KLA CORP COM NEW 482480100   426,272 517 SH   SOLE   0 0 517
KOREA ELEC PWR CORP SPONSORED ADR 500631106   175,563 24,762 SH   SOLE   0 0 24,762
KROGER CO COM 501044101   273,417 5,476 SH   SOLE   0 0 5,476
KT CORP SPONSORED ADR 48268K101   236,177 17,277 SH   SOLE   0 0 17,277
L3HARRIS TECHNOLOGIES INC COM 502431109   241,424 1,075 SH   SOLE   0 0 1,075
LAM RESEARCH CORP COM 512807108   687,892 646 SH   SOLE   0 0 646
LG DISPLAY CO LTD SPONS ADR REP 50186V102   91,987 22,327 SH   SOLE   0 0 22,327
LINDE PLC SHS G54950103   997,415 2,273 SH   SOLE   0 0 2,273
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   96,729 35,432 SH   SOLE   0 0 35,432
LOCKHEED MARTIN CORP COM 539830109   673,964 1,443 SH   SOLE   0 0 1,443
LOWES COS INC COM 548661107   959,803 4,354 SH   SOLE   0 0 4,354
LUFAX HOLDING LTD SPONSORED ADR 54975P201   43,677 18,429 SH   SOLE   0 0 18,429
MANULIFE FINL CORP COM 56501R106   262,047 9,844 SH   SOLE   0 0 9,844
MARATHON PETE CORP COM 56585A102   472,039 2,721 SH   SOLE   0 0 2,721
MARRIOTT INTL INC NEW CL A 571903202   308,740 1,277 SH   SOLE   0 0 1,277
MARSH & MCLENNAN COS INC COM 571748102   547,029 2,596 SH   SOLE   0 0 2,596
MARTIN MARIETTA MATLS INC COM 573284106   229,723 424 SH   SOLE   0 0 424
MASTERCARD INCORPORATED CL A 57636Q104   1,868,313 4,235 SH   SOLE   0 0 4,235
MCDONALDS CORP COM 580135101   864,835 3,394 SH   SOLE   0 0 3,394
MCKESSON CORP COM 58155Q103   527,922 904 SH   SOLE   0 0 904
MEDPACE HLDGS INC COM 58506Q109   970,730 2,357 SH   SOLE   0 0 2,357
MEDTRONIC PLC SHS G5960L103   271,864 3,454 SH   SOLE   0 0 3,454
MERCK & CO INC COM 58933Y105   1,691,590 13,664 SH   SOLE   0 0 13,664
META PLATFORMS INC CL A 30303M102   4,745,251 9,411 SH   SOLE   0 0 9,411
MICRON TECHNOLOGY INC COM 595112103   562,685 4,278 SH   SOLE   0 0 4,278
MICROSOFT CORP COM 594918104   17,722,098 39,651 SH   SOLE   0 0 39,651
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   266,933 24,716 SH   SOLE   0 0 24,716
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   256,926 60,739 SH   SOLE   0 0 60,739
MONDELEZ INTL INC CL A 609207105   287,020 4,386 SH   SOLE   0 0 4,386
MONSTER BEVERAGE CORP NEW COM 61174X109   203,346 4,071 SH   SOLE   0 0 4,071
MOODYS CORP COM 615369105   438,609 1,042 SH   SOLE   0 0 1,042
MORGAN STANLEY COM NEW 617446448   544,070 5,598 SH   SOLE   0 0 5,598
MOTOROLA SOLUTIONS INC COM NEW 620076307   225,453 584 SH   SOLE   0 0 584
NEOS ETF TRUST NEOS S&P 500 HI 78433H303   361,130 7,201 SH   SOLE   0 0 7,201
NETFLIX INC COM 64110L106   1,408,475 2,087 SH   SOLE   0 0 2,087
NEXTERA ENERGY INC COM 65339F101   908,776 12,834 SH   SOLE   0 0 12,834
NIKE INC CL B 654106103   343,469 4,557 SH   SOLE   0 0 4,557
NIO INC SPON ADS 62914V106   82,322 19,789 SH   SOLE   0 0 19,789
NISOURCE INC COM 65473P105   215,731 7,488 SH   SOLE   0 0 7,488
NOKIA CORP SPONSORED ADR 654902204   126,547 33,478 SH   SOLE   0 0 33,478
NOMURA HLDGS INC SPONSORED ADR 65535H208   206,751 35,770 SH   SOLE   0 0 35,770
NORTHROP GRUMMAN CORP COM 666807102   274,649 630 SH   SOLE   0 0 630
NOVARTIS AG SPONSORED ADR 66987V109   860,090 8,079 SH   SOLE   0 0 8,079
NOVO-NORDISK A S ADR 670100205   1,769,833 12,399 SH   SOLE   0 0 12,399
NUCOR CORP COM 670346105   202,659 1,282 SH   SOLE   0 0 1,282
NVIDIA CORPORATION COM 67066G104   16,544,579 133,921 SH   SOLE   0 0 133,921
OLD DOMINION FREIGHT LINE IN COM 679580100   206,092 1,167 SH   SOLE   0 0 1,167
ORACLE CORP COM 68389X105   1,926,956 13,647 SH   SOLE   0 0 13,647
OREILLY AUTOMOTIVE INC COM 67103H107   416,088 394 SH   SOLE   0 0 394
ORIX CORP SPONSORED ADR 686330101   231,838 2,083 SH   SOLE   0 0 2,083
PACCAR INC COM 693718108   275,776 2,679 SH   SOLE   0 0 2,679
PALO ALTO NETWORKS INC COM 697435105   415,284 1,225 SH   SOLE   0 0 1,225
PARKER-HANNIFIN CORP COM 701094104   271,114 536 SH   SOLE   0 0 536
PDD HOLDINGS INC SPONSORED ADS 722304102   336,098 2,528 SH   SOLE   0 0 2,528
PEPSICO INC COM 713448108   1,510,855 9,161 SH   SOLE   0 0 9,161
PETCO HEALTH & WELLNESS CO I COM 71601V105   44,184 11,689 SH   SOLE   0 0 11,689
PFIZER INC COM 717081103   789,281 28,209 SH   SOLE   0 0 28,209
PHILIP MORRIS INTL INC COM 718172109   362,652 3,579 SH   SOLE   0 0 3,579
PHILLIPS 66 COM 718546104   439,603 3,114 SH   SOLE   0 0 3,114
PNC FINL SVCS GROUP INC COM 693475105   239,906 1,543 SH   SOLE   0 0 1,543
POSCO HOLDINGS INC SPONSORED ADR 693483109   239,688 3,646 SH   SOLE   0 0 3,646
PROCTER AND GAMBLE CO COM 742718109   5,426,070 32,901 SH   SOLE   0 0 32,901
PROGRESSIVE CORP COM 743315103   558,324 2,688 SH   SOLE   0 0 2,688
PROLOGIS INC. COM 74340W103   516,642 4,600 SH   SOLE   0 0 4,600
PRUDENTIAL FINL INC COM 744320102   224,770 1,918 SH   SOLE   0 0 1,918
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   342,145 4,642 SH   SOLE   0 0 4,642
QUALCOMM INC COM 747525103   777,798 3,905 SH   SOLE   0 0 3,905
REGENERON PHARMACEUTICALS COM 75886F107   374,167 356 SH   SOLE   0 0 356
RELX PLC SPONSORED ADR 759530108   345,018 7,520 SH   SOLE   0 0 7,520
REPUBLIC SVCS INC COM 760759100   265,468 1,366 SH   SOLE   0 0 1,366
ROPER TECHNOLOGIES INC COM 776696106   464,456 824 SH   SOLE   0 0 824
ROYAL BK CDA COM 780087102   393,500 3,699 SH   SOLE   0 0 3,699
ROYAL CARIBBEAN GROUP COM V7780T103   240,425 1,508 SH   SOLE   0 0 1,508
RTX CORPORATION COM 75513E101   488,598 4,867 SH   SOLE   0 0 4,867
S&P GLOBAL INC COM 78409V104   719,398 1,613 SH   SOLE   0 0 1,613
SALESFORCE INC COM 79466L302   1,067,736 4,153 SH   SOLE   0 0 4,153
SANOFI SPONSORED ADR 80105N105   312,614 6,443 SH   SOLE   0 0 6,443
SAP SE SPON ADR 803054204   795,343 3,943 SH   SOLE   0 0 3,943
SASOL LTD SPONSORED ADR 803866300   89,151 11,715 SH   SOLE   0 0 11,715
SCHWAB CHARLES CORP COM 808513105   571,858 7,760 SH   SOLE   0 0 7,760
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   332,658 5,291 SH   SOLE   0 0 5,291
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   243,208 6,330 SH   SOLE   0 0 6,330
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   31,968 674 SH   SOLE   0 0 674
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   490,083 6,303 SH   SOLE   0 0 6,303
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   276,807 7,902 SH   SOLE   0 0 7,902
SCYNEXIS INC COM NEW 811292200   30,000 15,000 SH   SOLE   0 0 15,000
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   266,343 1,177 SH   SOLE   0 0 1,177
SEMPRA COM 816851109   200,342 2,634 SH   SOLE   0 0 2,634
SERVICENOW INC COM 81762P102   2,569,264 3,266 SH   SOLE   0 0 3,266
SHELL PLC SPON ADS 780259305   646,453 8,956 SH   SOLE   0 0 8,956
SHERWIN WILLIAMS CO COM 824348106   604,321 2,025 SH   SOLE   0 0 2,025
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100   466,106 13,390 SH   SOLE   0 0 13,390
SHOPIFY INC CL A 82509L107   572,257 8,664 SH   SOLE   0 0 8,664
SIMON PPTY GROUP INC NEW COM 828806109   212,065 1,397 SH   SOLE   0 0 1,397
SONY GROUP CORP SPONSORED ADR 835699307   477,674 5,623 SH   SOLE   0 0 5,623
SOUTHERN CO COM 842587107   232,167 2,993 SH   SOLE   0 0 2,993
SOUTHERN COPPER CORP COM 84265V105   278,185 2,582 SH   SOLE   0 0 2,582
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   233,215 596 SH   SOLE   0 0 596
SPDR GOLD TR GOLD SHS 78463V107   1,040,433 4,839 SH   SOLE   0 0 4,839
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   219,266 5,280 SH   SOLE   0 0 5,280
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,286,277 6,039 SH   SOLE   0 0 6,039
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   259,514 485 SH   SOLE   0 0 485
SPDR SER TR S&P DIVID ETF 78464A763   2,157,386 16,963 SH   SOLE   0 0 16,963
SPDR SER TR PORTFOLIO INTRMD 78464A375   300,722 9,236 SH   SOLE   0 0 9,236
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400   959,783 22,202 SH   SOLE   0 0 22,202
STARBUCKS CORP COM 855244109   521,877 6,704 SH   SOLE   0 0 6,704
STRYKER CORPORATION COM 863667101   458,661 1,348 SH   SOLE   0 0 1,348
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   591,247 44,090 SH   SOLE   0 0 44,090
SUN LIFE FINANCIAL INC. COM 866796105   239,708 4,893 SH   SOLE   0 0 4,893
SYNOPSYS INC COM 871607107   604,581 1,016 SH   SOLE   0 0 1,016
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,941,213 16,922 SH   SOLE   0 0 16,922
TARGET CORP COM 87612E106   604,299 4,082 SH   SOLE   0 0 4,082
TELEFONICA S A SPONSORED ADR 879382208   52,802 12,542 SH   SOLE   0 0 12,542
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   151,375 10,774 SH   SOLE   0 0 10,774
TESLA INC COM 88160R101   2,337,556 11,813 SH   SOLE   0 0 11,813
TEXAS INSTRS INC COM 882508104   1,102,402 5,667 SH   SOLE   0 0 5,667
THE CIGNA GROUP COM 125523100   619,871 1,875 SH   SOLE   0 0 1,875
THERMO FISHER SCIENTIFIC INC COM 883556102   1,217,937 2,202 SH   SOLE   0 0 2,202
THOMSON REUTERS CORP. COM 884903808   356,694 2,116 SH   SOLE   0 0 2,116
TJX COS INC NEW COM 872540109   752,203 6,832 SH   SOLE   0 0 6,832
T-MOBILE US INC COM 872590104   509,393 2,891 SH   SOLE   0 0 2,891
TORONTO DOMINION BK ONT COM NEW 891160509   325,143 5,916 SH   SOLE   0 0 5,916
TOTALENERGIES SE SPONSORED ADS 89151E109   492,899 7,392 SH   SOLE   0 0 7,392
TOYOTA MOTOR CORP ADS 892331307   721,289 3,519 SH   SOLE   0 0 3,519
TRANE TECHNOLOGIES PLC SHS G8994E103   352,613 1,072 SH   SOLE   0 0 1,072
TRANSDIGM GROUP INC COM 893641100   245,301 192 SH   SOLE   0 0 192
TRAVELERS COMPANIES INC COM 89417E109   349,745 1,720 SH   SOLE   0 0 1,720
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204   225,641 29,768 SH   SOLE   0 0 29,768
UBER TECHNOLOGIES INC COM 90353T100   399,595 5,498 SH   SOLE   0 0 5,498
UBS GROUP AG SHS H42097107   483,895 16,381 SH   SOLE   0 0 16,381
ULTRAPAR PARTICIPACOES SA SP ADR REP COM 90400P101   44,007 11,255 SH   SOLE   0 0 11,255
UNILEVER PLC SPON ADR NEW 904767704   477,358 8,681 SH   SOLE   0 0 8,681
UNION PAC CORP COM 907818108   751,453 3,321 SH   SOLE   0 0 3,321
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   459,488 52,453 SH   SOLE   0 0 52,453
UNITED PARCEL SERVICE INC CL B 911312106   4,745,142 34,674 SH   SOLE   0 0 34,674
UNITED RENTALS INC COM 911363109   282,621 437 SH   SOLE   0 0 437
UNITEDHEALTH GROUP INC COM 91324P102   2,456,228 4,823 SH   SOLE   0 0 4,823
US BANCORP DEL COM NEW 902973304   291,114 7,333 SH   SOLE   0 0 7,333
VANECK MERK GOLD TR GOLD TRUST 921078101   3,768,294 167,778 SH   SOLE   0 0 167,778
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   25,244,556 329,134 SH   SOLE   0 0 329,134
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   12,342,730 171,308 SH   SOLE   0 0 171,308
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   35,565,276 730,743 SH   SOLE   0 0 730,743
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,290,379 19,776 SH   SOLE   0 0 19,776
VANGUARD INDEX FDS VALUE ETF 922908744   1,582,754 9,867 SH   SOLE   0 0 9,867
VANGUARD INDEX FDS MID CAP ETF 922908629   9,178,278 37,911 SH   SOLE   0 0 37,911
VANGUARD INDEX FDS SM CP VAL ETF 922908611   67,728,470 371,074 SH   SOLE   0 0 371,074
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,914,882 58,678 SH   SOLE   0 0 58,678
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,891,279 49,951 SH   SOLE   0 0 49,951
VANGUARD INDEX FDS GROWTH ETF 922908736   944,590 2,526 SH   SOLE   0 0 2,526
VANGUARD INDEX FDS SML CP GRW ETF 922908595   271,774 1,087 SH   SOLE   0 0 1,087
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,054,650 12,237 SH   SOLE   0 0 12,237
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,965,046 5,929 SH   SOLE   0 0 5,929
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   47,514,112 1,085,789 SH   SOLE   0 0 1,085,789
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   7,074,933 120,650 SH   SOLE   0 0 120,650
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,157,927 18,367 SH   SOLE   0 0 18,367
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   5,273,718 46,823 SH   SOLE   0 0 46,823
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   10,831,475 216,154 SH   SOLE   0 0 216,154
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   682,531 8,832 SH   SOLE   0 0 8,832
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   46,673,433 255,675 SH   SOLE   0 0 255,675
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   73,965,501 1,496,671 SH   SOLE   0 0 1,496,671
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   568,576 4,794 SH   SOLE   0 0 4,794
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   5,095,297 62,688 SH   SOLE   0 0 62,688
VANGUARD WORLD FD ENERGY ETF 92204A306   547,805 4,294 SH   SOLE   0 0 4,294
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   638,382 2,400 SH   SOLE   0 0 2,400
VANGUARD WORLD FD FINANCIALS ETF 92204A405   245,845 2,461 SH   SOLE   0 0 2,461
VANGUARD WORLD FD INF TECH ETF 92204A702   1,263,196 2,191 SH   SOLE   0 0 2,191
VANGUARD WORLD FD MEGA CAP INDEX 921910873   281,302 1,426 SH   SOLE   0 0 1,426
VANGUARD WORLD FD ESG US STK ETF 921910733   413,719 4,282 SH   SOLE   0 0 4,282
VANGUARD WORLD FD ESG INTL STK ETF 921910725   116,733 2,038 SH   SOLE   0 0 2,038
VERISIGN INC COM 92343E102   215,668 1,213 SH   SOLE   0 0 1,213
VERIZON COMMUNICATIONS INC COM 92343V104   684,655 16,602 SH   SOLE   0 0 16,602
VERTEX PHARMACEUTICALS INC COM 92532F100   382,006 815 SH   SOLE   0 0 815
VISA INC COM CL A 92826C839   2,396,951 9,132 SH   SOLE   0 0 9,132
WABTEC COM 929740108   247,715 1,567 SH   SOLE   0 0 1,567
WALMART INC COM 931142103   1,500,481 22,160 SH   SOLE   0 0 22,160
WASTE MGMT INC DEL COM 94106L109   350,304 1,642 SH   SOLE   0 0 1,642
WELLS FARGO CO NEW COM 949746101   557,494 9,387 SH   SOLE   0 0 9,387
WELLTOWER INC COM 95040Q104   359,871 3,452 SH   SOLE   0 0 3,452
WHEATON PRECIOUS METALS CORP COM 962879102   205,974 3,929 SH   SOLE   0 0 3,929
WILLIAMS COS INC COM 969457100   250,198 5,887 SH   SOLE   0 0 5,887
WIPRO LTD SPON ADR 1 SH 97651M109   543,205 89,050 SH   SOLE   0 0 89,050
WOORI FINL GROUP INC SPONSORED ADS 981064108   393,964 12,296 SH   SOLE   0 0 12,296
WORKDAY INC CL A 98138H101   230,490 1,031 SH   SOLE   0 0 1,031
WORLD GOLD TR SPDR GLD MINIS 98149E303   515,202 11,178 SH   SOLE   0 0 11,178
WORTHINGTON ENTERPRISES INC COM 981811102   599,548 12,667 SH   SOLE   0 0 12,667
WORTHINGTON STL INC COM SHS 982104101   422,037 12,651 SH   SOLE   0 0 12,651
YUM BRANDS INC COM 988498101   270,483 2,042 SH   SOLE   0 0 2,042
ZOETIS INC CL A 98978V103   419,184 2,418 SH   SOLE   0 0 2,418