The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COMMON 88579Y101   1,121,405 8,687 SH   SOLE   8,687 0 0
ABBOTT LABS COMMON 002824100   1,354,379 11,974 SH   SOLE   11,974 0 0
ABBVIE INC COM COMMON 00287Y109   618,670 3,481 SH   SOLE   3,481 0 0
ADOBE SYS INC COM COMMON 00724F101   339,736 764 SH   SOLE   764 0 0
ALLIANCE RES PARTNER COMMON 01877R108   841,280 32,000 SH   SOLE   32,000 0 0
ALLSPRING FUNDS TR CA MUTUAL 94988A734   409,266 38,610 SH   SOLE   38,610 0 0
ALPHABET CLASS A COMMON 02079K305   1,684,770 8,900 SH   SOLE   8,900 0 0
ALPHABET INC CAP STK COMMON 02079K107   49,166,289 258,172 SH   SOLE   258,172 0 0
ALPS ETF TR RIVERFRNT COMMON 00162Q528   31,490,606 563,174 SH   SOLE   563,174 0 0
ALPS ETF TR RIVERFRNT COMMON 00162Q510   6,542,581 112,988 SH   SOLE   112,988 0 0
ALPS ETF TR RIVERFRNT ETF - F 00162Q783   4,565,313 197,407 SH   SOLE   197,407 0 0
ALPS ETF TR RIVERFRON COMMON 00162Q536   8,771,080 394,541 SH   SOLE   394,541 0 0
ALTRIA GROUP INC COM COMMON 02209S103   215,905 4,129 SH   SOLE   4,129 0 0
AMAZON COM INC COM COMMON 023135106   40,987,718 186,825 SH   SOLE   186,825 0 0
AMCAP FD CL F 3 MUTUAL 023375777   674,315 15,649 SH   SOLE   15,649 0 0
AMERICAN BALANCED FD MUTUAL 024071771   851,005 24,796 SH   SOLE   24,796 0 0
AMERICAN EXPRESS CO COMMON 025816109   430,642 1,451 SH   SOLE   1,451 0 0
AMERICAN MUT FD CL F MUTUAL 027681774   1,925,428 34,919 SH   SOLE   34,919 0 0
APPLE INC COM COMMON 037833100   112,449,620 449,044 SH   SOLE   449,044 0 0
AUTOMATIC DATA PROCES COMMON 053015103   474,515 1,621 SH   SOLE   1,621 0 0
BAIRD FDS INC CORE MU MUTUAL 057071656   404,105 39,463 SH   SOLE   39,463 0 0
BANK OF AMERICA CORPO COMMON 060505104   1,202,164 27,353 SH   SOLE   27,353 0 0
BERKSHIRE HATHAWAY IN COMMON 084670702   8,840,320 19,503 SH   SOLE   19,503 0 0
BLACKSTONE GROUP INC COMMON 09260D107   1,121,075 6,502 SH   SOLE   6,502 0 0
BOEING CO COM COMMON 097023105   479,493 2,709 SH   SOLE   2,709 0 0
BONDBLOXX ETF TRUST C COMMON 09789C887   1,422,252 36,319 SH   SOLE   36,319 0 0
BOSTON SCIENTIFIC COR COMMON 101137107   319,855 3,581 SH   SOLE   3,581 0 0
BROADCOM INC COM COMMON 11135F101   1,208,814 5,214 SH   SOLE   5,214 0 0
CADENCE DESIGN SYSTEM COMMON 127387108   312,779 1,041 SH   SOLE   1,041 0 0
CAPITAL GROUP DIVIDEN ETF - E 14020W106   319,103 9,050 SH   SOLE   9,050 0 0
CAPITAL GROUP GROWTH COMMON 14020G101   404,038 10,870 SH   SOLE   10,870 0 0
CAPITAL INCOME BLDR C MUTUAL 140193780   289,639 4,203 SH   SOLE   4,203 0 0
CAPITAL WORLD GROWTH MUTUAL 140543117   936,293 14,742 SH   SOLE   14,742 0 0
CATERPILLAR INC COM COMMON 149123101   1,062,853 2,929 SH   SOLE   2,929 0 0
CHEVRON CORP NEW COM COMMON 166764100   12,865,144 88,823 SH   SOLE   88,823 0 0
CHURCHILL DOWNS INC C COMMON 171484108   213,664 1,600 SH   SOLE   1,600 0 0
CISCO SYS INC COMMON 17275R102   394,213 6,659 SH   SOLE   6,659 0 0
COCA COLA CO COMMON 191216100   7,614,958 122,309 SH   SOLE   122,309 0 0
COMMUNICATION SERVICE COMMON 81369Y852   49,757,667 513,971 SH   SOLE   513,971 0 0
CONOCOPHILLIPS COM COMMON 20825C104   390,631 3,939 SH   SOLE   3,939 0 0
CORTEVA INC COM COMMON 22052L104   952,428 16,721 SH   SOLE   16,721 0 0
COSTCO WHSL CORP NEW COMMON 22160K105   762,337 832 SH   SOLE   832 0 0
DBX ETF TR XTRACK MSC COMMON 233051630   5,056,838 208,186 SH   SOLE   208,186 0 0
DEERE & CO COM COMMON 244199105   232,188 548 SH   SOLE   548 0 0
DEUTSCHE DWS MUN TR D MUTUAL 25158T855   81,038 10,005 SH   SOLE   10,005 0 0
DISNEY WALT PRODTNS COMMON 254687106   762,859 6,851 SH   SOLE   6,851 0 0
DOMINION RES INC VA N COMMON 25746U109   532,191 9,881 SH   SOLE   9,881 0 0
DOW INC COMMON 260557103   1,044,022 26,016 SH   SOLE   26,016 0 0
DUKE ENERGY CORP NEW COMMON 26441C204   439,041 4,075 SH   SOLE   4,075 0 0
DUPONT DE NEMOURS INC COMMON 26614N102   1,244,324 16,319 SH   SOLE   16,319 0 0
EATON CORP PLC SHS COMMON G29183103   485,526 1,463 SH   SOLE   1,463 0 0
EDISON INTL COM COMMON 281020107   654,688 8,200 SH   SOLE   8,200 0 0
ENTERPRISE PRODS PART COMMON 293792107   373,811 11,920 SH   SOLE   11,920 0 0
EOG RES INC COM COMMON 26875P101   17,389,595 141,863 SH   SOLE   141,863 0 0
ERIE INDTY CO CL A COMMON 29530P102   275,370 668 SH   SOLE   668 0 0
EURO PAC GROWTH FD CL MUTUAL 298706110   901,698 16,766 SH   SOLE   16,766 0 0
EXXON MOBIL CORP COM COMMON 30231G102   15,951,517 148,289 SH   SOLE   148,289 0 0
FACEBOOK INC CL A COMMON 30303M102   876,508 1,497 SH   SOLE   1,497 0 0
FEDERATED HERMES SUS MUTUAL 314195405   136,273 20,129 SH   SOLE   20,129 0 0
FIDELITY CONCORD STR MUTUAL 315911693   219,922 1,364 SH   SOLE   1,364 0 0
FIRST TR EXCH TRADED COMMON 33739P707   5,061,934 79,980 SH   SOLE   79,980 0 0
FIRST TR EXCH TRADED COMMON 33739P608   15,059,667 245,032 SH   SOLE   245,032 0 0
FIRST TR EXCHANGE TRA COMMON 33733E104   233,074 2,654 SH   SOLE   2,654 0 0
FISERV INC COMMON 337738108   208,090 1,013 SH   SOLE   1,013 0 0
FORD MTR CO DEL COMMON 345370860   218,028 22,023 SH   SOLE   22,023 0 0
FRANKLIN TEMPLETON ET COMMON 35473P744   15,886,214 555,267 SH   SOLE   555,198 0 69
FREEPORT MCMORAN COPP COMMON 35671D857   491,499 12,907 SH   SOLE   12,907 0 0
FUNDAMENTAL INVS CL F MUTUAL 360802771   726,078 9,002 SH   SOLE   9,002 0 0
GLOBAL X FDS EMERGING COMMON 37960A636   245,970 9,266 SH   SOLE   9,266 0 0
GLOBAL X FDS NASDAQ 1 ETF - E 37954Y483   1,775,120 97,427 SH   SOLE   97,427 0 0
GLOBAL X FDS US INFR COMMON 37954Y673   30,463,111 753,850 SH   SOLE   753,738 0 112
GLOBAL X S&P 500 COVE COMMON 37954Y475   5,577,225 133,108 SH   SOLE   133,108 0 0
GLOBAL X X FDS RUSSEL COMMON 37954Y459   1,520,502 93,054 SH   SOLE   93,054 0 0
GOLDMAN SACHS ETF TR COMMON 381430503   195,414,916 1,696,604 SH   SOLE   1,696,482 0 122
GOLDMAN SACHS ETF TR COMMON 38149W630   1,151,470 23,485 SH   SOLE   23,485 0 0
GROWTH FD AMER CL F 3 MUTUAL 399874775   2,823,841 37,919 SH   SOLE   37,919 0 0
HARTFORD FDS EXCHANGE ETF - E 41653L503   2,458,892 63,603 SH   SOLE   63,603 0 0
HARTFORD FINL SVCS GR COMMON 416515104   26,671,350 243,796 SH   SOLE   243,796 0 0
HERSHEY FOODS CORP COMMON 427866108   1,113,815 6,577 SH   SOLE   6,577 0 0
HOME DEPOT INC COM COMMON 437076102   1,461,824 3,758 SH   SOLE   3,758 0 0
HONEYWELL INTL INC CO COMMON 438516106   216,854 960 SH   SOLE   960 0 0
HUNTINGTON BANCSHARES COMMON 446150104   240,780 14,799 SH   SOLE   14,799 0 0
HUTCHISON PORT HLDGS COMMON 44842D101   158,352 48,278 SH   SOLE   48,278 0 0
INCOME FD AMER INC CL MUTUAL 453320772   291,664 11,953 SH   SOLE   11,953 0 0
INTERNATIONAL BUSINES COMMON 459200101   758,414 3,450 SH   SOLE   3,450 0 0
INTERNATIONAL GROWTH MUTUAL 45956T774   433,019 12,085 SH   SOLE   12,085 0 0
INVESCO EXCH TRADED F COMMON 46138E123   21,785,234 162,131 SH   SOLE   162,108 0 23
INVESCO EXCH TRD SLF COMMON 46138J577   16,772,601 914,536 SH   SOLE   914,323 0 213
INVESCO FTSE RAFI US COMMON 46137V597   495,325 11,904 SH   SOLE   11,904 0 0
INVESCO NASDAQ 100 ET COMMON 46138G649   4,846,453 23,029 SH   SOLE   22,948 0 81
INVESCO QQQ TR UNIT S COMMON 46090E103   85,265,148 166,784 SH   SOLE   166,739 0 45
INVESTMENT CO AMER CL MUTUAL 461308777   507,483 8,804 SH   SOLE   8,804 0 0
ISHARES INC CORE MSCI COMMON 46434G103   26,177,023 501,283 SH   SOLE   501,200 0 83
ISHARES INC MSCI CDA COMMON 464286509   428,671 10,637 SH   SOLE   10,637 0 0
ISHARES INC MSCI EMRG ETF - E 46434G764   38,858,846 700,790 SH   SOLE   700,715 0 75
ISHARES TR 0-5YR HI Y COMMON 46434V407   11,859,228 278,320 SH   SOLE   278,320 0 0
ISHARES TR 10 YR INV COMMON 464289511   84,657,477 1,713,713 SH   SOLE   1,713,369 0 344
ISHARES TR 20 YR TRS COMMON 464287432   560,135 6,414 SH   SOLE   6,414 0 0
ISHARES TR 7-10 YR TR COMMON 464287440   2,635,380 28,506 SH   SOLE   28,506 0 0
ISHARES TR CALIF MUN COMMON 464288356   1,286,452 22,459 SH   SOLE   22,459 0 0
ISHARES TR CORE MSCI COMMON 46432F842   126,670,824 1,802,373 SH   SOLE   1,802,373 0 0
ISHARES TR EAFE VALUE COMMON 464288877   128,781,443 2,454,382 SH   SOLE   2,454,120 0 262
ISHARES TR HIGH YLD C COMMON 46436E320   383,940 12,085 SH   SOLE   12,085 0 0
ISHARES TR ISHS 1-5YR COMMON 464288646   13,537,705 261,851 SH   SOLE   261,807 0 44
ISHARES TR JPMORGAN U COMMON 464288281   450,631 5,061 SH   SOLE   5,061 0 0
ISHARES TR LEHMAN 10- COMMON 464288653   42,516,742 427,132 SH   SOLE   427,132 0 0
ISHARES TR LEHMAN AGG COMMON 464287226   6,209,748 64,084 SH   SOLE   64,084 0 0
ISHARES TR LEHMAN INT COMMON 464288638   741,229 14,390 SH   SOLE   14,390 0 0
ISHARES TR MSCI ACWI COMMON 464288240   512,420 9,824 SH   SOLE   9,824 0 0
ISHARES TR MSCI EAFE COMMON 464287465   524,204 6,933 SH   SOLE   6,933 0 0
ISHARES TR MSCI EURO COMMON 464289180   12,262,756 526,298 SH   SOLE   526,233 0 65
ISHARES TR RUSSELL 20 COMMON 464287655   511,080 2,313 SH   SOLE   2,313 0 0
ISHARES TR RUSSELL MI COMMON 464287499   823,269 9,313 SH   SOLE   9,313 0 0
ISHARES TR RUSSELL100 COMMON 464287614   1,784,622 4,444 SH   SOLE   4,444 0 0
ISHARES TR RUSSELL100 COMMON 464287598   651,287 3,518 SH   SOLE   3,518 0 0
ISHARES TR S&P 100 ID COMMON 464287101   779,028 2,697 SH   SOLE   2,697 0 0
ISHARES TR S&P 500 IN COMMON 464287200   385,047,813 654,086 SH   SOLE   654,086 0 0
ISHARES TR S&P 500 VA COMMON 464287408   264,941 1,388 SH   SOLE   1,388 0 0
ISHARES TR S&P MIDCAP COMMON 464287507   27,748,040 445,322 SH   SOLE   445,255 0 67
ISHARES TR S&P NATL M COMMON 464288414   280,866 2,636 SH   SOLE   2,636 0 0
ISHARES TR S&P SMLCAP COMMON 464287804   61,732,130 535,776 SH   SOLE   535,696 0 80
ISHARES TR S&P500 GRW COMMON 464287309   1,876,376 18,481 SH   SOLE   18,481 0 0
ISHARES TR TR U.S. ME COMMON 464288810   19,956,713 342,017 SH   SOLE   341,977 0 40
ISHARES TR U.S. FIN S COMMON 464287770   121,106,097 1,556,433 SH   SOLE   1,556,320 0 113
ISHARES TR U.S. TECH COMMON 464287721   129,636,902 812,668 SH   SOLE   812,569 0 99
J P MORGAN EXCHANGE T COMMON 46641Q746   39,321,883 1,033,698 SH   SOLE   1,033,534 0 164
J P MORGAN EXCHANGE T ETF - E 46641Q332   115,227,837 2,002,917 SH   SOLE   2,002,668 0 249
J P MORGAN EXCHANGE T COMMON 46654Q757   25,916,106 469,855 SH   SOLE   469,855 0 0
J P MORGAN EXCHANGE T ETF - E 46641Q647   4,647,200 92,666 SH   SOLE   92,666 0 0
J P MORGAN EXCHANGE T COMMON 46654Q203   139,373,988 2,472,046 SH   SOLE   2,471,974 0 72
J P MORGAN EXCHANGE-T COMMON 46641Q225   38,848,838 550,344 SH   SOLE   550,271 0 73
JANUS DETROIT STR TR COMMON 47103U845   120,982,682 2,385,775 SH   SOLE   2,385,775 0 0
JOHNSON & JOHNSON COM COMMON 478160104   908,214 6,280 SH   SOLE   6,280 0 0
JP MORGAN EXCHANGE TR COMMON 46641Q837   2,123,094 42,149 SH   SOLE   42,149 0 0
JPMORGAN CHASE & CO. COMMON 46625H100   36,798,325 153,511 SH   SOLE   153,511 0 0
KINDER MORGAN INC DEL COMMON 49456B101   1,537,765 56,122 SH   SOLE   56,122 0 0
LAS VEGAS SANDS CORP COMMON 517834107   526,800 10,257 SH   SOLE   10,257 0 0
LATTICE STRATEGIES TR COMMON 518416870   37,466,488 663,192 SH   SOLE   663,070 0 122
LEIDOS HLDGS INC COM COMMON 525327102   582,867 4,046 SH   SOLE   4,046 0 0
LENNOX INTL INC COM COMMON 526107107   2,211,759 3,630 SH   SOLE   3,630 0 0
LILLY ELI & CO COM COMMON 532457108   3,980,432 5,156 SH   SOLE   5,156 0 0
LISTED FD TR SHARES L COMMON 53656F805   296,304 6,353 SH   SOLE   6,353 0 0
LOCKHEED MARTIN CORP COMMON 539830109   285,733 588 SH   SOLE   588 0 0
LOWES COS INC COM COMMON 548661107   522,476 2,117 SH   SOLE   2,117 0 0
MAGNA INTL INC CL A COMMON 559222401   230,179 5,508 SH   SOLE   5,508 0 0
MAINSTAY FDS TR MACKA MUTUAL 56064L355   405,658 42,972 SH   SOLE   42,972 0 0
MASTERCARD INC CL A COMMON 57636Q104   1,459,125 2,771 SH   SOLE   2,771 0 0
MCDONALDS CORP COM COMMON 580135101   1,073,173 3,702 SH   SOLE   3,702 0 0
MCKESSON CORP COM COMMON 58155Q103   222,835 391 SH   SOLE   391 0 0
MEDICAL PPTYS TRUST I COMMON 58463J304   48,158 12,192 SH   SOLE   12,192 0 0
MERCK & CO. INC COM COMMON 58933Y105   1,302,094 13,089 SH   SOLE   13,089 0 0
MFS SER TR I VALUE FD MUTUAL 552983694   334,536 6,857 SH   SOLE   6,857 0 0
MICROSOFT CORP COM COMMON 594918104   76,158,990 180,685 SH   SOLE   180,685 0 0
MONEY MKT OBLIGS TR F MUTUAL 60934N625   1,678,574 1,678,574 SH   SOLE   1,678,574 0 0
MSA SAFETY INC COM COMMON 553498106   439,622 2,652 SH   SOLE   2,652 0 0
NETFLIX INC COM COMMON 64110L106   227,287 255 SH   SOLE   255 0 0
NEW PERSPECTIVE FD IN MUTUAL 648018778   310,688 5,003 SH   SOLE   5,003 0 0
NEW WORLD DEV LTD SPO COMMON 649274305   27,184 81,855 SH   SOLE   81,855 0 0
NEW WORLD FD INC NEW MUTUAL 649280773   1,506,951 19,566 SH   SOLE   19,566 0 0
NORTHROP GRUMMAN CORP COMMON 666807102   205,080 437 SH   SOLE   437 0 0
NUVEEN MUN TR HI YLD MUTUAL 67065Q772   153,524 10,380 SH   SOLE   10,380 0 0
NVIDIA CORPORATION CO COMMON 67066G104   97,040,216 722,616 SH   SOLE   722,616 0 0
ORACLE SYS CORP COMMON 68389X105   478,423 2,871 SH   SOLE   2,871 0 0
PACIFIC BASIN SHIPPIN FOREIGN 69402P103   43,483 10,298 SH   SOLE   10,298 0 0
PEPSICO INC COM COMMON 713448108   643,670 4,233 SH   SOLE   4,233 0 0
PIMCO ETF TR 0-5 HIGH COMMON 72201R783   216,869 2,315 SH   SOLE   2,315 0 0
PIMCO ETF TR 25YR ZE COMMON 72201R882   17,327,163 252,508 SH   SOLE   252,479 0 29
PIMCO FDS INCOM FD IN MUTUAL 72201F490   174,062 16,546 SH   SOLE   16,546 0 0
PNC FINL SVCS GROUP I COMMON 693475105   385,893 2,001 SH   SOLE   2,001 0 0
PRICE T ROWE GROWTH S MUTUAL 741479406   278,207 2,626 SH   SOLE   2,626 0 0
PRIMECAP ODYSSEY FDS MUTUAL 74160Q301   510,616 15,188 SH   SOLE   15,188 0 0
PRINCIPAL FDS INC EQT MUTUAL 74254U499   381,814 9,778 SH   SOLE   9,778 0 0
PROCTER AND GAMBLE CO COMMON 742718109   6,085,360 36,298 SH   SOLE   36,298 0 0
PROGRESSIVE CORP OHIO COMMON 743315103   232,661 971 SH   SOLE   971 0 0
PROLOGIS INC. COM COMMON 74340W103   12,267,356 116,058 SH   SOLE   116,058 0 0
PROXIMUS S A UNSPONSO COMMON 74428W108   53,059 50,984 SH   SOLE   50,984 0 0
QUALCOMM INC COM COMMON 747525103   388,044 2,526 SH   SOLE   2,526 0 0
RAYTHEON TECHNOLOGIES COMMON 75513E101   429,090 3,708 SH   SOLE   3,708 0 0
ROWE T PRICE INDEX TR MUTUAL 779552405   364,052 2,354 SH   SOLE   2,354 0 0
ROWE T PRICE INSTL IN MUTUAL 77958B402   113,905 12,003 SH   SOLE   12,003 0 0
ROWE T PRICE INTL FDS MUTUAL 77956H435   253,155 20,204 SH   SOLE   20,204 0 0
RTL GROUP SA UNSPONSO COMMON 74973Y103   39,794 14,393 SH   SOLE   14,393 0 0
RUSSELL INVT CO TAX M MUTUAL 78249R164   208,827 18,480 SH   SOLE   18,480 0 0
RUSSELL INVT CO TAX M MUTUAL 782493720   1,586,406 18,781 SH   SOLE   18,781 0 0
SALESFORCE COM INC CO COMMON 79466L302   222,664 666 SH   SOLE   666 0 0
SCHWAB STRATEGIC TR 5 COMMON 808524698   180,050,944 8,158,176 SH   SOLE   8,158,176 0 0
SELECT SECTOR SPDR TR COMMON 81369Y506   66,884,157 780,809 SH   SOLE   780,741 0 68
SELECT SECTOR SPDR TR COMMON 81369Y308   16,952,802 215,656 SH   SOLE   215,629 0 27
SELECT SECTOR SPDR TR COMMON 81369Y407   53,433,824 238,171 SH   SOLE   238,166 0 5
SELECT SECTOR SPDR TR COMMON 81369Y209   69,606,529 505,971 SH   SOLE   505,957 0 14
SELECT SECTOR SPDR TR COMMON 81369Y704   56,097,674 425,756 SH   SOLE   425,756 0 0
SELECT SECTOR SPDR TR COMMON 81369Y803   142,414,766 612,484 SH   SOLE   612,484 0 0
SELECT SECTOR SPDR TR COMMON 81369Y886   279,145 3,688 SH   SOLE   3,688 0 0
SELECT SECTOR SPDR TR COMMON 81369Y100   19,113,702 227,165 SH   SOLE   227,165 0 0
SMALLCAP WORLD FUND I MUTUAL 831681770   215,794 3,133 SH   SOLE   3,133 0 0
SPDR SER TR PORTFOLIO COMMON 78468R853   1,001,042 22,285 SH   SOLE   22,285 0 0
SPDR SERIES TRUST POR COMMON 78464A649   185,180,374 7,410,178 SH   SOLE   7,410,178 0 0
SPDR SERIES TRUST POR COMMON 78464A367   470,298 21,156 SH   SOLE   21,156 0 0
SPDR SERIES TRUST POR COMMON 78464A854   84,058,650 1,219,301 SH   SOLE   1,219,301 0 0
SPDR SERIES TRUST S&P COMMON 78464A763   267,767 2,027 SH   SOLE   2,027 0 0
SPDR S&P MIDCAP 400 E COMMON 78467Y107   271,690 477 SH   SOLE   477 0 0
SPDR TR UNIT SER 1 COMMON 78462F103   792,966 1,353 SH   SOLE   1,353 0 0
STARBUCKS CORP COM COMMON 855244109   485,359 5,319 SH   SOLE   5,319 0 0
STOCK YDS BANCORP INC COMMON 861025104   311,862 4,355 SH   SOLE   4,355 0 0
STRYKER CORP COM COMMON 863667101   3,166,640 8,795 SH   SOLE   8,795 0 0
TAIWAN SEMICONDUCTOR FOREIGN 874039100   224,744 1,138 SH   SOLE   1,138 0 0
TAX EXEMPT BD FD AMER MUTUAL 876902800   910,367 73,476 SH   SOLE   73,476 0 0
TESLA MTRS INC COM COMMON 88160R101   4,639,718 11,489 SH   SOLE   11,489 0 0
THERMO ELECTRON CORP COMMON 883556102   251,791 484 SH   SOLE   484 0 0
THORNBURG INVT TR STR MUTUAL 885215194   161,375 14,231 SH   SOLE   14,231 0 0
TOMPKINS FINL CORP CO COMMON 890110109   203,490 3,000 SH   SOLE   3,000 0 0
TRAVELERS COMPANIES I COMMON 89417E109   251,971 1,046 SH   SOLE   1,046 0 0
TRUIST FINL CORP COM COMMON 89832Q109   269,954 6,223 SH   SOLE   6,223 0 0
UNION PAC CORP COMMON 907818108   606,130 2,658 SH   SOLE   2,658 0 0
UNITEDHEALTH GROUP IN COMMON 91324P102   15,030,054 29,711 SH   SOLE   29,711 0 0
VANECK ETF TRUST MRNG COMMON 92189F593   22,827,352 753,502 SH   SOLE   753,362 0 140
VANECK ETF TRUST SEMI COMMON 92189F676   21,779,737 89,935 SH   SOLE   89,935 0 0
VANECK VECTORS FALLEN COMMON 92189F437   20,940,998 730,415 SH   SOLE   730,284 0 131
VANGUARD 500 INDEX FU MUTUAL 922908710   2,673,712 4,926 SH   SOLE   4,926 0 0
VANGUARD BD INDEX FD COMMON 921937835   164,089,683 2,281,875 SH   SOLE   2,281,875 0 0
VANGUARD CHESTER FDS MUTUAL 92202E839   433,156 8,452 SH   SOLE   8,452 0 0
VANGUARD FENWAY FDS P MUTUAL 921921508   446,111 13,341 SH   SOLE   13,341 0 0
VANGUARD INDEX FDS GR COMMON 922908736   755,210 1,840 SH   SOLE   1,840 0 0
VANGUARD INDEX FDS MI COMMON 922908629   567,351 2,148 SH   SOLE   2,148 0 0
VANGUARD INDEX FDS S& COMMON 922908363   1,021,045 1,895 SH   SOLE   1,895 0 0
VANGUARD INDEX FDS TO MUTUAL 922908728   841,699 5,968 SH   SOLE   5,968 0 0
VANGUARD INDEX FDS VA COMMON 922908744   1,304,964 7,708 SH   SOLE   7,708 0 0
VANGUARD INTL EQUITY COMMON 922042858   253,054 5,746 SH   SOLE   5,746 0 0
VANGUARD MONY MKT RES MUTUAL 922906508   25,760 25,760 SH   SOLE   25,760 0 0
VANGUARD MUN BD FDS T COMMON 922907746   1,154,143 23,023 SH   SOLE   23,023 0 0
VANGUARD SCOTTSDALE F COMMON 92206C706   29,541,324 509,332 SH   SOLE   509,332 0 0
VANGUARD SCOTTSDALE F COMMON 92206C870   115,787,104 1,442,470 SH   SOLE   1,442,470 0 0
VANGUARD SCOTTSDALE F COMMON 92206C813   17,069,657 228,265 SH   SOLE   228,265 0 0
VANGUARD SCOTTSDALE F COMMON 92206C847   741,967 13,405 SH   SOLE   13,405 0 0
VANGUARD SCOTTSDALE F COMMON 92206C409   64,727,266 829,730 SH   SOLE   829,730 0 0
VANGUARD SPECIALIZED ETF - E 921908844   765,695 3,910 SH   SOLE   3,910 0 0
VANGUARD TAX-MANAGED COMMON 921943858   2,775,138 58,033 SH   SOLE   58,033 0 0
VANGUARD WHITEHALL FD COMMON 921946406   216,903 1,700 SH   SOLE   1,700 0 0
VANGUARD WORLD FD EXT COMMON 921910709   49,899,082 736,844 SH   SOLE   736,844 0 0
VANGUARD WORLD FD MEG COMMON 921910873   331,112 1,557 SH   SOLE   1,557 0 0
VANGUARD WORLD FDS EN COMMON 92204A306   391,346 3,226 SH   SOLE   3,226 0 0
VANGUARD WORLD FDS IN COMMON 92204A702   1,343,088 2,160 SH   SOLE   2,160 0 0
VERIZON COMMUNICATION COMMON 92343V104   363,349 9,086 SH   SOLE   9,086 0 0
VISA INC COM CL A COMMON 92826C839   10,230,645 32,371 SH   SOLE   32,371 0 0
WALMART INC COM COMMON 931142103   52,159,231 577,301 SH   SOLE   577,301 0 0
WASHINGTON MUT INVS F MUTUAL 939330775   930,499 15,125 SH   SOLE   15,125 0 0
WELLS FARGO & CO NEW COMMON 949746101   7,690,999 109,496 SH   SOLE   109,496 0 0
WESBANCO INC COM COMMON 950810101   585,720 18,000 SH   SOLE   18,000 0 0
WESTLAKE CHEM CORP CO COMMON 960413102   799,340 6,972 SH   SOLE   6,972 0 0
WEYERHAEUSER CO COM COMMON 962166104   455,157 16,169 SH   SOLE   16,169 0 0
WHIRLPOOL CORP COMMON 963320106   1,144,800 10,000 SH   SOLE   10,000 0 0
WISDOMTREE TR EUROPE COMMON 97717X701   1,260,797 28,838 SH   SOLE   28,838 0 0
XEROX HOLDINGS CORP COMMON 98421M106   94,703 11,234 SH   SOLE   11,234 0 0