The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   5,122,196 46,984 SH   SOLE   0 0 46,984
ABBVIE INC COM 00287Y109   248,442 1,844 SH   SOLE   0 0 1,844
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,030,256 9,820 SH   SOLE   0 0 9,820
ADOBE SYSTEMS INCORPORATED COM 00724F101   3,889,263 7,954 SH   SOLE   0 0 7,954
ALPHABET INC CAP STK CL C 02079K107   1,212,482 10,023 SH   SOLE   0 0 10,023
ALPHABET INC CAP STK CL A 02079K305   9,996,585 83,514 SH   SOLE   0 0 83,514
AMAZON COM INC COM 023135106   7,606,290 58,348 SH   SOLE   0 0 58,348
AON PLC SHS CL A G0403H108   4,058,862 11,758 SH   SOLE   0 0 11,758
APPLE INC COM 037833100   20,593,538 106,169 SH   SOLE   0 0 106,169
ARCHER DANIELS MIDLAND CO COM 039483102   231,440 3,063 SH   SOLE   0 0 3,063
AUTOZONE INC COM 053332102   1,967,261 789 SH   SOLE   0 0 789
AVERY DENNISON CORP COM 053611109   961,908 5,599 SH   SOLE   0 0 5,599
BANK AMERICA CORP COM 060505104   345,255 12,034 SH   SOLE   0 0 12,034
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,704,130 7,930 SH   SOLE   0 0 7,930
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,071,240 4 SH   SOLE   0 0 4
BLACKSTONE INC COM 09260D107   2,699,415 29,035 SH   SOLE   0 0 29,035
BROADCOM INC COM 11135F101   2,164,238 2,495 SH   SOLE   0 0 2,495
CALIFORNIA BANCORP INC COM 13005U101   239,250 15,950 SH   SOLE   0 0 15,950
CATERPILLAR INC COM 149123101   563,947 2,292 SH   SOLE   0 0 2,292
CHEVRON CORP NEW COM 166764100   3,693,896 23,476 SH   SOLE   0 0 23,476
CISCO SYS INC COM 17275R102   748,730 14,471 SH   SOLE   0 0 14,471
CONOCOPHILLIPS COM 20825C104   425,008 4,102 SH   SOLE   0 0 4,102
COSTCO WHSL CORP NEW COM 22160K105   8,033,348 14,921 SH   SOLE   0 0 14,921
CVS HEALTH CORP COM 126650100   1,886,350 27,287 SH   SOLE   0 0 27,287
DANAHER CORPORATION COM 235851102   1,605,120 6,688 SH   SOLE   0 0 6,688
DEERE & CO COM 244199105   2,157,880 5,326 SH   SOLE   0 0 5,326
DOLLAR GEN CORP NEW COM 256677105   1,426,322 8,401 SH   SOLE   0 0 8,401
DOLLAR TREE INC COM 256746108   216,972 1,512 SH   SOLE   0 0 1,512
DOVER CORP COM 260003108   488,574 3,309 SH   SOLE   0 0 3,309
ECOLAB INC COM 278865100   337,909 1,810 SH   SOLE   0 0 1,810
EXXON MOBIL CORP COM 30231G102   778,421 7,258 SH   SOLE   0 0 7,258
FASTENAL CO COM 311900104   405,969 6,882 SH   SOLE   0 0 6,882
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103   661,934 12,539 SH   SOLE   0 0 12,539
GRAINGER W W INC COM 384802104   2,984,813 3,785 SH   SOLE   0 0 3,785
HOME DEPOT INC COM 437076102   3,371,376 10,853 SH   SOLE   0 0 10,853
HONEYWELL INTL INC COM 438516106   734,965 3,542 SH   SOLE   0 0 3,542
ILLINOIS TOOL WKS INC COM 452308109   3,436,031 13,735 SH   SOLE   0 0 13,735
INTEL CORP COM 458140100   449,935 13,455 SH   SOLE   0 0 13,455
INTERNATIONAL BUSINESS MACHS COM 459200101   3,575,938 26,724 SH   SOLE   0 0 26,724
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   15,387,094 654,213 SH   SOLE   0 0 654,213
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   24,186,769 299,675 SH   SOLE   0 0 299,675
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   22,649,073 448,941 SH   SOLE   0 0 448,941
INVESCO QQQ TR UNIT SER 1 46090E103   2,045,479 5,537 SH   SOLE   0 0 5,537
INVESTMENT MANAGERS SER TR KNWLDL LD ETF 46143U849   10,477,712 256,957 SH   SOLE   0 0 256,957
ISHARES GOLD TR ISHARES NEW 464285204   407,386 11,195 SH   SOLE   0 0 11,195
ISHARES TR RUS 1000 GRW ETF 464287614   18,219,616 66,210 SH   SOLE   0 0 66,210
ISHARES TR S&P 500 VAL ETF 464287408   668,616 4,148 SH   SOLE   0 0 4,148
ISHARES TR MSCI EMG MKT ETF 464287234   1,453,909 36,752 SH   SOLE   0 0 36,752
ISHARES TR CORE MSCI TOTAL 46432F834   1,534,816 24,510 SH   SOLE   0 0 24,510
ISHARES TR CORE S&P500 ETF 464287200   230,487 517 SH   SOLE   0 0 517
ISHARES TR MSCI INTL QUALTY 46434V456   13,724,370 385,516 SH   SOLE   0 0 385,516
ISHARES TR 7-10 YR TRSY BD 464287440   38,075,759 394,159 SH   SOLE   0 0 394,159
ISHARES TR 0-5 YR TIPS ETF 46429B747   773,968 7,930 SH   SOLE   0 0 7,930
ISHARES TR CORE S&P SCP ETF 464287804   1,081,800 10,856 SH   SOLE   0 0 10,856
ISHARES TR CORE S&P MCP ETF 464287507   285,275 1,091 SH   SOLE   0 0 1,091
ISHARES TR COHEN STEER REIT 464287564   1,034,880 18,623 SH   SOLE   0 0 18,623
ISHARES TR RUSSELL 2000 ETF 464287655   337,086 1,800 SH   SOLE   0 0 1,800
ISHARES TR S&P 500 GRWT ETF 464287309   701,769 9,957 SH   SOLE   0 0 9,957
ISHARES TR MSCI EAFE ETF 464287465   924,520 12,752 SH   SOLE   0 0 12,752
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   402,875 8,035 SH   SOLE   0 0 8,035
JOHNSON & JOHNSON COM 478160104   6,147,788 37,142 SH   SOLE   0 0 37,142
JPMORGAN CHASE & CO COM 46625H100   979,393 6,734 SH   SOLE   0 0 6,734
LABORATORY CORP AMER HLDGS COM NEW 50540R409   252,190 1,045 SH   SOLE   0 0 1,045
LILLY ELI & CO COM 532457108   665,014 1,418 SH   SOLE   0 0 1,418
LOCKHEED MARTIN CORP COM 539830109   2,713,940 5,895 SH   SOLE   0 0 5,895
LOWES COS INC COM 548661107   473,293 2,097 SH   SOLE   0 0 2,097
MARSH & MCLENNAN COS INC COM 571748102   4,433,986 23,575 SH   SOLE   0 0 23,575
MASTERCARD INCORPORATED CL A 57636Q104   942,347 2,396 SH   SOLE   0 0 2,396
MCDONALDS CORP COM 580135101   661,575 2,217 SH   SOLE   0 0 2,217
MEDTRONIC PLC SHS G5960L103   306,852 3,483 SH   SOLE   0 0 3,483
MERCK & CO INC COM 58933Y105   4,616,177 40,005 SH   SOLE   0 0 40,005
META PLATFORMS INC CL A 30303M102   3,866,577 13,473 SH   SOLE   0 0 13,473
MICROSOFT CORP COM 594918104   16,578,849 48,684 SH   SOLE   0 0 48,684
MONDELEZ INTL INC CL A 609207105   244,057 3,346 SH   SOLE   0 0 3,346
MOTOROLA SOLUTIONS INC COM NEW 620076307   317,036 1,081 SH   SOLE   0 0 1,081
NORFOLK SOUTHN CORP COM 655844108   382,091 1,685 SH   SOLE   0 0 1,685
NORTHROP GRUMMAN CORP COM 666807102   473,576 1,039 SH   SOLE   0 0 1,039
NVIDIA CORPORATION COM 67066G104   3,692,119 8,728 SH   SOLE   0 0 8,728
OLD DOMINION FREIGHT LINE IN COM 679580100   2,785,080 7,532 SH   SOLE   0 0 7,532
ORACLE CORP COM 68389X105   2,942,714 24,710 SH   SOLE   0 0 24,710
OTIS WORLDWIDE CORP COM 68902V107   212,111 2,383 SH   SOLE   0 0 2,383
PALO ALTO NETWORKS INC COM 697435105   862,091 3,374 SH   SOLE   0 0 3,374
PARKER-HANNIFIN CORP COM 701094104   1,317,555 3,378 SH   SOLE   0 0 3,378
PEPSICO INC COM 713448108   250,973 1,355 SH   SOLE   0 0 1,355
PFIZER INC COM 717081103   590,218 16,091 SH   SOLE   0 0 16,091
PHILIP MORRIS INTL INC COM 718172109   661,668 6,778 SH   SOLE   0 0 6,778
PIMCO ETF TR ACTIVE BD ETF 72201R775   3,549,725 38,744 SH   SOLE   0 0 38,744
PROCTER AND GAMBLE CO COM 742718109   676,609 4,459 SH   SOLE   0 0 4,459
PROGRESSIVE CORP COM 743315103   4,515,008 34,109 SH   SOLE   0 0 34,109
RAYTHEON TECHNOLOGIES CORP COM 75513E101   576,691 5,887 SH   SOLE   0 0 5,887
RLX TECHNOLOGY INC SPONSORED ADS 74969N103   18,086 10,218 SH   SOLE   0 0 10,218
S&P GLOBAL INC COM 78409V104   384,053 958 SH   SOLE   0 0 958
SALESFORCE INC COM 79466L302   256,470 1,214 SH   SOLE   0 0 1,214
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   6,335,245 47,730 SH   SOLE   0 0 47,730
SHERWIN WILLIAMS CO COM 824348106   3,100,477 11,677 SH   SOLE   0 0 11,677
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,049,687 2,368 SH   SOLE   0 0 2,368
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,616,321 3,375 SH   SOLE   0 0 3,375
SPDR SER TR PORTFOLIO S&P600 78468R853   501,218 12,905 SH   SOLE   0 0 12,905
SPDR SER TR S&P KENSHO NEW 78468R648   508,230 11,395 SH   SOLE   0 0 11,395
SPDR SER TR S&P INS ETF 78464A789   5,720,543 139,935 SH   SOLE   0 0 139,935
SPDR SER TR PORTFOLIO S&P500 78464A854   388,949 7,464 SH   SOLE   0 0 7,464
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   13,134,182 493,210 SH   SOLE   0 0 493,210
SYSCO CORP COM 871829107   323,141 4,355 SH   SOLE   0 0 4,355
TESLA INC COM 88160R101   1,749,932 6,685 SH   SOLE   0 0 6,685
TEXAS INSTRS INC COM 882508104   2,989,472 16,606 SH   SOLE   0 0 16,606
THE CIGNA GROUP COM 125523100   944,219 3,365 SH   SOLE   0 0 3,365
THERMO FISHER SCIENTIFIC INC COM 883556102   5,552,115 10,641 SH   SOLE   0 0 10,641
T-MOBILE US INC COM 872590104   304,330 2,191 SH   SOLE   0 0 2,191
UNION PAC CORP COM 907818108   3,441,913 16,821 SH   SOLE   0 0 16,821
UNITEDHEALTH GROUP INC COM 91324P102   6,167,091 12,831 SH   SOLE   0 0 12,831
VALERO ENERGY CORP COM 91913Y100   1,101,682 9,392 SH   SOLE   0 0 9,392
VANGUARD INDEX FDS TOTAL STK MKT 922908769   611,277 2,775 SH   SOLE   0 0 2,775
VANGUARD INDEX FDS GROWTH ETF 922908736   4,804,284 16,979 SH   SOLE   0 0 16,979
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   551,457 1,354 SH   SOLE   0 0 1,354
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   407,096 7,482 SH   SOLE   0 0 7,482
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   18,419,309 398,859 SH   SOLE   0 0 398,859
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   962,055 9,070 SH   SOLE   0 0 9,070
VERIZON COMMUNICATIONS INC COM 92343V104   261,594 7,034 SH   SOLE   0 0 7,034
VISA INC COM CL A 92826C839   7,022,917 29,573 SH   SOLE   0 0 29,573
WALMART INC COM 931142103   798,160 5,078 SH   SOLE   0 0 5,078
WASTE CONNECTIONS INC COM 94106B101   4,533,883 31,721 SH   SOLE   0 0 31,721
WASTE MGMT INC DEL COM 94106L109   218,509 1,260 SH   SOLE   0 0 1,260
WIPRO LTD SPON ADR 1 SH 97651M109   63,130 13,375 SH   SOLE   0 0 13,375
WISDOMTREE TR US QTLY DIV GRT 97717X669   7,142,751 107,152 SH   SOLE   0 0 107,152
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   35,368,771 702,877 SH   SOLE   0 0 702,877
WORLD GOLD TR SPDR GLD MINIS 98149E303   25,153,798 660,378 SH   SOLE   0 0 660,378
WP CAREY INC COM 92936U109   253,080 3,746 SH   SOLE   0 0 3,746
ZOETIS INC CL A 98978V103   2,616,387 15,193 SH   SOLE   0 0 15,193