The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ATLANTIC AMERN CORP COM 048209100   30,420 18,000 SH   SOLE   0 0 18,000
APPLE INC COM 037833100   3,541,565 16,815 SH   SOLE   0 0 16,815
ABBVIE INC COM 00287Y109   3,078,182 17,946 SH   SOLE   0 0 17,946
ABBOTT LABS COM 002824100   492,014 4,735 SH   SOLE   0 0 4,735
AFLAC INC COM 001055102   627,772 7,029 SH   SOLE   0 0 7,029
FEDERAL AGRIC MTG CORP CL C 313148306   783,027 4,330 SH   SOLE   0 0 4,330
ALBEMARLE CORP COM 012653101   221,932 2,323 SH   SOLE   0 0 2,323
ALLSTATE CORP COM 020002101   570,984 3,576 SH   SOLE   0 0 3,576
ADVANCED MICRO DEVICES INC COM 007903107   4,439,525 27,369 SH   SOLE   0 0 27,369
AMGEN INC COM 031162100   429,619 1,375 SH   SOLE   0 0 1,375
AMER SOFTWARE INC CL A 029683109   1,416,879 155,189 SH   SOLE   0 0 155,189
AMAZON COM INC COM 023135106   540,134 2,795 SH   SOLE   0 0 2,795
AVADEL PHARMACEUTICALS PLC COM SHS G29687103   1,258,019 89,475 SH   SOLE   0 0 89,475
BROADCOM INC COM 11135F101   849,325 529 SH   SOLE   0 0 529
AMERICAN EXPRESS CO COM 025816109   1,974,810 8,529 SH   SOLE   0 0 8,529
ASTRAZENECA PLC SPONSORED ADR 046353108   1,235,362 15,840 SH   SOLE   0 0 15,840
BOEING CO COM 097023105   1,561,132 8,577 SH   SOLE   0 0 8,577
BANK AMERICA CORP COM 060505104   1,867,784 46,965 SH   SOLE   0 0 46,965
BEL FUSE INC CL B 077347300   3,517,513 53,917 SH   SOLE   0 0 53,917
BUNGE GLOBAL SA COM SHS H11356104   218,879 2,050 SH   SOLE   0 0 2,050
B & G FOODS INC NEW COM 05508R106   430,014 53,220 SH   SOLE   0 0 53,220
BIOGEN INC COM 09062X103   239,238 1,032 SH   SOLE   0 0 1,032
BRISTOL-MYERS SQUIBB CO COM 110122108   335,216 8,072 SH   SOLE   0 0 8,072
BP PLC SPONSORED ADR 055622104   1,490,852 41,298 SH   SOLE   0 0 41,298
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   402,732 990 SH   SOLE   0 0 990
BLACKROCK CR ALLOCATION INCO COM 092508100   144,585 13,500 SH   SOLE   0 0 13,500
BLACKSTONE INC COM 09260D107   1,536,977 12,415 SH   SOLE   0 0 12,415
CITIGROUP INC COM NEW 172967424   498,308 7,852 SH   SOLE   0 0 7,852
CARDINAL HEALTH INC COM 14149Y108   287,586 2,925 SH   SOLE   0 0 2,925
CATERPILLAR INC COM 149123101   2,585,428 7,762 SH   SOLE   0 0 7,762
CORECARD CORPORATION COM 45816D100   4,490,383 307,771 SH   SOLE   0 0 307,771
CLOROX CO DEL COM 189054109   610,930 4,477 SH   SOLE   0 0 4,477
CONOCOPHILLIPS COM 20825C104   1,531,623 13,391 SH   SOLE   0 0 13,391
COSTCO WHSL CORP NEW COM 22160K105   2,035,726 2,395 SH   SOLE   0 0 2,395
CAMPBELL SOUP CO COM 134429109   232,051 5,135 SH   SOLE   0 0 5,135
CISCO SYS INC COM 17275R102   1,496,210 31,493 SH   SOLE   0 0 31,493
CSX CORP COM 126408103   582,038 17,400 SH   SOLE   0 0 17,400
CVS HEALTH CORP COM 126650100   597,233 10,112 SH   SOLE   0 0 10,112
CHEVRON CORP NEW COM 166764100   4,610,834 29,477 SH   SOLE   0 0 29,477
DUPONT DE NEMOURS INC COM 26614N102   426,517 5,299 SH   SOLE   0 0 5,299
DISNEY WALT CO COM 254687106   1,343,941 13,536 SH   SOLE   0 0 13,536
DOW INC COM 260557103   685,789 12,927 SH   SOLE   0 0 12,927
DUKE ENERGY CORP NEW COM NEW 26441C204   295,139 2,945 SH   SOLE   0 0 2,945
DEVON ENERGY CORP NEW COM 25179M103   647,078 13,651 SH   SOLE   0 0 13,651
ISHARES TR SELECT DIVID ETF 464287168   397,782 3,288 SH   SOLE   0 0 3,288
EQUIFAX INC COM 294429105   23,930,317 98,698 SH   SOLE   0 0 98,698
EATON CORP PLC SHS G29183103   265,884 848 SH   SOLE   0 0 848
FORD MTR CO DEL COM 345370860   1,271,638 101,407 SH   SOLE   0 0 101,407
FREEPORT-MCMORAN INC CL B 35671D857   759,651 15,675 SH   SOLE   0 0 15,675
FEDEX CORP COM 31428X106   246,006 820 SH   SOLE   0 0 820
FIDELITY NATL INFORMATION SV COM 31620M106   5,076,660 67,365 SH   SOLE   0 0 67,365
FIFTH THIRD BANCORP COM 316773100   393,180 10,775 SH   SOLE   0 0 10,775
FLOWERS FOODS INC COM 343498101   258,075 11,625 SH   SOLE   0 0 11,625
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   657,724 13,309 SH   SOLE   0 0 13,309
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   63,700 10,000 SH   SOLE   0 0 10,000
GENERAL DYNAMICS CORP COM 369550108   362,675 1,250 SH   SOLE   0 0 1,250
GE AEROSPACE COM NEW 369604301   1,865,618 11,764 SH   SOLE   0 0 11,764
GE VERNOVA INC COM 36828A101   449,356 2,620 SH   SOLE   0 0 2,620
GILEAD SCIENCES INC COM 375558103   1,273,376 18,560 SH   SOLE   0 0 18,560
GENERAL MLS INC COM 370334104   571,687 9,037 SH   SOLE   0 0 9,037
GENWORTH FINL INC COM SHS 37247D106   120,800 20,000 SH   SOLE   0 0 20,000
ALPHABET INC CAP STK CL C 02079K107   212,217 1,157 SH   SOLE   0 0 1,157
GOLDMAN SACHS GROUP INC COM 38141G104   229,779 508 SH   SOLE   0 0 508
HALLIBURTON CO COM 406216101   381,760 11,301 SH   SOLE   0 0 11,301
HUNTINGTON BANCSHARES INC COM 446150104   318,297 24,150 SH   SOLE   0 0 24,150
HOME DEPOT INC COM 437076102   4,940,240 14,351 SH   SOLE   0 0 14,351
HONEYWELL INTL INC COM 438516106   387,735 1,816 SH   SOLE   0 0 1,816
HEWLETT PACKARD ENTERPRISE C COM 42824C109   619,024 29,241 SH   SOLE   0 0 29,241
HP INC COM 40434L105   376,395 10,748 SH   SOLE   0 0 10,748
INTERNATIONAL BUSINESS MACHS COM 459200101   1,467,045 8,482 SH   SOLE   0 0 8,482
INTEL CORP COM 458140100   823,694 26,597 SH   SOLE   0 0 26,597
INTERNATIONAL PAPER CO COM 460146103   518,534 12,017 SH   SOLE   0 0 12,017
INGERSOLL RAND INC COM 45687V106   353,095 3,887 SH   SOLE   0 0 3,887
ILLINOIS TOOL WKS INC COM 452308109   1,445,456 6,100 SH   SOLE   0 0 6,100
INVESCO LTD SHS G491BT108   154,436 10,323 SH   SOLE   0 0 10,323
ISHARES TR RUSSELL 2000 ETF 464287655   8,160,901 40,223 SH   SOLE   0 0 40,223
JOHNSON & JOHNSON COM 478160104   1,356,754 9,283 SH   SOLE   0 0 9,283
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   328,680 44,000 SH   SOLE   0 0 44,000
JPMORGAN CHASE & CO. COM 46625H100   5,567,167 27,525 SH   SOLE   0 0 27,525
KEYCORP COM 493267108   263,895 18,608 SH   SOLE   0 0 18,608
KRAFT HEINZ CO COM 500754106   1,086,118 33,709 SH   SOLE   0 0 33,709
KIMBERLY-CLARK CORP COM 494368103   523,089 3,785 SH   SOLE   0 0 3,785
KINDER MORGAN INC DEL COM 49456B101   450,850 22,690 SH   SOLE   0 0 22,690
COCA COLA CO COM 191216100   2,336,438 36,708 SH   SOLE   0 0 36,708
LINDE PLC SHS G54950103   721,927 1,645 SH   SOLE   0 0 1,645
ELI LILLY & CO COM 532457108   7,224,473 7,979 SH   SOLE   0 0 7,979
LOCKHEED MARTIN CORP COM 539830109   1,734,484 3,713 SH   SOLE   0 0 3,713
LOWES COS INC COM 548661107   396,828 1,800 SH   SOLE   0 0 1,800
LUMEN TECHNOLOGIES INC COM 550241103   54,918 49,925 SH   SOLE   0 0 49,925
MCDONALDS CORP COM 580135101   1,804,771 7,082 SH   SOLE   0 0 7,082
MCKESSON CORP COM 58155Q103   1,506,352 2,579 SH   SOLE   0 0 2,579
MADRIGAL PHARMACEUTICALS INC COM 558868105   203,116 725 SH   SOLE   0 0 725
MONDELEZ INTL INC CL A 609207105   1,247,421 19,062 SH   SOLE   0 0 19,062
3M CO COM 88579Y101   552,848 5,410 SH   SOLE   0 0 5,410
ALTRIA GROUP INC COM 02209S103   1,668,770 36,636 SH   SOLE   0 0 36,636
MOSAIC CO NEW COM 61945C103   201,258 6,888 SH   SOLE   0 0 6,888
MP MATERIALS CORP COM CL A 553368101   207,499 16,300 SH   SOLE   0 0 16,300
MARATHON PETE CORP COM 56585A102   556,871 3,210 SH   SOLE   0 0 3,210
MERCK & CO INC COM 58933Y105   2,297,833 18,561 SH   SOLE   0 0 18,561
MICROSOFT CORP COM 594918104   6,768,656 15,144 SH   SOLE   0 0 15,144
NUVEEN AMT FREE QLTY MUN INC COM 670657105   218,807 19,093 SH   SOLE   0 0 19,093
NETFLIX INC COM 64110L106   685,003 1,015 SH   SOLE   0 0 1,015
NOKIA CORP SPONSORED ADR 654902204   530,236 140,274 SH   SOLE   0 0 140,274
NUVEEN MUN VALUE FD INC COM 670928100   105,718 12,250 SH   SOLE   0 0 12,250
NVIDIA CORPORATION COM 67066G104   258,199 2,090 SH   SOLE   0 0 2,090
NEWELL BRANDS INC COM 651229106   297,914 46,476 SH   SOLE   0 0 46,476
THE ODP CORP COM 88337F105   1,486,016 37,841 SH   SOLE   0 0 37,841
ONEOK INC NEW COM 682680103   2,180,226 26,735 SH   SOLE   0 0 26,735
ORACLE CORP COM 68389X105   684,820 4,850 SH   SOLE   0 0 4,850
OCCIDENTAL PETE CORP COM 674599105   1,610,662 25,554 SH   SOLE   0 0 25,554
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162   372,868 9,059 SH   SOLE   0 0 9,059
PAYSIGN INC COM 70451A104   43,100 10,000 SH   SOLE   0 0 10,000
PREMIER FINANCIAL CORP COM 74052F108   836,077 40,864 SH   SOLE   0 0 40,864
PFIZER INC COM 717081103   2,230,978 79,735 SH   SOLE   0 0 79,735
PROCTER AND GAMBLE CO COM 742718109   1,141,576 6,922 SH   SOLE   0 0 6,922
SPROTT PHYSICAL GOLD TR UNIT 85207H104   180,600 10,000 SH   SOLE   0 0 10,000
PHILIP MORRIS INTL INC COM 718172109   1,910,982 18,859 SH   SOLE   0 0 18,859
PRIMO WATER CORPORATION COM 74167P108   344,623 15,765 SH   SOLE   0 0 15,765
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   332,834 33,518 SH   SOLE   0 0 33,518
PHILLIPS 66 COM 718546104   395,558 2,802 SH   SOLE   0 0 2,802
INVESCO QQQ TR UNIT SER 1 46090E103   2,206,778 4,606 SH   SOLE   0 0 4,606
REGIONS FINANCIAL CORP NEW COM 7591EP100   1,035,960 51,695 SH   SOLE   0 0 51,695
REINSURANCE GRP OF AMERICA I COM NEW 759351604   376,886 1,836 SH   SOLE   0 0 1,836
TRANSOCEAN LTD REGISTERED SHS H8817H100   97,498 18,224 SH   SOLE   0 0 18,224
RTX CORPORATION COM 75513E101   1,122,257 11,179 SH   SOLE   0 0 11,179
SUNRUN INC COM 86771W105   214,073 18,050 SH   SOLE   0 0 18,050
SCHWAB CHARLES CORP COM 808513105   324,791 4,408 SH   SOLE   0 0 4,408
SHELL PLC SPON ADS 780259305   337,442 4,675 SH   SOLE   0 0 4,675
SHOPIFY INC CL A 82509L107   208,058 3,150 SH   SOLE   0 0 3,150
SYNOVUS FINL CORP COM NEW 87161C501   928,965 23,114 SH   SOLE   0 0 23,114
SOUTHERN CO COM 842587107   242,484 3,126 SH   SOLE   0 0 3,126
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,338,379 2,459 SH   SOLE   0 0 2,459
CONSTELLATION BRANDS INC CL A 21036P108   314,345 1,222 SH   SOLE   0 0 1,222
AT&T INC COM 00206R102   1,061,846 55,565 SH   SOLE   0 0 55,565
TARGET CORP COM 87612E106   1,657,152 11,194 SH   SOLE   0 0 11,194
TRAVELERS COMPANIES INC COM 89417E109   917,267 4,511 SH   SOLE   0 0 4,511
TYSON FOODS INC CL A 902494103   309,173 5,411 SH   SOLE   0 0 5,411
TRANE TECHNOLOGIES PLC SHS G8994E103   1,455,515 4,425 SH   SOLE   0 0 4,425
TEXAS INSTRS INC COM 882508104   306,385 1,575 SH   SOLE   0 0 1,575
UNITEDHEALTH GROUP INC COM 91324P102   396,714 779 SH   SOLE   0 0 779
UNUM GROUP COM 91529Y106   316,949 6,201 SH   SOLE   0 0 6,201
UNITED PARCEL SERVICE INC CL B 911312106   920,727 6,728 SH   SOLE   0 0 6,728
UNITED RENTALS INC COM 911363109   247,698 383 SH   SOLE   0 0 383
USIO INC COM 917313108   30,600 20,000 SH   SOLE   0 0 20,000
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   318,534 1,745 SH   SOLE   0 0 1,745
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,304,293 2,608 SH   SOLE   0 0 2,608
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   301,886 1,315 SH   SOLE   0 0 1,315
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,965,452 7,347 SH   SOLE   0 0 7,347
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,696,230 14,302 SH   SOLE   0 0 14,302
VERIZON COMMUNICATIONS INC COM 92343V104   781,513 18,950 SH   SOLE   0 0 18,950
WARNER BROS DISCOVERY INC COM SER A 934423104   99,242 13,339 SH   SOLE   0 0 13,339
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103   275,395 6,932 SH   SOLE   0 0 6,932
WELLS FARGO CO NEW COM 949746101   1,161,356 19,555 SH   SOLE   0 0 19,555
WILLIAMS COS INC COM 969457100   381,579 8,978 SH   SOLE   0 0 8,978
WALMART INC COM 931142103   664,100 9,808 SH   SOLE   0 0 9,808
WESTROCK CO COM 96145D105   436,528 8,685 SH   SOLE   0 0 8,685
SELECT SECTOR SPDR TR ENERGY 81369Y506   794,273 8,714 SH   SOLE   0 0 8,714
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,311,095 80,542 SH   SOLE   0 0 80,542
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   222,837 985 SH   SOLE   0 0 985
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,016,524 27,578 SH   SOLE   0 0 27,578
EXXON MOBIL CORP COM 30231G102   1,627,578 14,138 SH   SOLE   0 0 14,138
ZOETIS INC CL A 98978V103   349,945 2,019 SH   SOLE   0 0 2,019