The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 10,089 82,310 SH   SOLE NONE 0 0 82,310
ABBVIE INC COM 00287Y109 378 3,482 SH   SOLE NONE 0 0 3,482
ADOBE INC COM 00724F101 1,293 2,706 SH   SOLE NONE 0 0 2,706
AMGEN INC. COM 031162100 2,714 10,875 SH   SOLE NONE 0 0 10,875
AMERN TOWER CORP REIT COM 03027X100 922 3,848 SH   SOLE NONE 0 0 3,848
AMAZON.COM INC COM 023135106 5,934 1,914 SH   SOLE NONE 0 0 1,914
ARK FINTECH INNOVATION ETF FINTECH INNOVA 00214Q708 452 8,815 SH   SOLE NONE 0 0 8,815
ARK GENOMIC REVOLUTION ETF GENOMIC REV ETF 00214Q302 440 4,946 SH   SOLE NONE 0 0 4,946
ACTIVISION BLIZZARD COM 00507V109 234 2,519 SH   SOLE NONE 0 0 2,519
AUTOZONE INC COM 053332102 3,085 2,194 SH   SOLE NONE 0 0 2,194
ALIBABA GROUP HLDG LTD FSPONSORED ADR 1 ADR REPS 8 ORD SHS SPONSORED ADS 01609W102 452 1,993 SH   SOLE NONE 0 0 1,993
BANK OF AMERICA CORP COM 060505104 2,646 68,170 SH   SOLE NONE 0 0 68,170
BRISTOL-MYERS SQUIBB COM 110122108 477 7,535 SH   SOLE NONE 0 0 7,535
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702 4,317 16,910 SH   SOLE NONE 0 0 16,910
BLACKSTONE GROUP INC COM 09260D107 1,511 20,181 SH   SOLE NONE 0 0 20,181
COMCAST CORP CLASS A CL A 20030N101 228 4,220 SH   SOLE NONE 0 0 4,220
COSTCO WHOLESALE CO COM 22160K105 1,878 5,316 SH   SOLE NONE 0 0 5,316
SALESFORCE COM COM 79466L302 1,264 5,944 SH   SOLE NONE 0 0 5,944
CISCO SYSTEMS INC COM 17275R102 2,776 53,450 SH   SOLE NONE 0 0 53,450
CHEVRON CORP COM 166764100 1,563 14,905 SH   SOLE NONE 0 0 14,905
DARLING INGREDIENTS COM 237266101 1,868 25,188 SH   SOLE NONE 0 0 25,188
SPDR DOW JONES INDUSTRIAL AVRG ETF UT SER 1 78467X109 283 859 SH   SOLE NONE 0 0 859
WALT DISNEY CO COM 254687106 3,016 16,298 SH   SOLE NONE 0 0 16,298
DUKE ENERGY CORP COM NEW 26441C204 994 10,285 SH   SOLE NONE 0 0 10,285
ECOLAB INC COM 278865100 1,047 4,882 SH   SOLE NONE 0 0 4,882
EMERSON ELECTRIC CO COM 291011104 326 3,611 SH   SOLE NONE 0 0 3,611
ENLINK MIDSTREAM L L LP COM UNIT REP LTD 29336T100 65 15,000 SH   SOLE NONE 0 0 15,000
ENTERPRISE PRODS PART LP COM 293792107 523 23,647 SH   SOLE NONE 0 0 23,647
FACEBOOK INC CLASS A CL A 30303M102 553 1,876 SH   SOLE NONE 0 0 1,876
FEDEX CORP COM 31428X106 5,080 17,806 SH   SOLE NONE 0 0 17,806
SCHWAB FUNDAMENTAL US BROAD MKT ETF SCHWAB FDT US BM 808524789 1,560 30,371 SH   SOLE NONE 0 0 30,371
FIRST REPUBLIC BANK COM 33616C100 3,423 20,447 SH   SOLE NONE 0 0 20,447
FIDELITY MSCI INFOR TECHINDX ETF MSCI INFO TECH I 316092808 310 2,921 SH   SOLE NONE 0 0 2,921
GENERAL DYNAMICS CO COM 369550108 340 1,877 SH   SOLE NONE 0 0 1,877
GILEAD SCIENCES INC COM 375558103 680 10,498 SH   SOLE NONE 0 0 10,498
SPDR GOLD SHARES ETF GOLD SHS 78463V107 6,472 40,490 SH   SOLE NONE 0 0 40,490
ALPHABET INC. CLASS C CAP STK CL C 02079K107 4,933 2,376 SH   SOLE NONE 0 0 2,376
ALPHABET INC. CLASS A CAP STK CL A 02079K305 297 144 SH   SOLE NONE 0 0 144
GOLDMAN SACHS GROUP COM 38141G104 260 797 SH   SOLE NONE 0 0 797
GLAXOSMITHKLINE PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS SPONSORED ADR 37733W105 471 13,188 SH   SOLE NONE 0 0 13,188
GRAN TIERRA ENERGY COM 38500T101 31 44,920 SH   SOLE NONE 0 0 44,920
HCA HEALTHCARE INC COM 40412C101 2,072 10,956 SH   SOLE NONE 0 0 10,956
HOME DEPOT INC COM 437076102 2,670 8,720 SH   SOLE NONE 0 0 8,720
HONEYWELL INTL INC COM 438516106 1,955 8,992 SH   SOLE NONE 0 0 8,992
ISHARES GOLD ETF ISHARES 464285105 3,892 239,411 SH   SOLE NONE 0 0 239,411
ISHARES EXPANDED TECH SECTOR ETF EXPND TEC SC ETF 464287549 225 624 SH   SOLE NONE 0 0 624
INTEL CORP COM 458140100 3,395 52,830 SH   SOLE NONE 0 0 52,830
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 3,625 9,097 SH   SOLE NONE 0 0 9,097
JOHNSON & JOHNSON COM 478160104 2,787 16,930 SH   SOLE NONE 0 0 16,930
JPMORGAN CHASE & CO COM 46625H100 5,014 32,911 SH   SOLE NONE 0 0 32,911
KEMPER CORP COM 488401100 694 8,688 SH   SOLE NONE 0 0 8,688
THE COCA-COLA CO COM 191216100 236 4,477 SH   SOLE NONE 0 0 4,477
LOCKHEED MARTIN CORP COM 539830109 1,060 2,868 SH   SOLE NONE 0 0 2,868
LOWES COS INC COM 548661107 549 2,879 SH   SOLE NONE 0 0 2,879
LAM RESEARCH CORP COM 512807108 288 482 SH   SOLE NONE 0 0 482
LUMEN TECHNOLOGIES INC COM 550241103 223 16,730 SH   SOLE NONE 0 0 16,730
MID AMERICA APARTMENT COREIT COM 59522J103 2,820 19,300 SH   SOLE NONE 0 0 19,300
MCDONALDS CORP COM 580135101 511 2,279 SH   SOLE NONE 0 0 2,279
3M CO COM 88579Y101 297 1,542 SH   SOLE NONE 0 0 1,542
MAGELLAN MIDSTREAM PA LP COM UNIT RP LP 559080106 626 14,393 SH   SOLE NONE 0 0 14,393
ALTRIA GROUP INC COM 02209S103 765 14,923 SH   SOLE NONE 0 0 14,923
MERCK & CO. INC. COM 58933Y105 1,788 23,159 SH   SOLE NONE 0 0 23,159
MICROSOFT CORP COM 594918104 5,901 24,859 SH   SOLE NONE 0 0 24,859
SERVICE NOW INC COM 81762P102 1,276 2,543 SH   SOLE NONE 0 0 2,543
NUCOR CORP COM 670346105 343 4,268 SH   SOLE NONE 0 0 4,268
NVIDIA CORP COM 67066G104 1,449 2,706 SH   SOLE NONE 0 0 2,706
O REILLY AUTOMOTIVE COM 67103H107 304 600 SH   SOLE NONE 0 0 600
PEPSICO INC COM 713448108 1,149 8,113 SH   SOLE NONE 0 0 8,113
PFIZER INC COM 717081103 2,773 76,384 SH   SOLE NONE 0 0 76,384
PROCTER & GAMBLE COM 742718109 2,642 19,469 SH   SOLE NONE 0 0 19,469
SPROTT PHYSICAL GOLD ETV UNIT 85207H104 4,231 316,054 SH   SOLE NONE 0 0 316,054
PROLOGIS INC. REIT COM 74340W103 1,118 10,479 SH   SOLE NONE 0 0 10,479
PHILIP MORRIS INTL COM 718172109 379 4,267 SH   SOLE NONE 0 0 4,267
PRUDENTIAL FINL COM 744320102 482 5,288 SH   SOLE NONE 0 0 5,288
PAYPAL HOLDINGS INCORPOR COM 70450Y103 1,971 8,089 SH   SOLE NONE 0 0 8,089
QUALCOMM INC COM 747525103 2,325 17,492 SH   SOLE NONE 0 0 17,492
INVESCO QQQ TRUST UNIT SER 1 46090E103 980 3,066 SH   SOLE NONE 0 0 3,066
REGIONS FINL CO COM 7591EP100 785 37,850 SH   SOLE NONE 0 0 37,850
ISHARES MSCI GLOBAL GOLDMINERS ETF MSCI GBL GOLD MN 46434G855 426 15,575 SH   SOLE NONE 0 0 15,575
RENASANT CORP COM 75970E107 792 19,008 SH   SOLE NONE 0 0 19,008
INVESCO S&P 500 PURE GROWTH ETF S&P500 PUR GWT 46137V266 1,539 9,355 SH   SOLE NONE 0 0 9,355
RAYTHEON TECHNOLOGIES CO COM 75513E101 310 4,006 SH   SOLE NONE 0 0 4,006
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 819 8,187 SH   SOLE NONE 0 0 8,187
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102 4,366 45,080 SH   SOLE NONE 0 0 45,080
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 4,135 56,641 SH   SOLE NONE 0 0 56,641
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 399 10,596 SH   SOLE NONE 0 0 10,596
CHARLES SCHWAB US MC ETF US MID-CAP ETF 808524508 3,694 49,463 SH   SOLE NONE 0 0 49,463
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201 14,630 151,873 SH   SOLE NONE 0 0 151,873
SHOPIFY INC FCLASS A CL A 82509L107 424 382 SH   SOLE NONE 0 0 382
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300 1,315 15,981 SH   SOLE NONE 0 0 15,981
SOUTHERN CO COM 842587107 1,069 17,208 SH   SOLE NONE 0 0 17,208
INVESCO S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354 521 8,963 SH   SOLE NONE 0 0 8,963
SPDR S&P 500 ETF TR UNIT 78462F103 987 2,486 SH   SOLE NONE 0 0 2,486
SPDR S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 233 4,129 SH   SOLE NONE 0 0 4,129
A T & T INC COM 00206R102 1,160 38,325 SH   SOLE NONE 0 0 38,325
TRANSDIGM GROUP INC COM 893641100 1,391 2,365 SH   SOLE NONE 0 0 2,365
TESLA INC COM 88160R101 538 803 SH   SOLE NONE 0 0 803
UNILEVER PLC FSPONSORED ADR 1 ADR REPS 1 ORD SHS SPON ADR NEW 904767704 243 4,351 SH   SOLE NONE 0 0 4,351
UNITEDHEALTH GRP INC COM 91324P102 2,789 7,469 SH   SOLE NONE 0 0 7,469
VISA INC CLASS A COM CL A 92826C839 2,381 11,209 SH   SOLE NONE 0 0 11,209
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 273 3,230 SH   SOLE NONE 0 0 3,230
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 255 1,114 SH   SOLE NONE 0 0 1,114
VANGUARD S&P SMALL CAP 600 VALUE ETF SMLCP 600 VAL 921932778 1,601 9,153 SH   SOLE NONE 0 0 9,153
VANGUARD GLBAL EX US REAL ESTATE ETF GLB EX US ETF 922042676 221 3,967 SH   SOLE NONE 0 0 3,967
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 516 1,416 SH   SOLE NONE 0 0 1,416
VGRD FTSE ALL WRLD EX USSML CAP ETF FTSE SMCAP ETF 922042718 353 2,744 SH   SOLE NONE 0 0 2,744
VANGUARD VALUE ETF VALUE ETF 922908744 291 2,214 SH   SOLE NONE 0 0 2,214
VANGUARD GROWTH ETF GROWTH ETF 922908736 298 1,158 SH   SOLE NONE 0 0 1,158
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 608 3,276 SH   SOLE NONE 0 0 3,276
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 932 17,888 SH   SOLE NONE 0 0 17,888
VANGUARD TOTAL INTERNATIONAL STK ETF VG TL INTL STK F 921909768 728 11,611 SH   SOLE NONE 0 0 11,611
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 231 2,292 SH   SOLE NONE 0 0 2,292
VERIZON COMMUNICATN COM 92343V104 1,954 33,561 SH   SOLE NONE 0 0 33,561
WELLS FARGO & CO COM 949746101 242 6,180 SH   SOLE NONE 0 0 6,180
WASTE MANAGEMENT INC COM 94106L109 1,464 11,346 SH   SOLE NONE 0 0 11,346
WALMART INC COM 931142103 2,622 19,267 SH   SOLE NONE 0 0 19,267
EXXON MOBIL CORP COM 30231G102 623 11,130 SH   SOLE NONE 0 0 11,130