The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 238 1,695 SH   SOLE   0 0 1,695
ABBVIE INC COM 00287Y109 307 2,264 SH   SOLE   0 0 2,264
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 201 11,420 SH   SOLE   0 0 11,420
ABERDEEN STD SILVER ETF TR PHYSCL SILVR SHS 003264108 404 18,022 SH   SOLE   0 0 18,022
ADOBE SYSTEMS INCORPORATED COM 00724F101 278 490 SH   SOLE   0 0 490
AFLAC INC COM 001055102 391 6,688 SH   SOLE   0 0 6,688
ALPHABET INC CAP STK CL A 02079K305 385 133 SH   SOLE   0 0 133
ALPHABET INC CAP STK CL C 02079K107 263 91 SH   SOLE   0 0 91
ALTRIA GROUP INC COM 02209S103 355 7,497 SH   SOLE   0 0 7,497
AMAZON COM INC COM 023135106 924 277 SH   SOLE   0 0 277
AMERICAN EXPRESS CO COM 025816109 258 1,574 SH   SOLE   0 0 1,574
APPLE INC COM 037833100 2,982 16,796 SH   SOLE   0 0 16,796
AT&T INC COM 00206R102 772 31,380 SH   SOLE   0 0 31,380
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 988 3,305 SH   SOLE   0 0 3,305
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 353 23,020 SH   SOLE   0 0 23,020
BLACKSTONE INC COM 09260D107 1,435 11,090 SH   SOLE   0 0 11,090
BLUEROCK RESIDENTIAL GWT REI COM CL A 09627J102 208 7,899 SH   SOLE   0 0 7,899
BOEING CO COM 097023105 261 1,297 SH   SOLE   0 0 1,297
BRISTOL-MYERS SQUIBB CO COM 110122108 428 6,860 SH   SOLE   0 0 6,860
CATERPILLAR INC COM 149123101 480 2,320 SH   SOLE   0 0 2,320
CENTERPOINT ENERGY INC COM 15189T107 241 8,624 SH   SOLE   0 0 8,624
CHEVRON CORP NEW COM 166764100 203 1,726 SH   SOLE   0 0 1,726
CHURCH & DWIGHT CO INC COM 171340102 334 3,262 SH   SOLE   0 0 3,262
CISCO SYS INC COM 17275R102 505 7,961 SH   SOLE   0 0 7,961
CMS ENERGY CORP COM 125896100 573 8,804 SH   SOLE   0 0 8,804
COCA COLA CO COM 191216100 263 4,450 SH   SOLE   0 0 4,450
CSX CORP COM 126408103 1,119 29,770 SH   SOLE   0 0 29,770
DBX ETF TR XTRACK MSCI ALL 233051598 275 10,947 SH   SOLE   0 0 10,947
DBX ETF TR XTRACK MSCI EAFE 233051200 210 5,358 SH   SOLE   0 0 5,358
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 600 18,190 SH   SOLE   0 0 18,190
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 593 20,042 SH   SOLE   0 0 20,042
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 305 5,904 SH   SOLE   0 0 5,904
DISNEY WALT CO COM 254687106 826 5,333 SH   SOLE   0 0 5,333
DOW INC COM 260557103 320 5,647 SH   SOLE   0 0 5,647
DTE ENERGY CO COM 233331107 358 2,992 SH   SOLE   0 0 2,992
EATON VANCE TX ADV GLBL DIV COM 27828S101 275 12,084 SH   SOLE   0 0 12,084
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 250 4,071 SH   SOLE   0 0 4,071
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 573 13,734 SH   SOLE   0 0 13,734
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182 255 9,790 SH   SOLE   0 0 9,790
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 1,564 16,494 SH   SOLE   0 0 16,494
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 867 8,315 SH   SOLE   0 0 8,315
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 254 4,802 SH   SOLE   0 0 4,802
FIRST TR EXCHANGE TRADED FD US EQTY OPPT ETF 336920103 242 1,976 SH   SOLE   0 0 1,976
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 488 9,917 SH   SOLE   0 0 9,917
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 454 9,091 SH   SOLE   0 0 9,091
FIRST TR EXCHANGE-TRADED FD SSI STRG ETF 33739Q507 221 5,341 SH   SOLE   0 0 5,341
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 888 16,693 SH   SOLE   0 0 16,693
FIRST TR VALUE LINE DIVID IN SHS 33734H106 985 22,884 SH   SOLE   0 0 22,884
FORD MTR CO DEL COM 345370860 773 37,202 SH   SOLE   0 0 37,202
FS KKR CAP CORP COM 302635206 540 25,786 SH   SOLE   0 0 25,786
GENERAL ELECTRIC CO COM NEW 369604301 203 2,152 SH   SOLE   0 0 2,152
GILEAD SCIENCES INC COM 375558103 204 2,814 SH   SOLE   0 0 2,814
GLOBAL NET LEASE INC COM NEW 379378201 301 19,704 SH   SOLE   0 0 19,704
GLOBAL X FDS US INFR DEV ETF 37954Y673 1,722 59,809 SH   SOLE   0 0 59,809
GLOBAL X FDS US PFD ETF 37954Y657 678 26,314 SH   SOLE   0 0 26,314
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 313 3,706 SH   SOLE   0 0 3,706
HOME DEPOT INC COM 437076102 1,421 3,425 SH   SOLE   0 0 3,425
INTEL CORP COM 458140100 506 9,822 SH   SOLE   0 0 9,822
INTERNATIONAL BUSINESS MACHS COM 459200101 653 4,885 SH   SOLE   0 0 4,885
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 3,013 43,897 SH   SOLE   0 0 43,897
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 361 13,714 SH   SOLE   0 0 13,714
INVESCO EXCH TRADED FD TR II S&P SMLCP HELT 46138E149 352 1,960 SH   SOLE   0 0 1,960
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,648 16,267 SH   SOLE   0 0 16,267
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 2,004 6,254 SH   SOLE   0 0 6,254
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 591 1,825 SH   SOLE   0 0 1,825
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 205 3,366 SH   SOLE   0 0 3,366
INVESCO QQQ TR UNIT SER 1 46090E103 1,007 2,531 SH   SOLE   0 0 2,531
ISHARES INC MSCI GBL MIN VOL 464286525 228 2,105 SH   SOLE   0 0 2,105
ISHARES TR MSCI USA MIN VOL 46429B697 9,371 115,837 SH   SOLE   0 0 115,837
ISHARES TR MSCI USA QLT FCT 46432F339 2,469 16,961 SH   SOLE   0 0 16,961
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,383 13,059 SH   SOLE   0 0 13,059
ISHARES TR MSCI USA MMENTM 46432F396 1,368 7,524 SH   SOLE   0 0 7,524
ISHARES TR MSCI EAFE MIN VL 46429B689 1,351 17,603 SH   SOLE   0 0 17,603
ISHARES TR MSCI ACWI EX US 464288240 950 17,084 SH   SOLE   0 0 17,084
ISHARES TR TIPS BD ETF 464287176 544 4,210 SH   SOLE   0 0 4,210
ISHARES TR RUS 1000 ETF 464287622 539 2,038 SH   SOLE   0 0 2,038
ISHARES TR MSCI EAFE ETF 464287465 428 5,444 SH   SOLE   0 0 5,444
ISHARES TR MODERT ALLOC ETF 464289875 399 8,781 SH   SOLE   0 0 8,781
ISHARES TR U.S. MED DVC ETF 464288810 381 5,784 SH   SOLE   0 0 5,784
ISHARES TR CORE S&P SCP ETF 464287804 378 3,303 SH   SOLE   0 0 3,303
ISHARES TR RUSSELL 2000 ETF 464287655 344 1,546 SH   SOLE   0 0 1,546
ISHARES TR CONV BD ETF 46435G102 342 3,840 SH   SOLE   0 0 3,840
ISHARES TR FLTG RATE NT ETF 46429B655 340 6,699 SH   SOLE   0 0 6,699
ISHARES TR US TREAS BD ETF 46429B267 325 12,172 SH   SOLE   0 0 12,172
ISHARES TR A RATE CP BD ETF 46429B291 316 5,631 SH   SOLE   0 0 5,631
ISHARES TR CONSER ALLOC ETF 464289883 307 7,669 SH   SOLE   0 0 7,669
ISHARES TR CORE MSCI EAFE 46432F842 304 4,068 SH   SOLE   0 0 4,068
ISHARES TR US HLTHCARE ETF 464287762 248 827 SH   SOLE   0 0 827
ISHARES TR IBOXX INV CP ETF 464287242 246 1,855 SH   SOLE   0 0 1,855
ISHARES TR GRWT ALLOCAT ETF 464289867 246 4,306 SH   SOLE   0 0 4,306
ISHARES TR S&P 500 VAL ETF 464287408 244 1,559 SH   SOLE   0 0 1,559
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,633 71,966 SH   SOLE   0 0 71,966
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 492 9,499 SH   SOLE   0 0 9,499
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 232 4,536 SH   SOLE   0 0 4,536
JOHNSON & JOHNSON COM 478160104 371 2,170 SH   SOLE   0 0 2,170
JPMORGAN CHASE & CO COM 46625H100 1,871 11,816 SH   SOLE   0 0 11,816
KINDER MORGAN INC DEL COM 49456B101 390 24,568 SH   SOLE   0 0 24,568
KRANESHARES TR QUADRTC INT RT 500767736 1,911 71,157 SH   SOLE   0 0 71,157
LOCKHEED MARTIN CORP COM 539830109 339 953 SH   SOLE   0 0 953
LOWES COS INC COM 548661107 1,443 5,585 SH   SOLE   0 0 5,585
MERCK & CO INC COM 58933Y105 409 5,335 SH   SOLE   0 0 5,335
MESABI TR CTF BEN INT 590672101 225 8,500 SH   SOLE   0 0 8,500
META PLATFORMS INC CL A 30303M102 494 1,469 SH   SOLE   0 0 1,469
METHANEX CORP COM 59151K108 376 9,500 SH   SOLE   0 0 9,500
MICROSOFT CORP COM 594918104 4,957 14,738 SH   SOLE   0 0 14,738
MONDELEZ INTL INC CL A 609207105 254 3,830 SH   SOLE   0 0 3,830
NUVEEN AMT FREE QLTY MUN INC COM 670657105 176 11,311 SH   SOLE   0 0 11,311
NVIDIA CORPORATION COM 67066G104 237 806 SH   SOLE   0 0 806
OSI ETF TR OSHS GBL INTER 67110P704 584 11,870 SH   SOLE   0 0 11,870
OSI ETF TR OSHARES US SMLCP 67110P100 411 11,050 SH   SOLE   0 0 11,050
PEMBINA PIPELINE CORP COM 706327103 434 14,315 SH   SOLE   0 0 14,315
PFIZER INC COM 717081103 565 9,562 SH   SOLE   0 0 9,562
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,471 14,484 SH   SOLE   0 0 14,484
PREFERRED APT CMNTYS INC COM 74039L103 352 19,469 SH   SOLE   0 0 19,469
PROCTER AND GAMBLE CO COM 742718109 682 4,169 SH   SOLE   0 0 4,169
PROSHARES TR S&P MDCP 400 DIV 74347B680 1,016 13,774 SH   SOLE   0 0 13,774
PROSHARES TR RUSS 2000 DIVD 74347B698 684 10,231 SH   SOLE   0 0 10,231
PROSHARES TR S&P 500 DV ARIST 74348A467 627 6,391 SH   SOLE   0 0 6,391
PROSHARES TR ONLINE RTL ETF 74347B169 208 3,667 SH   SOLE   0 0 3,667
QUALCOMM INC COM 747525103 323 1,764 SH   SOLE   0 0 1,764
RAYTHEON TECHNOLOGIES CORP COM 75513E101 469 5,449 SH   SOLE   0 0 5,449
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 13,009 160,940 SH   SOLE   0 0 160,940
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,799 59,668 SH   SOLE   0 0 59,668
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,516 13,415 SH   SOLE   0 0 13,415
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,297 33,368 SH   SOLE   0 0 33,368
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 879 8,584 SH   SOLE   0 0 8,584
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 438 2,676 SH   SOLE   0 0 2,676
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 312 5,782 SH   SOLE   0 0 5,782
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 281 3,835 SH   SOLE   0 0 3,835
SCHWAB STRATEGIC TR US REIT ETF 808524847 233 4,417 SH   SOLE   0 0 4,417
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,972 17,092 SH   SOLE   0 0 17,092
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 485 9,370 SH   SOLE   0 0 9,370
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 416 10,659 SH   SOLE   0 0 10,659
SORRENTO THERAPEUTICS INC COM NEW 83587F202 71 15,314 SH   SOLE   0 0 15,314
SOUTHERN CO COM 842587107 669 9,749 SH   SOLE   0 0 9,749
SPDR GOLD TR GOLD SHS 78463V107 560 3,275 SH   SOLE   0 0 3,275
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,494 3,146 SH   SOLE   0 0 3,146
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 816 1,576 SH   SOLE   0 0 1,576
SPDR SER TR BLOOMBERG CONV 78464A359 665 8,019 SH   SOLE   0 0 8,019
SPDR SER TR PORTFLI TIPS ETF 78464A656 496 15,742 SH   SOLE   0 0 15,742
SPDR SER TR PORTFOLIO INTRMD 78464A375 395 10,919 SH   SOLE   0 0 10,919
SPDR SER TR S&P 400 MDCP VAL 78464A839 273 3,834 SH   SOLE   0 0 3,834
SPDR SER TR S&P OILGAS EXP 78468R556 271 2,823 SH   SOLE   0 0 2,823
SPDR SER TR PRTFLO S&P500 HI 78468R788 252 5,993 SH   SOLE   0 0 5,993
SPDR SER TR HLTH CR EQUIP 78464A581 250 2,128 SH   SOLE   0 0 2,128
SPDR SER TR S&P SEMICNDCTR 78464A862 229 943 SH   SOLE   0 0 943
STRYKER CORPORATION COM 863667101 226 843 SH   SOLE   0 0 843
SURGALIGN HOLDINGS INC COM 86882C105 16 22,250 SH   SOLE   0 0 22,250
TARGET CORP COM 87612E106 310 1,341 SH   SOLE   0 0 1,341
TESLA INC COM 88160R101 557 527 SH   SOLE   0 0 527
UNION PAC CORP COM 907818108 404 1,603 SH   SOLE   0 0 1,603
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 3,682 48,373 SH   SOLE   0 0 48,373
VANECK ETF TRUST RARE EARTH/STRTG 92189H805 632 5,635 SH   SOLE   0 0 5,635
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 464 1,504 SH   SOLE   0 0 1,504
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 893 10,534 SH   SOLE   0 0 10,534
VANGUARD BD INDEX FDS INTERMED TERM 921937819 606 6,913 SH   SOLE   0 0 6,913
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 354 4,375 SH   SOLE   0 0 4,375
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,733 11,319 SH   SOLE   0 0 11,319
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,572 11,378 SH   SOLE   0 0 11,378
VANGUARD INDEX FDS MID CAP ETF 922908629 627 2,461 SH   SOLE   0 0 2,461
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 365 836 SH   SOLE   0 0 836
VANGUARD INDEX FDS GROWTH ETF 922908736 313 976 SH   SOLE   0 0 976
VANGUARD INDEX FDS VALUE ETF 922908744 223 1,518 SH   SOLE   0 0 1,518
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 212 1,410 SH   SOLE   0 0 1,410
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 723 14,621 SH   SOLE   0 0 14,621
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 476 4,430 SH   SOLE   0 0 4,430
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 675 8,307 SH   SOLE   0 0 8,307
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 471 6,006 SH   SOLE   0 0 6,006
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 365 6,915 SH   SOLE   0 0 6,915
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,437 25,837 SH   SOLE   0 0 25,837
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,350 39,223 SH   SOLE   0 0 39,223
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 724 9,324 SH   SOLE   0 0 9,324
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,977 11,173 SH   SOLE   0 0 11,173
VANGUARD WORLD FDS UTILITIES ETF 92204A876 340 2,172 SH   SOLE   0 0 2,172
VERIZON COMMUNICATIONS INC COM 92343V104 462 8,899 SH   SOLE   0 0 8,899
WELLS FARGO CO NEW COM 949746101 314 6,544 SH   SOLE   0 0 6,544
WISDOMTREE TR EMER MKT HIGH FD 97717W315 246 5,668 SH   SOLE   0 0 5,668
WISDOMTREE TR US HGH YLD CORP 97717X172 243 4,625 SH   SOLE   0 0 4,625
WISDOMTREE TR EM EX ST-OWNED 97717X578 211 5,734 SH   SOLE   0 0 5,734
WORLD GOLD TR SPDR GLD MINIS 98149E204 1,239 68,145 SH   SOLE   0 0 68,145