The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 10,135 198,428 SH   SOLE 0 0 0 198,428
AMPLIFY ETF TR BLACKSWAN ISWN 032108821 484 19,337 SH   SOLE 0 0 0 19,337
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 1,003 27,822 SH   SOLE 0 0 0 27,822
MASTERCARD INCORPORATED CL A 57636Q104 487 1,400 SH   SOLE 0 0 0 1,400
PEPSICO INC COM 713448108 412 2,737 SH   SOLE 0 0 0 2,737
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 10,143 197,732 SH   SOLE 0 0 0 197,732
ALPHA ARCHITECT ETF TR INTL QUAN MOMNTM 02072L300 3,599 105,620 SH   SOLE 0 0 0 105,620
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 1,458 46,668 SH   SOLE 0 0 0 46,668
ABBOTT LABS COM 002824100 292 2,473 SH   SOLE 0 0 0 2,473
BLACKSTONE INC COM 09260D107 308 2,647 SH   SOLE 0 0 0 2,647
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 13,768 160,033 SH   SOLE 0 0 0 160,033
ROSS STORES INC COM 778296103 327 3,007 SH   SOLE 0 0 0 3,007
VANGUARD INDEX FDS LARGE CAP ETF 922908637 13,093 65,166 SH   SOLE 0 0 0 65,166
COSTCO WHSL CORP NEW COM 22160K105 272 606 SH   SOLE 0 0 0 606
INNOVATOR ETFS TR US SML CP PWR ET 45782C342 348 12,773 SH   SOLE 0 0 0 12,773
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,389 324,591 SH   SOLE 0 0 0 324,591
ISHARES TR IBONDS DEC22 ETF 46434VBA7 463 18,298 SH   SOLE 0 0 0 18,298
NEXTERA ENERGY INC COM 65339F101 256 3,255 SH   SOLE 0 0 0 3,255
AMAZON COM INC COM 023135106 697 212 SH   SOLE 0 0 0 212
GRAINGER W W INC COM 384802104 333 847 SH   SOLE 0 0 0 847
APPLE INC COM 037833100 6,897 48,745 SH   SOLE 0 0 0 48,745
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 330 1,031 SH   SOLE 0 0 0 1,031
ISHARES TR MSCI USA MIN VOL 46429B697 20,578 279,970 SH   SOLE 0 0 0 279,970
LOWES COS INC COM 548661107 997 4,916 SH   SOLE 0 0 0 4,916
TARGET CORP COM 87612E106 203 889 SH   SOLE 0 0 0 889
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 8,900 276,156 SH   SOLE 0 0 0 276,156
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 7,800 148,065 SH   SOLE 0 0 0 148,065
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 12,559 250,359 SH   SOLE 0 0 0 250,359
ISHARES TR MSCI USA QLT FCT 46432F339 22,686 172,213 SH   SOLE 0 0 0 172,213
INNOVATOR ETFS TR US EQTY BUF DEC 45782C557 1,498 44,752 SH   SOLE 0 0 0 44,752
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 14,997 295,968 SH   SOLE 0 0 0 295,968
ISHARES TR IBONDS DEC2023 46435G318 218 8,403 SH   SOLE 0 0 0 8,403
ORACLE CORP COM 68389X105 296 3,396 SH   SOLE 0 0 0 3,396
EDWARDS LIFESCIENCES CORP COM 28176E108 338 2,989 SH   SOLE 0 0 0 2,989
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109 133 14,206 SH   SOLE 0 0 0 14,206
ALPHA ARCHITECT ETF TR US QUAN MOMENTUM 02072L409 5,854 118,808 SH   SOLE 0 0 0 118,808
ISHARES TR IBONDS DEC23 ETF 46434VAX8 475 18,254 SH   SOLE 0 0 0 18,254
GERDAU SA SPON ADR REP PFD 373737105 346 70,268 SH   SOLE 0 0 0 70,268
AMERIPRISE FINL INC COM 03076C106 358 1,355 SH   SOLE 0 0 0 1,355
PHILIP MORRIS INTL INC COM 718172109 403 4,248 SH   SOLE 0 0 0 4,248
VANGUARD INDEX FDS GROWTH ETF 922908736 5,323 18,346 SH   SOLE 0 0 0 18,346
INTEL CORP COM 458140100 323 6,056 SH   SOLE 0 0 0 6,056
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 346 1,200 SH   SOLE 0 0 0 1,200
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 772 26,171 SH   SOLE 0 0 0 26,171
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 273 2,441 SH   SOLE 0 0 0 2,441
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326 1,138 36,384 SH   SOLE 0 0 0 36,384
CONAGRA BRANDS INC COM 205887102 292 8,628 SH   SOLE 0 0 0 8,628
ISHARES TR MSCI USA VALUE 46432F388 29,863 296,551 SH   SOLE 0 0 0 296,551
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,445 74,461 SH   SOLE 0 0 0 74,461
ISHARES INC MSCI EMERG MRKT 464286533 828 13,211 SH   SOLE 0 0 0 13,211
JPMORGAN CHASE & CO COM 46625H100 682 4,169 SH   SOLE 0 0 0 4,169
ALPHA ARCHITECT ETF TR US QUAN VALUE 02072L102 6,607 193,173 SH   SOLE 0 0 0 193,173
EXXON MOBIL CORP COM 30231G102 1,829 31,091 SH   SOLE 0 0 0 31,091
SHOPIFY INC CL A 82509L107 251 185 SH   SOLE 0 0 0 185
ISHARES TR CORE S&P SCP ETF 464287804 322 2,951 SH   SOLE 0 0 0 2,951
INNOVATOR ETFS TR US SML CP PWR B 45782C284 361 13,828 SH   SOLE 0 0 0 13,828
CISCO SYS INC COM 17275R102 388 7,137 SH   SOLE 0 0 0 7,137
ISHARES INC CORE MSCI EMKT 46434G103 719 11,641 SH   SOLE 0 0 0 11,641
VANGUARD STAR FDS VG TL INTL STK F 921909768 381 6,018 SH   SOLE 0 0 0 6,018
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 362 5,932 SH   SOLE 0 0 0 5,932
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 857 3,139 SH   SOLE 0 0 0 3,139
ISHARES TR MSCI EAFE MIN VL 46429B689 13,074 173,531 SH   SOLE 0 0 0 173,531
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 321 7,849 SH   SOLE 0 0 0 7,849
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 4,338 126,744 SH   SOLE 0 0 0 126,744
J P MORGAN EXCHANGE-TRADED F US MOMENTUM 46641Q779 218 4,965 SH   SOLE 0 0 0 4,965
VANGUARD INDEX FDS VALUE ETF 922908744 4,839 35,746 SH   SOLE 0 0 0 35,746
VISA INC COM CL A 92826C839 807 3,622 SH   SOLE 0 0 0 3,622
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS CNVEX 82889N103 12,738 415,465 SH   SOLE 0 0 0 415,465
INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 476 17,703 SH   SOLE 0 0 0 17,703
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 269 2,797 SH   SOLE 0 0 0 2,797
UNITED RENTALS INC COM 911363109 235 669 SH   SOLE 0 0 0 669
FS KKR CAP CORP COM 302635206 1,384 62,815 SH   SOLE 0 0 0 62,815
MICROCHIP TECHNOLOGY INC. COM 595017104 266 1,732 SH   SOLE 0 0 0 1,732
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,754 58,323 SH   SOLE 0 0 0 58,323
FACEBOOK INC CL A 30303M102 712 2,098 SH   SOLE 0 0 0 2,098
MARSH & MCLENNAN COS INC COM 571748102 365 2,409 SH   SOLE 0 0 0 2,409
J P MORGAN EXCHANGE-TRADED F US VALUE FACTR 46641Q753 335 9,439 SH   SOLE 0 0 0 9,439
INNOVATOR ETFS TR US EQTY ULTRA BU 45782C565 478 16,369 SH   SOLE 0 0 0 16,369
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 374 4,378 SH   SOLE 0 0 0 4,378
HOME DEPOT INC COM 437076102 332 1,012 SH   SOLE 0 0 0 1,012
PROSPECT CAP CORP COM 74348T102 280 36,339 SH   SOLE 0 0 0 36,339
ALTRIA GROUP INC COM 02209S103 238 5,219 SH   SOLE 0 0 0 5,219
ISHARES TR IBONDS DEC25 ETF 46434VBD1 337 12,563 SH   SOLE 0 0 0 12,563
KKR & CO INC COM 48251W104 201 3,302 SH   SOLE 0 0 0 3,302
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,287 10,298 SH   SOLE 0 0 0 10,298
ISHARES TR IBONDS DEC2022 46435G755 280 10,700 SH   SOLE 0 0 0 10,700
ISHARES TR IBOXX HI YD ETF 464288513 323 3,691 SH   SOLE 0 0 0 3,691
ISHARES TR MSCI AC ASIA ETF 464288182 714 8,402 SH   SOLE 0 0 0 8,402
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 2,190 69,368 SH   SOLE 0 0 0 69,368
3M CO COM 88579Y101 353 2,015 SH   SOLE 0 0 0 2,015
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 13,554 396,650 SH   SOLE 0 0 0 396,650
MID-AMER APT CMNTYS INC COM 59522J103 364 1,948 SH   SOLE 0 0 0 1,948
TESLA INC COM 88160R101 219 283 SH   SOLE 0 0 0 283
UNITEDHEALTH GROUP INC COM 91324P102 902 2,308 SH   SOLE 0 0 0 2,308
AMGEN INC COM 031162100 390 1,833 SH   SOLE 0 0 0 1,833
ISHARES TR IBONDS DEC21 ETF 46434VBK5 526 21,250 SH   SOLE 0 0 0 21,250
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 379 961 SH   SOLE 0 0 0 961
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 392 7,213 SH   SOLE 0 0 0 7,213
ISHARES TR CORE MSCI EAFE 46432F842 383 5,163 SH   SOLE 0 0 0 5,163
MICROSOFT CORP COM 594918104 2,066 7,328 SH   SOLE 0 0 0 7,328
INNOVATOR ETFS TR US EQT ULTRA BF 45782C292 678 24,186 SH   SOLE 0 0 0 24,186
WP CAREY INC COM 92936U109 405 5,542 SH   SOLE 0 0 0 5,542
ISHARES TR IBONDS DEC2021 46435G789 314 12,290 SH   SOLE 0 0 0 12,290
MERCK & CO INC COM 58933Y105 806 10,730 SH   SOLE 0 0 0 10,730
BOOKING HOLDINGS INC COM 09857L108 285 120 SH   SOLE 0 0 0 120
CARMAX INC COM 143130102 360 2,813 SH   SOLE 0 0 0 2,813
MSCI INC COM 55354G100 240 395 SH   SOLE 0 0 0 395
ISHARES TR MSCI INTL MOMENT 46434V449 11,425 300,025 SH   SOLE 0 0 0 300,025
ALPHABET INC CAP STK CL A 02079K305 818 306 SH   SOLE 0 0 0 306
AMERISOURCEBERGEN CORP COM 03073E105 231 1,933 SH   SOLE 0 0 0 1,933
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 480 15,439 SH   SOLE 0 0 0 15,439
KROGER CO COM 501044101 457 11,302 SH   SOLE 0 0 0 11,302
ISHARES TR IBONDS DEC24 ETF 46434VBG4 409 15,541 SH   SOLE 0 0 0 15,541
ALPHABET INC CAP STK CL C 02079K107 968 363 SH   SOLE 0 0 0 363
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 15,571 152,923 SH   SOLE 0 0 0 152,923
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 27,403 268,841 SH   SOLE 0 0 0 268,841
ALPHA ARCHITECT ETF TR INTL QUAN VALUE 02072L201 3,319 122,846 SH   SOLE 0 0 0 122,846
PACER FDS TR TRENDP US LAR CP 69374H105 4,502 119,320 SH   SOLE 0 0 0 119,320
INNOVATOR ETFS TR US EQUT BUFR AUG 45782C698 251 8,000 SH   SOLE 0 0 0 8,000
J & J SNACK FOODS CORP COM 466032109 856 5,600 SH   SOLE 0 0 0 5,600
FISERV INC COM 337738108 1,000 9,221 SH   SOLE 0 0 0 9,221
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15,448 308,903 SH   SOLE 0 0 0 308,903
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 15,470 305,004 SH   SOLE 0 0 0 305,004
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 1,644 50,353 SH   SOLE 0 0 0 50,353
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805 480 18,650 SH   SOLE 0 0 0 18,650
ISHARES TR MSCI USA MMENTM 46432F396 20,602 117,322 SH   SOLE 0 0 0 117,322
ISHARES TR CORE S&P500 ETF 464287200 336 779 SH   SOLE 0 0 0 779
ASTRAZENECA PLC SPONSORED ADR 046353108 242 4,028 SH   SOLE 0 0 0 4,028
ISHARES TR MSCI INTL QUALTY 46434V456 13,003 343,259 SH   SOLE 0 0 0 343,259
INTUIT COM 461202103 209 387 SH   SOLE 0 0 0 387
ISHARES TR 0-5YR HI YL CP 46434V407 32,271 706,160 SH   SOLE 0 0 0 706,160
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 12,960 349,314 SH   SOLE 0 0 0 349,314
DOLLAR GEN CORP NEW COM 256677105 220 1,035 SH   SOLE 0 0 0 1,035
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS DWNSD 82889N202 17,976 590,738 SH   SOLE 0 0 0 590,738
WALKER & DUNLOP INC COM 93148P102 15,293 134,738 SH   SOLE 0 0 0 134,738
PAYPAL HLDGS INC COM 70450Y103 462 1,776 SH   SOLE 0 0 0 1,776
JOHNSON & JOHNSON COM 478160104 1,011 6,262 SH   SOLE 0 0 0 6,262
S&P GLOBAL INC COM 78409V104 220 518 SH   SOLE 0 0 0 518
VANGUARD INDEX FDS SM CP VAL ETF 922908611 393 2,320 SH   SOLE 0 0 0 2,320
ISHARES TR MSCI INTL VLU FT 46435G409 16,265 632,637 SH   SOLE 0 0 0 632,637
WHEELS UP EXPERIENCE INC COM CL A 96328L106 330 50,075 SH   SOLE 0 0 0 50,075
PACER FDS TR TRENDPILOT INTL 69374H683 487 17,071 SH   SOLE 0 0 0 17,071