The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A B M Industries Inc COM 000957100   37,785 1,002 SH   SOLE   0 0 1,002
Boeing Co COM 097023105   44,629 137 SH   SOLE   0 0 137
Bristol Myers Squibb Co. COM 110122108   89,866 1,400 SH   SOLE   0 0 1,400
Bristol-Myers Squibb Rts COM 110122157   4,214 1,400 SH   SOLE   0 0 1,400
Carnival Corp COM 143658300   6,373 125 SH   SOLE   0 0 125
Central Pacific Finl New COM 154760409   5 0 SH   SOLE   0 0 0
Emerson Electric Co COM 291011104   10,295 135 SH   SOLE   0 0 135
Greenbrier Co COM 393657101   3,243 100 SH   SOLE   0 0 100
Intel Corp COM 458140100   23,940 400 SH   SOLE   0 0 400
CEF Ishares Tr Funds ETF 464287200   2,144,374 6,634 SH   SOLE   0 0 6,634
Ishares Tr S&P 500 Barra ETF 464287408   3,528,951 27,127 SH   SOLE   0 0 27,127
Ishares Tr Msci Eafe Fd ETF 464287465   12,388,790 178,410 SH   SOLE   0 0 178,410
Ishares Russell Mid Cap ETF 464287481   4,028,570 26,403 SH   SOLE   0 0 26,403
Ishares Russell Midcap ETF 464287499   73,929 1,240 SH   SOLE   0 0 1,240
Ishares Tr S&P Midcap 400 ETF 464287507   2,096,483 10,186 SH   SOLE   0 0 10,186
Ishares Global 100 Etf ETF 464287572   5,664 105 SH   SOLE   0 0 105
Ishares Tr Russell 1000 ETF 464287622   4,900,841 27,468 SH   SOLE   0 0 27,468
Ishares Tr Russell 2000 ETF 464287655   6,644,858 40,109 SH   SOLE   0 0 40,109
Ishares Tr S&P Smallcap ETF 464287804   1,701,736 20,295 SH   SOLE   0 0 20,295
Ishares S&P Smallcap ETF 464287879   290,726 1,808 SH   SOLE   0 0 1,808
Ishares Msci Acwi Etf IV ETF 464288257   12,363 156 SH   SOLE   0 0 156
Ishares Msci Usa Esg ETF 464288802   38,062 284 SH   SOLE   0 0 284
Johnson & Johnson COM 478160104   1,459 10 SH   SOLE   0 0 10
Liberty All Star Eq Fd COM 530158104   657 97 SH   SOLE   0 0 97
Mcdermott Intl Inc COM 580037109   55 81 SH   SOLE   0 0 81
Schwab Value Advantage - Investor Shares ETF 808515605   648,100 648,100 SH   SOLE   0 0 648,100
Schw US Brd Mkt Etf ETF 808524102   7,956,696 103,495 SH   SOLE   0 0 103,495
Schwab US Large Cap ETF ETF 808524201   23,720,771 308,824 SH   SOLE   0 0 308,824
Schwab US Large Cap ETF 808524300   8,258,398 88,886 SH   SOLE   0 0 88,886
Schw US Lcap Val Etf ETF 808524409   78,938 1,313 SH   SOLE   0 0 1,313
Schwab US SC ETF ETF 808524607   1,598,576 21,134 SH   SOLE   0 0 21,134
Sch Fnd Intl Lg Etf ETF 808524755   118,370 4,093 SH   SOLE   0 0 4,093
Sch Fnd US Lg Etf ETF 808524771   518,306 12,144 SH   SOLE   0 0 12,144
Schwab Int'l Equity ETF ETF 808524805   10,060,751 299,160 SH   SOLE   0 0 299,160
Charles Schwab US Reit ETF 808524847   2,457,159 53,463 SH   SOLE   0 0 53,463
Sch St US Trsr Etf ETF 808524862   171,884 3,405 SH   SOLE   0 0 3,405
Vanguard Esg U.S. Stock ETF 921910733   39,373 696 SH   SOLE   0 0 696
Vanguard Short-Term Bond ETF 921937827   925 11 SH   SOLE   0 0 11
Vanguard Msci Eafe Etf ETF 921943858   212,193 4,816 SH   SOLE   0 0 4,816
Vanguard S&P 500 Etf New ETF 922908363   571,781 1,933 SH   SOLE   0 0 1,933
Vanguard Large Cap ETF 922908637   12,986,709 87,843 SH   SOLE   0 0 87,843
Vanguard Growth Etf ETF 922908736   7,497,389 41,156 SH   SOLE   0 0 41,156
Vanguard Small Cap ETF 922908751   35,281 213 SH   SOLE   0 0 213
Spdr Msci Eafe Fsl Fuel ETF 78470E106   33,337 460 SH   SOLE   0 0 460
Advance Auto Parts COM 00751Y106   16,016 100 SH   SOLE   0 0 100
B W X Technologies I COM 05605H100   7,574 122 SH   SOLE   0 0 122
Comcast Corp New Cl A COM 20030N101   6,026 134 SH   SOLE   0 0 134
Costco Whsl Corp New COM 22160K105   813 5 SH   SOLE   0 0 5
Enbridge Inc COM 29250N105   2,267 57 SH   SOLE   0 0 57
Ishares Core Msci Eafe ETF 46432F842   41,427 635 SH   SOLE   0 0 635
Ishares Msci Acwi Lw ETF 46434V464   32,094 248 SH   SOLE   0 0 248
Ishares Ibonds Dec ETF 46434VAQ3   129,283 5,110 SH   SOLE   0 0 5,110
iShares iBonds Dec 2023 ETF 46434VAX8   5,205,601 203,662 SH   SOLE   0 0 203,662
Ishares Ibonds Dec ETF 46434VBA7   5,368,055 212,260 SH   SOLE   0 0 212,260
iShare iBonds Dec 2025 ETF 46434VBD1   4,897,783 188,812 SH   SOLE   0 0 188,812
iShares iBonds Dec 2024 ETF 46434VBG4   5,048,188 196,504 SH   SOLE   0 0 196,504
Ishares Ibonds Dec ETF 46434VBK5   5,376,209 215,393 SH   SOLE   0 0 215,393
Isoray Inc COM 46489V104   139 222 SH   SOLE   0 0 222
Pareteum Corporation COM 69946T207   0 1 SH   SOLE   0 0 1
Spdr Msci Acwi Ex-Us ETF 78463X848   10,950,188 424,920 SH   SOLE   0 0 424,920
Spdr Global Dow Etf ETF 78464A706   11,919 133 SH   SOLE   0 0 133
Spdr Ssga Gender ETF 78468R747   30,819 399 SH   SOLE   0 0 399
Spdr S&P 500 Fossil Fuel ETF 78468R796   38,094 483 SH   SOLE   0 0 483
Wisdomtree Div Top ETF 97717W406   67,988 735 SH   SOLE   0 0 735