The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 203 951 SH   SOLE   951 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 5 43 SH   SOLE   43 0 0
EXXON MOBIL CORP COM 30231G102 693 9,037 SH   SOLE   9,037 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,028 17,011 SH   SOLE   17,011 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,239 24,174 SH   SOLE   24,174 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,530 25,652 SH   SOLE   25,652 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,368 37,204 SH   SOLE   37,204 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 794 13,668 SH   SOLE   13,668 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,009 13,039 SH   SOLE   13,039 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,035 73,730 SH   SOLE   73,730 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 673 10,557 SH   SOLE   10,557 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 734 14,922 SH   SOLE   14,922 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 530 9,054 SH   SOLE   9,054 0 0
WEYERHAEUSER CO COM 962166104 89 3,371 SH   SOLE   3,371 0 0
WESTROCK CO COM 96145D105 81 2,226 SH   SOLE   2,226 0 0
WALMART INC COM 931142103 1,000 9,055 SH   SOLE   9,055 0 0
WILLIAMS COS INC DEL COM 969457100 95 3,399 SH   SOLE   3,399 0 0
WASTE MGMT INC DEL COM 94106L109 11 96 SH   SOLE   96 0 0
WABTEC CORP COM 929740108 0 2 SH   SOLE   2 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 675 11,808 SH   SOLE   11,808 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 129 2,441 SH   SOLE   2,441 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,424 245,103 SH   SOLE   244,716 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,465 40,569 SH   SOLE   40,569 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 19 173 SH   SOLE   173 0 0
VENTAS INC COM 92276F100 95 1,383 SH   SOLE   1,383 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 12,263 248,635 SH   SOLE   248,635 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 29,859 198,938 SH   SOLE   198,685 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 347 4,622 SH   SOLE   4,622 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 2 12 SH   SOLE   12 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 5 57 SH   SOLE   57 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,999 18,575 SH   SOLE   18,258 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 298 1,782 SH   SOLE   1,782 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3 36 SH   SOLE   36 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 9,965 188,620 SH   SOLE   188,620 0 0
VALERO ENERGY CORP NEW COM 91913Y100 493 5,754 SH   SOLE   5,754 0 0
VIACOM INC NEW CL B 92553P201 3 84 SH   SOLE   84 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4 25 SH   SOLE   25 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,327 11,035 SH   SOLE   11,035 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,995 32,747 SH   SOLE   32,747 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 13,932 211,189 SH   SOLE   211,189 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2 28 SH   SOLE   28 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 41,291 989,959 SH   SOLE   988,394 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 2 20 SH   SOLE   20 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 28,872 357,855 SH   SOLE   357,855 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 3 14 SH   SOLE   14 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 211 1,345 SH   SOLE   1,345 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 3 22 SH   SOLE   22 0 0
VISA INC COM CL A 92826C839 3 20 SH   SOLE   20 0 0
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203 10 371 SH   SOLE   371 0 0
UNITED TECHNOLOGIES CORP COM 913017109 946 7,267 SH   SOLE   7,267 0 0
US BANCORP DEL COM NEW 902973304 2 38 SH   SOLE   38 0 0
UNION PACIFIC CORP COM 907818108 2 11 SH   SOLE   11 0 0
UNITED CONTL HLDGS INC COM 910047109 3 37 SH   SOLE   37 0 0
TWITTER INC COM 90184L102 1 29 SH   SOLE   29 0 0
TESLA INC COM 88160R101 124 554 SH   SOLE   554 0 0
TRAVELERS COMPANIES INC COM 89417E109 3 18 SH   SOLE   18 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 66 1,351 SH   SOLE   1,351 0 0
ISHARES TR 20 YR TR BD ETF 464287432 10 73 SH   SOLE   73 0 0
TJX COS INC NEW COM 872540109 807 15,257 SH   SOLE   15,257 0 0
TARGET CORP COM 87612E106 532 6,140 SH   SOLE   6,140 0 0
TE CONNECTIVITY LTD REG SHS H84989104 116 1,210 SH   SOLE   1,210 0 0
INVESCO EXCHNG TRADED FD TR SOLAR ETF 46138G706 21 748 SH   SOLE   748 0 0
AT&T INC COM 00206R102 819 24,451 SH   SOLE   24,451 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 88 1,870 SH   SOLE   1,870 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 868 16,496 SH   SOLE   16,496 0 0
SUNTRUST BKS INC COM 867914103 39 614 SH   SOLE   614 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 68,633 234,243 SH   SOLE   234,243 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 2,783 90,425 SH   SOLE   90,425 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,394 39,910 SH   SOLE   39,910 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 763 21,311 SH   SOLE   21,311 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 7,341 248,091 SH   SOLE   248,091 0 0
SOUTHERN CO COM 842587107 106 1,918 SH   SOLE   1,918 0 0
SCHLUMBERGER LTD COM 806857108 211 5,322 SH   SOLE   5,322 0 0
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 853 17,426 SH   SOLE   17,426 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6 181 SH   SOLE   181 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1 39 SH   SOLE   39 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 21 291 SH   SOLE   291 0 0
SCIENCE APPLICATNS INTL CP N COM 808625107 398 4,602 SH   SOLE   4,602 0 0
REGIONS FINL CORP NEW COM 7591EP100 1 43 SH   SOLE   43 0 0
RESIDEO TECHNOLOGIES INC COM 76118Y104 1 26 SH   SOLE   26 0 0
WISDOMTREE TR CBOE S&P 500 97717X560 7 271 SH   SOLE   271 0 0
PPL CORP COM 69351T106 96 3,097 SH   SOLE   3,097 0 0
PENTAIR PLC SHS G7S00T104 8 215 SH   SOLE   215 0 0
PHILIP MORRIS INTL INC COM 718172109 104 1,319 SH   SOLE   1,319 0 0
PROCTER AND GAMBLE CO COM 742718109 1,259 11,486 SH   SOLE   11,486 0 0
PFIZER INC COM 717081103 931 21,489 SH   SOLE   21,489 0 0
PEPSICO INC COM 713448108 885 6,747 SH   SOLE   6,747 0 0
REALTY INCOME CORP COM 756109104 4 51 SH   SOLE   51 0 0
NVENT ELECTRIC PLC SHS G6700G107 5 215 SH   SOLE   215 0 0
NVIDIA CORP COM 67066G104 9 53 SH   SOLE   53 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 7 291 SH   SOLE   291 0 0
NORFOLK SOUTHERN CORP COM 655844108 122 612 SH   SOLE   612 0 0
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 117 7,584 SH   SOLE   7,584 0 0
ANNALY CAP MGMT INC COM 035710409 120 13,157 SH   SOLE   13,157 0 0
NIKE INC CL B 654106103 53 629 SH   SOLE   629 0 0
NEXTERA ENERGY INC COM 65339F101 3 13 SH   SOLE   13 0 0
MICRON TECHNOLOGY INC COM 595112103 780 20,216 SH   SOLE   20,216 0 0
MICROSOFT CORP COM 594918104 2,151 16,054 SH   SOLE   16,054 0 0
MERCK & CO INC COM 58933Y105 3 31 SH   SOLE   31 0 0
ALTRIA GROUP INC COM 02209S103 102 2,164 SH   SOLE   2,164 0 0
MALLINCKRODT PUB LTD CO SHS G5785G107 0 53 SH   SOLE   53 0 0
3M CO COM 88579Y101 703 4,058 SH   SOLE   4,058 0 0
GLOBAL X FDS GLB X MLP ENRG I 37950E226 125 9,653 SH   SOLE   9,653 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,919 48,344 SH   SOLE   47,872 0 0
MFA FINL INC COM 55272X102 123 17,134 SH   SOLE   17,134 0 0
MEDTRONIC PLC SHS G5960L103 40 411 SH   SOLE   411 0 0
MONDELEZ INTL INC CL A 609207105 19 346 SH   SOLE   346 0 0
ISHARES TR MBS ETF 464288588 3,372 31,336 SH   SOLE   31,336 0 0
MACERICH CO COM 554382101 72 2,144 SH   SOLE   2,144 0 0
MACYS INC COM 55616P104 84 3,936 SH   SOLE   3,936 0 0
SOUTHWEST AIRLS CO COM 844741108 3 65 SH   SOLE   65 0 0
LILLY ELI & CO COM 532457108 18 160 SH   SOLE   160 0 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 2 95 SH   SOLE   95 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 68 675 SH   SOLE   675 0 0
LEIDOS HLDGS INC COM 525327102 1,613 20,200 SH   SOLE   20,200 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,112 20,804 SH   SOLE   20,804 0 0
KROGER CO COM 501044101 6 289 SH   SOLE   289 0 0
KIMCO RLTY CORP COM 49446R109 98 5,305 SH   SOLE   5,305 0 0
KRAFT HEINZ CO COM 500754106 4 115 SH   SOLE   115 0 0
JPMORGAN CHASE & CO COM 46625H100 1,057 9,454 SH   SOLE   9,454 0 0
JOHNSON & JOHNSON COM 478160104 1,253 8,993 SH   SOLE   8,993 0 0
JOHNSON CTLS INTL PLC SHS G51502105 35 859 SH   SOLE   859 0 0
ISHARES TR RUS MID CAP ETF 464287499 15,179 271,690 SH   SOLE   271,320 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 14,607 93,935 SH   SOLE   93,802 0 0
INVESCO LTD SHS G491BT108 102 4,994 SH   SOLE   4,994 0 0
ISHARES TR CORE S&P500 ETF 464287200 36 122 SH   SOLE   122 0 0
ISHARES TR CORE S&P TTL STK 464287150 752 11,293 SH   SOLE   11,293 0 0
IRON MTN INC NEW COM 46284V101 86 2,748 SH   SOLE   2,748 0 0
INTUIT COM 461202103 4 14 SH   SOLE   14 0 0
INTEL CORP COM 458140100 409 8,541 SH   SOLE   8,541 0 0
ISHARES TR CORE S&P SCP ETF 464287804 339 4,333 SH   SOLE   4,333 0 0
ISHARES TR CORE S&P MCP ETF 464287507 235 1,210 SH   SOLE   1,210 0 0
ISHARES TR SH TR CRPORT ETF 464288646 10,076 188,539 SH   SOLE   188,539 0 0
ISHARES TR INTRM TR CRP ETF 464288638 11,949 209,815 SH   SOLE   209,815 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 32,271 256,611 SH   SOLE   256,611 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 21 1,935 SH   SOLE   1,935 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,146 13,338 SH   SOLE   13,338 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 94 682 SH   SOLE   682 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,052 9,640 SH   SOLE   9,640 0 0
HERSHEY CO COM 427866108 27 200 SH   SOLE   200 0 0
HELMERICH & PAYNE INC COM 423452101 86 1,697 SH   SOLE   1,697 0 0
HONEYWELL INTL INC COM 438516106 31 177 SH   SOLE   177 0 0
HOME DEPOT INC COM 437076102 14 65 SH   SOLE   65 0 0
HCA HEALTHCARE INC COM 40412C101 480 3,553 SH   SOLE   3,553 0 0
ISHARES TR INTRM GOV CR ETF 464288612 1,170 10,419 SH   SOLE   10,419 0 0
GARRETT MOTION INC COM 366505105 0 16 SH   SOLE   16 0 0
ALPHABET INC CAP STK CL A 02079K305 1,532 1,415 SH   SOLE   1,415 0 0
ALPHABET INC CAP STK CL C 02079K107 19 18 SH   SOLE   18 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 67 500 SH   SOLE   500 0 0
GILEAD SCIENCES INC COM 375558103 2 36 SH   SOLE   36 0 0
GENERAL ELECTRIC CO COM 369604103 5 500 SH   SOLE   500 0 0
FIRST HORIZON NATL CORP COM 320517105 0 0 SH   SOLE   0 0 0
FEDEX CORP COM 31428X106 419 2,551 SH   SOLE   2,551 0 0
FORD MTR CO DEL COM 345370860 113 11,058 SH   SOLE   11,058 0 0
EXELON CORP COM 30161N101 42 878 SH   SOLE   878 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 117 8,309 SH   SOLE   8,309 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 128 4,450 SH   SOLE   4,450 0 0
EMERSON ELEC CO COM 291011104 862 12,921 SH   SOLE   12,921 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 17 491 SH   SOLE   491 0 0
CALLAWAY GOLF CO COM 131193104 3 201 SH   SOLE   201 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 470 10,957 SH   SOLE   10,957 0 0
DOW INC COM 260557103 238 4,826 SH   SOLE   4,350 0 0
DISNEY WALT CO COM DISNEY 254687106 1,398 10,009 SH   SOLE   10,009 0 0
DINE BRANDS GLOBAL INC COM 254423106 5 48 SH   SOLE   48 0 0
DISCOVER FINL SVCS COM 254709108 4 50 SH   SOLE   50 0 0
DUPONT DE NEMOURS INC COM 26614N102 363 4,842 SH   SOLE   4,366 0 0
DOMINION ENERGY INC COM 25746U109 99 1,275 SH   SOLE   1,275 0 0
CHEVRON CORP NEW COM 166764100 26 210 SH   SOLE   210 0 0
CVS HEALTH CORP COM 126650100 266 4,890 SH   SOLE   4,890 0 0
CARVANA CO CL A 146869102 8 130 SH   SOLE   130 0 0
CORTEVA INC COM 22052L104 143 4,842 SH   SOLE   4,366 0 0
CSX CORP COM 126408103 16 210 SH   SOLE   210 0 0
CISCO SYS INC COM 17275R102 1,754 32,046 SH   SOLE   32,046 0 0
CRONOS GROUP INC COM 22717L101 0 20 SH   SOLE   20 0 0
SALESFORCE COM INC COM 79466L302 3 18 SH   SOLE   18 0 0
ISHARES TR MSCI LW CRB TG 46434V464 64 532 SH   SOLE   532 0 0
COSTCO WHSL CORP NEW COM 22160K105 3 10 SH   SOLE   10 0 0
CONOCOPHILLIPS COM 20825C104 2 34 SH   SOLE   34 0 0
COLUMBIA SPORTSWEAR CO COM 198516106 2 20 SH   SOLE   20 0 0
COMCAST CORP NEW CL A 20030N101 3 65 SH   SOLE   65 0 0
CINCINNATI FINL CORP COM 172062101 518 5,000 SH   SOLE   5,000 0 0
CHIMERA INVT CORP COM NEW 16934Q208 128 6,776 SH   SOLE   6,776 0 0
CIENA CORP COM NEW 171779309 0 3 SH   SOLE   3 0 0
CANOPY GROWTH CORP COM 138035100 1 20 SH   SOLE   20 0 0
CHEMOURS CO COM 163851108 12 498 SH   SOLE   6 0 0
CITIGROUP INC COM NEW 172967424 4 52 SH   SOLE   52 0 0
BOSTON SCIENTIFIC CORP COM 101137107 3 61 SH   SOLE   61 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,825 22,661 SH   SOLE   22,661 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 3 155 SH   SOLE   155 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,898 120,380 SH   SOLE   120,380 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,669 32,131 SH   SOLE   32,131 0 0
FRANKLIN RES INC COM 354613101 3 75 SH   SOLE   75 0 0
BB&T CORP COM 054937107 15 303 SH   SOLE   303 0 0
BANK AMER CORP COM 060505104 1,076 37,103 SH   SOLE   37,103 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 20 120 SH   SOLE   120 0 0
BOEING CO COM 097023105 37 103 SH   SOLE   103 0 0
AMERICAN EXPRESS CO COM 025816109 3 23 SH   SOLE   23 0 0
ATMOS ENERGY CORP COM 049560105 71 675 SH   SOLE   675 0 0
APOLLO GLOBAL MGMT LLC CL A SHS 037612306 153 4,453 SH   SOLE   4,453 0 0
ANTHEM INC COM 036752103 260 921 SH   SOLE   921 0 0
AMAZON COM INC COM 023135106 1,863 984 SH   SOLE   984 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 0 0 SH   SOLE   0 0 0
AGNC INVT CORP COM 00123Q104 120 7,130 SH   SOLE   7,130 0 0
ISHARES TR CORE US AGGBD ET 464287226 70 626 SH   SOLE   626 0 0
AFLAC INC COM 001055102 3 56 SH   SOLE   56 0 0
ADIENT PLC ORD SHS G0084W101 2 85 SH   SOLE   85 0 0
ADOBE INC COM 00724F101 900 3,053 SH   SOLE   3,053 0 0
AURORA CANNABIS INC COM 05156X108 0 30 SH   SOLE   30 0 0
ABBVIE INC COM 00287Y109 84 1,160 SH   SOLE   1,160 0 0
APPLE INC COM 037833100 1,796 9,072 SH   SOLE   9,072 0 0