The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 408 2,989 SH   SOLE NONE 0 0 2,989
A T & T INC COM 00206R102 537 18,440 SH   SOLE NONE 0 0 18,440
ABBVIE INC COM 00287Y109 256 3,364 SH   SOLE NONE 0 0 3,364
ADOBE INC COM 00724F101 482 1,515 SH   SOLE NONE 0 0 1,515
ALBEMARLE CORP COM 012653101 523 9,293 SH   SOLE NONE 0 0 9,293
ALPS ALERIAN MLP ETF ALERIAN MLP 00162Q866 81 23,715 SH   SOLE NONE 0 0 23,715
ALTRIA GROUP INC COM 02209S103 300 7,763 SH   SOLE NONE 0 0 7,763
AMAZON.COM INC COM 023135106 2,138 1,097 SH   SOLE NONE 0 0 1,097
AMERICAN FIN TRUST INC COM CLASS A 02607T109 122 19,532 SH   SOLE NONE 0 0 19,532
AMGEN INC. COM 031162100 1,692 8,346 SH   SOLE NONE 0 0 8,346
APPLE INC COM 037833100 5,013 19,716 SH   SOLE NONE 0 0 19,716
ASTRAZENECA PLC F SPONSORED ADR 046353108 432 9,680 SH   SOLE NONE 0 0 9,680
BANK OF AMERICA CORP COM 060505104 200 9,458 SH   SOLE NONE 0 0 9,458
BAXTER INTERNTNL COM 071813109 200 2,474 SH   SOLE NONE 0 0 2,474
BERKSHIRE HATHAWAY CL B NEW 084670702 3,648 19,954 SH   SOLE NONE 0 0 19,954
BRCLYS BK IPATH BLOOM DJUBS CMDT ETN36 06738C778 319 19,300 SH   SOLE NONE 0 0 19,300
BRISTOL-MYERS SQUIBB COM 110122108 1,145 20,551 SH   SOLE NONE 0 0 20,551
CATERPILLAR INC COM 149123101 547 4,718 SH   SOLE NONE 0 0 4,718
CHARLES SCHWAB CORP COM 808513105 238 7,100 SH   SOLE NONE 0 0 7,100
CHARLES SCHWAB US MC US MID-CAP ETF 808524508 7,272 172,501 SH   SOLE NONE 0 0 172,501
CHARLES SCHWAB US REIT US REIT ETF 808524847 1,628 49,752 SH   SOLE NONE 0 0 49,752
CIRRUS LOGIC INC COM 172755100 305 4,660 SH   SOLE NONE 0 0 4,660
CISCO SYSTEMS INC COM 17275R102 364 9,276 SH   SOLE NONE 0 0 9,276
CONSTELLATION BRAND CL A 21036P108 223 1,556 SH   SOLE NONE 0 0 1,556
COSTCO WHOLESALE CO COM 22160K105 265 931 SH   SOLE NONE 0 0 931
CSX CORP COM 126408103 421 7,353 SH   SOLE NONE 0 0 7,353
DEERE & CO COM 244199105 1,034 7,488 SH   SOLE NONE 0 0 7,488
DUKE ENERGY CORP COM NEW 26441C204 416 5,149 SH   SOLE NONE 0 0 5,149
DUNKIN BRANDS GROUP COM 265504100 273 5,144 SH   SOLE NONE 0 0 5,144
ENTERPRISE PRODS PART LP COM 293792107 174 12,181 SH   SOLE NONE 0 0 12,181
EXXON MOBIL CORP COM 30231G102 674 17,762 SH   SOLE NONE 0 0 17,762
GAMCO GLOBAL GOLD NTRL R COM SH BEN INT 36465A109 47 17,475 SH   SOLE NONE 0 0 17,475
GENERAL DYNAMICS CO COM 369550108 230 1,743 SH   SOLE NONE 0 0 1,743
GENERAL ELECTRIC CO COM 369604103 236 29,730 SH   SOLE NONE 0 0 29,730
GILEAD SCIENCES INC COM 375558103 471 6,301 SH   SOLE NONE 0 0 6,301
GLOBAL PAYMENTS INC COM 37940X102 262 1,821 SH   SOLE NONE 0 0 1,821
GLOBAL X MLP & ENERGY GLB X MLP ENRG I 37950E226 1,039 169,355 SH   SOLE NONE 0 0 169,355
GRANITESHARES PLATINUM SHS BEN INT 38748T103 77 10,890 SH   SOLE NONE 0 0 10,890
HERSHEY CO COM 427866108 408 3,080 SH   SOLE NONE 0 0 3,080
HOME DEPOT INC COM 437076102 1,090 5,838 SH   SOLE NONE 0 0 5,838
IBM CORP COM 459200101 204 1,844 SH   SOLE NONE 0 0 1,844
INTEL CORP COM 458140100 1,363 25,195 SH   SOLE NONE 0 0 25,195
INVESCO PREFERRED ETF PFD ETF 46138E511 1,606 122,106 SH   SOLE NONE 0 0 122,106
INVESCO QQQ TRUST UNIT SER 1 46090E103 1,902 9,991 SH   SOLE NONE 0 0 9,991
INVESCO S&P 500 EQUAL S&P500 EQL WGT 46137V357 1,071 12,749 SH   SOLE NONE 0 0 12,749
INVESCO S&P 500 LOW S&P500 LOW VOL 46138E354 624 13,308 SH   SOLE NONE 0 0 13,308
INVESCO S&P SMALLCAP S&P SMLCP INFO 46138E115 316 4,456 SH   SOLE NONE 0 0 4,456
INVESCO SOLAR ETF SOLAR ETF 46138G706 1,018 40,368 SH   SOLE NONE 0 0 40,368
ISHARE EDGE MSCI MIN VOL MIN VOL EAFE ETF 46429B689 391 6,309 SH   SOLE NONE 0 0 6,309
ISHARES 1-3 YEAR TREASRY 1 3 YR TREAS BD 464287457 2,481 28,636 SH   SOLE NONE 0 0 28,636
ISHARES 3-7 YEAR 3 7 YR TREAS BD 464288661 1,414 10,610 SH   SOLE NONE 0 0 10,610
ISHARES 7-10 YEAR BARCLAYS 7 10 YR 464287440 1,449 11,930 SH   SOLE NONE 0 0 11,930
ISHARES BRD USD INV GRD USD INV GRDE ETF 464288620 654 11,679 SH   SOLE NONE 0 0 11,679
ISHARES CORE DIVIDEND CORE DIV GRWTH 46434V621 1,018 31,244 SH   SOLE NONE 0 0 31,244
ISHARES CORE HIGH CORE HIGH DV ETF 46429B663 1,091 15,256 SH   SOLE NONE 0 0 15,256
ISHARES CORE MSCI CORE MSCI EMKT 46434G103 3,381 83,547 SH   SOLE NONE 0 0 83,547
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 3,599 72,156 SH   SOLE NONE 0 0 72,156
ISHARES CORE MSCI EUROPE CORE MSCI EURO 46434V738 363 9,791 SH   SOLE NONE 0 0 9,791
ISHARES CORE S&P 500 CORE S&P500 ETF 464287200 6,301 24,387 SH   SOLE NONE 0 0 24,387
ISHARES CORE S&P MID CAP CORE S&P MCP ETF 464287507 676 4,702 SH   SOLE NONE 0 0 4,702
ISHARES CORE S&P SMALL CORE S&P SCP ETF 464287804 1,271 22,653 SH   SOLE NONE 0 0 22,653
ISHARES CORE US CORE US AGGBD ET 464287226 2,509 21,755 SH   SOLE NONE 0 0 21,755
ISHARES EDG MSCI USA VAL EDGE MSCI USA VL 46432F388 212 3,370 SH   SOLE NONE 0 0 3,370
ISHARES EDGE MSCI MIN MIN VOL GBL ETF 464286525 341 4,250 SH   SOLE NONE 0 0 4,250
ISHARES EDGE MSCI MIN MSCI MIN VOL ETF 46429B697 1,544 28,600 SH   SOLE NONE 0 0 28,600
ISHARES EDGE U.S. FIXED EDGE US FIXD INM 46435U796 754 7,729 SH   SOLE NONE 0 0 7,729
ISHARES EXPONENTIAL EXPONENTIAL TECH 46434V381 241 6,790 SH   SOLE NONE 0 0 6,790
ISHARES FLOATING RATE FLTG RATE NT ETF 46429B655 754 15,480 SH   SOLE NONE 0 0 15,480
ISHARES GLOBAL GLOB HLTHCRE ETF 464287325 401 6,591 SH   SOLE NONE 0 0 6,591
ISHARES GLOBAL GLB INFRASTR ETF 464288372 346 10,131 SH   SOLE NONE 0 0 10,131
ISHARES GLOBAL GLOB INDSTRL ETF 464288729 465 6,550 SH   SOLE NONE 0 0 6,550
ISHARES GLOBAL CONSUMER GLB CNSM STP ETF 464288737 856 17,911 SH   SOLE NONE 0 0 17,911
ISHARES GLOBAL CONSUMER GLB CNS DISC ETF 464288745 207 2,191 SH   SOLE NONE 0 0 2,191
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 578 3,172 SH   SOLE NONE 0 0 3,172
ISHARES GOLD ETF ISHARES 464285105 2,098 139,273 SH   SOLE NONE 0 0 139,273
ISHARES HIGH YIELD 0-5YR HI YL CP 46434V407 567 13,880 SH   SOLE NONE 0 0 13,880
ISHARES IBOXX HIGH YIELD IBOXX HI YD ETF 464288513 1,084 14,077 SH   SOLE NONE 0 0 14,077
ISHARES IBOXX INVT GRADE IBOXX INV CP ETF 464287242 2,288 18,529 SH   SOLE NONE 0 0 18,529
ISHARES INTERMEDT TERM INTRM TR CRP ETF 464288638 5,150 93,781 SH   SOLE NONE 0 0 93,781
ISHARES INTERNTINL CORE INTL AGGR 46435G672 294 5,379 SH   SOLE NONE 0 0 5,379
ISHARES JP MORGAN USD JPMORGAN USD EMG 464288281 802 8,304 SH   SOLE NONE 0 0 8,304
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,306 24,441 SH   SOLE NONE 0 0 24,441
ISHARES MSCI EMERGING MSCI EMG MKT ETF 464287234 803 23,547 SH   SOLE NONE 0 0 23,547
ISHARES MSCI INDIA INDEX MSCI INDIA ETF 46429B598 215 8,942 SH   SOLE NONE 0 0 8,942
ISHARES MSCI PACIFIC EX MSCI PAC JP ETF 464286665 243 7,185 SH   SOLE NONE 0 0 7,185
ISHARES NASDAQ NASDAQ BIOTECH 464287556 1,046 9,709 SH   SOLE NONE 0 0 9,709
ISHARES NATIONAL MUNI NATIONAL MUN ETF 464288414 6,250 55,305 SH   SOLE NONE 0 0 55,305
ISHARES NORTH AMER NATL NORTH AMERN NAT 464287374 639 38,428 SH   SOLE NONE 0 0 38,428
ISHARES PREFERRED INCOME PFD AND INCM SEC 464288687 2,740 86,062 SH   SOLE NONE 0 0 86,062
ISHARES RUSSELL 2000 RUS 2000 VAL ETF 464287630 272 3,322 SH   SOLE NONE 0 0 3,322
ISHARES RUSSELL 2000 RUS 2000 GRW ETF 464287648 282 1,785 SH   SOLE NONE 0 0 1,785
ISHARES RUSSELL 2000 RUSSELL 2000 ETF 464287655 797 6,970 SH   SOLE NONE 0 0 6,970
ISHARES RUSSELL MID CAP RUS MID CAP ETF 464287499 726 16,839 SH   SOLE NONE 0 0 16,839
ISHARES S&P 500 GROWTH S&P 500 GRWT ETF 464287309 2,742 16,619 SH   SOLE NONE 0 0 16,619
ISHARES S&P 500 VALUE S&P 500 VAL ETF 464287408 1,008 10,473 SH   SOLE NONE 0 0 10,473
ISHARES S&P SMALL CAP SP SMCP600VL ETF 464287879 684 6,853 SH   SOLE NONE 0 0 6,853
ISHARES S&P SMLL CAP 600 S&P SML 600 GWT 464287887 786 5,706 SH   SOLE NONE 0 0 5,706
ISHARES SELECT DIVIDEND SELECT DIVID ETF 464287168 1,370 18,635 SH   SOLE NONE 0 0 18,635
ISHARES SHORT MATURITY SHT MAT BD ETF 46431W507 498 10,277 SH   SOLE NONE 0 0 10,277
ISHARES SHORT TERM SH TR CRPORT ETF 464288646 4,655 88,908 SH   SOLE NONE 0 0 88,908
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 1,236 10,484 SH   SOLE NONE 0 0 10,484
ISHARES TOTAL US STOCK CORE S&P TTL STK 464287150 878 15,356 SH   SOLE NONE 0 0 15,356
ISHARES TOTAL USD BOND CORE TOTAL USD 46434V613 1,401 26,686 SH   SOLE NONE 0 0 26,686
ISHARES US AEROSPACE US AER DEF ETF 464288760 550 3,827 SH   SOLE NONE 0 0 3,827
ISHARES US BASIC U.S. BAS MTL ETF 464287838 401 5,800 SH   SOLE NONE 0 0 5,800
ISHARES US CONSUMER U.S. CNSM SV ETF 464287580 266 1,505 SH   SOLE NONE 0 0 1,505
ISHARES US CONSUMER U.S. CNSM GD ETF 464287812 320 2,961 SH   SOLE NONE 0 0 2,961
ISHARES US HEALTHCARE US HLTHCARE ETF 464287762 595 3,172 SH   SOLE NONE 0 0 3,172
ISHARES US TECHNOLOGY U.S. TECH ETF 464287721 567 2,777 SH   SOLE NONE 0 0 2,777
ISHARES US UTILITIES U.S. UTILITS ETF 464287697 294 2,135 SH   SOLE NONE 0 0 2,135
ISHR EDG MSCI MIN VOL MIN VOL EMRG MKT 464286533 461 9,839 SH   SOLE NONE 0 0 9,839
ISHRS EDG MSCI MIN USA EDGE MSCI MINM 46435G433 250 9,696 SH   SOLE NONE 0 0 9,696
J P MORGAN CHASE & CO COM 46625H100 623 6,923 SH   SOLE NONE 0 0 6,923
JABIL INC COM 466313103 412 16,798 SH   SOLE NONE 0 0 16,798
JOHNSON & JOHNSON COM 478160104 2,138 16,308 SH   SOLE NONE 0 0 16,308
JPMORGAN ULTRA SHORT ULTRA SHRT INC 46641Q837 307 6,184 SH   SOLE NONE 0 0 6,184
LILLY ELI & CO COM 532457108 307 2,217 SH   SOLE NONE 0 0 2,217
MAXIM INTEGRATED PRO COM 57772K101 609 12,531 SH   SOLE NONE 0 0 12,531
MEDTRONIC PLC F SHS G5960L103 568 6,308 SH   SOLE NONE 0 0 6,308
MERCK & CO. INC. COM 58933Y105 898 11,682 SH   SOLE NONE 0 0 11,682
MICROSOFT CORP COM 594918104 2,689 17,053 SH   SOLE NONE 0 0 17,053
MOLSON COORS BEVERAGE CL CL B 60871R209 454 11,645 SH   SOLE NONE 0 0 11,645
NETFLIX INC COM 64110L106 1,289 3,435 SH   SOLE NONE 0 0 3,435
NOVARTIS AG F SPONSORED ADR 66987V109 385 4,679 SH   SOLE NONE 0 0 4,679
NUVEEN MUNICIPAL VALUE C COM 670928100 97 10,000 SH   SOLE NONE 0 0 10,000
NVIDIA CORP COM 67066G104 1,518 5,759 SH   SOLE NONE 0 0 5,759
PAYPAL HOLDINGS INCORPOR COM 70450Y103 274 2,866 SH   SOLE NONE 0 0 2,866
PEPSICO INC COM 713448108 447 3,728 SH   SOLE NONE 0 0 3,728
PFIZER INC COM 717081103 732 22,453 SH   SOLE NONE 0 0 22,453
PHILIP MORRIS INTL COM 718172109 620 8,503 SH   SOLE NONE 0 0 8,503
PINNACLE FINL PARTNR COM 72346Q104 1,044 27,835 SH   SOLE NONE 0 0 27,835
PROCTER & GAMBLE COM 742718109 859 7,812 SH   SOLE NONE 0 0 7,812
PROSHARES LONG ONLN SHRT LONG ONLINE SHRT 74347B375 725 12,942 SH   SOLE NONE 0 0 12,942
RAYTHEON CO COM NEW 755111507 710 5,415 SH   SOLE NONE 0 0 5,415
RELIANT BANCORP INC COM 75956B101 204 18,145 SH   SOLE NONE 0 0 18,145
SCHWAB EMERGING MARKETS EMRG MKTEQ ETF 808524706 4,919 237,776 SH   SOLE NONE 0 0 237,776
SCHWAB INTERMEDIATE TERM INTRM TRM TRES 808524854 1,470 25,009 SH   SOLE NONE 0 0 25,009
SCHWAB INTERNATIONAL INTL EQTY ETF 808524805 9,294 359,683 SH   SOLE NONE 0 0 359,683
SCHWAB INTERNATNAL SMALL INTL SCEQT ETF 808524888 2,604 106,754 SH   SOLE NONE 0 0 106,754
SCHWAB SHORT TERM US SHT TM US TRES 808524862 936 18,095 SH   SOLE NONE 0 0 18,095
SCHWAB US AGGREGATE BOND US AGGREGATE B 808524839 11,946 220,137 SH   SOLE NONE 0 0 220,137
SCHWAB US BROAD MARKET US BRD MKT ETF 808524102 18,242 301,875 SH   SOLE NONE 0 0 301,875
SCHWAB US DIVIDEND US DIVIDEND EQ 808524797 4,030 89,606 SH   SOLE NONE 0 0 89,606
SCHWAB US LARGE CAP US LCAP GR ETF 808524300 266 3,348 SH   SOLE NONE 0 0 3,348
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201 6,284 102,599 SH   SOLE NONE 0 0 102,599
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 5,859 113,738 SH   SOLE NONE 0 0 113,738
SCHWAB US TIPS ETF US TIPS ETF 808524870 1,349 23,473 SH   SOLE NONE 0 0 23,473
SKYWORKS SOLUTIONS COM 83088M102 601 6,731 SH   SOLE NONE 0 0 6,731
SMARTFINL INC 0050 COM NEW 83190L208 722 47,497 SH   SOLE NONE 0 0 47,497
SOUTHERN CO COM 842587107 280 5,172 SH   SOLE NONE 0 0 5,172
SPDR DOW JONES UT SER 1 78467X109 226 1,033 SH   SOLE NONE 0 0 1,033
SPDR GOLD SHARES ETF GOLD SHS 78463V107 348 2,355 SH   SOLE NONE 0 0 2,355
SPDR S&P 500 ETF TR UNIT 78462F103 3,379 13,112 SH   SOLE NONE 0 0 13,112
SPDR S&P BIOTECH ETF S&P BIOTECH 78464A870 361 4,668 SH   SOLE NONE 0 0 4,668
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 986 12,348 SH   SOLE NONE 0 0 12,348
SPDR SHORT TERM PORTFOLIO SHORT 78464A474 4,181 138,229 SH   SOLE NONE 0 0 138,229
STRYKER CORP COM 863667101 311 1,869 SH   SOLE NONE 0 0 1,869
STURM RUGER & CO INC COM 864159108 423 8,315 SH   SOLE NONE 0 0 8,315
TESLA INC COM 88160R101 669 1,277 SH   SOLE NONE 0 0 1,277
THE COCA-COLA CO COM 191216100 517 11,697 SH   SOLE NONE 0 0 11,697
UNITED PARCEL SRVC CL B 911312106 1,198 12,828 SH   SOLE NONE 0 0 12,828
US GLOBAL JETS ETF US GLB JETS 26922A842 265 18,019 SH   SOLE NONE 0 0 18,019
VANECK VECTORS GOLD GOLD MINERS ETF 92189F106 516 22,399 SH   SOLE NONE 0 0 22,399
VANGUARD CONSUMER CONSUM STP ETF 92204A207 10,826 78,558 SH   SOLE NONE 0 0 78,558
VANGUARD DIVIDEND DIV APP ETF 921908844 8,933 86,405 SH   SOLE NONE 0 0 86,405
VANGUARD EMERGING MKT EMERG MKT BD ETF 921946885 2,509 35,642 SH   SOLE NONE 0 0 35,642
VANGUARD ENERGY ETF ENERGY ETF 92204A306 451 11,802 SH   SOLE NONE 0 0 11,802
VANGUARD FTSE ALL WORLD ALLWRLD EX US 922042775 14,290 348,383 SH   SOLE NONE 0 0 348,383
VANGUARD FTSE DEVELOPED FTSE DEV MKT ETF 921943858 27,973 839,050 SH   SOLE NONE 0 0 839,050
VANGUARD FTSE EMERGING FTSE EMR MKT ETF 922042858 21,003 626,022 SH   SOLE NONE 0 0 626,022
VANGUARD FTSE EUROPE FTSE EUROPE ETF 922042874 211 4,894 SH   SOLE NONE 0 0 4,894
VANGUARD FTSE PACIFIC FTSE PACIFIC ETF 922042866 724 13,142 SH   SOLE NONE 0 0 13,142
VANGUARD GLBAL EX US GLB EX US ETF 922042676 207 4,829 SH   SOLE NONE 0 0 4,829
VANGUARD GROWTH ETF GROWTH ETF 922908736 437 2,790 SH   SOLE NONE 0 0 2,790
VANGUARD HIGH DIVIDEND HIGH DIV YLD 921946406 6,933 97,998 SH   SOLE NONE 0 0 97,998
VANGUARD INFORMATION INF TECH ETF 92204A702 1,225 5,783 SH   SOLE NONE 0 0 5,783
VANGUARD INTERMEDIATE INTERMED TERM 921937819 36,011 403,132 SH   SOLE NONE 0 0 403,132
VANGUARD INTERMEDIATE INT-TERM CORP 92206C870 28,810 330,808 SH   SOLE NONE 0 0 330,808
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 3,132 26,446 SH   SOLE NONE 0 0 26,446
VANGUARD MID CAP ETF MID CAP ETF 922908629 21,195 161,001 SH   SOLE NONE 0 0 161,001
VANGUARD MID CAP GROWTH MCAP GR IDXVIP 922908538 1,416 11,183 SH   SOLE NONE 0 0 11,183
VANGUARD MID CAP VALUE MCAP VL IDXVIP 922908512 559 6,888 SH   SOLE NONE 0 0 6,888
VANGUARD REAL ESTATE REAL ESTATE ETF 922908553 10,493 150,235 SH   SOLE NONE 0 0 150,235
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 19,446 82,116 SH   SOLE NONE 0 0 82,116
VANGUARD S&P SMALL CAP SMLLCP 600 IDX 921932828 10,564 103,091 SH   SOLE NONE 0 0 103,091
VANGUARD SHORT TERM SHORT TERM TREAS 92206C102 4,338 69,593 SH   SOLE NONE 0 0 69,593
VANGUARD SHORT TERM COR SHRT TRM CORP BD 92206C409 21,771 275,245 SH   SOLE NONE 0 0 275,245
VANGUARD SHORT-TERM BOND SHORT TRM BOND 921937827 10,996 133,812 SH   SOLE NONE 0 0 133,812
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 20,783 180,041 SH   SOLE NONE 0 0 180,041
VANGUARD SMALL CAP VALUE SM CP VAL ETF 922908611 1,134 12,780 SH   SOLE NONE 0 0 12,780
VANGUARD TOTAL BOND TOTAL BND MRKT 921937835 30,504 357,402 SH   SOLE NONE 0 0 357,402
VANGUARD TOTAL INTERNATL INTL BD IDX ETF 92203J407 6,287 111,755 SH   SOLE NONE 0 0 111,755
VANGUARD TOTAL INTERNTL VG TL INTL STK F 921909768 788 18,787 SH   SOLE NONE 0 0 18,787
VANGUARD TOTAL STOCK TOTAL STK MKT 922908769 88,921 689,791 SH   SOLE NONE 0 0 689,791
VANGUARD TOTAL WORLD TT WRLD ST ETF 922042742 914 14,558 SH   SOLE NONE 0 0 14,558
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 13,789 113,090 SH   SOLE NONE 0 0 113,090
VANGUARD VALUE ETF VALUE ETF 922908744 585 6,569 SH   SOLE NONE 0 0 6,569
VERIZON COMMUNICATN COM 92343V104 1,664 30,986 SH   SOLE NONE 0 0 30,986
VGRD FTSE ALL WRLD EX US FTSE SMCAP ETF 922042718 3,267 41,753 SH   SOLE NONE 0 0 41,753
VISA INC COM CL A 92826C839 318 1,975 SH   SOLE NONE 0 0 1,975
WALMART INC COM 931142103 743 6,541 SH   SOLE NONE 0 0 6,541
WALT DISNEY CO COM DISNEY 254687106 471 4,877 SH   SOLE NONE 0 0 4,877
WESTROCK CO COM 96145D105 267 9,455 SH   SOLE NONE 0 0 9,455