The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Com 002824100   3,162,556 27,960 SH   SOLE 0 23,694 0 4,266
Abbott Laboratories Com 002824100   1,369,310 12,106 SH   DFND 0 12,106 0 0
AbbVie Inc. Com 00287Y109   2,408,901 13,556 SH   SOLE 0 12,706 0 850
AbbVie Inc. Com 00287Y109   860,068 4,840 SH   DFND 0 4,840 0 0
Adobe Systems, Inc. Com 00724F101   8,887,819 19,987 SH   SOLE 0 18,466 9 1,512
Adobe Systems, Inc. Com 00724F101   429,116 965 SH   DFND 0 965 0 0
Advanced Micro Devices, Inc. Com 007903107   240,010 1,987 SH   SOLE 0 1,987 0 0
Advanced Micro Devices, Inc. Com 007903107   65,589 543 SH   DFND 0 543 0 0
Air Products And Chemicals, Inc. Com 009158106   4,436,452 15,296 SH   SOLE 0 14,686 0 610
Air Products And Chemicals, Inc. Com 009158106   1,062,126 3,662 SH   DFND 0 3,662 0 0
Albemarle Corp. Com 012653101   2,550,120 29,625 SH   SOLE 0 26,840 25 2,760
Albemarle Corp. Com 012653101   93,397 1,085 SH   DFND 0 1,085 0 0
Alphabet Inc Class C Com 02079K107   27,935,453 146,689 SH   SOLE 0 135,597 24 11,068
Alphabet Inc Class C Com 02079K107   2,187,013 11,484 SH   DFND 0 11,484 0 0
Alphabet Inc Class A Com 02079K305   4,026,979 21,273 SH   SOLE 0 21,273 0 0
Alphabet Inc Class A Com 02079K305   1,083,175 5,722 SH   DFND 0 5,722 0 0
Altria Group Inc Com 02209S103   250,312 4,787 SH   SOLE 0 3,287 0 1,500
Altria Group Inc Com 02209S103   87,847 1,680 SH   DFND 0 1,680 0 0
Amazon.com Inc. Com 023135106   7,741,615 35,287 SH   SOLE 0 33,736 4 1,547
Amazon.com Inc. Com 023135106   1,708,171 7,786 SH   DFND 0 7,786 0 0
American Electric Power Co. Com 025537101   266,268 2,887 SH   SOLE 0 2,887 0 0
American Electric Power Co. Com 025537101   64,100 695 SH   DFND 0 695 0 0
American Express Company Com 025816109   485,548 1,636 SH   SOLE 0 1,636 0 0
American Express Company Com 025816109   15,136 51 SH   DFND 0 51 0 0
Cencora Inc Com 03073E105   2,239,835 9,969 SH   SOLE 0 9,323 7 639
Cencora Inc Com 03073E105   53,024 236 SH   DFND 0 236 0 0
Amgen Inc. Com 031162100   1,215,104 4,662 SH   SOLE 0 4,662 0 0
Amgen Inc. Com 031162100   69,070 265 SH   DFND 0 265 0 0
Elevance Health Inc Com 036752103   366,687 994 SH   SOLE 0 994 0 0
Elevance Health Inc Com 036752103   18,445 50 SH   DFND 0 50 0 0
Apple, Inc. Com 037833100   49,373,558 197,163 SH   SOLE 0 181,991 15 15,157
Apple, Inc. Com 037833100   6,541,471 26,122 SH   DFND 0 21,522 0 4,600
Automatic Data Processing Com 053015103   3,936,048 13,446 SH   SOLE 0 11,071 0 2,375
Automatic Data Processing Com 053015103   1,558,787 5,325 SH   DFND 0 5,325 0 0
Bank Of America Corp. Com 060505104   168,065 3,824 SH   SOLE 0 3,824 0 0
Bank Of America Corp. Com 060505104   54,059 1,230 SH   DFND 0 1,230 0 0
Bank of Montreal Com 063671101   346,469 3,570 SH   SOLE 0 1,470 0 2,100
Bank of Montreal Com 063671101   268,829 2,770 SH   DFND 0 2,770 0 0
Berkshire Hathaway Inc Class A Com 084670108   1,361,840 2 SH   SOLE 0 0 0 2
Berkshire Hathaway Inc Cl B Com 084670702   20,194,531 44,552 SH   SOLE 0 40,628 13 3,911
Berkshire Hathaway Inc Cl B Com 084670702   606,035 1,337 SH   DFND 0 1,337 0 0
Blackstone Group Inc Com 09260D107   10,191,746 59,110 SH   SOLE 0 55,671 37 3,402
Blackstone Group Inc Com 09260D107   523,467 3,036 SH   DFND 0 3,036 0 0
BlackRock Inc Com 09290D101   8,384,375 8,179 SH   SOLE 0 7,422 0 757
BlackRock Inc Com 09290D101   262,428 256 SH   DFND 0 256 0 0
Boeing Company Com 097023105   176,115 995 SH   SOLE 0 945 0 50
Boeing Company Com 097023105   298,068 1,684 SH   DFND 0 1,684 0 0
Broadcom Inc Com 11135F101   406,184 1,752 SH   SOLE 0 1,752 0 0
Broadcom Inc Com 11135F101   23,184 100 SH   DFND 0 100 0 0
CDW Corporation Com 12514G108   3,222,873 18,518 SH   SOLE 0 17,475 18 1,025
CDW Corporation Com 12514G108   153,329 881 SH   DFND 0 881 0 0
CSX Corporation Com 126408103   865,643 26,825 SH   SOLE 0 9,425 0 17,400
CSX Corporation Com 126408103   145,215 4,500 SH   DFND 0 4,500 0 0
Canadian National Railway Com 136375102   8,919,582 87,869 SH   SOLE 0 81,530 25 6,314
Canadian National Railway Com 136375102   950,540 9,364 SH   DFND 0 9,364 0 0
Capital One Financial Corporation Com 14040H105   267,480 1,500 SH   SOLE 0 1,500 0 0
Caterpillar, Inc. Com 149123101   507,138 1,398 SH   SOLE 0 1,298 0 100
Caterpillar, Inc. Com 149123101   150,545 415 SH   DFND 0 415 0 0
Chevron Corp Com 166764100   1,388,871 9,589 SH   SOLE 0 8,482 0 1,107
Chevron Corp Com 166764100   479,855 3,313 SH   DFND 0 2,713 0 600
Cisco Systems, Inc. Com 17275R102   277,174 4,682 SH   SOLE 0 3,982 0 700
Cisco Systems, Inc. Com 17275R102   95,253 1,609 SH   DFND 0 409 0 1,200
Cleveland Cliffs Inc Com 185899101   19,176 2,040 SH   SOLE 0 2,040 0 0
Cleveland Cliffs Inc Com 185899101   94,000 10,000 SH   DFND 0 10,000 0 0
Coca Cola Company Com 191216100   435,509 6,995 SH   SOLE 0 6,995 0 0
Coca Cola Company Com 191216100   34,305 551 SH   DFND 0 551 0 0
Colgate-Palmolive Company Com 194162103   851,099 9,362 SH   SOLE 0 7,512 0 1,850
Colgate-Palmolive Company Com 194162103   599,097 6,590 SH   DFND 0 6,590 0 0
Comcast Corp Class A Com 20030N101   252,051 6,716 SH   SOLE 0 6,516 0 200
Comcast Corp Class A Com 20030N101   5,780 154 SH   DFND 0 154 0 0
Consolidated Edison Inc. Com 209115104   294,102 3,296 SH   SOLE 0 3,296 0 0
Constellation Brands Inc Com 21036P108   6,764,810 30,610 SH   SOLE 0 27,705 8 2,897
Constellation Brands Inc Com 21036P108   405,535 1,835 SH   DFND 0 1,835 0 0
Costco Wholesale Corp Com 22160K105   22,545,740 24,606 SH   SOLE 0 22,392 4 2,210
Costco Wholesale Corp Com 22160K105   614,817 671 SH   DFND 0 671 0 0
Cummins, Inc. Com 231021106   736,592 2,113 SH   SOLE 0 2,113 0 0
Cummins, Inc. Com 231021106   1,235,787 3,545 SH   DFND 0 3,445 0 100
Danaher Inc Com 235851102   770,140 3,355 SH   SOLE 0 2,925 0 430
Danaher Inc Com 235851102   177,901 775 SH   DFND 0 775 0 0
Deere & Co. Com 244199105   11,716,576 27,653 SH   SOLE 0 25,799 8 1,846
Deere & Co. Com 244199105   421,582 995 SH   DFND 0 895 0 100
Walt Disney Co Com 254687106   6,322,008 56,776 SH   SOLE 0 51,508 44 5,224
Walt Disney Co Com 254687106   282,940 2,541 SH   DFND 0 2,141 0 400
Dover Corp Com 260003108   173,530 925 SH   SOLE 0 925 0 0
Dover Corp Com 260003108   686,241 3,658 SH   DFND 0 3,658 0 0
Duke Energy Corp Com 26441C204   587,829 5,456 SH   SOLE 0 5,196 0 260
Duke Energy Corp Com 26441C204   288,312 2,676 SH   DFND 0 2,676 0 0
EOG Resources, Inc Com 26875P101   4,277,429 34,895 SH   SOLE 0 32,510 21 2,364
EOG Resources, Inc Com 26875P101   212,309 1,732 SH   DFND 0 1,732 0 0
Ebay Inc. Com 278642103   206,603 3,335 SH   SOLE 0 3,335 0 0
Ebay Inc. Com 278642103   5,576 90 SH   DFND 0 90 0 0
Ecolab Inc. Com 278865100   4,700,459 20,060 SH   SOLE 0 18,622 13 1,425
Ecolab Inc. Com 278865100   841,209 3,590 SH   DFND 0 3,590 0 0
Emerson Corp. Com 291011104   2,802,553 22,614 SH   SOLE 0 19,215 0 3,399
Emerson Corp. Com 291011104   192,463 1,553 SH   DFND 0 1,553 0 0
Enbridge Inc Com 29250N105   6,379,775 150,360 SH   SOLE 0 139,254 99 11,007
Enbridge Inc Com 29250N105   569,368 13,419 SH   DFND 0 13,419 0 0
Exxon Mobil Corp. Com 30231G102   9,628,591 89,510 SH   SOLE 0 82,983 25 6,502
Exxon Mobil Corp. Com 30231G102   1,503,398 13,976 SH   DFND 0 13,976 0 0
Meta Platforms Inc. Com 30303M102   6,636,756 11,335 SH   SOLE 0 10,566 0 769
Meta Platforms Inc. Com 30303M102   353,063 603 SH   DFND 0 603 0 0
First Merchants Corp Com 320817109   217,999 5,465 SH   SOLE 0 1,656 0 3,809
First Source Corp Com 336901103   104,617 1,792 SH   SOLE 0 1,792 0 0
First Source Corp Com 336901103   114,775 1,966 SH   DFND 0 800 0 1,166
Fiserv Inc Com 337738108   242,806 1,182 SH   SOLE 0 682 0 500
Fiserv Inc Com 337738108   109,283 532 SH   DFND 0 532 0 0
Flexshares Credit Scored US Corp Bond Fund Com 33939L761   13,530,010 283,648 SH   SOLE 0 268,263 0 15,385
Flexshares Credit Scored US Corp Bond Fund Com 33939L761   538,151 11,282 SH   DFND 0 11,282 0 0
Flexshares Developed ex-US Factor Tilt Fund Com 33939L803   8,849,047 128,455 SH   SOLE 0 121,486 130 6,839
Flexshares Developed ex-US Factor Tilt Fund Com 33939L803   170,085 2,469 SH   DFND 0 2,469 0 0
General Dynamics Com 369550108   360,191 1,367 SH   SOLE 0 1,327 0 40
General Dynamics Com 369550108   26,349 100 SH   DFND 0 100 0 0
General Mills Inc. Com 370334104   1,042,958 16,355 SH   SOLE 0 14,955 0 1,400
General Mills Inc. Com 370334104   111,916 1,755 SH   DFND 0 1,455 0 300
Genuine Parts Co. Com 372460105   612,173 5,243 SH   SOLE 0 4,243 0 1,000
Genuine Parts Co. Com 372460105   2,335 20 SH   DFND 0 20 0 0
Gilead Sciences, Inc Com 375558103   186,587 2,020 SH   SOLE 0 2,020 0 0
Gilead Sciences, Inc Com 375558103   133,937 1,450 SH   DFND 0 1,450 0 0
Home Depot, Inc. Com 437076102   502,186 1,291 SH   SOLE 0 1,145 0 146
Home Depot, Inc. Com 437076102   157,930 406 SH   DFND 0 406 0 0
Honeywell International, Inc. Com 438516106   769,833 3,408 SH   SOLE 0 3,408 0 0
Honeywell International, Inc. Com 438516106   184,326 816 SH   DFND 0 816 0 0
Horizon Bancorp Inc Com 440407104   5,458,632 338,835 SH   SOLE 0 319,254 0 19,581
Horizon Bancorp Inc Com 440407104   4,591 285 SH   DFND 0 285 0 0
ITT Inc Com 45073V108   228,608 1,600 SH   SOLE 0 1,600 0 0
ITT Inc Com 45073V108   57,152 400 SH   DFND 0 400 0 0
Illinois Tool Works Com 452308109   2,249,331 8,871 SH   SOLE 0 7,671 0 1,200
Illinois Tool Works Com 452308109   143,261 565 SH   DFND 0 565 0 0
International Business Machines Corp. Com 459200101   134,316 611 SH   SOLE 0 611 0 0
International Business Machines Corp. Com 459200101   535,506 2,436 SH   DFND 0 2,036 0 400
Invesco QQQ Trust Com 46090E103   6,883,201 13,464 SH   SOLE 0 12,473 0 991
Invesco QQQ Trust Com 46090E103   96,111 188 SH   DFND 0 188 0 0
iShares S&P 100 Com 464287101   22,314,818 77,254 SH   SOLE 0 69,299 0 7,955
iShares S&P 100 Com 464287101   283,362 981 SH   DFND 0 981 0 0
iShares TR Morningstar Large-Cap ETF Com 464287127   422,032 5,200 SH   SOLE 0 5,200 0 0
iShares Core S&P 500 ETF Com 464287200   314,944 535 SH   SOLE 0 535 0 0
iShares MSCI EAFE Index Fund Com 464287465   4,207,394 55,646 SH   SOLE 0 52,134 0 3,512
iShares MSCI EAFE Index Fund Com 464287465   61,471 813 SH   DFND 0 813 0 0
S&P Midcap 400 Index Fund I Shares Com 464287507   17,807,575 285,790 SH   SOLE 0 267,319 185 18,286
S&P Midcap 400 Index Fund I Shares Com 464287507   326,754 5,244 SH   DFND 0 5,244 0 0
iShares TR Expanded Tech Sector ETF Com 464287549   230,928 2,262 SH   SOLE 0 2,262 0 0
iShares US Consumer Discretionary ETF Com 464287580   203,528 2,117 SH   SOLE 0 2,117 0 0
iShares S&P Midcap 400 Growth Com 464287606   527,758 5,804 SH   SOLE 0 5,804 0 0
iShares US Technology Fund Com 464287721   377,265 2,365 SH   SOLE 0 2,333 0 32
iShares US Technology Fund Com 464287721   17,069 107 SH   DFND 0 107 0 0
iShares DJ U.S. Healthcare Sector Com 464287762   218,513 3,750 SH   SOLE 0 3,750 0 0
S&P Smallcap 600 Index Fund I Shares Com 464287804   26,691,520 231,657 SH   SOLE 0 214,264 103 17,290
S&P Smallcap 600 Index Fund I Shares Com 464287804   776,928 6,743 SH   DFND 0 6,743 0 0
iShares National Muni Bond ETF Com 464288414   277,243 2,602 SH   SOLE 0 2,602 0 0
JPMorgan Chase & Co. Com 46625H100   18,706,968 78,040 SH   SOLE 0 71,890 24 6,126
JPMorgan Chase & Co. Com 46625H100   2,277,245 9,500 SH   DFND 0 9,500 0 0
Johnson & Johnson Com 478160104   4,947,161 34,208 SH   SOLE 0 30,115 0 4,093
Johnson & Johnson Com 478160104   1,210,614 8,371 SH   DFND 0 7,271 0 1,100
Kimberly-Clark Corp Com 494368103   225,520 1,721 SH   SOLE 0 1,721 0 0
Kimberly-Clark Corp Com 494368103   9,173 70 SH   DFND 0 70 0 0
Kinder Morgan Inc Com 49456B101   95,900 3,500 SH   SOLE 0 3,500 0 0
Kinder Morgan Inc Com 49456B101   126,725 4,625 SH   DFND 0 4,625 0 0
Lamar Advertising Co Com 512816109   229,967 1,889 SH   SOLE 0 1,889 0 0
Lamar Advertising Co Com 512816109   20,696 170 SH   DFND 0 170 0 0
Eli Lilly & Co. Com 532457108   3,431,540 4,445 SH   SOLE 0 4,296 0 149
Eli Lilly & Co. Com 532457108   717,960 930 SH   DFND 0 930 0 0
Lockheed Martin Corp. Com 539830109   1,036,024 2,132 SH   SOLE 0 2,107 0 25
Lockheed Martin Corp. Com 539830109   360,082 741 SH   DFND 0 741 0 0
Lowe's Companies Com 548661107   6,973,828 28,257 SH   SOLE 0 26,951 13 1,293
Lowe's Companies Com 548661107   647,603 2,624 SH   DFND 0 2,624 0 0
Marsh & McLennan Cos Inc Com 571748102   12,545,359 59,062 SH   SOLE 0 55,730 23 3,309
Marsh & McLennan Cos Inc Com 571748102   447,760 2,108 SH   DFND 0 2,108 0 0
Masco Corp. Com 574599106   4,748,908 65,439 SH   SOLE 0 59,951 38 5,450
Masco Corp. Com 574599106   139,915 1,928 SH   DFND 0 1,928 0 0
MasterCard Inc Com 57636Q104   20,575,723 39,075 SH   SOLE 0 36,730 10 2,335
MasterCard Inc Com 57636Q104   491,290 933 SH   DFND 0 933 0 0
McDonald's Corp Com 580135101   13,361,900 46,093 SH   SOLE 0 44,961 0 1,132
McDonald's Corp Com 580135101   3,372,870 11,635 SH   DFND 0 11,635 0 0
Merck & Co. Inc Com 58933Y105   508,542 5,112 SH   SOLE 0 5,112 0 0
Merck & Co. Inc Com 58933Y105   54,515 548 SH   DFND 0 548 0 0
Microsoft Corp Com 594918104   14,213,402 33,721 SH   SOLE 0 31,742 13 1,966
Microsoft Corp Com 594918104   2,213,718 5,252 SH   DFND 0 3,752 0 1,500
NNN RIET Inc Com 637417106   1,050,008 25,704 SH   SOLE 0 24,099 0 1,605
NNN RIET Inc Com 637417106   140,238 3,433 SH   DFND 0 3,433 0 0
Netflix, Inc. Com 64110L106   864,580 970 SH   SOLE 0 970 0 0
Nextera Energy Inc Com 65339F101   7,828,906 109,205 SH   SOLE 0 91,238 30 17,937
Nextera Energy Inc Com 65339F101   493,729 6,887 SH   DFND 0 6,887 0 0
Nike, Inc. Com 654106103   2,101,734 27,775 SH   SOLE 0 24,710 0 3,065
Nike, Inc. Com 654106103   147,254 1,946 SH   DFND 0 1,946 0 0
Northern Trust Corporation Com 665859104   272,958 2,663 SH   SOLE 0 2,188 0 475
Northern Trust Corporation Com 665859104   82,103 801 SH   DFND 0 801 0 0
Novartis - ADR Com 66987V109   897,296 9,221 SH   SOLE 0 7,471 0 1,750
Novo-Nordisk A/S ADR Com 670100205   7,107,489 82,626 SH   SOLE 0 76,841 34 5,751
Novo-Nordisk A/S ADR Com 670100205   209,889 2,440 SH   DFND 0 2,440 0 0
Nvidia Corp. Com 67066G104   114,983,127 856,230 SH   SOLE 0 781,138 120 74,972
Nvidia Corp. Com 67066G104   10,557,611 78,618 SH   DFND 0 78,618 0 0
Oneok, Inc. Com 682680103   391,359 3,898 SH   SOLE 0 1,884 0 2,014
Oneok, Inc. Com 682680103   397,584 3,960 SH   DFND 0 3,960 0 0
Oracle Corp. Com 68389X105   6,013,704 36,088 SH   SOLE 0 30,903 0 5,185
Oracle Corp. Com 68389X105   1,170,813 7,026 SH   DFND 0 7,026 0 0
Palantir Technologies Inc Com 69608A108   155,420 2,055 SH   SOLE 0 2,055 0 0
Palantir Technologies Inc Com 69608A108   98,319 1,300 SH   DFND 0 1,300 0 0
Palo Alto Networks Inc Com 697435105   7,314,428 40,198 SH   SOLE 0 37,908 30 2,260
Palo Alto Networks Inc Com 697435105   395,217 2,172 SH   DFND 0 2,172 0 0
Paychex Inc. Com 704326107   445,900 3,180 SH   SOLE 0 2,790 0 390
Paychex Inc. Com 704326107   56,088 400 SH   DFND 0 400 0 0
PayPal Holdings Inc. Com 70450Y103   287,203 3,365 SH   SOLE 0 2,540 0 825
PayPal Holdings Inc. Com 70450Y103   20,484 240 SH   DFND 0 240 0 0
Pepsico, Inc. Com 713448108   11,046,703 72,647 SH   SOLE 0 64,796 7 7,844
Pepsico, Inc. Com 713448108   932,432 6,132 SH   DFND 0 5,732 0 400
Pfizer Inc Com 717081103   204,891 7,723 SH   SOLE 0 7,026 0 697
Pfizer Inc Com 717081103   41,864 1,578 SH   DFND 0 1,578 0 0
Philip Morris International Inc. Com 718172109   454,442 3,776 SH   SOLE 0 3,776 0 0
Philip Morris International Inc. Com 718172109   242,505 2,015 SH   DFND 0 2,015 0 0
Phillips 66 Com 718546104   434,187 3,811 SH   SOLE 0 2,736 0 1,075
Plains GP Holdings LP Com 72651A207   51,776 2,817 SH   SOLE 0 2,217 0 600
Plains GP Holdings LP Com 72651A207   161,799 8,803 SH   DFND 0 8,803 0 0
Procter & Gamble Company Com 742718109   1,655,879 9,877 SH   SOLE 0 9,577 0 300
Procter & Gamble Company Com 742718109   640,255 3,819 SH   DFND 0 3,819 0 0
Progressive Corporation Com 743315103   575,064 2,400 SH   SOLE 0 2,400 0 0
Progressive Corporation Com 743315103   119,805 500 SH   DFND 0 500 0 0
Qualcomm Inc. Com 747525103   1,114,513 7,255 SH   SOLE 0 7,165 0 90
Qualcomm Inc. Com 747525103   434,745 2,830 SH   DFND 0 2,830 0 0
RTX Corporation Com 75513E101   9,642,948 83,330 SH   SOLE 0 76,269 31 7,030
RTX Corporation Com 75513E101   933,050 8,063 SH   DFND 0 8,063 0 0
Realty Income Corporation Com 756109104   438,015 8,201 SH   SOLE 0 7,616 0 585
Realty Income Corporation Com 756109104   107,995 2,022 SH   DFND 0 2,022 0 0
SPDR S&P 500 ETF Com 78462F103   12,880,866 21,978 SH   SOLE 0 19,230 0 2,748
SPDR S&P 500 ETF Com 78462F103   1,992,086 3,399 SH   DFND 0 3,399 0 0
KBW Regional Banking Spdr Com 78464A698   997,404 16,527 SH   SOLE 0 15,777 0 750
KBW Regional Banking Spdr Com 78464A698   185,275 3,070 SH   DFND 0 3,070 0 0
SPDR S&P Dividend ETF Com 78464A763   1,217,037 9,213 SH   SOLE 0 8,513 0 700
SPDR S&P Dividend ETF Com 78464A763   47,160 357 SH   DFND 0 357 0 0
Spdr Dow Jones Industrial Average ETF Trust Com 78467X109   336,145 790 SH   SOLE 0 740 0 50
SPDR S&P MidCap 400 ETF Trust Com 78467Y107   9,587,171 16,832 SH   SOLE 0 15,234 0 1,598
SPDR S&P MidCap 400 ETF Trust Com 78467Y107   422,059 741 SH   DFND 0 741 0 0
SPDR Bloomberg High Yield Bond ETF Com 78468R622   2,339,588 24,506 SH   SOLE 0 22,806 0 1,700
SPDR Bloomberg High Yield Bond ETF Com 78468R622   37,902 397 SH   DFND 0 397 0 0
Charles Schwab Corp. Com 808513105   230,467 3,114 SH   SOLE 0 3,114 0 0
Charles Schwab Corp. Com 808513105   33,305 450 SH   DFND 0 450 0 0
Consumer Discretionary SPDR Com 81369Y407   7,812,989 34,825 SH   SOLE 0 30,470 3 4,352
Consumer Discretionary SPDR Com 81369Y407   530,363 2,364 SH   DFND 0 2,364 0 0
Technology Select Sector Fund Com 81369Y803   2,355,893 10,132 SH   SOLE 0 5,669 9 4,454
Technology Select Sector Fund Com 81369Y803   479,689 2,063 SH   DFND 0 2,063 0 0
Communication Services Select Sector SPDR Com 81369Y852   12,288,384 126,933 SH   SOLE 0 113,032 76 13,825
Communication Services Select Sector SPDR Com 81369Y852   302,822 3,128 SH   DFND 0 3,128 0 0
Skechers USA Inc Com 830566105   4,576,758 68,066 SH   SOLE 0 63,381 33 4,652
Skechers USA Inc Com 830566105   165,545 2,462 SH   DFND 0 2,462 0 0
Southern Company Com 842587107   2,075,863 25,217 SH   SOLE 0 20,167 0 5,050
Southern Company Com 842587107   267,128 3,245 SH   DFND 0 3,245 0 0
Stryker Corp Com 863667101   13,295,566 36,927 SH   SOLE 0 33,817 14 3,096
Stryker Corp Com 863667101   2,125,735 5,904 SH   DFND 0 5,904 0 0
Sysco Corporation Com 871829107   4,539,201 59,367 SH   SOLE 0 52,796 32 6,539
Sysco Corporation Com 871829107   214,164 2,801 SH   DFND 0 2,801 0 0
TJX Companies Com 872540109   9,080,080 75,160 SH   SOLE 0 70,958 36 4,166
TJX Companies Com 872540109   433,466 3,588 SH   DFND 0 3,588 0 0
Target Corp. Com 87612E106   204,798 1,515 SH   SOLE 0 1,515 0 0
Target Corp. Com 87612E106   47,313 350 SH   DFND 0 350 0 0
Tesla Motors, Inc. Com 88160R101   270,977 671 SH   SOLE 0 661 0 10
Tesla Motors, Inc. Com 88160R101   24,230 60 SH   DFND 0 60 0 0
Thermo Fisher Scientific, Inc. Com 883556102   7,902,294 15,190 SH   SOLE 0 13,196 8 1,986
Thermo Fisher Scientific, Inc. Com 883556102   250,751 482 SH   DFND 0 482 0 0
3M Company Com 88579Y101   270,573 2,096 SH   SOLE 0 1,946 0 150
3M Company Com 88579Y101   189,117 1,465 SH   DFND 0 1,465 0 0
Truist Financial Corp Com 89832Q109   176,383 4,066 SH   SOLE 0 4,016 0 50
Truist Financial Corp Com 89832Q109   36,439 840 SH   DFND 0 840 0 0
United Parcel Service Com 911312106   578,799 4,590 SH   SOLE 0 4,140 0 450
United Parcel Service Com 911312106   316,763 2,512 SH   DFND 0 2,512 0 0
UnitedHealth Group, Inc. Com 91324P102   7,141,731 14,118 SH   SOLE 0 13,120 6 992
UnitedHealth Group, Inc. Com 91324P102   284,799 563 SH   DFND 0 563 0 0
VanEck Vectors Morningstar Wide Moat ETF Com 92189F643   17,284,406 186,405 SH   SOLE 0 165,801 0 20,604
VanEck Vectors Morningstar Wide Moat ETF Com 92189F643   198,802 2,144 SH   DFND 0 2,144 0 0
Vanguard Intermediate-Term Bond Fund ETF Com 921937819   3,611,178 48,323 SH   SOLE 0 46,080 0 2,243
Vanguard Intermediate-Term Bond Fund ETF Com 921937819   89,527 1,198 SH   DFND 0 1,198 0 0
Vanguard Short-Term Bond ETF Com 921937827   5,016,523 64,922 SH   SOLE 0 61,752 0 3,170
Vanguard Short-Term Bond ETF Com 921937827   124,637 1,613 SH   DFND 0 1,613 0 0
Vanguard Short Term Corporate Bond ETF Com 92206C409   6,666,189 85,453 SH   SOLE 0 80,785 0 4,668
Vanguard Short Term Corporate Bond ETF Com 92206C409   111,086 1,424 SH   DFND 0 1,424 0 0
Vanguard US Total Stock Market ETF Com 922908769   681,633 2,352 SH   SOLE 0 2,352 0 0
Verizon Communications Com 92343V104   701,385 17,539 SH   SOLE 0 17,064 0 475
Verizon Communications Com 92343V104   249,378 6,236 SH   DFND 0 6,236 0 0
Visa Inc Com 92826C839   701,293 2,219 SH   SOLE 0 2,219 0 0
Visa Inc Com 92826C839   161,180 510 SH   DFND 0 510 0 0
Vistra Corp Com 92840M102   234,379 1,700 SH   SOLE 0 1,700 0 0
Vistra Corp Com 92840M102   217,145 1,575 SH   DFND 0 1,575 0 0
Wal-Mart Stores, Inc. Com 931142103   766,078 8,479 SH   SOLE 0 8,479 0 0
Wal-Mart Stores, Inc. Com 931142103   363,207 4,020 SH   DFND 0 4,020 0 0
Waste Management, Inc. Com 94106L109   620,504 3,075 SH   SOLE 0 3,075 0 0
Waste Management, Inc. Com 94106L109   201,790 1,000 SH   DFND 0 1,000 0 0
Welltower Inc Com 95040Q104   6,671,020 52,932 SH   SOLE 0 50,106 20 2,806
Welltower Inc Com 95040Q104   346,961 2,753 SH   DFND 0 2,753 0 0
Williams Companies, Inc. Com 969457100   1,062,051 19,624 SH   SOLE 0 19,249 0 375
Williams Companies, Inc. Com 969457100   286,836 5,300 SH   DFND 0 5,300 0 0
Accenture PLC Com G1151C101   2,499,820 7,106 SH   SOLE 0 5,596 0 1,510
Accenture PLC Com G1151C101   1,642,859 4,670 SH   DFND 0 4,670 0 0
Eaton Corp PLC Com G29183103   298,683 900 SH   SOLE 0 900 0 0
Eaton Corp PLC Com G29183103   331,870 1,000 SH   DFND 0 1,000 0 0
Linde PLC Com G54950103   1,185,673 2,832 SH   SOLE 0 2,328 0 504
Linde PLC Com G54950103   44,379 106 SH   DFND 0 106 0 0
Medtronic PLC Com G5960L103   205,292 2,570 SH   SOLE 0 2,570 0 0
Medtronic PLC Com G5960L103   119,820 1,500 SH   DFND 0 1,500 0 0