The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,373,484 12,084 SH   SOLE   0 0 12,084
ABBVIE INC COM 00287Y109   3,822,250 20,990 SH   SOLE   0 0 20,990
ADOBE INC COM 00724F101   699,880 1,387 SH   SOLE   0 0 1,387
AFLAC INC COM 001055102   883,110 10,285 SH   SOLE   0 0 10,285
ALPHABET INC CAP STK CL C 02079K107   1,425,458 9,362 SH   SOLE   0 0 9,362
ALPHABET INC CAP STK CL A 02079K305   3,949,234 26,166 SH   SOLE   0 0 26,166
AMAZON COM INC COM 023135106   5,260,061 29,161 SH   SOLE   0 0 29,161
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   11,739,957 202,553 SH   SOLE   0 0 202,553
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   5,696,047 88,641 SH   SOLE   0 0 88,641
AMGEN INC COM 031162100   1,850,546 6,509 SH   SOLE   0 0 6,509
ANALOG DEVICES INC COM 032654105   577,359 2,919 SH   SOLE   0 0 2,919
APPLE INC COM 037833100   9,388,740 54,751 SH   SOLE   0 0 54,751
APPLIED MATLS INC COM 038222105   1,780,407 8,633 SH   SOLE   0 0 8,633
AUTOMATIC DATA PROCESSING IN COM 053015103   1,523,315 6,100 SH   SOLE   0 0 6,100
BANK AMERICA CORP COM 060505104   1,835,482 48,404 SH   SOLE   0 0 48,404
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,164,413 7,525 SH   SOLE   0 0 7,525
BLACKROCK INC COM 09247X101   347,711 417 SH   SOLE   0 0 417
BROADCOM INC COM 11135F101   4,646,157 3,505 SH   SOLE   0 0 3,505
CADENCE DESIGN SYSTEM INC COM 127387108   782,558 2,514 SH   SOLE   0 0 2,514
CATERPILLAR INC COM 149123101   1,815,871 4,956 SH   SOLE   0 0 4,956
CHEVRON CORP NEW COM 166764100   3,300,309 20,922 SH   SOLE   0 0 20,922
CHUBB LIMITED COM H1467J104   975,368 3,764 SH   SOLE   0 0 3,764
CITIGROUP INC COM NEW 172967424   550,282 8,701 SH   SOLE   0 0 8,701
CME GROUP INC COM 12572Q105   546,619 2,539 SH   SOLE   0 0 2,539
COCA COLA CO COM 191216100   2,968,764 48,525 SH   SOLE   0 0 48,525
COLGATE PALMOLIVE CO COM 194162103   634,322 7,044 SH   SOLE   0 0 7,044
COMCAST CORP NEW CL A 20030N101   1,735,936 40,045 SH   SOLE   0 0 40,045
CONOCOPHILLIPS COM 20825C104   1,987,502 15,615 SH   SOLE   0 0 15,615
COSTCO WHSL CORP NEW COM 22160K105   2,116,125 2,888 SH   SOLE   0 0 2,888
DEVON ENERGY CORP NEW COM 25179M103   460,063 9,168 SH   SOLE   0 0 9,168
DIAMONDBACK ENERGY INC COM 25278X109   539,952 2,725 SH   SOLE   0 0 2,725
DUKE ENERGY CORP NEW COM NEW 26441C204   476,969 4,932 SH   SOLE   0 0 4,932
ELEVANCE HEALTH INC COM 036752103   846,782 1,633 SH   SOLE   0 0 1,633
ELI LILLY & CO COM 532457108   2,690,243 3,458 SH   SOLE   0 0 3,458
EOG RES INC COM 26875P101   944,232 7,386 SH   SOLE   0 0 7,386
EXXON MOBIL CORP COM 30231G102   3,926,862 33,782 SH   SOLE   0 0 33,782
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   347,488 6,544 SH   SOLE   0 0 6,544
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   332,703 56,105 SH   SOLE   0 0 56,105
GILEAD SCIENCES INC COM 375558103   1,389,958 18,976 SH   SOLE   0 0 18,976
GOLDMAN SACHS GROUP INC COM 38141G104   1,201,057 2,875 SH   SOLE   0 0 2,875
GRAINGER W W INC COM 384802104   1,306,219 1,284 SH   SOLE   0 0 1,284
HOME DEPOT INC COM 437076102   3,215,609 8,383 SH   SOLE   0 0 8,383
ILLINOIS TOOL WKS INC COM 452308109   412,983 1,539 SH   SOLE   0 0 1,539
INTERNATIONAL BUSINESS MACHS COM 459200101   238,509 1,249 SH   SOLE   0 0 1,249
INTUIT COM 461202103   749,464 1,153 SH   SOLE   0 0 1,153
INVESCO EXCH TRADED FD TR II S&P SMLCAP HIG 46138E131   426,974 27,690 SH   SOLE   0 0 27,690
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   15,733,624 743,907 SH   SOLE   0 0 743,907
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   692,404 12,469 SH   SOLE   0 0 12,469
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   6,032,817 54,819 SH   SOLE   0 0 54,819
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   850,970 9,622 SH   SOLE   0 0 9,622
INVESCO QQQ TR UNIT SER 1 46090E103   494,627 1,114 SH   SOLE   0 0 1,114
ISHARES INC ASIA/PAC DIV ETF 464286293   447,181 12,350 SH   SOLE   0 0 12,350
ISHARES INC EM MKTS DIV ETF 464286319   445,861 17,044 SH   SOLE   0 0 17,044
ISHARES TR MSCI USA MIN VOL 46429B697   214,466 2,566 SH   SOLE   0 0 2,566
ISHARES TR CORE DIV GRWTH 46434V621   13,973,769 240,678 SH   SOLE   0 0 240,678
ISHARES TR EXPONENTIAL TECH 46434V381   4,952,898 83,074 SH   SOLE   0 0 83,074
ISHARES TR ESG AW MSCI EAFE 46435G516   714,875 8,946 SH   SOLE   0 0 8,946
ISHARES TR ESG AWARE MSCI 46435U663   320,952 7,970 SH   SOLE   0 0 7,970
ISHARES TR SHORT TREAS BD 464288679   15,675,980 141,813 SH   SOLE   0 0 141,813
ISHARES TR MSCI KLD400 SOC 464288570   1,398,638 13,874 SH   SOLE   0 0 13,874
ISHARES TR NATIONAL MUN ETF 464288414   370,467 3,443 SH   SOLE   0 0 3,443
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   8,948,310 169,251 SH   SOLE   0 0 169,251
JOHNSON & JOHNSON COM 478160104   3,733,452 23,601 SH   SOLE   0 0 23,601
JPMORGAN CHASE & CO COM 46625H100   4,384,049 21,887 SH   SOLE   0 0 21,887
KLA CORP COM NEW 482480100   781,011 1,118 SH   SOLE   0 0 1,118
LAM RESEARCH CORP COM 512807108   797,671 821 SH   SOLE   0 0 821
LENNAR CORP CL A 526057104   599,857 3,488 SH   SOLE   0 0 3,488
LINDE PLC SHS G54950103   1,747,837 3,764 SH   SOLE   0 0 3,764
LOCKHEED MARTIN CORP COM 539830109   472,515 1,039 SH   SOLE   0 0 1,039
LOWES COS INC COM 548661107   876,027 3,439 SH   SOLE   0 0 3,439
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   451,457 4,414 SH   SOLE   0 0 4,414
MARRIOTT INTL INC NEW CL A 571903202   254,581 1,009 SH   SOLE   0 0 1,009
MARSH & MCLENNAN COS INC COM 571748102   1,241,235 6,026 SH   SOLE   0 0 6,026
MASTERCARD INCORPORATED CL A 57636Q104   1,950,854 4,051 SH   SOLE   0 0 4,051
MCDONALDS CORP COM 580135101   1,869,168 6,629 SH   SOLE   0 0 6,629
MERCK & CO INC COM 58933Y105   3,846,077 29,148 SH   SOLE   0 0 29,148
META PLATFORMS INC CL A 30303M102   4,980,115 10,256 SH   SOLE   0 0 10,256
MICROSOFT CORP COM 594918104   13,145,974 31,246 SH   SOLE   0 0 31,246
MORGAN STANLEY COM NEW 617446448   1,130,494 12,006 SH   SOLE   0 0 12,006
NEWMONT CORP COM 651639106   228,445 6,374 SH   SOLE   0 0 6,374
NEXTERA ENERGY INC COM 65339F101   1,987,885 31,104 SH   SOLE   0 0 31,104
NUCOR CORP COM 670346105   964,425 4,873 SH   SOLE   0 0 4,873
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   254,038 7,428 SH   SOLE   0 0 7,428
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   2,264,256 58,267 SH   SOLE   0 0 58,267
NVIDIA CORPORATION COM 67066G104   6,546,304 7,245 SH   SOLE   0 0 7,245
PALO ALTO NETWORKS INC COM 697435105   571,385 2,011 SH   SOLE   0 0 2,011
PEPSICO INC COM 713448108   2,518,930 14,393 SH   SOLE   0 0 14,393
PROCTER AND GAMBLE CO COM 742718109   3,228,417 19,898 SH   SOLE   0 0 19,898
PROSHARES TR S&P 500 DV ARIST 74348A467   4,725,775 46,601 SH   SOLE   0 0 46,601
PROSHARES TR S&P TECH DIVIDEN 74347G606   1,253,583 17,413 SH   SOLE   0 0 17,413
PULTE GROUP INC COM 745867101   573,501 4,755 SH   SOLE   0 0 4,755
QUALCOMM INC COM 747525103   991,011 5,854 SH   SOLE   0 0 5,854
REGENERON PHARMACEUTICALS COM 75886F107   504,345 524 SH   SOLE   0 0 524
S&P GLOBAL INC COM 78409V104   234,068 550 SH   SOLE   0 0 550
SALESFORCE INC COM 79466L302   1,796,840 5,966 SH   SOLE   0 0 5,966
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,914,072 48,544 SH   SOLE   0 0 48,544
SERVICENOW INC COM 81762P102   797,470 1,046 SH   SOLE   0 0 1,046
SKYWORKS SOLUTIONS INC COM 83088M102   250,587 2,313 SH   SOLE   0 0 2,313
SOUTHERN CO COM 842587107   1,703,277 23,742 SH   SOLE   0 0 23,742
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   2,922,511 83,144 SH   SOLE   0 0 83,144
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,814,150 106,422 SH   SOLE   0 0 106,422
SPDR S&P 500 ETF TR TR UNIT 78462F103   434,671 831 SH   SOLE   0 0 831
SPDR SER TR S&P 600 SMCP VAL 78464A300   9,229,393 111,238 SH   SOLE   0 0 111,238
SPDR SER TR PRTFLO S&P500 GW 78464A409   9,887,898 135,173 SH   SOLE   0 0 135,173
SPDR SER TR PORTFOLIO S&P500 78464A854   699,350 11,366 SH   SOLE   0 0 11,366
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   10,694,783 116,501 SH   SOLE   0 0 116,501
SPDR SER TR PORTFOLIO SHORT 78464A474   31,879,860 1,070,872 SH   SOLE   0 0 1,070,872
SPDR SER TR PORT MTG BK ETF 78464A383   553,578 25,487 SH   SOLE   0 0 25,487
SPDR SER TR SPDR PORTFOLIO S 78468R465   1,198,373 34,682 SH   SOLE   0 0 34,682
SPDR SER TR S&P KENSHO CLEAN 78468R655   273,284 4,220 SH   SOLE   0 0 4,220
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   17,046,972 404,820 SH   SOLE   0 0 404,820
SYNOPSYS INC COM 871607107   726,948 1,272 SH   SOLE   0 0 1,272
TEXAS INSTRS INC COM 882508104   2,412,168 13,846 SH   SOLE   0 0 13,846
THE CIGNA GROUP COM 125523100   343,974 947 SH   SOLE   0 0 947
TJX COS INC NEW COM 872540109   647,877 6,388 SH   SOLE   0 0 6,388
TRAVELERS COMPANIES INC COM 89417E109   1,333,217 5,793 SH   SOLE   0 0 5,793
TRUIST FINL CORP COM 89832Q109   437,434 11,222 SH   SOLE   0 0 11,222
UNION PAC CORP COM 907818108   2,574,316 10,468 SH   SOLE   0 0 10,468
UNITED PARCEL SERVICE INC CL B 911312106   1,626,273 10,942 SH   SOLE   0 0 10,942
UNITEDHEALTH GROUP INC COM 91324P102   2,879,606 5,821 SH   SOLE   0 0 5,821
VALERO ENERGY CORP COM 91913Y100   469,819 2,752 SH   SOLE   0 0 2,752
VANECK ETF TRUST IG FLOATING RATE 92189F486   16,994,303 666,182 SH   SOLE   0 0 666,182
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,467,849 25,070 SH   SOLE   0 0 25,070
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   284,981 2,355 SH   SOLE   0 0 2,355
VANGUARD WORLD FD INF TECH ETF 92204A702   281,571 537 SH   SOLE   0 0 537
VERIZON COMMUNICATIONS INC COM 92343V104   675,362 16,095 SH   SOLE   0 0 16,095
VERTEX PHARMACEUTICALS INC COM 92532F100   648,752 1,552 SH   SOLE   0 0 1,552
VISA INC COM CL A 92826C839   1,907,337 6,834 SH   SOLE   0 0 6,834
WALMART INC COM 931142103   746,997 12,415 SH   SOLE   0 0 12,415
WELLS FARGO CO NEW COM 949746101   250,940 4,330 SH   SOLE   0 0 4,330
WILLIAMS SONOMA INC COM 969904101   2,939,076 9,256 SH   SOLE   0 0 9,256
WISDOMTREE TR US MIDCAP DIVID 97717W505   5,999,022 123,006 SH   SOLE   0 0 123,006