The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 124 14,220 SH   SOLE   0 0 14,220
AT&T INC COM 00206R102 275 9,642 SH   SOLE   0 0 9,642
APPLE INC COM 037833100 420 2,663 SH   SOLE   0 0 2,663
AUTOMATIC DATA PROCESSING IN COM 053015103 255 1,945 SH   SOLE   0 0 1,945
CHEVRON CORP NEW COM 166764100 201 1,848 SH   SOLE   0 0 1,848
DOWDUPONT INC COM 26078J100 72,027 1,346,801 SH   SOLE   0 0 1,346,801
EXCHANGE TRADED CONCEPTS TR YLD SHS HGH INC 301505301 259 16,131 SH   SOLE   0 0 16,131
EXXON MOBIL CORP COM 30231G102 473 6,941 SH   SOLE   0 0 6,941
FIRST TRUST SPECIALTY FINANC COM BEN INTR 33733G109 221 42,352 SH   SOLE   0 0 42,352
GENERAL ELECTRIC CO COM 369604103 143 18,946 SH   SOLE   0 0 18,946
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 263 12,338 SH   SOLE   0 0 12,338
INTEL CORP COM 458140100 201 4,284 SH   SOLE   0 0 4,284
ISHARES INC MIN VOL GBL ETF 464286525 1,112 13,688 SH   SOLE   0 0 13,688
ISHARES TR CHINA LG-CAP ETF 464287184 40 1,012 SH   SOLE   0 0 1,012
ISHARES TR CORE US AGGBD ET 464287226 130 1,219 SH   SOLE   0 0 1,219
ISHARES TR MSCI EMG MKT ETF 464287234 65 1,674 SH   SOLE   0 0 1,674
ISHARES TR S&P 500 GRWT ETF 464287309 56 369 SH   SOLE   0 0 369
ISHARES TR MSCI EAFE ETF 464287465 7 119 SH   SOLE   0 0 119
ISHARES TR RUS MDCP VAL ETF 464287473 35 460 SH   SOLE   0 0 460
ISHARES TR RUS MD CP GR ETF 464287481 38 334 SH   SOLE   0 0 334
ISHARES TR NASDAQ BIOTECH 464287556 34 350 SH   SOLE   0 0 350
ISHARES TR COHEN STEER REIT 464287564 86 900 SH   SOLE   0 0 900
ISHARES TR S&P MC 400GR ETF 464287606 15 81 SH   SOLE   0 0 81
ISHARES TR RUS 1000 GRW ETF 464287614 31 234 SH   SOLE   0 0 234
ISHARES TR RUS 1000 ETF 464287622 110 793 SH   SOLE   0 0 793
ISHARES TR RUS 2000 GRW ETF 464287648 32 193 SH   SOLE   0 0 193
ISHARES TR RUSSELL 2000 ETF 464287655 50 373 SH   SOLE   0 0 373
ISHARES TR CORE S&P US VLU 464287663 154 3,144 SH   SOLE   0 0 3,144
ISHARES TR S&P MC 400VL ETF 464287705 14 101 SH   SOLE   0 0 101
ISHARES TR U.S. ENERGY ETF 464287796 36 1,154 SH   SOLE   0 0 1,154
ISHARES TR CORE S&P SCP ETF 464287804 28 401 SH   SOLE   0 0 401
ISHARES TR MSCI ACWI ETF 464288257 1,108 17,271 SH   SOLE   0 0 17,271
ISHARES TR NATIONAL MUN ETF 464288414 266 2,437 SH   SOLE   0 0 2,437
ISHARES TR IBOXX HI YD ETF 464288513 42 514 SH   SOLE   0 0 514
ISHARES TR US AER DEF ETF 464288760 9 50 SH   SOLE   0 0 50
ISHARES TR EAFE VALUE ETF 464288877 258 5,705 SH   SOLE   0 0 5,705
ISHARES TR EDGE MSCI USA VL 46432F388 2,320 31,976 SH   SOLE   0 0 31,976
ISHARES TR USA MOMENTUM FCT 46432F396 241 2,407 SH   SOLE   0 0 2,407
ISHARES TR MLTFCTR INTL SML 46434V266 1,679 64,888 SH   SOLE   0 0 64,888
ISHARES TR MULTIFACTOR INTL 46434V274 453 19,086 SH   SOLE   0 0 19,086
ISHARES TR MULTIFACTOR USA 46434V290 875 24,414 SH   SOLE   0 0 24,414
ISHARES TR MULTIFACTOR GLBL 46434V316 87,569 3,371,920 SH   SOLE   0 0 3,371,920
ISHARES TR YLD OPTIM BD 46434V787 250 10,565 SH   SOLE   0 0 10,565
ISHARES TR INTL VALUE FACTR 46435G409 2,506 114,576 SH   SOLE   0 0 114,576
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 146 2,862 SH   SOLE   0 0 2,862
JP MORGAN EXCHANGE TRADED FD DIV RTN EM EQT 46641Q308 189 3,722 SH   SOLE   0 0 3,722
JP MORGAN EXCHANGE TRADED FD DIV RTN EU ETF 46641Q605 2,284 45,045 SH   SOLE   0 0 45,045
JOHNSON & JOHNSON COM 478160104 336 2,606 SH   SOLE   0 0 2,606
LILLY ELI & CO COM 532457108 1,240 10,720 SH   SOLE   0 0 10,720
MICROSOFT CORP COM 594918104 431 4,244 SH   SOLE   0 0 4,244
PIMCO CORPORATE & INCOME OPP COM 72201B101 359 23,418 SH   SOLE   0 0 23,418
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 538 5,332 SH   SOLE   0 0 5,332
SPDR S&P 500 ETF TR TR UNIT 78462F103 236 944 SH   SOLE   0 0 944
SPDR GOLD TRUST GOLD SHS 78463V107 212 1,746 SH   SOLE   0 0 1,746
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 239 4,266 SH   SOLE   0 0 4,266
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 33 1,258 SH   SOLE   0 0 1,258
SPDR SERIES TRUST S&P BIOTECH 78464A870 24 330 SH   SOLE   0 0 330
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 24,022 400,827 SH   SOLE   0 0 400,827
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 79 915 SH   SOLE   0 0 915
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 104 1,053 SH   SOLE   0 0 1,053
SELECT SECTOR SPDR TR ENERGY 81369Y506 221 3,846 SH   SOLE   0 0 3,846
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 45 1,878 SH   SOLE   0 0 1,878
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 18 277 SH   SOLE   0 0 277
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 24 774 SH   SOLE   0 0 774
3M CO COM 88579Y101 349 1,830 SH   SOLE   0 0 1,830
VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 1,980 29,314 SH   SOLE   0 0 29,314
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5,125 78,288 SH   SOLE   0 0 78,288
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 407 8,376 SH   SOLE   0 0 8,376
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 100 829 SH   SOLE   0 0 829
VANGUARD WORLD FDS INF TECH ETF 92204A702 128 770 SH   SOLE   0 0 770
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 228 2,353 SH   SOLE   0 0 2,353
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 18 79 SH   SOLE   0 0 79
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3 36 SH   SOLE   0 0 36
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3 27 SH   SOLE   0 0 27
VANGUARD INDEX FDS VALUE ETF 922908744 12 119 SH   SOLE   0 0 119
VANGUARD INDEX FDS SMALL CP ETF 922908751 4 28 SH   SOLE   0 0 28
VANGUARD INDEX FDS TOTAL STK MKT 922908769 32,363 253,568 SH   SOLE   0 0 253,568
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 1,380 49,608 SH   SOLE   0 0 49,608
WISDOMTREE TR INTK MLTIFACTR 97717Y774 3,284 144,854 SH   SOLE   0 0 144,854
WISDOMTREE TR EMGRING MKTS 97717Y782 460 20,230 SH   SOLE   0 0 20,230