The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 466 16,216 SH   DFND 1 16,216 0 0
AT&T INC COMMON STOCK 00206R102 37 1,300 SH   OTR 1 1,300 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 735 6,717 SH   DFND 1 6,717 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 465 5,007 SH   DFND 1 5,007 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 12 129 SH   OTR 1 129 0 0
ADOBE INC COMMON STOCK 00724F101 294 587 SH   DFND 1 587 0 0
ADOBE INC COMMON STOCK 00724F101 11 21 SH   OTR 1 21 0 0
ALPHABET INC COMMON STOCK 02079K305 407 232 SH   DFND 1 232 0 0
ALPHABET INC COMMON STOCK 02079K305 12 7 SH   OTR 1 7 0 0
AMAZON COM INC COMMON STOCK 023135106 1,648 506 SH   DFND 1 506 0 0
AMAZON COM INC COMMON STOCK 023135106 13 4 SH   OTR 1 4 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 393 1,751 SH   DFND 1 1,751 0 0
APPLE INC COMMON STOCK 037833100 5,109 38,505 SH   DFND 1 38,505 0 0
APPLE INC COMMON STOCK 037833100 177 1,332 SH   OTR 1 1,332 0 0
APPLIED MATERIALS DELAWARE COMMON STOCK 038222105 397 4,602 SH   DFND 1 4,602 0 0
APPLIED MATERIALS DELAWARE COMMON STOCK 038222105 72 835 SH   OTR 1 835 0 0
BANK OF AMERICA COMMON STOCK 060505104 745 24,590 SH   DFND 1 24,590 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 463 7,460 SH   DFND 1 7,460 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 42 670 SH   OTR 1 670 0 0
BROADCOM INC COMMON STOCK 11135F101 207 472 SH   DFND 1 472 0 0
CSX CORP COMMON STOCK 126408103 712 7,846 SH   DFND 1 7,846 0 0
CSX CORP COMMON STOCK 126408103 63 690 SH   OTR 1 690 0 0
CHARTER COMMUNICATIONS INC NEW COMMON STOCK 16119P108 609 921 SH   DFND 1 921 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,393 28,340 SH   DFND 1 28,340 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 16 185 SH   OTR 1 185 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 321 7,176 SH   DFND 1 7,176 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 55 1,235 SH   OTR 1 1,235 0 0
CINTAS CORPORATION COMMON STOCK 172908105 261 738 SH   DFND 1 738 0 0
CLOROX COMMON STOCK 189054109 501 2,480 SH   DFND 1 2,480 0 0
CLOROX COMMON STOCK 189054109 23 115 SH   OTR 1 115 0 0
COCA COLA COMMON STOCK 191216100 210 3,823 SH   DFND 1 3,823 0 0
COMCAST CORP NEW COMMON STOCK 20030N101 212 4,053 SH   DFND 1 4,053 0 0
CORNING INC COMMON STOCK 219350105 248 6,895 SH   DFND 1 6,725 0 170
CORNING INC COMMON STOCK 219350105 16 450 SH   OTR 1 450 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 700 1,857 SH   DFND 1 1,857 0 0
D R HORTON INC COMMON STOCK 23331A109 290 4,215 SH   DFND 1 4,215 0 0
DANAHER CORP COMMON STOCK 235851102 585 2,635 SH   DFND 1 2,635 0 0
DANAHER CORP COMMON STOCK 235851102 11 51 SH   OTR 1 51 0 0
DEERE & CO COMMON STOCK 244199105 932 3,465 SH   DFND 1 3,465 0 0
WALT DISNEY CO COMMON STOCK 254687106 513 2,830 SH   DFND 1 2,830 0 0
ESCALADE INC COMMON STOCK 296056104 1,209 57,132 SH   DFND 1 57,132 0 0
ESCALADE INC COMMON STOCK 296056104 1,738 82,076 SH   OTR 1 54,000 28,076 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 699 16,957 SH   DFND 1 16,957 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 28 675 SH   OTR 1 675 0 0
FACEBOOK INC COMMON STOCK 30303M102 1,139 4,170 SH   DFND 1 4,170 0 0
FACEBOOK INC COMMON STOCK 30303M102 27 100 SH   OTR 1 100 0 0
FISERV COMMON STOCK 337738108 1,069 9,386 SH   DFND 1 9,386 0 0
GENUINE PARTS CO COMMON STOCK 372460105 293 2,915 SH   DFND 1 2,915 0 0
HOME DEPOT INC COMMON STOCK 437076102 964 3,630 SH   DFND 1 3,630 0 0
HOME DEPOT INC COMMON STOCK 437076102 33 125 SH   OTR 1 125 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 254 1,192 SH   DFND 1 1,192 0 0
INTEL CORP COMMON STOCK 458140100 271 5,440 SH   DFND 1 5,440 0 0
INTEL CORP COMMON STOCK 458140100 37 750 SH   OTR 1 750 0 0
IBM COMMON STOCK 459200101 186 1,475 SH   DFND 1 1,475 0 0
IBM COMMON STOCK 459200101 22 175 SH   OTR 1 175 0 0
ISHARES MUTUAL FUNDS - 464287101 293 1,705 SH   DFND 1 1,705 0 0
ISHARES MUTUAL FUNDS - 464287200 14,161 37,724 SH   DFND 1 37,724 0 0
ISHARES MUTUAL FUNDS - 464287200 124 329 SH   OTR 1 329 0 0
ISHARES MUTUAL FUNDS - 464287309 7,322 114,734 SH   DFND 1 114,734 0 0
ISHARES MUTUAL FUNDS - 464287309 73 1,140 SH   OTR 1 1,140 0 0
ISHARES MUTUAL FUNDS - 464287408 1,136 8,870 SH   DFND 1 8,870 0 0
ISHARES MUTUAL FUNDS - 464287457 4,221 48,864 SH   DFND 1 48,864 0 0
ISHARES MUTUAL FUNDS - 464287457 15 173 SH   OTR 1 173 0 0
ISHARES MUTUAL FUNDS - 464287465 633 8,671 SH   DFND 1 8,671 0 0
ISHARES MUTUAL FUNDS - 464287465 15 200 SH   OTR 1 200 0 0
ISHARES MUTUAL FUNDS - 464287499 2,582 37,673 SH   DFND 1 37,673 0 0
ISHARES MUTUAL FUNDS - 464287499 166 2,416 SH   OTR 1 2,416 0 0
ISHARES MUTUAL FUNDS - 464287507 9,138 39,760 SH   DFND 1 39,365 0 395
ISHARES MUTUAL FUNDS - 464287549 343 980 SH   DFND 1 980 0 0
ISHARES MUTUAL FUNDS - 464287606 231 3,200 SH   DFND 1 3,200 0 0
ISHARES MUTUAL FUNDS - 464287614 487 2,018 SH   DFND 1 2,018 0 0
ISHARES MUTUAL FUNDS - 464287622 3,597 16,980 SH   DFND 1 16,980 0 0
ISHARES MUTUAL FUNDS - 464287655 291 1,486 SH   DFND 1 1,486 0 0
ISHARES MUTUAL FUNDS - 464287655 61 310 SH   OTR 1 310 0 0
ISHARES MUTUAL FUNDS - 464287721 407 4,784 SH   DFND 1 4,784 0 0
ISHARES MUTUAL FUNDS - 464287721 34 400 SH   OTR 1 400 0 0
ISHARES MUTUAL FUNDS - 464287804 5,628 61,242 SH   DFND 1 60,517 0 725
ISHARES MUTUAL FUNDS - 464287804 21 228 SH   OTR 1 228 0 0
ISHARES MUTUAL FUNDS - 464287887 318 2,786 SH   DFND 1 2,786 0 0
ISHARES MUTUAL FUNDS - 464288570 663 9,268 SH   DFND 1 7,080 0 2,188
ISHARES MUTUAL FUNDS - 464288638 7,588 122,799 SH   DFND 1 122,799 0 0
ISHARES MUTUAL FUNDS - 464288646 7,313 132,551 SH   DFND 1 132,551 0 0
ISHARES MUTUAL FUNDS - 464288646 84 1,514 SH   OTR 1 1,514 0 0
ISHARES MUTUAL FUNDS - 464288661 6,866 51,635 SH   DFND 1 51,635 0 0
ISHARES MUTUAL FUNDS - 464288802 679 8,252 SH   DFND 1 5,760 0 2,492
ISHARES MUTUAL FUNDS - 46432F842 3,228 46,715 SH   DFND 1 46,715 0 0
ISHARES MUTUAL FUNDS - 46432F842 63 909 SH   OTR 1 909 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,501 11,812 SH   DFND 1 11,623 0 189
JP MORGAN CHASE & CO COMMON STOCK 46625H100 75 594 SH   OTR 1 594 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,071 6,803 SH   DFND 1 6,803 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 63 400 SH   OTR 1 400 0 0
KROGER CO COMMON STOCK 501044101 284 8,950 SH   DFND 1 8,950 0 0
LENNOX INTL COMMON STOCK 526107107 664 2,424 SH   DFND 1 2,424 0 0
ELI LILLY & CO COMMON STOCK 532457108 475 2,815 SH   DFND 1 2,815 0 0
ELI LILLY & CO COMMON STOCK 532457108 25 150 SH   OTR 1 150 0 0
LOWES COMPANY COMMON STOCK 548661107 719 4,480 SH   DFND 1 4,480 0 0
MCDONALDS COMMON STOCK 580135101 783 3,650 SH   DFND 1 3,650 0 0
MCDONALDS COMMON STOCK 580135101 21 100 SH   OTR 1 100 0 0
MERCK & CO COMMON STOCK 58933Y105 595 7,279 SH   DFND 1 7,279 0 0
MERCK & CO COMMON STOCK 58933Y105 71 865 SH   OTR 1 865 0 0
MICROSOFT CORP COMMON STOCK 594918104 2,433 10,937 SH   DFND 1 10,937 0 0
MICROSOFT CORP COMMON STOCK 594918104 161 723 SH   OTR 1 723 0 0
MORGAN STANLEY COMMON STOCK 617446448 389 5,673 SH   DFND 1 5,673 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 572 7,409 SH   DFND 1 7,409 0 0
NIKE CLASS B COMMON STOCK 654106103 260 1,836 SH   DFND 1 1,836 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 311 595 SH   DFND 1 595 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 11 21 SH   OTR 1 21 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 764 11,817 SH   DFND 1 11,817 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 414 2,870 SH   DFND 1 2,870 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 14 100 SH   OTR 1 100 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 200 735 SH   DFND 1 735 0 0
PAYPAL COMMON STOCK 70450Y103 402 1,715 SH   DFND 1 1,715 0 0
PAYPAL COMMON STOCK 70450Y103 12 53 SH   OTR 1 53 0 0
PEOPLES BANCORP INC COMMON STOCK 709789101 19,720 727,957 SH   DFND 1 27,386 700,571 0
PEOPLES BANCORP INC COMMON STOCK 709789101 5,895 217,624 SH   OTR 1 0 217,624 0
PEPSICO INC COMMON STOCK 713448108 761 5,129 SH   DFND 1 5,129 0 0
PEPSICO INC COMMON STOCK 713448108 73 492 SH   OTR 1 492 0 0
PFIZER INC COMMON STOCK 717081103 294 7,997 SH   DFND 1 7,997 0 0
PHILLIPS 66 COMMON STOCK 718546104 396 5,665 SH   DFND 1 5,665 0 0
PHILLIPS 66 COMMON STOCK 718546104 11 160 SH   OTR 1 160 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 3,074 22,096 SH   DFND 1 22,096 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 156 1,124 SH   OTR 1 1,124 0 0
PROGRESSIVE CORP COMMON STOCK 743315103 230 2,328 SH   DFND 1 2,328 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 231 3,227 SH   DFND 1 3,227 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 20 275 SH   OTR 1 275 0 0
S & P GLOBAL INC COMMON STOCK 78409V104 244 743 SH   DFND 1 743 0 0
SPDR MUTUAL FUNDS - 78462F103 6,239 16,687 SH   DFND 1 16,687 0 0
SPDR MUTUAL FUNDS - 78464A763 712 6,721 SH   DFND 1 6,721 0 0
SPDR MUTUAL FUNDS - 78464A763 51 485 SH   OTR 1 485 0 0
SCHWAB MUTUAL FUNDS - 808524797 2,968 46,281 SH   DFND 1 46,281 0 0
SHERWIN WILLIAMS CO. COMMON COMMON STOCK 824348106 246 335 SH   DFND 1 335 0 0
STRYKER COMMON STOCK 863667101 419 1,710 SH   DFND 1 1,710 0 0
3M COMPANY COMMON STOCK 88579Y101 156 895 SH   DFND 1 895 0 0
3M COMPANY COMMON STOCK 88579Y101 55 315 SH   OTR 1 315 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 313 6,525 SH   DFND 1 6,525 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 9 194 SH   OTR 1 194 0 0
TWITTER INC COMMON STOCK 90184L102 340 6,275 SH   DFND 1 6,275 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 618 2,969 SH   DFND 1 2,969 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 21 100 SH   OTR 1 100 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 292 9,016 SH   DFND 1 9,016 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 347 989 SH   DFND 1 989 0 0
VANGUARD MUTUAL FUNDS - 921943858 1,893 40,094 SH   DFND 1 40,094 0 0
VANGUARD MUTUAL FUNDS - 921946406 216 2,361 SH   DFND 1 2,361 0 0
VANGUARD MUTUAL FUNDS - 922042858 653 13,022 SH   DFND 1 13,022 0 0
VANGUARD MUTUAL FUNDS - 92204A504 519 2,322 SH   DFND 1 2,322 0 0
VANGUARD MUTUAL FUNDS - 92204A702 1,858 5,251 SH   DFND 1 5,251 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 416 7,074 SH   DFND 1 7,074 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 29 490 SH   OTR 1 490 0 0
VISA INC COMMON STOCK 92826C839 486 2,224 SH   DFND 1 2,224 0 0
VISA INC COMMON STOCK 92826C839 11 52 SH   OTR 1 52 0 0
ZOETIS INC COMMON STOCK 98978V103 241 1,458 SH   DFND 1 1,458 0 0
ACCENTURE PLC COMMON STOCK G1151C101 339 1,299 SH   DFND 1 1,299 0 0
LINDE PLC FOREIGN STOCK G5494J103 540 2,050 SH   DFND 1 2,050 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 246 2,100 SH   DFND 1 2,100 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 23 200 SH   OTR 1 200 0 0