The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC, Inc. COM 001055102   29,687 287 SH   SOLE   287 0 0
Abbott Laboratories COM 002824100   462,281 4,087 SH   SOLE   2,921 1,166 0
Advanced Micro Devices Inc COM 007903107   9,422 78 SH   SOLE   78 0 0
Air Products & Chemicals Inc COM 009158106   9,571 33 SH   SOLE   18 0 15
Alliant Energy Corp COM 018802108   473,120 8,000 SH   SOLE   8,000 0 0
Allstate Corp COM 020002101   289,185 1,500 SH   SOLE   1,500 0 0
Amazon.com, Inc. COM 023135106   2,539,878 11,577 SH   SOLE   11,537 40 0
Ameren Corp COM 023608102   26,742 300 SH   SOLE   0 300 0
American Century Trust Small Cap Value ETF US SML CP VALU 025072877   83,595 866 SH   SOLE   866 0 0
American Electric Power Company, Inc. COM 025537101   418,632 4,539 SH   SOLE   4,339 200 0
American Express Co. COM 025816109   869,891 2,931 SH   SOLE   1,731 1,200 0
American International Group Inc COM NEW 026874784   1,027,135 14,109 SH   SOLE   14,109 0 0
Amgen, Inc. COM 031162100   562,461 2,158 SH   SOLE   2,104 44 10
Analog Devices Inc COM 032654105   11,473 54 SH   SOLE   44 0 10
Apple, Inc. COM 037833100   4,061,312 16,218 SH   SOLE   15,123 1,081 14
Applied Materials, Inc. COM 038222105   40,658 250 SH   SOLE   250 0 0
Astrazeneca PLC ADR SPONSORED ADR 046353108   62,899 960 SH   SOLE   0 960 0
Atmos Energy Corp COM 049560105   16,991 122 SH   SOLE   122 0 0
Automatic Data Processing Inc COM 053015103   344,836 1,178 SH   SOLE   31 1,147 0
Bank Of America Corp COM 060505104   928,707 21,131 SH   SOLE   20,131 0 1,000
Baxter International Inc Corp COM 071813109   96,228 3,300 SH   SOLE   3,300 0 0
Becton Dickinson & Co. COM 075887109   14,747 65 SH   SOLE   65 0 0
Berkshire Hathaway Inc. Ordinary Shares - Class B CL B NEW 084670702   521,272 1,150 SH   SOLE   1,150 0 0
Bristol Myers Squibb Corp COM 110122108   592,975 10,484 SH   SOLE   9,200 1,284 0
British American Tobacco PLC SPONSORED ADR 110448107   28,330 780 SH   SOLE   780 0 0
Brown & Brown Inc COM 115236101   817,996 8,018 SH   SOLE   8,018 0 0
The Cigna Corp COM 125523100   35,898 130 SH   SOLE   110 20 0
CVS Health Corp COM 126650100   74,787 1,666 SH   SOLE   900 766 0
The Campbell's Company COM 134429109   10,470 250 SH   SOLE   250 0 0
Caterpillar Inc COM 149123101   94,680 261 SH   SOLE   230 31 0
Chevron Corp COM 166764100   1,372,938 9,479 SH   SOLE   8,283 1,182 14
Cintas Corp COM 172908105   1,189,377 6,510 SH   SOLE   6,510 0 0
Citigroup Inc COM NEW 172967424   19,005 270 SH   SOLE   175 95 0
Clorox Co Del Com COM 189054109   162,410 1,000 SH   SOLE   1,000 0 0
Coca-Cola Co COM 191216100   197,240 3,168 SH   SOLE   1,480 1,688 0
Colgate-Palmolive Co COM 194162103   35,455 390 SH   SOLE   390 0 0
Comerica Inc Corp COM 200340107   81,085 1,311 SH   SOLE   1,311 0 0
Conagra Foods Inc Com COM 205887102   23,144 834 SH   SOLE   834 0 0
Consolidated Edison Inc Corp COM 209115104   859,374 9,631 SH   SOLE   9,500 131 0
Corning Inc COM 219350105   14,256 300 SH   SOLE   300 0 0
Cullen/Frost Bankers Inc COM 229899109   1,221,675 9,100 SH   SOLE   9,100 0 0
Cummins Inc. Ordinary Shares COM 231021106   20,916 60 SH   SOLE   60 0 0
DTE Energy Co COM 233331107   42,263 350 SH   SOLE   0 350 0
Danaher Corp COM 235851102   36,498 159 SH   SOLE   159 0 0
Deere & Co COM 244199105   8,474 20 SH   SOLE   20 0 0
Walt Disney Co COM 254687106   254,212 2,283 SH   SOLE   1,117 1,166 0
Discover Financial Services Corp COM 254709108   69,292 400 SH   SOLE   400 0 0
Dow Inc Corp COM 260557103   24,319 606 SH   SOLE   606 0 0
Eastman Chemical Co COM 277432100   2,648 29 SH   SOLE   0 29 0
Edison International Corp COM 281020107   878,240 11,000 SH   SOLE   11,000 0 0
Emerson Electric Co COM 291011104   65,559 529 SH   SOLE   207 307 15
Factset Research System COM 303075105   6,244 13 SH   SOLE   13 0 0
Fidelity MSCI Utilities Index ETF MSCI UTILS INDEX 316092865   3,219 66 SH   SOLE   66 0 0
First Solar Inc COM 336433107   865,162 4,909 SH   SOLE   4,909 0 0
Ford Motor Co COM 345370860   16,810 1,698 SH   SOLE   1,698 0 0
General Dynamics COM 369550108   309,337 1,174 SH   SOLE   524 650 0
General Electric Co COM NEW 369604301   5,170 31 SH   SOLE   31 0 0
General Mills Inc COM 370334104   180,852 2,836 SH   SOLE   2,836 0 0
Genuine Parts Co COM 372460105   123,415 1,057 SH   SOLE   1,057 0 0
Haleon PLC ADR SPON ADS 405552100   677 71 SH   SOLE   71 0 0
Halliburton Corp COM 406216101   54,380 2,000 SH   SOLE   2,000 0 0
Home BancShares, Inc. COM 436893200   4,599,026 162,510 SH   SOLE   142,614 4,172 15,724
Home Depot Inc. COM 437076102   891,176 2,291 SH   SOLE   1,607 664 20
Honeywell International Inc COM 438516106   290,269 1,285 SH   SOLE   1,270 0 15
Illinois Tool Works Inc COM 452308109   83,675 330 SH   SOLE   330 0 0
Ingredion, Inc. Corp COM 457187102   8,666 63 SH   SOLE   63 0 0
Intel Corp COM 458140100   34,205 1,706 SH   SOLE   1,500 206 0
International Business Machines Corp COM 459200101   121,566 553 SH   SOLE   86 447 20
The Interpublic Group of Companies Inc COM 460690100   1,513 54 SH   SOLE   54 0 0
iShares Gold Trust ETF ISHARES NEW 464285204   14,853 300 SH   SOLE   300 0 0
Blackrock Institutional Trust Company N.A. Ishares Core S&p Total U.S. Stock Market Etf CORE S&P TTL STK 464287150   228,043 1,773 SH   SOLE   1,773 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   2,697,332 4,582 SH   SOLE   4,582 0 0
iShares Core US Aggregate Bond ETF CORE US AGGBD ET 464287226   942,934 9,731 SH   SOLE   9,296 0 435
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234   45,835 1,096 SH   SOLE   1,096 0 0
Blackrock Institutional Trust Company N.A. Ishares S&p 500 Growth Etf S&P 500 GRWT ETF 464287309   23,758 234 SH   SOLE   234 0 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   17,012 225 SH   SOLE   225 0 0
iShares Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473   694,426 5,369 SH   SOLE   5,369 0 0
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481   62,995 497 SH   SOLE   497 0 0
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499   3,160,300 35,750 SH   SOLE   35,500 0 250
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   5,832,154 93,599 SH   SOLE   93,049 0 550
iShares Biotechnology ETF ISHARES BIOTECH 464287556   9,916 75 SH   SOLE   75 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   5,924,901 32,004 SH   SOLE   30,936 0 1,068
iShare S&P Mid-Cap 400 Growth ETF S&P MC 400GR ETF 464287606   36,372 400 SH   SOLE   400 0 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   4,839,441 12,051 SH   SOLE   10,979 0 1,072
iShares Russell 1000 ETF RUS 1000 ETF 464287622   13,478,852 41,839 SH   SOLE   40,988 0 851
iShares Russell 2000 Value ETF RUS 2000 VAL ETF 464287630   685,410 4,175 SH   SOLE   4,086 0 89
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648   71,667 249 SH   SOLE   129 0 120
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   2,599,373 11,764 SH   SOLE   11,652 0 112
iShares Russell 3000 ETF RUSSELL 3000 ETF 464287689   15,710 47 SH   SOLE   47 0 0
iShares S&P Mid- Cap 400 Value ETF S&P MC 400VL ETF 464287705   84,348 675 SH   SOLE   675 0 0
Blackrock Institutional Trust Company N.A. Ishares U.S. Technology Etf U.S. TECH ETF 464287721   63,170 396 SH   SOLE   396 0 0
iShares U.S. Healthcare ETF US HLTHCARE ETF 464287762   17,423 299 SH   SOLE   299 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804   4,763,080 41,339 SH   SOLE   41,089 0 250
iShares S&P Smallcap 600 Value Index ETF SP SMCP600VL ETF 464287879   24,980 230 SH   SOLE   230 0 0
iShares MSCI ACWI Ex-US ETF MSCI ACWI EX US 464288240   60,558 1,161 SH   SOLE   1,161 0 0
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   532,750 5,000 SH   SOLE   0 5,000 0
iShares 5-10 Year Investment Grade Corporate Bond ETF ISHS 5-10YR INVT 464288638   188,990 3,669 SH   SOLE   3,582 87 0
iShares Russell Top 200 ETF RUS TOP 200 ETF 464289446   25,758 178 SH   SOLE   178 0 0
Johnson & Johnson COM 478160104   841,688 5,820 SH   SOLE   4,657 1,163 0
KLA Corp COM NEW 482480100   46,629 74 SH   SOLE   74 0 0
Kimberly-Clark Corp COM 494368103   174,676 1,333 SH   SOLE   1,333 0 0
Kraft Heinz Co COM 500754106   7,954 259 SH   SOLE   259 0 0
The Kroger Co COM 501044101   271,017 4,432 SH   SOLE   4,432 0 0
L3harris Technologies Inc COM 502431109   5,467 26 SH   SOLE   26 0 0
Labcorp Holdings Inc. COM SHS 504922105   7,568 33 SH   SOLE   33 0 0
Leggett & Platt Inc COM 524660107   1,315 137 SH   SOLE   0 137 0
Eli Lilly and Co Corp COM 532457108   373,648 484 SH   SOLE   110 366 8
Lockheed Martin Corp COM 539830109   438,804 903 SH   SOLE   868 27 8
Lowe's Companies, Inc. COM 548661107   1,422,308 5,763 SH   SOLE   5,763 0 0
McDonald's Corp COM 580135101   645,005 2,225 SH   SOLE   1,562 643 20
Microsoft Corp. COM 594918104   5,952,423 14,122 SH   SOLE   14,109 0 13
Microchip Technology Inc COM 595017104   15,370 268 SH   SOLE   268 0 0
Micron Technology Inc COM 595112103   168,320 2,000 SH   SOLE   2,000 0 0
Mondelez International CL A 609207105   387,349 6,485 SH   SOLE   6,485 0 0
Morgan Stanley COM NEW 617446448   125,720 1,000 SH   SOLE   1,000 0 0
Nike Inc Cl B CL B 654106103   75,670 1,000 SH   SOLE   1,000 0 0
Norfolk Southern Corp COM 655844108   1,414,302 6,026 SH   SOLE   6,026 0 0
Northern Trust Corp COM 665859104   6,150 60 SH   SOLE   0 60 0
Northrop Grumman Corp COM 666807102   117,323 250 SH   SOLE   250 0 0
Nucor Corp COM 670346105   157,559 1,350 SH   SOLE   1,350 0 0
Occidental Petroleum Corp COM 674599105   60,725 1,229 SH   SOLE   1,229 0 0
Occidental Petroleum Corp. Warrants (03/08/2027) *W EXP 08/03/202 674599162   4,215 153 SH   SOLE   153 0 0
Omnicom Group Inc COM 681919106   19,789 230 SH   SOLE   0 230 0
ON Semiconductor Corp. Ordinary Shares COM 682189105   2,396 38 SH   SOLE   38 0 0
Oneok Inc COM 682680103   203,712 2,029 SH   SOLE   210 1,819 0
Paychex Inc COM 704326107   266,558 1,901 SH   SOLE   1,831 70 0
Pepsico, Inc. COM 713448108   734,906 4,833 SH   SOLE   4,808 0 25
Pfizer Inc COM 717081103   241,423 9,100 SH   SOLE   7,242 1,858 0
Philip Morris International Inc COM 718172109   730,525 6,070 SH   SOLE   5,100 970 0
Phillips 66 Corp COM 718546104   128,171 1,125 SH   SOLE   1,050 75 0
Procter & Gamble COM 742718109   385,092 2,297 SH   SOLE   1,571 676 50
PulteGroup Inc COM 745867101   1,373,229 12,610 SH   SOLE   12,610 0 0
Qualcomm Inc COM 747525103   64,367 419 SH   SOLE   20 399 0
Realty Income Corp REIT COM 756109104   51,594 966 SH   SOLE   966 0 0
Shell PLC ADR SPON ADS 780259305   13,470 215 SH   SOLE   215 0 0
SAP SE SPON ADR 803054204   267,630 1,087 SH   SOLE   1,087 0 0
Schwab Strategic Trust US Dividend Equity ETF US DIVIDEND EQ 808524797   274,703 10,055 SH   SOLE   10,055 0 0
Sherwin Williams Co COM 824348106   33,993 100 SH   SOLE   100 0 0
The Southern Company COM 842587107   1,371,451 16,660 SH   SOLE   15,683 977 0
Starbucks Corp COM 855244109   21,079 231 SH   SOLE   231 0 0
Stryker Corp COM 863667101   17,282 48 SH   SOLE   48 0 0
Sysco Corp COM 871829107   11,851 155 SH   SOLE   0 155 0
TJX Companies Inc COM 872540109   151,858 1,257 SH   SOLE   0 1,232 25
T-Mobile US Inc COM 872590104   1,534,074 6,950 SH   SOLE   6,950 0 0
Texas Instruments Inc COM 882508104   442,149 2,358 SH   SOLE   1,000 1,323 35
Thermo Fisher Scientific Inc COM 883556102   26,012 50 SH   SOLE   50 0 0
Toll Brothers Inc COM 889478103   9,446 75 SH   SOLE   75 0 0
Toyota Motor Corporation ADR ADS 892331307   19,656 101 SH   SOLE   101 0 0
Tyson Foods Inc CL A 902494103   11,488 200 SH   SOLE   200 0 0
US Bancorp COM NEW 902973304   5,453 114 SH   SOLE   0 114 0
Union Pacific Corp. COM 907818108   129,527 568 SH   SOLE   543 0 25
United Parcel Service, Inc CL B 911312106   6,305 50 SH   SOLE   0 50 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844   168,414 860 SH   SOLE   860 0 0
Vanguard Intermediate Term Bond ETF INTERMED TERM 921937819   4,239,433 56,730 SH   SOLE   56,359 371 0
Vanguard Short Term Bond ETF SHORT TRM BOND 921937827   4,305,948 55,726 SH   SOLE   55,726 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   13,303 185 SH   SOLE   185 0 0
Vanguard FTSE Developed Markets ETF VAN FTSE DEV MKT 921943858   6,786,184 141,911 SH   SOLE   140,216 0 1,695
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406   19,521 153 SH   SOLE   153 0 0
Vanguard FTSE All World Ex US ETF ALLWRLD EX US 922042775   1,657,197 28,866 SH   SOLE   28,866 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858   2,095,203 47,575 SH   SOLE   47,375 0 200
Vanguard Group, Inc. Tax-Exempt Bond ETF TAX EXEMPT BD 922907746   367,603 7,333 SH   SOLE   7,333 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553   1,670,250 18,750 SH   SOLE   18,700 0 50
Vanguard Small Cap Value Index ETF SM CP VAL ETF 922908611   579,677 2,925 SH   SOLE   2,925 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   83,201 315 SH   SOLE   315 0 0
Vanguard Value ETF VALUE ETF 922908744   46,558 275 SH   SOLE   275 0 0
Vanguard Small-Cap Index ETF SMALL CP ETF 922908751   85,299 355 SH   SOLE   355 0 0
Walmart Inc COM 931142103   1,189,458 13,165 SH   SOLE   12,391 699 75
Walgreens Boots Alliance Inc COM 931427108   1,194 128 SH   SOLE   0 128 0
Warner Bros Discovery, Inc. Cl A COM SER A 934423104   3,583 339 SH   SOLE   72 267 0
Watsco Inc COM 942622200   1,193,729 2,519 SH   SOLE   2,519 0 0
Wells Fargo & Co COM 949746101   250,195 3,562 SH   SOLE   3,562 0 0
Weyerhaeuser COM NEW 962166104   45,237 1,607 SH   SOLE   0 1,607 0
Whirlpool Corp COM 963320106   1,603 14 SH   SOLE   0 14 0
Williams Companies Inc COM 969457100   102,828 1,900 SH   SOLE   1,900 0 0
Williams-Sonoma Inc COM 969904101   447,395 2,416 SH   SOLE   2,416 0 0
Yum! Brands Inc COM 988498101   241,488 1,800 SH   SOLE   1,800 0 0
Invesco QQQ Trust Series 1 ETF UNIT SER 1 46090E103   127,808 250 SH   SOLE   250 0 0
FirstTrust Capital Strength ETF CAP STRENGTH ETF 33733E104   28,102 320 SH   SOLE   320 0 0
Fortinet Inc. COM 34959E109   7,558 80 SH   SOLE   80 0 0
FirstTrust Dow Jones Internet ETF DJ INTERNT IDX 33733E302   43,771 180 SH   SOLE   180 0 0
AT&T Corp COM 00206R102   228,565 10,038 SH   SOLE   8,330 1,708 0
Abbvie Inc COM 00287Y109   292,672 1,647 SH   SOLE   1,551 46 50
Adobe Inc COM 00724F101   1,085,019 2,440 SH   SOLE   2,440 0 0
Alphabet Inc Class C CAP STK CL C 02079K107   674,158 3,540 SH   SOLE   3,000 540 0
Alphabet Inc Cl A CAP STK CL A 02079K305   104,494 552 SH   SOLE   552 0 0
Altria Group Inc COM 02209S103   474,584 9,076 SH   SOLE   8,201 875 0
American Tower Corp REIT COM 03027X100   218,258 1,190 SH   SOLE   1,190 0 0
Ares Capital Corp COM 04010L103   106,298 4,856 SH   SOLE   0 4,856 0
Biogen Inc Com COM 09062X103   122,336 800 SH   SOLE   800 0 0
Blackstone, Inc. COM 09260D107   134,488 780 SH   SOLE   780 0 0
Booking Holdings Inc. COM 09857L108   19,874 4 SH   SOLE   4 0 0
Broadcom, Inc. COM 11135F101   5,249,089 22,641 SH   SOLE   22,351 220 70
Capital One Financial Corp COM 14040H105   8,916 50 SH   SOLE   50 0 0
Cardinal Health Inc COM 14149Y108   54,286 459 SH   SOLE   403 56 0
Carrier Global Corp COM 14448C104   54,540 799 SH   SOLE   0 799 0
Centerpoint Energy Inc COM 15189T107   5,204 164 SH   SOLE   164 0 0
Cisco Systems, Inc. COM 17275R102   438,909 7,414 SH   SOLE   6,856 558 0
Conocophillips COM 20825C104   491,487 4,956 SH   SOLE   4,607 349 0
Constellation Brands Inc Class A Corp CL A 21036P108   5,525 25 SH   SOLE   25 0 0
Corteva Inc Corp COM 22052L104   9,797 172 SH   SOLE   172 0 0
Costco Wholesale Corp COM 22160K105   1,811,466 1,977 SH   SOLE   1,677 300 0
Duff & Phelps Investment Management Co. Dtf Tax-Free Income 2028 Term Fund Inc COM 23334J107   16,823 1,500 SH   SOLE   1,500 0 0
DT Midstream Inc. COMMON STOCK 23345M107   17,400 175 SH   SOLE   0 175 0
DFA US Core Equity ETF US CORE EQT MKT 25434V104   10,881,404 268,743 SH   SOLE   265,917 0 2,826
Dimensional ETF Trust Emerging Core Equity Market EMGR CRE EQT MNG 25434V302   3,374 133 SH   SOLE   133 0 0
Dimensional US Equity ETF US EQUITY MARKET 25434V401   1,133,348 17,778 SH   SOLE   17,778 0 0
DFA Dimensional International High Profitability ETF INTL HIGH PROFIT 25434V765   630,144 24,976 SH   SOLE   24,976 0 0
Dimensional International Value Trust ETF INTERNATNAL VAL 25434V807   70,783 1,995 SH   SOLE   1,995 0 0
DFA Inflation-Protected Securities ETF INFLATION PROTE 25434V856   925,458 22,856 SH   SOLE   22,856 0 0
Duke Energy Corp COM NEW 26441C204   455,632 4,229 SH   SOLE   3,735 494 0
Dupont De Nemours Inc Corp COM 26614N102   23,104 303 SH   SOLE   303 0 0
Enbridge Inc COM 29250N105   166,283 3,919 SH   SOLE   3,919 0 0
Entergy Corp COM 29364G103   75,820 1,000 SH   SOLE   1,000 0 0
Evergy Inc COM 30034W106   47,824 777 SH   SOLE   0 777 0
Exxon Mobil Corp COM 30231G102   659,081 6,127 SH   SOLE   5,777 325 25
Meta Platforms, Inc. Cl A CL A 30303M102   322,031 550 SH   SOLE   550 0 0
FedEx Corp Com COM 31428X106   7,033 25 SH   SOLE   25 0 0
Global Payments Inc COM 37940X102   6,275 56 SH   SOLE   0 56 0
Global X Funds Uranium ETF GLOBAL X URANIUM 37954Y871   2,485,854 92,825 SH   SOLE   92,325 0 500
HP Inc COM 40434L105   917,588 28,121 SH   SOLE   27,955 166 0
Hewlett Packard Enterprise Co COM 42824C109   21,350 1,000 SH   SOLE   1,000 0 0
Intuitive Surgical Inc COM NEW 46120E602   1,002,163 1,920 SH   SOLE   1,920 0 0
Invesco S&P 500 Top 50 ETF S&P 500 TOP 50 46137V233   454,636 9,100 SH   SOLE   9,100 0 0
Invesco S&P SmallCap Quality ETF S&P SMLCAP QTY 46138G300   392,627 9,271 SH   SOLE   9,271 0 0
iShares Aaa - A Rated Corporate Bond ETF A RATE CP BD ETF 46429B291   102,657 2,194 SH   SOLE   2,194 0 0
iShares MSCI USA Min Vol Factor ETF MSCI USA MIN VOL 46429B697   22,908 258 SH   SOLE   258 0 0
iShares MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339   28,849 162 SH   SOLE   162 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842   171,413 2,439 SH   SOLE   2,439 0 0
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103   60,419 1,157 SH   SOLE   1,157 0 0
iShares ESG Aware MSCI Emerging Markets ETF ESG AWR MSCI EM 46434G863   926,573 27,750 SH   SOLE   27,150 0 600
iShares ESG Aware USD Corporate Bond ETF ESG AWRE USD ETF 46435G193   13,632 600 SH   SOLE   600 0 0
iShares Trust Core MSCI International Developed Markets ETF CORE MSCI INTL 46435G326   82,715 1,283 SH   SOLE   1,283 0 0
iShares ESG Aware MSCI EAFE ETF ESG AW MSCI EAFE 46435G516   1,296,284 17,025 SH   SOLE   17,025 0 0
iShares ESG Aware MSCIi USA Small-Cap ETF ESG AWARE MSCI 46435U663   4,205 100 SH   SOLE   100 0 0
JPMorgan Chase & Co. COM 46625H100   2,297,141 9,583 SH   SOLE   9,014 544 25
JPMorgan ActiveBuilders Emerging Markets Equity ETF ACTIVEBLDRS EMER 46641Q266   1,327,494 35,485 SH   SOLE   35,097 0 388
JPMorgan US Quality Factor ETF US QUALTY FCTR 46641Q761   3,567,577 62,294 SH   SOLE   61,316 0 978
JP Morgan US Momentum Factor ETF US MOMENTUM 46641Q779   2,202,315 37,795 SH   SOLE   37,575 0 220
Jefferies Financial Group Inc COM 47233W109   1,961,254 25,016 SH   SOLE   25,016 0 0
Kinder Morgan Inc Class P COM 49456B101   10,111 369 SH   SOLE   369 0 0
Kyndryl Holdings Inc COMMON STOCK 50155Q100   311 9 SH   SOLE   0 9 0
M&T Bank Corp COM 55261F104   6,580 35 SH   SOLE   35 0 0
Manulife Financial Corp COM 56501R106   8,752 285 SH   SOLE   285 0 0
Marathon Petroleum Corp COM 56585A102   424,220 3,041 SH   SOLE   2,791 250 0
Mastercard, Inc. CL A 57636Q104   297,512 565 SH   SOLE   565 0 0
Mckesson Corp COM 58155Q103   56,421 99 SH   SOLE   99 0 0
Merck & Co., Inc. COM 58933Y105   1,177,843 11,840 SH   SOLE   10,195 1,620 25
MetLife Inc COM 59156R108   6,796 83 SH   SOLE   83 0 0
Nextera Energy Inc COM 65339F101   229,982 3,208 SH   SOLE   208 3,000 0
Novartis AG ADR SPONSORED ADR 66987V109   53,034 545 SH   SOLE   520 25 0
NVIDIA Corp. COM 67066G104   208,955 1,556 SH   SOLE   1,556 0 0
Oracle Corp COM 68389X105   676,392 4,059 SH   SOLE   4,059 0 0
PIMCO Intermediate Municipal Bond Active ETF INTER MUN BD ACT 72201R866   356,834 6,898 SH   SOLE   6,898 0 0
Proshares S&P 500 Dividend Aristocrats ETF S&P 500 DV ARIST 74348A467   9,691,193 97,350 SH   SOLE   97,350 0 0
RTX Corp COM 75513E101   261,180 2,257 SH   SOLE   1,458 799 0
S&P Global, Inc. COM 78409V104   49,803 100 SH   SOLE   100 0 0
NEOS S&P 500 High Income ETF NEOS S&P 500 HI 78433H303   493,615 9,713 SH   SOLE   6,630 3,083 0
SPDR S&P 500 ETF TR UNIT 78462F103   5,455,819 9,309 SH   SOLE   7,988 1,250 71
SPDR Gold Shares ETF GOLD SHS 78463V107   3,770,206 15,571 SH   SOLE   15,521 0 50
SPDR Portfolio Intermediate Term Corporate Bond ETF PORTFOLIO INTRMD 78464A375   1,931,726 58,966 SH   SOLE   57,925 55 986
SPDR Portfolio Intermediate Term Treasury ETF PORTFLI INTRMDIT 78464A672   109,150 3,915 SH   SOLE   3,850 65 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763   4,532,351 34,310 SH   SOLE   34,310 0 0
SPDR Dow Jones Industrial Average ETF UT SER 1 78467X109   1,584,988 3,725 SH   SOLE   3,675 0 50
SPDR Bloomberg Investment Grade Floating Rate ETF BLOOMBERG INVT 78468R200   56,297 1,832 SH   SOLE   1,772 60 0
Spdr Series Trust Portfolio S&p 600 Small Cap Etf PORTFOLIO S&P600 78468R853   16,935 377 SH   SOLE   377 0 0
Salesforce.com COM 79466L302   13,373 40 SH   SOLE   40 0 0
Materials Select Sector SPDR ETF SBI MATERIALS 81369Y100   260,582 3,097 SH   SOLE   3,097 0 0
Health Care Select Sector SPDR ETF SBI HEALTHCARE 81369Y209   104,278 758 SH   SOLE   758 0 0
Consumer Staples Select Sector SPDR Fund ETF SBI CONS STPLS 81369Y308   11,792 150 SH   SOLE   150 0 0
Consumer Discretionary Select Sector SPDR ETF SBI CONS DISCR 81369Y407   109,258 487 SH   SOLE   487 0 0
Energy Select Sector SPDR ETF ENERGY 81369Y506   26,726 312 SH   SOLE   312 0 0
Financial Select Sector SPDR ETF FINANCIAL 81369Y605   404,860 8,377 SH   SOLE   2,544 5,833 0
Industrial Select Sector SPDR ETF INDL 81369Y704   296,460 2,250 SH   SOLE   2,250 0 0
Technology Select Sector SPDR ETF TECHNOLOGY 81369Y803   2,448,901 10,532 SH   SOLE   8,200 2,332 0
Communication Services Select Sector SPDR ETF COMMUNICATION 81369Y852   68,348 706 SH   SOLE   706 0 0
Real Estate Select Sector SPDR ETF RL EST SEL SEC 81369Y860   1,629,362 40,063 SH   SOLE   39,003 810 250
Utilities Select Sector SPDR ETF SBI INT-UTILS 81369Y886   692,034 9,143 SH   SOLE   9,143 0 0
Servicenow, Inc. COM 81762P102   21,202 20 SH   SOLE   20 0 0
Solventum Corp COM SHS 83444M101   3,964 60 SH   SOLE   52 9 0
Target Corp COM 87612E106   12,301 91 SH   SOLE   0 66 25
Tesla Inc COM 88160R101   4,846 12 SH   SOLE   12 0 0
3M Company COM 88579Y101   30,982 240 SH   SOLE   206 34 0
Travelers Companies Inc COM 89417E109   256,789 1,066 SH   SOLE   1,000 66 0
Truist Financial Corp COM 89832Q109   6,984 161 SH   SOLE   161 0 0
UnitedHealth Group, Inc. COM 91324P102   439,592 869 SH   SOLE   859 0 10
VanEck Uranium and Nuclear ETF URANIUM AND NUCL 92189F601   187,082 2,300 SH   SOLE   2,300 0 0
VanEck Semiconductor ETF SEMICONDUCTR ETF 92189F676   48,434 200 SH   SOLE   200 0 0
Vanguard Consumer Staples Index ETF CONSUM STP ETF 92204A207   33,187 157 SH   SOLE   157 0 0
Vanguard Industrials Index ETF INDUSTRIAL ETF 92204A603   41,974 165 SH   SOLE   165 0 0
Vanguard Information Technology ETF INF TECH ETF 92204A702   145,501 234 SH   SOLE   234 0 0
Vanguard Materials Index ETF MATERIALS ETF 92204A801   8,077 43 SH   SOLE   43 0 0
Vanguard Russell 2000 Growth ETF VNG RUS2000GRW 92206C623   286,841 1,365 SH   SOLE   1,365 0 0
Vanguard Russell 2000 Value ETF VNG RUS2000VAL 92206C649   137,090 948 SH   SOLE   948 0 0
Vanguard Russell 1000 Growth ETF VNG RUS1000GRW 92206C680   723 7 SH   SOLE   7 0 0
Vanguard Russell 1000 Value ETF VNG RUS1000VAL 92206C714   244 3 SH   SOLE   3 0 0
Vanguard Mortgage-Backed Securities ETF MTG-BKD SECS ETF 92206C771   778,578 17,172 SH   SOLE   17,046 126 0
Veralto Corp COM SHS 92338C103   34 0 SH   SOLE   0 0 0
Verisign, Inc COM 92343E102   88,993 430 SH   SOLE   430 0 0
Verizon Communications Inc COM 92343V104   302,404 7,562 SH   SOLE   7,386 176 0
Viatris Inc Corp COM 92556V106   759 61 SH   SOLE   61 0 0
Visa Inc Com Cl A COM CL A 92826C839   377,668 1,195 SH   SOLE   1,175 0 20
Welltower Inc Com COM 95040Q104   93,262 740 SH   SOLE   740 0 0
Xcel Energy Inc COM 98389B100   63,941 947 SH   SOLE   147 800 0
Zimmer Biomet Holdings Inc COM 98956P102   31,689 300 SH   SOLE   300 0 0
Zoetis Inc Class A CL A 98978V103   8,147 50 SH   SOLE   50 0 0
Accenture PLC Cl A SHS CLASS A G1151C101   7,739 22 SH   SOLE   22 0 0
Eaton Corp PLC SHS G29183103   106,198 320 SH   SOLE   320 0 0
Johnson Controls International PLC SHS G51502105   7,104 90 SH   SOLE   90 0 0
Linde PLC SHS G54950103   1,088,542 2,600 SH   SOLE   2,200 400 0
Medtronic PLC SHS G5960L103   22,686 284 SH   SOLE   140 144 0
Chubb Limited Com COM H1467J104   7,460 27 SH   SOLE   27 0 0
Garmin Ltd Corp SHS H2906T109   5,157 25 SH   SOLE   0 25 0
UBS Group AG SHS H42097107   931,188 30,712 SH   SOLE   30,712 0 0