The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   220,190 1,115 SH   SOLE   0 0 1,115
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   244,255 691 SH   SOLE   0 0 691
ALPHABET INC CAP STK CL A 02079K305   606,016 3,654 SH   SOLE   0 0 3,654
ALPHABET INC CAP STK CL C 02079K107   1,163,475 6,959 SH   SOLE   0 0 6,959
AMAZON COM INC COM 023135106   2,976,766 15,975 SH   SOLE   0 0 15,975
APPLE INC COM 037833100   3,829,350 16,434 SH   SOLE   0 0 16,434
ARISTA NETWORKS INC COM 040413106   515,854 1,344 SH   SOLE   0 0 1,344
BANK MONTREAL QUE COM 063671101   360,800 4,000 SH   SOLE   0 0 4,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,513,795 3,289 SH   SOLE   0 0 3,289
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   10,508,541 212,422 SH   SOLE   0 0 212,422
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   1,172,457 21,902 SH   SOLE   0 0 21,902
BLACKSTONE INC COM 09260D107   275,787 1,801 SH   SOLE   0 0 1,801
BROADCOM INC COM 11135F101   531,990 3,084 SH   SOLE   0 0 3,084
CATERPILLAR INC COM 149123101   2,325,991 5,947 SH   SOLE   0 0 5,947
CHEVRON CORP NEW COM 166764100   297,120 2,017 SH   SOLE   0 0 2,017
CHIPOTLE MEXICAN GRILL INC COM 169656105   409,332 7,104 SH   SOLE   0 0 7,104
COINBASE GLOBAL INC COM CL A 19260Q107   205,608 1,154 SH   SOLE   0 0 1,154
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   5,674,844 173,702 SH   SOLE   0 0 173,702
COSTCO WHSL CORP NEW COM 22160K105   233,683 263 SH   SOLE   0 0 263
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,201,291 31,546 SH   SOLE   0 0 31,546
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   601,577 9,275 SH   SOLE   0 0 9,275
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,847,100 105,106 SH   SOLE   0 0 105,106
ELI LILLY & CO COM 532457108   352,604 398 SH   SOLE   0 0 398
GLOBAL X FDS GLBL X MLP ETF 37954Y343   488,772 10,187 SH   SOLE   0 0 10,187
GRAINGER W W INC COM 384802104   292,944 282 SH   SOLE   0 0 282
GRAYSCALE BITCOIN MINI TR BT SHS 389930108   60,742 10,789 SH   SOLE   0 0 10,789
HOME DEPOT INC COM 437076102   526,760 1,300 SH   SOLE   0 0 1,300
INVESCO QQQ TR UNIT SER 1 46090E103   8,462,529 17,338 SH   SOLE   0 0 17,338
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   517,382 14,320 SH   SOLE   0 0 14,320
ISHARES INC CORE MSCI EMKT 46434G103   1,407,949 24,524 SH   SOLE   0 0 24,524
ISHARES INC MSCI EMRG CHN 46434G764   1,093,319 17,891 SH   SOLE   0 0 17,891
ISHARES TR 10-20 YR TRS ETF 464288653   1,170,326 10,704 SH   SOLE   0 0 10,704
ISHARES TR 20 YR TR BD ETF 464287432   2,000,371 20,391 SH   SOLE   0 0 20,391
ISHARES TR CORE MSCI EAFE 46432F842   987,430 12,651 SH   SOLE   0 0 12,651
ISHARES TR CORE MSCI EURO 46434V738   486,160 7,979 SH   SOLE   0 0 7,979
ISHARES TR CORE MSCI INTL 46435G326   392,540 5,542 SH   SOLE   0 0 5,542
ISHARES TR CORE MSCI TOTAL 46432F834   531,143 7,313 SH   SOLE   0 0 7,313
ISHARES TR CORE S&P MCP ETF 464287507   1,323,988 21,245 SH   SOLE   0 0 21,245
ISHARES TR CORE S&P SCP ETF 464287804   795,703 6,803 SH   SOLE   0 0 6,803
ISHARES TR CORE S&P TTL STK 464287150   880,973 7,013 SH   SOLE   0 0 7,013
ISHARES TR CORE S&P500 ETF 464287200   43,007,622 74,559 SH   SOLE   0 0 74,559
ISHARES TR CORE US AGGBD ET 464287226   16,981,388 167,684 SH   SOLE   0 0 167,684
ISHARES TR EAFE GRWTH ETF 464288885   9,447,476 87,761 SH   SOLE   0 0 87,761
ISHARES TR EAFE VALUE ETF 464288877   10,586,920 184,024 SH   SOLE   0 0 184,024
ISHARES TR EUROPE ETF 464287861   243,685 4,182 SH   SOLE   0 0 4,182
ISHARES TR GLOBAL ENERG ETF 464287341   517,820 12,792 SH   SOLE   0 0 12,792
ISHARES TR HDG MSCI EAFE 46434V803   272,904 7,704 SH   SOLE   0 0 7,704
ISHARES TR HIGH YLD SYSTM B 46435G250   471,484 9,810 SH   SOLE   0 0 9,810
ISHARES TR IBOXX INV CP ETF 464287242   242,907 2,150 SH   SOLE   0 0 2,150
ISHARES TR MBS ETF 464288588   2,305,465 24,062 SH   SOLE   0 0 24,062
ISHARES TR MSCI EAFE ETF 464287465   298,894 3,574 SH   SOLE   0 0 3,574
ISHARES TR MSCI USA QLT FCT 46432F339   11,439,116 63,798 SH   SOLE   0 0 63,798
ISHARES TR NATIONAL MUN ETF 464288414   6,523,005 60,047 SH   SOLE   0 0 60,047
ISHARES TR RUS 1000 ETF 464287622   221,645 705 SH   SOLE   0 0 705
ISHARES TR RUS 1000 GRW ETF 464287614   1,244,385 3,315 SH   SOLE   0 0 3,315
ISHARES TR S&P 100 ETF 464287101   1,518,859 5,488 SH   SOLE   0 0 5,488
ISHARES TR S&P 500 GRWT ETF 464287309   874,581 9,134 SH   SOLE   0 0 9,134
ISHARES TR S&P 500 VAL ETF 464287408   904,419 4,587 SH   SOLE   0 0 4,587
ISHARES TR SP SMCP600VL ETF 464287879   210,475 1,955 SH   SOLE   0 0 1,955
ISHARES TR US INFRASTRUC 46435U713   2,134,072 45,434 SH   SOLE   0 0 45,434
JOHNSON & JOHNSON COM 478160104   230,611 1,423 SH   SOLE   0 0 1,423
JPMORGAN CHASE & CO. COM 46625H100   876,545 4,157 SH   SOLE   0 0 4,157
KKR & CO INC COM 48251W104   545,694 4,179 SH   SOLE   0 0 4,179
LOCKHEED MARTIN CORP COM 539830109   225,640 386 SH   SOLE   0 0 386
MASTERCARD INCORPORATED CL A 57636Q104   290,848 589 SH   SOLE   0 0 589
MCDONALDS CORP COM 580135101   248,785 817 SH   SOLE   0 0 817
MICROSOFT CORP COM 594918104   3,179,487 7,389 SH   SOLE   0 0 7,389
NEXTERA ENERGY INC COM 65339F101   288,416 3,412 SH   SOLE   0 0 3,412
NOVARTIS AG SPONSORED ADR 66987V109   228,775 1,989 SH   SOLE   0 0 1,989
NOVO-NORDISK A S ADR 670100205   219,446 1,843 SH   SOLE   0 0 1,843
NVIDIA CORPORATION COM 67066G104   7,109,098 58,540 SH   SOLE   0 0 58,540
PALO ALTO NETWORKS INC COM 697435105   294,632 862 SH   SOLE   0 0 862
PROSHARES TR S&P 500 DV ARIST 74348A467   261,562 2,450 SH   SOLE   0 0 2,450
ROCKWELL AUTOMATION INC COM 773903109   434,637 1,619 SH   SOLE   0 0 1,619
RTX CORPORATION COM 75513E101   298,781 2,466 SH   SOLE   0 0 2,466
SALESFORCE INC COM 79466L302   947,310 3,461 SH   SOLE   0 0 3,461
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,092,003 37,423 SH   SOLE   0 0 37,423
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,138,695 27,692 SH   SOLE   0 0 27,692
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   753,013 7,228 SH   SOLE   0 0 7,228
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   724,977 10,685 SH   SOLE   0 0 10,685
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   750,801 9,036 SH   SOLE   0 0 9,036
SCHWAB STRATEGIC TR US REIT ETF 808524847   954,117 41,179 SH   SOLE   0 0 41,179
SELECT SECTOR SPDR TR ENERGY 81369Y506   400,368 4,560 SH   SOLE   0 0 4,560
SERVICENOW INC COM 81762P102   338,079 378 SH   SOLE   0 0 378
SHOPIFY INC CL A 82509L107   1,056,886 13,188 SH   SOLE   0 0 13,188
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,376,046 63,260 SH   SOLE   0 0 63,260
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,362,942 33,017 SH   SOLE   0 0 33,017
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   333,608 5,348 SH   SOLE   0 0 5,348
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,965,192 5,168 SH   SOLE   0 0 5,168
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   416,991 732 SH   SOLE   0 0 732
SPDR SER TR PORTFOLIO S&P400 78464A847   1,393,543 25,485 SH   SOLE   0 0 25,485
SPDR SER TR PORTFOLIO S&P500 78464A854   1,482,857 21,965 SH   SOLE   0 0 21,965
STRYKER CORPORATION COM 863667101   364,511 1,009 SH   SOLE   0 0 1,009
TESLA INC COM 88160R101   1,979,534 7,566 SH   SOLE   0 0 7,566
THERMO FISHER SCIENTIFIC INC COM 883556102   225,778 365 SH   SOLE   0 0 365
T-MOBILE US INC COM 872590104   222,250 1,077 SH   SOLE   0 0 1,077
TRANE TECHNOLOGIES PLC SHS G8994E103   413,609 1,064 SH   SOLE   0 0 1,064
UNITEDHEALTH GROUP INC COM 91324P102   822,080 1,406 SH   SOLE   0 0 1,406
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   369,976 3,420 SH   SOLE   0 0 3,420
VANGUARD INDEX FDS GROWTH ETF 922908736   13,998,370 36,460 SH   SOLE   0 0 36,460
VANGUARD INDEX FDS LARGE CAP ETF 922908637   4,083,365 15,509 SH   SOLE   0 0 15,509
VANGUARD INDEX FDS MID CAP ETF 922908629   1,985,321 7,525 SH   SOLE   0 0 7,525
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   217,929 2,237 SH   SOLE   0 0 2,237
VANGUARD INDEX FDS SM CP VAL ETF 922908611   236,519 1,178 SH   SOLE   0 0 1,178
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,156,874 7,617 SH   SOLE   0 0 7,617
VANGUARD INDEX FDS VALUE ETF 922908744   6,397,661 36,648 SH   SOLE   0 0 36,648
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,978,458 62,245 SH   SOLE   0 0 62,245
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,620,147 70,816 SH   SOLE   0 0 70,816
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,698,538 51,099 SH   SOLE   0 0 51,099
VISA INC COM CL A 92826C839   1,511,675 5,498 SH   SOLE   0 0 5,498
WALMART INC COM 931142103   384,693 4,764 SH   SOLE   0 0 4,764
WISDOMTREE TR EMG MKTS SMCAP 97717W281   563,582 10,495 SH   SOLE   0 0 10,495
ZOETIS INC CL A 98978V103   340,743 1,744 SH   SOLE   0 0 1,744